%PDF-1.5 1 0 obj <> endobj 3 0 obj <> endobj 4 0 obj <> stream BT /F1 26.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 50.00 590.90 Td (SunT) Tj ET Q q 0 0 0 rg BT 105.43 590.90 Td (rust ) Tj ET Q q 0 0 0 rg BT 150.93 590.90 Td (Banks, ) Tj ET Q q 0 0 0 rg BT 228.93 590.90 Td (Inc. ) Tj ET Q BT /F1 26.00 Tf ET q 0 0 0 rg BT 50.00 559.70 Td (Basel ) Tj ET Q q 0 0 0 rg BT 114.26 559.70 Td (III ) Tj ET Q q 0 0 0 rg BT 146.74 559.70 Td (Supplementary ) Tj ET Q q 0 0 0 rg BT 310.65 559.70 Td (Disclosures) Tj ET Q BT /F1 18.00 Tf ET q 0 0 0 rg BT 50.00 516.50 Td (As ) Tj ET Q q 0 0 0 rg BT 74.50 516.50 Td (of ) Tj ET Q q 0 0 0 rg BT 94.00 516.50 Td (and ) Tj ET Q q 0 0 0 rg BT 124.49 516.50 Td (for ) Tj ET Q q 0 0 0 rg BT 149.98 516.50 Td (the ) Tj ET Q q 0 0 0 rg BT 176.47 516.50 Td (three ) Tj ET Q q 0 0 0 rg BT 216.94 516.50 Td (months ) Tj ET Q q 0 0 0 rg BT 274.45 516.50 Td (ended ) Tj ET Q BT /F1 18.00 Tf ET q 0 0 0 rg BT 321.92 516.50 Td (September30, ) Tj ET Q q 0 0 0 rg BT 430.40 516.50 Td (2018) Tj ET Q BT /F1 18.00 Tf ET /GS0 gs q 275.00 0 0 157.00 287.00 92.90 cm /I1 Do Q BT /F1 10.00 Tf ET endstream endobj 5 0 obj <><><><><>] /Rotate 0 /Contents 6 0 R>> endobj 6 0 obj <> stream BT /F1 20.00 Tf ET q 0 0 0 rg BT 235.00 735.15 Td (T) Tj ET Q q 0 0 0 rg BT 245.82 735.15 Td (able of Contents) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 656.50 Td (Glossary ) Tj ET Q q 0 0 0 rg BT 110.88 656.50 Td (of ) Tj ET Q q 0 0 0 rg BT 128.21 656.50 Td (defined ) Tj ET Q q 0 0 0 rg BT 180.19 656.50 Td (terms.................................................................. ) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 482.00 656.50 Td (1) Tj ET Q BT /F1 16.00 Tf ET BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 628.70 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 122.43 628.70 Td (matrix............................................................................... ) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 482.00 628.70 Td (2) Tj ET Q BT /F1 16.00 Tf ET BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 600.85 Td (Overview) Tj ET Q q 0 0 0 rg BT 112.05 600.85 Td (............................................................................................ ) Tj ET Q q 0 0 0 rg BT 482.00 600.85 Td (9) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 573.00 Td (Capital ) Tj ET Q q 0 0 0 rg BT 100.21 573.00 Td (adequacy) Tj ET Q q 0 0 0 rg BT 159.58 573.00 Td (................................................................................ ) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 482.00 573.00 Td (1) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 490.00 573.00 Td (3) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 545.15 Td (Credit ) Tj ET Q q 0 0 0 rg BT 93.99 545.15 Td (risk........................................................................................... ) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 482.00 545.15 Td (1) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 490.00 545.15 Td (6) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 517.30 Td (Securitizations.................................................................................... ) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 482.00 517.30 Td (2) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 490.00 517.30 Td (6) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 489.50 Td (Equities ) Tj ET Q q 0 0 0 rg BT 106.44 489.50 Td (not ) Tj ET Q q 0 0 0 rg BT 130.88 489.50 Td (subject ) Tj ET Q q 0 0 0 rg BT 180.20 489.50 Td (to ) Tj ET Q q 0 0 0 rg BT 196.65 489.50 Td (the ) Tj ET Q q 0 0 0 rg BT 220.20 489.50 Td (Market ) Tj ET Q q 0 0 0 rg BT 270.40 489.50 Td (Risk ) Tj ET Q q 0 0 0 rg BT 303.74 489.50 Td (Rule..................................... ) Tj ET Q q 0 0 0 rg BT 482.00 489.50 Td (29) Tj ET Q BT /F1 16.00 Tf ET q 0 0 0 rg BT 50.00 461.65 Td (Interest ) Tj ET Q q 0 0 0 rg BT 101.98 461.65 Td (rate ) Tj ET Q q 0 0 0 rg BT 129.95 461.65 Td (risk ) Tj ET Q q 0 0 0 rg BT 157.95 461.65 Td (for ) Tj ET Q q 0 0 0 rg BT 180.61 461.65 Td (non-trading ) Tj ET Q q 0 0 0 rg BT 259.26 461.65 Td (activities.........................................30) Tj ET Q endstream endobj 7 0 obj <> endobj 8 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (1) Tj ET Q BT /F1 14.00 Tf ET q 0 0 0 rg BT 202.30 739.30 Td (GLOSSAR) Tj ET Q q 0 0 0 rg BT 265.32 739.30 Td (Y) Tj ET Q q 0 0 0 rg BT 274.91 739.30 Td ( OF DEFINED ) Tj ET Q q 0 0 0 rg BT 362.94 739.30 Td (TERMS) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 710.50 Td (AA) Tj ET Q q 0 0 0 rg BT 66.67 710.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 69.67 710.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 73.67 710.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 76.67 710.50 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 128.31 710.50 Td (approaches.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (ABS ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 76.34 696.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 80.34 696.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 83.34 696.10 Td (Asset-backed ) Tj ET Q q 0 0 0 rg BT 150.98 696.10 Td (securities.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 681.70 Td (AFS ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.67 681.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 79.67 681.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 82.67 681.70 Td (A) Tj ET Q q 0 0 0 rg BT 90.44 681.70 Td (vailable ) Tj ET Q q 0 0 0 rg BT 131.42 681.70 Td (for ) Tj ET Q q 0 0 0 rg BT 148.41 681.70 Td (sale.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 667.30 Td (ALLL) Tj ET Q q 0 0 0 rg BT 82.02 667.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 85.02 667.30 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 89.01 667.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 92.01 667.30 Td (Allowance ) Tj ET Q q 0 0 0 rg BT 146.99 667.30 Td (for ) Tj ET Q q 0 0 0 rg BT 163.98 667.30 Td (loan ) Tj ET Q q 0 0 0 rg BT 187.64 667.30 Td (and ) Tj ET Q q 0 0 0 rg BT 207.97 667.30 Td (lease ) Tj ET Q q 0 0 0 rg BT 234.95 667.30 Td (losses.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 652.90 Td (AOCI ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 83.86 652.90 Td (- ) Tj ET Q q 0 0 0 rg BT 89.83 652.90 Td (Accumulated ) Tj ET Q q 0 0 0 rg BT 156.33 652.90 Td (other ) Tj ET Q q 0 0 0 rg BT 183.52 652.90 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 258.68 652.90 Td (income.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 638.50 Td (Bank) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 77.35 638.50 Td ( ) Tj ET Q q 0 0 0 rg BT 80.35 638.50 Td (- ) Tj ET Q q 0 0 0 rg BT 87.35 638.50 Td (SunT) Tj ET Q q 0 0 0 rg BT 112.93 638.50 Td (rust ) Tj ET Q q 0 0 0 rg BT 133.93 638.50 Td (Bank.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (Basel ) Tj ET Q q 0 0 0 rg BT 79.76 624.10 Td (III ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 96.20 624.10 Td (- ) Tj ET Q q 0 0 0 rg BT 102.45 624.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 131.54 624.10 Td (Basel ) Tj ET Q q 0 0 0 rg BT 160.10 624.10 Td (Accord, ) Tj ET Q q 0 0 0 rg BT 200.84 624.10 Td (a ) Tj ET Q q 0 0 0 rg BT 208.60 624.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 283.67 624.10 Td (set ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 609.70 Td (of ) Tj ET Q q 0 0 0 rg BT 69.51 609.70 Td (reform ) Tj ET Q q 0 0 0 rg BT 111.67 609.70 Td (measures ) Tj ET Q q 0 0 0 rg BT 165.83 609.70 Td (developed ) Tj ET Q q 0 0 0 rg BT 224.65 609.70 Td (by ) Tj ET Q q 0 0 0 rg BT 246.17 609.70 Td (the ) Tj ET Q q 0 0 0 rg BT 270.34 609.70 Td (Basel ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 595.30 Td (Committee ) Tj ET Q q 0 0 0 rg BT 106.33 595.30 Td (on ) Tj ET Q q 0 0 0 rg BT 121.33 595.30 Td (Banking ) Tj ET Q q 0 0 0 rg BT 164.99 595.30 Td (Supervision.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 580.90 Td (BHC ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 79.00 580.90 Td (- ) Tj ET Q q 0 0 0 rg BT 86.00 580.90 Td (Bank ) Tj ET Q q 0 0 0 rg BT 114.33 580.90 Td (holding ) Tj ET Q q 0 0 0 rg BT 154.00 580.90 Td (company) Tj ET Q q 0 0 0 rg BT 197.21 580.90 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 566.50 Td (BOLI ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 83.01 566.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 87.01 566.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 90.01 566.50 Td (Bank-owned ) Tj ET Q q 0 0 0 rg BT 154.33 566.50 Td (life ) Tj ET Q q 0 0 0 rg BT 173.32 566.50 Td (insurance.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (BRC ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 78.34 552.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 82.33 552.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 85.33 552.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 117.66 552.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 142.67 552.10 Td (Committee.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 537.70 Td (Call ) Tj ET Q q 0 0 0 rg BT 75.84 537.70 Td (Report ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 116.33 537.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 120.33 537.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 124.83 537.70 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 192.66 537.70 Td (Reports ) Tj ET Q q 0 0 0 rg BT 234.49 537.70 Td (of ) Tj ET Q q 0 0 0 rg BT 248.99 537.70 Td (Condition ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 523.30 Td (and ) Tj ET Q q 0 0 0 rg BT 70.71 523.30 Td (Income ) Tj ET Q q 0 0 0 rg BT 110.08 523.30 Td (for ) Tj ET Q q 0 0 0 rg BT 127.45 523.30 Td (a ) Tj ET Q q 0 0 0 rg BT 136.16 523.30 Td (Bank ) Tj ET Q q 0 0 0 rg BT 164.88 523.30 Td (with ) Tj ET Q q 0 0 0 rg BT 189.59 523.30 Td (Domestic ) Tj ET Q q 0 0 0 rg BT 238.97 523.30 Td (and ) Tj ET Q q 0 0 0 rg BT 259.68 523.30 Td (Foreign ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 508.90 Td (Of) Tj ET Q q 0 0 0 rg BT 62.45 508.90 Td (fices ) Tj ET Q q 0 0 0 rg BT 88.10 508.90 Td (\(FFIEC ) Tj ET Q q 0 0 0 rg BT 127.77 508.90 Td (031\).) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 494.50 Td (CCAR ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 92.83 494.50 Td (- ) Tj ET Q q 0 0 0 rg BT 105.00 494.50 Td (Comprehensive ) Tj ET Q q 0 0 0 rg BT 188.48 494.50 Td (Capital ) Tj ET Q q 0 0 0 rg BT 229.51 494.50 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 279.67 494.50 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (Review) Tj ET Q q 0 0 0 rg BT 85.88 480.10 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 465.70 Td (CCB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.34 465.70 Td ( ) Tj ET Q q 0 0 0 rg BT 78.34 465.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 82.33 465.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 85.33 465.70 Td (Capital ) Tj ET Q q 0 0 0 rg BT 122.99 465.70 Td (conservation ) Tj ET Q q 0 0 0 rg BT 187.30 465.70 Td (buf) Tj ET Q q 0 0 0 rg BT 203.08 465.70 Td (fer) Tj ET Q q 0 0 0 rg BT 215.74 465.70 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 451.30 Td (CCP) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 74.66 451.30 Td ( ) Tj ET Q q 0 0 0 rg BT 77.66 451.30 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 81.66 451.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 84.66 451.30 Td (Central ) Tj ET Q q 0 0 0 rg BT 122.98 451.30 Td (counterparty) Tj ET Q q 0 0 0 rg BT 182.84 451.30 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 436.90 Td (CDO) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 76.67 436.90 Td ( -) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 83.66 436.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.66 436.90 Td (Collateralized debt obligation.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 422.50 Td (CDS ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 77.01 422.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 81.00 422.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 84.00 422.50 Td (Credit ) Tj ET Q q 0 0 0 rg BT 117.00 422.50 Td (default ) Tj ET Q q 0 0 0 rg BT 153.31 422.50 Td (swaps.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (CET1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 80.67 408.10 Td ( ) Tj ET Q q 0 0 0 rg BT 83.67 408.10 Td (- ) Tj ET Q q 0 0 0 rg BT 90.67 408.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 138.34 408.10 Td (Equity ) Tj ET Q q 0 0 0 rg BT 173.12 408.10 Td (T) Tj ET Q q 0 0 0 rg BT 180.03 408.10 Td (ier ) Tj ET Q q 0 0 0 rg BT 195.69 408.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 204.69 408.10 Td (Capital.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 393.70 Td (CLO) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 76.00 393.70 Td ( ) Tj ET Q q 0 0 0 rg BT 79.00 393.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 83.00 393.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 393.70 Td (Collateralized ) Tj ET Q q 0 0 0 rg BT 156.30 393.70 Td (loan ) Tj ET Q q 0 0 0 rg BT 179.96 393.70 Td (obligation.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 379.30 Td (Company) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 100.01 379.30 Td ( ) Tj ET Q q 0 0 0 rg BT 103.01 379.30 Td (- ) Tj ET Q q 0 0 0 rg BT 110.01 379.30 Td (SunT) Tj ET Q q 0 0 0 rg BT 135.59 379.30 Td (rust ) Tj ET Q q 0 0 0 rg BT 156.59 379.30 Td (Banks, ) Tj ET Q q 0 0 0 rg BT 192.59 379.30 Td (Inc.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 364.90 Td (CRE) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.34 364.90 Td ( ) Tj ET Q q 0 0 0 rg BT 78.34 364.90 Td (- ) Tj ET Q q 0 0 0 rg BT 85.33 364.90 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 147.65 364.90 Td (real ) Tj ET Q q 0 0 0 rg BT 168.63 364.90 Td (estate.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 350.50 Td (CSA) Tj ET Q q 0 0 0 rg BT 73.34 350.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 76.34 350.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 80.34 350.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 83.34 350.50 Td (Credit ) Tj ET Q q 0 0 0 rg BT 116.33 350.50 Td (support ) Tj ET Q q 0 0 0 rg BT 155.33 350.50 Td (annex.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td (CV) Tj ET Q q 0 0 0 rg BT 65.79 336.10 Td (A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 74.45 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 77.45 336.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 81.45 336.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 84.45 336.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 117.44 336.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 165.10 336.10 Td (adjustment.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 321.70 Td (DT) Tj ET Q q 0 0 0 rg BT 65.78 321.70 Td (A) Tj ET Q q 0 0 0 rg BT 73.78 321.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 76.78 321.70 Td (- ) Tj ET Q q 0 0 0 rg BT 83.78 321.70 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 129.41 321.70 Td (tax ) Tj ET Q q 0 0 0 rg BT 147.07 321.70 Td (asset.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 307.30 Td (DV) Tj ET Q q 0 0 0 rg BT 65.79 307.30 Td (A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 74.45 307.30 Td ( ) Tj ET Q q 0 0 0 rg BT 77.45 307.30 Td (- ) Tj ET Q q 0 0 0 rg BT 84.45 307.30 Td (Debit ) Tj ET Q q 0 0 0 rg BT 114.11 307.30 Td (valuation ) Tj ET Q q 0 0 0 rg BT 161.76 307.30 Td (adjustment.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 292.90 Td (FDIC ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 82.33 292.90 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 86.33 292.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 89.33 292.90 Td (Federal ) Tj ET Q q 0 0 0 rg BT 128.31 292.90 Td (Deposit ) Tj ET Q q 0 0 0 rg BT 168.64 292.90 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 218.28 292.90 Td (Corporation.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 278.50 Td (FFIEC) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 278.50 Td ( ) Tj ET Q q 0 0 0 rg BT 88.21 278.50 Td (- ) Tj ET Q q 0 0 0 rg BT 94.41 278.50 Td (Federal ) Tj ET Q q 0 0 0 rg BT 132.61 278.50 Td (Financial ) Tj ET Q q 0 0 0 rg BT 179.47 278.50 Td (Institutions ) Tj ET Q q 0 0 0 rg BT 235.68 278.50 Td (Examination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 264.10 Td (Council.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 249.70 Td (FHA) Tj ET Q q 0 0 0 rg BT 74.67 249.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 77.67 249.70 Td (- ) Tj ET Q q 0 0 0 rg BT 84.66 249.70 Td (Federal ) Tj ET Q q 0 0 0 rg BT 123.65 249.70 Td (Housing ) Tj ET Q q 0 0 0 rg BT 166.65 249.70 Td (Administration.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 235.30 Td (FHLB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 82.67 235.30 Td ( ) Tj ET Q q 0 0 0 rg BT 85.67 235.30 Td (- ) Tj ET Q q 0 0 0 rg BT 92.67 235.30 Td (Federal ) Tj ET Q q 0 0 0 rg BT 131.65 235.30 Td (Home ) Tj ET Q q 0 0 0 rg BT 163.98 235.30 Td (Loan ) Tj ET Q q 0 0 0 rg BT 191.63 235.30 Td (Bank.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 220.90 Td (Final ) Tj ET Q q 0 0 0 rg BT 80.22 220.90 Td (Rule) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 104.22 220.90 Td ( ) Tj ET Q q 0 0 0 rg BT 107.77 220.90 Td (- ) Tj ET Q q 0 0 0 rg BT 115.31 220.90 Td (Basel ) Tj ET Q q 0 0 0 rg BT 145.52 220.90 Td (III ) Tj ET Q q 0 0 0 rg BT 161.06 220.90 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 217.92 220.90 Td (Capital ) Tj ET Q q 0 0 0 rg BT 256.13 220.90 Td (Rules ) Tj ET Q q 0 0 0 rg BT 287.01 220.90 Td (as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 206.50 Td (published ) Tj ET Q q 0 0 0 rg BT 99.29 206.50 Td (by ) Tj ET Q q 0 0 0 rg BT 113.93 206.50 Td (the ) Tj ET Q q 0 0 0 rg BT 131.22 206.50 Td (Federal ) Tj ET Q q 0 0 0 rg BT 169.83 206.50 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 211.11 206.50 Td (in ) Tj ET Q q 0 0 0 rg BT 223.07 206.50 Td (section ) Tj ET Q q 0 0 0 rg BT 259.70 206.50 Td (12 ) Tj ET Q q 0 0 0 rg BT 274.33 206.50 Td (CFR ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 192.10 Td (217 ) Tj ET Q q 0 0 0 rg BT 71.00 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 84.00 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.66 192.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 140.64 192.10 Td (Register) Tj ET Q q 0 0 0 rg BT 179.97 192.10 Td (. ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 177.70 Td (FINRA) Tj ET Q q 0 0 0 rg BT 87.34 177.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 90.34 177.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 94.33 177.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 97.33 177.70 Td (Financial ) Tj ET Q q 0 0 0 rg BT 144.99 177.70 Td (Industry ) Tj ET Q q 0 0 0 rg BT 187.98 177.70 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 243.64 177.70 Td (Authority) Tj ET Q q 0 0 0 rg BT 289.53 177.70 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 50.00 163.30 Td (Form 10-K) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 106.98 163.30 Td ( - ) Tj ET Q q 0 0 0 rg BT 116.32 163.30 Td (Annual Report on Form 10-K for the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 148.90 Td (fiscal year ended December 31, 2017.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 710.50 Td (Form 10-Q) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 371.98 710.50 Td ( - Quarterly Report on Form 10-Q for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 315.00 696.10 Td (the three months ended ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 429.63 696.10 Td (September30, 2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 525.95 696.10 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 681.70 Td (FRB ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 342.72 681.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 346.71 681.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 350.43 681.70 Td (Board ) Tj ET Q q 0 0 0 rg BT 383.48 681.70 Td (of ) Tj ET Q q 0 0 0 rg BT 397.19 681.70 Td (Governors ) Tj ET Q q 0 0 0 rg BT 451.56 681.70 Td (of ) Tj ET Q q 0 0 0 rg BT 465.28 681.70 Td (the ) Tj ET Q q 0 0 0 rg BT 483.65 681.70 Td (Federal ) Tj ET Q q 0 0 0 rg BT 523.35 681.70 Td (Reserve ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 315.00 667.30 Td (System.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 652.90 Td (HVCRE ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 361.34 652.90 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 365.33 652.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 368.33 652.90 Td (High ) Tj ET Q q 0 0 0 rg BT 395.33 652.90 Td (volatility ) Tj ET Q q 0 0 0 rg BT 441.66 652.90 Td (commercial ) Tj ET Q q 0 0 0 rg BT 501.30 652.90 Td (real ) Tj ET Q q 0 0 0 rg BT 522.28 652.90 Td (estate.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 638.50 Td (ISDA) Tj ET Q q 0 0 0 rg BT 343.01 638.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 352.96 638.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 356.95 638.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 366.89 638.50 Td (International ) Tj ET Q q 0 0 0 rg BT 438.14 638.50 Td (Swaps ) Tj ET Q q 0 0 0 rg BT 479.42 638.50 Td (and ) Tj ET Q q 0 0 0 rg BT 506.69 638.50 Td (Derivatives ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 315.00 624.10 Td (Association.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 609.70 Td (LGD ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 344.00 609.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 348.00 609.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 351.00 609.70 Td (Loss ) Tj ET Q q 0 0 0 rg BT 376.67 609.70 Td (given ) Tj ET Q q 0 0 0 rg BT 406.33 609.70 Td (default.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 595.30 Td (LHFI) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 344.34 595.30 Td ( ) Tj ET Q q 0 0 0 rg BT 347.34 595.30 Td (- ) Tj ET Q q 0 0 0 rg BT 354.33 595.30 Td (Loans ) Tj ET Q q 0 0 0 rg BT 386.66 595.30 Td (held ) Tj ET Q q 0 0 0 rg BT 410.32 595.30 Td (for ) Tj ET Q q 0 0 0 rg BT 427.31 595.30 Td (investment.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 580.90 Td (LHFS) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 346.34 580.90 Td ( ) Tj ET Q q 0 0 0 rg BT 349.34 580.90 Td (- ) Tj ET Q q 0 0 0 rg BT 356.34 580.90 Td (Loans ) Tj ET Q q 0 0 0 rg BT 388.66 580.90 Td (held ) Tj ET Q q 0 0 0 rg BT 412.32 580.90 Td (for ) Tj ET Q q 0 0 0 rg BT 429.32 580.90 Td (sale.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 566.50 Td (MBS) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.00 566.50 Td ( ) Tj ET Q q 0 0 0 rg BT 344.00 566.50 Td (- ) Tj ET Q q 0 0 0 rg BT 351.00 566.50 Td (Mortgage-backed ) Tj ET Q q 0 0 0 rg BT 438.63 566.50 Td (securities.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 552.10 Td (MDB ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 346.00 552.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 349.99 552.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 352.99 552.10 Td (Multilateral ) Tj ET Q q 0 0 0 rg BT 412.64 552.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 480.29 552.10 Td (Bank.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 537.70 Td (MSR) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.67 537.70 Td ( ) Tj ET Q q 0 0 0 rg BT 344.67 537.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 348.66 537.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 351.66 537.70 Td (Mortgage ) Tj ET Q q 0 0 0 rg BT 401.31 537.70 Td (servicing ) Tj ET Q q 0 0 0 rg BT 448.30 537.70 Td (right.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 523.30 Td (NPR) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 339.66 523.30 Td ( ) Tj ET Q q 0 0 0 rg BT 342.66 523.30 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 346.66 523.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 349.66 523.30 Td (Notice ) Tj ET Q q 0 0 0 rg BT 384.64 523.30 Td (of ) Tj ET Q q 0 0 0 rg BT 397.64 523.30 Td (proposed ) Tj ET Q q 0 0 0 rg BT 444.63 523.30 Td (rulemaking.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 508.90 Td (OCC) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.67 508.90 Td ( ) Tj ET Q q 0 0 0 rg BT 344.67 508.90 Td (- ) Tj ET Q q 0 0 0 rg BT 351.66 508.90 Td (Of) Tj ET Q q 0 0 0 rg BT 364.11 508.90 Td (fice ) Tj ET Q q 0 0 0 rg BT 385.09 508.90 Td (of ) Tj ET Q q 0 0 0 rg BT 398.09 508.90 Td (the ) Tj ET Q q 0 0 0 rg BT 415.75 508.90 Td (Comptroller ) Tj ET Q q 0 0 0 rg BT 477.40 508.90 Td (of ) Tj ET Q q 0 0 0 rg BT 490.40 508.90 Td (the ) Tj ET Q q 0 0 0 rg BT 508.06 508.90 Td (Currency) Tj ET Q q 0 0 0 rg BT 551.93 508.90 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 494.50 Td (OTC) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.00 494.50 Td ( ) Tj ET Q q 0 0 0 rg BT 344.00 494.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 348.00 494.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 351.00 494.50 Td (Over) Tj ET Q q 0 0 0 rg BT 374.75 494.50 Td (-the-counter) Tj ET Q q 0 0 0 rg BT 432.72 494.50 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 480.10 Td (PD) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 331.00 480.10 Td ( ) Tj ET Q q 0 0 0 rg BT 334.00 480.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 337.99 480.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 340.99 480.10 Td (Probability ) Tj ET Q q 0 0 0 rg BT 397.32 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 410.32 480.10 Td (default.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 465.70 Td (PFE) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 337.66 465.70 Td ( ) Tj ET Q q 0 0 0 rg BT 340.66 465.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 344.66 465.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 347.66 465.70 Td (Potential ) Tj ET Q q 0 0 0 rg BT 393.32 465.70 Td (future ) Tj ET Q q 0 0 0 rg BT 424.97 465.70 Td (exposure.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 451.30 Td (PSE ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 340.01 451.30 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 344.00 451.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 347.00 451.30 Td (Public ) Tj ET Q q 0 0 0 rg BT 380.67 451.30 Td (sector ) Tj ET Q q 0 0 0 rg BT 412.32 451.30 Td (entities.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 436.90 Td (R) Tj ET Q q 0 0 0 rg BT 323.24 436.90 Td (W) Tj ET Q q 0 0 0 rg BT 333.91 436.90 Td (A) Tj ET Q q 0 0 0 rg BT 341.92 436.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 344.92 436.90 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 348.91 436.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 351.91 436.90 Td (Risk-weighted ) Tj ET Q q 0 0 0 rg BT 424.90 436.90 Td (assets.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 422.50 Td (SA) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 330.34 422.50 Td ( ) Tj ET Q q 0 0 0 rg BT 333.34 422.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 337.34 422.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 340.34 422.50 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 405.98 422.50 Td (approach.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 408.10 Td (SBA) Tj ET Q q 0 0 0 rg BT 337.68 408.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 340.68 408.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 344.68 408.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 347.68 408.10 Td (Small ) Tj ET Q q 0 0 0 rg BT 378.68 408.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 423.69 408.10 Td (Administration.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 393.70 Td (SCB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 338.34 393.70 Td ( ) Tj ET Q q 0 0 0 rg BT 341.34 393.70 Td (- ) Tj ET Q q 0 0 0 rg BT 348.34 393.70 Td (Stress ) Tj ET Q q 0 0 0 rg BT 380.01 393.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 414.99 393.70 Td (buf) Tj ET Q q 0 0 0 rg BT 430.77 393.70 Td (fer) Tj ET Q q 0 0 0 rg BT 443.43 393.70 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 379.30 Td (SCC ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 342.01 379.30 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 346.00 379.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 349.00 379.30 Td (SunT) Tj ET Q q 0 0 0 rg BT 374.58 379.30 Td (rust ) Tj ET Q q 0 0 0 rg BT 395.58 379.30 Td (Capital ) Tj ET Q q 0 0 0 rg BT 433.24 379.30 Td (Committee.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 364.90 Td (SEC ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.34 364.90 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 345.34 364.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 348.34 364.90 Td (U.S.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 369.68 364.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 372.68 364.90 Td (Securities ) Tj ET Q q 0 0 0 rg BT 423.00 364.90 Td (and ) Tj ET Q q 0 0 0 rg BT 443.33 364.90 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 493.63 364.90 Td (Commission. ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 350.50 Td (SPE ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 340.01 350.50 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 344.00 350.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 347.00 350.50 Td (Special ) Tj ET Q q 0 0 0 rg BT 385.32 350.50 Td (purpose ) Tj ET Q q 0 0 0 rg BT 426.32 350.50 Td (entity) Tj ET Q q 0 0 0 rg BT 452.87 350.50 Td (.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 336.10 Td (SR) Tj ET Q q 0 0 0 rg BT 329.92 336.10 Td (W) Tj ET Q q 0 0 0 rg BT 340.59 336.10 Td (A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 349.25 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.25 336.10 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 356.25 336.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 359.25 336.10 Td (Simple ) Tj ET Q q 0 0 0 rg BT 396.25 336.10 Td (risk-weight ) Tj ET Q q 0 0 0 rg BT 453.91 336.10 Td (approach.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 321.70 Td (SSF) Tj ET Q q 0 0 0 rg BT 334.79 321.70 Td (A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 343.45 321.70 Td ( ) Tj ET Q q 0 0 0 rg BT 346.45 321.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 350.45 321.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 353.45 321.70 Td (Simplified ) Tj ET Q q 0 0 0 rg BT 407.12 321.70 Td (supervisory ) Tj ET Q q 0 0 0 rg BT 466.11 321.70 Td (formula ) Tj ET Q q 0 0 0 rg BT 507.09 321.70 Td (approach.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 307.30 Td (SunT) Tj ET Q q 0 0 0 rg BT 342.13 307.30 Td (rust) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 362.80 307.30 Td ( ) Tj ET Q q 0 0 0 rg BT 365.80 307.30 Td (- ) Tj ET Q q 0 0 0 rg BT 372.80 307.30 Td (SunT) Tj ET Q q 0 0 0 rg BT 398.38 307.30 Td (rust ) Tj ET Q q 0 0 0 rg BT 419.38 307.30 Td (Banks, ) Tj ET Q q 0 0 0 rg BT 455.38 307.30 Td (Inc. ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 292.90 Td (STM) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.00 292.90 Td ( ) Tj ET Q q 0 0 0 rg BT 344.00 292.90 Td (- ) Tj ET Q q 0 0 0 rg BT 351.00 292.90 Td (SunT) Tj ET Q q 0 0 0 rg BT 376.58 292.90 Td (rust ) Tj ET Q q 0 0 0 rg BT 397.58 292.90 Td (Mortgage, ) Tj ET Q q 0 0 0 rg BT 450.23 292.90 Td (Inc.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 278.50 Td (TDR ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 343.34 278.50 Td (- ) Tj ET Q q 0 0 0 rg BT 350.12 278.50 Td (T) Tj ET Q q 0 0 0 rg BT 357.02 278.50 Td (roubled ) Tj ET Q q 0 0 0 rg BT 396.68 278.50 Td (debt ) Tj ET Q q 0 0 0 rg BT 420.34 278.50 Td (restructuring.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 264.10 Td (TRS ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.34 264.10 Td (- ) Tj ET Q q 0 0 0 rg BT 348.12 264.10 Td (T) Tj ET Q q 0 0 0 rg BT 354.62 264.10 Td (otal ) Tj ET Q q 0 0 0 rg BT 375.61 264.10 Td (return ) Tj ET Q q 0 0 0 rg BT 407.26 264.10 Td (swaps. ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 249.70 Td (U.S. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 339.34 249.70 Td (-) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 343.34 249.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 346.34 249.70 Td (United ) Tj ET Q q 0 0 0 rg BT 382.00 249.70 Td (States. ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 235.30 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 344.91 235.30 Td (GAAP) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 378.91 235.30 Td ( ) Tj ET Q q 0 0 0 rg BT 387.48 235.30 Td (- ) Tj ET Q q 0 0 0 rg BT 400.04 235.30 Td (Generally ) Tj ET Q q 0 0 0 rg BT 454.03 235.30 Td (Accepted ) Tj ET Q q 0 0 0 rg BT 506.01 235.30 Td (Accounting ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 315.00 220.90 Td (Principles ) Tj ET Q q 0 0 0 rg BT 365.99 220.90 Td (in ) Tj ET Q q 0 0 0 rg BT 378.33 220.90 Td (the ) Tj ET Q q 0 0 0 rg BT 395.99 220.90 Td (United ) Tj ET Q q 0 0 0 rg BT 431.65 220.90 Td (States.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 206.50 Td (V) Tj ET Q q 0 0 0 rg BT 322.12 206.50 Td (AR) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 339.45 206.50 Td ( ) Tj ET Q q 0 0 0 rg BT 342.45 206.50 Td (- ) Tj ET Q q 0 0 0 rg BT 349.23 206.50 Td (V) Tj ET Q q 0 0 0 rg BT 356.57 206.50 Td (alue ) Tj ET Q q 0 0 0 rg BT 379.55 206.50 Td (at ) Tj ET Q q 0 0 0 rg BT 391.21 206.50 Td (risk.) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 315.00 192.10 Td (Y) Tj ET Q q 0 0 0 rg BT 322.56 192.10 Td (-9C) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.23 192.10 Td ( ) Tj ET Q q 0 0 0 rg BT 346.40 192.10 Td (- ) Tj ET Q q 0 0 0 rg BT 355.57 192.10 Td (Reporting ) Tj ET Q q 0 0 0 rg BT 408.74 192.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 439.91 192.10 Td (FR ) Tj ET Q q 0 0 0 rg BT 458.99 192.10 Td (Y) Tj ET Q q 0 0 0 rg BT 466.33 192.10 Td (-9C ) Tj ET Q q 0 0 0 rg BT 489.50 192.10 Td (- ) Tj ET Q q 0 0 0 rg BT 498.67 192.10 Td (Consolidated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 315.00 177.70 Td (Financial ) Tj ET Q q 0 0 0 rg BT 362.65 177.70 Td (Statements ) Tj ET Q q 0 0 0 rg BT 418.31 177.70 Td (for ) Tj ET Q q 0 0 0 rg BT 435.30 177.70 Td (Holding ) Tj ET Q q 0 0 0 rg BT 477.64 177.70 Td (Companies.) Tj ET Q endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (2) Tj ET Q BT /F1 18.00 Tf ET q 0 0 0 rg BT 50.00 556.55 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 131.48 556.55 Td (matrix) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 534.05 m 50.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 534.05 m 104.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 534.05 m 104.5 534.05 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 508.04999999999995 m 104.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 534.05 m 104.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 534.05 m 482.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 534.05 m 482.5 534.05 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 508.04999999999995 m 482.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 534.05 m 482.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 534.05 m 610.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 534.05 m 610.5 534.05 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 508.04999999999995 m 610.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 534.05 m 610.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 534.05 m 700.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 534.05 m 700.5 534.05 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 508.04999999999995 m 700.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 508.04999999999995 m 50.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 508.04999999999995 m 104.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 493.04999999999995 m 104.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 508.04999999999995 m 482.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 508.04999999999995 m 482.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 493.04999999999995 m 482.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 508.04999999999995 m 482.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 508.04999999999995 m 610.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 508.04999999999995 m 610.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 493.04999999999995 m 610.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 508.04999999999995 m 610.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 508.04999999999995 m 700.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 508.04999999999995 m 700.5 508.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 493.04999999999995 m 700.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 493.04999999999995 m 50.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 493.04999999999995 m 104.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 493.04999999999995 m 104.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 478.04999999999995 m 104.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 493.04999999999995 m 104.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 493.04999999999995 m 482.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 493.04999999999995 m 482.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.04999999999995 m 482.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 493.04999999999995 m 482.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 493.04999999999995 m 610.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 493.04999999999995 m 610.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.04999999999995 m 610.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 493.04999999999995 m 610.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 493.04999999999995 m 700.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 493.04999999999995 m 700.5 493.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.04999999999995 m 700.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 478.04999999999995 m 50.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.04999999999995 m 104.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 478.04999999999995 m 104.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 397.04999999999995 m 104.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.04999999999995 m 104.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.04999999999995 m 482.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.04999999999995 m 482.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 397.04999999999995 m 482.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.04999999999995 m 482.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.04999999999995 m 610.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.04999999999995 m 610.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 397.04999999999995 m 610.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.04999999999995 m 610.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 478.04999999999995 m 700.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.04999999999995 m 700.5 478.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 397.04999999999995 m 700.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 397.04999999999995 m 50.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 397.04999999999995 m 104.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 397.04999999999995 m 104.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 315.04999999999995 m 104.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 397.04999999999995 m 104.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 397.04999999999995 m 482.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 397.04999999999995 m 482.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 315.04999999999995 m 482.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 397.04999999999995 m 482.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 397.04999999999995 m 610.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 397.04999999999995 m 610.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 315.04999999999995 m 610.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 397.04999999999995 m 610.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 397.04999999999995 m 700.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 397.04999999999995 m 700.5 397.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 315.04999999999995 m 700.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 315.04999999999995 m 50.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 315.04999999999995 m 104.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 315.04999999999995 m 104.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 289.04999999999995 m 104.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 315.04999999999995 m 104.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 315.04999999999995 m 482.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 315.04999999999995 m 482.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 289.04999999999995 m 482.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 315.04999999999995 m 482.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 315.04999999999995 m 610.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 315.04999999999995 m 610.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 289.04999999999995 m 610.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 315.04999999999995 m 610.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 315.04999999999995 m 700.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 315.04999999999995 m 700.5 315.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 289.04999999999995 m 700.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 289.04999999999995 m 50.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 289.04999999999995 m 104.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 289.04999999999995 m 104.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 252.04999999999995 m 104.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 289.04999999999995 m 104.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 289.04999999999995 m 482.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 289.04999999999995 m 482.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 252.04999999999995 m 482.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 289.04999999999995 m 482.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 289.04999999999995 m 610.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 289.04999999999995 m 610.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 252.04999999999995 m 610.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 289.04999999999995 m 610.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 289.04999999999995 m 700.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 289.04999999999995 m 700.5 289.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 252.04999999999995 m 700.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 252.04999999999995 m 50.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 252.04999999999995 m 104.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 237.04999999999995 m 104.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 252.04999999999995 m 482.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 252.04999999999995 m 482.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 237.04999999999995 m 482.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 252.04999999999995 m 482.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 252.04999999999995 m 610.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 252.04999999999995 m 610.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 237.04999999999995 m 610.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 252.04999999999995 m 610.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 252.04999999999995 m 700.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 252.04999999999995 m 700.5 252.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 237.04999999999995 m 700.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 237.04999999999995 m 50.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 237.04999999999995 m 104.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 237.04999999999995 m 104.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 189.04999999999995 m 104.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 237.04999999999995 m 104.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 237.04999999999995 m 482.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 237.04999999999995 m 482.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 189.04999999999995 m 482.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 237.04999999999995 m 482.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 237.04999999999995 m 610.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 237.04999999999995 m 610.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 189.04999999999995 m 610.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 237.04999999999995 m 610.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 237.04999999999995 m 700.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 237.04999999999995 m 700.5 237.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 189.04999999999995 m 700.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 189.04999999999995 m 50.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 189.04999999999995 m 104.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 189.04999999999995 m 104.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 189.04999999999995 m 104.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 189.04999999999995 m 482.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 189.04999999999995 m 482.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 189.04999999999995 m 482.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 189.04999999999995 m 610.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 189.04999999999995 m 610.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 189.04999999999995 m 610.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 189.04999999999995 m 700.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 189.04999999999995 m 700.5 189.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 119.04999999999995 m 50.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 119.04999999999995 m 104.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 71.04999999999995 m 104.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 119.04999999999995 m 104.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 119.04999999999995 m 482.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 71.04999999999995 m 482.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 119.04999999999995 m 482.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 119.04999999999995 m 610.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 71.04999999999995 m 610.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 119.04999999999995 m 610.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 119.04999999999995 m 700.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 119.04999999999995 m 700.5 119.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 71.04999999999995 m 700.5 71.04999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 71.04999999999995 m 50.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 71.04999999999995 m 104.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 71.04999999999995 m 104.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 71.04999999999995 m 482.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 71.04999999999995 m 482.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 71.04999999999995 m 610.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 71.04999999999995 m 610.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 71.04999999999995 m 700.5 70.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 70.54999999999995 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 70.54999999999995 m BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 511.50673828124997 m 85.99462890625 511.50673828124997 l s q 0 0 0 rg BT 53.00 512.97 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 511.50673828124997 m 154.04541015625 511.50673828124997 l s q 0 0 0 rg BT 107.00 512.97 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 511.50673828124997 m 565.54619140625 511.50673828124997 l s q 0 0 0 rg BT 526.45 512.97 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 522.45673828125 m 693.48388671875 522.45673828125 l s q 0 0 0 rg BT 616.50 523.92 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 511.45673828124995 m 681.08388671875 511.45673828124995 l s q 0 0 0 rg BT 628.85 512.92 Td (or Schedule) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 497.95 Td (Scope ) Tj ET Q q 0 0 0 rg BT 82.63 497.95 Td (of ) Tj ET Q q 0 0 0 rg BT 94.34 497.95 Td (Application) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 482.92 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 482.92 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 482.92 Td (name ) Tj ET Q q 0 0 0 rg BT 153.42 482.92 Td (of ) Tj ET Q q 0 0 0 rg BT 165.34 482.92 Td (the ) Tj ET Q q 0 0 0 rg BT 181.52 482.92 Td (top ) Tj ET Q q 0 0 0 rg BT 198.33 482.92 Td (corporate ) Tj ET Q q 0 0 0 rg BT 242.61 482.92 Td (entity ) Tj ET Q q 0 0 0 rg BT 270.41 482.92 Td (in ) Tj ET Q q 0 0 0 rg BT 281.72 482.92 Td (the ) Tj ET Q q 0 0 0 rg BT 297.90 482.92 Td (group ) Tj ET Q q 0 0 0 rg BT 326.32 482.92 Td (to ) Tj ET Q q 0 0 0 rg BT 337.62 482.92 Td (which ) Tj ET Q q 0 0 0 rg BT 367.26 482.92 Td (the ) Tj ET Q q 0 0 0 rg BT 383.44 482.92 Td (SA) Tj ET Q q 0 0 0 rg BT 397.20 482.92 Td ( ) Tj ET Q q 0 0 0 rg BT 399.65 482.92 Td (for ) Tj ET Q q 0 0 0 rg BT 415.23 482.92 Td (R) Tj ET Q q 0 0 0 rg BT 422.26 482.92 Td (W) Tj ET Q q 0 0 0 rg BT 431.73 482.92 Td (A) Tj ET Q q 0 0 0 rg BT 438.76 482.92 Td ( ) Tj ET Q q 0 0 0 rg BT 441.21 482.92 Td (applies.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 482.92 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 648.10 482.92 Td (p.9) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 467.92 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 467.92 Td (A) Tj ET Q q 0 0 0 rg BT 114.34 467.92 Td ( ) Tj ET Q q 0 0 0 rg BT 119.59 467.92 Td (brief ) Tj ET Q q 0 0 0 rg BT 145.61 467.92 Td (description ) Tj ET Q q 0 0 0 rg BT 199.75 467.92 Td (of ) Tj ET Q q 0 0 0 rg BT 214.17 467.92 Td (the ) Tj ET Q q 0 0 0 rg BT 232.86 467.92 Td (dif) Tj ET Q q 0 0 0 rg BT 244.88 467.92 Td (ferences ) Tj ET Q q 0 0 0 rg BT 286.77 467.92 Td (in ) Tj ET Q q 0 0 0 rg BT 300.59 467.92 Td (the ) Tj ET Q q 0 0 0 rg BT 319.28 467.92 Td (basis ) Tj ET Q q 0 0 0 rg BT 346.54 467.92 Td (for ) Tj ET Q q 0 0 0 rg BT 364.62 467.92 Td (consolidating ) Tj ET Q q 0 0 0 rg BT 429.15 467.92 Td (entities ) Tj ET Q q 0 0 0 rg BT 466.17 467.92 Td (for ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 456.92 Td (accounting ) Tj ET Q q 0 0 0 rg BT 158.01 456.92 Td (and ) Tj ET Q q 0 0 0 rg BT 176.64 456.92 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 224.59 456.92 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 269.20 456.92 Td (with ) Tj ET Q q 0 0 0 rg BT 291.51 456.92 Td (a ) Tj ET Q q 0 0 0 rg BT 299.14 456.92 Td (description ) Tj ET Q q 0 0 0 rg BT 350.77 456.92 Td (of ) Tj ET Q q 0 0 0 rg BT 362.68 456.92 Td (those ) Tj ET Q q 0 0 0 rg BT 388.65 456.92 Td (entities:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 445.92 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.38 445.92 Td (That ) Tj ET Q q 0 0 0 rg BT 145.29 445.92 Td (are ) Tj ET Q q 0 0 0 rg BT 161.46 445.92 Td (fully ) Tj ET Q q 0 0 0 rg BT 184.99 445.92 Td (consolidated;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 434.92 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.38 434.92 Td (That ) Tj ET Q q 0 0 0 rg BT 145.29 434.92 Td (are ) Tj ET Q q 0 0 0 rg BT 161.46 434.92 Td (deconsolidated ) Tj ET Q q 0 0 0 rg BT 230.19 434.92 Td (and ) Tj ET Q q 0 0 0 rg BT 248.82 434.92 Td (deducted ) Tj ET Q q 0 0 0 rg BT 291.28 434.92 Td (from ) Tj ET Q q 0 0 0 rg BT 315.41 434.92 Td (total ) Tj ET Q q 0 0 0 rg BT 337.71 434.92 Td (capital;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 423.92 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.58 423.92 Td (For ) Tj ET Q q 0 0 0 rg BT 140.61 423.92 Td (which ) Tj ET Q q 0 0 0 rg BT 170.24 423.92 Td (the ) Tj ET Q q 0 0 0 rg BT 186.43 423.92 Td (total ) Tj ET Q q 0 0 0 rg BT 208.73 423.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 240.79 423.92 Td (requirement ) Tj ET Q q 0 0 0 rg BT 296.69 423.92 Td (is ) Tj ET Q q 0 0 0 rg BT 306.77 423.92 Td (deducted; ) Tj ET Q q 0 0 0 rg BT 352.28 423.92 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 412.92 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 122.27 412.92 Td (That ) Tj ET Q q 0 0 0 rg BT 145.07 412.92 Td (are ) Tj ET Q q 0 0 0 rg BT 161.13 412.92 Td (neither ) Tj ET Q q 0 0 0 rg BT 194.31 412.92 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 252.54 412.92 Td (nor ) Tj ET Q q 0 0 0 rg BT 269.84 412.92 Td (deducted ) Tj ET Q q 0 0 0 rg BT 312.18 412.92 Td (\(for ) Tj ET Q q 0 0 0 rg BT 331.31 412.92 Td (example, ) Tj ET Q q 0 0 0 rg BT 373.96 412.92 Td (where ) Tj ET Q q 0 0 0 rg BT 403.47 412.92 Td (the ) Tj ET Q q 0 0 0 rg BT 419.54 412.92 Td (investment ) Tj ET Q q 0 0 0 rg BT 470.45 412.92 Td (in ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 401.92 Td (the ) Tj ET Q q 0 0 0 rg BT 123.19 401.92 Td (entity ) Tj ET Q q 0 0 0 rg BT 150.99 401.92 Td (is ) Tj ET Q q 0 0 0 rg BT 161.08 401.92 Td (assigned ) Tj ET Q q 0 0 0 rg BT 201.71 401.92 Td (a ) Tj ET Q q 0 0 0 rg BT 209.34 401.92 Td (risk ) Tj ET Q q 0 0 0 rg BT 228.59 401.92 Td (weight ) Tj ET Q q 0 0 0 rg BT 261.28 401.92 Td (in ) Tj ET Q q 0 0 0 rg BT 272.59 401.92 Td (accordance ) Tj ET Q q 0 0 0 rg BT 324.79 401.92 Td (with ) Tj ET Q q 0 0 0 rg BT 347.10 401.92 Td (the ) Tj ET Q q 0 0 0 rg BT 363.29 401.92 Td (SA\).) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 467.92 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 648.10 467.92 Td (p.9) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 386.92 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 386.92 Td (Any ) Tj ET Q q 0 0 0 rg BT 127.49 386.92 Td (restrictions, ) Tj ET Q q 0 0 0 rg BT 180.66 386.92 Td (or ) Tj ET Q q 0 0 0 rg BT 191.37 386.92 Td (other ) Tj ET Q q 0 0 0 rg BT 215.52 386.92 Td (major ) Tj ET Q q 0 0 0 rg BT 242.72 386.92 Td (impediments, ) Tj ET Q q 0 0 0 rg BT 303.84 386.92 Td (on ) Tj ET Q q 0 0 0 rg BT 316.39 386.92 Td (transfer ) Tj ET Q q 0 0 0 rg BT 351.52 386.92 Td (of ) Tj ET Q q 0 0 0 rg BT 362.23 386.92 Td (funds ) Tj ET Q q 0 0 0 rg BT 388.22 386.92 Td (or ) Tj ET Q q 0 0 0 rg BT 398.93 386.92 Td (total ) Tj ET Q q 0 0 0 rg BT 420.03 386.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 450.89 386.92 Td (within ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 375.92 Td (the ) Tj ET Q q 0 0 0 rg BT 123.19 375.92 Td (group.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 387.10 Td (Form 10-K:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.65 375.92 Td (Note 13) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 510.95 364.92 Td (MD&A) Tj ET Q q 0 0 0 rg BT 544.57 364.92 Td ( - Capital ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 525.60 353.92 Td (Resources ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 520.30 343.10 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 510.95 331.92 Td (MD&A) Tj ET Q q 0 0 0 rg BT 544.57 331.92 Td ( - Capital ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 525.60 320.92 Td (Resources) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.95 375.92 Td (p.1) Tj ET Q q 0 0 0 rg BT 646.29 375.92 Td (15-1) Tj ET Q q 0 0 0 rg BT 666.05 375.92 Td (17) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 364.92 Td (p.48-50 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 331.92 Td (p.92-94) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 304.92 Td (\(d\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 304.92 Td (The ) Tj ET Q q 0 0 0 rg BT 126.29 304.92 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 171.22 304.92 Td (amount ) Tj ET Q q 0 0 0 rg BT 206.40 304.92 Td (of ) Tj ET Q q 0 0 0 rg BT 217.75 304.92 Td (surplus ) Tj ET Q q 0 0 0 rg BT 251.72 304.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 283.22 304.92 Td (of ) Tj ET Q q 0 0 0 rg BT 294.57 304.92 Td (insurance ) Tj ET Q q 0 0 0 rg BT 338.90 304.92 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 393.03 304.92 Td (included ) Tj ET Q q 0 0 0 rg BT 433.09 304.92 Td (in ) Tj ET Q q 0 0 0 rg BT 443.83 304.92 Td (the ) Tj ET Q q 0 0 0 rg BT 459.46 304.92 Td (total ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 293.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 139.07 293.92 Td (of ) Tj ET Q q 0 0 0 rg BT 150.98 293.92 Td (the ) Tj ET Q q 0 0 0 rg BT 167.17 293.92 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 225.51 293.92 Td (group.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 304.92 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 304.92 Td (p.14) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 278.92 Td (\(e\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 278.92 Td (The ) Tj ET Q q 0 0 0 rg BT 127.76 278.92 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 174.17 278.92 Td (amount ) Tj ET Q q 0 0 0 rg BT 210.83 278.92 Td (by ) Tj ET Q q 0 0 0 rg BT 225.49 278.92 Td (which ) Tj ET Q q 0 0 0 rg BT 256.04 278.92 Td (actual ) Tj ET Q q 0 0 0 rg BT 285.96 278.92 Td (total ) Tj ET Q q 0 0 0 rg BT 309.17 278.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 342.15 278.92 Td (is ) Tj ET Q q 0 0 0 rg BT 353.14 278.92 Td (less ) Tj ET Q q 0 0 0 rg BT 373.31 278.92 Td (than ) Tj ET Q q 0 0 0 rg BT 395.91 278.92 Td (the ) Tj ET Q q 0 0 0 rg BT 413.01 278.92 Td (minimum ) Tj ET Q q 0 0 0 rg BT 459.45 278.92 Td (total ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 267.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 138.56 267.92 Td (requirement ) Tj ET Q q 0 0 0 rg BT 193.95 267.92 Td (in ) Tj ET Q q 0 0 0 rg BT 204.75 267.92 Td (all ) Tj ET Q q 0 0 0 rg BT 217.99 267.92 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 274.93 267.92 Td (with ) Tj ET Q q 0 0 0 rg BT 296.73 267.92 Td (total ) Tj ET Q q 0 0 0 rg BT 318.53 267.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 350.09 267.92 Td (requirements ) Tj ET Q q 0 0 0 rg BT 409.76 267.92 Td (and ) Tj ET Q q 0 0 0 rg BT 427.89 267.92 Td (the ) Tj ET Q q 0 0 0 rg BT 443.57 267.92 Td (name\(s\) ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 256.92 Td (of ) Tj ET Q q 0 0 0 rg BT 118.91 256.92 Td (the ) Tj ET Q q 0 0 0 rg BT 135.10 256.92 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 189.79 256.92 Td (with ) Tj ET Q q 0 0 0 rg BT 212.10 256.92 Td (such ) Tj ET Q q 0 0 0 rg BT 235.01 256.92 Td (deficiencies.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 536.80 278.92 Td (N/A) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.80 278.92 Td (N/A) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 241.95 Td (Capital ) Tj ET Q q 0 0 0 rg BT 88.76 241.95 Td (Structure) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 226.92 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 226.92 Td (Summary ) Tj ET Q q 0 0 0 rg BT 151.46 226.92 Td (information ) Tj ET Q q 0 0 0 rg BT 205.08 226.92 Td (on ) Tj ET Q q 0 0 0 rg BT 217.77 226.92 Td (the ) Tj ET Q q 0 0 0 rg BT 232.90 226.92 Td (terms ) Tj ET Q q 0 0 0 rg BT 259.03 226.92 Td (and ) Tj ET Q q 0 0 0 rg BT 276.60 226.92 Td (conditions ) Tj ET Q q 0 0 0 rg BT 324.12 226.92 Td (of ) Tj ET Q q 0 0 0 rg BT 334.97 226.92 Td (the ) Tj ET Q q 0 0 0 rg BT 350.09 226.92 Td (main ) Tj ET Q q 0 0 0 rg BT 373.78 226.92 Td (features ) Tj ET Q q 0 0 0 rg BT 410.27 226.92 Td (of ) Tj ET Q q 0 0 0 rg BT 421.12 226.92 Td (all ) Tj ET Q q 0 0 0 rg BT 433.81 226.92 Td (regulatory ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 215.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 139.07 215.92 Td (instruments.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 227.10 Td (Form 10-K:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.65 215.92 Td (Note 13) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 510.95 204.92 Td (MD&A) Tj ET Q q 0 0 0 rg BT 544.57 204.92 Td ( - Capital ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 525.60 193.92 Td (Resources) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.95 215.92 Td (p.1) Tj ET Q q 0 0 0 rg BT 646.29 215.92 Td (15-1) Tj ET Q q 0 0 0 rg BT 666.05 215.92 Td (17) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 204.92 Td (p.48-50 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 178.92 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 178.92 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 178.92 Td (amount ) Tj ET Q q 0 0 0 rg BT 162.60 178.92 Td (of ) Tj ET Q q 0 0 0 rg BT 174.51 178.92 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 206.28 178.92 Td (with ) Tj ET Q q 0 0 0 rg BT 228.59 178.92 Td (separate ) Tj ET Q q 0 0 0 rg BT 267.37 178.92 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 314.72 178.92 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 167.92 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.58 167.92 Td (Common ) Tj ET Q q 0 0 0 rg BT 166.28 167.92 Td (stock ) Tj ET Q q 0 0 0 rg BT 192.24 167.92 Td (and ) Tj ET Q q 0 0 0 rg BT 210.88 167.92 Td (related ) Tj ET Q q 0 0 0 rg BT 243.55 167.92 Td (surplus; ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 156.92 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 156.92 Td (Retained ) Tj ET Q q 0 0 0 rg BT 164.42 156.92 Td (earnings;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 145.92 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.58 145.92 Td (Common ) Tj ET Q q 0 0 0 rg BT 166.28 145.92 Td (equity ) Tj ET Q q 0 0 0 rg BT 196.52 145.92 Td (minority ) Tj ET Q q 0 0 0 rg BT 237.16 145.92 Td (interest;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 134.92 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 121.97 134.92 Td (AOCI; ) Tj ET Q q 0 0 0 rg BT 154.66 134.92 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 123.92 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 122.58 123.92 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 174.20 123.92 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 229.50 123.92 Td (and ) Tj ET Q q 0 0 0 rg BT 248.14 123.92 Td (deductions ) Tj ET Q q 0 0 0 rg BT 298.54 123.92 Td (made ) Tj ET Q q 0 0 0 rg BT 325.11 123.92 Td (to ) Tj ET Q q 0 0 0 rg BT 336.42 123.92 Td (CET1.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 178.92 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 178.92 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 178.92 Td (Schedule HC-R) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 108.92 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 108.92 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 108.92 Td (amount ) Tj ET Q q 0 0 0 rg BT 162.60 108.92 Td (of ) Tj ET Q q 0 0 0 rg BT 174.51 108.92 Td (tier ) Tj ET Q q 0 0 0 rg BT 191.92 108.92 Td (1 ) Tj ET Q q 0 0 0 rg BT 200.17 108.92 Td (capital, ) Tj ET Q q 0 0 0 rg BT 234.98 108.92 Td (with ) Tj ET Q q 0 0 0 rg BT 257.29 108.92 Td (separate ) Tj ET Q q 0 0 0 rg BT 296.07 108.92 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 343.42 108.92 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 97.92 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.32 97.92 Td (Additional ) Tj ET Q q 0 0 0 rg BT 172.57 97.92 Td (tier ) Tj ET Q q 0 0 0 rg BT 190.42 97.92 Td (1 ) Tj ET Q q 0 0 0 rg BT 199.12 97.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 231.63 97.92 Td (elements, ) Tj ET Q q 0 0 0 rg BT 276.67 97.92 Td (including ) Tj ET Q q 0 0 0 rg BT 321.42 97.92 Td (additional ) Tj ET Q q 0 0 0 rg BT 368.61 97.92 Td (tier ) Tj ET Q q 0 0 0 rg BT 386.46 97.92 Td (1 ) Tj ET Q q 0 0 0 rg BT 395.16 97.92 Td (capital ) Tj ET Q q 0 0 0 rg BT 427.67 97.92 Td (instruments ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 86.92 Td (and ) Tj ET Q q 0 0 0 rg BT 125.63 86.92 Td (tier ) Tj ET Q q 0 0 0 rg BT 143.04 86.92 Td (1 ) Tj ET Q q 0 0 0 rg BT 151.29 86.92 Td (minority ) Tj ET Q q 0 0 0 rg BT 191.93 86.92 Td (interest ) Tj ET Q q 0 0 0 rg BT 227.05 86.92 Td (not ) Tj ET Q q 0 0 0 rg BT 243.86 86.92 Td (included ) Tj ET Q q 0 0 0 rg BT 284.49 86.92 Td (in ) Tj ET Q q 0 0 0 rg BT 295.79 86.92 Td (common ) Tj ET Q q 0 0 0 rg BT 337.04 86.92 Td (equity ) Tj ET Q q 0 0 0 rg BT 367.28 86.92 Td (tier ) Tj ET Q q 0 0 0 rg BT 384.69 86.92 Td (1 ) Tj ET Q q 0 0 0 rg BT 392.94 86.92 Td (capital; ) Tj ET Q q 0 0 0 rg BT 428.06 86.92 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 75.92 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 75.92 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 174.20 75.92 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 229.50 75.92 Td (and ) Tj ET Q q 0 0 0 rg BT 248.14 75.92 Td (deductions ) Tj ET Q q 0 0 0 rg BT 298.54 75.92 Td (made ) Tj ET Q q 0 0 0 rg BT 325.11 75.92 Td (to ) Tj ET Q q 0 0 0 rg BT 336.42 75.92 Td (tier ) Tj ET Q q 0 0 0 rg BT 353.83 75.92 Td (1 ) Tj ET Q q 0 0 0 rg BT 362.08 75.92 Td (capital.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 108.92 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 108.92 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 108.92 Td (Schedule HC-R) Tj ET Q endstream endobj 11 0 obj <> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (3) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 104.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 482.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 610.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 568.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 700.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 545.95673828125 m 85.99462890625 545.95673828125 l s q 0 0 0 rg BT 53.00 547.42 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 545.95673828125 m 154.04541015625 545.95673828125 l s q 0 0 0 rg BT 107.00 547.42 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 545.95673828125 m 565.54619140625 545.95673828125 l s q 0 0 0 rg BT 526.45 547.42 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 556.90673828125 m 693.48388671875 556.90673828125 l s q 0 0 0 rg BT 616.50 558.37 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 545.90673828125 m 681.08388671875 545.90673828125 l s q 0 0 0 rg BT 628.85 547.37 Td (or Schedule) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 543 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 50.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 104.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 494.5 m 104.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 104.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 494.5 m 482.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 494.5 m 610.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 542.5 m 700.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 494.5 m 700.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 494.5 m 50.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 494.5 m 104.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 479.5 m 104.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 494.5 m 482.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 494.5 m 482.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 479.5 m 482.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 494.5 m 482.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 494.5 m 610.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 494.5 m 610.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 479.5 m 610.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 494.5 m 610.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 494.5 m 700.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 494.5 m 700.5 494.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 479.5 m 700.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 479.5 m 50.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 479.5 m 104.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 479.5 m 104.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 453.5 m 104.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 479.5 m 104.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 479.5 m 482.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 479.5 m 482.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 453.5 m 482.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 479.5 m 482.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 479.5 m 610.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 479.5 m 610.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 453.5 m 610.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 479.5 m 610.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 479.5 m 700.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 479.5 m 700.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 453.5 m 700.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 453.5 m 50.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 453.5 m 104.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 453.5 m 104.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 273.5 m 104.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 453.5 m 104.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 453.5 m 482.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 453.5 m 482.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 273.5 m 482.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 453.5 m 482.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 453.5 m 610.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 453.5 m 610.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 273.5 m 610.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 453.5 m 610.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 453.5 m 700.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 453.5 m 700.5 453.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 273.5 m 700.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 273.5 m 50.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 273.5 m 104.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 273.5 m 104.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 258.5 m 104.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 273.5 m 104.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 273.5 m 482.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 273.5 m 482.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 258.5 m 482.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 273.5 m 482.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 273.5 m 610.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 273.5 m 610.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 258.5 m 610.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 273.5 m 610.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 273.5 m 700.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 273.5 m 700.5 273.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 258.5 m 700.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 258.5 m 50.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 258.5 m 104.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 258.5 m 104.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 221.5 m 104.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 258.5 m 104.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 258.5 m 482.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 258.5 m 482.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 221.5 m 482.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 258.5 m 482.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 258.5 m 610.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 258.5 m 610.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 221.5 m 610.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 258.5 m 610.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 258.5 m 700.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 258.5 m 700.5 258.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 221.5 m 700.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 221.5 m 50.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 221.5 m 104.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 221.5 m 104.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 206.5 m 104.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 221.5 m 104.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 221.5 m 482.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 221.5 m 482.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 206.5 m 482.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 221.5 m 482.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 221.5 m 610.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 221.5 m 610.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 206.5 m 610.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 221.5 m 610.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 221.5 m 700.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 221.5 m 700.5 221.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 206.5 m 700.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 206.5 m 50.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 206.5 m 104.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 191.5 m 104.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 206.5 m 482.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 206.5 m 482.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 191.5 m 482.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 206.5 m 482.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 206.5 m 610.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 206.5 m 610.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 191.5 m 610.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 206.5 m 610.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 206.5 m 700.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 206.5 m 700.5 206.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 191.5 m 700.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 191.5 m 50.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 191.5 m 104.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 191.5 m 104.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 176.5 m 104.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 191.5 m 104.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 191.5 m 482.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 191.5 m 482.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 176.5 m 482.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 191.5 m 482.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 191.5 m 610.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 191.5 m 610.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 176.5 m 610.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 191.5 m 610.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 191.5 m 700.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 191.5 m 700.5 191.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 176.5 m 700.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 176.5 m 50.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 176.5 m 104.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 176.5 m 104.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 161.5 m 104.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 176.5 m 104.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 176.5 m 482.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 176.5 m 482.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 161.5 m 482.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 176.5 m 482.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 176.5 m 610.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 176.5 m 610.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 161.5 m 610.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 176.5 m 610.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 176.5 m 700.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 176.5 m 700.5 176.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 161.5 m 700.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 161.5 m 50.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 161.5 m 104.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 161.5 m 104.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 124.5 m 104.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 161.5 m 104.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 161.5 m 482.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 161.5 m 482.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 124.5 m 482.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 161.5 m 482.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 161.5 m 610.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 161.5 m 610.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 124.5 m 610.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 161.5 m 610.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 161.5 m 700.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 161.5 m 700.5 161.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 124.5 m 700.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 124.5 m 50.5 124 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 124.5 m 104.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 124 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 124.5 m 482.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 124 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 124.5 m 482.5 124 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 124.5 m 610.5 124 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 124.5 m 610.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 124 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 124.5 m 610.5 124 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 124.5 m 700.5 124 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 124.5 m 700.5 124.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 124 m BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 532.37 Td (\(d\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 532.37 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 532.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 162.60 532.37 Td (of ) Tj ET Q q 0 0 0 rg BT 174.51 532.37 Td (total ) Tj ET Q q 0 0 0 rg BT 196.81 532.37 Td (capital, ) Tj ET Q q 0 0 0 rg BT 231.63 532.37 Td (with ) Tj ET Q q 0 0 0 rg BT 253.93 532.37 Td (separate ) Tj ET Q q 0 0 0 rg BT 292.71 532.37 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 340.06 532.37 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 521.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 121.23 521.37 Td (T) Tj ET Q q 0 0 0 rg BT 127.56 521.37 Td (ier ) Tj ET Q q 0 0 0 rg BT 140.68 521.37 Td (2 ) Tj ET Q q 0 0 0 rg BT 147.70 521.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 178.53 521.37 Td (elements, ) Tj ET Q q 0 0 0 rg BT 221.89 521.37 Td (including ) Tj ET Q q 0 0 0 rg BT 264.96 521.37 Td (tier ) Tj ET Q q 0 0 0 rg BT 281.13 521.37 Td (2 ) Tj ET Q q 0 0 0 rg BT 288.15 521.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 318.98 521.37 Td (instruments ) Tj ET Q q 0 0 0 rg BT 371.83 521.37 Td (and ) Tj ET Q q 0 0 0 rg BT 389.23 521.37 Td (total ) Tj ET Q q 0 0 0 rg BT 410.29 521.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 441.13 521.37 Td (minority ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 510.37 Td (interest ) Tj ET Q q 0 0 0 rg BT 142.13 510.37 Td (not ) Tj ET Q q 0 0 0 rg BT 158.93 510.37 Td (included ) Tj ET Q q 0 0 0 rg BT 199.56 510.37 Td (in ) Tj ET Q q 0 0 0 rg BT 210.87 510.37 Td (tier ) Tj ET Q q 0 0 0 rg BT 228.27 510.37 Td (1 ) Tj ET Q q 0 0 0 rg BT 236.52 510.37 Td (capital; ) Tj ET Q q 0 0 0 rg BT 271.65 510.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 499.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 499.37 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 174.20 499.37 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 229.50 499.37 Td (and ) Tj ET Q q 0 0 0 rg BT 248.14 499.37 Td (deductions ) Tj ET Q q 0 0 0 rg BT 298.54 499.37 Td (made ) Tj ET Q q 0 0 0 rg BT 325.11 499.37 Td (to ) Tj ET Q q 0 0 0 rg BT 336.42 499.37 Td (total ) Tj ET Q q 0 0 0 rg BT 358.72 499.37 Td (capital.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 532.37 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 532.37 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 532.37 Td (Schedule HC-R) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 484.40 Td (Capital ) Tj ET Q q 0 0 0 rg BT 88.55 484.40 Td (Adequacy) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 469.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 469.37 Td (A) Tj ET Q q 0 0 0 rg BT 114.64 469.37 Td ( ) Tj ET Q q 0 0 0 rg BT 117.74 469.37 Td (summary ) Tj ET Q q 0 0 0 rg BT 162.08 469.37 Td (discussion ) Tj ET Q q 0 0 0 rg BT 211.32 469.37 Td (of ) Tj ET Q q 0 0 0 rg BT 223.89 469.37 Td (the ) Tj ET Q q 0 0 0 rg BT 240.73 469.37 Td (Company) Tj ET Q q 0 0 0 rg BT 286.87 469.37 Td (s ) Tj ET Q q 0 0 0 rg BT 294.25 469.37 Td (approach ) Tj ET Q q 0 0 0 rg BT 337.96 469.37 Td (to ) Tj ET Q q 0 0 0 rg BT 349.92 469.37 Td (assessing ) Tj ET Q q 0 0 0 rg BT 394.27 469.37 Td (the ) Tj ET Q q 0 0 0 rg BT 411.11 469.37 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 456.05 469.37 Td (of ) Tj ET Q q 0 0 0 rg BT 468.61 469.37 Td (its ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 458.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 139.07 458.37 Td (to ) Tj ET Q q 0 0 0 rg BT 150.37 458.37 Td (support ) Tj ET Q q 0 0 0 rg BT 186.12 458.37 Td (current ) Tj ET Q q 0 0 0 rg BT 220.02 458.37 Td (and ) Tj ET Q q 0 0 0 rg BT 238.65 458.37 Td (future ) Tj ET Q q 0 0 0 rg BT 267.67 458.37 Td (activities.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 469.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 469.37 Td (p.13) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 443.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 443.37 Td (R) Tj ET Q q 0 0 0 rg BT 113.73 443.37 Td (W) Tj ET Q q 0 0 0 rg BT 122.89 443.37 Td (A) Tj ET Q q 0 0 0 rg BT 130.23 443.37 Td ( ) Tj ET Q q 0 0 0 rg BT 132.98 443.37 Td (for:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 432.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.58 432.37 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 171.15 432.37 Td (to ) Tj ET Q q 0 0 0 rg BT 182.46 432.37 Td (sovereign ) Tj ET Q q 0 0 0 rg BT 227.97 432.37 Td (entities;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 421.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 421.37 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 171.15 421.37 Td (to ) Tj ET Q q 0 0 0 rg BT 182.46 421.37 Td (certain ) Tj ET Q q 0 0 0 rg BT 215.13 421.37 Td (supranational ) Tj ET Q q 0 0 0 rg BT 277.14 421.37 Td (entities ) Tj ET Q q 0 0 0 rg BT 311.66 421.37 Td (and ) Tj ET Q q 0 0 0 rg BT 330.29 421.37 Td (MDBs;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 410.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.58 410.37 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 171.15 410.37 Td (to ) Tj ET Q q 0 0 0 rg BT 182.46 410.37 Td (depository ) Tj ET Q q 0 0 0 rg BT 231.65 410.37 Td (institutions, ) Tj ET Q q 0 0 0 rg BT 286.05 410.37 Td (foreign ) Tj ET Q q 0 0 0 rg BT 320.56 410.37 Td (banks, ) Tj ET Q q 0 0 0 rg BT 351.72 410.37 Td (and ) Tj ET Q q 0 0 0 rg BT 370.36 410.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 398.15 410.37 Td (unions;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 399.37 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 122.58 399.37 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 171.15 399.37 Td (to ) Tj ET Q q 0 0 0 rg BT 182.46 399.37 Td (PSEs;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 388.37 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 122.58 388.37 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 169.31 388.37 Td (exposures;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 377.37 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 122.58 377.37 Td (Residential ) Tj ET Q q 0 0 0 rg BT 174.82 377.37 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 219.11 377.37 Td (exposures;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 366.37 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 122.58 366.37 Td (Statutory ) Tj ET Q q 0 0 0 rg BT 165.66 366.37 Td (multifamily ) Tj ET Q q 0 0 0 rg BT 220.35 366.37 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 268.92 366.37 Td (and ) Tj ET Q q 0 0 0 rg BT 287.55 366.37 Td (pre-sold ) Tj ET Q q 0 0 0 rg BT 326.34 366.37 Td (construction ) Tj ET Q q 0 0 0 rg BT 383.47 366.37 Td (loans;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 355.37 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 122.58 355.37 Td (HVCRE ) Tj ET Q q 0 0 0 rg BT 162.61 355.37 Td (loans;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 344.37 Td (\(9\) ) Tj ET Q q 0 0 0 rg BT 122.58 344.37 Td (Past ) Tj ET Q q 0 0 0 rg BT 143.66 344.37 Td (due ) Tj ET Q q 0 0 0 rg BT 162.30 344.37 Td (loans;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 333.37 Td (\(10\) ) Tj ET Q q 0 0 0 rg BT 128.08 333.37 Td (Other ) Tj ET Q q 0 0 0 rg BT 155.87 333.37 Td (assets;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 322.37 Td (\(1) Tj ET Q q 0 0 0 rg BT 115.75 322.37 Td (1\) ) Tj ET Q q 0 0 0 rg BT 127.67 322.37 Td (Cleared ) Tj ET Q q 0 0 0 rg BT 164.62 322.37 Td (transactions;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 311.37 Td (\(12\) ) Tj ET Q q 0 0 0 rg BT 128.08 311.37 Td (Default ) Tj ET Q q 0 0 0 rg BT 163.81 311.37 Td (fund ) Tj ET Q q 0 0 0 rg BT 186.72 311.37 Td (contributions;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 300.37 Td (\(13\) ) Tj ET Q q 0 0 0 rg BT 128.08 300.37 Td (Unsettled ) Tj ET Q q 0 0 0 rg BT 172.98 300.37 Td (transactions;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 289.37 Td (\(14\) ) Tj ET Q q 0 0 0 rg BT 128.08 289.37 Td (Securitization ) Tj ET Q q 0 0 0 rg BT 191.92 289.37 Td (exposures; ) Tj ET Q q 0 0 0 rg BT 241.71 289.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 278.37 Td (\(15\) ) Tj ET Q q 0 0 0 rg BT 128.08 278.37 Td (Equity ) Tj ET Q q 0 0 0 rg BT 160.16 278.37 Td (exposures.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 443.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 443.37 Td (p.14) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 263.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 263.37 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 167.17 263.37 Td (market ) Tj ET Q q 0 0 0 rg BT 200.46 263.37 Td (risk-weighted ) Tj ET Q q 0 0 0 rg BT 263.70 263.37 Td (assets ) Tj ET Q q 0 0 0 rg BT 292.11 263.37 Td (as ) Tj ET Q q 0 0 0 rg BT 304.02 263.37 Td (calculated ) Tj ET Q q 0 0 0 rg BT 351.35 263.37 Td (under ) Tj ET Q q 0 0 0 rg BT 379.15 263.37 Td (the ) Tj ET Q q 0 0 0 rg BT 395.34 263.37 Td (Market ) Tj ET Q q 0 0 0 rg BT 429.85 263.37 Td (Risk ) Tj ET Q q 0 0 0 rg BT 452.77 263.37 Td (Rule.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 263.37 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 263.37 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 263.37 Td (Schedule HC-R) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 248.37 Td (\(d\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 248.37 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 138.78 248.37 Td (tier ) Tj ET Q q 0 0 0 rg BT 156.18 248.37 Td (1 ) Tj ET Q q 0 0 0 rg BT 164.43 248.37 Td (and ) Tj ET Q q 0 0 0 rg BT 183.07 248.37 Td (total ) Tj ET Q q 0 0 0 rg BT 205.37 248.37 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 253.32 248.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 285.39 248.37 Td (ratios:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 237.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.58 237.37 Td (For ) Tj ET Q q 0 0 0 rg BT 140.61 237.37 Td (the ) Tj ET Q q 0 0 0 rg BT 156.80 237.37 Td (top ) Tj ET Q q 0 0 0 rg BT 173.60 237.37 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 231.95 237.37 Td (group; ) Tj ET Q q 0 0 0 rg BT 263.42 237.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 226.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 226.37 Td (For ) Tj ET Q q 0 0 0 rg BT 140.61 226.37 Td (each ) Tj ET Q q 0 0 0 rg BT 163.50 226.37 Td (depository ) Tj ET Q q 0 0 0 rg BT 212.69 226.37 Td (institution ) Tj ET Q q 0 0 0 rg BT 260.06 226.37 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 304.56 226.37 Td (.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 248.37 Td (Y) Tj ET Q q 0 0 0 rg BT 541.07 248.37 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 520.45 237.37 Td (Call Report) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 248.37 Td (Schedule HC-R) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.60 237.37 Td (Schedule RC-R) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 211.37 Td (\(e\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 211.37 Td (T) Tj ET Q q 0 0 0 rg BT 113.33 211.37 Td (otal ) Tj ET Q q 0 0 0 rg BT 132.20 211.37 Td (standardized ) Tj ET Q q 0 0 0 rg BT 190.53 211.37 Td (risk-weighted ) Tj ET Q q 0 0 0 rg BT 253.77 211.37 Td (assets.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 211.37 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 211.37 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 211.37 Td (Schedule HC-R) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 196.40 Td (Capital ) Tj ET Q q 0 0 0 rg BT 88.76 196.40 Td (Conservation ) Tj ET Q q 0 0 0 rg BT 152.02 196.40 Td (Buf) Tj ET Q q 0 0 0 rg BT 168.94 196.40 Td (fer) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 181.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 181.37 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 181.37 Td (CCB ) Tj ET Q q 0 0 0 rg BT 151.61 181.37 Td (as ) Tj ET Q q 0 0 0 rg BT 163.53 181.37 Td (described ) Tj ET Q q 0 0 0 rg BT 208.42 181.37 Td (under ) Tj ET Q q 0 0 0 rg BT 236.22 181.37 Td (the ) Tj ET Q q 0 0 0 rg BT 252.41 181.37 Td (Final ) Tj ET Q q 0 0 0 rg BT 277.77 181.37 Td (Rule.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 181.37 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 181.37 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 181.37 Td (Schedule HC-R) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 166.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 166.37 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 166.37 Td (eligible ) Tj ET Q q 0 0 0 rg BT 162.59 166.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 200.76 166.37 Td (income, ) Tj ET Q q 0 0 0 rg BT 238.64 166.37 Td (as ) Tj ET Q q 0 0 0 rg BT 250.55 166.37 Td (described ) Tj ET Q q 0 0 0 rg BT 295.45 166.37 Td (under ) Tj ET Q q 0 0 0 rg BT 323.25 166.37 Td (the ) Tj ET Q q 0 0 0 rg BT 339.43 166.37 Td (Final ) Tj ET Q q 0 0 0 rg BT 364.80 166.37 Td (Rule.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 166.37 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 166.37 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 166.37 Td (Schedule HC-R) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 151.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 151.37 Td (Any ) Tj ET Q q 0 0 0 rg BT 128.44 151.37 Td (limitations ) Tj ET Q q 0 0 0 rg BT 177.99 151.37 Td (on ) Tj ET Q q 0 0 0 rg BT 191.48 151.37 Td (distributions ) Tj ET Q q 0 0 0 rg BT 248.98 151.37 Td (and ) Tj ET Q q 0 0 0 rg BT 267.36 151.37 Td (discretionary ) Tj ET Q q 0 0 0 rg BT 327.27 151.37 Td (bonus ) Tj ET Q q 0 0 0 rg BT 356.05 151.37 Td (payments ) Tj ET Q q 0 0 0 rg BT 400.70 151.37 Td (resulting ) Tj ET Q q 0 0 0 rg BT 441.69 151.37 Td (from ) Tj ET Q q 0 0 0 rg BT 465.56 151.37 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 140.37 Td (CCB ) Tj ET Q q 0 0 0 rg BT 132.31 140.37 Td (framework ) Tj ET Q q 0 0 0 rg BT 183.86 140.37 Td (as ) Tj ET Q q 0 0 0 rg BT 196.32 140.37 Td (described ) Tj ET Q q 0 0 0 rg BT 241.77 140.37 Td (under ) Tj ET Q q 0 0 0 rg BT 270.11 140.37 Td (the ) Tj ET Q q 0 0 0 rg BT 286.85 140.37 Td (Final ) Tj ET Q q 0 0 0 rg BT 312.76 140.37 Td (Rule, ) Tj ET Q q 0 0 0 rg BT 339.58 140.37 Td (including ) Tj ET Q q 0 0 0 rg BT 384.43 140.37 Td (the ) Tj ET Q q 0 0 0 rg BT 401.16 140.37 Td (maximum ) Tj ET Q q 0 0 0 rg BT 449.07 140.37 Td (payout ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 129.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 142.74 129.37 Td (for ) Tj ET Q q 0 0 0 rg BT 158.32 129.37 Td (the ) Tj ET Q q 0 0 0 rg BT 174.51 129.37 Td (quarter) Tj ET Q q 0 0 0 rg BT 205.05 129.37 Td (.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 534.35 129.42 Td (Y) Tj ET Q q 0 0 0 rg BT 541.68 129.42 Td (-9C) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 620.30 129.42 Td (Schedule HC-R) Tj ET Q endstream endobj 13 0 obj <> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (4) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 104.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 482.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 610.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 568.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 700.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 545.95673828125 m 85.99462890625 545.95673828125 l s q 0 0 0 rg BT 53.00 547.42 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 545.95673828125 m 154.04541015625 545.95673828125 l s q 0 0 0 rg BT 107.00 547.42 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 545.95673828125 m 565.54619140625 545.95673828125 l s q 0 0 0 rg BT 526.45 547.42 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 556.90673828125 m 693.48388671875 556.90673828125 l s q 0 0 0 rg BT 616.50 558.37 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 545.90673828125 m 681.08388671875 545.90673828125 l s q 0 0 0 rg BT 628.85 547.37 Td (or Schedule) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 543 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 50.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 104.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 542.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 50.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 104.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 104.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 390.5 m 104.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 104.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 482.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 390.5 m 482.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 482.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 610.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 390.5 m 610.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 610.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 527.5 m 700.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 390.5 m 700.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 390.5 m 50.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 390.5 m 104.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 390.5 m 104.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 352.5 m 104.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 390.5 m 104.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 390.5 m 482.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 390.5 m 482.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 352.5 m 482.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 390.5 m 482.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 390.5 m 610.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 390.5 m 610.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 352.5 m 610.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 390.5 m 610.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 390.5 m 700.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 390.5 m 700.5 390.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 352.5 m 700.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 352.5 m 50.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 352.5 m 104.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 352.5 m 104.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 325.5 m 104.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 352.5 m 104.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 352.5 m 482.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 352.5 m 482.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 325.5 m 482.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 352.5 m 482.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 352.5 m 610.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 352.5 m 610.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 325.5 m 610.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 352.5 m 610.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 352.5 m 700.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 352.5 m 700.5 352.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 325.5 m 700.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 325.5 m 50.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 325.5 m 104.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 325.5 m 104.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 298.5 m 104.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 325.5 m 104.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 325.5 m 482.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 325.5 m 482.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 298.5 m 482.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 325.5 m 482.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 325.5 m 610.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 325.5 m 610.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 298.5 m 610.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 325.5 m 610.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 325.5 m 700.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 325.5 m 700.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 298.5 m 700.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 298.5 m 50.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 298.5 m 104.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 298.5 m 104.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 205.5 m 104.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 298.5 m 104.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 298.5 m 482.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 298.5 m 482.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 205.5 m 482.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 298.5 m 482.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 298.5 m 610.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 298.5 m 610.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 205.5 m 610.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 298.5 m 610.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 298.5 m 700.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 298.5 m 700.5 298.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 205.5 m 700.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 205.5 m 50.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 205.5 m 104.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 205.5 m 104.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 168.5 m 104.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 205.5 m 104.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 205.5 m 482.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 205.5 m 482.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 168.5 m 482.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 205.5 m 482.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 205.5 m 610.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 205.5 m 610.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 168.5 m 610.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 205.5 m 610.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 205.5 m 700.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 205.5 m 700.5 205.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 168.5 m 700.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 168.5 m 50.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 168.5 m 104.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 168.5 m 104.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 131.5 m 104.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 168.5 m 104.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 168.5 m 482.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 168.5 m 482.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 131.5 m 482.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 168.5 m 482.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 168.5 m 610.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 168.5 m 610.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 131.5 m 610.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 168.5 m 610.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 168.5 m 700.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 168.5 m 700.5 168.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 131.5 m 700.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 131.5 m 50.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 131.5 m 104.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 131.5 m 104.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 104.5 m 104.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 131.5 m 104.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 131.5 m 482.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 131.5 m 482.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 104.5 m 482.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 131.5 m 482.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 131.5 m 610.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 131.5 m 610.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 104.5 m 610.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 131.5 m 610.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 131.5 m 700.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 131.5 m 700.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 104.5 m 700.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 104.5 m 50.5 104 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 104.5 m 104.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 104 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 104.5 m 482.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 104 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 104.5 m 610.5 104 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 104.5 m 610.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 104 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 104.5 m 610.5 104 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 104.5 m 700.5 104 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 104.5 m 700.5 104.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 104 m BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 532.40 Td (Credit ) Tj ET Q q 0 0 0 rg BT 83.86 532.40 Td (Risk: ) Tj ET Q q 0 0 0 rg BT 110.45 532.40 Td (General ) Tj ET Q q 0 0 0 rg BT 149.86 532.40 Td (Disclosures) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 517.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 517.37 Td (The ) Tj ET Q q 0 0 0 rg BT 127.15 517.37 Td (general ) Tj ET Q q 0 0 0 rg BT 162.57 517.37 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 212.05 517.37 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 259.71 517.37 Td (requirement ) Tj ET Q q 0 0 0 rg BT 315.90 517.37 Td (with ) Tj ET Q q 0 0 0 rg BT 338.51 517.37 Td (respect ) Tj ET Q q 0 0 0 rg BT 372.71 517.37 Td (to ) Tj ET Q q 0 0 0 rg BT 384.32 517.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 412.41 517.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 431.96 517.37 Td (\(excluding ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 506.37 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 166.83 506.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 196.12 506.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 216.87 506.37 Td (that ) Tj ET Q q 0 0 0 rg BT 237.61 506.37 Td (is ) Tj ET Q q 0 0 0 rg BT 249.19 506.37 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 294.38 506.37 Td (in ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 307.18 506.37 Td (General ) Tj ET Q q 0 0 0 rg BT 347.47 506.37 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 389.85 506.37 Td (e ) Tj ET Q q 0 0 0 rg BT 398.98 506.37 Td (For ) Tj ET Q q 0 0 0 rg BT 419.72 506.37 Td (Counterparty ) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 107.00 495.36 Td (Cr) Tj ET Q q 0 0 0 rg BT 118.21 495.36 Td (edit ) Tj ET Q q 0 0 0 rg BT 137.45 495.36 Td (Risk-Related ) Tj ET Q q 0 0 0 rg BT 196.40 495.36 Td (Exposur) Tj ET Q q 0 0 0 rg BT 232.66 495.36 Td (es) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 241.82 495.36 Td ( ) Tj ET Q q 0 0 0 rg BT 244.57 495.36 Td (located ) Tj ET Q q 0 0 0 rg BT 279.08 495.36 Td (below\), ) Tj ET Q q 0 0 0 rg BT 315.12 495.36 Td (including ) Tj ET Q q 0 0 0 rg BT 359.43 495.36 Td (the:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 484.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.58 484.37 Td (Policy ) Tj ET Q q 0 0 0 rg BT 153.44 484.37 Td (for ) Tj ET Q q 0 0 0 rg BT 169.01 484.37 Td (determining ) Tj ET Q q 0 0 0 rg BT 224.92 484.37 Td (past ) Tj ET Q q 0 0 0 rg BT 245.39 484.37 Td (due ) Tj ET Q q 0 0 0 rg BT 264.02 484.37 Td (or ) Tj ET Q q 0 0 0 rg BT 275.93 484.37 Td (delinquency ) Tj ET Q q 0 0 0 rg BT 332.44 484.37 Td (status;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 473.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 473.37 Td (Policy ) Tj ET Q q 0 0 0 rg BT 153.44 473.37 Td (for ) Tj ET Q q 0 0 0 rg BT 169.01 473.37 Td (placing ) Tj ET Q q 0 0 0 rg BT 204.14 473.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 230.11 473.37 Td (on ) Tj ET Q q 0 0 0 rg BT 243.86 473.37 Td (nonaccrual;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 462.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.58 462.37 Td (Policy ) Tj ET Q q 0 0 0 rg BT 153.44 462.37 Td (for ) Tj ET Q q 0 0 0 rg BT 169.01 462.37 Td (returning ) Tj ET Q q 0 0 0 rg BT 212.09 462.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 238.05 462.37 Td (to ) Tj ET Q q 0 0 0 rg BT 249.36 462.37 Td (accrual ) Tj ET Q q 0 0 0 rg BT 283.86 462.37 Td (status;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 451.37 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 122.99 451.37 Td (Definition ) Tj ET Q q 0 0 0 rg BT 171.36 451.37 Td (of ) Tj ET Q q 0 0 0 rg BT 183.69 451.37 Td (and ) Tj ET Q q 0 0 0 rg BT 202.73 451.37 Td (policy ) Tj ET Q q 0 0 0 rg BT 233.39 451.37 Td (for ) Tj ET Q q 0 0 0 rg BT 249.38 451.37 Td (identifying ) Tj ET Q q 0 0 0 rg BT 300.81 451.37 Td (impaired ) Tj ET Q q 0 0 0 rg BT 343.07 451.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 369.45 451.37 Td (\(for ) Tj ET Q q 0 0 0 rg BT 389.10 451.37 Td (financial ) Tj ET Q q 0 0 0 rg BT 430.74 451.37 Td (accounting ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 111.50 440.37 Td (purposes\);) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 429.37 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 122.14 429.37 Td (Description ) Tj ET Q q 0 0 0 rg BT 175.77 429.37 Td (of ) Tj ET Q q 0 0 0 rg BT 187.24 429.37 Td (the ) Tj ET Q q 0 0 0 rg BT 202.99 429.37 Td (methodology ) Tj ET Q q 0 0 0 rg BT 263.35 429.37 Td (that ) Tj ET Q q 0 0 0 rg BT 282.15 429.37 Td (is ) Tj ET Q q 0 0 0 rg BT 291.80 429.37 Td (used ) Tj ET Q q 0 0 0 rg BT 314.27 429.37 Td (to ) Tj ET Q q 0 0 0 rg BT 325.14 429.37 Td (estimate ) Tj ET Q q 0 0 0 rg BT 364.10 429.37 Td (the ) Tj ET Q q 0 0 0 rg BT 379.85 429.37 Td (allowance ) Tj ET Q q 0 0 0 rg BT 426.74 429.37 Td (for ) Tj ET Q q 0 0 0 rg BT 441.88 429.37 Td (loan ) Tj ET Q q 0 0 0 rg BT 463.13 429.37 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 418.37 Td (lease ) Tj ET Q q 0 0 0 rg BT 131.73 418.37 Td (losses, ) Tj ET Q q 0 0 0 rg BT 163.51 418.37 Td (including ) Tj ET Q q 0 0 0 rg BT 207.82 418.37 Td (statistical ) Tj ET Q q 0 0 0 rg BT 252.11 418.37 Td (methods ) Tj ET Q q 0 0 0 rg BT 292.14 418.37 Td (used ) Tj ET Q q 0 0 0 rg BT 315.05 418.37 Td (where ) Tj ET Q q 0 0 0 rg BT 344.67 418.37 Td (applicable;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 407.37 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 122.58 407.37 Td (Policy ) Tj ET Q q 0 0 0 rg BT 153.44 407.37 Td (for ) Tj ET Q q 0 0 0 rg BT 169.01 407.37 Td (char) Tj ET Q q 0 0 0 rg BT 187.74 407.37 Td (ging-of) Tj ET Q q 0 0 0 rg BT 219.93 407.37 Td (f ) Tj ET Q q 0 0 0 rg BT 226.34 407.37 Td (uncollectible ) Tj ET Q q 0 0 0 rg BT 285.90 407.37 Td (amounts; ) Tj ET Q q 0 0 0 rg BT 328.98 407.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 396.37 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 122.58 396.37 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 173.61 396.37 Td (of ) Tj ET Q q 0 0 0 rg BT 185.52 396.37 Td (the ) Tj ET Q q 0 0 0 rg BT 201.71 396.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 229.50 396.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 248.75 396.37 Td (management ) Tj ET Q q 0 0 0 rg BT 307.70 396.37 Td (policy) Tj ET Q q 0 0 0 rg BT 334.48 396.37 Td (.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 517.55 Td (Form 10-K:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 506.37 Td (Note 1 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 495.37 Td (Note 6 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 510.35 484.37 Td (MD&A) Tj ET Q q 0 0 0 rg BT 543.97 484.37 Td ( - Critical ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 503.75 473.37 Td (Accounting Policies ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 492.75 462.37 Td (MD&A) Tj ET Q q 0 0 0 rg BT 526.37 462.37 Td ( - Enterprise Risk ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 519.50 451.37 Td (Management) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 520.30 429.55 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.40 418.37 Td (Note 6) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 506.37 Td (p.79-89) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 635.25 495.37 Td (p.97-104 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 484.37 Td (p.50-54) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 462.37 Td (p.54-63) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 636.65 418.37 Td (p. 23-30) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 380.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 380.37 Td (T) Tj ET Q q 0 0 0 rg BT 113.33 380.37 Td (otal ) Tj ET Q q 0 0 0 rg BT 131.15 380.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 157.90 380.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 176.11 380.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 221.80 380.37 Td (and ) Tj ET Q q 0 0 0 rg BT 239.39 380.37 Td (average ) Tj ET Q q 0 0 0 rg BT 275.29 380.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 302.04 380.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 320.24 380.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 368.69 380.37 Td (after ) Tj ET Q q 0 0 0 rg BT 390.54 380.37 Td (applying ) Tj ET Q q 0 0 0 rg BT 430.74 380.37 Td (accounting ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 369.37 Td (of) Tj ET Q q 0 0 0 rg BT 116.06 369.37 Td (fsets ) Tj ET Q q 0 0 0 rg BT 138.28 369.37 Td (in ) Tj ET Q q 0 0 0 rg BT 148.99 369.37 Td (accordance ) Tj ET Q q 0 0 0 rg BT 200.60 369.37 Td (with ) Tj ET Q q 0 0 0 rg BT 222.31 369.37 Td (GAAP) Tj ET Q q 0 0 0 rg BT 251.65 369.37 Td (, ) Tj ET Q q 0 0 0 rg BT 255.94 369.37 Td (over ) Tj ET Q q 0 0 0 rg BT 277.64 369.37 Td (the ) Tj ET Q q 0 0 0 rg BT 293.23 369.37 Td (period ) Tj ET Q q 0 0 0 rg BT 323.48 369.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 376.32 369.37 Td (by ) Tj ET Q q 0 0 0 rg BT 389.47 369.37 Td (major ) Tj ET Q q 0 0 0 rg BT 417.28 369.37 Td (types ) Tj ET Q q 0 0 0 rg BT 442.65 369.37 Td (of ) Tj ET Q q 0 0 0 rg BT 453.97 369.37 Td (credit ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 358.37 Td (exposure. ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 380.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 380.37 Td (p.17) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 342.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 342.37 Td (Geographic ) Tj ET Q q 0 0 0 rg BT 160.90 342.37 Td (distribution ) Tj ET Q q 0 0 0 rg BT 214.22 342.37 Td (of ) Tj ET Q q 0 0 0 rg BT 225.98 342.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 275.31 342.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 328.59 342.37 Td (in ) Tj ET Q q 0 0 0 rg BT 339.74 342.37 Td (significant ) Tj ET Q q 0 0 0 rg BT 388.76 342.37 Td (areas ) Tj ET Q q 0 0 0 rg BT 413.95 342.37 Td (by ) Tj ET Q q 0 0 0 rg BT 427.54 342.37 Td (major ) Tj ET Q q 0 0 0 rg BT 455.79 342.37 Td (types ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 331.37 Td (of ) Tj ET Q q 0 0 0 rg BT 118.91 331.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 146.70 331.37 Td (exposure.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 342.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 342.37 Td (p.17-19) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 315.37 Td (\(d\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 315.37 Td (Industry ) Tj ET Q q 0 0 0 rg BT 145.96 315.37 Td (or ) Tj ET Q q 0 0 0 rg BT 157.43 315.37 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 215.31 315.37 Td (type ) Tj ET Q q 0 0 0 rg BT 236.55 315.37 Td (distribution ) Tj ET Q q 0 0 0 rg BT 289.58 315.37 Td (of ) Tj ET Q q 0 0 0 rg BT 301.04 315.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 350.08 315.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 403.07 315.37 Td (by ) Tj ET Q q 0 0 0 rg BT 416.37 315.37 Td (major ) Tj ET Q q 0 0 0 rg BT 444.32 315.37 Td (types ) Tj ET Q q 0 0 0 rg BT 469.84 315.37 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 304.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 134.79 304.37 Td (exposure.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 315.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 635.75 315.37 Td (p. 17, 20) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 288.37 Td (\(e\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 288.37 Td (By ) Tj ET Q q 0 0 0 rg BT 122.59 288.37 Td (major ) Tj ET Q q 0 0 0 rg BT 150.99 288.37 Td (industry ) Tj ET Q q 0 0 0 rg BT 189.80 288.37 Td (or ) Tj ET Q q 0 0 0 rg BT 201.71 288.37 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 260.05 288.37 Td (type:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 277.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 121.97 277.37 Td (Amount ) Tj ET Q q 0 0 0 rg BT 160.78 277.37 Td (of ) Tj ET Q q 0 0 0 rg BT 172.69 277.37 Td (impaired ) Tj ET Q q 0 0 0 rg BT 214.53 277.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 240.50 277.37 Td (for ) Tj ET Q q 0 0 0 rg BT 256.08 277.37 Td (which ) Tj ET Q q 0 0 0 rg BT 285.71 277.37 Td (there ) Tj ET Q q 0 0 0 rg BT 310.45 277.37 Td (was ) Tj ET Q q 0 0 0 rg BT 330.30 277.37 Td (a ) Tj ET Q q 0 0 0 rg BT 337.94 277.37 Td (related ) Tj ET Q q 0 0 0 rg BT 370.61 277.37 Td (allowance ) Tj ET Q q 0 0 0 rg BT 417.94 277.37 Td (under ) Tj ET Q q 0 0 0 rg BT 445.74 277.37 Td (GAAP;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 266.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 121.61 266.37 Td (Amount ) Tj ET Q q 0 0 0 rg BT 159.96 266.37 Td (of ) Tj ET Q q 0 0 0 rg BT 171.42 266.37 Td (impaired ) Tj ET Q q 0 0 0 rg BT 212.80 266.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 238.31 266.37 Td (for ) Tj ET Q q 0 0 0 rg BT 253.43 266.37 Td (which ) Tj ET Q q 0 0 0 rg BT 282.61 266.37 Td (there ) Tj ET Q q 0 0 0 rg BT 306.88 266.37 Td (was ) Tj ET Q q 0 0 0 rg BT 326.28 266.37 Td (no ) Tj ET Q q 0 0 0 rg BT 339.57 266.37 Td (related ) Tj ET Q q 0 0 0 rg BT 371.79 266.37 Td (allowance ) Tj ET Q q 0 0 0 rg BT 418.67 266.37 Td (under ) Tj ET Q q 0 0 0 rg BT 446.00 266.37 Td (GAAP;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 255.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 121.97 255.37 Td (Amount ) Tj ET Q q 0 0 0 rg BT 160.78 255.37 Td (of ) Tj ET Q q 0 0 0 rg BT 172.69 255.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 198.66 255.37 Td (past ) Tj ET Q q 0 0 0 rg BT 219.13 255.37 Td (due ) Tj ET Q q 0 0 0 rg BT 237.76 255.37 Td (90 ) Tj ET Q q 0 0 0 rg BT 251.51 255.37 Td (days ) Tj ET Q q 0 0 0 rg BT 274.42 255.37 Td (and ) Tj ET Q q 0 0 0 rg BT 293.05 255.37 Td (on ) Tj ET Q q 0 0 0 rg BT 306.80 255.37 Td (nonaccrual;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 244.37 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 121.97 244.37 Td (Amount ) Tj ET Q q 0 0 0 rg BT 160.78 244.37 Td (of ) Tj ET Q q 0 0 0 rg BT 172.69 244.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 198.66 244.37 Td (past ) Tj ET Q q 0 0 0 rg BT 219.13 244.37 Td (due ) Tj ET Q q 0 0 0 rg BT 237.76 244.37 Td (90 ) Tj ET Q q 0 0 0 rg BT 251.51 244.37 Td (days ) Tj ET Q q 0 0 0 rg BT 274.42 244.37 Td (and ) Tj ET Q q 0 0 0 rg BT 293.05 244.37 Td (still ) Tj ET Q q 0 0 0 rg BT 312.31 244.37 Td (accruing; ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 233.37 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 122.66 233.37 Td (The ) Tj ET Q q 0 0 0 rg BT 142.81 233.37 Td (balance ) Tj ET Q q 0 0 0 rg BT 179.44 233.37 Td (in ) Tj ET Q q 0 0 0 rg BT 191.05 233.37 Td (the ) Tj ET Q q 0 0 0 rg BT 207.53 233.37 Td (allowance ) Tj ET Q q 0 0 0 rg BT 255.17 233.37 Td (for ) Tj ET Q q 0 0 0 rg BT 271.04 233.37 Td (loan ) Tj ET Q q 0 0 0 rg BT 293.03 233.37 Td (and ) Tj ET Q q 0 0 0 rg BT 311.96 233.37 Td (lease ) Tj ET Q q 0 0 0 rg BT 337.00 233.37 Td (losses ) Tj ET Q q 0 0 0 rg BT 366.33 233.37 Td (at ) Tj ET Q q 0 0 0 rg BT 377.31 233.37 Td (the ) Tj ET Q q 0 0 0 rg BT 393.80 233.37 Td (end ) Tj ET Q q 0 0 0 rg BT 412.73 233.37 Td (of ) Tj ET Q q 0 0 0 rg BT 424.95 233.37 Td (each ) Tj ET Q q 0 0 0 rg BT 448.14 233.37 Td (period, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 222.37 Td (disaggregated ) Tj ET Q q 0 0 0 rg BT 170.84 222.37 Td (on ) Tj ET Q q 0 0 0 rg BT 184.59 222.37 Td (the ) Tj ET Q q 0 0 0 rg BT 200.77 222.37 Td (basis ) Tj ET Q q 0 0 0 rg BT 225.52 222.37 Td (of ) Tj ET Q q 0 0 0 rg BT 237.44 222.37 Td (impairment ) Tj ET Q q 0 0 0 rg BT 290.90 222.37 Td (method; ) Tj ET Q q 0 0 0 rg BT 329.70 222.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 211.37 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 122.58 211.37 Td (Char) Tj ET Q q 0 0 0 rg BT 143.76 211.37 Td (ge-of) Tj ET Q q 0 0 0 rg BT 166.77 211.37 Td (fs ) Tj ET Q q 0 0 0 rg BT 177.46 211.37 Td (during ) Tj ET Q q 0 0 0 rg BT 208.93 211.37 Td (the ) Tj ET Q q 0 0 0 rg BT 225.12 211.37 Td (period.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 529.50 288.37 Td (Herein;) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 266.55 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 255.37 Td (Note 6) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 288.37 Td (p.20) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 655.00 267.37 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 256.37 Td (p.23-30) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 195.37 Td (\(f\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 195.37 Td (Amount ) Tj ET Q q 0 0 0 rg BT 145.64 195.37 Td (of ) Tj ET Q q 0 0 0 rg BT 157.38 195.37 Td (impaired ) Tj ET Q q 0 0 0 rg BT 199.06 195.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 224.86 195.37 Td (and, ) Tj ET Q q 0 0 0 rg BT 246.08 195.37 Td (if ) Tj ET Q q 0 0 0 rg BT 255.38 195.37 Td (available, ) Tj ET Q q 0 0 0 rg BT 300.41 195.37 Td (the ) Tj ET Q q 0 0 0 rg BT 316.43 195.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 352.01 195.37 Td (of ) Tj ET Q q 0 0 0 rg BT 363.75 195.37 Td (past ) Tj ET Q q 0 0 0 rg BT 384.05 195.37 Td (due ) Tj ET Q q 0 0 0 rg BT 402.52 195.37 Td (loans ) Tj ET Q q 0 0 0 rg BT 428.32 195.37 Td (categorized ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 184.37 Td (by ) Tj ET Q q 0 0 0 rg BT 119.56 184.37 Td (significant ) Tj ET Q q 0 0 0 rg BT 167.54 184.37 Td (geographic ) Tj ET Q q 0 0 0 rg BT 217.96 184.37 Td (area ) Tj ET Q q 0 0 0 rg BT 237.83 184.37 Td (including, ) Tj ET Q q 0 0 0 rg BT 283.69 184.37 Td (if ) Tj ET Q q 0 0 0 rg BT 291.96 184.37 Td (practical, ) Tj ET Q q 0 0 0 rg BT 334.13 184.37 Td (the ) Tj ET Q q 0 0 0 rg BT 349.12 184.37 Td (amounts ) Tj ET Q q 0 0 0 rg BT 387.95 184.37 Td (of ) Tj ET Q q 0 0 0 rg BT 398.67 184.37 Td (allowances ) Tj ET Q q 0 0 0 rg BT 449.09 184.37 Td (related ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 173.37 Td (to ) Tj ET Q q 0 0 0 rg BT 118.31 173.37 Td (each ) Tj ET Q q 0 0 0 rg BT 141.20 173.37 Td (geographical ) Tj ET Q q 0 0 0 rg BT 200.76 173.37 Td (area, ) Tj ET Q q 0 0 0 rg BT 224.57 173.37 Td (further ) Tj ET Q q 0 0 0 rg BT 257.25 173.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 310.68 173.37 Td (as ) Tj ET Q q 0 0 0 rg BT 322.60 173.37 Td (required ) Tj ET Q q 0 0 0 rg BT 361.99 173.37 Td (by ) Tj ET Q q 0 0 0 rg BT 375.74 173.37 Td (GAAP) Tj ET Q q 0 0 0 rg BT 404.47 173.37 Td (.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 195.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 195.37 Td (p.18-19) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 158.37 Td (\(g\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 158.37 Td (Reconciliation ) Tj ET Q q 0 0 0 rg BT 173.90 158.37 Td (of ) Tj ET Q q 0 0 0 rg BT 185.81 158.37 Td (changes ) Tj ET Q q 0 0 0 rg BT 223.99 158.37 Td (in ) Tj ET Q q 0 0 0 rg BT 234.99 158.37 Td (ALLL.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 158.55 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 573.95 158.55 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.40 147.37 Td (Note 7) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 510.65 136.37 Td (MD&A) Tj ET Q q 0 0 0 rg BT 544.27 136.37 Td ( - ) Tj ET Q q 0 0 0 rg BT 553.23 136.37 Td (T) Tj ET Q q 0 0 0 rg BT 559.18 136.37 Td (able 6) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 147.42 Td (p.31-32) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 136.42 Td (p.87) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 121.37 Td (\(h\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 121.37 Td (Remaining ) Tj ET Q q 0 0 0 rg BT 159.31 121.37 Td (contractual ) Tj ET Q q 0 0 0 rg BT 212.20 121.37 Td (maturity ) Tj ET Q q 0 0 0 rg BT 253.51 121.37 Td (delineation ) Tj ET Q q 0 0 0 rg BT 306.41 121.37 Td (of ) Tj ET Q q 0 0 0 rg BT 319.61 121.37 Td (the ) Tj ET Q q 0 0 0 rg BT 337.08 121.37 Td (whole ) Tj ET Q q 0 0 0 rg BT 368.00 121.37 Td (portfolio, ) Tj ET Q q 0 0 0 rg BT 413.28 121.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 468.00 121.37 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 110.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 134.79 110.37 Td (exposure.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 121.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 637.10 121.37 Td (p.17, 21) Tj ET Q endstream endobj 15 0 obj <> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (5) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 104.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 482.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 610.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 568.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 700.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 545.95673828125 m 85.99462890625 545.95673828125 l s q 0 0 0 rg BT 53.00 547.42 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 545.95673828125 m 154.04541015625 545.95673828125 l s q 0 0 0 rg BT 107.00 547.42 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 545.95673828125 m 565.54619140625 545.95673828125 l s q 0 0 0 rg BT 526.45 547.42 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 556.90673828125 m 693.48388671875 556.90673828125 l s q 0 0 0 rg BT 616.50 558.37 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 545.90673828125 m 681.08388671875 545.90673828125 l s q 0 0 0 rg BT 628.85 547.37 Td (or Schedule) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 543 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 50.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 104.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 542.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 50.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 104.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 104.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 434.5 m 104.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 104.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 482.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 434.5 m 482.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 482.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 610.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 434.5 m 610.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 610.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 527.5 m 700.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 434.5 m 700.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 434.5 m 50.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 434.5 m 104.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 434.5 m 104.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 386.5 m 104.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 434.5 m 104.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 434.5 m 482.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 434.5 m 482.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 386.5 m 482.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 434.5 m 482.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 434.5 m 610.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 434.5 m 610.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 386.5 m 610.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 434.5 m 610.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 434.5 m 700.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 434.5 m 700.5 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 386.5 m 700.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 386.5 m 50.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 386.5 m 104.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 386.5 m 104.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 338.5 m 104.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 386.5 m 104.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 386.5 m 482.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 386.5 m 482.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 338.5 m 482.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 386.5 m 482.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 386.5 m 610.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 386.5 m 610.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 338.5 m 610.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 386.5 m 610.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 386.5 m 700.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 386.5 m 700.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 338.5 m 700.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 338.5 m 50.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 338.5 m 104.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 323.5 m 104.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 338.5 m 482.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 338.5 m 482.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 323.5 m 482.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 338.5 m 482.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 338.5 m 610.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 338.5 m 610.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 323.5 m 610.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 338.5 m 610.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 338.5 m 700.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 338.5 m 700.5 338.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 323.5 m 700.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 323.5 m 50.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 323.5 m 104.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 323.5 m 104.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 242.5 m 104.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 323.5 m 104.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 323.5 m 482.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 323.5 m 482.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 242.5 m 482.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 323.5 m 482.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 323.5 m 610.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 323.5 m 610.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 242.5 m 610.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 323.5 m 610.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 323.5 m 700.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 323.5 m 700.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 242.5 m 700.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 242.5 m 50.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 242.5 m 104.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 242.5 m 104.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 216.5 m 104.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 242.5 m 104.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 242.5 m 482.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 242.5 m 482.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 216.5 m 482.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 242.5 m 482.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 242.5 m 610.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 242.5 m 610.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 216.5 m 610.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 242.5 m 610.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 242.5 m 700.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 242.5 m 700.5 242.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 216.5 m 700.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 216.5 m 50.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 216.5 m 104.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 216.5 m 104.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 190.5 m 104.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 216.5 m 104.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 216.5 m 482.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 216.5 m 482.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 190.5 m 482.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 216.5 m 482.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 216.5 m 610.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 216.5 m 610.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 190.5 m 610.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 216.5 m 610.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 216.5 m 700.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 216.5 m 700.5 216.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 190.5 m 700.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 190.5 m 50.5 190 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 190 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 190.5 m 482.5 190 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 190 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 190.5 m 482.5 190 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 190.5 m 610.5 190 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 190.5 m 610.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 190 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 190.5 m 610.5 190 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 190.5 m 700.5 190 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 190.5 m 700.5 190.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 190 m BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 532.40 Td (General ) Tj ET Q q 0 0 0 rg BT 92.41 532.40 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 143.44 532.40 Td (For ) Tj ET Q q 0 0 0 rg BT 163.31 532.40 Td (Counterparty ) Tj ET Q q 0 0 0 rg BT 226.57 532.40 Td (Credit ) Tj ET Q q 0 0 0 rg BT 257.43 532.40 Td (Risk-Related ) Tj ET Q q 0 0 0 rg BT 318.24 532.40 Td (Exposures) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 517.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 517.37 Td (General ) Tj ET Q q 0 0 0 rg BT 143.78 517.37 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 192.18 517.37 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 243.03 517.37 Td (with ) Tj ET Q q 0 0 0 rg BT 264.56 517.37 Td (respect ) Tj ET Q q 0 0 0 rg BT 297.67 517.37 Td (to ) Tj ET Q q 0 0 0 rg BT 308.20 517.37 Td (OTC ) Tj ET Q q 0 0 0 rg BT 332.17 517.37 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 385.15 517.37 Td (eligible ) Tj ET Q q 0 0 0 rg BT 420.11 517.37 Td (mar) Tj ET Q q 0 0 0 rg BT 437.01 517.37 Td (gin ) Tj ET Q q 0 0 0 rg BT 453.03 517.37 Td (loans, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 506.37 Td (and ) Tj ET Q q 0 0 0 rg BT 125.63 506.37 Td (repo-style ) Tj ET Q q 0 0 0 rg BT 172.37 506.37 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 230.41 506.37 Td (including ) Tj ET Q q 0 0 0 rg BT 274.71 506.37 Td (a ) Tj ET Q q 0 0 0 rg BT 282.34 506.37 Td (discussion ) Tj ET Q q 0 0 0 rg BT 330.93 506.37 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 495.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.38 495.37 Td (The ) Tj ET Q q 0 0 0 rg BT 142.23 495.37 Td (methodology ) Tj ET Q q 0 0 0 rg BT 203.03 495.37 Td (used ) Tj ET Q q 0 0 0 rg BT 225.94 495.37 Td (to ) Tj ET Q q 0 0 0 rg BT 237.25 495.37 Td (assign ) Tj ET Q q 0 0 0 rg BT 267.50 495.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 295.29 495.37 Td (limits ) Tj ET Q q 0 0 0 rg BT 323.10 495.37 Td (for ) Tj ET Q q 0 0 0 rg BT 338.68 495.37 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 397.01 495.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 424.80 495.37 Td (exposures;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 484.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.45 484.37 Td (Policies ) Tj ET Q q 0 0 0 rg BT 159.91 484.37 Td (for ) Tj ET Q q 0 0 0 rg BT 175.36 484.37 Td (securing ) Tj ET Q q 0 0 0 rg BT 215.24 484.37 Td (collateral, ) Tj ET Q q 0 0 0 rg BT 261.54 484.37 Td (valuing ) Tj ET Q q 0 0 0 rg BT 297.15 484.37 Td (and ) Tj ET Q q 0 0 0 rg BT 315.66 484.37 Td (managing ) Tj ET Q q 0 0 0 rg BT 361.66 484.37 Td (collateral, ) Tj ET Q q 0 0 0 rg BT 407.95 484.37 Td (and ) Tj ET Q q 0 0 0 rg BT 426.46 484.37 Td (establishing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 473.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 134.79 473.37 Td (reserves;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 462.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.38 462.37 Td (The ) Tj ET Q q 0 0 0 rg BT 142.23 462.37 Td (primary ) Tj ET Q q 0 0 0 rg BT 179.80 462.37 Td (types ) Tj ET Q q 0 0 0 rg BT 205.77 462.37 Td (of ) Tj ET Q q 0 0 0 rg BT 217.68 462.37 Td (collateral ) Tj ET Q q 0 0 0 rg BT 261.35 462.37 Td (taken; ) Tj ET Q q 0 0 0 rg BT 290.98 462.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 451.37 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 122.18 451.37 Td (The ) Tj ET Q q 0 0 0 rg BT 141.83 451.37 Td (impact ) Tj ET Q q 0 0 0 rg BT 174.30 451.37 Td (of ) Tj ET Q q 0 0 0 rg BT 186.00 451.37 Td (the ) Tj ET Q q 0 0 0 rg BT 201.98 451.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 237.52 451.37 Td (of ) Tj ET Q q 0 0 0 rg BT 249.22 451.37 Td (collateral ) Tj ET Q q 0 0 0 rg BT 292.68 451.37 Td (the ) Tj ET Q q 0 0 0 rg BT 308.66 451.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 353.97 451.37 Td (would ) Tj ET Q q 0 0 0 rg BT 384.01 451.37 Td (have ) Tj ET Q q 0 0 0 rg BT 407.32 451.37 Td (to ) Tj ET Q q 0 0 0 rg BT 418.42 451.37 Td (provide ) Tj ET Q q 0 0 0 rg BT 454.56 451.37 Td (given ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 440.37 Td (a ) Tj ET Q q 0 0 0 rg BT 114.63 440.37 Td (deterioration ) Tj ET Q q 0 0 0 rg BT 173.58 440.37 Td (in ) Tj ET Q q 0 0 0 rg BT 184.89 440.37 Td (the ) Tj ET Q q 0 0 0 rg BT 201.07 440.37 Td (Company) Tj ET Q q 0 0 0 rg BT 246.91 440.37 Td (s ) Tj ET Q q 0 0 0 rg BT 253.94 440.37 Td (own ) Tj ET Q q 0 0 0 rg BT 275.63 440.37 Td (creditworthiness.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 529.50 517.37 Td (Herein;) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 495.55 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 484.37 Td (Note 3 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 528.40 473.37 Td (Note 15) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 517.37 Td (p.21-23) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 655.00 495.37 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 484.37 Td (p.17-18) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 473.37 Td (p.43-50) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 424.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 424.37 Td (Gross ) Tj ET Q q 0 0 0 rg BT 136.42 424.37 Td (positive ) Tj ET Q q 0 0 0 rg BT 174.99 424.37 Td (fair ) Tj ET Q q 0 0 0 rg BT 194.00 424.37 Td (value ) Tj ET Q q 0 0 0 rg BT 221.57 424.37 Td (of ) Tj ET Q q 0 0 0 rg BT 234.48 424.37 Td (contracts, ) Tj ET Q q 0 0 0 rg BT 280.68 424.37 Td (collateral ) Tj ET Q q 0 0 0 rg BT 325.34 424.37 Td (held ) Tj ET Q q 0 0 0 rg BT 348.03 424.37 Td (\(including ) Tj ET Q q 0 0 0 rg BT 396.99 424.37 Td (type, ) Tj ET Q q 0 0 0 rg BT 422.43 424.37 Td (for ) Tj ET Q q 0 0 0 rg BT 439.00 424.37 Td (example, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 413.37 Td (cash, ) Tj ET Q q 0 0 0 rg BT 131.34 413.37 Td (government ) Tj ET Q q 0 0 0 rg BT 185.92 413.37 Td (securities\), ) Tj ET Q q 0 0 0 rg BT 235.92 413.37 Td (and ) Tj ET Q q 0 0 0 rg BT 253.85 413.37 Td (net ) Tj ET Q q 0 0 0 rg BT 269.33 413.37 Td (unsecured ) Tj ET Q q 0 0 0 rg BT 315.96 413.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 343.05 413.37 Td (exposure. ) Tj ET Q q 0 0 0 rg BT 387.55 413.37 Td (Disclose ) Tj ET Q q 0 0 0 rg BT 427.48 413.37 Td (the ) Tj ET Q q 0 0 0 rg BT 442.96 413.37 Td (notional ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 402.37 Td (value ) Tj ET Q q 0 0 0 rg BT 133.04 402.37 Td (of ) Tj ET Q q 0 0 0 rg BT 144.43 402.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 171.69 402.37 Td (derivative ) Tj ET Q q 0 0 0 rg BT 217.89 402.37 Td (hedges ) Tj ET Q q 0 0 0 rg BT 250.65 402.37 Td (purchased ) Tj ET Q q 0 0 0 rg BT 297.47 402.37 Td (for ) Tj ET Q q 0 0 0 rg BT 312.51 402.37 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 370.32 402.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 397.58 402.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 416.30 402.37 Td (protection ) Tj ET Q q 0 0 0 rg BT 463.12 402.37 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 391.37 Td (the ) Tj ET Q q 0 0 0 rg BT 123.19 391.37 Td (distribution ) Tj ET Q q 0 0 0 rg BT 176.66 391.37 Td (of ) Tj ET Q q 0 0 0 rg BT 188.58 391.37 Td (current ) Tj ET Q q 0 0 0 rg BT 222.47 391.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 250.26 391.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 292.72 391.37 Td (by ) Tj ET Q q 0 0 0 rg BT 306.47 391.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 348.93 391.37 Td (type.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 424.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 424.37 Td (p.24) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 376.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 376.37 Td (Notional ) Tj ET Q q 0 0 0 rg BT 147.80 376.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 183.09 376.37 Td (of ) Tj ET Q q 0 0 0 rg BT 194.56 376.37 Td (purchased ) Tj ET Q q 0 0 0 rg BT 241.45 376.37 Td (and ) Tj ET Q q 0 0 0 rg BT 259.64 376.37 Td (sold ) Tj ET Q q 0 0 0 rg BT 280.28 376.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 307.62 376.37 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 360.93 376.37 Td (segregated ) Tj ET Q q 0 0 0 rg BT 410.27 376.37 Td (between ) Tj ET Q q 0 0 0 rg BT 449.22 376.37 Td (use ) Tj ET Q q 0 0 0 rg BT 466.18 376.37 Td (for ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 365.37 Td (the ) Tj ET Q q 0 0 0 rg BT 123.12 365.37 Td (Company) Tj ET Q q 0 0 0 rg BT 169.26 365.37 Td (s ) Tj ET Q q 0 0 0 rg BT 175.92 365.37 Td (own ) Tj ET Q q 0 0 0 rg BT 197.55 365.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 225.28 365.37 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 266.46 365.37 Td (and ) Tj ET Q q 0 0 0 rg BT 285.02 365.37 Td (in ) Tj ET Q q 0 0 0 rg BT 296.27 365.37 Td (its ) Tj ET Q q 0 0 0 rg BT 309.35 365.37 Td (intermediation ) Tj ET Q q 0 0 0 rg BT 376.18 365.37 Td (activities, ) Tj ET Q q 0 0 0 rg BT 421.32 365.37 Td (including ) Tj ET Q q 0 0 0 rg BT 465.56 365.37 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 354.37 Td (distribution ) Tj ET Q q 0 0 0 rg BT 160.99 354.37 Td (of ) Tj ET Q q 0 0 0 rg BT 173.42 354.37 Td (the ) Tj ET Q q 0 0 0 rg BT 190.12 354.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 218.43 354.37 Td (derivative ) Tj ET Q q 0 0 0 rg BT 265.67 354.37 Td (products ) Tj ET Q q 0 0 0 rg BT 306.82 354.37 Td (used, ) Tj ET Q q 0 0 0 rg BT 333.00 354.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 386.95 354.37 Td (further ) Tj ET Q q 0 0 0 rg BT 420.15 354.37 Td (by ) Tj ET Q q 0 0 0 rg BT 434.41 354.37 Td (protection ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 343.37 Td (bought ) Tj ET Q q 0 0 0 rg BT 140.31 343.37 Td (and ) Tj ET Q q 0 0 0 rg BT 158.94 343.37 Td (sold ) Tj ET Q q 0 0 0 rg BT 180.03 343.37 Td (within ) Tj ET Q q 0 0 0 rg BT 210.89 343.37 Td (each ) Tj ET Q q 0 0 0 rg BT 233.78 343.37 Td (product ) Tj ET Q q 0 0 0 rg BT 270.14 343.37 Td (group.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 376.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 376.37 Td (p.25) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 328.40 Td (Credit ) Tj ET Q q 0 0 0 rg BT 83.86 328.40 Td (Risk ) Tj ET Q q 0 0 0 rg BT 106.79 328.40 Td (Mitigation) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 313.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 313.37 Td (General qualitative disclosures with respect to credit risk mitigation, including:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 302.37 Td (\(1\) Policies and processes for collateral valuation and management;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 291.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 121.97 291.37 Td (A) Tj ET Q q 0 0 0 rg BT 129.31 291.37 Td ( description of the main types of collateral taken;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 280.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.38 280.37 Td (The main types of guarantors/credit derivative counterparties and their ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 269.37 Td (creditworthiness; and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 258.37 Td (\(4\) Information about \(market or credit\) risk concentrations with respect to credit ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 247.37 Td (risk mitigation.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 529.50 313.37 Td (Herein; ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 292.55 Td (Form 10-K:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 281.37 Td (Note 1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 270.37 Td (Note 4) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.15 259.37 Td (Note 6 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 528.40 248.37 Td (Note 17) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 637.10 313.37 Td (p.16, 25) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 655.00 292.37 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 281.37 Td (p.79-89) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 270.37 Td (p.92) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 635.25 259.37 Td (p.97-104) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.50 248.37 Td (p.128-137) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 232.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 232.37 Td (For ) Tj ET Q q 0 0 0 rg BT 125.36 232.37 Td (each ) Tj ET Q q 0 0 0 rg BT 148.58 232.37 Td (separately ) Tj ET Q q 0 0 0 rg BT 196.25 232.37 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 240.26 232.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 268.38 232.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 287.96 232.37 Td (portfolio, ) Tj ET Q q 0 0 0 rg BT 332.28 232.37 Td (the ) Tj ET Q q 0 0 0 rg BT 348.80 232.37 Td (total ) Tj ET Q q 0 0 0 rg BT 371.42 232.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 414.21 232.37 Td (that ) Tj ET Q q 0 0 0 rg BT 433.78 232.37 Td (is ) Tj ET Q q 0 0 0 rg BT 444.20 232.37 Td (covered ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 221.37 Td (by ) Tj ET Q q 0 0 0 rg BT 120.75 221.37 Td (eligible ) Tj ET Q q 0 0 0 rg BT 156.49 221.37 Td (financial ) Tj ET Q q 0 0 0 rg BT 197.72 221.37 Td (collateral, ) Tj ET Q q 0 0 0 rg BT 244.13 221.37 Td (and ) Tj ET Q q 0 0 0 rg BT 262.77 221.37 Td (after ) Tj ET Q q 0 0 0 rg BT 285.66 221.37 Td (the ) Tj ET Q q 0 0 0 rg BT 301.85 221.37 Td (application ) Tj ET Q q 0 0 0 rg BT 353.47 221.37 Td (of ) Tj ET Q q 0 0 0 rg BT 365.39 221.37 Td (haircuts.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 232.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 232.37 Td (p.25) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 206.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 206.37 Td (For ) Tj ET Q q 0 0 0 rg BT 123.73 206.37 Td (each ) Tj ET Q q 0 0 0 rg BT 145.33 206.37 Td (separately ) Tj ET Q q 0 0 0 rg BT 191.36 206.37 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 233.75 206.37 Td (portfolio, ) Tj ET Q q 0 0 0 rg BT 276.44 206.37 Td (the ) Tj ET Q q 0 0 0 rg BT 291.33 206.37 Td (total ) Tj ET Q q 0 0 0 rg BT 312.33 206.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 353.48 206.37 Td (that ) Tj ET Q q 0 0 0 rg BT 371.43 206.37 Td (is ) Tj ET Q q 0 0 0 rg BT 380.21 206.37 Td (covered ) Tj ET Q q 0 0 0 rg BT 416.47 206.37 Td (by ) Tj ET Q q 0 0 0 rg BT 428.92 206.37 Td (guarantees/) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 195.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 134.79 195.37 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 185.80 195.37 Td (and ) Tj ET Q q 0 0 0 rg BT 204.43 195.37 Td (the ) Tj ET Q q 0 0 0 rg BT 220.62 195.37 Td (R) Tj ET Q q 0 0 0 rg BT 227.35 195.37 Td (W) Tj ET Q q 0 0 0 rg BT 236.51 195.37 Td (A) Tj ET Q q 0 0 0 rg BT 243.85 195.37 Td ( ) Tj ET Q q 0 0 0 rg BT 246.60 195.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 282.34 195.37 Td (associated ) Tj ET Q q 0 0 0 rg BT 330.30 195.37 Td (with ) Tj ET Q q 0 0 0 rg BT 352.60 195.37 Td (that ) Tj ET Q q 0 0 0 rg BT 371.85 195.37 Td (exposure.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 206.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 206.37 Td (p.26) Tj ET Q endstream endobj 17 0 obj <> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (6) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 104.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 482.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 610.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 568.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 700.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 545.95673828125 m 85.99462890625 545.95673828125 l s q 0 0 0 rg BT 53.00 547.42 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 545.95673828125 m 154.04541015625 545.95673828125 l s q 0 0 0 rg BT 107.00 547.42 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 545.95673828125 m 565.54619140625 545.95673828125 l s q 0 0 0 rg BT 526.45 547.42 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 556.90673828125 m 693.48388671875 556.90673828125 l s q 0 0 0 rg BT 616.50 558.37 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 545.90673828125 m 681.08388671875 545.90673828125 l s q 0 0 0 rg BT 628.85 547.37 Td (or Schedule) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 543 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 50.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 104.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 542.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 50.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 104.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 527.5 m 104.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 358.5 m 104.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 104.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 482.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 527.5 m 482.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 358.5 m 482.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 482.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 610.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 527.5 m 610.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 358.5 m 610.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 610.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 527.5 m 700.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 527.5 m 700.5 527.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 358.5 m 700.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 358.5 m 50.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 358.5 m 104.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 358.5 m 104.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 266.5 m 104.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 358.5 m 104.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 358.5 m 482.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 358.5 m 482.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 266.5 m 482.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 358.5 m 482.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 358.5 m 610.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 358.5 m 610.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 266.5 m 610.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 358.5 m 610.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 358.5 m 700.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 358.5 m 700.5 358.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 266.5 m 700.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 266.5 m 50.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 266.5 m 104.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 266.5 m 104.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 141.5 m 104.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 266.5 m 104.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 266.5 m 482.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 266.5 m 482.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 141.5 m 482.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 266.5 m 482.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 266.5 m 610.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 266.5 m 610.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 141.5 m 610.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 266.5 m 610.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 266.5 m 700.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 266.5 m 700.5 266.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 141.5 m 700.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 141.5 m 50.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 141.5 m 104.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 141.5 m 104.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 115.5 m 104.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 141.5 m 104.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 141.5 m 482.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 141.5 m 482.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 115.5 m 482.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 141.5 m 482.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 141.5 m 610.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 141.5 m 610.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 115.5 m 610.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 141.5 m 610.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 141.5 m 700.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 141.5 m 700.5 141.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 115.5 m 700.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 115.5 m 50.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 115.5 m 104.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 115.5 m 104.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 67.5 m 104.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 115.5 m 104.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 115.5 m 482.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 115.5 m 482.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 67.5 m 482.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 115.5 m 482.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 115.5 m 610.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 115.5 m 610.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 67.5 m 610.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 115.5 m 610.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 115.5 m 700.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 115.5 m 700.5 115.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 67.5 m 700.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 67.5 m 50.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 67.5 m 104.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 67.5 m 104.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 67 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 67.5 m 104.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 67.5 m 482.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 67.5 m 482.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 67 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 67.5 m 482.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 67.5 m 610.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 67.5 m 610.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 67 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 67.5 m 610.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 67.5 m 700.5 67 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 67.5 m 700.5 67.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 67 m BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 532.40 Td (Securitizations) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 517.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 517.37 Td (General ) Tj ET Q q 0 0 0 rg BT 145.54 517.37 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 195.70 517.37 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 248.31 517.37 Td (with ) Tj ET Q q 0 0 0 rg BT 271.59 517.37 Td (respect ) Tj ET Q q 0 0 0 rg BT 306.47 517.37 Td (to ) Tj ET Q q 0 0 0 rg BT 318.75 517.37 Td (a ) Tj ET Q q 0 0 0 rg BT 327.36 517.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 390.35 517.37 Td (\(including ) Tj ET Q q 0 0 0 rg BT 439.29 517.37 Td (synthetic ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 506.37 Td (securitizations\), ) Tj ET Q q 0 0 0 rg BT 179.70 506.37 Td (including ) Tj ET Q q 0 0 0 rg BT 224.00 506.37 Td (a ) Tj ET Q q 0 0 0 rg BT 231.63 506.37 Td (discussion ) Tj ET Q q 0 0 0 rg BT 280.22 506.37 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 495.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 123.46 495.37 Td (Objectives ) Tj ET Q q 0 0 0 rg BT 174.13 495.37 Td (for ) Tj ET Q q 0 0 0 rg BT 190.59 495.37 Td (securitizing ) Tj ET Q q 0 0 0 rg BT 245.54 495.37 Td (assets, ) Tj ET Q q 0 0 0 rg BT 277.59 495.37 Td (including ) Tj ET Q q 0 0 0 rg BT 322.77 495.37 Td (the ) Tj ET Q q 0 0 0 rg BT 339.85 495.37 Td (extent ) Tj ET Q q 0 0 0 rg BT 370.36 495.37 Td (to ) Tj ET Q q 0 0 0 rg BT 382.55 495.37 Td (which ) Tj ET Q q 0 0 0 rg BT 413.06 495.37 Td (these ) Tj ET Q q 0 0 0 rg BT 439.30 495.37 Td (activities ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 484.37 Td (transfer ) Tj ET Q q 0 0 0 rg BT 142.73 484.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 169.90 484.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 188.54 484.37 Td (of ) Tj ET Q q 0 0 0 rg BT 199.83 484.37 Td (the ) Tj ET Q q 0 0 0 rg BT 215.41 484.37 Td (underlying ) Tj ET Q q 0 0 0 rg BT 265.20 484.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 311.33 484.37 Td ( ) Tj ET Q q 0 0 0 rg BT 313.46 484.37 Td (to ) Tj ET Q q 0 0 0 rg BT 324.15 484.37 Td (other ) Tj ET Q q 0 0 0 rg BT 348.89 484.37 Td (entities ) Tj ET Q q 0 0 0 rg BT 382.79 484.37 Td (and ) Tj ET Q q 0 0 0 rg BT 400.81 484.37 Td (including ) Tj ET Q q 0 0 0 rg BT 444.50 484.37 Td (the ) Tj ET Q q 0 0 0 rg BT 460.07 484.37 Td (type ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 473.37 Td (of ) Tj ET Q q 0 0 0 rg BT 118.91 473.37 Td (risks ) Tj ET Q q 0 0 0 rg BT 142.44 473.37 Td (assumed ) Tj ET Q q 0 0 0 rg BT 183.08 473.37 Td (and ) Tj ET Q q 0 0 0 rg BT 201.71 473.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 239.88 473.37 Td (by ) Tj ET Q q 0 0 0 rg BT 253.63 473.37 Td (the ) Tj ET Q q 0 0 0 rg BT 269.82 473.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 315.34 473.37 Td (related ) Tj ET Q q 0 0 0 rg BT 348.02 473.37 Td (to ) Tj ET Q q 0 0 0 rg BT 359.32 473.37 Td (resecuritization ) Tj ET Q q 0 0 0 rg BT 429.87 473.37 Td (activity; ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 462.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.38 462.37 Td (The ) Tj ET Q q 0 0 0 rg BT 142.23 462.37 Td (nature ) Tj ET Q q 0 0 0 rg BT 172.46 462.37 Td (of ) Tj ET Q q 0 0 0 rg BT 184.38 462.37 Td (the ) Tj ET Q q 0 0 0 rg BT 200.56 462.37 Td (risks ) Tj ET Q q 0 0 0 rg BT 224.10 462.37 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 249.14 462.37 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 289.17 462.37 Td (risk\) ) Tj ET Q q 0 0 0 rg BT 312.08 462.37 Td (inherent ) Tj ET Q q 0 0 0 rg BT 350.87 462.37 Td (in ) Tj ET Q q 0 0 0 rg BT 362.18 462.37 Td (the ) Tj ET Q q 0 0 0 rg BT 378.37 462.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 428.76 462.37 Td (assets;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 451.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.67 451.37 Td (The ) Tj ET Q q 0 0 0 rg BT 142.84 451.37 Td (roles ) Tj ET Q q 0 0 0 rg BT 167.29 451.37 Td (played ) Tj ET Q q 0 0 0 rg BT 199.68 451.37 Td (by ) Tj ET Q q 0 0 0 rg BT 213.75 451.37 Td (the ) Tj ET Q q 0 0 0 rg BT 230.26 451.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 276.10 451.37 Td (in ) Tj ET Q q 0 0 0 rg BT 287.73 451.37 Td (the ) Tj ET Q q 0 0 0 rg BT 304.23 451.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 366.56 451.37 Td (process ) Tj ET Q q 0 0 0 rg BT 402.61 451.37 Td (and ) Tj ET Q q 0 0 0 rg BT 421.56 451.37 Td (an ) Tj ET Q q 0 0 0 rg BT 435.01 451.37 Td (indication ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 440.37 Td (of ) Tj ET Q q 0 0 0 rg BT 118.91 440.37 Td (the ) Tj ET Q q 0 0 0 rg BT 135.10 440.37 Td (extent ) Tj ET Q q 0 0 0 rg BT 164.73 440.37 Td (of ) Tj ET Q q 0 0 0 rg BT 176.64 440.37 Td (its ) Tj ET Q q 0 0 0 rg BT 189.78 440.37 Td (involvement ) Tj ET Q q 0 0 0 rg BT 247.52 440.37 Td (in ) Tj ET Q q 0 0 0 rg BT 258.83 440.37 Td (each ) Tj ET Q q 0 0 0 rg BT 281.73 440.37 Td (of ) Tj ET Q q 0 0 0 rg BT 293.64 440.37 Td (them;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 429.37 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 124.50 429.37 Td (The ) Tj ET Q q 0 0 0 rg BT 146.65 429.37 Td (processes ) Tj ET Q q 0 0 0 rg BT 193.84 429.37 Td (in ) Tj ET Q q 0 0 0 rg BT 207.44 429.37 Td (place ) Tj ET Q q 0 0 0 rg BT 235.69 429.37 Td (to ) Tj ET Q q 0 0 0 rg BT 249.28 429.37 Td (monitor ) Tj ET Q q 0 0 0 rg BT 289.16 429.37 Td (changes ) Tj ET Q q 0 0 0 rg BT 329.63 429.37 Td (in ) Tj ET Q q 0 0 0 rg BT 343.22 429.37 Td (the ) Tj ET Q q 0 0 0 rg BT 361.71 429.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 391.79 429.37 Td (and ) Tj ET Q q 0 0 0 rg BT 412.71 429.37 Td (market ) Tj ET Q q 0 0 0 rg BT 448.29 429.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 469.84 429.37 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 418.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 170.66 418.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 221.81 418.37 Td (including ) Tj ET Q q 0 0 0 rg BT 267.78 418.37 Td (how ) Tj ET Q q 0 0 0 rg BT 291.13 418.37 Td (those ) Tj ET Q q 0 0 0 rg BT 318.76 418.37 Td (processes ) Tj ET Q q 0 0 0 rg BT 365.32 418.37 Td (dif) Tj ET Q q 0 0 0 rg BT 377.34 418.37 Td (fer ) Tj ET Q q 0 0 0 rg BT 393.96 418.37 Td (for ) Tj ET Q q 0 0 0 rg BT 411.20 418.37 Td (resecuritization ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 407.37 Td (exposures;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 396.37 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 121.74 396.37 Td (The ) Tj ET Q q 0 0 0 rg BT 140.91 396.37 Td (Company) Tj ET Q q 0 0 0 rg BT 186.74 396.37 Td (s ) Tj ET Q q 0 0 0 rg BT 193.08 396.37 Td (policy ) Tj ET Q q 0 0 0 rg BT 222.64 396.37 Td (for ) Tj ET Q q 0 0 0 rg BT 237.53 396.37 Td (mitigating ) Tj ET Q q 0 0 0 rg BT 284.81 396.37 Td (the ) Tj ET Q q 0 0 0 rg BT 300.32 396.37 Td (credit ) Tj ET Q q 0 0 0 rg BT 327.42 396.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 345.98 396.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 383.47 396.37 Td (through ) Tj ET Q q 0 0 0 rg BT 419.75 396.37 Td (securitization ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 385.37 Td (and ) Tj ET Q q 0 0 0 rg BT 125.63 385.37 Td (resecuritization ) Tj ET Q q 0 0 0 rg BT 196.18 385.37 Td (exposures; ) Tj ET Q q 0 0 0 rg BT 245.98 385.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 374.37 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 122.65 374.37 Td (The ) Tj ET Q q 0 0 0 rg BT 142.80 374.37 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 191.05 374.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 223.41 374.37 Td (approaches ) Tj ET Q q 0 0 0 rg BT 275.93 374.37 Td (that ) Tj ET Q q 0 0 0 rg BT 295.47 374.37 Td (are ) Tj ET Q q 0 0 0 rg BT 311.94 374.37 Td (followed ) Tj ET Q q 0 0 0 rg BT 354.09 374.37 Td (for ) Tj ET Q q 0 0 0 rg BT 369.96 374.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 432.26 374.37 Td (exposures, ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 363.37 Td (including ) Tj ET Q q 0 0 0 rg BT 151.30 363.37 Td (the ) Tj ET Q q 0 0 0 rg BT 167.49 363.37 Td (type ) Tj ET Q q 0 0 0 rg BT 189.18 363.37 Td (of ) Tj ET Q q 0 0 0 rg BT 201.09 363.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 263.09 363.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 305.55 363.37 Td (to ) Tj ET Q q 0 0 0 rg BT 316.86 363.37 Td (which ) Tj ET Q q 0 0 0 rg BT 346.49 363.37 Td (each ) Tj ET Q q 0 0 0 rg BT 369.39 363.37 Td (approach ) Tj ET Q q 0 0 0 rg BT 412.45 363.37 Td (applies.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 529.50 517.37 Td (Herein;) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 546.00 506.55 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 495.55 Td (Form 10-K: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.40 484.37 Td (Note 1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.65 473.37 Td (Note 10) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.65 462.37 Td (Note 18) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 517.37 Td (p.26-28) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 655.00 506.37 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 655.00 495.37 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 484.37 Td (p.79-89) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.95 473.37 Td (p.1) Tj ET Q q 0 0 0 rg BT 646.29 473.37 Td (10-1) Tj ET Q q 0 0 0 rg BT 666.05 473.37 Td (12) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.50 462.37 Td (p.138-152) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 348.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 348.37 Td (A) Tj ET Q q 0 0 0 rg BT 114.34 348.37 Td ( ) Tj ET Q q 0 0 0 rg BT 117.09 348.37 Td (list ) Tj ET Q q 0 0 0 rg BT 133.29 348.37 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 337.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.80 337.37 Td (The ) Tj ET Q q 0 0 0 rg BT 143.10 337.37 Td (type ) Tj ET Q q 0 0 0 rg BT 165.24 337.37 Td (of ) Tj ET Q q 0 0 0 rg BT 177.61 337.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 240.06 337.37 Td (SPEs ) Tj ET Q q 0 0 0 rg BT 266.50 337.37 Td (that ) Tj ET Q q 0 0 0 rg BT 286.20 337.37 Td (the ) Tj ET Q q 0 0 0 rg BT 302.84 337.37 Td (Company) Tj ET Q q 0 0 0 rg BT 344.90 337.37 Td (, ) Tj ET Q q 0 0 0 rg BT 350.85 337.37 Td (as ) Tj ET Q q 0 0 0 rg BT 363.22 337.37 Td (sponsor) Tj ET Q q 0 0 0 rg BT 397.00 337.37 Td (, ) Tj ET Q q 0 0 0 rg BT 402.96 337.37 Td (uses ) Tj ET Q q 0 0 0 rg BT 425.10 337.37 Td (to ) Tj ET Q q 0 0 0 rg BT 436.86 337.37 Td (securitize ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 326.37 Td (third-party ) Tj ET Q q 0 0 0 rg BT 156.85 326.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 203.66 326.37 Td (and ) Tj ET Q q 0 0 0 rg BT 222.35 326.37 Td (an ) Tj ET Q q 0 0 0 rg BT 235.55 326.37 Td (indication ) Tj ET Q q 0 0 0 rg BT 282.36 326.37 Td (of ) Tj ET Q q 0 0 0 rg BT 294.33 326.37 Td (whether ) Tj ET Q q 0 0 0 rg BT 332.58 326.37 Td (the ) Tj ET Q q 0 0 0 rg BT 348.83 326.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 391.35 326.37 Td (to ) Tj ET Q q 0 0 0 rg BT 402.72 326.37 Td (these ) Tj ET Q q 0 0 0 rg BT 428.14 326.37 Td (SPEs ) Tj ET Q q 0 0 0 rg BT 454.19 326.37 Td (is ) Tj ET Q q 0 0 0 rg BT 464.34 326.37 Td (on- ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 315.37 Td (or ) Tj ET Q q 0 0 0 rg BT 118.91 315.37 Td (of) Tj ET Q q 0 0 0 rg BT 127.88 315.37 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 171.54 315.37 Td (sheet; ) Tj ET Q q 0 0 0 rg BT 199.95 315.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 304.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 121.97 304.37 Td (Af) Tj ET Q q 0 0 0 rg BT 133.38 304.37 Td (filiated ) Tj ET Q q 0 0 0 rg BT 167.28 304.37 Td (entities:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 293.37 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 119.93 293.37 Td (That ) Tj ET Q q 0 0 0 rg BT 142.84 293.37 Td (the ) Tj ET Q q 0 0 0 rg BT 159.03 293.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 204.56 293.37 Td (manages ) Tj ET Q q 0 0 0 rg BT 245.79 293.37 Td (or ) Tj ET Q q 0 0 0 rg BT 257.70 293.37 Td (advises; ) Tj ET Q q 0 0 0 rg BT 295.89 293.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 282.37 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 122.53 282.37 Td (That ) Tj ET Q q 0 0 0 rg BT 144.93 282.37 Td (invest ) Tj ET Q q 0 0 0 rg BT 173.46 282.37 Td (either ) Tj ET Q q 0 0 0 rg BT 200.75 282.37 Td (in ) Tj ET Q q 0 0 0 rg BT 211.56 282.37 Td (the ) Tj ET Q q 0 0 0 rg BT 227.25 282.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 288.75 282.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 334.99 282.37 Td (that ) Tj ET Q q 0 0 0 rg BT 353.74 282.37 Td (the ) Tj ET Q q 0 0 0 rg BT 369.42 282.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 414.45 282.37 Td (has ) Tj ET Q q 0 0 0 rg BT 431.36 282.37 Td (securitized ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 271.37 Td (or ) Tj ET Q q 0 0 0 rg BT 118.91 271.37 Td (in ) Tj ET Q q 0 0 0 rg BT 130.22 271.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 192.22 271.37 Td (SPEs ) Tj ET Q q 0 0 0 rg BT 218.21 271.37 Td (that ) Tj ET Q q 0 0 0 rg BT 237.45 271.37 Td (the ) Tj ET Q q 0 0 0 rg BT 253.64 271.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 299.17 271.37 Td (sponsors.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 348.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 348.37 Td (p.26-28) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 256.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 256.37 Td (Summary ) Tj ET Q q 0 0 0 rg BT 152.53 256.37 Td (of ) Tj ET Q q 0 0 0 rg BT 164.44 256.37 Td (accounting ) Tj ET Q q 0 0 0 rg BT 215.45 256.37 Td (policies ) Tj ET Q q 0 0 0 rg BT 252.41 256.37 Td (for ) Tj ET Q q 0 0 0 rg BT 267.99 256.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 329.99 256.37 Td (activities, ) Tj ET Q q 0 0 0 rg BT 375.20 256.37 Td (including:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 245.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.38 245.37 Td (Whether ) Tj ET Q q 0 0 0 rg BT 162.99 245.37 Td (the ) Tj ET Q q 0 0 0 rg BT 179.18 245.37 Td (transactions ) Tj ET Q q 0 0 0 rg BT 234.47 245.37 Td (are ) Tj ET Q q 0 0 0 rg BT 250.65 245.37 Td (treated ) Tj ET Q q 0 0 0 rg BT 283.32 245.37 Td (as ) Tj ET Q q 0 0 0 rg BT 295.24 245.37 Td (sales ) Tj ET Q q 0 0 0 rg BT 319.37 245.37 Td (or ) Tj ET Q q 0 0 0 rg BT 331.28 245.37 Td (financings;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 234.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 234.37 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 179.10 234.37 Td (of ) Tj ET Q q 0 0 0 rg BT 191.01 234.37 Td (gain ) Tj ET Q q 0 0 0 rg BT 212.70 234.37 Td (on ) Tj ET Q q 0 0 0 rg BT 226.45 234.37 Td (sale;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 223.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 122.58 223.37 Td (Methods ) Tj ET Q q 0 0 0 rg BT 163.83 223.37 Td (and ) Tj ET Q q 0 0 0 rg BT 182.46 223.37 Td (key ) Tj ET Q q 0 0 0 rg BT 201.09 223.37 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 258.23 223.37 Td (applied ) Tj ET Q q 0 0 0 rg BT 293.36 223.37 Td (in ) Tj ET Q q 0 0 0 rg BT 304.67 223.37 Td (valuing ) Tj ET Q q 0 0 0 rg BT 340.41 223.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 378.58 223.37 Td (or ) Tj ET Q q 0 0 0 rg BT 390.50 223.37 Td (purchased ) Tj ET Q q 0 0 0 rg BT 437.84 223.37 Td (interests;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 212.37 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 123.38 212.37 Td (Changes ) Tj ET Q q 0 0 0 rg BT 164.82 212.37 Td (in ) Tj ET Q q 0 0 0 rg BT 176.94 212.37 Td (methods ) Tj ET Q q 0 0 0 rg BT 217.77 212.37 Td (and ) Tj ET Q q 0 0 0 rg BT 237.21 212.37 Td (key ) Tj ET Q q 0 0 0 rg BT 256.65 212.37 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 314.60 212.37 Td (from ) Tj ET Q q 0 0 0 rg BT 339.54 212.37 Td (the ) Tj ET Q q 0 0 0 rg BT 356.53 212.37 Td (previous ) Tj ET Q q 0 0 0 rg BT 397.97 212.37 Td (period ) Tj ET Q q 0 0 0 rg BT 429.63 212.37 Td (for ) Tj ET Q q 0 0 0 rg BT 446.01 212.37 Td (valuing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 201.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 145.17 201.37 Td (interests ) Tj ET Q q 0 0 0 rg BT 184.58 201.37 Td (and ) Tj ET Q q 0 0 0 rg BT 203.21 201.37 Td (impact ) Tj ET Q q 0 0 0 rg BT 235.90 201.37 Td (of ) Tj ET Q q 0 0 0 rg BT 247.81 201.37 Td (the ) Tj ET Q q 0 0 0 rg BT 264.00 201.37 Td (changes;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 190.37 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 122.38 190.37 Td (T) Tj ET Q q 0 0 0 rg BT 128.71 190.37 Td (reatment ) Tj ET Q q 0 0 0 rg BT 169.94 190.37 Td (of ) Tj ET Q q 0 0 0 rg BT 181.85 190.37 Td (synthetic ) Tj ET Q q 0 0 0 rg BT 224.32 190.37 Td (securitizations;) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 179.37 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 121.71 179.37 Td (How ) Tj ET Q q 0 0 0 rg BT 144.97 179.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 190.84 179.37 Td (intended ) Tj ET Q q 0 0 0 rg BT 230.60 179.37 Td (to ) Tj ET Q q 0 0 0 rg BT 241.04 179.37 Td (be ) Tj ET Q q 0 0 0 rg BT 253.30 179.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 302.82 179.37 Td (are ) Tj ET Q q 0 0 0 rg BT 318.13 179.37 Td (valued ) Tj ET Q q 0 0 0 rg BT 349.33 179.37 Td (and ) Tj ET Q q 0 0 0 rg BT 367.09 179.37 Td (whether ) Tj ET Q q 0 0 0 rg BT 404.40 179.37 Td (they ) Tj ET Q q 0 0 0 rg BT 425.22 179.37 Td (are ) Tj ET Q q 0 0 0 rg BT 440.52 179.37 Td (recorded ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 168.37 Td (under ) Tj ET Q q 0 0 0 rg BT 134.80 168.37 Td (the ) Tj ET Q q 0 0 0 rg BT 150.98 168.37 Td (SA; ) Tj ET Q q 0 0 0 rg BT 170.85 168.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 157.37 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 121.91 157.37 Td (Policies ) Tj ET Q q 0 0 0 rg BT 158.83 157.37 Td (for ) Tj ET Q q 0 0 0 rg BT 173.74 157.37 Td (recognizing ) Tj ET Q q 0 0 0 rg BT 227.75 157.37 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 270.77 157.37 Td (on ) Tj ET Q q 0 0 0 rg BT 283.86 157.37 Td (the ) Tj ET Q q 0 0 0 rg BT 299.38 157.37 Td (balance ) Tj ET Q q 0 0 0 rg BT 335.05 157.37 Td (sheet ) Tj ET Q q 0 0 0 rg BT 359.74 157.37 Td (for ) Tj ET Q q 0 0 0 rg BT 374.65 157.37 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 435.98 157.37 Td (that ) Tj ET Q q 0 0 0 rg BT 454.56 157.37 Td (could ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 146.37 Td (require ) Tj ET Q q 0 0 0 rg BT 140.90 146.37 Td (the ) Tj ET Q q 0 0 0 rg BT 157.09 146.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 202.61 146.37 Td (to ) Tj ET Q q 0 0 0 rg BT 213.92 146.37 Td (provide ) Tj ET Q q 0 0 0 rg BT 250.27 146.37 Td (financial ) Tj ET Q q 0 0 0 rg BT 291.50 146.37 Td (support ) Tj ET Q q 0 0 0 rg BT 327.25 146.37 Td (for ) Tj ET Q q 0 0 0 rg BT 342.82 146.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 393.21 146.37 Td (assets.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 529.50 256.37 Td (Herein;) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 546.00 245.55 Td ( ) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 234.55 Td (Form 10-K: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.40 223.37 Td (Note 1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.65 212.37 Td (Note 10) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.65 201.37 Td (Note 18) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 256.37 Td (p.26-28) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 655.00 234.37 Td ( ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 223.37 Td (p.79-89) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.95 212.37 Td (p.1) Tj ET Q q 0 0 0 rg BT 646.29 212.37 Td (10-1) Tj ET Q q 0 0 0 rg BT 666.05 212.37 Td (12) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 632.50 201.37 Td (p.138-152) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 131.37 Td (\(d\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 131.37 Td (An ) Tj ET Q q 0 0 0 rg BT 123.77 131.37 Td (explanation ) Tj ET Q q 0 0 0 rg BT 178.41 131.37 Td (of ) Tj ET Q q 0 0 0 rg BT 190.91 131.37 Td (significant ) Tj ET Q q 0 0 0 rg BT 240.67 131.37 Td (changes ) Tj ET Q q 0 0 0 rg BT 279.42 131.37 Td (to ) Tj ET Q q 0 0 0 rg BT 291.31 131.37 Td (any ) Tj ET Q q 0 0 0 rg BT 310.52 131.37 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 365.77 131.37 Td (information ) Tj ET Q q 0 0 0 rg BT 421.03 131.37 Td (since ) Tj ET Q q 0 0 0 rg BT 446.96 131.37 Td (the ) Tj ET Q q 0 0 0 rg BT 463.73 131.37 Td (last ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 120.37 Td (reporting ) Tj ET Q q 0 0 0 rg BT 150.07 120.37 Td (period.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 131.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 131.37 Td (p.28) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 105.37 Td (\(e\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 105.37 Td (The ) Tj ET Q q 0 0 0 rg BT 127.76 105.37 Td (total ) Tj ET Q q 0 0 0 rg BT 150.97 105.37 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 205.96 105.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 253.61 105.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 304.91 105.37 Td (by ) Tj ET Q q 0 0 0 rg BT 319.57 105.37 Td (the ) Tj ET Q q 0 0 0 rg BT 336.67 105.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 383.10 105.37 Td (in ) Tj ET Q q 0 0 0 rg BT 395.32 105.37 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 462.51 105.37 Td (that ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 94.37 Td (meet ) Tj ET Q q 0 0 0 rg BT 132.87 94.37 Td (the ) Tj ET Q q 0 0 0 rg BT 150.81 94.37 Td (operational ) Tj ET Q q 0 0 0 rg BT 204.78 94.37 Td (criteria ) Tj ET Q q 0 0 0 rg BT 240.42 94.37 Td (provided ) Tj ET Q q 0 0 0 rg BT 284.02 94.37 Td (in ) Tj ET Q q 0 0 0 rg BT 297.07 94.37 Td (the ) Tj ET Q q 0 0 0 rg BT 315.01 94.37 Td (SA) Tj ET Q q 0 0 0 rg BT 328.46 94.37 Td ( ) Tj ET Q q 0 0 0 rg BT 332.96 94.37 Td (\(categorized ) Tj ET Q q 0 0 0 rg BT 391.81 94.37 Td (into ) Tj ET Q q 0 0 0 rg BT 413.41 94.37 Td (traditional ) Tj ET Q q 0 0 0 rg BT 463.12 94.37 Td (and ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 83.37 Td (synthetic ) Tj ET Q q 0 0 0 rg BT 150.65 83.37 Td (securitizations\), ) Tj ET Q q 0 0 0 rg BT 224.53 83.37 Td (by ) Tj ET Q q 0 0 0 rg BT 239.46 83.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 283.10 83.37 Td (type, ) Tj ET Q q 0 0 0 rg BT 308.72 83.37 Td (separately ) Tj ET Q q 0 0 0 rg BT 357.24 83.37 Td (for ) Tj ET Q q 0 0 0 rg BT 374.00 83.37 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 441.47 83.37 Td (of ) Tj ET Q q 0 0 0 rg BT 454.57 83.37 Td (third-) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 72.37 Td (party ) Tj ET Q q 0 0 0 rg BT 132.35 72.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 179.09 72.37 Td (for ) Tj ET Q q 0 0 0 rg BT 194.67 72.37 Td (which ) Tj ET Q q 0 0 0 rg BT 224.30 72.37 Td (the ) Tj ET Q q 0 0 0 rg BT 240.49 72.37 Td (bank ) Tj ET Q q 0 0 0 rg BT 264.62 72.37 Td (acts ) Tj ET Q q 0 0 0 rg BT 284.47 72.37 Td (only ) Tj ET Q q 0 0 0 rg BT 306.78 72.37 Td (as ) Tj ET Q q 0 0 0 rg BT 318.69 72.37 Td (sponsor) Tj ET Q q 0 0 0 rg BT 352.31 72.37 Td (.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 105.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 105.37 Td (p.29) Tj ET Q endstream endobj 19 0 obj <> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (7) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 568.5 m 104.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 568.5 m 482.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 568.5 m 610.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 568.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 568.5 m 700.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 545.95673828125 m 85.99462890625 545.95673828125 l s q 0 0 0 rg BT 53.00 547.42 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 545.95673828125 m 154.04541015625 545.95673828125 l s q 0 0 0 rg BT 107.00 547.42 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 545.95673828125 m 565.54619140625 545.95673828125 l s q 0 0 0 rg BT 526.45 547.42 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 556.90673828125 m 693.48388671875 556.90673828125 l s q 0 0 0 rg BT 616.50 558.37 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 545.90673828125 m 681.08388671875 545.90673828125 l s q 0 0 0 rg BT 628.85 547.37 Td (or Schedule) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 50.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 543 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 543 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 50.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 104.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542.5 m 104.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 483.5 m 104.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 104.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542.5 m 482.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 483.5 m 482.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 482.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542.5 m 610.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 483.5 m 610.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 610.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 542.5 m 700.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542.5 m 700.5 542.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 483.5 m 700.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 483.5 m 50.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 483.5 m 104.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 483.5 m 104.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 457.5 m 104.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 483.5 m 104.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 483.5 m 482.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 483.5 m 482.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 457.5 m 482.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 483.5 m 482.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 483.5 m 610.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 483.5 m 610.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 457.5 m 610.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 483.5 m 610.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 483.5 m 700.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 483.5 m 700.5 483.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 457.5 m 700.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 457.5 m 50.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 457.5 m 104.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 457.5 m 104.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 409.5 m 104.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 457.5 m 104.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 457.5 m 482.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 457.5 m 482.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 409.5 m 482.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 457.5 m 482.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 457.5 m 610.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 457.5 m 610.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 409.5 m 610.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 457.5 m 610.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 457.5 m 700.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 457.5 m 700.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 409.5 m 700.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 409.5 m 50.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 409.5 m 104.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 409.5 m 104.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 328.5 m 104.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 409.5 m 104.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 409.5 m 482.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 409.5 m 482.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 328.5 m 482.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 409.5 m 482.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 409.5 m 610.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 409.5 m 610.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 328.5 m 610.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 409.5 m 610.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 409.5 m 700.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 409.5 m 700.5 409.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 328.5 m 700.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 328.5 m 50.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 328.5 m 104.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 328.5 m 104.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 291.5 m 104.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 328.5 m 104.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 328.5 m 482.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 328.5 m 482.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 291.5 m 482.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 328.5 m 482.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 328.5 m 610.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 328.5 m 610.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 291.5 m 610.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 328.5 m 610.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 328.5 m 700.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 328.5 m 700.5 328.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 291.5 m 700.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 291.5 m 50.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 291.5 m 104.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 291.5 m 104.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 232.5 m 104.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 291.5 m 104.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 291.5 m 482.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 291.5 m 482.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 232.5 m 482.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 291.5 m 482.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 291.5 m 610.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 291.5 m 610.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 232.5 m 610.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 291.5 m 610.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 291.5 m 700.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 291.5 m 700.5 291.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 232.5 m 700.5 232.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 232.5 m 50.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 217.5 m 104.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 232.5 m 482.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 217.5 m 482.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 232.5 m 482.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 232.5 m 610.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 217.5 m 610.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 232.5 m 610.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 232.5 m 700.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 217.5 m 700.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 217.5 m 50.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 217.5 m 104.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 217.5 m 104.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 113.5 m 104.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 217.5 m 104.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 217.5 m 482.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 217.5 m 482.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 113.5 m 482.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 217.5 m 482.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 217.5 m 610.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 217.5 m 610.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 113.5 m 610.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 217.5 m 610.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 217.5 m 700.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 217.5 m 700.5 217.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 113.5 m 700.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 113.5 m 50.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 113.5 m 104.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 113.5 m 104.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 76.5 m 104.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 113.5 m 104.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 113.5 m 482.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 113.5 m 482.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 76.5 m 482.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 113.5 m 482.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 113.5 m 610.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 113.5 m 610.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 76.5 m 610.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 113.5 m 610.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 113.5 m 700.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 113.5 m 700.5 113.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 76.5 m 700.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 76.5 m 50.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 76.5 m 104.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 76.5 m 104.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 76 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 76.5 m 104.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 76.5 m 482.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 76.5 m 482.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 76 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 76.5 m 482.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 76.5 m 610.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 76.5 m 610.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 76 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 76.5 m 610.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 76.5 m 700.5 76 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 76.5 m 700.5 76.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 76 m BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 532.37 Td (\(f\) ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 532.37 Td (For ) Tj ET Q q 0 0 0 rg BT 124.55 532.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 170.81 532.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 220.73 532.37 Td (by ) Tj ET Q q 0 0 0 rg BT 234.00 532.37 Td (the ) Tj ET Q q 0 0 0 rg BT 249.71 532.37 Td (Company ) Tj ET Q q 0 0 0 rg BT 294.76 532.37 Td (in ) Tj ET Q q 0 0 0 rg BT 305.59 532.37 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 371.39 532.37 Td (that ) Tj ET Q q 0 0 0 rg BT 390.16 532.37 Td (meet ) Tj ET Q q 0 0 0 rg BT 413.81 532.37 Td (the ) Tj ET Q q 0 0 0 rg BT 429.52 532.37 Td (operational ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 521.37 Td (criteria ) Tj ET Q q 0 0 0 rg BT 140.89 521.37 Td (in ) Tj ET Q q 0 0 0 rg BT 152.20 521.37 Td (the ) Tj ET Q q 0 0 0 rg BT 168.39 521.37 Td (SA:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 510.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.06 510.37 Td (Amount ) Tj ET Q q 0 0 0 rg BT 160.97 510.37 Td (of ) Tj ET Q q 0 0 0 rg BT 173.00 510.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 223.50 510.37 Td (assets ) Tj ET Q q 0 0 0 rg BT 252.02 510.37 Td (that ) Tj ET Q q 0 0 0 rg BT 271.38 510.37 Td (are ) Tj ET Q q 0 0 0 rg BT 287.66 510.37 Td (impaired/past ) Tj ET Q q 0 0 0 rg BT 350.40 510.37 Td (due, ) Tj ET Q q 0 0 0 rg BT 371.89 510.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 425.44 510.37 Td (by ) Tj ET Q q 0 0 0 rg BT 439.30 510.37 Td (exposure ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 499.37 Td (type; ) Tj ET Q q 0 0 0 rg BT 131.74 499.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 488.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 488.37 Td (Losses ) Tj ET Q q 0 0 0 rg BT 155.27 488.37 Td (recognized ) Tj ET Q q 0 0 0 rg BT 206.27 488.37 Td (during ) Tj ET Q q 0 0 0 rg BT 237.74 488.37 Td (the ) Tj ET Q q 0 0 0 rg BT 253.93 488.37 Td (current ) Tj ET Q q 0 0 0 rg BT 287.82 488.37 Td (period, ) Tj ET Q q 0 0 0 rg BT 321.42 488.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 374.86 488.37 Td (by ) Tj ET Q q 0 0 0 rg BT 388.61 488.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 431.07 488.37 Td (type.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 532.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 532.37 Td (p.28) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 473.37 Td (\(g\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 473.37 Td (The ) Tj ET Q q 0 0 0 rg BT 126.74 473.37 Td (total ) Tj ET Q q 0 0 0 rg BT 148.92 473.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 184.55 473.37 Td (of ) Tj ET Q q 0 0 0 rg BT 196.35 473.37 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 250.32 473.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 296.94 473.37 Td (intended ) Tj ET Q q 0 0 0 rg BT 337.45 473.37 Td (to ) Tj ET Q q 0 0 0 rg BT 348.64 473.37 Td (be ) Tj ET Q q 0 0 0 rg BT 361.66 473.37 Td (securitized, ) Tj ET Q q 0 0 0 rg BT 414.69 473.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 468.01 473.37 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 462.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 149.46 462.37 Td (type.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 473.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 473.37 Td (p.27) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 447.37 Td (\(h\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 447.37 Td (Aggregate ) Tj ET Q q 0 0 0 rg BT 155.56 447.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 191.30 447.37 Td (of:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 436.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 123.05 436.37 Td (On-balance ) Tj ET Q q 0 0 0 rg BT 176.97 436.37 Td (sheet ) Tj ET Q q 0 0 0 rg BT 202.80 436.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 265.28 436.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 312.49 436.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 351.14 436.37 Td (or ) Tj ET Q q 0 0 0 rg BT 363.53 436.37 Td (purchased, ) Tj ET Q q 0 0 0 rg BT 414.09 436.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 468.01 436.37 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 425.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 149.46 425.37 Td (type; ) Tj ET Q q 0 0 0 rg BT 174.20 425.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 414.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 414.37 Td (Of) Tj ET Q q 0 0 0 rg BT 133.98 414.37 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 177.65 414.37 Td (sheet ) Tj ET Q q 0 0 0 rg BT 203.00 414.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 265.00 414.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 314.49 414.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 367.93 414.37 Td (by ) Tj ET Q q 0 0 0 rg BT 381.68 414.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 424.14 414.37 Td (type.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 447.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 447.37 Td (p.29) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 399.37 Td (\(i\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 399.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 123.77 399.37 Td (Aggregate ) Tj ET Q q 0 0 0 rg BT 174.64 399.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 212.69 399.37 Td (of ) Tj ET Q q 0 0 0 rg BT 226.91 399.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 291.22 399.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 340.27 399.37 Td (retained ) Tj ET Q q 0 0 0 rg BT 380.75 399.37 Td (or ) Tj ET Q q 0 0 0 rg BT 394.97 399.37 Td (purchased ) Tj ET Q q 0 0 0 rg BT 444.62 399.37 Td (and ) Tj ET Q q 0 0 0 rg BT 465.56 399.37 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 388.37 Td (associated ) Tj ET Q q 0 0 0 rg BT 153.62 388.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 184.35 388.37 Td (requirements ) Tj ET Q q 0 0 0 rg BT 243.18 388.37 Td (for ) Tj ET Q q 0 0 0 rg BT 257.42 388.37 Td (these ) Tj ET Q q 0 0 0 rg BT 281.44 388.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 329.59 388.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 381.69 388.37 Td (between ) Tj ET Q q 0 0 0 rg BT 419.75 388.37 Td (securitization ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 377.37 Td (and ) Tj ET Q q 0 0 0 rg BT 125.84 377.37 Td (resecuritization ) Tj ET Q q 0 0 0 rg BT 196.60 377.37 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 246.30 377.37 Td (further ) Tj ET Q q 0 0 0 rg BT 279.19 377.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 332.84 377.37 Td (into ) Tj ET Q q 0 0 0 rg BT 352.91 377.37 Td (a ) Tj ET Q q 0 0 0 rg BT 360.76 377.37 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 413.81 377.37 Td (number ) Tj ET Q q 0 0 0 rg BT 450.38 377.37 Td (of ) Tj ET Q q 0 0 0 rg BT 462.50 377.37 Td (risk ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 366.37 Td (weight ) Tj ET Q q 0 0 0 rg BT 139.69 366.37 Td (bands ) Tj ET Q q 0 0 0 rg BT 168.10 366.37 Td (and ) Tj ET Q q 0 0 0 rg BT 186.73 366.37 Td (by ) Tj ET Q q 0 0 0 rg BT 200.48 366.37 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 248.44 366.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 280.51 366.37 Td (approach ) Tj ET Q q 0 0 0 rg BT 323.57 366.37 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 348.61 366.37 Td (SSF) Tj ET Q q 0 0 0 rg BT 366.15 366.37 Td (A\); ) Tj ET Q q 0 0 0 rg BT 383.56 366.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 355.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.96 355.37 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 171.93 355.37 Td (that ) Tj ET Q q 0 0 0 rg BT 191.56 355.37 Td (have ) Tj ET Q q 0 0 0 rg BT 215.46 355.37 Td (been ) Tj ET Q q 0 0 0 rg BT 239.37 355.37 Td (deducted ) Tj ET Q q 0 0 0 rg BT 282.21 355.37 Td (entirely ) Tj ET Q q 0 0 0 rg BT 318.94 355.37 Td (from ) Tj ET Q q 0 0 0 rg BT 343.46 355.37 Td (tier ) Tj ET Q q 0 0 0 rg BT 361.26 355.37 Td (1 ) Tj ET Q q 0 0 0 rg BT 369.90 355.37 Td (capital, ) Tj ET Q q 0 0 0 rg BT 405.10 355.37 Td (credit-enhancing ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 344.37 Td (interest-only ) Tj ET Q q 0 0 0 rg BT 166.23 344.37 Td (strips ) Tj ET Q q 0 0 0 rg BT 193.69 344.37 Td (deducted ) Tj ET Q q 0 0 0 rg BT 237.03 344.37 Td (from ) Tj ET Q q 0 0 0 rg BT 262.04 344.37 Td (total ) Tj ET Q q 0 0 0 rg BT 285.22 344.37 Td (capital, ) Tj ET Q q 0 0 0 rg BT 320.92 344.37 Td (and ) Tj ET Q q 0 0 0 rg BT 340.43 344.37 Td (other ) Tj ET Q q 0 0 0 rg BT 366.67 344.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 414.29 344.37 Td (deducted ) Tj ET Q q 0 0 0 rg BT 457.62 344.37 Td (from ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 333.37 Td (total ) Tj ET Q q 0 0 0 rg BT 129.30 333.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 161.37 333.37 Td (should ) Tj ET Q q 0 0 0 rg BT 193.45 333.37 Td (be ) Tj ET Q q 0 0 0 rg BT 206.59 333.37 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 250.27 333.37 Td (separately ) Tj ET Q q 0 0 0 rg BT 297.61 333.37 Td (by ) Tj ET Q q 0 0 0 rg BT 311.36 333.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 353.82 333.37 Td (type.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 399.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 536.80 355.37 Td (N/A) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 399.37 Td (p.29) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.80 355.37 Td (N/A) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 318.37 Td (\(j\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 318.37 Td (Summary ) Tj ET Q q 0 0 0 rg BT 154.89 318.37 Td (of ) Tj ET Q q 0 0 0 rg BT 169.17 318.37 Td (securitization ) Tj ET Q q 0 0 0 rg BT 233.55 318.37 Td (activity ) Tj ET Q q 0 0 0 rg BT 271.65 318.37 Td (in ) Tj ET Q q 0 0 0 rg BT 285.33 318.37 Td (the ) Tj ET Q q 0 0 0 rg BT 303.88 318.37 Td (current ) Tj ET Q q 0 0 0 rg BT 340.15 318.37 Td (year) Tj ET Q q 0 0 0 rg BT 358.85 318.37 Td (, ) Tj ET Q q 0 0 0 rg BT 366.50 318.37 Td (including ) Tj ET Q q 0 0 0 rg BT 413.17 318.37 Td (the ) Tj ET Q q 0 0 0 rg BT 431.73 318.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 469.84 318.37 Td (of ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 307.37 Td (exposures ) Tj ET Q q 0 0 0 rg BT 155.34 307.37 Td (securitized ) Tj ET Q q 0 0 0 rg BT 207.33 307.37 Td (\(by ) Tj ET Q q 0 0 0 rg BT 226.34 307.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 270.40 307.37 Td (type\), ) Tj ET Q q 0 0 0 rg BT 300.10 307.37 Td (and ) Tj ET Q q 0 0 0 rg BT 320.33 307.37 Td (recognized ) Tj ET Q q 0 0 0 rg BT 372.93 307.37 Td (gain ) Tj ET Q q 0 0 0 rg BT 396.22 307.37 Td (or ) Tj ET Q q 0 0 0 rg BT 409.73 307.37 Td (loss ) Tj ET Q q 0 0 0 rg BT 431.20 307.37 Td (on ) Tj ET Q q 0 0 0 rg BT 446.55 307.37 Td (sale ) Tj ET Q q 0 0 0 rg BT 468.00 307.37 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 296.37 Td (exposure ) Tj ET Q q 0 0 0 rg BT 149.46 296.37 Td (type.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 536.80 318.37 Td (N/A) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.80 318.37 Td (N/A) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 281.37 Td (\(k\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 281.37 Td (Aggregate amount of resecuritization exposures retained or purchased, categorized ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 270.37 Td (according to:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 259.37 Td (\(1\) Exposures to which credit risk mitigation is applied, and not applied; and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 248.37 Td (\(2\) Exposures to guarantors categorized according to guarantor creditworthiness ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 237.37 Td (categories or guarantor name.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 536.80 281.37 Td (N/A) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.80 281.37 Td (N/A) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 222.40 Td (Equities ) Tj ET Q q 0 0 0 rg BT 93.04 222.40 Td (Not ) Tj ET Q q 0 0 0 rg BT 112.29 222.40 Td (Subject ) Tj ET Q q 0 0 0 rg BT 148.65 222.40 Td (T) Tj ET Q q 0 0 0 rg BT 154.36 222.40 Td (o ) Tj ET Q q 0 0 0 rg BT 162.61 222.40 Td (The ) Tj ET Q q 0 0 0 rg BT 183.08 222.40 Td (Market ) Tj ET Q q 0 0 0 rg BT 218.83 222.40 Td (Risk ) Tj ET Q q 0 0 0 rg BT 241.75 222.40 Td (Rule) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 207.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 207.37 Td (General qualitative disclosures with respect to equity risk for equities not subject to ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 196.37 Td (the Market Risk Rule, including:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 185.37 Td (\(1\) Dif) Tj ET Q q 0 0 0 rg BT 137.04 185.37 Td (ferentiation between holdings on which capital gains are expected and capital ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 174.37 Td (gains taken under other objectives including for relationship and strategic reasons; ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 163.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 152.37 Td (\(2\) Discussion of policies addressing the valuation of and accounting for equity ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 141.37 Td (holdings not subject to the Market Risk Rule. ) Tj ET Q q 0 0 0 rg BT 309.37 141.37 Td (This includes a discussion of key ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 130.37 Td (assumptions and practices af) Tj ET Q q 0 0 0 rg BT 232.96 130.37 Td (fecting valuation as well as significant changes in these ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 119.37 Td (practices.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 207.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 638.00 207.37 Td (p.29-30) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 103.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 103.37 Td (V) Tj ET Q q 0 0 0 rg BT 113.72 103.37 Td (alue ) Tj ET Q q 0 0 0 rg BT 134.63 103.37 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 178.15 103.37 Td (on ) Tj ET Q q 0 0 0 rg BT 191.73 103.37 Td (the ) Tj ET Q q 0 0 0 rg BT 207.76 103.37 Td (balance ) Tj ET Q q 0 0 0 rg BT 243.93 103.37 Td (sheet ) Tj ET Q q 0 0 0 rg BT 269.11 103.37 Td (of ) Tj ET Q q 0 0 0 rg BT 280.86 103.37 Td (investments, ) Tj ET Q q 0 0 0 rg BT 338.74 103.37 Td (as ) Tj ET Q q 0 0 0 rg BT 350.49 103.37 Td (well ) Tj ET Q q 0 0 0 rg BT 372.01 103.37 Td (as ) Tj ET Q q 0 0 0 rg BT 383.76 103.37 Td (the ) Tj ET Q q 0 0 0 rg BT 399.78 103.37 Td (fair ) Tj ET Q q 0 0 0 rg BT 417.63 103.37 Td (value ) Tj ET Q q 0 0 0 rg BT 444.03 103.37 Td (of ) Tj ET Q q 0 0 0 rg BT 455.78 103.37 Td (those ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 92.37 Td (investments; ) Tj ET Q q 0 0 0 rg BT 165.75 92.37 Td (for ) Tj ET Q q 0 0 0 rg BT 181.71 92.37 Td (securities ) Tj ET Q q 0 0 0 rg BT 226.40 92.37 Td (that ) Tj ET Q q 0 0 0 rg BT 246.03 92.37 Td (are ) Tj ET Q q 0 0 0 rg BT 262.60 92.37 Td (publicly ) Tj ET Q q 0 0 0 rg BT 301.79 92.37 Td (traded, ) Tj ET Q q 0 0 0 rg BT 335.16 92.37 Td (a ) Tj ET Q q 0 0 0 rg BT 343.19 92.37 Td (comparison ) Tj ET Q q 0 0 0 rg BT 397.65 92.37 Td (to ) Tj ET Q q 0 0 0 rg BT 409.35 92.37 Td (publicly-quoted ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 81.37 Td (share ) Tj ET Q q 0 0 0 rg BT 132.96 81.37 Td (values ) Tj ET Q q 0 0 0 rg BT 163.81 81.37 Td (where ) Tj ET Q q 0 0 0 rg BT 193.43 81.37 Td (the ) Tj ET Q q 0 0 0 rg BT 209.62 81.37 Td (share ) Tj ET Q q 0 0 0 rg BT 235.58 81.37 Td (price ) Tj ET Q q 0 0 0 rg BT 260.31 81.37 Td (is ) Tj ET Q q 0 0 0 rg BT 270.40 81.37 Td (materially ) Tj ET Q q 0 0 0 rg BT 317.74 81.37 Td (dif) Tj ET Q q 0 0 0 rg BT 329.76 81.37 Td (ferent ) Tj ET Q q 0 0 0 rg BT 358.16 81.37 Td (from ) Tj ET Q q 0 0 0 rg BT 382.29 81.37 Td (fair ) Tj ET Q q 0 0 0 rg BT 400.30 81.37 Td (value.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 103.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 103.37 Td (p.30) Tj ET Q endstream endobj 21 0 obj <> endobj 22 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 31.60 Td (8) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 567.5 m 50.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 567.5 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 567.5 m 104.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 541.5 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 567.5 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 567.5 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 567.5 m 482.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 541.5 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 567.5 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 567.5 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 567.5 m 610.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 541.5 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 567.5 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 567.5 m 700.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 567.5 m 700.5 567.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 541.5 m 700.5 541.5 l s BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 53 544.95673828125 m 85.99462890625 544.95673828125 l s q 0 0 0 rg BT 53.00 546.42 Td (Section) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 107 544.95673828125 m 154.04541015625 544.95673828125 l s q 0 0 0 rg BT 107.00 546.42 Td (Disclosure) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 526.45 544.95673828125 m 565.54619140625 544.95673828125 l s q 0 0 0 rg BT 526.45 546.42 Td (Location) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 616.5 555.90673828125 m 693.48388671875 555.90673828125 l s q 0 0 0 rg BT 616.50 557.37 Td (Section Page\(s\) #) Tj ET Q BT /F1 11.00 Tf ET 0 0 0 RG /GS0 gs 0.54 w 0 i [] 0 d 1 J 1 j 3 M 628.85 544.90673828125 m 681.08388671875 544.90673828125 l s q 0 0 0 rg BT 628.85 546.37 Td (or Schedule) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542 m 50.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 542 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 541.5 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 542 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 541.5 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 542 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 541.5 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 542 m 700.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 542 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 541.5 m 700.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 541.5 m 50.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 541.5 m 104.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 541.5 m 104.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 504.5 m 104.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 541.5 m 104.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 541.5 m 482.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 541.5 m 482.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 504.5 m 482.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 541.5 m 482.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 541.5 m 610.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 541.5 m 610.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 504.5 m 610.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 541.5 m 610.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 541.5 m 700.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 541.5 m 700.5 541.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 504.5 m 700.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 504.5 m 50.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 504.5 m 104.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 504.5 m 104.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 478.5 m 104.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 504.5 m 104.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 504.5 m 482.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 504.5 m 482.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.5 m 482.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 504.5 m 482.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 504.5 m 610.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 504.5 m 610.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.5 m 610.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 504.5 m 610.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 504.5 m 700.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 504.5 m 700.5 504.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.5 m 700.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 478.5 m 50.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.5 m 104.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 478.5 m 104.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 441.5 m 104.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.5 m 104.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.5 m 482.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 478.5 m 482.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 441.5 m 482.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.5 m 482.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.5 m 610.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 478.5 m 610.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 441.5 m 610.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.5 m 610.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 478.5 m 700.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 478.5 m 700.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 441.5 m 700.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 441.5 m 50.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 441.5 m 104.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 441.5 m 104.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 404.5 m 104.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 441.5 m 104.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 441.5 m 482.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 441.5 m 482.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 404.5 m 482.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 441.5 m 482.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 441.5 m 610.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 441.5 m 610.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 404.5 m 610.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 441.5 m 610.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 441.5 m 700.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 441.5 m 700.5 441.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 404.5 m 700.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 404.5 m 50.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 404.5 m 104.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 389.5 m 104.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 404.5 m 482.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 404.5 m 482.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 389.5 m 482.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 404.5 m 482.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 404.5 m 610.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 404.5 m 610.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 389.5 m 610.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 404.5 m 610.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 404.5 m 700.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 404.5 m 700.5 404.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 389.5 m 700.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 389.5 m 50.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 389.5 m 104.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 389.5 m 104.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 341.5 m 104.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 389.5 m 104.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 389.5 m 482.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 389.5 m 482.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 341.5 m 482.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 389.5 m 482.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 389.5 m 610.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 389.5 m 610.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 341.5 m 610.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 389.5 m 610.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 389.5 m 700.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 389.5 m 700.5 389.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 341.5 m 700.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 341.5 m 50.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 341.5 m 104.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 341.5 m 104.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 293.5 m 104.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 341.5 m 104.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 341.5 m 482.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 341.5 m 482.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 104.5 293.5 m 482.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 341.5 m 482.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 341.5 m 610.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 341.5 m 610.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 293.5 m 610.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 341.5 m 610.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 700.5 341.5 m 700.5 293.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 341.5 m 700.5 341.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 610.5 293.5 m 700.5 293.5 l s BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 531.37 Td (\(c\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 531.37 Td (The ) Tj ET Q q 0 0 0 rg BT 126.85 531.37 Td (types ) Tj ET Q q 0 0 0 rg BT 152.82 531.37 Td (and ) Tj ET Q q 0 0 0 rg BT 171.45 531.37 Td (nature ) Tj ET Q q 0 0 0 rg BT 201.69 531.37 Td (of ) Tj ET Q q 0 0 0 rg BT 213.60 531.37 Td (investments, ) Tj ET Q q 0 0 0 rg BT 271.65 531.37 Td (including ) Tj ET Q q 0 0 0 rg BT 315.95 531.37 Td (the ) Tj ET Q q 0 0 0 rg BT 332.14 531.37 Td (amount ) Tj ET Q q 0 0 0 rg BT 367.88 531.37 Td (that ) Tj ET Q q 0 0 0 rg BT 387.13 531.37 Td (is: ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 520.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.58 520.37 Td (Publicly ) Tj ET Q q 0 0 0 rg BT 161.99 520.37 Td (traded; ) Tj ET Q q 0 0 0 rg BT 195.28 520.37 Td (and) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 509.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.58 509.37 Td (Non ) Tj ET Q q 0 0 0 rg BT 144.27 509.37 Td (publicly ) Tj ET Q q 0 0 0 rg BT 183.07 509.37 Td (traded.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 531.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 531.37 Td (p.30) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 494.37 Td (\(d\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 494.37 Td (The ) Tj ET Q q 0 0 0 rg BT 128.82 494.37 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 182.40 494.37 Td (realized ) Tj ET Q q 0 0 0 rg BT 221.93 494.37 Td (gains ) Tj ET Q q 0 0 0 rg BT 249.86 494.37 Td (\(losses\) ) Tj ET Q q 0 0 0 rg BT 288.18 494.37 Td (arising ) Tj ET Q q 0 0 0 rg BT 322.84 494.37 Td (from ) Tj ET Q q 0 0 0 rg BT 348.94 494.37 Td (sales ) Tj ET Q q 0 0 0 rg BT 375.03 494.37 Td (and ) Tj ET Q q 0 0 0 rg BT 395.63 494.37 Td (liquidations ) Tj ET Q q 0 0 0 rg BT 452.29 494.37 Td (in ) Tj ET Q q 0 0 0 rg BT 465.56 494.37 Td (the ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 483.37 Td (reporting ) Tj ET Q q 0 0 0 rg BT 150.07 483.37 Td (period.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 494.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 494.37 Td (p.30) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 468.37 Td (\(e\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 468.37 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 122.38 468.37 Td (T) Tj ET Q q 0 0 0 rg BT 128.33 468.37 Td (otal ) Tj ET Q q 0 0 0 rg BT 147.57 468.37 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 196.13 468.37 Td (gains ) Tj ET Q q 0 0 0 rg BT 222.10 468.37 Td (\(losses\).) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 457.37 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 122.38 457.37 Td (T) Tj ET Q q 0 0 0 rg BT 128.33 457.37 Td (otal ) Tj ET Q q 0 0 0 rg BT 147.57 457.37 Td (latent ) Tj ET Q q 0 0 0 rg BT 174.76 457.37 Td (revaluation ) Tj ET Q q 0 0 0 rg BT 226.98 457.37 Td (gains ) Tj ET Q q 0 0 0 rg BT 252.95 457.37 Td (\(losses\).) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 446.37 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 121.97 446.37 Td (Any ) Tj ET Q q 0 0 0 rg BT 143.66 446.37 Td (amounts ) Tj ET Q q 0 0 0 rg BT 183.69 446.37 Td (of ) Tj ET Q q 0 0 0 rg BT 195.60 446.37 Td (the ) Tj ET Q q 0 0 0 rg BT 211.79 446.37 Td (above ) Tj ET Q q 0 0 0 rg BT 240.80 446.37 Td (included ) Tj ET Q q 0 0 0 rg BT 281.43 446.37 Td (in ) Tj ET Q q 0 0 0 rg BT 292.74 446.37 Td (tier ) Tj ET Q q 0 0 0 rg BT 310.15 446.37 Td (1 ) Tj ET Q q 0 0 0 rg BT 318.40 446.37 Td (or ) Tj ET Q q 0 0 0 rg BT 330.31 446.37 Td (tier ) Tj ET Q q 0 0 0 rg BT 347.72 446.37 Td (2 ) Tj ET Q q 0 0 0 rg BT 355.97 446.37 Td (capital.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 468.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 468.37 Td (p.30) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 431.37 Td (\(f\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 431.37 Td (Equity ) Tj ET Q q 0 0 0 rg BT 138.60 431.37 Td (groupings ) Tj ET Q q 0 0 0 rg BT 184.86 431.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 237.82 431.37 Td (by ) Tj ET Q q 0 0 0 rg BT 251.08 431.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 282.67 431.37 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 345.11 431.37 Td (consistent ) Tj ET Q q 0 0 0 rg BT 391.37 431.37 Td (with ) Tj ET Q q 0 0 0 rg BT 413.19 431.37 Td (the ) Tj ET Q q 0 0 0 rg BT 428.90 431.37 Td (Company) Tj ET Q q 0 0 0 rg BT 475.03 431.37 Td (s ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 420.37 Td (methodology) Tj ET Q q 0 0 0 rg BT 164.69 420.37 Td (, ) Tj ET Q q 0 0 0 rg BT 170.73 420.37 Td (as ) Tj ET Q q 0 0 0 rg BT 183.54 420.37 Td (well ) Tj ET Q q 0 0 0 rg BT 206.12 420.37 Td (as ) Tj ET Q q 0 0 0 rg BT 218.92 420.37 Td (the ) Tj ET Q q 0 0 0 rg BT 236.00 420.37 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 282.40 420.37 Td (amounts ) Tj ET Q q 0 0 0 rg BT 323.31 420.37 Td (and ) Tj ET Q q 0 0 0 rg BT 342.84 420.37 Td (the ) Tj ET Q q 0 0 0 rg BT 359.92 420.37 Td (type ) Tj ET Q q 0 0 0 rg BT 382.50 420.37 Td (of ) Tj ET Q q 0 0 0 rg BT 395.31 420.37 Td (equity ) Tj ET Q q 0 0 0 rg BT 426.45 420.37 Td (investments ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 409.37 Td (subject ) Tj ET Q q 0 0 0 rg BT 140.91 409.37 Td (to ) Tj ET Q q 0 0 0 rg BT 152.21 409.37 Td (any ) Tj ET Q q 0 0 0 rg BT 170.85 409.37 Td (supervisory ) Tj ET Q q 0 0 0 rg BT 224.92 409.37 Td (transition ) Tj ET Q q 0 0 0 rg BT 269.22 409.37 Td (regarding ) Tj ET Q q 0 0 0 rg BT 314.12 409.37 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 362.07 409.37 Td (capital ) Tj ET Q q 0 0 0 rg BT 394.14 409.37 Td (requirements.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 531.00 431.37 Td (Herein) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 431.37 Td (p.30) Tj ET Q BT /F3 11.00 Tf ET q 0 0 0 rg BT 53.00 394.40 Td (Interest ) Tj ET Q q 0 0 0 rg BT 90.59 394.40 Td (Rate ) Tj ET Q q 0 0 0 rg BT 114.11 394.40 Td (Risk ) Tj ET Q q 0 0 0 rg BT 137.04 394.40 Td (For ) Tj ET Q q 0 0 0 rg BT 156.90 394.40 Td (Non-T) Tj ET Q q 0 0 0 rg BT 186.44 394.40 Td (rading ) Tj ET Q q 0 0 0 rg BT 218.74 394.40 Td (Activities) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 379.37 Td (\(a\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 379.37 Td (General ) Tj ET Q q 0 0 0 rg BT 143.45 379.37 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 191.51 379.37 Td (disclosures, ) Tj ET Q q 0 0 0 rg BT 244.78 379.37 Td (including ) Tj ET Q q 0 0 0 rg BT 287.96 379.37 Td (the ) Tj ET Q q 0 0 0 rg BT 303.04 379.37 Td (nature ) Tj ET Q q 0 0 0 rg BT 332.16 379.37 Td (of ) Tj ET Q q 0 0 0 rg BT 342.96 379.37 Td (interest ) Tj ET Q q 0 0 0 rg BT 376.97 379.37 Td (rate ) Tj ET Q q 0 0 0 rg BT 395.09 379.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 413.22 379.37 Td (for ) Tj ET Q q 0 0 0 rg BT 427.69 379.37 Td (non-trading ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 368.37 Td (activities ) Tj ET Q q 0 0 0 rg BT 150.48 368.37 Td (and ) Tj ET Q q 0 0 0 rg BT 170.13 368.37 Td (key ) Tj ET Q q 0 0 0 rg BT 189.78 368.37 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 250.69 368.37 Td (including ) Tj ET Q q 0 0 0 rg BT 296.01 368.37 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 354.17 368.37 Td (regarding ) Tj ET Q q 0 0 0 rg BT 400.09 368.37 Td (loan ) Tj ET Q q 0 0 0 rg BT 422.80 368.37 Td (prepayments ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 357.37 Td (and ) Tj ET Q q 0 0 0 rg BT 125.30 357.37 Td (behavior ) Tj ET Q q 0 0 0 rg BT 166.20 357.37 Td (of ) Tj ET Q q 0 0 0 rg BT 177.77 357.37 Td (non-maturity ) Tj ET Q q 0 0 0 rg BT 237.62 357.37 Td (deposits, ) Tj ET Q q 0 0 0 rg BT 278.84 357.37 Td (and ) Tj ET Q q 0 0 0 rg BT 297.14 357.37 Td (frequency ) Tj ET Q q 0 0 0 rg BT 343.53 357.37 Td (of ) Tj ET Q q 0 0 0 rg BT 355.10 357.37 Td (measurement ) Tj ET Q q 0 0 0 rg BT 416.16 357.37 Td (of ) Tj ET Q q 0 0 0 rg BT 427.74 357.37 Td (interest ) Tj ET Q q 0 0 0 rg BT 462.53 357.37 Td (rate ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 346.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 126.25 346.37 Td (for ) Tj ET Q q 0 0 0 rg BT 141.83 346.37 Td (non-trading ) Tj ET Q q 0 0 0 rg BT 195.90 346.37 Td (activities.) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 379.55 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 499.50 368.37 Td (MD&A) Tj ET Q q 0 0 0 rg BT 533.12 368.37 Td ( - Market Risk ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 507.65 357.37 Td (from Non-T) Tj ET Q q 0 0 0 rg BT 560.72 357.37 Td (rading ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.85 346.37 Td (Activities) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 368.37 Td (p.95 ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 53.00 331.37 Td (\(b\)) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 331.37 Td (The ) Tj ET Q q 0 0 0 rg BT 127.62 331.37 Td (increase ) Tj ET Q q 0 0 0 rg BT 167.16 331.37 Td (\(decline\) ) Tj ET Q q 0 0 0 rg BT 209.76 331.37 Td (in ) Tj ET Q q 0 0 0 rg BT 221.83 331.37 Td (earnings ) Tj ET Q q 0 0 0 rg BT 262.61 331.37 Td (or ) Tj ET Q q 0 0 0 rg BT 275.29 331.37 Td (economic ) Tj ET Q q 0 0 0 rg BT 321.56 331.37 Td (value ) Tj ET Q q 0 0 0 rg BT 348.89 331.37 Td (\(or ) Tj ET Q q 0 0 0 rg BT 365.23 331.37 Td (relevant ) Tj ET Q q 0 0 0 rg BT 404.17 331.37 Td (measure ) Tj ET Q q 0 0 0 rg BT 444.33 331.37 Td (used ) Tj ET Q q 0 0 0 rg BT 468.01 331.37 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 320.37 Td (management\) ) Tj ET Q q 0 0 0 rg BT 171.54 320.37 Td (for ) Tj ET Q q 0 0 0 rg BT 189.05 320.37 Td (upward ) Tj ET Q q 0 0 0 rg BT 226.72 320.37 Td (and ) Tj ET Q q 0 0 0 rg BT 247.28 320.37 Td (downward ) Tj ET Q q 0 0 0 rg BT 298.39 320.37 Td (rate ) Tj ET Q q 0 0 0 rg BT 319.56 320.37 Td (shocks ) Tj ET Q q 0 0 0 rg BT 354.18 320.37 Td (according ) Tj ET Q q 0 0 0 rg BT 402.23 320.37 Td (to ) Tj ET Q q 0 0 0 rg BT 415.46 320.37 Td (management) Tj ET Q q 0 0 0 rg BT 474.72 320.37 Td (s ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 309.37 Td (method ) Tj ET Q q 0 0 0 rg BT 144.67 309.37 Td (for ) Tj ET Q q 0 0 0 rg BT 162.16 309.37 Td (measuring ) Tj ET Q q 0 0 0 rg BT 212.65 309.37 Td (interest ) Tj ET Q q 0 0 0 rg BT 249.70 309.37 Td (rate ) Tj ET Q q 0 0 0 rg BT 270.85 309.37 Td (risk ) Tj ET Q q 0 0 0 rg BT 292.02 309.37 Td (for ) Tj ET Q q 0 0 0 rg BT 309.52 309.37 Td (non-trading ) Tj ET Q q 0 0 0 rg BT 365.51 309.37 Td (activities, ) Tj ET Q q 0 0 0 rg BT 412.64 309.37 Td (categorized ) Tj ET Q q 0 0 0 rg BT 468.00 309.37 Td (by ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 107.00 298.37 Td (currency ) Tj ET Q q 0 0 0 rg BT 148.22 298.37 Td (\(as ) Tj ET Q q 0 0 0 rg BT 163.80 298.37 Td (appropriate\).) Tj ET Q BT /F2 11.00 Tf ET q 0 0 0 rg BT 518.05 331.55 Td (Form 10-Q:) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 499.50 320.37 Td (MD&A) Tj ET Q q 0 0 0 rg BT 533.12 320.37 Td ( - Market Risk ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 507.65 309.37 Td (from Non-T) Tj ET Q q 0 0 0 rg BT 560.72 309.37 Td (rading ) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.85 298.37 Td (Activities) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 645.35 320.37 Td (p.95 ) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 23 0 obj <> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (9) Tj ET Q BT /F2 18.00 Tf ET q 0 0 0 rg BT 50.00 736.85 Td (Overview) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 710.45 Td (SunT) Tj ET Q q 0 0 0 rg BT 75.58 710.45 Td (rust ) Tj ET Q q 0 0 0 rg BT 96.66 710.45 Td (Banks, ) Tj ET Q q 0 0 0 rg BT 132.74 710.45 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 154.15 710.45 Td (\("the ) Tj ET Q q 0 0 0 rg BT 180.78 710.45 Td (Company"\) ) Tj ET Q q 0 0 0 rg BT 239.42 710.45 Td (is ) Tj ET Q q 0 0 0 rg BT 250.50 710.45 Td (a ) Tj ET Q q 0 0 0 rg BT 258.91 710.45 Td (leading ) Tj ET Q q 0 0 0 rg BT 297.31 710.45 Td (provider ) Tj ET Q q 0 0 0 rg BT 341.05 710.45 Td (of ) Tj ET Q q 0 0 0 rg BT 354.12 710.45 Td (financial ) Tj ET Q q 0 0 0 rg BT 399.18 710.45 Td (services ) Tj ET Q q 0 0 0 rg BT 440.91 710.45 Td (headquartered ) Tj ET Q q 0 0 0 rg BT 511.95 710.45 Td (in ) Tj ET Q q 0 0 0 rg BT 523.68 710.45 Td (Atlanta, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 696.05 Td (Geor) Tj ET Q q 0 0 0 rg BT 73.77 696.05 Td (gia. ) Tj ET Q q 0 0 0 rg BT 95.00 696.05 Td (The ) Tj ET Q q 0 0 0 rg BT 117.51 696.05 Td (Company) Tj ET Q q 0 0 0 rg BT 167.51 696.05 Td (s ) Tj ET Q q 0 0 0 rg BT 176.03 696.05 Td (principal ) Tj ET Q q 0 0 0 rg BT 222.53 696.05 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 271.08 696.05 Td (, ) Tj ET Q q 0 0 0 rg BT 277.93 696.05 Td (SunT) Tj ET Q q 0 0 0 rg BT 303.52 696.05 Td (rust ) Tj ET Q q 0 0 0 rg BT 325.37 696.05 Td (Bank ) Tj ET Q q 0 0 0 rg BT 354.55 696.05 Td (\("the ) Tj ET Q q 0 0 0 rg BT 381.95 696.05 Td (Bank"\), ) Tj ET Q q 0 0 0 rg BT 423.03 696.05 Td (of) Tj ET Q q 0 0 0 rg BT 432.81 696.05 Td (fers ) Tj ET Q q 0 0 0 rg BT 454.65 696.05 Td (a ) Tj ET Q q 0 0 0 rg BT 463.83 696.05 Td (full ) Tj ET Q q 0 0 0 rg BT 484.34 696.05 Td (line ) Tj ET Q q 0 0 0 rg BT 506.19 696.05 Td (of ) Tj ET Q q 0 0 0 rg BT 520.03 696.05 Td (financial ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 681.65 Td (services ) Tj ET Q q 0 0 0 rg BT 92.59 681.65 Td (for ) Tj ET Q q 0 0 0 rg BT 110.52 681.65 Td (consumers, ) Tj ET Q q 0 0 0 rg BT 168.78 681.65 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 226.38 681.65 Td (corporations, ) Tj ET Q q 0 0 0 rg BT 293.31 681.65 Td (institutions, ) Tj ET Q q 0 0 0 rg BT 353.59 681.65 Td (and ) Tj ET Q q 0 0 0 rg BT 374.85 681.65 Td (not-for) Tj ET Q q 0 0 0 rg BT 407.94 681.65 Td (-profit ) Tj ET Q q 0 0 0 rg BT 442.53 681.65 Td (entities, ) Tj ET Q q 0 0 0 rg BT 484.13 681.65 Td (both ) Tj ET Q q 0 0 0 rg BT 509.40 681.65 Td (through ) Tj ET Q q 0 0 0 rg BT 550.67 681.65 Td (its ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 667.25 Td (branches ) Tj ET Q q 0 0 0 rg BT 97.57 667.25 Td (\(located ) Tj ET Q q 0 0 0 rg BT 141.14 667.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 190.72 667.25 Td (in ) Tj ET Q q 0 0 0 rg BT 204.97 667.25 Td (Florida, ) Tj ET Q q 0 0 0 rg BT 247.56 667.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 271.33 667.25 Td (gia, ) Tj ET Q q 0 0 0 rg BT 293.56 667.25 Td (V) Tj ET Q q 0 0 0 rg BT 301.51 667.25 Td (ir) Tj ET Q q 0 0 0 rg BT 308.62 667.25 Td (ginia, ) Tj ET Q q 0 0 0 rg BT 340.54 667.25 Td (North ) Tj ET Q q 0 0 0 rg BT 373.46 667.25 Td (Carolina, ) Tj ET Q q 0 0 0 rg BT 422.35 667.25 Td (T) Tj ET Q q 0 0 0 rg BT 428.84 667.25 Td (ennessee, ) Tj ET Q q 0 0 0 rg BT 479.41 667.25 Td (Maryland, ) Tj ET Q q 0 0 0 rg BT 533.99 667.25 Td (South ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 652.85 Td (Carolina, ) Tj ET Q q 0 0 0 rg BT 96.91 652.85 Td (and ) Tj ET Q q 0 0 0 rg BT 116.82 652.85 Td (the ) Tj ET Q q 0 0 0 rg BT 134.07 652.85 Td (District ) Tj ET Q q 0 0 0 rg BT 172.65 652.85 Td (of ) Tj ET Q q 0 0 0 rg BT 185.23 652.85 Td (Columbia\) ) Tj ET Q q 0 0 0 rg BT 239.15 652.85 Td (and ) Tj ET Q q 0 0 0 rg BT 259.06 652.85 Td (through ) Tj ET Q q 0 0 0 rg BT 298.98 652.85 Td (other ) Tj ET Q q 0 0 0 rg BT 326.22 652.85 Td (digital ) Tj ET Q q 0 0 0 rg BT 359.47 652.85 Td (and ) Tj ET Q q 0 0 0 rg BT 379.38 652.85 Td (national ) Tj ET Q q 0 0 0 rg BT 420.62 652.85 Td (delivery ) Tj ET Q q 0 0 0 rg BT 462.53 652.85 Td (channels. ) Tj ET Q q 0 0 0 rg BT 510.10 652.85 Td (In ) Tj ET Q q 0 0 0 rg BT 522.68 652.85 Td (addition ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 638.45 Td (to ) Tj ET Q q 0 0 0 rg BT 62.19 638.45 Td (deposit, ) Tj ET Q q 0 0 0 rg BT 102.71 638.45 Td (credit, ) Tj ET Q q 0 0 0 rg BT 135.88 638.45 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 184.06 638.45 Td (banking, ) Tj ET Q q 0 0 0 rg BT 228.57 638.45 Td (and ) Tj ET Q q 0 0 0 rg BT 248.76 638.45 Td (trust ) Tj ET Q q 0 0 0 rg BT 272.95 638.45 Td (and ) Tj ET Q q 0 0 0 rg BT 293.13 638.45 Td (investment ) Tj ET Q q 0 0 0 rg BT 348.64 638.45 Td (services ) Tj ET Q q 0 0 0 rg BT 390.15 638.45 Td (of) Tj ET Q q 0 0 0 rg BT 399.93 638.45 Td (fered ) Tj ET Q q 0 0 0 rg BT 427.43 638.45 Td (by ) Tj ET Q q 0 0 0 rg BT 442.29 638.45 Td (the ) Tj ET Q q 0 0 0 rg BT 459.80 638.45 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 490.99 638.45 Td (the ) Tj ET Q q 0 0 0 rg BT 508.50 638.45 Td (Company's ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 624.05 Td (other ) Tj ET Q q 0 0 0 rg BT 76.46 624.05 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 134.92 624.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 173.38 624.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 207.17 624.05 Td (markets, ) Tj ET Q q 0 0 0 rg BT 249.96 624.05 Td (securities ) Tj ET Q q 0 0 0 rg BT 297.08 624.05 Td (brokerage, ) Tj ET Q q 0 0 0 rg BT 349.85 624.05 Td (investment ) Tj ET Q q 0 0 0 rg BT 404.31 624.05 Td (banking, ) Tj ET Q q 0 0 0 rg BT 447.77 624.05 Td (and ) Tj ET Q q 0 0 0 rg BT 466.90 624.05 Td (wealth ) Tj ET Q q 0 0 0 rg BT 500.69 624.05 Td (management ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 609.65 Td (services.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 580.85 Td (The ) Tj ET Q q 0 0 0 rg BT 71.24 580.85 Td (Company) Tj ET Q q 0 0 0 rg BT 117.12 580.85 Td (, ) Tj ET Q q 0 0 0 rg BT 122.71 580.85 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 185.93 580.85 Td (in ) Tj ET Q q 0 0 0 rg BT 197.84 580.85 Td (the ) Tj ET Q q 0 0 0 rg BT 215.09 580.85 Td (State ) Tj ET Q q 0 0 0 rg BT 241.66 580.85 Td (of ) Tj ET Q q 0 0 0 rg BT 254.24 580.85 Td (Geor) Tj ET Q q 0 0 0 rg BT 278.01 580.85 Td (gia ) Tj ET Q q 0 0 0 rg BT 295.26 580.85 Td (in ) Tj ET Q q 0 0 0 rg BT 307.17 580.85 Td (1984, ) Tj ET Q q 0 0 0 rg BT 336.75 580.85 Td (is ) Tj ET Q q 0 0 0 rg BT 347.34 580.85 Td (a ) Tj ET Q q 0 0 0 rg BT 355.25 580.85 Td (member ) Tj ET Q q 0 0 0 rg BT 397.15 580.85 Td (of ) Tj ET Q q 0 0 0 rg BT 409.73 580.85 Td (the ) Tj ET Q q 0 0 0 rg BT 426.97 580.85 Td (Federal ) Tj ET Q q 0 0 0 rg BT 465.54 580.85 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 506.77 580.85 Td (System ) Tj ET Q q 0 0 0 rg BT 544.69 580.85 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 566.45 Td (is ) Tj ET Q q 0 0 0 rg BT 59.67 566.45 Td (regulated ) Tj ET Q q 0 0 0 rg BT 105.99 566.45 Td (and ) Tj ET Q q 0 0 0 rg BT 124.98 566.45 Td (supervised ) Tj ET Q q 0 0 0 rg BT 177.97 566.45 Td (by ) Tj ET Q q 0 0 0 rg BT 191.64 566.45 Td (the ) Tj ET Q q 0 0 0 rg BT 207.97 566.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 238.97 566.45 Td (of ) Tj ET Q q 0 0 0 rg BT 250.64 566.45 Td (Governors ) Tj ET Q q 0 0 0 rg BT 302.96 566.45 Td (of ) Tj ET Q q 0 0 0 rg BT 314.63 566.45 Td (the ) Tj ET Q q 0 0 0 rg BT 330.96 566.45 Td (Federal ) Tj ET Q q 0 0 0 rg BT 368.61 566.45 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 408.93 566.45 Td (System, ) Tj ET Q q 0 0 0 rg BT 448.94 566.45 Td (the ) Tj ET Q q 0 0 0 rg BT 465.27 566.45 Td (Geor) Tj ET Q q 0 0 0 rg BT 489.04 566.45 Td (gia ) Tj ET Q q 0 0 0 rg BT 505.37 566.45 Td (Department ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 552.05 Td (of ) Tj ET Q q 0 0 0 rg BT 63.27 552.05 Td (Banking ) Tj ET Q q 0 0 0 rg BT 107.20 552.05 Td (and ) Tj ET Q q 0 0 0 rg BT 127.79 552.05 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 172.05 552.05 Td (FDIC, ) Tj ET Q q 0 0 0 rg BT 205.66 552.05 Td (and ) Tj ET Q q 0 0 0 rg BT 226.26 552.05 Td (the ) Tj ET Q q 0 0 0 rg BT 244.19 552.05 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 296.79 552.05 Td (Financial ) Tj ET Q q 0 0 0 rg BT 344.71 552.05 Td (Protection ) Tj ET Q q 0 0 0 rg BT 397.30 552.05 Td (Bureau. ) Tj ET Q q 0 0 0 rg BT 437.99 552.05 Td (The ) Tj ET Q q 0 0 0 rg BT 459.91 552.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 516.68 552.05 Td (non-bank ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 537.65 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 109.05 537.65 Td (are ) Tj ET Q q 0 0 0 rg BT 126.09 537.65 Td (regulated ) Tj ET Q q 0 0 0 rg BT 173.12 537.65 Td (and ) Tj ET Q q 0 0 0 rg BT 192.83 537.65 Td (supervised ) Tj ET Q q 0 0 0 rg BT 246.55 537.65 Td (by ) Tj ET Q q 0 0 0 rg BT 260.93 537.65 Td (various ) Tj ET Q q 0 0 0 rg BT 298.65 537.65 Td (other ) Tj ET Q q 0 0 0 rg BT 325.70 537.65 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 377.40 537.65 Td (bodies, ) Tj ET Q q 0 0 0 rg BT 414.12 537.65 Td (including ) Tj ET Q q 0 0 0 rg BT 461.83 537.65 Td (the ) Tj ET Q q 0 0 0 rg BT 478.88 537.65 Td (SEC ) Tj ET Q q 0 0 0 rg BT 503.28 537.65 Td (and ) Tj ET Q q 0 0 0 rg BT 523.00 537.65 Td (FINRA.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 508.85 Td (The ) Tj ET Q q 0 0 0 rg BT 71.32 508.85 Td (Company ) Tj ET Q q 0 0 0 rg BT 120.65 508.85 Td (successfully ) Tj ET Q q 0 0 0 rg BT 181.97 508.85 Td (mer) Tj ET Q q 0 0 0 rg BT 200.41 508.85 Td (ged ) Tj ET Q q 0 0 0 rg BT 220.40 508.85 Td (its ) Tj ET Q q 0 0 0 rg BT 234.41 508.85 Td (STM ) Tj ET Q q 0 0 0 rg BT 261.75 508.85 Td (and ) Tj ET Q q 0 0 0 rg BT 281.74 508.85 Td (Bank ) Tj ET Q q 0 0 0 rg BT 309.73 508.85 Td (legal ) Tj ET Q q 0 0 0 rg BT 335.72 508.85 Td (entities ) Tj ET Q q 0 0 0 rg BT 373.04 508.85 Td (in ) Tj ET Q q 0 0 0 rg BT 385.04 508.85 Td (the ) Tj ET Q q 0 0 0 rg BT 402.37 508.85 Td (third ) Tj ET Q q 0 0 0 rg BT 427.70 508.85 Td (quarter ) Tj ET Q q 0 0 0 rg BT 464.35 508.85 Td (of ) Tj ET Q q 0 0 0 rg BT 477.01 508.85 Td (2018. ) Tj ET Q q 0 0 0 rg BT 506.67 508.85 Td (Subsequent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 494.45 Td (to ) Tj ET Q q 0 0 0 rg BT 62.49 494.45 Td (the ) Tj ET Q q 0 0 0 rg BT 80.30 494.45 Td (mer) Tj ET Q q 0 0 0 rg BT 98.74 494.45 Td (ger) Tj ET Q q 0 0 0 rg BT 113.58 494.45 Td (, ) Tj ET Q q 0 0 0 rg BT 119.74 494.45 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 168.21 494.45 Td (operations ) Tj ET Q q 0 0 0 rg BT 221.35 494.45 Td (have ) Tj ET Q q 0 0 0 rg BT 247.15 494.45 Td (continued ) Tj ET Q q 0 0 0 rg BT 297.63 494.45 Td (under ) Tj ET Q q 0 0 0 rg BT 328.10 494.45 Td (the ) Tj ET Q q 0 0 0 rg BT 345.92 494.45 Td (Bank) Tj ET Q q 0 0 0 rg BT 374.58 494.45 Td (s ) Tj ET Q q 0 0 0 rg BT 382.41 494.45 Td (charter) Tj ET Q q 0 0 0 rg BT 415.05 494.45 Td (. ) Tj ET Q q 0 0 0 rg BT 420.97 494.45 Td (This ) Tj ET Q q 0 0 0 rg BT 445.46 494.45 Td (mer) Tj ET Q q 0 0 0 rg BT 463.90 494.45 Td (ger ) Tj ET Q q 0 0 0 rg BT 482.38 494.45 Td (will ) Tj ET Q q 0 0 0 rg BT 504.20 494.45 Td (simplify ) Tj ET Q q 0 0 0 rg BT 547.35 494.45 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 480.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 106.50 480.05 Td (or) Tj ET Q q 0 0 0 rg BT 116.28 480.05 Td (ganizational ) Tj ET Q q 0 0 0 rg BT 177.92 480.05 Td (structure ) Tj ET Q q 0 0 0 rg BT 222.90 480.05 Td (and ) Tj ET Q q 0 0 0 rg BT 243.22 480.05 Td (allow ) Tj ET Q q 0 0 0 rg BT 272.88 480.05 Td (it ) Tj ET Q q 0 0 0 rg BT 282.55 480.05 Td (to ) Tj ET Q q 0 0 0 rg BT 294.89 480.05 Td (more ) Tj ET Q q 0 0 0 rg BT 322.54 480.05 Td (fully ) Tj ET Q q 0 0 0 rg BT 348.21 480.05 Td (serve ) Tj ET Q q 0 0 0 rg BT 376.53 480.05 Td (the ) Tj ET Q q 0 0 0 rg BT 394.19 480.05 Td (needs ) Tj ET Q q 0 0 0 rg BT 424.51 480.05 Td (of ) Tj ET Q q 0 0 0 rg BT 437.50 480.05 Td (clients. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 451.25 Td (The ) Tj ET Q q 0 0 0 rg BT 72.64 451.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 123.29 451.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.60 451.25 Td (its ) Tj ET Q q 0 0 0 rg BT 159.92 451.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 220.57 451.25 Td (record ) Tj ET Q q 0 0 0 rg BT 255.20 451.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 316.50 451.25 Td (and ) Tj ET Q q 0 0 0 rg BT 337.81 451.25 Td (report ) Tj ET Q q 0 0 0 rg BT 370.44 451.25 Td (results ) Tj ET Q q 0 0 0 rg BT 405.76 451.25 Td (in ) Tj ET Q q 0 0 0 rg BT 419.08 451.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 477.01 451.25 Td (with ) Tj ET Q q 0 0 0 rg BT 502.33 451.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 527.66 451.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 559.00 451.25 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 436.85 Td (including ) Tj ET Q q 0 0 0 rg BT 98.95 436.85 Td (the ) Tj ET Q q 0 0 0 rg BT 117.23 436.85 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 185.51 436.85 Td (of ) Tj ET Q q 0 0 0 rg BT 199.12 436.85 Td (entities. ) Tj ET Q q 0 0 0 rg BT 240.14 436.85 Td (There ) Tj ET Q q 0 0 0 rg BT 271.74 436.85 Td (is ) Tj ET Q q 0 0 0 rg BT 283.36 436.85 Td (no ) Tj ET Q q 0 0 0 rg BT 298.98 436.85 Td (dif) Tj ET Q q 0 0 0 rg BT 312.09 436.85 Td (ference ) Tj ET Q q 0 0 0 rg BT 351.01 436.85 Td (in ) Tj ET Q q 0 0 0 rg BT 363.96 436.85 Td (the ) Tj ET Q q 0 0 0 rg BT 382.24 436.85 Td (basis ) Tj ET Q q 0 0 0 rg BT 409.86 436.85 Td (of ) Tj ET Q q 0 0 0 rg BT 423.48 436.85 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 491.75 436.85 Td (for ) Tj ET Q q 0 0 0 rg BT 509.37 436.85 Td (accounting ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 422.45 Td (and ) Tj ET Q q 0 0 0 rg BT 70.33 422.45 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 122.64 422.45 Td (purposes.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 393.65 Td (Basel ) Tj ET Q q 0 0 0 rg BT 80.33 393.65 Td (III ) Tj ET Q q 0 0 0 rg BT 97.34 393.65 Td (overview) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 364.85 Td (In ) Tj ET Q q 0 0 0 rg BT 64.34 364.85 Td (2013, ) Tj ET Q q 0 0 0 rg BT 95.68 364.85 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 121.36 364.85 Td (banking ) Tj ET Q q 0 0 0 rg BT 164.36 364.85 Td (regulators ) Tj ET Q q 0 0 0 rg BT 216.68 364.85 Td (published ) Tj ET Q q 0 0 0 rg BT 267.68 364.85 Td (the ) Tj ET Q q 0 0 0 rg BT 286.69 364.85 Td (Final ) Tj ET Q q 0 0 0 rg BT 315.69 364.85 Td (Rule ) Tj ET Q q 0 0 0 rg BT 342.70 364.85 Td (implementing ) Tj ET Q q 0 0 0 rg BT 413.69 364.85 Td (Basel ) Tj ET Q q 0 0 0 rg BT 444.69 364.85 Td (III, ) Tj ET Q q 0 0 0 rg BT 464.02 364.85 Td (which ) Tj ET Q q 0 0 0 rg BT 497.69 364.85 Td (enhanced ) Tj ET Q q 0 0 0 rg BT 547.33 364.85 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 350.45 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 103.30 350.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 139.26 350.45 Td (requirements ) Tj ET Q q 0 0 0 rg BT 205.89 350.45 Td (for ) Tj ET Q q 0 0 0 rg BT 223.87 350.45 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 249.19 350.45 Td (banks. ) Tj ET Q q 0 0 0 rg BT 284.17 350.45 Td (Basel ) Tj ET Q q 0 0 0 rg BT 314.81 350.45 Td (III ) Tj ET Q q 0 0 0 rg BT 330.79 350.45 Td (includes ) Tj ET Q q 0 0 0 rg BT 374.76 350.45 Td (two ) Tj ET Q q 0 0 0 rg BT 396.75 350.45 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 473.37 350.45 Td (methodologies ) Tj ET Q q 0 0 0 rg BT 548.01 350.45 Td (for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 336.05 Td (calculating ) Tj ET Q q 0 0 0 rg BT 105.21 336.05 Td (risk-weighted ) Tj ET Q q 0 0 0 rg BT 173.76 336.05 Td (assets: ) Tj ET Q q 0 0 0 rg BT 207.66 336.05 Td (a ) Tj ET Q q 0 0 0 rg BT 215.55 336.05 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 280.19 336.05 Td (Approach ) Tj ET Q q 0 0 0 rg BT 330.08 336.05 Td (\(SA\) ) Tj ET Q q 0 0 0 rg BT 355.98 336.05 Td (for ) Tj ET Q q 0 0 0 rg BT 372.54 336.05 Td (banks ) Tj ET Q q 0 0 0 rg BT 403.10 336.05 Td (with ) Tj ET Q q 0 0 0 rg BT 427.00 336.05 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 490.22 336.05 Td (assets ) Tj ET Q q 0 0 0 rg BT 520.78 336.05 Td (less ) Tj ET Q q 0 0 0 rg BT 541.35 336.05 Td (than ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 321.65 Td ($250 ) Tj ET Q q 0 0 0 rg BT 76.54 321.65 Td (billion ) Tj ET Q q 0 0 0 rg BT 110.41 321.65 Td (or ) Tj ET Q q 0 0 0 rg BT 122.94 321.65 Td (less ) Tj ET Q q 0 0 0 rg BT 143.48 321.65 Td (than ) Tj ET Q q 0 0 0 rg BT 166.68 321.65 Td ($10 ) Tj ET Q q 0 0 0 rg BT 187.21 321.65 Td (billion ) Tj ET Q q 0 0 0 rg BT 221.09 321.65 Td (in ) Tj ET Q q 0 0 0 rg BT 232.96 321.65 Td (on-balance ) Tj ET Q q 0 0 0 rg BT 288.13 321.65 Td (sheet ) Tj ET Q q 0 0 0 rg BT 315.32 321.65 Td (foreign ) Tj ET Q q 0 0 0 rg BT 352.51 321.65 Td (exposures ) Tj ET Q q 0 0 0 rg BT 403.04 321.65 Td (and ) Tj ET Q q 0 0 0 rg BT 422.90 321.65 Td (an ) Tj ET Q q 0 0 0 rg BT 436.21 321.65 Td (Advanced ) Tj ET Q q 0 0 0 rg BT 486.83 321.65 Td (Approach ) Tj ET Q q 0 0 0 rg BT 536.68 321.65 Td (\(AA\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 307.25 Td (for ) Tj ET Q q 0 0 0 rg BT 66.94 307.25 Td (banks ) Tj ET Q q 0 0 0 rg BT 97.89 307.25 Td (with ) Tj ET Q q 0 0 0 rg BT 122.17 307.25 Td ($250 ) Tj ET Q q 0 0 0 rg BT 149.12 307.25 Td (billion ) Tj ET Q q 0 0 0 rg BT 183.41 307.25 Td (or ) Tj ET Q q 0 0 0 rg BT 196.36 307.25 Td (more ) Tj ET Q q 0 0 0 rg BT 223.96 307.25 Td (in ) Tj ET Q q 0 0 0 rg BT 236.25 307.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 299.85 307.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 330.79 307.25 Td (or ) Tj ET Q q 0 0 0 rg BT 343.74 307.25 Td (on-balance ) Tj ET Q q 0 0 0 rg BT 399.32 307.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 426.93 307.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 464.53 307.25 Td (exposures ) Tj ET Q q 0 0 0 rg BT 515.47 307.25 Td (of ) Tj ET Q q 0 0 0 rg BT 528.42 307.25 Td (at ) Tj ET Q q 0 0 0 rg BT 540.03 307.25 Td (least ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 292.85 Td ($10 ) Tj ET Q q 0 0 0 rg BT 70.59 292.85 Td (billion. ) Tj ET Q q 0 0 0 rg BT 107.33 292.85 Td (The ) Tj ET Q q 0 0 0 rg BT 128.58 292.85 Td (Company ) Tj ET Q q 0 0 0 rg BT 177.83 292.85 Td (had ) Tj ET Q q 0 0 0 rg BT 197.75 292.85 Td (total ) Tj ET Q q 0 0 0 rg BT 221.67 292.85 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 284.91 292.85 Td (assets ) Tj ET Q q 0 0 0 rg BT 315.50 292.85 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 328.09 292.85 Td ($21) Tj ET Q q 0 0 0 rg BT 345.64 292.85 Td (1.3 ) Tj ET Q q 0 0 0 rg BT 363.23 292.85 Td (billion) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 394.57 292.85 Td ( ) Tj ET Q q 0 0 0 rg BT 397.16 292.85 Td (and ) Tj ET Q q 0 0 0 rg BT 417.08 292.85 Td (less ) Tj ET Q q 0 0 0 rg BT 437.67 292.85 Td (than ) Tj ET Q q 0 0 0 rg BT 460.92 292.85 Td ($10 ) Tj ET Q q 0 0 0 rg BT 481.51 292.85 Td (billion ) Tj ET Q q 0 0 0 rg BT 515.44 292.85 Td (in ) Tj ET Q q 0 0 0 rg BT 527.36 292.85 Td (foreign ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 278.45 Td (exposures ) Tj ET Q q 0 0 0 rg BT 100.99 278.45 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 112.65 278.45 Td (September30, ) Tj ET Q q 0 0 0 rg BT 184.96 278.45 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 208.96 278.45 Td ( ) Tj ET Q q 0 0 0 rg BT 211.96 278.45 Td (and, ) Tj ET Q q 0 0 0 rg BT 235.29 278.45 Td (therefore, ) Tj ET Q q 0 0 0 rg BT 284.59 278.45 Td (is ) Tj ET Q q 0 0 0 rg BT 295.60 278.45 Td (subject ) Tj ET Q q 0 0 0 rg BT 332.59 278.45 Td (to ) Tj ET Q q 0 0 0 rg BT 344.92 278.45 Td (the ) Tj ET Q q 0 0 0 rg BT 362.58 278.45 Td (SA. ) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 249.65 Td (Definition ) Tj ET Q q 0 0 0 rg BT 103.67 249.65 Td (of ) Tj ET Q q 0 0 0 rg BT 116.67 249.65 Td (capital) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 220.85 Td (Basel ) Tj ET Q q 0 0 0 rg BT 81.34 220.85 Td (III ) Tj ET Q q 0 0 0 rg BT 98.01 220.85 Td (narrowed ) Tj ET Q q 0 0 0 rg BT 148.00 220.85 Td (the ) Tj ET Q q 0 0 0 rg BT 167.34 220.85 Td (definition ) Tj ET Q q 0 0 0 rg BT 218.68 220.85 Td (of ) Tj ET Q q 0 0 0 rg BT 233.36 220.85 Td (eligible ) Tj ET Q q 0 0 0 rg BT 274.03 220.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 310.69 220.85 Td (and ) Tj ET Q q 0 0 0 rg BT 332.70 220.85 Td (increased ) Tj ET Q q 0 0 0 rg BT 382.68 220.85 Td (the ) Tj ET Q q 0 0 0 rg BT 402.03 220.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 438.69 220.85 Td (requirements ) Tj ET Q q 0 0 0 rg BT 506.01 220.85 Td (for ) Tj ET Q q 0 0 0 rg BT 524.68 220.85 Td (specific ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 206.45 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 103.82 206.45 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 135.32 206.45 Td (is ) Tj ET Q q 0 0 0 rg BT 146.15 206.45 Td (limited ) Tj ET Q q 0 0 0 rg BT 182.98 206.45 Td (to ) Tj ET Q q 0 0 0 rg BT 195.14 206.45 Td (common ) Tj ET Q q 0 0 0 rg BT 239.97 206.45 Td (equity ) Tj ET Q q 0 0 0 rg BT 272.80 206.45 Td (and ) Tj ET Q q 0 0 0 rg BT 292.95 206.45 Td (related ) Tj ET Q q 0 0 0 rg BT 328.43 206.45 Td (surplus ) Tj ET Q q 0 0 0 rg BT 365.93 206.45 Td (\(net ) Tj ET Q q 0 0 0 rg BT 387.42 206.45 Td (of ) Tj ET Q q 0 0 0 rg BT 400.24 206.45 Td (treasury ) Tj ET Q q 0 0 0 rg BT 441.72 206.45 Td (stock\), ) Tj ET Q q 0 0 0 rg BT 476.88 206.45 Td (retained ) Tj ET Q q 0 0 0 rg BT 518.36 206.45 Td (earnings, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 192.05 Td (AOCI, ) Tj ET Q q 0 0 0 rg BT 86.81 192.05 Td (and ) Tj ET Q q 0 0 0 rg BT 108.62 192.05 Td (common ) Tj ET Q q 0 0 0 rg BT 155.09 192.05 Td (equity ) Tj ET Q q 0 0 0 rg BT 189.56 192.05 Td (minority ) Tj ET Q q 0 0 0 rg BT 235.38 192.05 Td (interest, ) Tj ET Q q 0 0 0 rg BT 278.18 192.05 Td (subject ) Tj ET Q q 0 0 0 rg BT 316.65 192.05 Td (to ) Tj ET Q q 0 0 0 rg BT 330.46 192.05 Td (limitations. ) Tj ET Q q 0 0 0 rg BT 389.27 192.05 Td (Certain ) Tj ET Q q 0 0 0 rg BT 429.07 192.05 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 482.86 192.05 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 544.67 192.05 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 177.65 Td (exclusions ) Tj ET Q q 0 0 0 rg BT 104.55 177.65 Td (are ) Tj ET Q q 0 0 0 rg BT 123.08 177.65 Td (made ) Tj ET Q q 0 0 0 rg BT 152.96 177.65 Td (to ) Tj ET Q q 0 0 0 rg BT 166.18 177.65 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 201.73 177.65 Td (including ) Tj ET Q q 0 0 0 rg BT 250.95 177.65 Td (removal ) Tj ET Q q 0 0 0 rg BT 294.15 177.65 Td (of ) Tj ET Q q 0 0 0 rg BT 308.04 177.65 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 357.59 177.65 Td (other ) Tj ET Q q 0 0 0 rg BT 386.13 177.65 Td (intangible ) Tj ET Q q 0 0 0 rg BT 438.01 177.65 Td (assets, ) Tj ET Q q 0 0 0 rg BT 472.89 177.65 Td (certain ) Tj ET Q q 0 0 0 rg BT 509.42 177.65 Td (DT) Tj ET Q q 0 0 0 rg BT 524.46 177.65 Td (As, ) Tj ET Q q 0 0 0 rg BT 544.68 177.65 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 163.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 85.14 163.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 123.63 163.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 159.45 163.25 Td (pension ) Tj ET Q q 0 0 0 rg BT 199.28 163.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 223.78 163.25 Td (net ) Tj ET Q q 0 0 0 rg BT 240.94 163.25 Td (assets. ) Tj ET Q q 0 0 0 rg BT 274.44 163.25 Td (Further) Tj ET Q q 0 0 0 rg BT 309.28 163.25 Td (, ) Tj ET Q q 0 0 0 rg BT 314.79 163.25 Td (banks ) Tj ET Q q 0 0 0 rg BT 345.28 163.25 Td (not ) Tj ET Q q 0 0 0 rg BT 363.12 163.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 399.61 163.25 Td (to ) Tj ET Q q 0 0 0 rg BT 411.45 163.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.06 163.25 Td (AA) Tj ET Q q 0 0 0 rg BT 444.73 163.25 Td ( ) Tj ET Q q 0 0 0 rg BT 447.23 163.25 Td (were ) Tj ET Q q 0 0 0 rg BT 473.05 163.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 511.53 163.25 Td (a ) Tj ET Q q 0 0 0 rg BT 519.36 163.25 Td (one-time ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 148.85 Td (permanent ) Tj ET Q q 0 0 0 rg BT 104.57 148.85 Td (election ) Tj ET Q q 0 0 0 rg BT 146.48 148.85 Td (to ) Tj ET Q q 0 0 0 rg BT 159.74 148.85 Td (exclude ) Tj ET Q q 0 0 0 rg BT 200.12 148.85 Td (AOCI ) Tj ET Q q 0 0 0 rg BT 233.38 148.85 Td (from ) Tj ET Q q 0 0 0 rg BT 260.63 148.85 Td (the ) Tj ET Q q 0 0 0 rg BT 279.22 148.85 Td (calculation ) Tj ET Q q 0 0 0 rg BT 335.79 148.85 Td (of ) Tj ET Q q 0 0 0 rg BT 349.72 148.85 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 402.96 148.85 Td (capital. ) Tj ET Q q 0 0 0 rg BT 441.58 148.85 Td (The ) Tj ET Q q 0 0 0 rg BT 464.17 148.85 Td (Company ) Tj ET Q q 0 0 0 rg BT 514.76 148.85 Td (elected ) Tj ET Q q 0 0 0 rg BT 552.66 148.85 Td (to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 134.45 Td (exclude ) Tj ET Q q 0 0 0 rg BT 89.47 134.45 Td (AOCI ) Tj ET Q q 0 0 0 rg BT 121.58 134.45 Td (from ) Tj ET Q q 0 0 0 rg BT 147.67 134.45 Td (the ) Tj ET Q q 0 0 0 rg BT 165.10 134.45 Td (calculation ) Tj ET Q q 0 0 0 rg BT 220.52 134.45 Td (of ) Tj ET Q q 0 0 0 rg BT 233.28 134.45 Td (its ) Tj ET Q q 0 0 0 rg BT 247.39 134.45 Td (CET1. ) Tj ET Q q 0 0 0 rg BT 281.63 134.45 Td (The ) Tj ET Q q 0 0 0 rg BT 303.06 134.45 Td (Company's ) Tj ET Q q 0 0 0 rg BT 359.32 134.45 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 393.56 134.45 Td (T) Tj ET Q q 0 0 0 rg BT 400.47 134.45 Td (ier ) Tj ET Q q 0 0 0 rg BT 415.90 134.45 Td (1 ) Tj ET Q q 0 0 0 rg BT 424.67 134.45 Td (and ) Tj ET Q q 0 0 0 rg BT 444.56 134.45 Td (T) Tj ET Q q 0 0 0 rg BT 451.06 134.45 Td (otal ) Tj ET Q q 0 0 0 rg BT 471.82 134.45 Td (Capital ) Tj ET Q q 0 0 0 rg BT 509.25 134.45 Td (ratios ) Tj ET Q q 0 0 0 rg BT 538.68 134.45 Td (were ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 120.05 Td (9.60%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 81.00 120.05 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 87.00 120.05 Td (10.72) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 114.00 120.05 Td (%, ) Tj ET Q q 0 0 0 rg BT 129.99 120.05 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 150.32 120.05 Td (12.47) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 177.32 120.05 Td (%, ) Tj ET Q q 0 0 0 rg BT 193.31 120.05 Td (respectively) Tj ET Q q 0 0 0 rg BT 250.51 120.05 Td (, ) Tj ET Q q 0 0 0 rg BT 256.51 120.05 Td (as ) Tj ET Q q 0 0 0 rg BT 269.50 120.05 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 282.50 120.05 Td (September30, ) Tj ET Q q 0 0 0 rg BT 354.82 120.05 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 378.82 120.05 Td (.) Tj ET Q endstream endobj 25 0 obj <> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (10) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (T) Tj ET Q q 0 0 0 rg BT 56.91 740.70 Td (ier ) Tj ET Q q 0 0 0 rg BT 71.45 740.70 Td (1 ) Tj ET Q q 0 0 0 rg BT 79.34 740.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 113.21 740.70 Td (includes ) Tj ET Q q 0 0 0 rg BT 155.09 740.70 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 188.65 740.70 Td (qualified ) Tj ET Q q 0 0 0 rg BT 233.19 740.70 Td (preferred ) Tj ET Q q 0 0 0 rg BT 279.04 740.70 Td (equity ) Tj ET Q q 0 0 0 rg BT 310.92 740.70 Td (instruments, ) Tj ET Q q 0 0 0 rg BT 371.81 740.70 Td (qualifying ) Tj ET Q q 0 0 0 rg BT 423.03 740.70 Td (minority ) Tj ET Q q 0 0 0 rg BT 466.25 740.70 Td (interest ) Tj ET Q q 0 0 0 rg BT 503.46 740.70 Td (not ) Tj ET Q q 0 0 0 rg BT 520.68 740.70 Td (included ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (in ) Tj ET Q q 0 0 0 rg BT 62.75 726.30 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 97.83 726.30 Td (subject ) Tj ET Q q 0 0 0 rg BT 135.23 726.30 Td (to ) Tj ET Q q 0 0 0 rg BT 147.98 726.30 Td (limitations, ) Tj ET Q q 0 0 0 rg BT 205.73 726.30 Td (and ) Tj ET Q q 0 0 0 rg BT 226.47 726.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 262.53 726.30 Td (other ) Tj ET Q q 0 0 0 rg BT 290.60 726.30 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 343.32 726.30 Td (deductions. ) Tj ET Q q 0 0 0 rg BT 401.48 726.30 Td (T) Tj ET Q q 0 0 0 rg BT 408.39 726.30 Td (ier ) Tj ET Q q 0 0 0 rg BT 424.46 726.30 Td (2 ) Tj ET Q q 0 0 0 rg BT 433.88 726.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 469.27 726.30 Td (includes ) Tj ET Q q 0 0 0 rg BT 512.68 726.30 Td (qualifying ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (portions ) Tj ET Q q 0 0 0 rg BT 92.41 711.90 Td (of ) Tj ET Q q 0 0 0 rg BT 105.48 711.90 Td (subordinated ) Tj ET Q q 0 0 0 rg BT 170.54 711.90 Td (debt, ) Tj ET Q q 0 0 0 rg BT 197.28 711.90 Td (trust ) Tj ET Q q 0 0 0 rg BT 221.68 711.90 Td (preferred ) Tj ET Q q 0 0 0 rg BT 268.72 711.90 Td (securities ) Tj ET Q q 0 0 0 rg BT 317.11 711.90 Td (and ) Tj ET Q q 0 0 0 rg BT 337.51 711.90 Td (minority ) Tj ET Q q 0 0 0 rg BT 381.92 711.90 Td (interest ) Tj ET Q q 0 0 0 rg BT 420.32 711.90 Td (not ) Tj ET Q q 0 0 0 rg BT 438.72 711.90 Td (included ) Tj ET Q q 0 0 0 rg BT 483.12 711.90 Td (in ) Tj ET Q q 0 0 0 rg BT 495.31 711.90 Td (T) Tj ET Q q 0 0 0 rg BT 502.21 711.90 Td (ier ) Tj ET Q q 0 0 0 rg BT 517.94 711.90 Td (1 ) Tj ET Q q 0 0 0 rg BT 527.02 711.90 Td (capital, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 697.50 Td (ALLL) Tj ET Q q 0 0 0 rg BT 80.21 697.50 Td ( ) Tj ET Q q 0 0 0 rg BT 82.56 697.50 Td (up ) Tj ET Q q 0 0 0 rg BT 96.91 697.50 Td (to ) Tj ET Q q 0 0 0 rg BT 108.59 697.50 Td (a ) Tj ET Q q 0 0 0 rg BT 116.26 697.50 Td (maximum ) Tj ET Q q 0 0 0 rg BT 167.27 697.50 Td (of ) Tj ET Q q 0 0 0 rg BT 179.62 697.50 Td (1.25% ) Tj ET Q q 0 0 0 rg BT 212.96 697.50 Td (of ) Tj ET Q q 0 0 0 rg BT 225.31 697.50 Td (R) Tj ET Q q 0 0 0 rg BT 232.65 697.50 Td (W) Tj ET Q q 0 0 0 rg BT 242.64 697.50 Td (A, ) Tj ET Q q 0 0 0 rg BT 256.66 697.50 Td (and ) Tj ET Q q 0 0 0 rg BT 276.33 697.50 Td (a ) Tj ET Q q 0 0 0 rg BT 284.01 697.50 Td (limited ) Tj ET Q q 0 0 0 rg BT 320.35 697.50 Td (percentage ) Tj ET Q q 0 0 0 rg BT 374.66 697.50 Td (of ) Tj ET Q q 0 0 0 rg BT 387.00 697.50 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 439.32 697.50 Td (gains ) Tj ET Q q 0 0 0 rg BT 467.00 697.50 Td (on ) Tj ET Q q 0 0 0 rg BT 481.35 697.50 Td (equity ) Tj ET Q q 0 0 0 rg BT 513.69 697.50 Td (securities. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 683.10 Td (T) Tj ET Q q 0 0 0 rg BT 56.49 683.10 Td (otal ) Tj ET Q q 0 0 0 rg BT 77.51 683.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 112.52 683.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 153.55 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 166.35 683.10 Td (T) Tj ET Q q 0 0 0 rg BT 173.26 683.10 Td (ier ) Tj ET Q q 0 0 0 rg BT 188.94 683.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 197.96 683.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 232.97 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 253.10 683.10 Td (T) Tj ET Q q 0 0 0 rg BT 260.01 683.10 Td (ier ) Tj ET Q q 0 0 0 rg BT 275.69 683.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 284.71 683.10 Td (capital. ) Tj ET Q q 0 0 0 rg BT 322.05 683.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 381.93 683.10 Td (, ) Tj ET Q q 0 0 0 rg BT 387.96 683.10 Td (Basel ) Tj ET Q q 0 0 0 rg BT 417.64 683.10 Td (III ) Tj ET Q q 0 0 0 rg BT 432.66 683.10 Td (imposes ) Tj ET Q q 0 0 0 rg BT 475.02 683.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 510.02 683.10 Td (deductions ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 668.70 Td (related ) Tj ET Q q 0 0 0 rg BT 84.93 668.70 Td (to ) Tj ET Q q 0 0 0 rg BT 96.55 668.70 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 131.85 668.70 Td (certain ) Tj ET Q q 0 0 0 rg BT 166.78 668.70 Td (DT) Tj ET Q q 0 0 0 rg BT 181.82 668.70 Td (As, ) Tj ET Q q 0 0 0 rg BT 200.44 668.70 Td (and ) Tj ET Q q 0 0 0 rg BT 220.05 668.70 Td (significant ) Tj ET Q q 0 0 0 rg BT 272.99 668.70 Td (investments ) Tj ET Q q 0 0 0 rg BT 332.61 668.70 Td (in ) Tj ET Q q 0 0 0 rg BT 344.23 668.70 Td (unconsolidated ) Tj ET Q q 0 0 0 rg BT 419.17 668.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 463.43 668.70 Td (institutions ) Tj ET Q q 0 0 0 rg BT 519.06 668.70 Td (in ) Tj ET Q q 0 0 0 rg BT 530.68 668.70 Td (excess ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 654.30 Td (of ) Tj ET Q q 0 0 0 rg BT 62.55 654.30 Td (10% ) Tj ET Q q 0 0 0 rg BT 87.09 654.30 Td (individually) Tj ET Q q 0 0 0 rg BT 144.31 654.30 Td (, ) Tj ET Q q 0 0 0 rg BT 149.86 654.30 Td (or ) Tj ET Q q 0 0 0 rg BT 162.41 654.30 Td (15% ) Tj ET Q q 0 0 0 rg BT 186.95 654.30 Td (in ) Tj ET Q q 0 0 0 rg BT 198.84 654.30 Td (aggregate, ) Tj ET Q q 0 0 0 rg BT 251.02 654.30 Td (of ) Tj ET Q q 0 0 0 rg BT 263.57 654.30 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 294.78 654.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 329.31 654.30 Td (elements ) Tj ET Q q 0 0 0 rg BT 374.51 654.30 Td (less ) Tj ET Q q 0 0 0 rg BT 395.06 654.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 430.26 654.30 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 490.14 654.30 Td (and ) Tj ET Q q 0 0 0 rg BT 510.01 654.30 Td (deductions ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 639.90 Td (thereto. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 611.10 Td (A) Tj ET Q q 0 0 0 rg BT 58.00 611.10 Td ( ) Tj ET Q q 0 0 0 rg BT 61.23 611.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 109.78 611.10 Td (period ) Tj ET Q q 0 0 0 rg BT 143.67 611.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 197.55 611.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 236.10 611.10 Td (to ) Tj ET Q q 0 0 0 rg BT 248.66 611.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 284.52 611.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 319.73 611.10 Td (elements ) Tj ET Q q 0 0 0 rg BT 365.61 611.10 Td (and ) Tj ET Q q 0 0 0 rg BT 386.16 611.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 407.38 611.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 454.60 611.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 488.82 611.10 Td (where ) Tj ET Q q 0 0 0 rg BT 521.36 611.10 Td (phase-in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 596.70 Td (percentages ) Tj ET Q q 0 0 0 rg BT 109.51 596.70 Td (were ) Tj ET Q q 0 0 0 rg BT 135.70 596.70 Td (applicable ) Tj ET Q q 0 0 0 rg BT 187.89 596.70 Td (in ) Tj ET Q q 0 0 0 rg BT 200.10 596.70 Td (the ) Tj ET Q q 0 0 0 rg BT 217.64 596.70 Td (calculations ) Tj ET Q q 0 0 0 rg BT 277.83 596.70 Td (of ) Tj ET Q q 0 0 0 rg BT 290.70 596.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 325.56 596.70 Td (and ) Tj ET Q q 0 0 0 rg BT 345.77 596.70 Td (R) Tj ET Q q 0 0 0 rg BT 353.11 596.70 Td (W) Tj ET Q q 0 0 0 rg BT 363.10 596.70 Td (A. ) Tj ET Q q 0 0 0 rg BT 377.65 596.70 Td (One ) Tj ET Q q 0 0 0 rg BT 400.52 596.70 Td (of ) Tj ET Q q 0 0 0 rg BT 413.39 596.70 Td (the ) Tj ET Q q 0 0 0 rg BT 430.93 596.70 Td (more ) Tj ET Q q 0 0 0 rg BT 458.47 596.70 Td (significant ) Tj ET Q q 0 0 0 rg BT 512.00 596.70 Td (transitions ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 582.30 Td (required ) Tj ET Q q 0 0 0 rg BT 92.99 582.30 Td (by ) Tj ET Q q 0 0 0 rg BT 107.99 582.30 Td (Basel ) Tj ET Q q 0 0 0 rg BT 137.66 582.30 Td (III ) Tj ET Q q 0 0 0 rg BT 152.66 582.30 Td (related ) Tj ET Q q 0 0 0 rg BT 188.31 582.30 Td (to ) Tj ET Q q 0 0 0 rg BT 200.65 582.30 Td (the ) Tj ET Q q 0 0 0 rg BT 218.31 582.30 Td (risk ) Tj ET Q q 0 0 0 rg BT 239.32 582.30 Td (weighting ) Tj ET Q q 0 0 0 rg BT 290.32 582.30 Td (applied ) Tj ET Q q 0 0 0 rg BT 328.65 582.30 Td (to ) Tj ET Q q 0 0 0 rg BT 340.99 582.30 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 377.02 582.30 Td (which ) Tj ET Q q 0 0 0 rg BT 409.35 582.30 Td (impacted ) Tj ET Q q 0 0 0 rg BT 456.34 582.30 Td (the ) Tj ET Q q 0 0 0 rg BT 474.01 582.30 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 505.68 582.30 Td (ratio ) Tj ET Q q 0 0 0 rg BT 530.68 582.30 Td (during ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 567.90 Td (the ) Tj ET Q q 0 0 0 rg BT 68.10 567.90 Td (transition ) Tj ET Q q 0 0 0 rg BT 116.87 567.90 Td (period ) Tj ET Q q 0 0 0 rg BT 150.97 567.90 Td (when ) Tj ET Q q 0 0 0 rg BT 180.40 567.90 Td (compared ) Tj ET Q q 0 0 0 rg BT 231.15 567.90 Td (to ) Tj ET Q q 0 0 0 rg BT 243.92 567.90 Td (the ) Tj ET Q q 0 0 0 rg BT 262.03 567.90 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 294.13 567.90 Td (ratio ) Tj ET Q q 0 0 0 rg BT 319.56 567.90 Td (calculated ) Tj ET Q q 0 0 0 rg BT 371.64 567.90 Td (on ) Tj ET Q q 0 0 0 rg BT 387.08 567.90 Td (a ) Tj ET Q q 0 0 0 rg BT 395.84 567.90 Td (fully ) Tj ET Q q 0 0 0 rg BT 421.95 567.90 Td (phased-in ) Tj ET Q q 0 0 0 rg BT 472.04 567.90 Td (basis. ) Tj ET Q q 0 0 0 rg BT 502.48 567.90 Td (Specifically) Tj ET Q q 0 0 0 rg BT 559.01 567.90 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 553.50 Td (the ) Tj ET Q q 0 0 0 rg BT 68.06 553.50 Td (fully ) Tj ET Q q 0 0 0 rg BT 94.12 553.50 Td (phased-in ) Tj ET Q q 0 0 0 rg BT 144.17 553.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 165.57 553.50 Td (weight ) Tj ET Q q 0 0 0 rg BT 201.63 553.50 Td (of ) Tj ET Q q 0 0 0 rg BT 215.02 553.50 Td (MSRs ) Tj ET Q q 0 0 0 rg BT 248.44 553.50 Td (would ) Tj ET Q q 0 0 0 rg BT 281.84 553.50 Td (have ) Tj ET Q q 0 0 0 rg BT 307.89 553.50 Td (been ) Tj ET Q q 0 0 0 rg BT 333.94 553.50 Td (250%, ) Tj ET Q q 0 0 0 rg BT 368.33 553.50 Td (while ) Tj ET Q q 0 0 0 rg BT 398.39 553.50 Td (the ) Tj ET Q q 0 0 0 rg BT 416.45 553.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 437.85 553.50 Td (weight ) Tj ET Q q 0 0 0 rg BT 473.91 553.50 Td (applied ) Tj ET Q q 0 0 0 rg BT 512.63 553.50 Td (during ) Tj ET Q q 0 0 0 rg BT 547.36 553.50 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 539.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 98.33 539.10 Td (period ) Tj ET Q q 0 0 0 rg BT 131.98 539.10 Td (was ) Tj ET Q q 0 0 0 rg BT 153.65 539.10 Td (100%.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 510.30 Td (In ) Tj ET Q q 0 0 0 rg BT 62.22 510.30 Td (the ) Tj ET Q q 0 0 0 rg BT 79.10 510.30 Td (third ) Tj ET Q q 0 0 0 rg BT 103.98 510.30 Td (quarter ) Tj ET Q q 0 0 0 rg BT 140.18 510.30 Td (of ) Tj ET Q q 0 0 0 rg BT 152.40 510.30 Td (2017, ) Tj ET Q q 0 0 0 rg BT 181.62 510.30 Td (the ) Tj ET Q q 0 0 0 rg BT 198.50 510.30 Td (OCC, ) Tj ET Q q 0 0 0 rg BT 228.39 510.30 Td (the ) Tj ET Q q 0 0 0 rg BT 245.28 510.30 Td (FRB, ) Tj ET Q q 0 0 0 rg BT 273.18 510.30 Td (and ) Tj ET Q q 0 0 0 rg BT 292.72 510.30 Td (the ) Tj ET Q q 0 0 0 rg BT 309.61 510.30 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 339.17 510.30 Td (issued ) Tj ET Q q 0 0 0 rg BT 371.39 510.30 Td (two ) Tj ET Q q 0 0 0 rg BT 391.61 510.30 Td (NPRs ) Tj ET Q q 0 0 0 rg BT 421.84 510.30 Td (in ) Tj ET Q q 0 0 0 rg BT 433.40 510.30 Td (an ) Tj ET Q q 0 0 0 rg BT 446.94 510.30 Td (ef) Tj ET Q q 0 0 0 rg BT 456.05 510.30 Td (fort ) Tj ET Q q 0 0 0 rg BT 475.60 510.30 Td (to ) Tj ET Q q 0 0 0 rg BT 487.15 510.30 Td (simplify ) Tj ET Q q 0 0 0 rg BT 529.37 510.30 Td (certain ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 495.90 Td (aspects ) Tj ET Q q 0 0 0 rg BT 88.05 495.90 Td (of ) Tj ET Q q 0 0 0 rg BT 101.45 495.90 Td (the ) Tj ET Q q 0 0 0 rg BT 119.51 495.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 154.89 495.90 Td (rules, ) Tj ET Q q 0 0 0 rg BT 184.61 495.90 Td (a ) Tj ET Q q 0 0 0 rg BT 193.10 495.90 Td (T) Tj ET Q q 0 0 0 rg BT 200.00 495.90 Td (ransitions ) Tj ET Q q 0 0 0 rg BT 250.07 495.90 Td (NPR ) Tj ET Q q 0 0 0 rg BT 276.81 495.90 Td (and ) Tj ET Q q 0 0 0 rg BT 297.54 495.90 Td (a ) Tj ET Q q 0 0 0 rg BT 306.26 495.90 Td (Simplifications ) Tj ET Q q 0 0 0 rg BT 382.99 495.90 Td (NPR. ) Tj ET Q q 0 0 0 rg BT 412.49 495.90 Td (The ) Tj ET Q q 0 0 0 rg BT 434.30 495.90 Td (T) Tj ET Q q 0 0 0 rg BT 441.21 495.90 Td (ransitions ) Tj ET Q q 0 0 0 rg BT 491.27 495.90 Td (NPR ) Tj ET Q q 0 0 0 rg BT 518.02 495.90 Td (proposed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 481.50 Td (to ) Tj ET Q q 0 0 0 rg BT 63.77 481.50 Td (extend ) Tj ET Q q 0 0 0 rg BT 100.19 481.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 137.27 481.50 Td (transition ) Tj ET Q q 0 0 0 rg BT 187.04 481.50 Td (provisions ) Tj ET Q q 0 0 0 rg BT 241.48 481.50 Td (in ) Tj ET Q q 0 0 0 rg BT 255.25 481.50 Td (the ) Tj ET Q q 0 0 0 rg BT 274.35 481.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 310.77 481.50 Td (rules ) Tj ET Q q 0 0 0 rg BT 338.53 481.50 Td (for ) Tj ET Q q 0 0 0 rg BT 356.96 481.50 Td (banks ) Tj ET Q q 0 0 0 rg BT 389.39 481.50 Td (with ) Tj ET Q q 0 0 0 rg BT 415.16 481.50 Td (less ) Tj ET Q q 0 0 0 rg BT 437.60 481.50 Td (than ) Tj ET Q q 0 0 0 rg BT 462.70 481.50 Td ($250 ) Tj ET Q q 0 0 0 rg BT 491.13 481.50 Td (billion ) Tj ET Q q 0 0 0 rg BT 526.91 481.50 Td (in ) Tj ET Q q 0 0 0 rg BT 540.68 481.50 Td (total ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 467.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 113.02 467.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 146.21 467.10 Td (The ) Tj ET Q q 0 0 0 rg BT 167.06 467.10 Td (T) Tj ET Q q 0 0 0 rg BT 173.97 467.10 Td (ransitions ) Tj ET Q q 0 0 0 rg BT 223.00 467.10 Td (NPR ) Tj ET Q q 0 0 0 rg BT 248.71 467.10 Td (was ) Tj ET Q q 0 0 0 rg BT 269.74 467.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 314.09 467.10 Td (in ) Tj ET Q q 0 0 0 rg BT 325.79 467.10 Td (November ) Tj ET Q q 0 0 0 rg BT 378.80 467.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 408.17 467.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 452.53 467.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.23 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.26 467.10 Td (MSR ) Tj ET Q q 0 0 0 rg BT 508.97 467.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 529.34 467.10 Td (weight ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 452.70 Td (of ) Tj ET Q q 0 0 0 rg BT 63.86 452.70 Td (100% ) Tj ET Q q 0 0 0 rg BT 95.71 452.70 Td (being ) Tj ET Q q 0 0 0 rg BT 126.24 452.70 Td (extended ) Tj ET Q q 0 0 0 rg BT 173.41 452.70 Td (indefinitely) Tj ET Q q 0 0 0 rg BT 227.95 452.70 Td (. ) Tj ET Q q 0 0 0 rg BT 234.53 452.70 Td (The ) Tj ET Q q 0 0 0 rg BT 257.05 452.70 Td (rule ) Tj ET Q q 0 0 0 rg BT 279.57 452.70 Td (became ) Tj ET Q q 0 0 0 rg BT 320.07 452.70 Td (ef) Tj ET Q q 0 0 0 rg BT 329.17 452.70 Td (fective ) Tj ET Q q 0 0 0 rg BT 365.68 452.70 Td (on ) Tj ET Q q 0 0 0 rg BT 381.54 452.70 Td (January ) Tj ET Q q 0 0 0 rg BT 422.72 452.70 Td (1, ) Tj ET Q q 0 0 0 rg BT 435.58 452.70 Td (2018. ) Tj ET Q q 0 0 0 rg BT 466.16 452.70 Td (The ) Tj ET Q q 0 0 0 rg BT 488.68 452.70 Td (Simplifications ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 438.30 Td (NPR ) Tj ET Q q 0 0 0 rg BT 77.88 438.30 Td (would ) Tj ET Q q 0 0 0 rg BT 112.42 438.30 Td (simplify ) Tj ET Q q 0 0 0 rg BT 156.96 438.30 Td (the ) Tj ET Q q 0 0 0 rg BT 176.16 438.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 212.67 438.30 Td (treatment ) Tj ET Q q 0 0 0 rg BT 262.52 438.30 Td (for ) Tj ET Q q 0 0 0 rg BT 281.05 438.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 318.23 438.30 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 378.43 438.30 Td (development, ) Tj ET Q q 0 0 0 rg BT 447.95 438.30 Td (and ) Tj ET Q q 0 0 0 rg BT 469.81 438.30 Td (construction ) Tj ET Q q 0 0 0 rg BT 533.67 438.30 Td (loans, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 423.90 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 96.97 423.90 Td (servicing ) Tj ET Q q 0 0 0 rg BT 142.61 423.90 Td (assets, ) Tj ET Q q 0 0 0 rg BT 175.26 423.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 209.56 423.90 Td (deferred ) Tj ET Q q 0 0 0 rg BT 251.18 423.90 Td (tax ) Tj ET Q q 0 0 0 rg BT 267.49 423.90 Td (assets, ) Tj ET Q q 0 0 0 rg BT 300.14 423.90 Td (investments ) Tj ET Q q 0 0 0 rg BT 359.12 423.90 Td (in ) Tj ET Q q 0 0 0 rg BT 370.11 423.90 Td (the ) Tj ET Q q 0 0 0 rg BT 386.42 423.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 420.06 423.90 Td (instruments ) Tj ET Q q 0 0 0 rg BT 477.71 423.90 Td (of ) Tj ET Q q 0 0 0 rg BT 489.36 423.90 Td (unconsolidated ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 409.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 94.98 409.50 Td (institutions, ) Tj ET Q q 0 0 0 rg BT 154.32 409.50 Td (and ) Tj ET Q q 0 0 0 rg BT 174.65 409.50 Td (minority ) Tj ET Q q 0 0 0 rg BT 218.98 409.50 Td (interest.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 380.70 Td (In ) Tj ET Q q 0 0 0 rg BT 62.15 380.70 Td (May ) Tj ET Q q 0 0 0 rg BT 86.30 380.70 Td (2018, ) Tj ET Q q 0 0 0 rg BT 115.45 380.70 Td (the ) Tj ET Q q 0 0 0 rg BT 132.26 380.70 Td (Economic ) Tj ET Q q 0 0 0 rg BT 183.06 380.70 Td (Growth, ) Tj ET Q q 0 0 0 rg BT 224.88 380.70 Td (Regulatory ) Tj ET Q q 0 0 0 rg BT 280.35 380.70 Td (Relief, ) Tj ET Q q 0 0 0 rg BT 314.82 380.70 Td (and ) Tj ET Q q 0 0 0 rg BT 334.30 380.70 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 385.78 380.70 Td (Protection ) Tj ET Q q 0 0 0 rg BT 436.78 380.70 Td (Act ) Tj ET Q q 0 0 0 rg BT 456.26 380.70 Td (\("the ) Tj ET Q q 0 0 0 rg BT 481.49 380.70 Td (Act"\) ) Tj ET Q q 0 0 0 rg BT 509.86 380.70 Td (was ) Tj ET Q q 0 0 0 rg BT 530.68 380.70 Td (signed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 366.30 Td (into ) Tj ET Q q 0 0 0 rg BT 73.01 366.30 Td (law) Tj ET Q q 0 0 0 rg BT 89.56 366.30 Td (, ) Tj ET Q q 0 0 0 rg BT 96.90 366.30 Td (which ) Tj ET Q q 0 0 0 rg BT 130.56 366.30 Td (provides ) Tj ET Q q 0 0 0 rg BT 176.23 366.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 213.21 366.30 Td (limited ) Tj ET Q q 0 0 0 rg BT 251.55 366.30 Td (amendments ) Tj ET Q q 0 0 0 rg BT 316.54 366.30 Td (to ) Tj ET Q q 0 0 0 rg BT 330.21 366.30 Td (the ) Tj ET Q q 0 0 0 rg BT 349.21 366.30 Td (Dodd-Frank ) Tj ET Q q 0 0 0 rg BT 411.25 366.30 Td (Act ) Tj ET Q q 0 0 0 rg BT 432.92 366.30 Td (as ) Tj ET Q q 0 0 0 rg BT 447.26 366.30 Td (well ) Tj ET Q q 0 0 0 rg BT 472.26 366.30 Td (as ) Tj ET Q q 0 0 0 rg BT 486.59 366.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 523.58 366.30 Td (tar) Tj ET Q q 0 0 0 rg BT 536.02 366.30 Td (geted ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 351.90 Td (modifications ) Tj ET Q q 0 0 0 rg BT 119.83 351.90 Td (to ) Tj ET Q q 0 0 0 rg BT 133.01 351.90 Td (other ) Tj ET Q q 0 0 0 rg BT 161.51 351.90 Td (post-financial ) Tj ET Q q 0 0 0 rg BT 231.32 351.90 Td (crisis ) Tj ET Q q 0 0 0 rg BT 260.50 351.90 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 313.65 351.90 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 382.86 351.90 Td (While ) Tj ET Q q 0 0 0 rg BT 416.02 351.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 452.51 351.90 Td (of ) Tj ET Q q 0 0 0 rg BT 466.34 351.90 Td (the ) Tj ET Q q 0 0 0 rg BT 484.00 351.90 Td (Act's ) Tj ET Q q 0 0 0 rg BT 512.00 351.90 Td (provisions ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 337.50 Td (could ) Tj ET Q q 0 0 0 rg BT 80.25 337.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 116.49 337.50 Td (the ) Tj ET Q q 0 0 0 rg BT 134.74 337.50 Td (Company's ) Tj ET Q q 0 0 0 rg BT 191.82 337.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 227.39 337.50 Td (planning ) Tj ET Q q 0 0 0 rg BT 272.97 337.50 Td (and ) Tj ET Q q 0 0 0 rg BT 293.88 337.50 Td (strategy ) Tj ET Q q 0 0 0 rg BT 335.46 337.50 Td (execution, ) Tj ET Q q 0 0 0 rg BT 388.69 337.50 Td (the ) Tj ET Q q 0 0 0 rg BT 406.94 337.50 Td (extent ) Tj ET Q q 0 0 0 rg BT 439.85 337.50 Td (of ) Tj ET Q q 0 0 0 rg BT 453.43 337.50 Td (the ) Tj ET Q q 0 0 0 rg BT 471.68 337.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 507.92 337.50 Td (is ) Tj ET Q q 0 0 0 rg BT 519.51 337.50 Td (yet ) Tj ET Q q 0 0 0 rg BT 537.76 337.50 Td (to ) Tj ET Q q 0 0 0 rg BT 550.68 337.50 Td (be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 323.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 105.94 323.10 Td (given ) Tj ET Q q 0 0 0 rg BT 134.57 323.10 Td (that ) Tj ET Q q 0 0 0 rg BT 154.52 323.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 189.79 323.10 Td (banking ) Tj ET Q q 0 0 0 rg BT 230.42 323.10 Td (regulators ) Tj ET Q q 0 0 0 rg BT 280.36 323.10 Td (have ) Tj ET Q q 0 0 0 rg BT 304.98 323.10 Td (not ) Tj ET Q q 0 0 0 rg BT 322.28 323.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 338.90 323.10 Td (conformed ) Tj ET Q q 0 0 0 rg BT 392.85 323.10 Td (current ) Tj ET Q q 0 0 0 rg BT 428.79 323.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 484.07 323.10 Td (to ) Tj ET Q q 0 0 0 rg BT 495.37 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 512.00 323.10 Td (provisions ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 308.70 Td (of ) Tj ET Q q 0 0 0 rg BT 63.00 308.70 Td (the ) Tj ET Q q 0 0 0 rg BT 79.99 308.70 Td (Act.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 279.90 Td (In ) Tj ET Q q 0 0 0 rg BT 61.87 279.90 Td (September ) Tj ET Q q 0 0 0 rg BT 115.06 279.90 Td (2018, ) Tj ET Q q 0 0 0 rg BT 143.93 279.90 Td (the ) Tj ET Q q 0 0 0 rg BT 160.47 279.90 Td (OCC, ) Tj ET Q q 0 0 0 rg BT 190.01 279.90 Td (FRB, ) Tj ET Q q 0 0 0 rg BT 217.57 279.90 Td (and ) Tj ET Q q 0 0 0 rg BT 236.77 279.90 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 265.98 279.90 Td (issued ) Tj ET Q q 0 0 0 rg BT 297.86 279.90 Td (an ) Tj ET Q q 0 0 0 rg BT 311.06 279.90 Td (NPR ) Tj ET Q q 0 0 0 rg BT 336.27 279.90 Td (that ) Tj ET Q q 0 0 0 rg BT 356.14 279.90 Td (would ) Tj ET Q q 0 0 0 rg BT 388.01 279.90 Td (revise ) Tj ET Q q 0 0 0 rg BT 418.54 279.90 Td (the ) Tj ET Q q 0 0 0 rg BT 435.07 279.90 Td (definition ) Tj ET Q q 0 0 0 rg BT 483.61 279.90 Td (of ) Tj ET Q q 0 0 0 rg BT 495.48 279.90 Td (high ) Tj ET Q q 0 0 0 rg BT 518.68 279.90 Td (volatility ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 265.50 Td (commercial ) Tj ET Q q 0 0 0 rg BT 110.47 265.50 Td (real ) Tj ET Q q 0 0 0 rg BT 132.29 265.50 Td (estate ) Tj ET Q q 0 0 0 rg BT 163.44 265.50 Td (exposure ) Tj ET Q q 0 0 0 rg BT 210.59 265.50 Td (\("HVCRE"\) ) Tj ET Q q 0 0 0 rg BT 272.88 265.50 Td (to ) Tj ET Q q 0 0 0 rg BT 286.05 265.50 Td (conform ) Tj ET Q q 0 0 0 rg BT 330.53 265.50 Td (with ) Tj ET Q q 0 0 0 rg BT 355.70 265.50 Td (the ) Tj ET Q q 0 0 0 rg BT 374.19 265.50 Td (statutory ) Tj ET Q q 0 0 0 rg BT 420.02 265.50 Td (definition ) Tj ET Q q 0 0 0 rg BT 470.51 265.50 Td (of ) Tj ET Q q 0 0 0 rg BT 484.34 265.50 Td (a ) Tj ET Q q 0 0 0 rg BT 493.50 265.50 Td (high ) Tj ET Q q 0 0 0 rg BT 518.67 265.50 Td (volatility ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 251.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 110.98 251.10 Td (real ) Tj ET Q q 0 0 0 rg BT 133.31 251.10 Td (estate ) Tj ET Q q 0 0 0 rg BT 164.97 251.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 224.97 251.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 294.29 251.10 Td (or ) Tj ET Q q 0 0 0 rg BT 308.63 251.10 Td (construction ) Tj ET Q q 0 0 0 rg BT 372.29 251.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 400.30 251.10 Td (in ) Tj ET Q q 0 0 0 rg BT 413.97 251.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 472.27 251.10 Td (with ) Tj ET Q q 0 0 0 rg BT 497.95 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.99 251.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 543.35 251.10 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 236.70 Td (revised ) Tj ET Q q 0 0 0 rg BT 87.50 236.70 Td (definition ) Tj ET Q q 0 0 0 rg BT 137.00 236.70 Td (would ) Tj ET Q q 0 0 0 rg BT 169.84 236.70 Td (exclude ) Tj ET Q q 0 0 0 rg BT 210.00 236.70 Td (any ) Tj ET Q q 0 0 0 rg BT 230.17 236.70 Td (loans ) Tj ET Q q 0 0 0 rg BT 258.34 236.70 Td (made ) Tj ET Q q 0 0 0 rg BT 287.17 236.70 Td (prior ) Tj ET Q q 0 0 0 rg BT 313.34 236.70 Td (to ) Tj ET Q q 0 0 0 rg BT 325.52 236.70 Td (January ) Tj ET Q q 0 0 0 rg BT 365.68 236.70 Td (1, ) Tj ET Q q 0 0 0 rg BT 377.52 236.70 Td (2015, ) Tj ET Q q 0 0 0 rg BT 407.36 236.70 Td (and ) Tj ET Q q 0 0 0 rg BT 427.53 236.70 Td (certain ) Tj ET Q q 0 0 0 rg BT 463.02 236.70 Td (other ) Tj ET Q q 0 0 0 rg BT 490.52 236.70 Td (loans ) Tj ET Q q 0 0 0 rg BT 518.69 236.70 Td (currently ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 222.30 Td (classified ) Tj ET Q q 0 0 0 rg BT 98.32 222.30 Td (as ) Tj ET Q q 0 0 0 rg BT 111.31 222.30 Td (HVCRE.) Tj ET Q q 0 0 0 rg BT 157.77 222.30 Td (The ) Tj ET Q q 0 0 0 rg BT 179.42 222.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 229.09 222.30 Td (is ) Tj ET Q q 0 0 0 rg BT 240.09 222.30 Td (currently ) Tj ET Q q 0 0 0 rg BT 286.40 222.30 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 339.38 222.30 Td (the ) Tj ET Q q 0 0 0 rg BT 357.04 222.30 Td (impact ) Tj ET Q q 0 0 0 rg BT 392.70 222.30 Td (of ) Tj ET Q q 0 0 0 rg BT 405.69 222.30 Td (this ) Tj ET Q q 0 0 0 rg BT 426.03 222.30 Td (NPR ) Tj ET Q q 0 0 0 rg BT 452.38 222.30 Td (on ) Tj ET Q q 0 0 0 rg BT 467.38 222.30 Td (its ) Tj ET Q q 0 0 0 rg BT 481.71 222.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 516.69 222.30 Td (ratios.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 193.50 Td (In ) Tj ET Q q 0 0 0 rg BT 63.19 193.50 Td (October ) Tj ET Q q 0 0 0 rg BT 105.03 193.50 Td (2018, ) Tj ET Q q 0 0 0 rg BT 135.22 193.50 Td (the ) Tj ET Q q 0 0 0 rg BT 153.07 193.50 Td (OCC, ) Tj ET Q q 0 0 0 rg BT 183.94 193.50 Td (FRB, ) Tj ET Q q 0 0 0 rg BT 212.81 193.50 Td (and ) Tj ET Q q 0 0 0 rg BT 233.33 193.50 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 263.86 193.50 Td (issued ) Tj ET Q q 0 0 0 rg BT 297.05 193.50 Td (an ) Tj ET Q q 0 0 0 rg BT 311.57 193.50 Td (NPR ) Tj ET Q q 0 0 0 rg BT 338.11 193.50 Td (that ) Tj ET Q q 0 0 0 rg BT 359.29 193.50 Td (would ) Tj ET Q q 0 0 0 rg BT 392.48 193.50 Td (establish ) Tj ET Q q 0 0 0 rg BT 437.67 193.50 Td (four ) Tj ET Q q 0 0 0 rg BT 460.85 193.50 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 513.37 193.50 Td (categories ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 64.95 179.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 115.22 179.10 Td (for ) Tj ET Q q 0 0 0 rg BT 134.16 179.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 197.10 179.10 Td (applicability ) Tj ET Q q 0 0 0 rg BT 262.03 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.97 179.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 313.91 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.18 179.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 381.80 179.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 449.39 179.10 Td (for ) Tj ET Q q 0 0 0 rg BT 468.34 179.10 Td (lar) Tj ET Q q 0 0 0 rg BT 480.78 179.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 497.05 179.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 523.34 179.10 Td (banking ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 164.70 Td (or) Tj ET Q q 0 0 0 rg BT 59.78 164.70 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 120.62 164.70 Td (The ) Tj ET Q q 0 0 0 rg BT 142.71 164.70 Td (proposal ) Tj ET Q q 0 0 0 rg BT 187.48 164.70 Td (is ) Tj ET Q q 0 0 0 rg BT 198.92 164.70 Td (consistent ) Tj ET Q q 0 0 0 rg BT 250.35 164.70 Td (with ) Tj ET Q q 0 0 0 rg BT 275.12 164.70 Td (a ) Tj ET Q q 0 0 0 rg BT 283.89 164.70 Td (separate ) Tj ET Q q 0 0 0 rg BT 326.63 164.70 Td (NPR ) Tj ET Q q 0 0 0 rg BT 353.41 164.70 Td (issued ) Tj ET Q q 0 0 0 rg BT 386.85 164.70 Td (concurrently ) Tj ET Q q 0 0 0 rg BT 450.93 164.70 Td (by ) Tj ET Q q 0 0 0 rg BT 466.36 164.70 Td (the ) Tj ET Q q 0 0 0 rg BT 484.46 164.70 Td (FRB ) Tj ET Q q 0 0 0 rg BT 510.58 164.70 Td (that ) Tj ET Q q 0 0 0 rg BT 532.01 164.70 Td (would ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 150.30 Td (amend ) Tj ET Q q 0 0 0 rg BT 84.23 150.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 119.11 150.30 Td (prudential ) Tj ET Q q 0 0 0 rg BT 170.01 150.30 Td (standards, ) Tj ET Q q 0 0 0 rg BT 220.57 150.30 Td (including ) Tj ET Q q 0 0 0 rg BT 268.14 150.30 Td (standards ) Tj ET Q q 0 0 0 rg BT 315.71 150.30 Td (relating ) Tj ET Q q 0 0 0 rg BT 354.60 150.30 Td (to ) Tj ET Q q 0 0 0 rg BT 366.18 150.30 Td (liquidity) Tj ET Q q 0 0 0 rg BT 406.07 150.30 Td (, ) Tj ET Q q 0 0 0 rg BT 411.31 150.30 Td (risk ) Tj ET Q q 0 0 0 rg BT 431.55 150.30 Td (management, ) Tj ET Q q 0 0 0 rg BT 498.10 150.30 Td (stress ) Tj ET Q q 0 0 0 rg BT 527.01 150.30 Td (testing, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 135.90 Td (and ) Tj ET Q q 0 0 0 rg BT 70.56 135.90 Td (single-counterparty ) Tj ET Q q 0 0 0 rg BT 167.09 135.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 197.64 135.90 Td (limits, ) Tj ET Q q 0 0 0 rg BT 231.21 135.90 Td (to ) Tj ET Q q 0 0 0 rg BT 243.78 135.90 Td (reflect ) Tj ET Q q 0 0 0 rg BT 277.65 135.90 Td (the ) Tj ET Q q 0 0 0 rg BT 295.54 135.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 316.78 135.90 Td (profiles ) Tj ET Q q 0 0 0 rg BT 356.67 135.90 Td (of ) Tj ET Q q 0 0 0 rg BT 369.90 135.90 Td (banking ) Tj ET Q q 0 0 0 rg BT 411.79 135.90 Td (or) Tj ET Q q 0 0 0 rg BT 421.57 135.90 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 482.22 135.90 Td (The ) Tj ET Q q 0 0 0 rg BT 504.11 135.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 554.00 135.90 Td (is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 121.50 Td (currently ) Tj ET Q q 0 0 0 rg BT 96.31 121.50 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 149.29 121.50 Td (the ) Tj ET Q q 0 0 0 rg BT 166.95 121.50 Td (impact ) Tj ET Q q 0 0 0 rg BT 202.61 121.50 Td (of ) Tj ET Q q 0 0 0 rg BT 215.60 121.50 Td (these ) Tj ET Q q 0 0 0 rg BT 243.26 121.50 Td (NPRs.) Tj ET Q endstream endobj 27 0 obj <> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 31.60 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (In ) Tj ET Q q 0 0 0 rg BT 63.16 740.70 Td (October ) Tj ET Q q 0 0 0 rg BT 104.97 740.70 Td (2018, ) Tj ET Q q 0 0 0 rg BT 135.13 740.70 Td (the ) Tj ET Q q 0 0 0 rg BT 152.96 740.70 Td (OCC, ) Tj ET Q q 0 0 0 rg BT 183.79 740.70 Td (FRB, ) Tj ET Q q 0 0 0 rg BT 212.64 740.70 Td (and ) Tj ET Q q 0 0 0 rg BT 233.12 740.70 Td (FDIC ) Tj ET Q q 0 0 0 rg BT 263.63 740.70 Td (issued ) Tj ET Q q 0 0 0 rg BT 296.79 740.70 Td (an ) Tj ET Q q 0 0 0 rg BT 311.28 740.70 Td (NPR ) Tj ET Q q 0 0 0 rg BT 337.78 740.70 Td (that ) Tj ET Q q 0 0 0 rg BT 358.94 740.70 Td (introduced ) Tj ET Q q 0 0 0 rg BT 413.42 740.70 Td (a ) Tj ET Q q 0 0 0 rg BT 421.91 740.70 Td (new ) Tj ET Q q 0 0 0 rg BT 445.06 740.70 Td (approach ) Tj ET Q q 0 0 0 rg BT 492.20 740.70 Td (for ) Tj ET Q q 0 0 0 rg BT 509.36 740.70 Td (calculating ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 67.93 726.30 Td (exposure ) Tj ET Q q 0 0 0 rg BT 114.52 726.30 Td (amount ) Tj ET Q q 0 0 0 rg BT 153.79 726.30 Td (of ) Tj ET Q q 0 0 0 rg BT 167.06 726.30 Td (derivative ) Tj ET Q q 0 0 0 rg BT 218.31 726.30 Td (contracts ) Tj ET Q q 0 0 0 rg BT 264.89 726.30 Td (for ) Tj ET Q q 0 0 0 rg BT 282.16 726.30 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 334.74 726.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 370.00 726.30 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 418.93 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 436.86 726.30 Td (standardized ) Tj ET Q q 0 0 0 rg BT 500.77 726.30 Td (approach ) Tj ET Q q 0 0 0 rg BT 548.02 726.30 Td (for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 113.71 711.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 144.10 711.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 165.17 711.90 Td (\("SA-CCR"\). ) Tj ET Q q 0 0 0 rg BT 232.37 711.90 Td (If ) Tj ET Q q 0 0 0 rg BT 243.44 711.90 Td (finalized, ) Tj ET Q q 0 0 0 rg BT 291.48 711.90 Td (the ) Tj ET Q q 0 0 0 rg BT 309.21 711.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 358.95 711.90 Td (would ) Tj ET Q q 0 0 0 rg BT 392.02 711.90 Td (be ) Tj ET Q q 0 0 0 rg BT 406.41 711.90 Td (permitted ) Tj ET Q q 0 0 0 rg BT 455.47 711.90 Td (to ) Tj ET Q q 0 0 0 rg BT 467.87 711.90 Td (utilize ) Tj ET Q q 0 0 0 rg BT 500.93 711.90 Td (the ) Tj ET Q q 0 0 0 rg BT 518.66 711.90 Td (SA-CCR ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 697.50 Td (in ) Tj ET Q q 0 0 0 rg BT 64.32 697.50 Td (place ) Tj ET Q q 0 0 0 rg BT 94.62 697.50 Td (of ) Tj ET Q q 0 0 0 rg BT 109.61 697.50 Td (the ) Tj ET Q q 0 0 0 rg BT 129.26 697.50 Td (current ) Tj ET Q q 0 0 0 rg BT 168.23 697.50 Td (exposure ) Tj ET Q q 0 0 0 rg BT 216.53 697.50 Td (methodology ) Tj ET Q q 0 0 0 rg BT 284.85 697.50 Td (for ) Tj ET Q q 0 0 0 rg BT 303.83 697.50 Td (determining ) Tj ET Q q 0 0 0 rg BT 366.80 697.50 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 432.43 697.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 464.74 697.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 487.72 697.50 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 543.34 697.50 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 683.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 99.66 683.10 Td (is ) Tj ET Q q 0 0 0 rg BT 110.67 683.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 156.98 683.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 209.96 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.62 683.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 263.28 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.27 683.10 Td (this ) Tj ET Q q 0 0 0 rg BT 296.61 683.10 Td (NPR.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 654.30 Td (Risk-weighted ) Tj ET Q q 0 0 0 rg BT 123.00 654.30 Td (assets) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 625.50 Td (R) Tj ET Q q 0 0 0 rg BT 57.34 625.50 Td (W) Tj ET Q q 0 0 0 rg BT 67.34 625.50 Td (A) Tj ET Q q 0 0 0 rg BT 75.34 625.50 Td ( ) Tj ET Q q 0 0 0 rg BT 78.77 625.50 Td (under ) Tj ET Q q 0 0 0 rg BT 109.51 625.50 Td (the ) Tj ET Q q 0 0 0 rg BT 127.60 625.50 Td (SA) Tj ET Q q 0 0 0 rg BT 142.28 625.50 Td ( ) Tj ET Q q 0 0 0 rg BT 145.70 625.50 Td (are ) Tj ET Q q 0 0 0 rg BT 163.77 625.50 Td (generally ) Tj ET Q q 0 0 0 rg BT 211.84 625.50 Td (based ) Tj ET Q q 0 0 0 rg BT 242.59 625.50 Td (on ) Tj ET Q q 0 0 0 rg BT 258.01 625.50 Td (supervisory ) Tj ET Q q 0 0 0 rg BT 317.43 625.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 338.86 625.50 Td (weightings ) Tj ET Q q 0 0 0 rg BT 394.94 625.50 Td (that ) Tj ET Q q 0 0 0 rg BT 416.36 625.50 Td (vary ) Tj ET Q q 0 0 0 rg BT 441.11 625.50 Td (by ) Tj ET Q q 0 0 0 rg BT 456.54 625.50 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 520.60 625.50 Td (type ) Tj ET Q q 0 0 0 rg BT 544.68 625.50 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 611.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 75.87 611.10 Td (class. ) Tj ET Q q 0 0 0 rg BT 104.73 611.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.09 611.10 Td (The ) Tj ET Q q 0 0 0 rg BT 128.29 611.10 Td (revisions ) Tj ET Q q 0 0 0 rg BT 174.16 611.10 Td (to ) Tj ET Q q 0 0 0 rg BT 186.03 611.10 Td (supervisory ) Tj ET Q q 0 0 0 rg BT 244.56 611.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 265.10 611.10 Td (weightings ) Tj ET Q q 0 0 0 rg BT 320.31 611.10 Td (for ) Tj ET Q q 0 0 0 rg BT 336.84 611.10 Td (Basel ) Tj ET Q q 0 0 0 rg BT 366.04 611.10 Td (III ) Tj ET Q q 0 0 0 rg BT 380.57 611.10 Td (enhanced ) Tj ET Q q 0 0 0 rg BT 428.41 611.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 448.95 611.10 Td (sensitivity ) Tj ET Q q 0 0 0 rg BT 500.83 611.10 Td (and ) Tj ET Q q 0 0 0 rg BT 520.69 611.10 Td (included ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 596.70 Td (alternatives ) Tj ET Q q 0 0 0 rg BT 107.74 596.70 Td (to ) Tj ET Q q 0 0 0 rg BT 119.51 596.70 Td (the ) Tj ET Q q 0 0 0 rg BT 136.60 596.70 Td (use ) Tj ET Q q 0 0 0 rg BT 155.04 596.70 Td (of ) Tj ET Q q 0 0 0 rg BT 167.47 596.70 Td (credit ) Tj ET Q q 0 0 0 rg BT 197.22 596.70 Td (ratings ) Tj ET Q q 0 0 0 rg BT 232.31 596.70 Td (when ) Tj ET Q q 0 0 0 rg BT 260.74 596.70 Td (calculating ) Tj ET Q q 0 0 0 rg BT 315.81 596.70 Td (the ) Tj ET Q q 0 0 0 rg BT 332.91 596.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 353.34 596.70 Td (weight ) Tj ET Q q 0 0 0 rg BT 388.44 596.70 Td (for ) Tj ET Q q 0 0 0 rg BT 404.86 596.70 Td (certain ) Tj ET Q q 0 0 0 rg BT 439.94 596.70 Td (assets. ) Tj ET Q q 0 0 0 rg BT 473.37 596.70 Td (Specifically) Tj ET Q q 0 0 0 rg BT 529.90 596.70 Td (, ) Tj ET Q q 0 0 0 rg BT 535.34 596.70 Td (Basel ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 582.30 Td (III: ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 567.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 567.90 Td (Includes ) Tj ET Q q 0 0 0 rg BT 128.92 567.90 Td (a ) Tj ET Q q 0 0 0 rg BT 136.52 567.90 Td (more ) Tj ET Q q 0 0 0 rg BT 163.45 567.90 Td (risk-sensitive ) Tj ET Q q 0 0 0 rg BT 229.71 567.90 Td (treatment ) Tj ET Q q 0 0 0 rg BT 277.29 567.90 Td (for ) Tj ET Q q 0 0 0 rg BT 293.55 567.90 Td (past ) Tj ET Q q 0 0 0 rg BT 315.15 567.90 Td (due ) Tj ET Q q 0 0 0 rg BT 334.75 567.90 Td (and ) Tj ET Q q 0 0 0 rg BT 354.34 567.90 Td (nonaccrual ) Tj ET Q q 0 0 0 rg BT 409.25 567.90 Td (loans, ) Tj ET Q q 0 0 0 rg BT 439.85 567.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 474.76 567.90 Td (commercial ) Tj ET Q q 0 0 0 rg BT 533.67 567.90 Td (loans, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 553.50 Td (MSRs, ) Tj ET Q q 0 0 0 rg BT 122.02 553.50 Td (and ) Tj ET Q q 0 0 0 rg BT 142.34 553.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 177.99 553.50 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 226.31 553.50 Td (commitments, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 539.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 539.10 Td (Prescribes ) Tj ET Q q 0 0 0 rg BT 137.52 539.10 Td (a ) Tj ET Q q 0 0 0 rg BT 145.05 539.10 Td (formulaic ) Tj ET Q q 0 0 0 rg BT 193.90 539.10 Td (approach ) Tj ET Q q 0 0 0 rg BT 240.07 539.10 Td (for ) Tj ET Q q 0 0 0 rg BT 256.27 539.10 Td (calculating ) Tj ET Q q 0 0 0 rg BT 311.11 539.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.97 539.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 348.17 539.10 Td (weight ) Tj ET Q q 0 0 0 rg BT 383.03 539.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.23 539.10 Td (securitization ) Tj ET Q q 0 0 0 rg BT 462.07 539.10 Td (exposures ) Tj ET Q q 0 0 0 rg BT 512.26 539.10 Td (that ) Tj ET Q q 0 0 0 rg BT 532.46 539.10 Td (is ) Tj ET Q q 0 0 0 rg BT 542.67 539.10 Td (also ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 524.70 Td (more ) Tj ET Q q 0 0 0 rg BT 113.66 524.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 134.66 524.70 Td (sensitive, ) Tj ET Q q 0 0 0 rg BT 182.65 524.70 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 510.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 510.30 Td (Permits ) Tj ET Q q 0 0 0 rg BT 125.82 510.30 Td (greater ) Tj ET Q q 0 0 0 rg BT 162.29 510.30 Td (recognition ) Tj ET Q q 0 0 0 rg BT 220.09 510.30 Td (of ) Tj ET Q q 0 0 0 rg BT 233.25 510.30 Td (financial ) Tj ET Q q 0 0 0 rg BT 278.38 510.30 Td (collateral ) Tj ET Q q 0 0 0 rg BT 326.17 510.30 Td (and ) Tj ET Q q 0 0 0 rg BT 346.66 510.30 Td (a ) Tj ET Q q 0 0 0 rg BT 355.14 510.30 Td (wider ) Tj ET Q q 0 0 0 rg BT 385.62 510.30 Td (range ) Tj ET Q q 0 0 0 rg BT 415.42 510.30 Td (of ) Tj ET Q q 0 0 0 rg BT 428.58 510.30 Td (eligible ) Tj ET Q q 0 0 0 rg BT 467.72 510.30 Td (guarantors ) Tj ET Q q 0 0 0 rg BT 521.53 510.30 Td (as ) Tj ET Q q 0 0 0 rg BT 534.68 510.30 Td (credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 495.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 107.00 495.90 Td (mitigants. ) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 467.10 Td (Revised ) Tj ET Q q 0 0 0 rg BT 90.99 467.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 142.00 467.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 178.33 467.10 Td (ratios) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 438.30 Td (Basel ) Tj ET Q q 0 0 0 rg BT 80.33 438.30 Td (III ) Tj ET Q q 0 0 0 rg BT 95.99 438.30 Td (introduced ) Tj ET Q q 0 0 0 rg BT 150.98 438.30 Td (new ) Tj ET Q q 0 0 0 rg BT 174.65 438.30 Td (minimum ) Tj ET Q q 0 0 0 rg BT 224.99 438.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 260.64 438.30 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 329.96 438.30 Td (including ) Tj ET Q q 0 0 0 rg BT 378.96 438.30 Td (a ) Tj ET Q q 0 0 0 rg BT 387.96 438.30 Td (new ) Tj ET Q q 0 0 0 rg BT 411.62 438.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 447.27 438.30 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 475.94 438.30 Td (CET1. ) Tj ET Q q 0 0 0 rg BT 511.01 438.30 Td (The ) Tj ET Q q 0 0 0 rg BT 533.33 438.30 Td (CET1 ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 423.90 Td (ratio ) Tj ET Q q 0 0 0 rg BT 76.03 423.90 Td (was ) Tj ET Q q 0 0 0 rg BT 98.74 423.90 Td (designed ) Tj ET Q q 0 0 0 rg BT 145.44 423.90 Td (to ) Tj ET Q q 0 0 0 rg BT 158.82 423.90 Td (ensure ) Tj ET Q q 0 0 0 rg BT 194.18 423.90 Td (banking ) Tj ET Q q 0 0 0 rg BT 236.89 423.90 Td (or) Tj ET Q q 0 0 0 rg BT 246.67 423.90 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 305.36 423.90 Td (hold ) Tj ET Q q 0 0 0 rg BT 330.74 423.90 Td (suf) Tj ET Q q 0 0 0 rg BT 345.19 423.90 Td (ficient ) Tj ET Q q 0 0 0 rg BT 379.88 423.90 Td (high-quality ) Tj ET Q q 0 0 0 rg BT 442.59 423.90 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 495.94 423.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 531.97 423.90 Td (that ) Tj ET Q q 0 0 0 rg BT 554.01 423.90 Td (is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 409.50 Td (available ) Tj ET Q q 0 0 0 rg BT 96.31 409.50 Td (to ) Tj ET Q q 0 0 0 rg BT 108.64 409.50 Td (absorb ) Tj ET Q q 0 0 0 rg BT 143.63 409.50 Td (losses ) Tj ET Q q 0 0 0 rg BT 175.30 409.50 Td (on ) Tj ET Q q 0 0 0 rg BT 190.30 409.50 Td (a ) Tj ET Q q 0 0 0 rg BT 198.63 409.50 Td (going-concern ) Tj ET Q q 0 0 0 rg BT 270.93 409.50 Td (basis.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 380.70 Td (In ) Tj ET Q q 0 0 0 rg BT 62.32 380.70 Td (addition ) Tj ET Q q 0 0 0 rg BT 103.97 380.70 Td (to ) Tj ET Q q 0 0 0 rg BT 115.62 380.70 Td (the ) Tj ET Q q 0 0 0 rg BT 132.61 380.70 Td (minimum ) Tj ET Q q 0 0 0 rg BT 181.60 380.70 Td (required ) Tj ET Q q 0 0 0 rg BT 223.90 380.70 Td (ratios, ) Tj ET Q q 0 0 0 rg BT 255.88 380.70 Td (a ) Tj ET Q q 0 0 0 rg BT 263.53 380.70 Td (CCB ) Tj ET Q q 0 0 0 rg BT 289.86 380.70 Td (was ) Tj ET Q q 0 0 0 rg BT 310.84 380.70 Td (created ) Tj ET Q q 0 0 0 rg BT 347.80 380.70 Td (to ) Tj ET Q q 0 0 0 rg BT 359.46 380.70 Td (encourage ) Tj ET Q q 0 0 0 rg BT 411.08 380.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 445.38 380.70 Td (conservation ) Tj ET Q q 0 0 0 rg BT 509.02 380.70 Td (by ) Tj ET Q q 0 0 0 rg BT 523.34 380.70 Td (banking ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 366.30 Td (or) Tj ET Q q 0 0 0 rg BT 59.78 366.30 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 116.83 366.30 Td (and ) Tj ET Q q 0 0 0 rg BT 136.55 366.30 Td (to ) Tj ET Q q 0 0 0 rg BT 148.28 366.30 Td (enhance ) Tj ET Q q 0 0 0 rg BT 189.98 366.30 Td (the ) Tj ET Q q 0 0 0 rg BT 207.04 366.30 Td (resilience ) Tj ET Q q 0 0 0 rg BT 255.41 366.30 Td (of ) Tj ET Q q 0 0 0 rg BT 267.80 366.30 Td (the ) Tj ET Q q 0 0 0 rg BT 284.86 366.30 Td (banking ) Tj ET Q q 0 0 0 rg BT 325.91 366.30 Td (system. ) Tj ET Q q 0 0 0 rg BT 364.64 366.30 Td (Upon ) Tj ET Q q 0 0 0 rg BT 393.71 366.30 Td (being ) Tj ET Q q 0 0 0 rg BT 422.76 366.30 Td (fully ) Tj ET Q q 0 0 0 rg BT 447.82 366.30 Td (phased-in, ) Tj ET Q q 0 0 0 rg BT 499.87 366.30 Td (the ) Tj ET Q q 0 0 0 rg BT 516.93 366.30 Td (CCB ) Tj ET Q q 0 0 0 rg BT 543.34 366.30 Td (will ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 351.90 Td (require ) Tj ET Q q 0 0 0 rg BT 86.43 351.90 Td (a ) Tj ET Q q 0 0 0 rg BT 94.21 351.90 Td (banking ) Tj ET Q q 0 0 0 rg BT 135.32 351.90 Td (or) Tj ET Q q 0 0 0 rg BT 145.10 351.90 Td (ganization ) Tj ET Q q 0 0 0 rg BT 197.53 351.90 Td (to ) Tj ET Q q 0 0 0 rg BT 209.31 351.90 Td (hold ) Tj ET Q q 0 0 0 rg BT 233.10 351.90 Td (a ) Tj ET Q q 0 0 0 rg BT 240.87 351.90 Td (2.5% ) Tj ET Q q 0 0 0 rg BT 268.32 351.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 302.75 351.90 Td (buf) Tj ET Q q 0 0 0 rg BT 318.53 351.90 Td (fer ) Tj ET Q q 0 0 0 rg BT 334.30 351.90 Td (above ) Tj ET Q q 0 0 0 rg BT 365.40 351.90 Td (the ) Tj ET Q q 0 0 0 rg BT 382.51 351.90 Td (minimum ) Tj ET Q q 0 0 0 rg BT 431.63 351.90 Td (requirement ) Tj ET Q q 0 0 0 rg BT 492.06 351.90 Td (for ) Tj ET Q q 0 0 0 rg BT 508.50 351.90 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 542.44 351.90 Td (T) Tj ET Q q 0 0 0 rg BT 549.35 351.90 Td (ier ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 337.50 Td (1, ) Tj ET Q q 0 0 0 rg BT 63.41 337.50 Td (and ) Tj ET Q q 0 0 0 rg BT 84.82 337.50 Td (T) Tj ET Q q 0 0 0 rg BT 91.31 337.50 Td (otal ) Tj ET Q q 0 0 0 rg BT 113.71 337.50 Td (capital. ) Tj ET Q q 0 0 0 rg BT 153.10 337.50 Td (Limitations ) Tj ET Q q 0 0 0 rg BT 212.84 337.50 Td (on ) Tj ET Q q 0 0 0 rg BT 229.24 337.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 265.63 337.50 Td (distributions ) Tj ET Q q 0 0 0 rg BT 330.04 337.50 Td (and ) Tj ET Q q 0 0 0 rg BT 351.77 337.50 Td (discretionary ) Tj ET Q q 0 0 0 rg BT 418.82 337.50 Td (bonus ) Tj ET Q q 0 0 0 rg BT 451.90 337.50 Td (payments ) Tj ET Q q 0 0 0 rg BT 502.29 337.50 Td (to ) Tj ET Q q 0 0 0 rg BT 516.04 337.50 Td (executive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 323.10 Td (of) Tj ET Q q 0 0 0 rg BT 59.78 323.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 89.90 323.10 Td (take ) Tj ET Q q 0 0 0 rg BT 113.36 323.10 Td (ef) Tj ET Q q 0 0 0 rg BT 122.47 323.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 143.92 323.10 Td (when ) Tj ET Q q 0 0 0 rg BT 173.39 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.52 323.10 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 244.97 323.10 Td (buf) Tj ET Q q 0 0 0 rg BT 260.75 323.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 277.54 323.10 Td (is ) Tj ET Q q 0 0 0 rg BT 289.02 323.10 Td (not ) Tj ET Q q 0 0 0 rg BT 307.82 323.10 Td (maintained. ) Tj ET Q q 0 0 0 rg BT 367.36 323.10 Td (The ) Tj ET Q q 0 0 0 rg BT 389.49 323.10 Td (CCB ) Tj ET Q q 0 0 0 rg BT 416.97 323.10 Td (requirement ) Tj ET Q q 0 0 0 rg BT 478.42 323.10 Td (will ) Tj ET Q q 0 0 0 rg BT 500.56 323.10 Td (be ) Tj ET Q q 0 0 0 rg BT 515.36 323.10 Td (phased-in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 308.70 Td (between ) Tj ET Q q 0 0 0 rg BT 92.98 308.70 Td (January ) Tj ET Q q 0 0 0 rg BT 133.30 308.70 Td (1, ) Tj ET Q q 0 0 0 rg BT 145.30 308.70 Td (2016 ) Tj ET Q q 0 0 0 rg BT 172.30 308.70 Td (and ) Tj ET Q q 0 0 0 rg BT 192.62 308.70 Td (January ) Tj ET Q q 0 0 0 rg BT 232.94 308.70 Td (1, ) Tj ET Q q 0 0 0 rg BT 244.94 308.70 Td (2019. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 279.90 Td (In ) Tj ET Q q 0 0 0 rg BT 62.16 279.90 Td (April ) Tj ET Q q 0 0 0 rg BT 90.27 279.90 Td (2018, ) Tj ET Q q 0 0 0 rg BT 120.05 279.90 Td (the ) Tj ET Q q 0 0 0 rg BT 137.49 279.90 Td (FRB ) Tj ET Q q 0 0 0 rg BT 162.95 279.90 Td (issued ) Tj ET Q q 0 0 0 rg BT 195.73 279.90 Td (an ) Tj ET Q q 0 0 0 rg BT 209.83 279.90 Td (NPR ) Tj ET Q q 0 0 0 rg BT 235.96 279.90 Td (that ) Tj ET Q q 0 0 0 rg BT 256.73 279.90 Td (included ) Tj ET Q q 0 0 0 rg BT 300.83 279.90 Td (proposed ) Tj ET Q q 0 0 0 rg BT 347.60 279.90 Td (modifications ) Tj ET Q q 0 0 0 rg BT 416.37 279.90 Td (to ) Tj ET Q q 0 0 0 rg BT 428.48 279.90 Td (minimum ) Tj ET Q q 0 0 0 rg BT 477.93 279.90 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 530.02 279.90 Td (capital ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 265.50 Td (requirements ) Tj ET Q q 0 0 0 rg BT 114.59 265.50 Td (as ) Tj ET Q q 0 0 0 rg BT 126.54 265.50 Td (well ) Tj ET Q q 0 0 0 rg BT 149.15 265.50 Td (as ) Tj ET Q q 0 0 0 rg BT 161.09 265.50 Td (proposed ) Tj ET Q q 0 0 0 rg BT 207.04 265.50 Td (changes ) Tj ET Q q 0 0 0 rg BT 247.63 265.50 Td (to ) Tj ET Q q 0 0 0 rg BT 258.92 265.50 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 320.21 265.50 Td (used ) Tj ET Q q 0 0 0 rg BT 344.15 265.50 Td (in ) Tj ET Q q 0 0 0 rg BT 355.43 265.50 Td (the ) Tj ET Q q 0 0 0 rg BT 372.04 265.50 Td (stress ) Tj ET Q q 0 0 0 rg BT 400.66 265.50 Td (testing ) Tj ET Q q 0 0 0 rg BT 434.61 265.50 Td (process. ) Tj ET Q q 0 0 0 rg BT 475.40 265.50 Td (The ) Tj ET Q q 0 0 0 rg BT 496.01 265.50 Td (modifications ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 251.10 Td (would ) Tj ET Q q 0 0 0 rg BT 82.98 251.10 Td (replace ) Tj ET Q q 0 0 0 rg BT 120.60 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.24 251.10 Td (2.5% ) Tj ET Q q 0 0 0 rg BT 166.21 251.10 Td (CCB ) Tj ET Q q 0 0 0 rg BT 193.21 251.10 Td (with ) Tj ET Q q 0 0 0 rg BT 217.52 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 225.83 251.10 Td (Stress ) Tj ET Q q 0 0 0 rg BT 257.48 251.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 292.44 251.10 Td (buf) Tj ET Q q 0 0 0 rg BT 308.22 251.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 324.52 251.10 Td (\("SCB"\). ) Tj ET Q q 0 0 0 rg BT 370.76 251.10 Td (The ) Tj ET Q q 0 0 0 rg BT 392.39 251.10 Td (SCB ) Tj ET Q q 0 0 0 rg BT 418.06 251.10 Td (is ) Tj ET Q q 0 0 0 rg BT 429.04 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 446.68 251.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 482.97 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.95 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 513.59 251.10 Td (dif) Tj ET Q q 0 0 0 rg BT 526.70 251.10 Td (ference ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 236.70 Td (between ) Tj ET Q q 0 0 0 rg BT 93.13 236.70 Td (the ) Tj ET Q q 0 0 0 rg BT 110.93 236.70 Td (actual ) Tj ET Q q 0 0 0 rg BT 142.72 236.70 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 174.54 236.70 Td (ratio ) Tj ET Q q 0 0 0 rg BT 199.67 236.70 Td (and ) Tj ET Q q 0 0 0 rg BT 220.14 236.70 Td (the ) Tj ET Q q 0 0 0 rg BT 237.95 236.70 Td (minimum ) Tj ET Q q 0 0 0 rg BT 287.77 236.70 Td (forecasted ) Tj ET Q q 0 0 0 rg BT 340.21 236.70 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 372.03 236.70 Td (ratio ) Tj ET Q q 0 0 0 rg BT 397.16 236.70 Td (under ) Tj ET Q q 0 0 0 rg BT 427.63 236.70 Td (a ) Tj ET Q q 0 0 0 rg BT 436.10 236.70 Td (severely ) Tj ET Q q 0 0 0 rg BT 479.23 236.70 Td (adverse ) Tj ET Q q 0 0 0 rg BT 519.02 236.70 Td (scenario, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 222.30 Td (plus ) Tj ET Q q 0 0 0 rg BT 71.68 222.30 Td (four ) Tj ET Q q 0 0 0 rg BT 93.35 222.30 Td (quarters ) Tj ET Q q 0 0 0 rg BT 133.67 222.30 Td (of ) Tj ET Q q 0 0 0 rg BT 145.34 222.30 Td (planned ) Tj ET Q q 0 0 0 rg BT 185.01 222.30 Td (common ) Tj ET Q q 0 0 0 rg BT 228.68 222.30 Td (stock ) Tj ET Q q 0 0 0 rg BT 255.68 222.30 Td (dividends, ) Tj ET Q q 0 0 0 rg BT 307.02 222.30 Td (or ) Tj ET Q q 0 0 0 rg BT 318.69 222.30 Td (2.5%, ) Tj ET Q q 0 0 0 rg BT 348.37 222.30 Td (based ) Tj ET Q q 0 0 0 rg BT 377.36 222.30 Td (on ) Tj ET Q q 0 0 0 rg BT 391.04 222.30 Td (modeling ) Tj ET Q q 0 0 0 rg BT 438.04 222.30 Td (and ) Tj ET Q q 0 0 0 rg BT 457.04 222.30 Td (projections ) Tj ET Q q 0 0 0 rg BT 512.04 222.30 Td (performed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 207.90 Td (by ) Tj ET Q q 0 0 0 rg BT 64.90 207.90 Td (the ) Tj ET Q q 0 0 0 rg BT 82.46 207.90 Td (Federal ) Tj ET Q q 0 0 0 rg BT 121.33 207.90 Td (Reserve. ) Tj ET Q q 0 0 0 rg BT 165.88 207.90 Td (If ) Tj ET Q q 0 0 0 rg BT 176.77 207.90 Td (finalized, ) Tj ET Q q 0 0 0 rg BT 224.64 207.90 Td (the ) Tj ET Q q 0 0 0 rg BT 242.20 207.90 Td (SCB ) Tj ET Q q 0 0 0 rg BT 267.78 207.90 Td (would ) Tj ET Q q 0 0 0 rg BT 300.68 207.90 Td (be ) Tj ET Q q 0 0 0 rg BT 314.90 207.90 Td (calculated ) Tj ET Q q 0 0 0 rg BT 366.43 207.90 Td (based ) Tj ET Q q 0 0 0 rg BT 396.65 207.90 Td (on ) Tj ET Q q 0 0 0 rg BT 411.55 207.90 Td (the ) Tj ET Q q 0 0 0 rg BT 429.11 207.90 Td (2019 ) Tj ET Q q 0 0 0 rg BT 456.00 207.90 Td (CCAR ) Tj ET Q q 0 0 0 rg BT 491.58 207.90 Td (process ) Tj ET Q q 0 0 0 rg BT 530.47 207.90 Td (and ) Tj ET Q q 0 0 0 rg BT 550.69 207.90 Td (be ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 193.50 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 113.64 193.50 Td (into ) Tj ET Q q 0 0 0 rg BT 135.31 193.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 170.29 193.50 Td (requirements ) Tj ET Q q 0 0 0 rg BT 235.93 193.50 Td (ef) Tj ET Q q 0 0 0 rg BT 245.04 193.50 Td (fective ) Tj ET Q q 0 0 0 rg BT 280.68 193.50 Td (as ) Tj ET Q q 0 0 0 rg BT 293.67 193.50 Td (of ) Tj ET Q q 0 0 0 rg BT 306.67 193.50 Td (the ) Tj ET Q q 0 0 0 rg BT 324.33 193.50 Td (fourth ) Tj ET Q q 0 0 0 rg BT 356.66 193.50 Td (quarter ) Tj ET Q q 0 0 0 rg BT 393.63 193.50 Td (of ) Tj ET Q q 0 0 0 rg BT 406.63 193.50 Td (2019.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 164.70 Td (The ) Tj ET Q q 0 0 0 rg BT 71.98 164.70 Td (Company ) Tj ET Q q 0 0 0 rg BT 121.97 164.70 Td (is ) Tj ET Q q 0 0 0 rg BT 133.30 164.70 Td (also ) Tj ET Q q 0 0 0 rg BT 155.95 164.70 Td (subject ) Tj ET Q q 0 0 0 rg BT 193.26 164.70 Td (to ) Tj ET Q q 0 0 0 rg BT 205.92 164.70 Td (a ) Tj ET Q q 0 0 0 rg BT 214.33 164.70 Td (T) Tj ET Q q 0 0 0 rg BT 221.24 164.70 Td (ier ) Tj ET Q q 0 0 0 rg BT 237.22 164.70 Td (1 ) Tj ET Q q 0 0 0 rg BT 246.54 164.70 Td (leverage ) Tj ET Q q 0 0 0 rg BT 290.50 164.70 Td (ratio ) Tj ET Q q 0 0 0 rg BT 315.81 164.70 Td (requirement, ) Tj ET Q q 0 0 0 rg BT 380.11 164.70 Td (which ) Tj ET Q q 0 0 0 rg BT 412.76 164.70 Td (measures ) Tj ET Q q 0 0 0 rg BT 460.49 164.70 Td (T) Tj ET Q q 0 0 0 rg BT 467.40 164.70 Td (ier ) Tj ET Q q 0 0 0 rg BT 483.38 164.70 Td (1 ) Tj ET Q q 0 0 0 rg BT 492.71 164.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 528.01 164.70 Td (against ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 150.30 Td (average ) Tj ET Q q 0 0 0 rg BT 91.65 150.30 Td (total ) Tj ET Q q 0 0 0 rg BT 117.32 150.30 Td (assets ) Tj ET Q q 0 0 0 rg BT 149.67 150.30 Td (less ) Tj ET Q q 0 0 0 rg BT 172.02 150.30 Td (certain ) Tj ET Q q 0 0 0 rg BT 209.01 150.30 Td (deductions, ) Tj ET Q q 0 0 0 rg BT 268.34 150.30 Td (as ) Tj ET Q q 0 0 0 rg BT 282.69 150.30 Td (calculated ) Tj ET Q q 0 0 0 rg BT 335.67 150.30 Td (in ) Tj ET Q q 0 0 0 rg BT 349.35 150.30 Td (accordance ) Tj ET Q q 0 0 0 rg BT 407.65 150.30 Td (with ) Tj ET Q q 0 0 0 rg BT 433.33 150.30 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 486.99 150.30 Td (guidelines. ) Tj ET Q q 0 0 0 rg BT 543.35 150.30 Td (The ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 135.90 Td (minimum ) Tj ET Q q 0 0 0 rg BT 99.67 135.90 Td (leverage ) Tj ET Q q 0 0 0 rg BT 143.30 135.90 Td (ratio ) Tj ET Q q 0 0 0 rg BT 168.29 135.90 Td (threshold ) Tj ET Q q 0 0 0 rg BT 215.96 135.90 Td (is ) Tj ET Q q 0 0 0 rg BT 226.96 135.90 Td (4% ) Tj ET Q q 0 0 0 rg BT 245.96 135.90 Td (and ) Tj ET Q q 0 0 0 rg BT 266.28 135.90 Td (is ) Tj ET Q q 0 0 0 rg BT 277.29 135.90 Td (not ) Tj ET Q q 0 0 0 rg BT 295.62 135.90 Td (subject ) Tj ET Q q 0 0 0 rg BT 332.61 135.90 Td (to ) Tj ET Q q 0 0 0 rg BT 344.94 135.90 Td (the ) Tj ET Q q 0 0 0 rg BT 362.60 135.90 Td (CCB.) Tj ET Q endstream endobj 29 0 obj <> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (12) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (The ) Tj ET Q q 0 0 0 rg BT 70.54 726.30 Td (Company's ) Tj ET Q q 0 0 0 rg BT 125.91 726.30 Td (minimum ) Tj ET Q q 0 0 0 rg BT 174.46 726.30 Td (and ) Tj ET Q q 0 0 0 rg BT 193.67 726.30 Td (well ) Tj ET Q q 0 0 0 rg BT 216.21 726.30 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 270.06 726.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 303.92 726.30 Td (ratio ) Tj ET Q q 0 0 0 rg BT 327.79 726.30 Td (requirements ) Tj ET Q q 0 0 0 rg BT 392.32 726.30 Td (under ) Tj ET Q q 0 0 0 rg BT 421.52 726.30 Td (Basel ) Tj ET Q q 0 0 0 rg BT 450.06 726.30 Td (III, ) Tj ET Q q 0 0 0 rg BT 466.93 726.30 Td (including ) Tj ET Q q 0 0 0 rg BT 514.14 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 530.68 726.30 Td (phase-) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (in ) Tj ET Q q 0 0 0 rg BT 62.33 711.90 Td (schedule ) Tj ET Q q 0 0 0 rg BT 107.32 711.90 Td (for ) Tj ET Q q 0 0 0 rg BT 124.31 711.90 Td (the ) Tj ET Q q 0 0 0 rg BT 141.97 711.90 Td (CCB, ) Tj ET Q q 0 0 0 rg BT 171.98 711.90 Td (are ) Tj ET Q q 0 0 0 rg BT 189.63 711.90 Td (shown ) Tj ET Q q 0 0 0 rg BT 223.96 711.90 Td (below) Tj ET Q q 0 0 0 rg BT 252.51 711.90 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 701.40 305.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 701.40 4.00 -25.00 re f /GS0 gs 0.7764705882352941 0.8509803921568627 0.9450980392156862 rg /GS0 gs 359.50 701.40 132.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 701.40 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 701.40 66.00 -44.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 676.40 305.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 676.40 4.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 676.40 66.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 676.40 66.00 -19.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 676.40 4.00 -19.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 657.40 305.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 642.40 305.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 627.40 305.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 612.40 305.00 -9.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 603.40 305.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 588.40 305.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 573.40 305.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 676.4 m 425.5 676.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 676.4 m 491.5 676.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 676.4 m 425.5 676.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 657.4 m 425.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 657.4 m 491.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 657.4 m 561.5 657.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 627.4 m 425.5 627.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 627.4 m 491.5 627.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 627.4 m 425.5 627.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 613.4 m 425.5 613.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 611.4 m 425.5 611.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 627.4 m 491.5 627.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 613.4 m 491.5 613.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 611.4 m 491.5 611.4 l s BT /F2 12.00 Tf ET q 0 0 0 rg BT 375.75 690.77 Td (Phase-in period for) Tj ET Q q 0 0 0 rg BT 474.19 690.77 Td ( ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 412.30 678.82 Td (CCB) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 516.30 686.52 Td (W) Tj ET Q q 0 0 0 rg BT 527.64 686.52 Td (ell ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 500.30 674.52 Td (capitalized ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 506.95 662.52 Td (ratios ) Tj ET Q BT /F2 12.00 Tf ET BT /F2 7.80 Tf ET q 0 0 0 rg BT 539.28 667.96 Td (1,2) Tj ET Q BT /F2 12.00 Tf ET 0 0 0 RG /GS0 gs 1.14 w 0 i [] 0 d 1 J 1 j 3 M 53 660.6451171875 m 122 660.6451171875 l s q 0 0 0 rg BT 53.00 662.52 Td (Capital Ratio) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 380.00 662.52 Td (2018) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 446.00 662.52 Td (2019) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 53.00 646.58 Td (CET1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 400.00 646.58 Td (4.5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 415.00 646.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 466.00 646.58 Td (4.5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 481.00 646.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 537.95 646.58 Td (N/A) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 53.00 631.58 Td (CCB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 388.00 631.58 Td (1.875) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 466.00 631.58 Td (2.5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 53.00 616.58 Td (CET1 ) Tj ET Q q 0 0 0 rg BT 84.66 616.58 Td (+ ) Tj ET Q q 0 0 0 rg BT 94.43 616.58 Td (CCB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 388.00 616.58 Td (6.375) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 415.00 616.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 466.00 616.58 Td (7.0) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 481.00 616.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 53.00 592.58 Td (T) Tj ET Q q 0 0 0 rg BT 59.91 592.58 Td (ier ) Tj ET Q q 0 0 0 rg BT 75.56 592.58 Td (1 ) Tj ET Q q 0 0 0 rg BT 84.56 592.58 Td (capital ) Tj ET Q q 0 0 0 rg BT 119.54 592.58 Td (+ ) Tj ET Q q 0 0 0 rg BT 129.31 592.58 Td (CCB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 388.00 592.58 Td (7.875) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 415.00 592.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 466.00 592.58 Td (8.5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 481.00 592.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 536.00 592.58 Td (6.0) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 551.00 592.58 Td (%) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 53.00 577.58 Td (T) Tj ET Q q 0 0 0 rg BT 59.49 577.58 Td (otal capital + CCB) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 388.00 577.58 Td (9.875) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 460.00 577.58 Td (10.5) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 530.00 577.58 Td (10.0) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 53.00 562.58 Td (Leverage ) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 100.63 568.02 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 400.00 562.58 Td (4.0) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 466.00 562.58 Td (4.0) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 537.95 562.58 Td (N/A) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 53.00 553.02 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 56.90 547.58 Td ( ) Tj ET Q q 0 0 0 rg BT 59.68 547.58 Td (The CCB does not apply to the leverage ratio or the well capitalized ratio requirements. ) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 53.00 538.02 Td (2) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 56.90 532.58 Td ( "N/A" - Not applicable.) Tj ET Q BT /F1 10.00 Tf ET BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 500.10 Td (Basel ) Tj ET Q q 0 0 0 rg BT 80.33 500.10 Td (III ) Tj ET Q q 0 0 0 rg BT 97.34 500.10 Td (supplementary ) Tj ET Q q 0 0 0 rg BT 173.01 500.10 Td (disclosures) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 471.30 Td (Basel ) Tj ET Q q 0 0 0 rg BT 79.96 471.30 Td (III ) Tj ET Q q 0 0 0 rg BT 95.25 471.30 Td (includes ) Tj ET Q q 0 0 0 rg BT 138.54 471.30 Td (enhanced ) Tj ET Q q 0 0 0 rg BT 187.14 471.30 Td (public ) Tj ET Q q 0 0 0 rg BT 220.44 471.30 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 272.40 471.30 Td (requirements ) Tj ET Q q 0 0 0 rg BT 338.34 471.30 Td (\(commonly ) Tj ET Q q 0 0 0 rg BT 396.96 471.30 Td (referred ) Tj ET Q q 0 0 0 rg BT 438.23 471.30 Td (to ) Tj ET Q q 0 0 0 rg BT 450.86 471.30 Td (as ) Tj ET Q q 0 0 0 rg BT 464.16 471.30 Td (Pillar ) Tj ET Q q 0 0 0 rg BT 498.78 471.30 Td (3\) ) Tj ET Q q 0 0 0 rg BT 517.40 471.30 Td (that ) Tj ET Q q 0 0 0 rg BT 538.70 471.30 Td (were ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 456.90 Td (designed ) Tj ET Q q 0 0 0 rg BT 95.15 456.90 Td (to ) Tj ET Q q 0 0 0 rg BT 106.98 456.90 Td (improve ) Tj ET Q q 0 0 0 rg BT 149.46 456.90 Td (market ) Tj ET Q q 0 0 0 rg BT 185.27 456.90 Td (discipline ) Tj ET Q q 0 0 0 rg BT 234.42 456.90 Td (and ) Tj ET Q q 0 0 0 rg BT 254.24 456.90 Td (provide ) Tj ET Q q 0 0 0 rg BT 293.39 456.90 Td (information ) Tj ET Q q 0 0 0 rg BT 352.54 456.90 Td (on ) Tj ET Q q 0 0 0 rg BT 367.03 456.90 Td (banking ) Tj ET Q q 0 0 0 rg BT 408.18 456.90 Td (or) Tj ET Q q 0 0 0 rg BT 417.96 456.90 Td (ganizations) Tj ET Q q 0 0 0 rg BT 475.72 456.90 Td ( ) Tj ET Q q 0 0 0 rg BT 478.21 456.90 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 530.02 456.90 Td (capital ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 442.50 Td (and ) Tj ET Q q 0 0 0 rg BT 70.77 442.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 92.21 442.50 Td (management ) Tj ET Q q 0 0 0 rg BT 156.96 442.50 Td (practices. ) Tj ET Q q 0 0 0 rg BT 205.79 442.50 Td (This ) Tj ET Q q 0 0 0 rg BT 230.56 442.50 Td (report ) Tj ET Q q 0 0 0 rg BT 262.65 442.50 Td (addresses ) Tj ET Q q 0 0 0 rg BT 312.08 442.50 Td (these ) Tj ET Q q 0 0 0 rg BT 340.18 442.50 Td (requirements ) Tj ET Q q 0 0 0 rg BT 406.26 442.50 Td (by ) Tj ET Q q 0 0 0 rg BT 421.70 442.50 Td (providing ) Tj ET Q q 0 0 0 rg BT 471.81 442.50 Td (information ) Tj ET Q q 0 0 0 rg BT 531.90 442.50 Td (on ) Tj ET Q q 0 0 0 rg BT 547.34 442.50 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 428.10 Td (Company) Tj ET Q q 0 0 0 rg BT 100.00 428.10 Td (s ) Tj ET Q q 0 0 0 rg BT 108.08 428.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 143.47 428.10 Td (structure, ) Tj ET Q q 0 0 0 rg BT 191.86 428.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 227.25 428.10 Td (adequacy) Tj ET Q q 0 0 0 rg BT 271.78 428.10 Td (, ) Tj ET Q q 0 0 0 rg BT 278.19 428.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 299.60 428.10 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 354.00 428.10 Td (R) Tj ET Q q 0 0 0 rg BT 361.34 428.10 Td (W) Tj ET Q q 0 0 0 rg BT 371.33 428.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 386.41 428.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.15 428.10 Td (methodologies ) Tj ET Q q 0 0 0 rg BT 481.21 428.10 Td (used ) Tj ET Q q 0 0 0 rg BT 506.62 428.10 Td (to ) Tj ET Q q 0 0 0 rg BT 519.37 428.10 Td (calculate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 413.70 Td (R) Tj ET Q q 0 0 0 rg BT 57.34 413.70 Td (W) Tj ET Q q 0 0 0 rg BT 67.34 413.70 Td (A. ) Tj ET Q q 0 0 0 rg BT 81.97 413.70 Td (The ) Tj ET Q q 0 0 0 rg BT 103.82 413.70 Td (Pillar ) Tj ET Q q 0 0 0 rg BT 133.01 413.70 Td (3 ) Tj ET Q q 0 0 0 rg BT 142.21 413.70 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 198.73 413.70 Td (are ) Tj ET Q q 0 0 0 rg BT 216.57 413.70 Td (only ) Tj ET Q q 0 0 0 rg BT 241.10 413.70 Td (applicable ) Tj ET Q q 0 0 0 rg BT 293.60 413.70 Td (to ) Tj ET Q q 0 0 0 rg BT 306.13 413.70 Td (the ) Tj ET Q q 0 0 0 rg BT 323.98 413.70 Td (Company) Tj ET Q q 0 0 0 rg BT 369.87 413.70 Td (, ) Tj ET Q q 0 0 0 rg BT 376.06 413.70 Td (although ) Tj ET Q q 0 0 0 rg BT 421.25 413.70 Td (the ) Tj ET Q q 0 0 0 rg BT 439.11 413.70 Td (Company ) Tj ET Q q 0 0 0 rg BT 488.97 413.70 Td (and ) Tj ET Q q 0 0 0 rg BT 509.49 413.70 Td (its ) Tj ET Q q 0 0 0 rg BT 524.02 413.70 Td (primary ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 399.30 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 98.55 399.30 Td (, ) Tj ET Q q 0 0 0 rg BT 105.11 399.30 Td (the ) Tj ET Q q 0 0 0 rg BT 123.33 399.30 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 155.22 399.30 Td (are ) Tj ET Q q 0 0 0 rg BT 173.42 399.30 Td (required ) Tj ET Q q 0 0 0 rg BT 216.96 399.30 Td (to ) Tj ET Q q 0 0 0 rg BT 229.85 399.30 Td (comply ) Tj ET Q q 0 0 0 rg BT 269.40 399.30 Td (with ) Tj ET Q q 0 0 0 rg BT 294.29 399.30 Td (the ) Tj ET Q q 0 0 0 rg BT 312.51 399.30 Td (Final ) Tj ET Q q 0 0 0 rg BT 340.74 399.30 Td (Rule ) Tj ET Q q 0 0 0 rg BT 366.96 399.30 Td (for ) Tj ET Q q 0 0 0 rg BT 384.51 399.30 Td (calculating ) Tj ET Q q 0 0 0 rg BT 440.71 399.30 Td (and ) Tj ET Q q 0 0 0 rg BT 461.59 399.30 Td (reporting ) Tj ET Q q 0 0 0 rg BT 509.14 399.30 Td (capital ) Tj ET Q q 0 0 0 rg BT 544.68 399.30 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 384.90 Td (R) Tj ET Q q 0 0 0 rg BT 57.34 384.90 Td (W) Tj ET Q q 0 0 0 rg BT 67.34 384.90 Td (A.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 356.10 Td (This ) Tj ET Q q 0 0 0 rg BT 73.49 356.10 Td (report ) Tj ET Q q 0 0 0 rg BT 104.29 356.10 Td (should ) Tj ET Q q 0 0 0 rg BT 138.45 356.10 Td (be ) Tj ET Q q 0 0 0 rg BT 151.92 356.10 Td (read ) Tj ET Q q 0 0 0 rg BT 174.72 356.10 Td (in ) Tj ET Q q 0 0 0 rg BT 186.21 356.10 Td (conjunction ) Tj ET Q q 0 0 0 rg BT 245.02 356.10 Td (with ) Tj ET Q q 0 0 0 rg BT 268.50 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.31 356.10 Td (Company) Tj ET Q q 0 0 0 rg BT 335.31 356.10 Td (s ) Tj ET Q q 0 0 0 rg BT 342.13 356.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 370.29 356.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 397.10 356.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.58 356.10 Td (10-Q, ) Tj ET Q q 0 0 0 rg BT 446.40 356.10 Td (which ) Tj ET Q q 0 0 0 rg BT 477.87 356.10 Td (include ) Tj ET Q q 0 0 0 rg BT 515.35 356.10 Td (important ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 341.70 Td (information ) Tj ET Q q 0 0 0 rg BT 109.94 341.70 Td (on ) Tj ET Q q 0 0 0 rg BT 125.22 341.70 Td (the ) Tj ET Q q 0 0 0 rg BT 143.17 341.70 Td (Company) Tj ET Q q 0 0 0 rg BT 193.17 341.70 Td (s ) Tj ET Q q 0 0 0 rg BT 201.12 341.70 Td (accounting ) Tj ET Q q 0 0 0 rg BT 257.05 341.70 Td (and ) Tj ET Q q 0 0 0 rg BT 277.66 341.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 298.94 341.70 Td (management ) Tj ET Q q 0 0 0 rg BT 363.54 341.70 Td (policies ) Tj ET Q q 0 0 0 rg BT 404.14 341.70 Td (and ) Tj ET Q q 0 0 0 rg BT 424.75 341.70 Td (practices. ) Tj ET Q q 0 0 0 rg BT 473.44 341.70 Td (This ) Tj ET Q q 0 0 0 rg BT 498.06 341.70 Td (report ) Tj ET Q q 0 0 0 rg BT 529.99 341.70 Td (should ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 327.30 Td (also ) Tj ET Q q 0 0 0 rg BT 73.55 327.30 Td (be ) Tj ET Q q 0 0 0 rg BT 89.09 327.30 Td (read ) Tj ET Q q 0 0 0 rg BT 113.95 327.30 Td (in ) Tj ET Q q 0 0 0 rg BT 127.50 327.30 Td (conjunction ) Tj ET Q q 0 0 0 rg BT 188.37 327.30 Td (with ) Tj ET Q q 0 0 0 rg BT 213.92 327.30 Td (the ) Tj ET Q q 0 0 0 rg BT 232.80 327.30 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 279.70 327.30 Td (Y) Tj ET Q q 0 0 0 rg BT 287.04 327.30 Td (-9C. ) Tj ET Q q 0 0 0 rg BT 311.32 327.30 Td (A) Tj ET Q q 0 0 0 rg BT 319.33 327.30 Td ( ) Tj ET Q q 0 0 0 rg BT 323.54 327.30 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 376.41 327.30 Td (matrix ) Tj ET Q q 0 0 0 rg BT 411.95 327.30 Td (is ) Tj ET Q q 0 0 0 rg BT 424.17 327.30 Td (included ) Tj ET Q q 0 0 0 rg BT 469.71 327.30 Td (in ) Tj ET Q q 0 0 0 rg BT 483.26 327.30 Td (this ) Tj ET Q q 0 0 0 rg BT 504.81 327.30 Td (report, ) Tj ET Q q 0 0 0 rg BT 540.68 327.30 Td (with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 312.90 Td (references ) Tj ET Q q 0 0 0 rg BT 102.29 312.90 Td (to ) Tj ET Q q 0 0 0 rg BT 114.62 312.90 Td (these ) Tj ET Q q 0 0 0 rg BT 142.28 312.90 Td (documents ) Tj ET Q q 0 0 0 rg BT 197.27 312.90 Td (where ) Tj ET Q q 0 0 0 rg BT 229.58 312.90 Td (applicable.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 284.10 Td (The ) Tj ET Q q 0 0 0 rg BT 71.38 284.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 127.43 284.10 Td (in ) Tj ET Q q 0 0 0 rg BT 139.48 284.10 Td (this ) Tj ET Q q 0 0 0 rg BT 159.54 284.10 Td (report ) Tj ET Q q 0 0 0 rg BT 190.92 284.10 Td (were ) Tj ET Q q 0 0 0 rg BT 216.95 284.10 Td (prepared ) Tj ET Q q 0 0 0 rg BT 261.64 284.10 Td (in ) Tj ET Q q 0 0 0 rg BT 273.70 284.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 330.37 284.10 Td (with ) Tj ET Q q 0 0 0 rg BT 354.43 284.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.81 284.10 Td (Company) Tj ET Q q 0 0 0 rg BT 421.81 284.10 Td (s ) Tj ET Q q 0 0 0 rg BT 429.20 284.10 Td (Pillar ) Tj ET Q q 0 0 0 rg BT 457.92 284.10 Td (3 ) Tj ET Q q 0 0 0 rg BT 466.64 284.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 513.35 284.10 Td (disclosure ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 269.70 Td (policy) Tj ET Q q 0 0 0 rg BT 79.21 269.70 Td (, ) Tj ET Q q 0 0 0 rg BT 86.83 269.70 Td (which ) Tj ET Q q 0 0 0 rg BT 120.77 269.70 Td (includes ) Tj ET Q q 0 0 0 rg BT 165.37 269.70 Td (applicable ) Tj ET Q q 0 0 0 rg BT 219.29 269.70 Td (internal ) Tj ET Q q 0 0 0 rg BT 260.55 269.70 Td (controls ) Tj ET Q q 0 0 0 rg BT 303.83 269.70 Td (and ) Tj ET Q q 0 0 0 rg BT 325.76 269.70 Td (has ) Tj ET Q q 0 0 0 rg BT 346.37 269.70 Td (been ) Tj ET Q q 0 0 0 rg BT 373.64 269.70 Td (approved ) Tj ET Q q 0 0 0 rg BT 422.90 269.70 Td (by ) Tj ET Q q 0 0 0 rg BT 439.51 269.70 Td (the ) Tj ET Q q 0 0 0 rg BT 458.79 269.70 Td (Company) Tj ET Q q 0 0 0 rg BT 508.78 269.70 Td (s ) Tj ET Q q 0 0 0 rg BT 518.07 269.70 Td (Board ) Tj ET Q q 0 0 0 rg BT 552.00 269.70 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 255.30 Td (Directors. ) Tj ET Q endstream endobj 31 0 obj <> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (13) Tj ET Q BT /F2 18.00 Tf ET q 0 0 0 rg BT 50.00 736.85 Td (Capital ) Tj ET Q q 0 0 0 rg BT 111.51 736.85 Td (adequacy) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 710.45 Td (The ) Tj ET Q q 0 0 0 rg BT 72.57 710.45 Td (Company ) Tj ET Q q 0 0 0 rg BT 123.16 710.45 Td (takes ) Tj ET Q q 0 0 0 rg BT 151.73 710.45 Td (a ) Tj ET Q q 0 0 0 rg BT 160.98 710.45 Td (structured ) Tj ET Q q 0 0 0 rg BT 212.88 710.45 Td (approach ) Tj ET Q q 0 0 0 rg BT 260.77 710.45 Td (to ) Tj ET Q q 0 0 0 rg BT 274.02 710.45 Td (assess ) Tj ET Q q 0 0 0 rg BT 307.27 710.45 Td (the ) Tj ET Q q 0 0 0 rg BT 325.85 710.45 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 384.41 710.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 420.31 710.45 Td (levels ) Tj ET Q q 0 0 0 rg BT 452.22 710.45 Td (to ) Tj ET Q q 0 0 0 rg BT 465.47 710.45 Td (be ) Tj ET Q q 0 0 0 rg BT 480.71 710.45 Td (maintained. ) Tj ET Q q 0 0 0 rg BT 540.66 710.45 Td (This ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 696.05 Td (includes ) Tj ET Q q 0 0 0 rg BT 92.39 696.05 Td (current ) Tj ET Q q 0 0 0 rg BT 128.76 696.05 Td (and ) Tj ET Q q 0 0 0 rg BT 148.48 696.05 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 229.52 696.05 Td (assessments ) Tj ET Q q 0 0 0 rg BT 289.91 696.05 Td (of ) Tj ET Q q 0 0 0 rg BT 302.30 696.05 Td (the ) Tj ET Q q 0 0 0 rg BT 319.36 696.05 Td (Company) Tj ET Q q 0 0 0 rg BT 369.35 696.05 Td (s ) Tj ET Q q 0 0 0 rg BT 376.42 696.05 Td (risk ) Tj ET Q q 0 0 0 rg BT 396.81 696.05 Td (profile ) Tj ET Q q 0 0 0 rg BT 431.20 696.05 Td (and ) Tj ET Q q 0 0 0 rg BT 450.92 696.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 485.29 696.05 Td (levels, ) Tj ET Q q 0 0 0 rg BT 518.68 696.05 Td (inclusive ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 681.65 Td (of ) Tj ET Q q 0 0 0 rg BT 62.07 681.65 Td (strategic ) Tj ET Q q 0 0 0 rg BT 104.79 681.65 Td (planning ) Tj ET Q q 0 0 0 rg BT 148.85 681.65 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 198.25 681.65 Td (and ) Tj ET Q q 0 0 0 rg BT 217.65 681.65 Td (long-term ) Tj ET Q q 0 0 0 rg BT 267.04 681.65 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.08 681.65 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 364.66 681.65 Td (The ) Tj ET Q q 0 0 0 rg BT 385.38 681.65 Td (Company ) Tj ET Q q 0 0 0 rg BT 434.12 681.65 Td (maintains ) Tj ET Q q 0 0 0 rg BT 482.85 681.65 Td (suf) Tj ET Q q 0 0 0 rg BT 497.30 681.65 Td (ficient ) Tj ET Q q 0 0 0 rg BT 530.02 681.65 Td (capital ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 667.25 Td (to ) Tj ET Q q 0 0 0 rg BT 61.78 667.25 Td (support ) Tj ET Q q 0 0 0 rg BT 100.22 667.25 Td (its ) Tj ET Q q 0 0 0 rg BT 114.00 667.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 134.45 667.25 Td (profile, ) Tj ET Q q 0 0 0 rg BT 171.88 667.25 Td (future ) Tj ET Q q 0 0 0 rg BT 202.97 667.25 Td (business ) Tj ET Q q 0 0 0 rg BT 246.08 667.25 Td (growth, ) Tj ET Q q 0 0 0 rg BT 285.52 667.25 Td (and ) Tj ET Q q 0 0 0 rg BT 305.29 667.25 Td (other ) Tj ET Q q 0 0 0 rg BT 332.39 667.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 375.48 667.25 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 428.25 667.25 Td (Specifically) Tj ET Q q 0 0 0 rg BT 484.78 667.25 Td (, ) Tj ET Q q 0 0 0 rg BT 490.23 667.25 Td (the ) Tj ET Q q 0 0 0 rg BT 507.33 667.25 Td (Company) Tj ET Q q 0 0 0 rg BT 557.33 667.25 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 652.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 84.98 652.85 Td (goals ) Tj ET Q q 0 0 0 rg BT 113.31 652.85 Td (are ) Tj ET Q q 0 0 0 rg BT 130.96 652.85 Td (to: ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 626.45 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 626.45 Td (Maintain ) Tj ET Q q 0 0 0 rg BT 131.15 626.45 Td (suf) Tj ET Q q 0 0 0 rg BT 145.60 626.45 Td (ficient ) Tj ET Q q 0 0 0 rg BT 178.07 626.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 211.87 626.45 Td (to ) Tj ET Q q 0 0 0 rg BT 223.03 626.45 Td (support ) Tj ET Q q 0 0 0 rg BT 260.85 626.45 Td (the ) Tj ET Q q 0 0 0 rg BT 277.33 626.45 Td (Company) Tj ET Q q 0 0 0 rg BT 327.33 626.45 Td (s ) Tj ET Q q 0 0 0 rg BT 333.82 626.45 Td (risk ) Tj ET Q q 0 0 0 rg BT 353.64 626.45 Td (profile ) Tj ET Q q 0 0 0 rg BT 387.45 626.45 Td (under ) Tj ET Q q 0 0 0 rg BT 416.60 626.45 Td (baseline ) Tj ET Q q 0 0 0 rg BT 457.74 626.45 Td (and ) Tj ET Q q 0 0 0 rg BT 476.88 626.45 Td (adverse ) Tj ET Q q 0 0 0 rg BT 515.35 626.45 Td (economic ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 612.05 Td (scenarios;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 597.65 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 597.65 Td (Hold ) Tj ET Q q 0 0 0 rg BT 112.62 597.65 Td (suf) Tj ET Q q 0 0 0 rg BT 127.07 597.65 Td (ficient ) Tj ET Q q 0 0 0 rg BT 160.33 597.65 Td (capital ) Tj ET Q q 0 0 0 rg BT 194.93 597.65 Td (of ) Tj ET Q q 0 0 0 rg BT 207.54 597.65 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 264.80 597.65 Td (types ) Tj ET Q q 0 0 0 rg BT 292.74 597.65 Td (to ) Tj ET Q q 0 0 0 rg BT 304.69 597.65 Td (protect ) Tj ET Q q 0 0 0 rg BT 340.63 597.65 Td (the ) Tj ET Q q 0 0 0 rg BT 357.90 597.65 Td (Company) Tj ET Q q 0 0 0 rg BT 407.90 597.65 Td (s ) Tj ET Q q 0 0 0 rg BT 415.19 597.65 Td (stakeholders, ) Tj ET Q q 0 0 0 rg BT 480.78 597.65 Td (including ) Tj ET Q q 0 0 0 rg BT 528.73 597.65 Td (but ) Tj ET Q q 0 0 0 rg BT 546.68 597.65 Td (not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 583.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 123.00 583.25 Td (to: ) Tj ET Q BT /F1 12.00 Tf ET /GS0 gs q 5.00 0 0 11.91 104.00 566.26 cm /I2 Do Q q 0 0 0 rg BT 109.00 568.85 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.00 568.85 Td (depositors, ) Tj ET Q BT /F1 12.00 Tf ET /GS0 gs q 5.00 0 0 11.91 104.00 551.86 cm /I3 Do Q q 0 0 0 rg BT 109.00 554.45 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.00 554.45 Td (shareholders, ) Tj ET Q BT /F1 12.00 Tf ET /GS0 gs q 5.00 0 0 11.91 104.00 537.46 cm /I4 Do Q q 0 0 0 rg BT 109.00 540.05 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.00 540.05 Td (bondholders, ) Tj ET Q BT /F1 12.00 Tf ET /GS0 gs q 5.00 0 0 11.91 104.00 523.06 cm /I5 Do Q q 0 0 0 rg BT 109.00 525.65 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.00 525.65 Td (other ) Tj ET Q q 0 0 0 rg BT 149.66 525.65 Td (creditors, ) Tj ET Q q 0 0 0 rg BT 197.64 525.65 Td (and) Tj ET Q BT /F1 12.00 Tf ET /GS0 gs q 5.00 0 0 11.91 104.00 508.66 cm /I6 Do Q q 0 0 0 rg BT 109.00 511.25 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 122.00 511.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.66 511.25 Td (FDIC;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 496.85 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 496.85 Td (Provide ) Tj ET Q q 0 0 0 rg BT 126.33 496.85 Td (an ) Tj ET Q q 0 0 0 rg BT 140.66 496.85 Td (adequate ) Tj ET Q q 0 0 0 rg BT 186.29 496.85 Td (return ) Tj ET Q q 0 0 0 rg BT 217.95 496.85 Td (to ) Tj ET Q q 0 0 0 rg BT 230.28 496.85 Td (its ) Tj ET Q q 0 0 0 rg BT 244.62 496.85 Td (shareholders.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 468.05 Td (T) Tj ET Q q 0 0 0 rg BT 56.49 468.05 Td (o ) Tj ET Q q 0 0 0 rg BT 65.93 468.05 Td (support ) Tj ET Q q 0 0 0 rg BT 105.36 468.05 Td (these ) Tj ET Q q 0 0 0 rg BT 133.45 468.05 Td (objectives, ) Tj ET Q q 0 0 0 rg BT 188.53 468.05 Td (the ) Tj ET Q q 0 0 0 rg BT 206.63 468.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 256.72 468.05 Td (has ) Tj ET Q q 0 0 0 rg BT 276.15 468.05 Td (established ) Tj ET Q q 0 0 0 rg BT 332.91 468.05 Td (a ) Tj ET Q q 0 0 0 rg BT 341.67 468.05 Td (robust ) Tj ET Q q 0 0 0 rg BT 375.10 468.05 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 427.85 468.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 463.26 468.05 Td (monitoring ) Tj ET Q q 0 0 0 rg BT 520.03 468.05 Td (structure ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 453.65 Td (that ) Tj ET Q q 0 0 0 rg BT 69.73 453.65 Td (incorporates ) Tj ET Q q 0 0 0 rg BT 130.77 453.65 Td (the ) Tj ET Q q 0 0 0 rg BT 147.16 453.65 Td (expectations ) Tj ET Q q 0 0 0 rg BT 208.87 453.65 Td (of ) Tj ET Q q 0 0 0 rg BT 220.60 453.65 Td (the ) Tj ET Q q 0 0 0 rg BT 236.99 453.65 Td (above-mentioned ) Tj ET Q q 0 0 0 rg BT 322.03 453.65 Td (stakeholders, ) Tj ET Q q 0 0 0 rg BT 386.74 453.65 Td (and ) Tj ET Q q 0 0 0 rg BT 405.80 453.65 Td (measures ) Tj ET Q q 0 0 0 rg BT 452.18 453.65 Td (its ) Tj ET Q q 0 0 0 rg BT 465.26 453.65 Td (current ) Tj ET Q q 0 0 0 rg BT 500.97 453.65 Td (and ) Tj ET Q q 0 0 0 rg BT 520.03 453.65 Td (forward-) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 439.25 Td (looking ) Tj ET Q q 0 0 0 rg BT 90.10 439.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 125.51 439.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 156.94 439.25 Td (against ) Tj ET Q q 0 0 0 rg BT 194.36 439.25 Td (these ) Tj ET Q q 0 0 0 rg BT 222.45 439.25 Td (established ) Tj ET Q q 0 0 0 rg BT 279.20 439.25 Td (limits. ) Tj ET Q q 0 0 0 rg BT 312.97 439.25 Td (In ) Tj ET Q q 0 0 0 rg BT 326.40 439.25 Td (particular) Tj ET Q q 0 0 0 rg BT 371.89 439.25 Td (, ) Tj ET Q q 0 0 0 rg BT 378.32 439.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.42 439.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 446.51 439.25 Td (has ) Tj ET Q q 0 0 0 rg BT 465.94 439.25 Td (established ) Tj ET Q q 0 0 0 rg BT 522.69 439.25 Td (separate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 424.85 Td (limits ) Tj ET Q q 0 0 0 rg BT 80.34 424.85 Td (for ) Tj ET Q q 0 0 0 rg BT 97.33 424.85 Td (the ) Tj ET Q q 0 0 0 rg BT 114.99 424.85 Td (following ) Tj ET Q q 0 0 0 rg BT 164.66 424.85 Td (projected ) Tj ET Q q 0 0 0 rg BT 212.30 424.85 Td (scenarios:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 396.05 Td ( ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 86.00 396.05 Td (Base ) Tj ET Q q 0 0 0 rg BT 113.13 396.05 Td (Case ) Tj ET Q q 0 0 0 rg BT 140.93 396.05 Td (Limits:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 178.26 396.05 Td ( ) Tj ET Q q 0 0 0 rg BT 181.39 396.05 Td ( ) Tj ET Q q 0 0 0 rg BT 184.53 396.05 Td (Projected ) Tj ET Q q 0 0 0 rg BT 232.98 396.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 268.09 396.05 Td (ratios ) Tj ET Q q 0 0 0 rg BT 297.88 396.05 Td (under ) Tj ET Q q 0 0 0 rg BT 328.34 396.05 Td (base ) Tj ET Q q 0 0 0 rg BT 352.79 396.05 Td (case ) Tj ET Q q 0 0 0 rg BT 376.58 396.05 Td (\(i.e., ) Tj ET Q q 0 0 0 rg BT 401.36 396.05 Td (expected\) ) Tj ET Q q 0 0 0 rg BT 451.13 396.05 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 496.91 396.05 Td (are ) Tj ET Q q 0 0 0 rg BT 514.69 396.05 Td (compared ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 381.65 Td (against ) Tj ET Q q 0 0 0 rg BT 122.62 381.65 Td (their ) Tj ET Q q 0 0 0 rg BT 147.24 381.65 Td (respective ) Tj ET Q q 0 0 0 rg BT 198.50 381.65 Td (base ) Tj ET Q q 0 0 0 rg BT 222.45 381.65 Td (case ) Tj ET Q q 0 0 0 rg BT 245.73 381.65 Td (limits. ) Tj ET Q q 0 0 0 rg BT 278.70 381.65 Td ( ) Tj ET Q q 0 0 0 rg BT 281.14 381.65 Td (These ) Tj ET Q q 0 0 0 rg BT 312.42 381.65 Td (base ) Tj ET Q q 0 0 0 rg BT 336.37 381.65 Td (case ) Tj ET Q q 0 0 0 rg BT 359.64 381.65 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 404.91 381.65 Td (generally ) Tj ET Q q 0 0 0 rg BT 452.19 381.65 Td (reflect ) Tj ET Q q 0 0 0 rg BT 485.45 381.65 Td (the ) Tj ET Q q 0 0 0 rg BT 502.74 381.65 Td (execution ) Tj ET Q q 0 0 0 rg BT 552.01 381.65 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 105.37 367.25 Td (Company) Tj ET Q q 0 0 0 rg BT 155.37 367.25 Td (s ) Tj ET Q q 0 0 0 rg BT 164.75 367.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 210.10 367.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 240.14 367.25 Td (and ) Tj ET Q q 0 0 0 rg BT 262.17 367.25 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 318.53 367.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 353.23 367.25 Td (these ) Tj ET Q q 0 0 0 rg BT 382.59 367.25 Td (scenarios ) Tj ET Q q 0 0 0 rg BT 431.95 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 451.32 367.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 502.69 367.25 Td (incorporates ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 352.85 Td (planned ) Tj ET Q q 0 0 0 rg BT 128.28 352.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 164.54 352.85 Td (actions ) Tj ET Q q 0 0 0 rg BT 202.82 352.85 Td (\(issuances ) Tj ET Q q 0 0 0 rg BT 256.43 352.85 Td (and ) Tj ET Q q 0 0 0 rg BT 278.05 352.85 Td (distributions\) ) Tj ET Q q 0 0 0 rg BT 346.34 352.85 Td (to ) Tj ET Q q 0 0 0 rg BT 359.96 352.85 Td (ensure ) Tj ET Q q 0 0 0 rg BT 395.57 352.85 Td (the ) Tj ET Q q 0 0 0 rg BT 414.52 352.85 Td (appropriateness ) Tj ET Q q 0 0 0 rg BT 494.11 352.85 Td (of ) Tj ET Q q 0 0 0 rg BT 508.40 352.85 Td (its ) Tj ET Q q 0 0 0 rg BT 524.02 352.85 Td (planned ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 338.45 Td (actions ) Tj ET Q q 0 0 0 rg BT 122.99 338.45 Td (in ) Tj ET Q q 0 0 0 rg BT 135.32 338.45 Td (light ) Tj ET Q q 0 0 0 rg BT 160.33 338.45 Td (of ) Tj ET Q q 0 0 0 rg BT 173.32 338.45 Td (its ) Tj ET Q q 0 0 0 rg BT 187.66 338.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 222.64 338.45 Td (limits.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 324.05 Td ( ) Tj ET Q BT /F2 12.00 Tf ET q 0 0 0 rg BT 86.00 324.05 Td (Adverse ) Tj ET Q q 0 0 0 rg BT 130.59 324.05 Td (Case ) Tj ET Q q 0 0 0 rg BT 157.85 324.05 Td (Limits:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 195.18 324.05 Td ( ) Tj ET Q q 0 0 0 rg BT 197.79 324.05 Td ( ) Tj ET Q q 0 0 0 rg BT 199.81 324.05 Td (At ) Tj ET Q q 0 0 0 rg BT 214.41 324.05 Td (least ) Tj ET Q q 0 0 0 rg BT 239.01 324.05 Td (semi-annually) Tj ET Q q 0 0 0 rg BT 306.21 324.05 Td (, ) Tj ET Q q 0 0 0 rg BT 311.81 324.05 Td (the ) Tj ET Q q 0 0 0 rg BT 329.07 324.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 378.34 324.05 Td (projects ) Tj ET Q q 0 0 0 rg BT 418.92 324.05 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 470.84 324.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 505.42 324.05 Td (ratios ) Tj ET Q q 0 0 0 rg BT 534.68 324.05 Td (under ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 309.65 Td (stressed ) Tj ET Q q 0 0 0 rg BT 125.65 309.65 Td (scenarios ) Tj ET Q q 0 0 0 rg BT 171.95 309.65 Td (and ) Tj ET Q q 0 0 0 rg BT 190.93 309.65 Td (compares ) Tj ET Q q 0 0 0 rg BT 238.57 309.65 Td (these ) Tj ET Q q 0 0 0 rg BT 264.88 309.65 Td (ratios ) Tj ET Q q 0 0 0 rg BT 293.19 309.65 Td (against ) Tj ET Q q 0 0 0 rg BT 328.84 309.65 Td (their ) Tj ET Q q 0 0 0 rg BT 352.48 309.65 Td (respective ) Tj ET Q q 0 0 0 rg BT 402.78 309.65 Td (adverse ) Tj ET Q q 0 0 0 rg BT 441.08 309.65 Td (case ) Tj ET Q q 0 0 0 rg BT 463.38 309.65 Td (limits. ) Tj ET Q q 0 0 0 rg BT 495.38 309.65 Td ( ) Tj ET Q q 0 0 0 rg BT 497.03 309.65 Td (In ) Tj ET Q q 0 0 0 rg BT 508.68 309.65 Td (conducting ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 295.25 Td (these ) Tj ET Q q 0 0 0 rg BT 114.09 295.25 Td (stress ) Tj ET Q q 0 0 0 rg BT 144.19 295.25 Td (tests, ) Tj ET Q q 0 0 0 rg BT 171.96 295.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.06 295.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 240.16 295.25 Td (develops ) Tj ET Q q 0 0 0 rg BT 286.25 295.25 Td (idiosyncratic ) Tj ET Q q 0 0 0 rg BT 351.66 295.25 Td (macroeconomic ) Tj ET Q q 0 0 0 rg BT 431.73 295.25 Td (scenarios ) Tj ET Q q 0 0 0 rg BT 479.81 295.25 Td (that ) Tj ET Q q 0 0 0 rg BT 501.24 295.25 Td (would ) Tj ET Q q 0 0 0 rg BT 534.67 295.25 Td (likely ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 280.85 Td (result ) Tj ET Q q 0 0 0 rg BT 116.09 280.85 Td (in ) Tj ET Q q 0 0 0 rg BT 128.85 280.85 Td (adverse ) Tj ET Q q 0 0 0 rg BT 168.92 280.85 Td (financial ) Tj ET Q q 0 0 0 rg BT 214.32 280.85 Td (performance ) Tj ET Q q 0 0 0 rg BT 278.37 280.85 Td (and ) Tj ET Q q 0 0 0 rg BT 299.13 280.85 Td (an ) Tj ET Q q 0 0 0 rg BT 313.88 280.85 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 374.61 280.85 Td (impact ) Tj ET Q q 0 0 0 rg BT 410.69 280.85 Td (to ) Tj ET Q q 0 0 0 rg BT 423.45 280.85 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 476.19 280.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 511.60 280.85 Td (ratios, ) Tj ET Q q 0 0 0 rg BT 544.68 280.85 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 266.45 Td (prepares ) Tj ET Q q 0 0 0 rg BT 129.24 266.45 Td (financial ) Tj ET Q q 0 0 0 rg BT 173.81 266.45 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 219.06 266.45 Td (and ) Tj ET Q q 0 0 0 rg BT 238.98 266.45 Td (calculates ) Tj ET Q q 0 0 0 rg BT 288.88 266.45 Td (resulting ) Tj ET Q q 0 0 0 rg BT 333.48 266.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 368.06 266.45 Td (ratios. ) Tj ET Q q 0 0 0 rg BT 400.31 266.45 Td (Unlike ) Tj ET Q q 0 0 0 rg BT 435.57 266.45 Td (the ) Tj ET Q q 0 0 0 rg BT 452.83 266.45 Td (annual ) Tj ET Q q 0 0 0 rg BT 487.42 266.45 Td (CCAR ) Tj ET Q q 0 0 0 rg BT 522.69 266.45 Td (exercise ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 252.05 Td (conducted ) Tj ET Q q 0 0 0 rg BT 138.35 252.05 Td (by ) Tj ET Q q 0 0 0 rg BT 153.38 252.05 Td (the ) Tj ET Q q 0 0 0 rg BT 171.08 252.05 Td (Federal ) Tj ET Q q 0 0 0 rg BT 210.10 252.05 Td (Reserve, ) Tj ET Q q 0 0 0 rg BT 254.78 252.05 Td (which ) Tj ET Q q 0 0 0 rg BT 287.14 252.05 Td (requires ) Tj ET Q q 0 0 0 rg BT 328.82 252.05 Td (the ) Tj ET Q q 0 0 0 rg BT 346.52 252.05 Td (use ) Tj ET Q q 0 0 0 rg BT 365.55 252.05 Td (of ) Tj ET Q q 0 0 0 rg BT 378.58 252.05 Td (planned ) Tj ET Q q 0 0 0 rg BT 419.60 252.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 454.62 252.05 Td (actions ) Tj ET Q q 0 0 0 rg BT 491.64 252.05 Td (under ) Tj ET Q q 0 0 0 rg BT 522.00 252.05 Td (stressful ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 237.65 Td (scenarios, ) Tj ET Q q 0 0 0 rg BT 136.77 237.65 Td (the ) Tj ET Q q 0 0 0 rg BT 154.55 237.65 Td (Company ) Tj ET Q q 0 0 0 rg BT 204.34 237.65 Td (assumes ) Tj ET Q q 0 0 0 rg BT 247.46 237.65 Td (alternate ) Tj ET Q q 0 0 0 rg BT 291.89 237.65 Td (capital ) Tj ET Q q 0 0 0 rg BT 326.99 237.65 Td (actions, ) Tj ET Q q 0 0 0 rg BT 367.10 237.65 Td (per ) Tj ET Q q 0 0 0 rg BT 385.55 237.65 Td (its ) Tj ET Q q 0 0 0 rg BT 400.01 237.65 Td (Enterprise ) Tj ET Q q 0 0 0 rg BT 452.45 237.65 Td (Capital ) Tj ET Q q 0 0 0 rg BT 490.23 237.65 Td (Policy) Tj ET Q q 0 0 0 rg BT 520.12 237.65 Td (, ) Tj ET Q q 0 0 0 rg BT 526.24 237.65 Td (that ) Tj ET Q q 0 0 0 rg BT 547.36 237.65 Td (are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 223.25 Td (aimed ) Tj ET Q q 0 0 0 rg BT 118.32 223.25 Td (to ) Tj ET Q q 0 0 0 rg BT 130.65 223.25 Td (conserve ) Tj ET Q q 0 0 0 rg BT 176.30 223.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 211.28 223.25 Td (under ) Tj ET Q q 0 0 0 rg BT 241.60 223.25 Td (these ) Tj ET Q q 0 0 0 rg BT 269.26 223.25 Td (types ) Tj ET Q q 0 0 0 rg BT 297.59 223.25 Td (of ) Tj ET Q q 0 0 0 rg BT 310.58 223.25 Td (stressful ) Tj ET Q q 0 0 0 rg BT 353.58 223.25 Td (scenarios.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 194.45 Td (In ) Tj ET Q q 0 0 0 rg BT 63.23 194.45 Td (addition ) Tj ET Q q 0 0 0 rg BT 105.80 194.45 Td (to ) Tj ET Q q 0 0 0 rg BT 118.37 194.45 Td (its ) Tj ET Q q 0 0 0 rg BT 132.95 194.45 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 185.50 194.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 220.71 194.45 Td (limits, ) Tj ET Q q 0 0 0 rg BT 254.29 194.45 Td (the ) Tj ET Q q 0 0 0 rg BT 272.19 194.45 Td (Company ) Tj ET Q q 0 0 0 rg BT 322.09 194.45 Td (monitors ) Tj ET Q q 0 0 0 rg BT 367.99 194.45 Td (its ) Tj ET Q q 0 0 0 rg BT 382.57 194.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 417.79 194.45 Td (levels ) Tj ET Q q 0 0 0 rg BT 449.01 194.45 Td (and ) Tj ET Q q 0 0 0 rg BT 469.58 194.45 Td (risk ) Tj ET Q q 0 0 0 rg BT 490.82 194.45 Td (profile ) Tj ET Q q 0 0 0 rg BT 526.04 194.45 Td (relative ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 180.05 Td (to ) Tj ET Q q 0 0 0 rg BT 62.71 180.05 Td (its ) Tj ET Q q 0 0 0 rg BT 77.42 180.05 Td (peers, ) Tj ET Q q 0 0 0 rg BT 109.12 180.05 Td (and ) Tj ET Q q 0 0 0 rg BT 129.82 180.05 Td (incorporates ) Tj ET Q q 0 0 0 rg BT 192.50 180.05 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 245.19 180.05 Td (guidance ) Tj ET Q q 0 0 0 rg BT 291.88 180.05 Td (and ) Tj ET Q q 0 0 0 rg BT 312.58 180.05 Td (expectations ) Tj ET Q q 0 0 0 rg BT 375.93 180.05 Td (regarding ) Tj ET Q q 0 0 0 rg BT 425.28 180.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 460.64 180.05 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 509.32 180.05 Td (and ) Tj ET Q q 0 0 0 rg BT 530.02 180.05 Td (capital ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 165.65 Td (planning ) Tj ET Q q 0 0 0 rg BT 94.99 165.65 Td (when ) Tj ET Q q 0 0 0 rg BT 123.99 165.65 Td (considering ) Tj ET Q q 0 0 0 rg BT 182.97 165.65 Td (the ) Tj ET Q q 0 0 0 rg BT 200.63 165.65 Td (Company) Tj ET Q q 0 0 0 rg BT 250.63 165.65 Td (s ) Tj ET Q q 0 0 0 rg BT 258.30 165.65 Td (capital ) Tj ET Q q 0 0 0 rg BT 293.28 165.65 Td (adequacy) Tj ET Q q 0 0 0 rg BT 337.81 165.65 Td (. ) Tj ET Q q 0 0 0 rg BT 343.81 165.65 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 139.25 Td (All ) Tj ET Q q 0 0 0 rg BT 67.59 139.25 Td (of ) Tj ET Q q 0 0 0 rg BT 79.84 139.25 Td (the ) Tj ET Q q 0 0 0 rg BT 96.75 139.25 Td (above ) Tj ET Q q 0 0 0 rg BT 127.66 139.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 175.90 139.25 Td (are ) Tj ET Q q 0 0 0 rg BT 192.80 139.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 238.37 139.25 Td (through ) Tj ET Q q 0 0 0 rg BT 277.95 139.25 Td (a ) Tj ET Q q 0 0 0 rg BT 285.53 139.25 Td (robust ) Tj ET Q q 0 0 0 rg BT 317.79 139.25 Td (governance ) Tj ET Q q 0 0 0 rg BT 375.34 139.25 Td (structure. ) Tj ET Q q 0 0 0 rg BT 422.58 139.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.83 139.25 Td (In ) Tj ET Q q 0 0 0 rg BT 437.08 139.25 Td (particular) Tj ET Q q 0 0 0 rg BT 482.58 139.25 Td (, ) Tj ET Q q 0 0 0 rg BT 487.83 139.25 Td (the ) Tj ET Q q 0 0 0 rg BT 504.75 139.25 Td (SCC, ) Tj ET Q q 0 0 0 rg BT 532.68 139.25 Td (acting ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 124.85 Td (under ) Tj ET Q q 0 0 0 rg BT 79.39 124.85 Td (the ) Tj ET Q q 0 0 0 rg BT 96.13 124.85 Td (direction ) Tj ET Q q 0 0 0 rg BT 140.85 124.85 Td (of ) Tj ET Q q 0 0 0 rg BT 152.91 124.85 Td (the ) Tj ET Q q 0 0 0 rg BT 169.65 124.85 Td (BRC, ) Tj ET Q q 0 0 0 rg BT 198.73 124.85 Td (manages ) Tj ET Q q 0 0 0 rg BT 242.78 124.85 Td (the ) Tj ET Q q 0 0 0 rg BT 259.51 124.85 Td (Company) Tj ET Q q 0 0 0 rg BT 309.51 124.85 Td (s ) Tj ET Q q 0 0 0 rg BT 316.25 124.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 350.30 124.85 Td (goals ) Tj ET Q q 0 0 0 rg BT 377.71 124.85 Td (and ) Tj ET Q q 0 0 0 rg BT 397.10 124.85 Td (strategy ) Tj ET Q q 0 0 0 rg BT 437.16 124.85 Td (and ) Tj ET Q q 0 0 0 rg BT 456.56 124.85 Td (measures ) Tj ET Q q 0 0 0 rg BT 503.28 124.85 Td (and ) Tj ET Q q 0 0 0 rg BT 522.68 124.85 Td (assesses ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 110.45 Td (capital ) Tj ET Q q 0 0 0 rg BT 87.92 110.45 Td (adequacy) Tj ET Q q 0 0 0 rg BT 132.44 110.45 Td (. ) Tj ET Q q 0 0 0 rg BT 140.95 110.45 Td (The ) Tj ET Q q 0 0 0 rg BT 165.54 110.45 Td (SCC ) Tj ET Q q 0 0 0 rg BT 194.15 110.45 Td (ensures ) Tj ET Q q 0 0 0 rg BT 236.08 110.45 Td (that ) Tj ET Q q 0 0 0 rg BT 260.01 110.45 Td (all ) Tj ET Q q 0 0 0 rg BT 277.94 110.45 Td (related ) Tj ET Q q 0 0 0 rg BT 316.51 110.45 Td (information ) Tj ET Q q 0 0 0 rg BT 379.10 110.45 Td (is ) Tj ET Q q 0 0 0 rg BT 393.04 110.45 Td (gathered ) Tj ET Q q 0 0 0 rg BT 440.29 110.45 Td (in ) Tj ET Q q 0 0 0 rg BT 455.56 110.45 Td (a ) Tj ET Q q 0 0 0 rg BT 466.82 110.45 Td (timely ) Tj ET Q q 0 0 0 rg BT 503.41 110.45 Td (fashion ) Tj ET Q q 0 0 0 rg BT 544.67 110.45 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 96.05 Td (communicated ) Tj ET Q q 0 0 0 rg BT 122.49 96.05 Td (to ) Tj ET Q q 0 0 0 rg BT 133.67 96.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 167.49 96.05 Td (planning ) Tj ET Q q 0 0 0 rg BT 211.33 96.05 Td (teams. ) Tj ET Q q 0 0 0 rg BT 244.03 96.05 Td (These ) Tj ET Q q 0 0 0 rg BT 274.53 96.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 308.36 96.05 Td (planning ) Tj ET Q q 0 0 0 rg BT 352.20 96.05 Td (teams ) Tj ET Q q 0 0 0 rg BT 382.03 96.05 Td (oversee ) Tj ET Q q 0 0 0 rg BT 420.52 96.05 Td (the ) Tj ET Q q 0 0 0 rg BT 437.03 96.05 Td (capital ) Tj ET Q q 0 0 0 rg BT 470.86 96.05 Td (forecasting ) Tj ET Q q 0 0 0 rg BT 526.01 96.05 Td (process ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 81.65 Td (and ) Tj ET Q q 0 0 0 rg BT 72.61 81.65 Td (assist ) Tj ET Q q 0 0 0 rg BT 103.90 81.65 Td (in ) Tj ET Q q 0 0 0 rg BT 118.52 81.65 Td (developing ) Tj ET Q q 0 0 0 rg BT 177.13 81.65 Td (the ) Tj ET Q q 0 0 0 rg BT 197.07 81.65 Td (Company) Tj ET Q q 0 0 0 rg BT 247.07 81.65 Td (s ) Tj ET Q q 0 0 0 rg BT 257.02 81.65 Td (capital ) Tj ET Q q 0 0 0 rg BT 294.29 81.65 Td (plan. ) Tj ET Q q 0 0 0 rg BT 322.07 81.65 Td (Additionally) Tj ET Q q 0 0 0 rg BT 381.95 81.65 Td (, ) Tj ET Q q 0 0 0 rg BT 390.24 81.65 Td (the ) Tj ET Q q 0 0 0 rg BT 410.18 81.65 Td (teams ) Tj ET Q q 0 0 0 rg BT 443.46 81.65 Td (monitor ) Tj ET Q q 0 0 0 rg BT 486.74 81.65 Td (accounting ) Tj ET Q q 0 0 0 rg BT 544.67 81.65 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 67.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 101.46 67.25 Td (changes, ) Tj ET Q q 0 0 0 rg BT 145.26 67.25 Td (assess ) Tj ET Q q 0 0 0 rg BT 176.74 67.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.54 67.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 237.68 67.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 272.48 67.25 Td (on ) Tj ET Q q 0 0 0 rg BT 286.63 67.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.44 67.25 Td (Company) Tj ET Q q 0 0 0 rg BT 353.43 67.25 Td (s ) Tj ET Q q 0 0 0 rg BT 360.25 67.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 394.38 67.25 Td (adequacy) Tj ET Q q 0 0 0 rg BT 438.90 67.25 Td (, ) Tj ET Q q 0 0 0 rg BT 444.05 67.25 Td (and ) Tj ET Q q 0 0 0 rg BT 463.53 67.25 Td (if ) Tj ET Q q 0 0 0 rg BT 473.00 67.25 Td (necessary) Tj ET Q q 0 0 0 rg BT 518.86 67.25 Td (, ) Tj ET Q q 0 0 0 rg BT 524.01 67.25 Td (propose ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 52.85 Td (changes ) Tj ET Q q 0 0 0 rg BT 91.65 52.85 Td (to ) Tj ET Q q 0 0 0 rg BT 103.98 52.85 Td (ensure ) Tj ET Q q 0 0 0 rg BT 138.30 52.85 Td (that ) Tj ET Q q 0 0 0 rg BT 159.29 52.85 Td (the ) Tj ET Q q 0 0 0 rg BT 176.96 52.85 Td (Company ) Tj ET Q q 0 0 0 rg BT 226.62 52.85 Td (remains ) Tj ET Q q 0 0 0 rg BT 267.61 52.85 Td (in ) Tj ET Q q 0 0 0 rg BT 279.94 52.85 Td (compliance ) Tj ET Q q 0 0 0 rg BT 338.25 52.85 Td (with ) Tj ET Q q 0 0 0 rg BT 362.58 52.85 Td (capital ) Tj ET Q q 0 0 0 rg BT 397.56 52.85 Td (requirements.) Tj ET Q endstream endobj 33 0 obj <> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (14) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 740.90 Td (Current ) Tj ET Q q 0 0 0 rg BT 92.35 740.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 128.68 740.90 Td (amounts ) Tj ET Q q 0 0 0 rg BT 174.37 740.90 Td (and ) Tj ET Q q 0 0 0 rg BT 196.04 740.90 Td (ratios) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 714.50 Td (The ) Tj ET Q q 0 0 0 rg BT 71.79 714.50 Td (following ) Tj ET Q q 0 0 0 rg BT 121.58 714.50 Td (table ) Tj ET Q q 0 0 0 rg BT 148.04 714.50 Td (includes ) Tj ET Q q 0 0 0 rg BT 191.16 714.50 Td (the ) Tj ET Q q 0 0 0 rg BT 208.95 714.50 Td (Company's ) Tj ET Q q 0 0 0 rg BT 265.58 714.50 Td (capital ) Tj ET Q q 0 0 0 rg BT 300.69 714.50 Td (ratios ) Tj ET Q q 0 0 0 rg BT 330.48 714.50 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 342.27 714.50 Td (September30, ) Tj ET Q q 0 0 0 rg BT 414.72 714.50 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 438.72 714.50 Td (, ) Tj ET Q q 0 0 0 rg BT 444.85 714.50 Td (as ) Tj ET Q q 0 0 0 rg BT 457.98 714.50 Td (well ) Tj ET Q q 0 0 0 rg BT 481.77 714.50 Td (as ) Tj ET Q q 0 0 0 rg BT 494.90 714.50 Td (the ) Tj ET Q q 0 0 0 rg BT 512.69 714.50 Td (regulatory ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 700.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 99.67 700.10 Td (and ) Tj ET Q q 0 0 0 rg BT 120.00 700.10 Td (well ) Tj ET Q q 0 0 0 rg BT 143.66 700.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 198.62 700.10 Td (ratios ) Tj ET Q q 0 0 0 rg BT 228.28 700.10 Td (required ) Tj ET Q q 0 0 0 rg BT 271.26 700.10 Td (by ) Tj ET Q q 0 0 0 rg BT 286.26 700.10 Td (the ) Tj ET Q q 0 0 0 rg BT 303.92 700.10 Td (Basel ) Tj ET Q q 0 0 0 rg BT 333.58 700.10 Td (III ) Tj ET Q q 0 0 0 rg BT 348.57 700.10 Td (rules:) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 677.60 176.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 226.50 677.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 230.50 677.60 73.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 303.50 677.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 307.50 677.60 75.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 382.50 677.60 8.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 390.50 677.60 86.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 476.50 677.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 480.50 677.60 82.00 -24.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 653.60 176.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 638.60 176.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 624.60 176.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 610.60 176.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 653.6 m 303.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 653.6 m 382.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 653.6 m 476.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 653.6 m 562.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 653.6 m 303.5 653.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 390.5 653.6 m 476.5 653.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 658.06 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.95 658.28 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.80 658.28 Td (Ratio) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.60 668.28 Td (Minimum ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.15 658.28 Td (r) Tj ET Q q 0 0 0 rg BT 404.41 658.28 Td (equir) Tj ET Q q 0 0 0 rg BT 427.01 658.28 Td (ed ratio ) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 462.55 662.81 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.95 668.28 Td (W) Tj ET Q q 0 0 0 rg BT 496.40 668.28 Td (ell capitalized ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.00 658.28 Td (ratio ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 531.05 662.36 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 643.27 Td (CET1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.15 643.27 Td ($17,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 643.27 Td (9.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 643.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 643.27 Td (4.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 643.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.30 643.27 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 629.17 Td (T) Tj ET Q q 0 0 0 rg BT 58.76 629.17 Td (ier 1 capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 629.17 Td (19,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 629.17 Td (10.72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 629.17 Td (6.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 629.17 Td (6.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 629.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 615.17 Td (T) Tj ET Q q 0 0 0 rg BT 58.76 615.17 Td (otal ) Tj ET Q q 0 0 0 rg BT 75.91 615.17 Td (capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.15 615.17 Td (22,791) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 615.17 Td (12.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 615.17 Td (8.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 615.17 Td (10.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 601.17 Td (Leverage) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.30 601.17 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 601.17 Td (9.66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 601.17 Td (4.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.30 601.17 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 589.63 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.24 585.10 Td (Minimum ) Tj ET Q q 0 0 0 rg BT 95.77 585.10 Td (required ) Tj ET Q q 0 0 0 rg BT 130.61 585.10 Td (ratios ) Tj ET Q q 0 0 0 rg BT 154.35 585.10 Td (do ) Tj ET Q q 0 0 0 rg BT 165.88 585.10 Td (not ) Tj ET Q q 0 0 0 rg BT 180.18 585.10 Td (include ) Tj ET Q q 0 0 0 rg BT 211.14 585.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.88 585.10 Td (CCB ) Tj ET Q q 0 0 0 rg BT 246.42 585.10 Td (as ) Tj ET Q q 0 0 0 rg BT 256.27 585.10 Td (the ) Tj ET Q q 0 0 0 rg BT 270.01 585.10 Td (CCB ) Tj ET Q q 0 0 0 rg BT 291.55 585.10 Td (is ) Tj ET Q q 0 0 0 rg BT 299.74 585.10 Td (related ) Tj ET Q q 0 0 0 rg BT 328.47 585.10 Td (to ) Tj ET Q q 0 0 0 rg BT 337.77 585.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 365.95 585.10 Td (distributions ) Tj ET Q q 0 0 0 rg BT 417.48 585.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 444.55 585.10 Td (discretionary ) Tj ET Q q 0 0 0 rg BT 498.28 585.10 Td (bonus ) Tj ET Q q 0 0 0 rg BT 523.69 585.10 Td (payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 573.10 Td (only) Tj ET Q q 0 0 0 rg BT 67.13 573.10 Td (.) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 50.00 565.18 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.92 561.10 Td ( ) Tj ET Q q 0 0 0 rg BT 55.42 561.10 Td ("N/A" ) Tj ET Q q 0 0 0 rg BT 83.31 561.10 Td (- ) Tj ET Q q 0 0 0 rg BT 89.14 561.10 Td (Not ) Tj ET Q q 0 0 0 rg BT 106.64 561.10 Td (applicable.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 532.30 Td (The ) Tj ET Q q 0 0 0 rg BT 72.96 532.30 Td (Company) Tj ET Q q 0 0 0 rg BT 122.96 532.30 Td (s ) Tj ET Q q 0 0 0 rg BT 131.94 532.30 Td (total ) Tj ET Q q 0 0 0 rg BT 157.58 532.30 Td (shareholders) Tj ET Q q 0 0 0 rg BT 221.33 532.30 Td ( ) Tj ET Q q 0 0 0 rg BT 225.63 532.30 Td (equity ) Tj ET Q q 0 0 0 rg BT 259.94 532.30 Td (was ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 282.91 532.30 Td ($24.1 ) Tj ET Q q 0 0 0 rg BT 314.22 532.30 Td (billion) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 345.55 532.30 Td ( ) Tj ET Q q 0 0 0 rg BT 349.86 532.30 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 362.83 532.30 Td (September30, ) Tj ET Q q 0 0 0 rg BT 436.45 532.30 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 460.45 532.30 Td ( ) Tj ET Q q 0 0 0 rg BT 464.76 532.30 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 486.39 532.30 Td ($24.3 ) Tj ET Q q 0 0 0 rg BT 517.70 532.30 Td (billion) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 549.04 532.30 Td ( ) Tj ET Q q 0 0 0 rg BT 553.35 532.30 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 517.90 Td (June30, ) Tj ET Q q 0 0 0 rg BT 92.76 517.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 116.76 517.90 Td (. ) Tj ET Q q 0 0 0 rg BT 122.52 517.90 Td (Included ) Tj ET Q q 0 0 0 rg BT 167.26 517.90 Td (in ) Tj ET Q q 0 0 0 rg BT 179.36 517.90 Td (total ) Tj ET Q q 0 0 0 rg BT 203.45 517.90 Td (shareholders) Tj ET Q q 0 0 0 rg BT 267.20 517.90 Td ( ) Tj ET Q q 0 0 0 rg BT 269.96 517.90 Td (equity ) Tj ET Q q 0 0 0 rg BT 302.71 517.90 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 314.13 517.90 Td (September30, ) Tj ET Q q 0 0 0 rg BT 386.21 517.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 410.21 517.90 Td ( ) Tj ET Q q 0 0 0 rg BT 412.97 517.90 Td (was ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 434.40 517.90 Td ($15 ) Tj ET Q q 0 0 0 rg BT 455.16 517.90 Td (million) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 489.83 517.90 Td ( ) Tj ET Q q 0 0 0 rg BT 492.59 517.90 Td (surplus ) Tj ET Q q 0 0 0 rg BT 530.02 517.90 Td (capital ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 503.50 Td (of ) Tj ET Q q 0 0 0 rg BT 63.00 503.50 Td (insurance ) Tj ET Q q 0 0 0 rg BT 111.97 503.50 Td (subsidiaries.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 474.70 Td (R) Tj ET Q q 0 0 0 rg BT 57.79 474.70 Td (W) Tj ET Q q 0 0 0 rg BT 67.57 474.70 Td (A) Tj ET Q q 0 0 0 rg BT 74.91 474.70 Td ( ) Tj ET Q q 0 0 0 rg BT 77.91 474.70 Td (exposure) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 442.90 Td (The ) Tj ET Q q 0 0 0 rg BT 70.95 442.90 Td (following ) Tj ET Q q 0 0 0 rg BT 119.90 442.90 Td (table ) Tj ET Q q 0 0 0 rg BT 145.51 442.90 Td (presents ) Tj ET Q q 0 0 0 rg BT 187.13 442.90 Td (R) Tj ET Q q 0 0 0 rg BT 194.47 442.90 Td (W) Tj ET Q q 0 0 0 rg BT 204.46 442.90 Td (A) Tj ET Q q 0 0 0 rg BT 212.47 442.90 Td ( ) Tj ET Q q 0 0 0 rg BT 214.76 442.90 Td (by ) Tj ET Q q 0 0 0 rg BT 229.05 442.90 Td (exposure ) Tj ET Q q 0 0 0 rg BT 274.66 442.90 Td (type ) Tj ET Q q 0 0 0 rg BT 297.61 442.90 Td (for ) Tj ET Q q 0 0 0 rg BT 313.89 442.90 Td (on ) Tj ET Q q 0 0 0 rg BT 328.19 442.90 Td (and ) Tj ET Q q 0 0 0 rg BT 347.80 442.90 Td (of) Tj ET Q q 0 0 0 rg BT 357.58 442.90 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 404.50 442.90 Td (sheet ) Tj ET Q q 0 0 0 rg BT 431.45 442.90 Td (exposures ) Tj ET Q q 0 0 0 rg BT 481.73 442.90 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 492.68 442.90 Td (September30, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 428.50 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 74.00 428.50 Td (:) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 418.00 384.00 -11.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 434.50 418.00 4.00 -11.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 438.50 418.00 124.00 -11.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 407.00 384.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 434.50 407.00 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 438.50 407.00 124.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 394.00 384.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 382.00 23.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 382.00 361.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 369.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 369.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 357.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 357.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 345.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 345.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 333.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 333.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 321.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 321.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 309.00 23.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 309.00 361.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 296.00 23.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 296.00 361.00 -13.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 283.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 283.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 271.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 271.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 259.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 259.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 247.00 384.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 235.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 235.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 223.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 223.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 211.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 211.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 199.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 199.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 187.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 187.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 175.00 23.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 73.50 175.00 361.00 -12.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 163.00 384.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 394 m 562.5 394 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 163 m 562.5 163 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 151 m 562.5 151 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 438.5 149 m 562.5 149 l s BT /F1 8.00 Tf ET q 0 0 0 rg BT 53.00 409.95 Td (\($ in billions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 397.73 Td (Exposur) Tj ET Q q 0 0 0 rg BT 88.94 397.73 Td (e type) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.30 397.73 Td (Exposur) Tj ET Q q 0 0 0 rg BT 503.24 397.73 Td (e R) Tj ET Q q 0 0 0 rg BT 517.05 397.73 Td (W) Tj ET Q q 0 0 0 rg BT 525.94 397.73 Td (A) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 53.00 384.73 Td (On-balance ) Tj ET Q q 0 0 0 rg BT 103.83 384.73 Td (sheet:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 372.57 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 372.57 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 120.16 372.57 Td (to ) Tj ET Q q 0 0 0 rg BT 130.44 372.57 Td (sovereign ) Tj ET Q q 0 0 0 rg BT 171.82 372.57 Td (entities ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 203.20 376.64 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 372.57 Td ($4.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 359.62 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 359.62 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 120.16 359.62 Td (to ) Tj ET Q q 0 0 0 rg BT 130.44 359.62 Td (depository ) Tj ET Q q 0 0 0 rg BT 175.16 359.62 Td (institutions, ) Tj ET Q q 0 0 0 rg BT 224.61 359.62 Td (foreign ) Tj ET Q q 0 0 0 rg BT 255.99 359.62 Td (banks, ) Tj ET Q q 0 0 0 rg BT 284.32 359.62 Td (and ) Tj ET Q q 0 0 0 rg BT 301.25 359.62 Td (credit ) Tj ET Q q 0 0 0 rg BT 326.52 359.62 Td (unions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 359.62 Td (0.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 347.62 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 347.62 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 120.16 347.62 Td (to ) Tj ET Q q 0 0 0 rg BT 130.44 347.62 Td (PSEs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 347.62 Td (1.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 335.62 Td (\(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 335.62 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 118.49 335.62 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 163.48 335.62 Td (including ) Tj ET Q q 0 0 0 rg BT 203.75 335.62 Td (loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 335.62 Td (67.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 323.62 Td (\(5\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 323.62 Td (Residential ) Tj ET Q q 0 0 0 rg BT 123.49 323.62 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 163.75 323.62 Td (exposures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 323.62 Td (24.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 311.62 Td (\(6\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 311.62 Td (Statutory ) Tj ET Q q 0 0 0 rg BT 115.17 311.62 Td (multifamily ) Tj ET Q q 0 0 0 rg BT 164.88 311.62 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 209.04 311.62 Td (and ) Tj ET Q q 0 0 0 rg BT 225.98 311.62 Td (pre-sold ) Tj ET Q q 0 0 0 rg BT 261.24 311.62 Td (construction ) Tj ET Q q 0 0 0 rg BT 313.18 311.62 Td (loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 311.62 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 299.57 Td (\(7\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 299.57 Td (HVCRE ) Tj ET Q q 0 0 0 rg BT 112.39 299.57 Td (loans ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 299.57 Td (4.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 286.57 Td (\(8\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 286.57 Td (Past ) Tj ET Q q 0 0 0 rg BT 95.17 286.57 Td (due ) Tj ET Q q 0 0 0 rg BT 112.11 286.57 Td (loans ) Tj ET Q BT /F1 9.00 Tf ET BT /F1 5.85 Tf ET q 0 0 0 rg BT 135.72 290.64 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 286.57 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 273.62 Td (\(9\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 273.62 Td (Other ) Tj ET Q q 0 0 0 rg BT 101.27 273.62 Td (assets ) Tj ET Q q 0 0 0 rg BT 127.10 273.62 Td (\(including ) Tj ET Q q 0 0 0 rg BT 170.70 273.62 Td (consumer ) Tj ET Q q 0 0 0 rg BT 212.08 273.62 Td (loan ) Tj ET Q q 0 0 0 rg BT 231.80 273.62 Td (exposures\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 273.62 Td (36.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 261.62 Td (\(10\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 261.62 Td (Securitization ) Tj ET Q q 0 0 0 rg BT 134.04 261.62 Td (exposures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 261.62 Td (0.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 249.62 Td (\(1) Tj ET Q q 0 0 0 rg BT 61.14 249.62 Td (1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 249.62 Td (Equity ) Tj ET Q q 0 0 0 rg BT 105.17 249.62 Td (exposures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 249.62 Td (0.2) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 53.00 237.73 Td (Derivatives, ) Tj ET Q q 0 0 0 rg BT 104.09 237.73 Td (of) Tj ET Q q 0 0 0 rg BT 112.24 237.73 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 153.62 237.73 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 179.73 237.73 Td (and ) Tj ET Q q 0 0 0 rg BT 197.79 237.73 Td (market ) Tj ET Q q 0 0 0 rg BT 229.18 237.73 Td (risk:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 225.62 Td (Of) Tj ET Q q 0 0 0 rg BT 86.46 225.62 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 126.06 225.62 Td (sheet ) Tj ET Q q 0 0 0 rg BT 149.11 225.62 Td (commitments, ) Tj ET Q q 0 0 0 rg BT 208.55 225.62 Td (maturity ) Tj ET Q q 0 0 0 rg BT 244.93 225.62 Td (less ) Tj ET Q q 0 0 0 rg BT 262.43 225.62 Td (than ) Tj ET Q q 0 0 0 rg BT 282.15 225.62 Td (1 ) Tj ET Q q 0 0 0 rg BT 289.65 225.62 Td (year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 225.62 Td (2.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 213.62 Td (Of) Tj ET Q q 0 0 0 rg BT 86.46 213.62 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 126.06 213.62 Td (sheet ) Tj ET Q q 0 0 0 rg BT 149.11 213.62 Td (commitments, ) Tj ET Q q 0 0 0 rg BT 208.55 213.62 Td (maturity ) Tj ET Q q 0 0 0 rg BT 244.93 213.62 Td (greater ) Tj ET Q q 0 0 0 rg BT 275.18 213.62 Td (than ) Tj ET Q q 0 0 0 rg BT 294.90 213.62 Td (1 ) Tj ET Q q 0 0 0 rg BT 302.40 213.62 Td (year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 213.62 Td (30.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 201.62 Td (Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 201.62 Td (1.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 189.62 Td (Securitizations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 189.62 Td (0.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 177.62 Td (Letters ) Tj ET Q q 0 0 0 rg BT 106.26 177.62 Td (of ) Tj ET Q q 0 0 0 rg BT 117.09 177.62 Td (credit ) Tj ET Q q 0 0 0 rg BT 142.36 177.62 Td (and ) Tj ET Q q 0 0 0 rg BT 159.30 177.62 Td (other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 177.62 Td (3.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 165.62 Td (Market ) Tj ET Q q 0 0 0 rg BT 107.38 165.62 Td (risk) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.15 165.62 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 153.57 Td (T) Tj ET Q q 0 0 0 rg BT 58.41 153.57 Td (otal ) Tj ET Q q 0 0 0 rg BT 75.91 153.57 Td (R) Tj ET Q q 0 0 0 rg BT 82.02 153.57 Td (W) Tj ET Q q 0 0 0 rg BT 90.35 153.57 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 153.57 Td ($182.7) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 144.20 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 139.67 Td ( ) Tj ET Q q 0 0 0 rg BT 58.57 139.67 Td (The Company's sovereign exposure is predominantly to the U.S. government and its agencies.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 129.20 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 124.67 Td ( ) Tj ET Q q 0 0 0 rg BT 58.38 124.67 Td (Amount ) Tj ET Q q 0 0 0 rg BT 93.90 124.67 Td (does ) Tj ET Q q 0 0 0 rg BT 114.97 124.67 Td (not ) Tj ET Q q 0 0 0 rg BT 130.49 124.67 Td (include ) Tj ET Q q 0 0 0 rg BT 162.66 124.67 Td (past ) Tj ET Q q 0 0 0 rg BT 181.51 124.67 Td (due ) Tj ET Q q 0 0 0 rg BT 198.69 124.67 Td (amounts ) Tj ET Q q 0 0 0 rg BT 235.31 124.67 Td (related ) Tj ET Q q 0 0 0 rg BT 265.25 124.67 Td (to ) Tj ET Q q 0 0 0 rg BT 275.77 124.67 Td (residential ) Tj ET Q q 0 0 0 rg BT 320.16 124.67 Td (mortgages ) Tj ET Q q 0 0 0 rg BT 364.56 124.67 Td (and ) Tj ET Q q 0 0 0 rg BT 381.73 124.67 Td (other ) Tj ET Q q 0 0 0 rg BT 405.02 124.67 Td (loans ) Tj ET Q q 0 0 0 rg BT 428.87 124.67 Td (that ) Tj ET Q q 0 0 0 rg BT 446.60 124.67 Td (are ) Tj ET Q q 0 0 0 rg BT 461.55 124.67 Td (government-guaranteed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 114.67 Td (which ) Tj ET Q q 0 0 0 rg BT 79.94 114.67 Td (are ) Tj ET Q q 0 0 0 rg BT 94.65 114.67 Td (included ) Tj ET Q q 0 0 0 rg BT 131.58 114.67 Td (in ) Tj ET Q q 0 0 0 rg BT 141.86 114.67 Td (other ) Tj ET Q q 0 0 0 rg BT 164.90 114.67 Td (categories ) Tj ET Q q 0 0 0 rg BT 207.94 114.67 Td (related ) Tj ET Q q 0 0 0 rg BT 237.64 114.67 Td (to ) Tj ET Q q 0 0 0 rg BT 247.92 114.67 Td (the ) Tj ET Q q 0 0 0 rg BT 262.63 114.67 Td (type ) Tj ET Q q 0 0 0 rg BT 282.35 114.67 Td (of ) Tj ET Q q 0 0 0 rg BT 293.18 114.67 Td (loan ) Tj ET Q q 0 0 0 rg BT 312.90 114.67 Td (or ) Tj ET Q q 0 0 0 rg BT 323.73 114.67 Td (applicable ) Tj ET Q q 0 0 0 rg BT 367.32 114.67 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 420.35 114.67 Td (herein.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 35 0 obj <> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (15) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (See the Company) Tj ET Q q 0 0 0 rg BT 137.98 740.70 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 145.65 740.70 Td (September30, 2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 241.97 740.70 Td ( ) Tj ET Q q 0 0 0 rg BT 244.53 740.70 Td (Y) Tj ET Q q 0 0 0 rg BT 251.86 740.70 Td (-9C, Schedule HC-R Part I and Part II, on the FFIEC website) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 545.49 746.14 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 549.39 740.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (for disclosures required by the Final Rule related to the following:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 699.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 699.90 Td (Standardized ) Tj ET Q q 0 0 0 rg BT 152.96 699.90 Td (market ) Tj ET Q q 0 0 0 rg BT 190.59 699.90 Td (R) Tj ET Q q 0 0 0 rg BT 197.93 699.90 Td (W) Tj ET Q q 0 0 0 rg BT 207.92 699.90 Td (A) Tj ET Q q 0 0 0 rg BT 215.93 699.90 Td ( ) Tj ET Q q 0 0 0 rg BT 220.24 699.90 Td (as ) Tj ET Q q 0 0 0 rg BT 234.55 699.90 Td (calculated ) Tj ET Q q 0 0 0 rg BT 287.50 699.90 Td (under ) Tj ET Q q 0 0 0 rg BT 319.14 699.90 Td (the ) Tj ET Q q 0 0 0 rg BT 338.11 699.90 Td (Market ) Tj ET Q q 0 0 0 rg BT 377.08 699.90 Td (Risk ) Tj ET Q q 0 0 0 rg BT 403.40 699.90 Td (Rule. ) Tj ET Q q 0 0 0 rg BT 432.42 699.90 Td (Additional ) Tj ET Q q 0 0 0 rg BT 488.07 699.90 Td (details ) Tj ET Q q 0 0 0 rg BT 523.70 699.90 Td (are ) Tj ET Q q 0 0 0 rg BT 542.67 699.90 Td (also ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 685.50 Td (available ) Tj ET Q q 0 0 0 rg BT 132.31 685.50 Td (in ) Tj ET Q q 0 0 0 rg BT 144.64 685.50 Td (the ) Tj ET Q q 0 0 0 rg BT 162.30 685.50 Td (FFIEC ) Tj ET Q q 0 0 0 rg BT 197.98 685.50 Td (102 ) Tj ET Q q 0 0 0 rg BT 218.98 685.50 Td (report ) Tj ET Q q 0 0 0 rg BT 250.63 685.50 Td (on ) Tj ET Q q 0 0 0 rg BT 265.63 685.50 Td (the ) Tj ET Q q 0 0 0 rg BT 283.29 685.50 Td (FFIEC's ) Tj ET Q q 0 0 0 rg BT 325.80 685.50 Td (website;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 671.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 671.10 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 120.45 671.10 Td (T) Tj ET Q q 0 0 0 rg BT 127.36 671.10 Td (ier ) Tj ET Q q 0 0 0 rg BT 143.01 671.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 152.01 671.10 Td (capital, ) Tj ET Q q 0 0 0 rg BT 189.99 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 210.10 671.10 Td (T) Tj ET Q q 0 0 0 rg BT 216.59 671.10 Td (otal ) Tj ET Q q 0 0 0 rg BT 237.59 671.10 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 289.91 671.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 324.89 671.10 Td (components ) Tj ET Q q 0 0 0 rg BT 385.88 671.10 Td (and ) Tj ET Q q 0 0 0 rg BT 406.20 671.10 Td (related ) Tj ET Q q 0 0 0 rg BT 441.85 671.10 Td (calculations; ) Tj ET Q q 0 0 0 rg BT 505.49 671.10 Td (and) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 68.00 656.70 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 656.70 Td (T) Tj ET Q q 0 0 0 rg BT 92.49 656.70 Td (otal ) Tj ET Q q 0 0 0 rg BT 113.20 656.70 Td (standardized ) Tj ET Q q 0 0 0 rg BT 176.54 656.70 Td (R) Tj ET Q q 0 0 0 rg BT 183.89 656.70 Td (W) Tj ET Q q 0 0 0 rg BT 193.88 656.70 Td (A) Tj ET Q q 0 0 0 rg BT 201.89 656.70 Td ( ) Tj ET Q q 0 0 0 rg BT 204.60 656.70 Td (by ) Tj ET Q q 0 0 0 rg BT 219.31 656.70 Td (exposure ) Tj ET Q q 0 0 0 rg BT 265.33 656.70 Td (type, ) Tj ET Q q 0 0 0 rg BT 291.71 656.70 Td (including ) Tj ET Q q 0 0 0 rg BT 339.74 656.70 Td (the ) Tj ET Q q 0 0 0 rg BT 357.11 656.70 Td (related ) Tj ET Q q 0 0 0 rg BT 392.47 656.70 Td (on- ) Tj ET Q q 0 0 0 rg BT 411.17 656.70 Td (and ) Tj ET Q q 0 0 0 rg BT 431.21 656.70 Td (of) Tj ET Q q 0 0 0 rg BT 440.99 656.70 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 488.33 656.70 Td (sheet ) Tj ET Q q 0 0 0 rg BT 515.69 656.70 Td (exposure.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 630.30 Td (Additionally) Tj ET Q q 0 0 0 rg BT 109.88 630.30 Td (, ) Tj ET Q q 0 0 0 rg BT 115.67 630.30 Td (see ) Tj ET Q q 0 0 0 rg BT 133.78 630.30 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 151.23 630.30 Td (September30, ) Tj ET Q q 0 0 0 rg BT 223.33 630.30 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 247.33 630.30 Td ( ) Tj ET Q q 0 0 0 rg BT 250.12 630.30 Td (Call ) Tj ET Q q 0 0 0 rg BT 272.91 630.30 Td (Report ) Tj ET Q q 0 0 0 rg BT 308.35 630.30 Td (on ) Tj ET Q q 0 0 0 rg BT 323.14 630.30 Td (the ) Tj ET Q q 0 0 0 rg BT 340.59 630.30 Td (FFIEC) Tj ET Q q 0 0 0 rg BT 376.60 630.30 Td (s ) Tj ET Q q 0 0 0 rg BT 384.06 630.30 Td (website) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 420.71 635.74 Td (2) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 424.61 630.30 Td ( ) Tj ET Q q 0 0 0 rg BT 427.40 630.30 Td (for ) Tj ET Q q 0 0 0 rg BT 444.18 630.30 Td (the ) Tj ET Q q 0 0 0 rg BT 461.63 630.30 Td (CET1, ) Tj ET Q q 0 0 0 rg BT 495.88 630.30 Td (T) Tj ET Q q 0 0 0 rg BT 502.79 630.30 Td (ier ) Tj ET Q q 0 0 0 rg BT 518.23 630.30 Td (1 ) Tj ET Q q 0 0 0 rg BT 527.02 630.30 Td (capital, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 615.90 Td (and ) Tj ET Q q 0 0 0 rg BT 70.11 615.90 Td (T) Tj ET Q q 0 0 0 rg BT 76.60 615.90 Td (otal ) Tj ET Q q 0 0 0 rg BT 97.60 615.90 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 149.91 615.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 184.89 615.90 Td (ratios ) Tj ET Q q 0 0 0 rg BT 214.55 615.90 Td (of ) Tj ET Q q 0 0 0 rg BT 227.55 615.90 Td (the ) Tj ET Q q 0 0 0 rg BT 245.21 615.90 Td (Company) Tj ET Q q 0 0 0 rg BT 295.21 615.90 Td (s ) Tj ET Q q 0 0 0 rg BT 302.88 615.90 Td (only ) Tj ET Q q 0 0 0 rg BT 327.21 615.90 Td (depository ) Tj ET Q q 0 0 0 rg BT 380.87 615.90 Td (institution ) Tj ET Q q 0 0 0 rg BT 432.55 615.90 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 481.10 615.90 Td (, ) Tj ET Q q 0 0 0 rg BT 487.10 615.90 Td (SunT) Tj ET Q q 0 0 0 rg BT 512.68 615.90 Td (rust ) Tj ET Q q 0 0 0 rg BT 533.68 615.90 Td (Bank.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 595.50 Td (Capital ) Tj ET Q q 0 0 0 rg BT 89.01 595.50 Td (conservation ) Tj ET Q q 0 0 0 rg BT 155.34 595.50 Td (buf) Tj ET Q q 0 0 0 rg BT 171.79 595.50 Td (fer) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 575.10 Td (The ) Tj ET Q q 0 0 0 rg BT 72.33 575.10 Td (CCB ) Tj ET Q q 0 0 0 rg BT 100.01 575.10 Td (became ) Tj ET Q q 0 0 0 rg BT 140.31 575.10 Td (ef) Tj ET Q q 0 0 0 rg BT 149.42 575.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 185.73 575.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 237.40 575.10 Td (January ) Tj ET Q q 0 0 0 rg BT 278.38 575.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 291.05 575.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 318.72 575.10 Td (and ) Tj ET Q q 0 0 0 rg BT 339.72 575.10 Td (the ) Tj ET Q q 0 0 0 rg BT 358.05 575.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 415.04 575.10 Td (required ) Tj ET Q q 0 0 0 rg BT 458.69 575.10 Td (by ) Tj ET Q q 0 0 0 rg BT 474.36 575.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.69 575.10 Td (Final ) Tj ET Q q 0 0 0 rg BT 521.03 575.10 Td (Rule ) Tj ET Q q 0 0 0 rg BT 547.36 575.10 Td (are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 560.70 Td (included ) Tj ET Q q 0 0 0 rg BT 93.40 560.70 Td (in ) Tj ET Q q 0 0 0 rg BT 104.82 560.70 Td (the ) Tj ET Q q 0 0 0 rg BT 121.56 560.70 Td (Company) Tj ET Q q 0 0 0 rg BT 171.56 560.70 Td (s ) Tj ET Q q 0 0 0 rg BT 178.00 560.70 Td (Y) Tj ET Q q 0 0 0 rg BT 185.34 560.70 Td (-9C, ) Tj ET Q q 0 0 0 rg BT 208.42 560.70 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 254.48 560.70 Td (HC-R ) Tj ET Q q 0 0 0 rg BT 285.24 560.70 Td (Part ) Tj ET Q q 0 0 0 rg BT 306.65 560.70 Td (I. ) Tj ET Q q 0 0 0 rg BT 315.58 560.70 Td (The ) Tj ET Q q 0 0 0 rg BT 336.31 560.70 Td (Company) Tj ET Q q 0 0 0 rg BT 386.31 560.70 Td (s ) Tj ET Q q 0 0 0 rg BT 393.06 560.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 427.12 560.70 Td (ratios ) Tj ET Q q 0 0 0 rg BT 455.87 560.70 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 466.61 560.70 Td (September30, ) Tj ET Q q 0 0 0 rg BT 538.01 560.70 Td (2018) Tj ET Q BT /F1 12.00 Tf ET BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 546.30 Td (significantly ) Tj ET Q q 0 0 0 rg BT 112.99 546.30 Td (exceed ) Tj ET Q q 0 0 0 rg BT 149.29 546.30 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 201.61 546.30 Td (minimum ) Tj ET Q q 0 0 0 rg BT 251.28 546.30 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 319.92 546.30 Td (inclusive ) Tj ET Q q 0 0 0 rg BT 366.24 546.30 Td (of ) Tj ET Q q 0 0 0 rg BT 379.24 546.30 Td (the ) Tj ET Q q 0 0 0 rg BT 396.90 546.30 Td (CCB. ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 526.83 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.25 522.30 Td ( ) Tj ET Q q 0 0 0 rg BT 55.57 522.30 Td (The ) Tj ET Q q 0 0 0 rg BT 73.24 522.30 Td (Y) Tj ET Q q 0 0 0 rg BT 79.36 522.30 Td (-9C can be accessed at ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 172.36572265625 520.9669921875 m 410.09521484375 520.9669921875 l s q 0 0 1 rg BT 172.37 522.30 Td (https://www) Tj ET Q q 0 0 1 rg BT 221.16 522.30 Td (.f) Tj ET Q q 0 0 1 rg BT 226.81 522.30 Td (fiec.gov/nicpubweb/nicweb/SearchForm.aspx) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 514.83 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.25 510.30 Td ( ) Tj ET Q q 0 0 0 rg BT 55.57 510.30 Td (The ) Tj ET Q q 0 0 0 rg BT 73.62 510.30 Td (Call ) Tj ET Q q 0 0 0 rg BT 92.78 510.30 Td (Report ) Tj ET Q q 0 0 0 rg BT 122.50 510.30 Td (can ) Tj ET Q q 0 0 0 rg BT 138.87 510.30 Td (be ) Tj ET Q q 0 0 0 rg BT 150.81 510.30 Td (accessed ) Tj ET Q q 0 0 0 rg BT 188.29 510.30 Td (at ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 198.00537109375 508.9669921875 m 402.50244140625 508.9669921875 l s q 0 0 1 rg BT 198.01 510.30 Td (https://cdr) Tj ET Q q 0 0 1 rg BT 238.01 510.30 Td (.f) Tj ET Q q 0 0 1 rg BT 243.65 510.30 Td (fiec.gov/public/ManageFacsimiles.aspx) Tj ET Q endstream endobj 37 0 obj <> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 301.00 31.60 Td (16) Tj ET Q BT /F2 18.00 Tf ET q 0 0 0 rg BT 50.00 736.85 Td (Cr) Tj ET Q q 0 0 0 rg BT 70.66 736.85 Td (edit ) Tj ET Q q 0 0 0 rg BT 104.16 736.85 Td (risk) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 705.95 Td (Overview) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 679.55 Td (Enterprise ) Tj ET Q q 0 0 0 rg BT 100.95 679.55 Td (Risk, ) Tj ET Q q 0 0 0 rg BT 127.60 679.55 Td (an ) Tj ET Q q 0 0 0 rg BT 140.56 679.55 Td (independent ) Tj ET Q q 0 0 0 rg BT 200.85 679.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 220.49 679.55 Td (function, ) Tj ET Q q 0 0 0 rg BT 265.12 679.55 Td (establishes ) Tj ET Q q 0 0 0 rg BT 318.75 679.55 Td (and ) Tj ET Q q 0 0 0 rg BT 337.71 679.55 Td (oversees ) Tj ET Q q 0 0 0 rg BT 380.67 679.55 Td (the ) Tj ET Q q 0 0 0 rg BT 396.97 679.55 Td (Company's ) Tj ET Q q 0 0 0 rg BT 452.10 679.55 Td (credit ) Tj ET Q q 0 0 0 rg BT 481.06 679.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 500.70 679.55 Td (management ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 665.15 Td (governance ) Tj ET Q q 0 0 0 rg BT 109.18 665.15 Td (framework ) Tj ET Q q 0 0 0 rg BT 165.69 665.15 Td (and ) Tj ET Q q 0 0 0 rg BT 186.90 665.15 Td (policies, ) Tj ET Q q 0 0 0 rg BT 231.10 665.15 Td (independently ) Tj ET Q q 0 0 0 rg BT 302.95 665.15 Td (measures, ) Tj ET Q q 0 0 0 rg BT 354.48 665.15 Td (analyzes, ) Tj ET Q q 0 0 0 rg BT 402.66 665.15 Td (and ) Tj ET Q q 0 0 0 rg BT 423.86 665.15 Td (reports ) Tj ET Q q 0 0 0 rg BT 461.06 665.15 Td (on ) Tj ET Q q 0 0 0 rg BT 476.94 665.15 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 522.81 665.15 Td (and ) Tj ET Q q 0 0 0 rg BT 544.01 665.15 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 650.75 Td (trends, ) Tj ET Q q 0 0 0 rg BT 87.78 650.75 Td (and ) Tj ET Q q 0 0 0 rg BT 110.57 650.75 Td (actively ) Tj ET Q q 0 0 0 rg BT 154.00 650.75 Td (participates ) Tj ET Q q 0 0 0 rg BT 214.77 650.75 Td (in ) Tj ET Q q 0 0 0 rg BT 229.56 650.75 Td (the ) Tj ET Q q 0 0 0 rg BT 249.68 650.75 Td (formulation ) Tj ET Q q 0 0 0 rg BT 311.79 650.75 Td (of ) Tj ET Q q 0 0 0 rg BT 327.24 650.75 Td (credit ) Tj ET Q q 0 0 0 rg BT 360.01 650.75 Td (strategies. ) Tj ET Q q 0 0 0 rg BT 413.79 650.75 Td (Credit ) Tj ET Q q 0 0 0 rg BT 449.24 650.75 Td (risk ) Tj ET Q q 0 0 0 rg BT 472.70 650.75 Td (of) Tj ET Q q 0 0 0 rg BT 482.47 650.75 Td (ficers ) Tj ET Q q 0 0 0 rg BT 514.58 650.75 Td (are ) Tj ET Q q 0 0 0 rg BT 534.69 650.75 Td (direct ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 636.35 Td (participants ) Tj ET Q q 0 0 0 rg BT 108.51 636.35 Td (in ) Tj ET Q q 0 0 0 rg BT 120.37 636.35 Td (the ) Tj ET Q q 0 0 0 rg BT 137.55 636.35 Td (origination, ) Tj ET Q q 0 0 0 rg BT 195.73 636.35 Td (underwriting, ) Tj ET Q q 0 0 0 rg BT 263.25 636.35 Td (and ) Tj ET Q q 0 0 0 rg BT 283.10 636.35 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 324.96 636.35 Td (management ) Tj ET Q q 0 0 0 rg BT 388.79 636.35 Td (of ) Tj ET Q q 0 0 0 rg BT 401.31 636.35 Td (credit ) Tj ET Q q 0 0 0 rg BT 431.15 636.35 Td (and ) Tj ET Q q 0 0 0 rg BT 451.00 636.35 Td (promote ) Tj ET Q q 0 0 0 rg BT 493.52 636.35 Td (an ) Tj ET Q q 0 0 0 rg BT 507.37 636.35 Td (appropriate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 621.95 Td (balance ) Tj ET Q q 0 0 0 rg BT 89.71 621.95 Td (between ) Tj ET Q q 0 0 0 rg BT 132.75 621.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 153.82 621.95 Td (management ) Tj ET Q q 0 0 0 rg BT 218.20 621.95 Td (and ) Tj ET Q q 0 0 0 rg BT 238.59 621.95 Td (business ) Tj ET Q q 0 0 0 rg BT 282.33 621.95 Td (objectives ) Tj ET Q q 0 0 0 rg BT 334.05 621.95 Td (by ) Tj ET Q q 0 0 0 rg BT 349.12 621.95 Td (adhering ) Tj ET Q q 0 0 0 rg BT 394.17 621.95 Td (to ) Tj ET Q q 0 0 0 rg BT 406.58 621.95 Td (established ) Tj ET Q q 0 0 0 rg BT 462.96 621.95 Td (policies, ) Tj ET Q q 0 0 0 rg BT 506.36 621.95 Td (procedures, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 607.55 Td (and ) Tj ET Q q 0 0 0 rg BT 69.11 607.55 Td (standards.Credit ) Tj ET Q q 0 0 0 rg BT 152.21 607.55 Td (Risk ) Tj ET Q q 0 0 0 rg BT 176.00 607.55 Td (Review) Tj ET Q q 0 0 0 rg BT 211.88 607.55 Td (, ) Tj ET Q q 0 0 0 rg BT 216.66 607.55 Td (one ) Tj ET Q q 0 0 0 rg BT 235.77 607.55 Td (of ) Tj ET Q q 0 0 0 rg BT 247.55 607.55 Td (the ) Tj ET Q q 0 0 0 rg BT 264.00 607.55 Td (Company's ) Tj ET Q q 0 0 0 rg BT 319.28 607.55 Td (independent ) Tj ET Q q 0 0 0 rg BT 379.71 607.55 Td (assurance ) Tj ET Q q 0 0 0 rg BT 428.13 607.55 Td (functions, ) Tj ET Q q 0 0 0 rg BT 477.58 607.55 Td (regularly ) Tj ET Q q 0 0 0 rg BT 522.68 607.55 Td (assesses ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 593.15 Td (and ) Tj ET Q q 0 0 0 rg BT 73.22 593.15 Td (reports ) Tj ET Q q 0 0 0 rg BT 112.43 593.15 Td (on ) Tj ET Q q 0 0 0 rg BT 130.33 593.15 Td (business ) Tj ET Q q 0 0 0 rg BT 176.89 593.15 Td (unit ) Tj ET Q q 0 0 0 rg BT 201.45 593.15 Td (and ) Tj ET Q q 0 0 0 rg BT 224.67 593.15 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 277.87 593.15 Td (asset ) Tj ET Q q 0 0 0 rg BT 307.09 593.15 Td (quality) Tj ET Q q 0 0 0 rg BT 339.64 593.15 Td (, ) Tj ET Q q 0 0 0 rg BT 348.53 593.15 Td (and ) Tj ET Q q 0 0 0 rg BT 371.75 593.15 Td (the ) Tj ET Q q 0 0 0 rg BT 392.30 593.15 Td (integrity ) Tj ET Q q 0 0 0 rg BT 438.85 593.15 Td (of ) Tj ET Q q 0 0 0 rg BT 454.74 593.15 Td (the ) Tj ET Q q 0 0 0 rg BT 475.29 593.15 Td (Company's ) Tj ET Q q 0 0 0 rg BT 534.68 593.15 Td (credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 578.75 Td (processes.) Tj ET Q q 0 0 0 rg BT 101.32 578.75 Td (Additionally) Tj ET Q q 0 0 0 rg BT 161.21 578.75 Td (, ) Tj ET Q q 0 0 0 rg BT 166.35 578.75 Td (total ) Tj ET Q q 0 0 0 rg BT 189.82 578.75 Td (borrower ) Tj ET Q q 0 0 0 rg BT 235.95 578.75 Td (exposure ) Tj ET Q q 0 0 0 rg BT 281.41 578.75 Td (limits ) Tj ET Q q 0 0 0 rg BT 310.89 578.75 Td (and ) Tj ET Q q 0 0 0 rg BT 330.37 578.75 Td (concentration ) Tj ET Q q 0 0 0 rg BT 397.81 578.75 Td (risk ) Tj ET Q q 0 0 0 rg BT 417.96 578.75 Td (are ) Tj ET Q q 0 0 0 rg BT 434.75 578.75 Td (established ) Tj ET Q q 0 0 0 rg BT 490.21 578.75 Td (and ) Tj ET Q q 0 0 0 rg BT 509.69 578.75 Td (monitored. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 564.35 Td (The ) Tj ET Q q 0 0 0 rg BT 73.05 564.35 Td (Company ) Tj ET Q q 0 0 0 rg BT 124.11 564.35 Td (grants ) Tj ET Q q 0 0 0 rg BT 157.83 564.35 Td (credit ) Tj ET Q q 0 0 0 rg BT 189.54 564.35 Td (on ) Tj ET Q q 0 0 0 rg BT 205.94 564.35 Td (the ) Tj ET Q q 0 0 0 rg BT 224.99 564.35 Td (basis ) Tj ET Q q 0 0 0 rg BT 253.38 564.35 Td (of ) Tj ET Q q 0 0 0 rg BT 267.78 564.35 Td (borrower/counterparty ) Tj ET Q q 0 0 0 rg BT 380.12 564.35 Td (capacity ) Tj ET Q q 0 0 0 rg BT 424.49 564.35 Td (to ) Tj ET Q q 0 0 0 rg BT 438.22 564.35 Td (repay ) Tj ET Q q 0 0 0 rg BT 469.26 564.35 Td (rather ) Tj ET Q q 0 0 0 rg BT 501.63 564.35 Td (than ) Tj ET Q q 0 0 0 rg BT 526.69 564.35 Td (placing ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 549.95 Td (primary ) Tj ET Q q 0 0 0 rg BT 90.99 549.95 Td (reliance ) Tj ET Q q 0 0 0 rg BT 131.96 549.95 Td (on ) Tj ET Q q 0 0 0 rg BT 146.96 549.95 Td (credit ) Tj ET Q q 0 0 0 rg BT 177.27 549.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 198.27 549.95 Td (mitigation.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 521.15 Td (Consistent ) Tj ET Q q 0 0 0 rg BT 105.86 521.15 Td (with ) Tj ET Q q 0 0 0 rg BT 132.38 521.15 Td (established ) Tj ET Q q 0 0 0 rg BT 190.89 521.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 214.08 521.15 Td (management ) Tj ET Q q 0 0 0 rg BT 280.58 521.15 Td (objectives, ) Tj ET Q q 0 0 0 rg BT 337.42 521.15 Td (the ) Tj ET Q q 0 0 0 rg BT 357.27 521.15 Td (Company ) Tj ET Q q 0 0 0 rg BT 409.12 521.15 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 448.97 521.15 Td (various ) Tj ET Q q 0 0 0 rg BT 489.48 521.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 512.67 521.15 Td (mitigation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 506.75 Td (techniques, ) Tj ET Q q 0 0 0 rg BT 105.95 506.75 Td (including ) Tj ET Q q 0 0 0 rg BT 152.90 506.75 Td (collecting ) Tj ET Q q 0 0 0 rg BT 201.85 506.75 Td (collateral ) Tj ET Q q 0 0 0 rg BT 248.11 506.75 Td (and ) Tj ET Q q 0 0 0 rg BT 267.07 506.75 Td (security ) Tj ET Q q 0 0 0 rg BT 306.68 506.75 Td (interests, ) Tj ET Q q 0 0 0 rg BT 351.30 506.75 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 398.26 506.75 Td (guarantees, ) Tj ET Q q 0 0 0 rg BT 454.19 506.75 Td (and, ) Tj ET Q q 0 0 0 rg BT 476.15 506.75 Td (to ) Tj ET Q q 0 0 0 rg BT 487.11 506.75 Td (a ) Tj ET Q q 0 0 0 rg BT 494.06 506.75 Td (limited ) Tj ET Q q 0 0 0 rg BT 529.69 506.75 Td (extent, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 492.35 Td (through ) Tj ET Q q 0 0 0 rg BT 90.22 492.35 Td (the ) Tj ET Q q 0 0 0 rg BT 107.76 492.35 Td (purchase ) Tj ET Q q 0 0 0 rg BT 153.29 492.35 Td (of ) Tj ET Q q 0 0 0 rg BT 166.17 492.35 Td (credit ) Tj ET Q q 0 0 0 rg BT 196.38 492.35 Td (loss ) Tj ET Q q 0 0 0 rg BT 217.94 492.35 Td (protection ) Tj ET Q q 0 0 0 rg BT 269.47 492.35 Td (via ) Tj ET Q q 0 0 0 rg BT 287.02 492.35 Td (third ) Tj ET Q q 0 0 0 rg BT 312.57 492.35 Td (party ) Tj ET Q q 0 0 0 rg BT 340.11 492.35 Td (insurance ) Tj ET Q q 0 0 0 rg BT 388.97 492.35 Td (and/or ) Tj ET Q q 0 0 0 rg BT 422.52 492.35 Td (use ) Tj ET Q q 0 0 0 rg BT 441.40 492.35 Td (of ) Tj ET Q q 0 0 0 rg BT 454.28 492.35 Td (credit ) Tj ET Q q 0 0 0 rg BT 484.48 492.35 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 540.01 492.35 Td (such ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 477.95 Td (as ) Tj ET Q q 0 0 0 rg BT 63.00 477.95 Td (CDS. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 449.15 Td (Borrower/counterparty ) Tj ET Q q 0 0 0 rg BT 164.27 449.15 Td (\(obligor\) ) Tj ET Q q 0 0 0 rg BT 211.25 449.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 233.56 449.15 Td (and ) Tj ET Q q 0 0 0 rg BT 255.21 449.15 Td (facility ) Tj ET Q q 0 0 0 rg BT 293.51 449.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 315.83 449.15 Td (is ) Tj ET Q q 0 0 0 rg BT 328.15 449.15 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 378.44 449.15 Td (using ) Tj ET Q q 0 0 0 rg BT 408.76 449.15 Td (the ) Tj ET Q q 0 0 0 rg BT 427.73 449.15 Td (Company) Tj ET Q q 0 0 0 rg BT 477.73 449.15 Td (s ) Tj ET Q q 0 0 0 rg BT 486.72 449.15 Td (own ) Tj ET Q q 0 0 0 rg BT 511.70 449.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 534.02 449.15 Td (rating ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 434.75 Td (methodology) Tj ET Q q 0 0 0 rg BT 112.55 434.75 Td (, ) Tj ET Q q 0 0 0 rg BT 119.67 434.75 Td (which ) Tj ET Q q 0 0 0 rg BT 153.12 434.75 Td (is ) Tj ET Q q 0 0 0 rg BT 165.24 434.75 Td (utilized ) Tj ET Q q 0 0 0 rg BT 205.35 434.75 Td (across ) Tj ET Q q 0 0 0 rg BT 239.46 434.75 Td (all ) Tj ET Q q 0 0 0 rg BT 255.57 434.75 Td (lines ) Tj ET Q q 0 0 0 rg BT 282.36 434.75 Td (of ) Tj ET Q q 0 0 0 rg BT 296.47 434.75 Td (businesses. ) Tj ET Q q 0 0 0 rg BT 353.96 434.75 Td (The ) Tj ET Q q 0 0 0 rg BT 376.74 434.75 Td (Company ) Tj ET Q q 0 0 0 rg BT 427.52 434.75 Td (uses ) Tj ET Q q 0 0 0 rg BT 452.31 434.75 Td (various ) Tj ET Q q 0 0 0 rg BT 491.76 434.75 Td (risk ) Tj ET Q q 0 0 0 rg BT 513.88 434.75 Td (models ) Tj ET Q q 0 0 0 rg BT 552.66 434.75 Td (to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 420.35 Td (estimate ) Tj ET Q q 0 0 0 rg BT 93.02 420.35 Td (both ) Tj ET Q q 0 0 0 rg BT 117.39 420.35 Td (expected ) Tj ET Q q 0 0 0 rg BT 163.07 420.35 Td (and ) Tj ET Q q 0 0 0 rg BT 183.43 420.35 Td (unexpected ) Tj ET Q q 0 0 0 rg BT 241.10 420.35 Td (loss, ) Tj ET Q q 0 0 0 rg BT 265.82 420.35 Td (which ) Tj ET Q q 0 0 0 rg BT 298.18 420.35 Td (incorporates ) Tj ET Q q 0 0 0 rg BT 360.52 420.35 Td (both ) Tj ET Q q 0 0 0 rg BT 384.89 420.35 Td (internal ) Tj ET Q q 0 0 0 rg BT 424.58 420.35 Td (and ) Tj ET Q q 0 0 0 rg BT 444.94 420.35 Td (external ) Tj ET Q q 0 0 0 rg BT 486.62 420.35 Td (default ) Tj ET Q q 0 0 0 rg BT 522.98 420.35 Td (and ) Tj ET Q q 0 0 0 rg BT 543.34 420.35 Td (loss ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 405.95 Td (experience. ) Tj ET Q q 0 0 0 rg BT 107.91 405.95 Td (The ) Tj ET Q q 0 0 0 rg BT 129.74 405.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 179.58 405.95 Td (collects ) Tj ET Q q 0 0 0 rg BT 219.41 405.95 Td (and ) Tj ET Q q 0 0 0 rg BT 239.91 405.95 Td (uses ) Tj ET Q q 0 0 0 rg BT 263.76 405.95 Td (internal ) Tj ET Q q 0 0 0 rg BT 303.59 405.95 Td (data ) Tj ET Q q 0 0 0 rg BT 326.75 405.95 Td (to ) Tj ET Q q 0 0 0 rg BT 339.26 405.95 Td (ensure ) Tj ET Q q 0 0 0 rg BT 373.76 405.95 Td (the ) Tj ET Q q 0 0 0 rg BT 391.59 405.95 Td (validity) Tj ET Q q 0 0 0 rg BT 427.48 405.95 Td (, ) Tj ET Q q 0 0 0 rg BT 433.65 405.95 Td (reliability) Tj ET Q q 0 0 0 rg BT 479.53 405.95 Td (, ) Tj ET Q q 0 0 0 rg BT 485.70 405.95 Td (and ) Tj ET Q q 0 0 0 rg BT 506.21 405.95 Td (accuracy ) Tj ET Q q 0 0 0 rg BT 552.01 405.95 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 391.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 70.68 391.55 Td (models ) Tj ET Q q 0 0 0 rg BT 108.03 391.55 Td (used ) Tj ET Q q 0 0 0 rg BT 132.71 391.55 Td (in ) Tj ET Q q 0 0 0 rg BT 144.73 391.55 Td (default, ) Tj ET Q q 0 0 0 rg BT 183.73 391.55 Td (severity) Tj ET Q q 0 0 0 rg BT 220.94 391.55 Td (, ) Tj ET Q q 0 0 0 rg BT 226.62 391.55 Td (and ) Tj ET Q q 0 0 0 rg BT 246.63 391.55 Td (loss ) Tj ET Q q 0 0 0 rg BT 267.99 391.55 Td (estimation. ) Tj ET Q q 0 0 0 rg BT 323.47 391.55 Td (T) Tj ET Q q 0 0 0 rg BT 329.96 391.55 Td (o ) Tj ET Q q 0 0 0 rg BT 338.64 391.55 Td (the ) Tj ET Q q 0 0 0 rg BT 355.99 391.55 Td (extent ) Tj ET Q q 0 0 0 rg BT 387.99 391.55 Td (credit ) Tj ET Q q 0 0 0 rg BT 417.99 391.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 438.68 391.55 Td (mitigation ) Tj ET Q q 0 0 0 rg BT 490.69 391.55 Td (techniques ) Tj ET Q q 0 0 0 rg BT 544.69 391.55 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 377.15 Td (collateral ) Tj ET Q q 0 0 0 rg BT 96.36 377.15 Td (are ) Tj ET Q q 0 0 0 rg BT 112.73 377.15 Td (employed, ) Tj ET Q q 0 0 0 rg BT 164.77 377.15 Td (this ) Tj ET Q q 0 0 0 rg BT 183.83 377.15 Td (is ) Tj ET Q q 0 0 0 rg BT 193.55 377.15 Td (reflected ) Tj ET Q q 0 0 0 rg BT 237.24 377.15 Td (in ) Tj ET Q q 0 0 0 rg BT 248.29 377.15 Td (the ) Tj ET Q q 0 0 0 rg BT 264.68 377.15 Td (obligor ) Tj ET Q q 0 0 0 rg BT 301.06 377.15 Td (and ) Tj ET Q q 0 0 0 rg BT 320.11 377.15 Td (facility ) Tj ET Q q 0 0 0 rg BT 355.81 377.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 375.54 377.15 Td (ratings. ) Tj ET Q q 0 0 0 rg BT 412.92 377.15 Td (Examples ) Tj ET Q q 0 0 0 rg BT 461.96 377.15 Td (of ) Tj ET Q q 0 0 0 rg BT 473.68 377.15 Td (collateral ) Tj ET Q q 0 0 0 rg BT 520.03 377.15 Td (reflected ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 362.75 Td (in ) Tj ET Q q 0 0 0 rg BT 62.74 362.75 Td (the ) Tj ET Q q 0 0 0 rg BT 80.81 362.75 Td (Company) Tj ET Q q 0 0 0 rg BT 130.81 362.75 Td (s ) Tj ET Q q 0 0 0 rg BT 138.89 362.75 Td (facility ) Tj ET Q q 0 0 0 rg BT 176.29 362.75 Td (ratings ) Tj ET Q q 0 0 0 rg BT 212.36 362.75 Td (include, ) Tj ET Q q 0 0 0 rg BT 254.09 362.75 Td (but ) Tj ET Q q 0 0 0 rg BT 272.83 362.75 Td (are ) Tj ET Q q 0 0 0 rg BT 290.89 362.75 Td (not ) Tj ET Q q 0 0 0 rg BT 309.63 362.75 Td (limited ) Tj ET Q q 0 0 0 rg BT 347.04 362.75 Td (to, ) Tj ET Q q 0 0 0 rg BT 362.79 362.75 Td (cash, ) Tj ET Q q 0 0 0 rg BT 390.52 362.75 Td (working ) Tj ET Q q 0 0 0 rg BT 433.92 362.75 Td (capital, ) Tj ET Q q 0 0 0 rg BT 472.31 362.75 Td (depreciable ) Tj ET Q q 0 0 0 rg BT 531.02 362.75 Td (assets, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 348.35 Td (and ) Tj ET Q q 0 0 0 rg BT 71.01 348.35 Td (real ) Tj ET Q q 0 0 0 rg BT 92.69 348.35 Td (estate. ) Tj ET Q q 0 0 0 rg BT 126.69 348.35 Td (However) Tj ET Q q 0 0 0 rg BT 170.19 348.35 Td (, ) Tj ET Q q 0 0 0 rg BT 176.88 348.35 Td (in ) Tj ET Q q 0 0 0 rg BT 189.90 348.35 Td (accordance ) Tj ET Q q 0 0 0 rg BT 247.54 348.35 Td (with ) Tj ET Q q 0 0 0 rg BT 272.57 348.35 Td (the ) Tj ET Q q 0 0 0 rg BT 290.91 348.35 Td (SA, ) Tj ET Q q 0 0 0 rg BT 312.94 348.35 Td (only ) Tj ET Q q 0 0 0 rg BT 337.96 348.35 Td (certain ) Tj ET Q q 0 0 0 rg BT 374.30 348.35 Td (collateral ) Tj ET Q q 0 0 0 rg BT 422.62 348.35 Td (obtained ) Tj ET Q q 0 0 0 rg BT 467.63 348.35 Td (by ) Tj ET Q q 0 0 0 rg BT 483.32 348.35 Td (the ) Tj ET Q q 0 0 0 rg BT 501.67 348.35 Td (Company ) Tj ET Q q 0 0 0 rg BT 552.02 348.35 Td (as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 333.95 Td (credit ) Tj ET Q q 0 0 0 rg BT 80.28 333.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 101.25 333.95 Td (mitigants ) Tj ET Q q 0 0 0 rg BT 148.88 333.95 Td (can ) Tj ET Q q 0 0 0 rg BT 168.49 333.95 Td (be ) Tj ET Q q 0 0 0 rg BT 182.79 333.95 Td (considered ) Tj ET Q q 0 0 0 rg BT 237.73 333.95 Td (in ) Tj ET Q q 0 0 0 rg BT 250.03 333.95 Td (calculating ) Tj ET Q q 0 0 0 rg BT 305.63 333.95 Td (R) Tj ET Q q 0 0 0 rg BT 312.97 333.95 Td (W) Tj ET Q q 0 0 0 rg BT 322.97 333.95 Td (A. ) Tj ET Q q 0 0 0 rg BT 337.60 333.95 Td (See ) Tj ET Q q 0 0 0 rg BT 357.89 333.95 Td (additional ) Tj ET Q q 0 0 0 rg BT 408.85 333.95 Td (discussion ) Tj ET Q q 0 0 0 rg BT 461.81 333.95 Td (of ) Tj ET Q q 0 0 0 rg BT 474.78 333.95 Td (eligible ) Tj ET Q q 0 0 0 rg BT 513.73 333.95 Td (credit ) Tj ET Q q 0 0 0 rg BT 544.01 333.95 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 319.55 Td (mitigants ) Tj ET Q q 0 0 0 rg BT 97.67 319.55 Td (in ) Tj ET Q q 0 0 0 rg BT 110.00 319.55 Td (the ) Tj ET Q q 0 0 0 rg BT 127.66 319.55 Td ("Credit ) Tj ET Q q 0 0 0 rg BT 165.55 319.55 Td (mitigation" ) Tj ET Q q 0 0 0 rg BT 222.78 319.55 Td (section ) Tj ET Q q 0 0 0 rg BT 259.77 319.55 Td (of ) Tj ET Q q 0 0 0 rg BT 272.77 319.55 Td (this ) Tj ET Q q 0 0 0 rg BT 293.11 319.55 Td (report.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 290.75 Td (Additional ) Tj ET Q q 0 0 0 rg BT 104.84 290.75 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 161.67 290.75 Td (related ) Tj ET Q q 0 0 0 rg BT 197.82 290.75 Td (to ) Tj ET Q q 0 0 0 rg BT 210.66 290.75 Td (credit ) Tj ET Q q 0 0 0 rg BT 241.49 290.75 Td (risk ) Tj ET Q q 0 0 0 rg BT 263.00 290.75 Td (policies ) Tj ET Q q 0 0 0 rg BT 303.83 290.75 Td (are ) Tj ET Q q 0 0 0 rg BT 321.99 290.75 Td (included ) Tj ET Q q 0 0 0 rg BT 366.81 290.75 Td (in ) Tj ET Q q 0 0 0 rg BT 379.66 290.75 Td (the ) Tj ET Q q 0 0 0 rg BT 397.83 290.75 Td (Company) Tj ET Q q 0 0 0 rg BT 447.82 290.75 Td (s ) Tj ET Q q 0 0 0 rg BT 456.00 290.75 Td (Form ) Tj ET Q q 0 0 0 rg BT 485.51 290.75 Td (10-Q, ) Tj ET Q q 0 0 0 rg BT 516.68 290.75 Td (including ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 276.35 Td (policies ) Tj ET Q q 0 0 0 rg BT 92.95 276.35 Td (for ) Tj ET Q q 0 0 0 rg BT 112.56 276.35 Td (past ) Tj ET Q q 0 0 0 rg BT 137.52 276.35 Td (due ) Tj ET Q q 0 0 0 rg BT 160.46 276.35 Td (and ) Tj ET Q q 0 0 0 rg BT 183.41 276.35 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 239.69 276.35 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 296.30 276.35 Td (nonaccrual ) Tj ET Q q 0 0 0 rg BT 354.56 276.35 Td (loans, ) Tj ET Q q 0 0 0 rg BT 388.51 276.35 Td (impaired ) Tj ET Q q 0 0 0 rg BT 436.79 276.35 Td (loans, ) Tj ET Q q 0 0 0 rg BT 470.74 276.35 Td (restructured ) Tj ET Q q 0 0 0 rg BT 533.67 276.35 Td (loans, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 261.95 Td (allowance ) Tj ET Q q 0 0 0 rg BT 101.64 261.95 Td (for ) Tj ET Q q 0 0 0 rg BT 118.63 261.95 Td (credit ) Tj ET Q q 0 0 0 rg BT 148.95 261.95 Td (losses ) Tj ET Q q 0 0 0 rg BT 180.62 261.95 Td (and ) Tj ET Q q 0 0 0 rg BT 200.94 261.95 Td (related ) Tj ET Q q 0 0 0 rg BT 236.59 261.95 Td (estimation ) Tj ET Q q 0 0 0 rg BT 289.58 261.95 Td (methodologies, ) Tj ET Q q 0 0 0 rg BT 366.24 261.95 Td (and ) Tj ET Q q 0 0 0 rg BT 386.56 261.95 Td (overall ) Tj ET Q q 0 0 0 rg BT 422.88 261.95 Td (credit ) Tj ET Q q 0 0 0 rg BT 453.20 261.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 474.20 261.95 Td (management. ) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 231.05 Td (Credit ) Tj ET Q q 0 0 0 rg BT 83.67 231.05 Td (exposure ) Tj ET Q q 0 0 0 rg BT 131.33 231.05 Td (characteristics) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 204.65 Td (Details ) Tj ET Q q 0 0 0 rg BT 86.22 204.65 Td (of ) Tj ET Q q 0 0 0 rg BT 98.45 204.65 Td (the ) Tj ET Q q 0 0 0 rg BT 115.34 204.65 Td (Company) Tj ET Q q 0 0 0 rg BT 165.34 204.65 Td (s ) Tj ET Q q 0 0 0 rg BT 172.24 204.65 Td (credit ) Tj ET Q q 0 0 0 rg BT 201.79 204.65 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 255.00 204.65 Td (including ) Tj ET Q q 0 0 0 rg BT 302.56 204.65 Td (LHFI, ) Tj ET Q q 0 0 0 rg BT 334.46 204.65 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 382.01 204.65 Td (lending ) Tj ET Q q 0 0 0 rg BT 420.24 204.65 Td (commitments, ) Tj ET Q q 0 0 0 rg BT 490.80 204.65 Td (debt ) Tj ET Q q 0 0 0 rg BT 513.69 204.65 Td (securities, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 190.25 Td (OTC ) Tj ET Q q 0 0 0 rg BT 75.61 190.25 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 132.88 190.25 Td (and ) Tj ET Q q 0 0 0 rg BT 151.82 190.25 Td (impaired ) Tj ET Q q 0 0 0 rg BT 196.08 190.25 Td (loans, ) Tj ET Q q 0 0 0 rg BT 226.02 190.25 Td (together ) Tj ET Q q 0 0 0 rg BT 266.96 190.25 Td (with ) Tj ET Q q 0 0 0 rg BT 289.90 190.25 Td (a ) Tj ET Q q 0 0 0 rg BT 296.84 190.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 348.46 190.25 Td (of ) Tj ET Q q 0 0 0 rg BT 360.07 190.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.35 190.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 426.60 190.25 Td (for ) Tj ET Q q 0 0 0 rg BT 442.21 190.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 471.14 190.25 Td (losses, ) Tj ET Q q 0 0 0 rg BT 504.42 190.25 Td (are ) Tj ET Q q 0 0 0 rg BT 520.68 190.25 Td (included ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 175.85 Td (in ) Tj ET Q q 0 0 0 rg BT 64.41 175.85 Td (the ) Tj ET Q q 0 0 0 rg BT 84.14 175.85 Td (Company) Tj ET Q q 0 0 0 rg BT 134.14 175.85 Td (s ) Tj ET Q q 0 0 0 rg BT 143.88 175.85 Td (Form ) Tj ET Q q 0 0 0 rg BT 174.96 175.85 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 204.70 175.85 Td (and ) Tj ET Q q 0 0 0 rg BT 227.10 175.85 Td (Form ) Tj ET Q q 0 0 0 rg BT 258.17 175.85 Td (10-K. ) Tj ET Q q 0 0 0 rg BT 290.54 175.85 Td (The ) Tj ET Q q 0 0 0 rg BT 314.27 175.85 Td (following ) Tj ET Q q 0 0 0 rg BT 366.01 175.85 Td (tables ) Tj ET Q q 0 0 0 rg BT 399.08 175.85 Td (provide ) Tj ET Q q 0 0 0 rg BT 440.81 175.85 Td (additional ) Tj ET Q q 0 0 0 rg BT 493.87 175.85 Td (details ) Tj ET Q q 0 0 0 rg BT 530.27 175.85 Td (on ) Tj ET Q q 0 0 0 rg BT 547.34 175.85 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 161.45 Td (Company) Tj ET Q q 0 0 0 rg BT 100.00 161.45 Td (s ) Tj ET Q q 0 0 0 rg BT 107.67 161.45 Td (credit ) Tj ET Q q 0 0 0 rg BT 137.98 161.45 Td (risk ) Tj ET Q q 0 0 0 rg BT 158.98 161.45 Td (exposures ) Tj ET Q q 0 0 0 rg BT 209.97 161.45 Td (to ) Tj ET Q q 0 0 0 rg BT 222.31 161.45 Td (supplement ) Tj ET Q q 0 0 0 rg BT 280.63 161.45 Td (the ) Tj ET Q q 0 0 0 rg BT 298.29 161.45 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 354.62 161.45 Td (included ) Tj ET Q q 0 0 0 rg BT 398.94 161.45 Td (in ) Tj ET Q q 0 0 0 rg BT 411.27 161.45 Td (the ) Tj ET Q q 0 0 0 rg BT 428.93 161.45 Td (Form ) Tj ET Q q 0 0 0 rg BT 457.94 161.45 Td (10-Q.) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 129.00039062500002 m 236.234375 129.00039062500002 l s q 0 0 0 rg BT 50.00 130.60 Td (General ) Tj ET Q q 0 0 0 rg BT 90.97 130.60 Td (credit ) Tj ET Q q 0 0 0 rg BT 121.29 130.60 Td (exposure ) Tj ET Q q 0 0 0 rg BT 167.61 130.60 Td (characteristics) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 104.20 Td (The ) Tj ET Q q 0 0 0 rg BT 70.40 104.20 Td (following ) Tj ET Q q 0 0 0 rg BT 118.80 104.20 Td (tables ) Tj ET Q q 0 0 0 rg BT 148.53 104.20 Td (provide ) Tj ET Q q 0 0 0 rg BT 186.92 104.20 Td (the ) Tj ET Q q 0 0 0 rg BT 203.32 104.20 Td (Company) Tj ET Q q 0 0 0 rg BT 253.32 104.20 Td (s ) Tj ET Q q 0 0 0 rg BT 259.73 104.20 Td (credit ) Tj ET Q q 0 0 0 rg BT 288.78 104.20 Td (exposures ) Tj ET Q q 0 0 0 rg BT 338.51 104.20 Td (including ) Tj ET Q q 0 0 0 rg BT 385.58 104.20 Td (details ) Tj ET Q q 0 0 0 rg BT 418.64 104.20 Td (related ) Tj ET Q q 0 0 0 rg BT 453.02 104.20 Td (to ) Tj ET Q q 0 0 0 rg BT 464.09 104.20 Td (contractual ) Tj ET Q q 0 0 0 rg BT 519.14 104.20 Td (maturity) Tj ET Q q 0 0 0 rg BT 559.01 104.20 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 89.80 Td (geography ) Tj ET Q q 0 0 0 rg BT 103.73 89.80 Td (\(based ) Tj ET Q q 0 0 0 rg BT 138.14 89.80 Td (on ) Tj ET Q q 0 0 0 rg BT 153.23 89.80 Td (the ) Tj ET Q q 0 0 0 rg BT 170.97 89.80 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 195.40 89.80 Td (Census ) Tj ET Q q 0 0 0 rg BT 233.16 89.80 Td (Bureau's ) Tj ET Q q 0 0 0 rg BT 277.73 89.80 Td (classifications ) Tj ET Q q 0 0 0 rg BT 348.79 89.80 Td (of ) Tj ET Q q 0 0 0 rg BT 361.88 89.80 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 386.30 89.80 Td (regions\), ) Tj ET Q q 0 0 0 rg BT 431.71 89.80 Td (and ) Tj ET Q q 0 0 0 rg BT 452.12 89.80 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 515.85 89.80 Td (at ) Tj ET Q q 0 0 0 rg BT 527.59 89.80 Td (and ) Tj ET Q q 0 0 0 rg BT 548.01 89.80 Td (for ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 75.40 Td (the ) Tj ET Q q 0 0 0 rg BT 67.66 75.40 Td (quarter ) Tj ET Q q 0 0 0 rg BT 104.64 75.40 Td (ended ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 136.29 75.40 Td (September30, ) Tj ET Q q 0 0 0 rg BT 208.61 75.40 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 232.61 75.40 Td (.) Tj ET Q endstream endobj 39 0 obj <> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (17) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 748.50 135.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 185.50 748.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 189.50 748.50 166.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 355.50 748.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 359.50 748.50 203.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 734.50 135.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 185.50 734.50 4.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 189.50 734.50 93.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 282.50 734.50 4.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 286.50 734.50 69.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 355.50 734.50 4.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 359.50 734.50 65.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 424.50 734.50 4.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.50 734.50 65.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 493.50 734.50 4.00 -23.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 497.50 734.50 65.00 -23.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 711.50 135.00 -25.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 686.50 135.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 671.50 135.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 656.50 135.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 641.50 135.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 734.5 m 282.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 282.5 734.5 m 286.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 734.5 m 355.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 734.5 m 424.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 734.5 m 428.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 734.5 m 493.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 734.5 m 497.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 734.5 m 562.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 734.5 m 282.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 189.5 711.5 m 282.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 286.5 711.5 m 355.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 711.5 m 424.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 711.5 m 493.5 711.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 711.5 m 562.5 711.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.15 739.18 Td (Exposur) Tj ET Q q 0 0 0 rg BT 270.18 739.18 Td (e amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.70 739.18 Td (Contractual maturity at September) Tj ET Q q 0 0 0 rg BT 514.88 739.18 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 552.38 743.71 Td ( 1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 715.96 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 193.75 716.18 Td (September) Tj ET Q q 0 0 0 rg BT 239.76 716.18 Td ( 30, 2018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 290.70 716.18 Td (3Q18 ) Tj ET Q q 0 0 0 rg BT 315.70 716.18 Td (A) Tj ET Q q 0 0 0 rg BT 322.28 716.18 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.30 716.18 Td (< 1 year) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 441.20 716.18 Td (1-5 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.25 716.18 Td (> 5 years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 701.17 Td (Due from banks and repo-style ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 691.17 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 112.26 695.70 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 691.17 Td ($9,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 691.17 Td ($7,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 691.17 Td ($9,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 691.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 691.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 676.17 Td (Securities ) Tj ET Q q 0 0 0 rg BT 94.38 676.17 Td (AFS) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 112.73 680.70 Td ( 3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 676.17 Td (31,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 676.17 Td (31,552) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 676.17 Td (1,751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 676.17 Td (9,776) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 676.17 Td (20,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 661.17 Td (LHFI ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 77.72 665.70 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.15 661.17 Td (147,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 661.17 Td (145,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 661.17 Td (16,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 661.17 Td (56,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 661.17 Td (74,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 646.17 Td (Unfunded commitments) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 149.93 650.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.15 646.17 Td (95,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 646.17 Td (94,615) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 646.17 Td (26,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 646.17 Td (56,793) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 646.17 Td (12,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 631.17 Td (OTC derivatives) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 119.37 635.70 Td ( 5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.15 631.17 Td (2,758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 631.17 Td (2,810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 631.17 Td (970) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 631.17 Td (1,269) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 631.17 Td (519) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 620.70 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.97 616.17 Td (Credit ) Tj ET Q q 0 0 0 rg BT 85.62 616.17 Td (exposures ) Tj ET Q q 0 0 0 rg BT 128.25 616.17 Td (presented ) Tj ET Q q 0 0 0 rg BT 169.22 616.17 Td (by ) Tj ET Q q 0 0 0 rg BT 181.87 616.17 Td (remaining ) Tj ET Q q 0 0 0 rg BT 225.06 616.17 Td (contractual ) Tj ET Q q 0 0 0 rg BT 272.13 616.17 Td (maturity) Tj ET Q q 0 0 0 rg BT 305.36 616.17 Td (, ) Tj ET Q q 0 0 0 rg BT 310.51 616.17 Td (with ) Tj ET Q q 0 0 0 rg BT 330.94 616.17 Td (the ) Tj ET Q q 0 0 0 rg BT 345.80 616.17 Td (exception ) Tj ET Q q 0 0 0 rg BT 387.32 616.17 Td (of ) Tj ET Q q 0 0 0 rg BT 398.30 616.17 Td (MBS ) Tj ET Q q 0 0 0 rg BT 422.07 616.17 Td (included ) Tj ET Q q 0 0 0 rg BT 459.16 616.17 Td (in ) Tj ET Q q 0 0 0 rg BT 469.58 616.17 Td (Securities ) Tj ET Q q 0 0 0 rg BT 511.08 616.17 Td (AFS, ) Tj ET Q q 0 0 0 rg BT 534.57 616.17 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 606.17 Td (are ) Tj ET Q q 0 0 0 rg BT 67.71 606.17 Td (based ) Tj ET Q q 0 0 0 rg BT 92.98 606.17 Td (on ) Tj ET Q q 0 0 0 rg BT 105.48 606.17 Td (estimated ) Tj ET Q q 0 0 0 rg BT 146.30 606.17 Td (average ) Tj ET Q q 0 0 0 rg BT 179.88 606.17 Td (life.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 595.70 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 591.17 Td ( ) Tj ET Q q 0 0 0 rg BT 58.63 591.17 Td (Excludes ) Tj ET Q q 0 0 0 rg BT 97.67 591.17 Td (amounts ) Tj ET Q q 0 0 0 rg BT 133.94 591.17 Td (due ) Tj ET Q q 0 0 0 rg BT 150.76 591.17 Td (from ) Tj ET Q q 0 0 0 rg BT 172.58 591.17 Td (other ) Tj ET Q q 0 0 0 rg BT 195.51 591.17 Td (financial ) Tj ET Q q 0 0 0 rg BT 232.88 591.17 Td (institutions ) Tj ET Q q 0 0 0 rg BT 279.71 591.17 Td (that ) Tj ET Q q 0 0 0 rg BT 297.09 591.17 Td (have ) Tj ET Q q 0 0 0 rg BT 318.35 591.17 Td (been ) Tj ET Q q 0 0 0 rg BT 339.61 591.17 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 387.52 591.17 Td (to ) Tj ET Q q 0 0 0 rg BT 397.69 591.17 Td (borrowings ) Tj ET Q q 0 0 0 rg BT 445.62 591.17 Td (for ) Tj ET Q q 0 0 0 rg BT 459.66 591.17 Td (reporting ) Tj ET Q q 0 0 0 rg BT 498.70 591.17 Td (purposes ) Tj ET Q q 0 0 0 rg BT 536.64 591.17 Td (in ) Tj ET Q q 0 0 0 rg BT 546.80 591.17 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 581.17 Td (Y) Tj ET Q q 0 0 0 rg BT 59.11 581.17 Td (-9C.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 570.70 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 566.17 Td ( ) Tj ET Q q 0 0 0 rg BT 58.20 566.17 Td (At ) Tj ET Q q 0 0 0 rg BT 70.70 566.17 Td (amortized ) Tj ET Q q 0 0 0 rg BT 113.18 566.17 Td (cost.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 555.70 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 551.17 Td ( ) Tj ET Q q 0 0 0 rg BT 58.75 551.17 Td (Excludes ) Tj ET Q q 0 0 0 rg BT 97.90 551.17 Td (deposit ) Tj ET Q q 0 0 0 rg BT 129.29 551.17 Td (overdrafts ) Tj ET Q q 0 0 0 rg BT 172.33 551.17 Td (that ) Tj ET Q q 0 0 0 rg BT 189.82 551.17 Td (were ) Tj ET Q q 0 0 0 rg BT 211.75 551.17 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 259.78 551.17 Td (to ) Tj ET Q q 0 0 0 rg BT 270.06 551.17 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 294.78 551.17 Td (for ) Tj ET Q q 0 0 0 rg BT 308.94 551.17 Td (balance ) Tj ET Q q 0 0 0 rg BT 341.98 551.17 Td (sheet ) Tj ET Q q 0 0 0 rg BT 365.02 551.17 Td (reporting ) Tj ET Q q 0 0 0 rg BT 404.18 551.17 Td (purposes ) Tj ET Q q 0 0 0 rg BT 442.23 551.17 Td (in ) Tj ET Q q 0 0 0 rg BT 452.51 551.17 Td (the ) Tj ET Q q 0 0 0 rg BT 466.85 551.17 Td (Y) Tj ET Q q 0 0 0 rg BT 472.97 551.17 Td (-9C.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 540.70 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 536.17 Td ( ) Tj ET Q q 0 0 0 rg BT 58.75 536.17 Td (Includes ) Tj ET Q q 0 0 0 rg BT 95.13 536.17 Td (current ) Tj ET Q q 0 0 0 rg BT 125.94 536.17 Td (exposure ) Tj ET Q q 0 0 0 rg BT 164.54 536.17 Td (and ) Tj ET Q q 0 0 0 rg BT 181.48 536.17 Td (PFE, ) Tj ET Q q 0 0 0 rg BT 203.71 536.17 Td (as ) Tj ET Q q 0 0 0 rg BT 214.54 536.17 Td (calculated ) Tj ET Q q 0 0 0 rg BT 257.57 536.17 Td (in ) Tj ET Q q 0 0 0 rg BT 267.85 536.17 Td (accordance ) Tj ET Q q 0 0 0 rg BT 315.31 536.17 Td (with ) Tj ET Q q 0 0 0 rg BT 335.59 536.17 Td (the ) Tj ET Q q 0 0 0 rg BT 350.30 536.17 Td (Final ) Tj ET Q q 0 0 0 rg BT 373.36 536.17 Td (Rule.) Tj ET Q BT /F1 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 509.50 193.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 243.50 509.50 4.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 247.50 509.50 315.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 493.50 193.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 243.50 493.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 247.50 493.50 49.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 296.50 493.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 300.50 493.50 50.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 350.50 493.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 354.50 493.50 48.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 402.50 493.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 406.50 493.50 50.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 456.50 493.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 460.50 493.50 49.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 509.50 493.50 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 513.50 493.50 49.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 479.50 193.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 464.50 193.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 449.50 193.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 493.5 m 296.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 296.5 493.5 m 300.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 493.5 m 350.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 350.5 493.5 m 354.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 493.5 m 402.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 493.5 m 406.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 493.5 m 456.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 493.5 m 460.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 493.5 m 509.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 493.5 m 513.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 493.5 m 562.5 493.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 479.5 m 296.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 300.5 479.5 m 350.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 479.5 m 402.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 406.5 479.5 m 456.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 479.5 m 509.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 479.5 m 562.5 479.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 513.5 479.5 m 562.5 479.5 l s BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 378.15 504.95 47.78 -8.93 re f /GS0 gs q 0 0 0 rg BT 378.15 498.18 Td (Geography) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 425.93 509.48 4.87 -8.93 re f /GS0 gs BT /F2 6.50 Tf ET q 0 0 0 rg BT 425.93 502.71 Td ( 1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 483.96 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.95 484.18 Td (South) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.85 484.18 Td (Northeast) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.40 484.18 Td (W) Tj ET Q q 0 0 0 rg BT 377.12 484.18 Td (est) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.65 484.18 Td (Midwest) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.90 484.18 Td (For) Tj ET Q q 0 0 0 rg BT 483.36 484.18 Td (eign) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.55 484.18 Td (T) Tj ET Q q 0 0 0 rg BT 532.30 484.18 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 469.17 Td (Due from banks and repo-style transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.15 469.17 Td ($6,734) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 469.17 Td ($1,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 469.17 Td ($377) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 469.17 Td ($623) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.65 469.17 Td ($417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 469.17 Td ($9,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 454.17 Td (LHFI) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 75.22 458.70 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.10 454.17 Td (107,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 454.17 Td (15,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.10 454.17 Td (12,866) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.15 454.17 Td (10,524) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 454.17 Td (1,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.10 454.17 Td (147,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 439.17 Td (Unfunded commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.15 439.17 Td (63,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 439.17 Td (12,032) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 439.17 Td (9,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 439.17 Td (8,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.15 439.17 Td (1,597) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 439.17 Td (95,691) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 429.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 425.07 Td ( ) Tj ET Q q 0 0 0 rg BT 58.31 425.07 Td (Securities ) Tj ET Q q 0 0 0 rg BT 99.36 425.07 Td (AFS ) Tj ET Q q 0 0 0 rg BT 119.77 425.07 Td (are ) Tj ET Q q 0 0 0 rg BT 134.04 425.07 Td (not ) Tj ET Q q 0 0 0 rg BT 148.88 425.07 Td (included ) Tj ET Q q 0 0 0 rg BT 185.38 425.07 Td (in ) Tj ET Q q 0 0 0 rg BT 195.23 425.07 Td (the ) Tj ET Q q 0 0 0 rg BT 209.51 425.07 Td (table ) Tj ET Q q 0 0 0 rg BT 231.01 425.07 Td (as ) Tj ET Q q 0 0 0 rg BT 241.40 425.07 Td (a ) Tj ET Q q 0 0 0 rg BT 247.91 425.07 Td (result ) Tj ET Q q 0 0 0 rg BT 272.19 425.07 Td (of ) Tj ET Q q 0 0 0 rg BT 282.59 425.07 Td (limited ) Tj ET Q q 0 0 0 rg BT 312.98 425.07 Td (geographical ) Tj ET Q q 0 0 0 rg BT 366.69 425.07 Td (credit ) Tj ET Q q 0 0 0 rg BT 391.52 425.07 Td (risk ) Tj ET Q q 0 0 0 rg BT 408.58 425.07 Td (due ) Tj ET Q q 0 0 0 rg BT 425.09 425.07 Td (to ) Tj ET Q q 0 0 0 rg BT 434.93 425.07 Td (95% ) Tj ET Q q 0 0 0 rg BT 455.32 425.07 Td (of ) Tj ET Q q 0 0 0 rg BT 465.72 425.07 Td (the ) Tj ET Q q 0 0 0 rg BT 480.00 425.07 Td (portfolio, ) Tj ET Q q 0 0 0 rg BT 519.56 425.07 Td (excluding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 415.07 Td (equities, ) Tj ET Q q 0 0 0 rg BT 89.77 415.07 Td (being ) Tj ET Q q 0 0 0 rg BT 115.16 415.07 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 135.88 415.07 Td (T) Tj ET Q q 0 0 0 rg BT 141.64 415.07 Td (reasury ) Tj ET Q q 0 0 0 rg BT 174.24 415.07 Td (or ) Tj ET Q q 0 0 0 rg BT 185.73 415.07 Td (agency-related ) Tj ET Q q 0 0 0 rg BT 247.75 415.07 Td (securities. ) Tj ET Q q 0 0 0 rg BT 290.96 415.07 Td (The ) Tj ET Q q 0 0 0 rg BT 309.67 415.07 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 347.83 415.07 Td (includes ) Tj ET Q q 0 0 0 rg BT 384.33 415.07 Td (an ) Tj ET Q q 0 0 0 rg BT 396.94 415.07 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 443.42 415.07 Td (amount ) Tj ET Q q 0 0 0 rg BT 476.58 415.07 Td (of ) Tj ET Q q 0 0 0 rg BT 488.08 415.07 Td (foreign ) Tj ET Q q 0 0 0 rg BT 520.13 415.07 Td (sovereign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 405.07 Td (securities. ) Tj ET Q q 0 0 0 rg BT 95.66 405.07 Td (Additionally) Tj ET Q q 0 0 0 rg BT 145.56 405.07 Td (, ) Tj ET Q q 0 0 0 rg BT 151.13 405.07 Td (the ) Tj ET Q q 0 0 0 rg BT 166.42 405.07 Td (Company ) Tj ET Q q 0 0 0 rg BT 208.38 405.07 Td (believes ) Tj ET Q q 0 0 0 rg BT 244.21 405.07 Td (a ) Tj ET Q q 0 0 0 rg BT 251.72 405.07 Td (geographical ) Tj ET Q q 0 0 0 rg BT 306.43 405.07 Td (presentation ) Tj ET Q q 0 0 0 rg BT 358.38 405.07 Td (of ) Tj ET Q q 0 0 0 rg BT 369.78 405.07 Td (OTC ) Tj ET Q q 0 0 0 rg BT 392.85 405.07 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 439.79 405.07 Td (in ) Tj ET Q q 0 0 0 rg BT 450.64 405.07 Td (the ) Tj ET Q q 0 0 0 rg BT 465.93 405.07 Td (categories ) Tj ET Q q 0 0 0 rg BT 509.53 405.07 Td (above ) Tj ET Q q 0 0 0 rg BT 536.48 405.07 Td (is ) Tj ET Q q 0 0 0 rg BT 546.22 405.07 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 395.07 Td (meaningful. ) Tj ET Q q 0 0 0 rg BT 103.36 395.07 Td (The ) Tj ET Q q 0 0 0 rg BT 121.41 395.07 Td (Company's ) Tj ET Q q 0 0 0 rg BT 168.49 395.07 Td (OTC ) Tj ET Q q 0 0 0 rg BT 190.99 395.07 Td (derivative ) Tj ET Q q 0 0 0 rg BT 233.47 395.07 Td (contracts ) Tj ET Q q 0 0 0 rg BT 272.06 395.07 Td (with ) Tj ET Q q 0 0 0 rg BT 292.34 395.07 Td (foreign ) Tj ET Q q 0 0 0 rg BT 323.72 395.07 Td (counterparties ) Tj ET Q q 0 0 0 rg BT 382.86 395.07 Td (were ) Tj ET Q q 0 0 0 rg BT 404.79 395.07 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 450.60 395.07 Td (at ) Tj ET Q q 0 0 0 rg BT 460.32 395.07 Td (September ) Tj ET Q q 0 0 0 rg BT 505.58 395.07 Td (30, ) Tj ET Q q 0 0 0 rg BT 520.58 395.07 Td (2018.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 383.70 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 379.17 Td ( See the following geographic concentrations tables further depicting dispersion of LHFI.) Tj ET Q BT /F1 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 340.50 177.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 227.50 340.50 4.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 231.50 340.50 330.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 324.50 177.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 227.50 324.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 231.50 324.50 58.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 289.50 324.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 293.50 324.50 41.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 334.50 324.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 338.50 324.50 41.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 379.50 324.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 383.50 324.50 62.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 445.50 324.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 449.50 324.50 56.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 505.50 324.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 509.50 324.50 52.00 -24.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 300.50 177.00 -25.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 275.50 177.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 260.50 177.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 324.5 m 289.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 324.5 m 293.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 324.5 m 334.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 324.5 m 338.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 324.5 m 379.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 379.5 324.5 m 383.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 324.5 m 445.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 324.5 m 449.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 324.5 m 505.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 324.5 m 509.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 324.5 m 561.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 231.5 300.5 m 289.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 300.5 m 334.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 324.5 m 338.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 324.5 m 379.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 338.5 300.5 m 379.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 383.5 300.5 m 445.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 300.5 m 505.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 324.5 m 561.5 324.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 300.5 m 561.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 293.5 300.5 m 334.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 300.5 m 561.5 300.5 l s BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 364.10 335.95 58.88 -8.93 re f /GS0 gs q 0 0 0 rg BT 364.10 329.18 Td (Counterparty) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 422.98 340.48 4.87 -8.93 re f /GS0 gs BT /F2 6.50 Tf ET q 0 0 0 rg BT 422.98 333.71 Td ( 1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 304.96 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 236.10 311.95 44.54 -8.93 re f /GS0 gs q 0 0 0 rg BT 236.10 305.18 Td (Sover) Tj ET Q q 0 0 0 rg BT 260.36 305.18 Td (eign ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 280.64 316.48 3.25 -8.93 re f /GS0 gs BT /F2 6.50 Tf ET q 0 0 0 rg BT 280.64 309.71 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 303.45 305.18 Td (GSE) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.30 305.18 Td (PSE) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 393.95 315.18 Td (Financial) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.50 305.18 Td (Institutions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.75 315.18 Td (Corporate) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.00 305.18 Td (and Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.05 305.18 Td (T) Tj ET Q q 0 0 0 rg BT 529.80 305.18 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 290.17 Td (Due from banks and repo-style) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 280.17 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 280.17 Td ($5,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.65 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.65 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.15 280.17 Td ($3,444) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 280.17 Td ($755) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 280.17 Td ($9,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 265.17 Td (Securities ) Tj ET Q q 0 0 0 rg BT 94.38 265.17 Td (AFS) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 112.73 269.70 Td ( 3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 265.17 Td (15,81) Tj ET Q q 0 0 0 rg BT 280.65 265.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.10 265.17 Td (14,513) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.65 265.17 Td (621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 265.17 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.65 265.17 Td (949) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 265.17 Td (31,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 250.17 Td (OTC derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.65 250.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.65 250.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.65 250.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 250.17 Td (850) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 250.17 Td (1,903) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 250.17 Td (2,758) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 239.70 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 235.17 Td ( LHFI and unfunded commitments are presented by industry in the industry concentration section of this report.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 224.70 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 220.17 Td ( Primarily includes exposure to the U.S. government and its agencies.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 209.70 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 205.17 Td ( ) Tj ET Q q 0 0 0 rg BT 58.20 205.17 Td (At amortized cost.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 174.60 Td (The ) Tj ET Q q 0 0 0 rg BT 72.19 174.60 Td (vast ) Tj ET Q q 0 0 0 rg BT 95.05 174.60 Td (majority ) Tj ET Q q 0 0 0 rg BT 139.24 174.60 Td (of ) Tj ET Q q 0 0 0 rg BT 152.77 174.60 Td (the ) Tj ET Q q 0 0 0 rg BT 170.97 174.60 Td (Company) Tj ET Q q 0 0 0 rg BT 220.96 174.60 Td (s ) Tj ET Q q 0 0 0 rg BT 229.17 174.60 Td (Securities ) Tj ET Q q 0 0 0 rg BT 279.24 174.60 Td (AFS ) Tj ET Q q 0 0 0 rg BT 304.79 174.60 Td (includes ) Tj ET Q q 0 0 0 rg BT 348.31 174.60 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 372.93 174.60 Td (T) Tj ET Q q 0 0 0 rg BT 379.84 174.60 Td (reasury ) Tj ET Q q 0 0 0 rg BT 418.69 174.60 Td (and ) Tj ET Q q 0 0 0 rg BT 439.54 174.60 Td (agency-related ) Tj ET Q q 0 0 0 rg BT 513.70 174.60 Td (securities. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 160.20 Td (The ) Tj ET Q q 0 0 0 rg BT 71.46 160.20 Td (most ) Tj ET Q q 0 0 0 rg BT 97.61 160.20 Td (important ) Tj ET Q q 0 0 0 rg BT 147.08 160.20 Td (feature ) Tj ET Q q 0 0 0 rg BT 183.19 160.20 Td (management ) Tj ET Q q 0 0 0 rg BT 247.30 160.20 Td (relies ) Tj ET Q q 0 0 0 rg BT 276.10 160.20 Td (on ) Tj ET Q q 0 0 0 rg BT 290.91 160.20 Td (when ) Tj ET Q q 0 0 0 rg BT 319.71 160.20 Td (assessing ) Tj ET Q q 0 0 0 rg BT 367.18 160.20 Td (credit ) Tj ET Q q 0 0 0 rg BT 397.31 160.20 Td (risk ) Tj ET Q q 0 0 0 rg BT 418.11 160.20 Td (for ) Tj ET Q q 0 0 0 rg BT 434.91 160.20 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 458.86 160.20 Td (T) Tj ET Q q 0 0 0 rg BT 465.77 160.20 Td (reasury ) Tj ET Q q 0 0 0 rg BT 503.89 160.20 Td (and ) Tj ET Q q 0 0 0 rg BT 524.02 160.20 Td (agency-) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 145.85 Td (related ) Tj ET Q q 0 0 0 rg BT 85.43 145.85 Td (securities ) Tj ET Q q 0 0 0 rg BT 133.54 145.85 Td (is ) Tj ET Q q 0 0 0 rg BT 144.34 145.85 Td (the ) Tj ET Q q 0 0 0 rg BT 161.79 145.85 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 211.22 145.85 Td (of ) Tj ET Q q 0 0 0 rg BT 224.01 145.85 Td (the ) Tj ET Q q 0 0 0 rg BT 241.46 145.85 Td (federal ) Tj ET Q q 0 0 0 rg BT 277.55 145.85 Td (government ) Tj ET Q q 0 0 0 rg BT 337.66 145.85 Td (or ) Tj ET Q q 0 0 0 rg BT 350.45 145.85 Td (its ) Tj ET Q q 0 0 0 rg BT 364.58 145.85 Td (agencies. ) Tj ET Q q 0 0 0 rg BT 411.68 145.85 Td (Details ) Tj ET Q q 0 0 0 rg BT 448.46 145.85 Td (regarding ) Tj ET Q q 0 0 0 rg BT 497.23 145.85 Td (the ) Tj ET Q q 0 0 0 rg BT 514.69 145.85 Td (Securities ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 131.45 Td (AFS ) Tj ET Q q 0 0 0 rg BT 75.01 131.45 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 120.01 131.45 Td (can ) Tj ET Q q 0 0 0 rg BT 139.66 131.45 Td (be ) Tj ET Q q 0 0 0 rg BT 153.99 131.45 Td (found ) Tj ET Q q 0 0 0 rg BT 184.98 131.45 Td (in ) Tj ET Q q 0 0 0 rg BT 197.32 131.45 Td (the ) Tj ET Q q 0 0 0 rg BT 214.98 131.45 Td (Company) Tj ET Q q 0 0 0 rg BT 264.97 131.45 Td (s ) Tj ET Q q 0 0 0 rg BT 272.64 131.45 Td (Form ) Tj ET Q q 0 0 0 rg BT 301.65 131.45 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 329.31 131.45 Td (in ) Tj ET Q q 0 0 0 rg BT 341.64 131.45 Td (Note ) Tj ET Q q 0 0 0 rg BT 367.97 131.45 Td (5, ) Tj ET Q q 0 0 0 rg BT 379.97 131.45 Td (Securities ) Tj ET Q q 0 0 0 rg BT 434.96 131.45 Td (A) Tj ET Q q 0 0 0 rg BT 442.73 131.45 Td (vailable ) Tj ET Q q 0 0 0 rg BT 483.71 131.45 Td (for ) Tj ET Q q 0 0 0 rg BT 500.70 131.45 Td (Sale. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 102.65 Td (The ) Tj ET Q q 0 0 0 rg BT 72.69 102.65 Td (Company ) Tj ET Q q 0 0 0 rg BT 123.38 102.65 Td (reports ) Tj ET Q q 0 0 0 rg BT 160.73 102.65 Td (its ) Tj ET Q q 0 0 0 rg BT 176.10 102.65 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 206.80 102.65 Td (in ) Tj ET Q q 0 0 0 rg BT 220.16 102.65 Td (two ) Tj ET Q q 0 0 0 rg BT 242.19 102.65 Td (segments: ) Tj ET Q q 0 0 0 rg BT 294.21 102.65 Td (commercial ) Tj ET Q q 0 0 0 rg BT 354.88 102.65 Td (and ) Tj ET Q q 0 0 0 rg BT 376.24 102.65 Td (consumer) Tj ET Q q 0 0 0 rg BT 422.23 102.65 Td (. ) Tj ET Q q 0 0 0 rg BT 429.26 102.65 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 459.95 102.65 Td (are ) Tj ET Q q 0 0 0 rg BT 478.63 102.65 Td (assigned ) Tj ET Q q 0 0 0 rg BT 523.99 102.65 Td (to ) Tj ET Q q 0 0 0 rg BT 537.35 102.65 Td (these ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 88.25 Td (segments ) Tj ET Q q 0 0 0 rg BT 97.48 88.25 Td (based ) Tj ET Q q 0 0 0 rg BT 127.62 88.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 154.44 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 171.92 88.25 Td (type ) Tj ET Q q 0 0 0 rg BT 195.39 88.25 Td (of ) Tj ET Q q 0 0 0 rg BT 208.21 88.25 Td (borrower) Tj ET Q q 0 0 0 rg BT 251.71 88.25 Td (, ) Tj ET Q q 0 0 0 rg BT 257.53 88.25 Td (purpose, ) Tj ET Q q 0 0 0 rg BT 301.34 88.25 Td (collateral, ) Tj ET Q q 0 0 0 rg BT 351.79 88.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 385.27 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 402.75 88.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 459.06 88.25 Td (underlying ) Tj ET Q q 0 0 0 rg BT 513.87 88.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 544.00 88.25 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 73.85 Td (management ) Tj ET Q q 0 0 0 rg BT 115.01 73.85 Td (processes. ) Tj ET Q q 0 0 0 rg BT 166.88 73.85 Td (Additionally) Tj ET Q q 0 0 0 rg BT 226.76 73.85 Td (, ) Tj ET Q q 0 0 0 rg BT 233.46 73.85 Td (within ) Tj ET Q q 0 0 0 rg BT 267.83 73.85 Td (each ) Tj ET Q q 0 0 0 rg BT 293.51 73.85 Td (segment, ) Tj ET Q q 0 0 0 rg BT 340.20 73.85 Td (the ) Tj ET Q q 0 0 0 rg BT 358.57 73.85 Td (Company ) Tj ET Q q 0 0 0 rg BT 408.93 73.85 Td (disaggregates ) Tj ET Q q 0 0 0 rg BT 477.94 73.85 Td (loans ) Tj ET Q q 0 0 0 rg BT 506.97 73.85 Td (based ) Tj ET Q q 0 0 0 rg BT 538.00 73.85 Td (upon ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 59.45 Td (common ) Tj ET Q q 0 0 0 rg BT 94.99 59.45 Td (risk ) Tj ET Q q 0 0 0 rg BT 115.99 59.45 Td (characteristics. ) Tj ET Q endstream endobj 41 0 obj <> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (18) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 739.100390625 m 178.947265625 739.100390625 l s q 0 0 0 rg BT 50.00 740.70 Td (Geographic ) Tj ET Q q 0 0 0 rg BT 108.97 740.70 Td (concentrations) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 714.30 Td (The ) Tj ET Q q 0 0 0 rg BT 71.39 714.30 Td (following ) Tj ET Q q 0 0 0 rg BT 120.78 714.30 Td (tables ) Tj ET Q q 0 0 0 rg BT 151.50 714.30 Td (provide ) Tj ET Q q 0 0 0 rg BT 190.88 714.30 Td (the ) Tj ET Q q 0 0 0 rg BT 208.27 714.30 Td (geographic ) Tj ET Q q 0 0 0 rg BT 264.31 714.30 Td (concentration ) Tj ET Q q 0 0 0 rg BT 332.34 714.30 Td (for ) Tj ET Q q 0 0 0 rg BT 349.06 714.30 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 378.46 714.30 Td (and ) Tj ET Q q 0 0 0 rg BT 398.51 714.30 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 446.56 714.30 Td (lending ) Tj ET Q q 0 0 0 rg BT 485.29 714.30 Td (commitments ) Tj ET Q q 0 0 0 rg BT 553.34 714.30 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 699.90 Td (September30, ) Tj ET Q q 0 0 0 rg BT 123.09 699.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 147.09 699.90 Td (. ) Tj ET Q q 0 0 0 rg BT 153.60 699.90 Td (W) Tj ET Q q 0 0 0 rg BT 164.44 699.90 Td (ithin ) Tj ET Q q 0 0 0 rg BT 190.22 699.90 Td (each ) Tj ET Q q 0 0 0 rg BT 215.98 699.90 Td (loan ) Tj ET Q q 0 0 0 rg BT 240.42 699.90 Td (segment ) Tj ET Q q 0 0 0 rg BT 284.19 699.90 Td (presented, ) Tj ET Q q 0 0 0 rg BT 336.94 699.90 Td (the ) Tj ET Q q 0 0 0 rg BT 355.38 699.90 Td (total ) Tj ET Q q 0 0 0 rg BT 380.49 699.90 Td (amounts ) Tj ET Q q 0 0 0 rg BT 424.93 699.90 Td (are ) Tj ET Q q 0 0 0 rg BT 443.36 699.90 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 491.79 699.90 Td (along ) Tj ET Q q 0 0 0 rg BT 522.23 699.90 Td (with ) Tj ET Q q 0 0 0 rg BT 547.34 699.90 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 685.50 Td (portion ) Tj ET Q q 0 0 0 rg BT 87.66 685.50 Td (of ) Tj ET Q q 0 0 0 rg BT 100.66 685.50 Td (those ) Tj ET Q q 0 0 0 rg BT 128.99 685.50 Td (amounts ) Tj ET Q q 0 0 0 rg BT 172.65 685.50 Td (that ) Tj ET Q q 0 0 0 rg BT 193.65 685.50 Td (relate ) Tj ET Q q 0 0 0 rg BT 223.29 685.50 Td (to ) Tj ET Q q 0 0 0 rg BT 235.63 685.50 Td (certain ) Tj ET Q q 0 0 0 rg BT 271.27 685.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 301.58 685.50 Td (quality ) Tj ET Q q 0 0 0 rg BT 337.91 685.50 Td (metrics.) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 649.00 114.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 164.50 649.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 168.50 649.00 47.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 215.50 649.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 219.50 649.00 47.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 266.50 649.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 270.50 649.00 123.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 393.50 649.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 397.50 649.00 87.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 484.50 649.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 488.50 649.00 71.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 615.00 114.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 164.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 168.50 615.00 47.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 215.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 219.50 615.00 47.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 266.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 270.50 615.00 44.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 314.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 318.50 615.00 29.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 347.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 351.50 615.00 42.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 393.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 397.50 615.00 42.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 439.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 443.50 615.00 41.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 484.50 615.00 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 488.50 615.00 71.00 -34.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 581.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 568.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 555.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 542.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 529.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 516.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 503.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 490.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 477.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 464.00 114.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 449.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 436.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 423.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 410.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 397.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 384.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 371.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 358.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 345.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 332.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 319.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 306.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 293.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 280.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 267.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 254.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 241.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 228.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 215.00 114.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 202.00 114.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 649 m 215.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 215.5 649 m 219.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 649 m 266.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266.5 649 m 270.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 649 m 314.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 649 m 318.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 649 m 347.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 649 m 351.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 649 m 393.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 649 m 397.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 649 m 439.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 649 m 443.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 649 m 484.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 649 m 488.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 649 m 559.5 649 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 615 m 314.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 615 m 318.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 615 m 347.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 347.5 615 m 351.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 615 m 393.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 615 m 439.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 615 m 443.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 615 m 484.5 615 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 581 m 215.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 581 m 266.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 581 m 314.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 581 m 347.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 581 m 393.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 581 m 439.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 581 m 484.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 581 m 559.5 581 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 436 m 266.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 436 m 439.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 436 m 484.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 436 m 559.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 436 m 215.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 423 m 215.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 436 m 266.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 423 m 266.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 436 m 314.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 423 m 314.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 436 m 347.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 423 m 347.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 436 m 393.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 423 m 393.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 436 m 439.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 423 m 439.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 436 m 484.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 423 m 484.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 436 m 559.5 436 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 423 m 559.5 423 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 358 m 266.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 358 m 314.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 358 m 347.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 358 m 439.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 358 m 484.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 358 m 559.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 358 m 215.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 345 m 215.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 358 m 266.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 345 m 266.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 358 m 314.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 345 m 314.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 358 m 347.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 345 m 347.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 358 m 393.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 345 m 393.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 358 m 439.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 345 m 439.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 358 m 484.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 345 m 484.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 358 m 559.5 358 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 345 m 559.5 345 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 306 m 266.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 306 m 314.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 306 m 347.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 306 m 393.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 306 m 439.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 306 m 484.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 306 m 215.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 293 m 215.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 306 m 266.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 293 m 266.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 306 m 314.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 293 m 314.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 306 m 347.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 293 m 347.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 306 m 393.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 293 m 393.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 306 m 439.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 293 m 439.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 306 m 484.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 293 m 484.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 306 m 559.5 306 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 293 m 559.5 293 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 228 m 266.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 228 m 314.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 228 m 347.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 228 m 393.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 228 m 439.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 228 m 484.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 228 m 559.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 228 m 215.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 215 m 215.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 228 m 266.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 215 m 266.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 228 m 314.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 215 m 314.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 228 m 347.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 215 m 347.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 228 m 393.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 215 m 393.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 228 m 439.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 215 m 439.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 228 m 484.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 215 m 484.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 228 m 559.5 228 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 215 m 559.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 202 m 215.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 215 m 266.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 202 m 266.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 215 m 559.5 215 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 202 m 559.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 189 m 215.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 168.5 187 m 215.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 202 m 266.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 189 m 266.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 219.5 187 m 266.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 202 m 314.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 189 m 314.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 270.5 187 m 314.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 202 m 347.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 189 m 347.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 318.5 187 m 347.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 202 m 393.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 189 m 393.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 351.5 187 m 393.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 202 m 439.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 189 m 439.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 187 m 439.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 202 m 484.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 189 m 484.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443.5 187 m 484.5 187 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 202 m 559.5 202 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 189 m 559.5 189 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 187 m 559.5 187 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.20 653.68 Td (Commer) Tj ET Q q 0 0 0 rg BT 374.87 653.68 Td (cial) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 306.75 619.68 Td (Nonaccrual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.35 639.68 Td (Individually) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.25 629.68 Td (Evaluated for) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.65 619.68 Td (Impairment) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 585.46 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 179.25 585.68 Td (LHFI) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 223.45 605.68 Td (Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 225.30 595.68 Td (90+ and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.75 585.68 Td (Accruing) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.55 605.68 Td (Curr) Tj ET Q q 0 0 0 rg BT 296.12 605.68 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 274.45 595.68 Td (or) Tj ET Q q 0 0 0 rg BT 283.80 595.68 Td ( 30-89) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.40 585.68 Td (Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.30 605.68 Td (Past ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 323.85 595.68 Td (Due ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.90 585.68 Td (90+ ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 340.10 589.76 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.05 585.68 Td (T) Tj ET Q q 0 0 0 rg BT 367.26 585.68 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.45 585.68 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.10 595.68 Td (Related) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.15 585.68 Td (ALLL) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 502.10 595.68 Td (Unfunded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.20 585.68 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 571.73 Td (South r) Tj ET Q q 0 0 0 rg BT 84.86 571.73 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 558.57 Td (Florida) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.10 558.57 Td ($13,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 558.57 Td ($5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 558.57 Td ($23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.60 558.57 Td ($20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 558.57 Td ($43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 558.57 Td ($15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 558.57 Td ($1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 558.57 Td ($8,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 545.57 Td (Geor) Tj ET Q q 0 0 0 rg BT 78.90 545.57 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.10 545.57 Td (10,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 545.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 545.57 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 545.57 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 545.57 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 545.57 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 545.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 545.57 Td (7,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 532.57 Td (V) Tj ET Q q 0 0 0 rg BT 65.92 532.57 Td (ir) Tj ET Q q 0 0 0 rg BT 71.64 532.57 Td (ginia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 532.57 Td (6,349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 532.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 532.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 532.57 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 532.57 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 532.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 532.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 532.57 Td (5,865) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 519.57 Td (Maryland) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 519.57 Td (4,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 519.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 519.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 519.57 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 519.57 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 519.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 519.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 519.57 Td (2,975) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 506.57 Td (North Carolina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 506.57 Td (4,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 506.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 506.57 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 506.57 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 506.57 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 506.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 506.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 506.57 Td (2,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 493.57 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 493.57 Td (exas) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 493.57 Td (4,166) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 493.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 493.57 Td (48) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 493.57 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 493.57 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 493.57 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 493.57 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 493.57 Td (6,920) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 480.57 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 480.57 Td (ennessee) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 480.57 Td (4,248) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 480.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 480.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 480.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 480.57 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 480.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 480.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 480.57 Td (3,271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 467.57 Td (South Carolina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 467.57 Td (1,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 467.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 467.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 467.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 467.57 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 467.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 467.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 467.57 Td (446) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 453.67 Td (District of Columbia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 453.67 Td (1,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 453.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 453.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 453.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 453.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 453.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 453.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 453.67 Td (1,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 439.57 Td (Other Southern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 439.57 Td (2,669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 439.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 439.57 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 439.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 439.57 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 439.57 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 439.57 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 439.57 Td (2,242) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 426.57 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 426.57 Td (otal South region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.10 426.57 Td (53,128) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 426.57 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 295.65 426.57 Td (145) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 426.57 Td (55) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.65 426.57 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 426.57 Td (152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 426.57 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 426.57 Td (41,520) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 413.73 Td (Northeast r) Tj ET Q q 0 0 0 rg BT 102.06 413.73 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 400.57 Td (New ) Tj ET Q q 0 0 0 rg BT 80.20 400.57 Td (Y) Tj ET Q q 0 0 0 rg BT 86.73 400.57 Td (ork) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 400.57 Td (5,184) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 400.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 400.57 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 400.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 400.57 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 400.57 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 400.57 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 400.57 Td (4,643) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 387.57 Td (Pennsylvania) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 387.57 Td (1,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 387.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 387.57 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 387.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 387.57 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.65 387.57 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 387.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 387.57 Td (1,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 374.57 Td (New Jersey) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 374.57 Td (1,427) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 374.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 374.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 374.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 374.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 374.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 374.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 374.57 Td (1,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 361.57 Td (Other Northeastern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 361.57 Td (2,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 361.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 361.57 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 361.57 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 361.57 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 361.57 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 361.57 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 361.57 Td (3,427) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 348.57 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 348.57 Td (otal Northeast region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.10 348.57 Td (10,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 348.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 348.57 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 348.57 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 348.57 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 348.57 Td (72) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 348.57 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 348.57 Td (1) Tj ET Q q 0 0 0 rg BT 533.15 348.57 Td (1,522) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 335.73 Td (W) Tj ET Q q 0 0 0 rg BT 62.72 335.73 Td (est r) Tj ET Q q 0 0 0 rg BT 80.96 335.73 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 322.57 Td (California) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 322.57 Td (4,349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 322.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 322.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 322.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 322.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 322.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 322.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 322.57 Td (5,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 309.57 Td (Other ) Tj ET Q q 0 0 0 rg BT 84.18 309.57 Td (W) Tj ET Q q 0 0 0 rg BT 93.13 309.57 Td (estern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 309.57 Td (2,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 309.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 309.57 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 309.57 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 309.57 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 309.57 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 309.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 309.57 Td (2,991) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 296.57 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 296.57 Td (otal ) Tj ET Q q 0 0 0 rg BT 93.81 296.57 Td (W) Tj ET Q q 0 0 0 rg BT 102.76 296.57 Td (est region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 296.57 Td (6,815) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.65 296.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 296.57 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.65 296.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 296.57 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 296.57 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.65 296.57 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 296.57 Td (8,721) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 283.73 Td (Midwest r) Tj ET Q q 0 0 0 rg BT 96.51 283.73 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 270.57 Td (Illinois) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 270.57 Td (1,903) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 270.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 270.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 270.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 270.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 270.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 270.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 270.57 Td (1,947) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 257.57 Td (Ohio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.65 257.57 Td (792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 257.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 257.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 257.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 257.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 257.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 257.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 257.57 Td (1,31) Tj ET Q q 0 0 0 rg BT 550.65 257.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 244.57 Td (Missouri) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.65 244.57 Td (914) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 244.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 244.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 244.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 244.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 244.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 244.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 244.57 Td (1,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 231.57 Td (Other Midwestern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 231.57 Td (2,084) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 231.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 231.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 231.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 231.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 231.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 231.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 231.57 Td (2,799) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 218.57 Td (T) Tj ET Q q 0 0 0 rg BT 76.41 218.57 Td (otal Midwest region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 218.57 Td (5,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 218.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.65 218.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 218.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.65 218.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 218.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 218.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 218.57 Td (7,755) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 205.73 Td (For) Tj ET Q q 0 0 0 rg BT 68.46 205.73 Td (eign loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.15 205.57 Td (1,356) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.65 205.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.65 205.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.60 205.57 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.65 205.57 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 205.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 205.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.15 205.57 Td (1,595) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 192.68 Td (T) Tj ET Q q 0 0 0 rg BT 58.75 192.68 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.10 192.57 Td ($77,958) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.65 192.57 Td ($1) Tj ET Q q 0 0 0 rg BT 257.65 192.57 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.65 192.57 Td ($196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.60 192.57 Td ($103) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.65 192.57 Td ($299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 192.57 Td ($238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.65 192.57 Td ($28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 192.57 Td ($71,1) Tj ET Q q 0 0 0 rg BT 545.65 192.57 Td (13) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 182.20 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 177.67 Td ( Includes impaired loans that were not individually evaluated for impairment.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET endstream endobj 43 0 obj <> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (19) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 734.50 128.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 178.50 734.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 182.50 734.50 43.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 225.50 734.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 229.50 734.50 50.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.50 734.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 283.50 734.50 116.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 399.50 734.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 403.50 734.50 87.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 490.50 734.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 494.50 734.50 68.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 700.50 128.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 178.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 182.50 700.50 43.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 225.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 229.50 700.50 50.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 279.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 283.50 700.50 44.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 327.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 331.50 700.50 34.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 365.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 369.50 700.50 30.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 399.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 403.50 700.50 44.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 447.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 451.50 700.50 39.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 490.50 700.50 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 494.50 700.50 68.00 -34.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 666.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 653.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 640.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 627.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 614.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 601.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 588.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 575.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 562.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 549.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 536.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 523.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 510.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 497.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 484.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 471.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 458.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 445.50 128.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 430.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 417.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 404.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 391.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 378.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 365.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 352.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 339.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 326.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 313.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 300.50 128.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 287.50 128.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 273.50 128.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 734.5 m 225.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 225.5 734.5 m 229.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 734.5 m 279.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 279.5 734.5 m 283.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 734.5 m 327.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 734.5 m 331.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 734.5 m 365.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 734.5 m 369.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 734.5 m 399.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 734.5 m 403.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 734.5 m 447.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 734.5 m 451.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 734.5 m 490.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 734.5 m 494.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 734.5 m 562.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 700.5 m 327.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 700.5 m 331.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 700.5 m 365.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 700.5 m 369.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 700.5 m 399.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 700.5 m 447.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 700.5 m 451.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 700.5 m 490.5 700.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 666.5 m 225.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 666.5 m 279.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 666.5 m 327.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 666.5 m 365.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 666.5 m 399.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 666.5 m 447.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 666.5 m 490.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 666.5 m 562.5 666.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 523.5 m 279.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 523.5 m 327.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 523.5 m 365.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 523.5 m 447.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 523.5 m 490.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 523.5 m 562.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 523.5 m 225.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 510.5 m 225.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 523.5 m 279.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 510.5 m 279.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 523.5 m 327.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 510.5 m 327.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 523.5 m 365.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 510.5 m 365.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 523.5 m 399.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 510.5 m 399.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 523.5 m 447.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 510.5 m 447.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 523.5 m 490.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 510.5 m 490.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 523.5 m 562.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 510.5 m 562.5 510.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 445.5 m 225.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 445.5 m 327.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 445.5 m 365.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 445.5 m 447.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 445.5 m 490.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 445.5 m 562.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 445.5 m 225.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 430.5 m 225.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 445.5 m 279.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 430.5 m 279.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 445.5 m 327.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 430.5 m 327.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 445.5 m 365.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 430.5 m 365.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 445.5 m 399.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 430.5 m 399.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 445.5 m 447.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 430.5 m 447.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 445.5 m 490.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 430.5 m 490.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 445.5 m 562.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 430.5 m 562.5 430.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 391.5 m 225.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 391.5 m 327.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 391.5 m 365.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 391.5 m 399.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 391.5 m 447.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 391.5 m 490.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 391.5 m 562.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 391.5 m 225.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 378.5 m 225.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 391.5 m 279.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 378.5 m 279.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 391.5 m 327.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 378.5 m 327.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 391.5 m 365.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 378.5 m 365.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 391.5 m 399.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 378.5 m 399.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 391.5 m 447.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 378.5 m 447.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 391.5 m 490.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 378.5 m 490.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 391.5 m 562.5 391.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 378.5 m 562.5 378.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 313.5 m 225.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 313.5 m 327.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 313.5 m 365.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 313.5 m 447.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 313.5 m 490.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 313.5 m 562.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 313.5 m 225.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 300.5 m 225.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 313.5 m 279.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 300.5 m 279.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 313.5 m 327.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 300.5 m 327.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 313.5 m 365.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 300.5 m 365.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 313.5 m 399.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 300.5 m 399.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 313.5 m 447.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 300.5 m 447.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 313.5 m 490.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 300.5 m 490.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 313.5 m 562.5 313.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 300.5 m 562.5 300.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 287.5 m 225.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 274.5 m 225.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 272.5 m 225.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 287.5 m 279.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 274.5 m 279.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 272.5 m 279.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 287.5 m 327.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 274.5 m 327.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 272.5 m 327.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 287.5 m 365.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 274.5 m 365.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 272.5 m 365.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 287.5 m 399.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 274.5 m 399.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 272.5 m 399.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 287.5 m 447.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 274.5 m 447.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 272.5 m 447.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 287.5 m 490.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 274.5 m 490.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 272.5 m 490.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 287.5 m 562.5 287.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 274.5 m 562.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 272.5 m 562.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 272.5 m 225.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 274.5 m 225.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 259.5 m 225.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 182.5 257.5 m 225.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 272.5 m 279.5 272.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 274.5 m 279.5 274.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 259.5 m 279.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229.5 257.5 m 279.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 259.5 m 327.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 283.5 257.5 m 327.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 259.5 m 365.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 331.5 257.5 m 365.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 259.5 m 399.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 369.5 257.5 m 399.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 259.5 m 447.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 257.5 m 447.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 259.5 m 490.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 257.5 m 490.5 257.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 259.5 m 562.5 259.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 257.5 m 562.5 257.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.85 739.18 Td (Consumer) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.25 705.18 Td (Nonaccrual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.35 725.18 Td (Individually ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.25 715.18 Td (Evaluated for) Tj ET Q q 0 0 0 rg BT 475.68 715.18 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.75 705.18 Td (Impairment ) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 471.91 709.71 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 670.96 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 191.25 671.18 Td (LHFI) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.95 691.18 Td (Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 236.80 681.18 Td (90+ and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.25 671.18 Td (Accruing) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.55 691.18 Td (Curr) Tj ET Q q 0 0 0 rg BT 309.12 691.18 Td (ent) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.45 681.18 Td (or) Tj ET Q q 0 0 0 rg BT 296.80 681.18 Td ( 30-89) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.40 671.18 Td (Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.80 691.18 Td (Past ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 339.35 681.18 Td (Due ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.40 671.18 Td (90+ ) Tj ET Q BT /F2 9.00 Tf ET BT /F2 5.85 Tf ET q 0 0 0 rg BT 355.60 675.26 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.05 671.18 Td (T) Tj ET Q q 0 0 0 rg BT 379.26 671.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.45 671.18 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.10 681.18 Td (Related) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 671.18 Td (ALLL) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.60 681.18 Td (Unfunded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.70 671.18 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 657.23 Td (South r) Tj ET Q q 0 0 0 rg BT 84.86 657.23 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 644.07 Td (Florida) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.10 644.07 Td ($13,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.65 644.07 Td ($1) Tj ET Q q 0 0 0 rg BT 265.65 644.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 644.07 Td ($78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.60 644.07 Td ($107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.60 644.07 Td ($185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 644.07 Td ($814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 644.07 Td ($59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 644.07 Td ($7,486) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 631.07 Td (Geor) Tj ET Q q 0 0 0 rg BT 78.90 631.07 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 631.07 Td (8,485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 631.07 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 631.07 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 631.07 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 631.07 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 631.07 Td (384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 631.07 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 631.07 Td (3,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 618.07 Td (V) Tj ET Q q 0 0 0 rg BT 65.92 618.07 Td (ir) Tj ET Q q 0 0 0 rg BT 71.64 618.07 Td (ginia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 618.07 Td (7,457) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 618.07 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 618.07 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 618.07 Td (20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 618.07 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 618.07 Td (276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 618.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 618.07 Td (3,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 605.07 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 605.07 Td (ennessee) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 605.07 Td (2,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 605.07 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 605.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 605.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 605.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 605.07 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 605.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 605.07 Td (2,1) Tj ET Q q 0 0 0 rg BT 548.65 605.07 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 592.07 Td (North Carolina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 592.07 Td (5,354) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 592.07 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 592.07 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 592.07 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 592.07 Td (23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 592.07 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 592.07 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 592.07 Td (1,984) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 579.07 Td (Maryland) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 579.07 Td (6,148) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 579.07 Td (50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 579.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 579.07 Td (22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 579.07 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 579.07 Td (222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 579.07 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 579.07 Td (1,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 566.07 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 566.07 Td (exas) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 566.07 Td (4,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 566.07 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 566.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 566.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 566.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 566.07 Td (40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 566.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 566.07 Td (505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 553.07 Td (South Carolina) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 553.07 Td (2,396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 553.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 553.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 553.07 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 553.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 553.07 Td (124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 553.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 553.07 Td (653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 540.07 Td (District of Columbia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 540.07 Td (1,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.65 540.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 540.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 540.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 540.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 540.07 Td (19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 540.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 540.07 Td (272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 527.07 Td (Other Southern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 527.07 Td (2,536) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 527.07 Td (1) Tj ET Q q 0 0 0 rg BT 265.65 527.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 527.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 527.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 527.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 527.07 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 527.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 527.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 514.07 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 514.07 Td (otal South region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.10 514.07 Td (54,139) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 514.07 Td (654) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 514.07 Td (142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.60 514.07 Td (223) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.60 514.07 Td (365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 514.07 Td (2,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 514.07 Td (149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 514.07 Td (22,300) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 501.23 Td (Northeast r) Tj ET Q q 0 0 0 rg BT 102.06 501.23 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 488.07 Td (New ) Tj ET Q q 0 0 0 rg BT 80.20 488.07 Td (Y) Tj ET Q q 0 0 0 rg BT 86.73 488.07 Td (ork) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 488.07 Td (1,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 488.07 Td (104) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 488.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 488.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 488.07 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 488.07 Td (29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 488.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 488.07 Td (134) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 475.07 Td (Pennsylvania) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 475.07 Td (1,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 475.07 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 475.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 475.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 475.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 475.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 475.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 475.07 Td (162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 462.07 Td (New Jersey) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.65 462.07 Td (731) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 462.07 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 462.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 462.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 462.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 462.07 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 462.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 462.07 Td (81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 449.07 Td (Other Northeastern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.65 449.07 Td (948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 449.07 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 449.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 449.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 449.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 449.07 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 449.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 449.07 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 435.17 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 435.17 Td (otal Northeast region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 435.17 Td (4,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 435.17 Td (272) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 435.17 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 435.17 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 435.17 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 435.17 Td (68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 435.17 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 435.17 Td (510) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 421.23 Td (W) Tj ET Q q 0 0 0 rg BT 62.72 421.23 Td (est r) Tj ET Q q 0 0 0 rg BT 80.96 421.23 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 408.07 Td (California) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 408.07 Td (3,463) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 408.07 Td (86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 408.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 408.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 408.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 408.07 Td (133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 408.07 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 408.07 Td (424) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 395.07 Td (Other ) Tj ET Q q 0 0 0 rg BT 84.18 395.07 Td (W) Tj ET Q q 0 0 0 rg BT 93.13 395.07 Td (estern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 395.07 Td (2,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 395.07 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 395.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 395.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 395.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 395.07 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 395.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 395.07 Td (710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 382.07 Td (T) Tj ET Q q 0 0 0 rg BT 76.76 382.07 Td (otal ) Tj ET Q q 0 0 0 rg BT 93.81 382.07 Td (W) Tj ET Q q 0 0 0 rg BT 102.76 382.07 Td (est region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 382.07 Td (6,051) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 382.07 Td (188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 382.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 382.07 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 382.07 Td (1) Tj ET Q q 0 0 0 rg BT 390.60 382.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 382.07 Td (180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 382.07 Td (1) Tj ET Q q 0 0 0 rg BT 481.65 382.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 382.07 Td (1,134) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 369.23 Td (Midwest r) Tj ET Q q 0 0 0 rg BT 96.51 369.23 Td (egion:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 356.07 Td (Illinois) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 356.07 Td (1,074) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 356.07 Td (51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 356.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 356.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 356.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 356.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 356.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 356.07 Td (154) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 343.07 Td (Ohio) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.65 343.07 Td (763) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 343.07 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 343.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 343.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 343.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 343.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 343.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 343.07 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 330.07 Td (Missouri) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.65 330.07 Td (460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 330.07 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 330.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 330.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 330.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 330.07 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 330.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 330.07 Td (98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 317.07 Td (Other Midwestern states) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 317.07 Td (2,534) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 317.07 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 317.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 317.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 317.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 317.07 Td (18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 317.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 317.07 Td (313) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 304.07 Td (T) Tj ET Q q 0 0 0 rg BT 76.41 304.07 Td (otal Midwest region) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.10 304.07 Td (4,831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.65 304.07 Td (341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.65 304.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 304.07 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.65 304.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 304.07 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 304.07 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 304.07 Td (632) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 291.23 Td (For) Tj ET Q q 0 0 0 rg BT 68.46 291.23 Td (eign loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.65 291.07 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 291.07 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 291.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 291.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.60 291.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.65 291.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 291.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 291.07 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 278.18 Td (T) Tj ET Q q 0 0 0 rg BT 58.75 278.18 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.10 278.07 Td ($69,257) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 278.07 Td ($1,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.65 278.07 Td ($150) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.60 278.07 Td ($246) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.60 278.07 Td ($396) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.10 278.07 Td ($2,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.60 278.07 Td ($164) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 278.07 Td ($24,578) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 263.17 Td (Guaranteed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.10 263.17 Td ($7,491) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 263.17 Td ($1,440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 263.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.60 263.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.60 263.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 263.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 263.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 263.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 252.70 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 248.17 Td ( Primarily consists of loans modified as a ) Tj ET Q q 0 0 0 rg BT 223.82 248.17 Td (TDR.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 237.70 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 233.17 Td ( Includes impaired loans that were not individually evaluated for impairment.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 45 0 obj <> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (20) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 739.100390625 m 158.298828125 739.100390625 l s q 0 0 0 rg BT 50.00 740.70 Td (Industry ) Tj ET Q q 0 0 0 rg BT 93.00 740.70 Td (concentration) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 714.30 Td (The ) Tj ET Q q 0 0 0 rg BT 73.72 714.30 Td (following ) Tj ET Q q 0 0 0 rg BT 125.45 714.30 Td (table ) Tj ET Q q 0 0 0 rg BT 153.84 714.30 Td (provides ) Tj ET Q q 0 0 0 rg BT 200.23 714.30 Td (industry ) Tj ET Q q 0 0 0 rg BT 244.63 714.30 Td (concentration ) Tj ET Q q 0 0 0 rg BT 315.00 714.30 Td (information ) Tj ET Q q 0 0 0 rg BT 376.72 714.30 Td (for ) Tj ET Q q 0 0 0 rg BT 395.77 714.30 Td (the ) Tj ET Q q 0 0 0 rg BT 415.50 714.30 Td (Company) Tj ET Q q 0 0 0 rg BT 465.50 714.30 Td (s ) Tj ET Q q 0 0 0 rg BT 475.23 714.30 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 506.96 714.30 Td (and ) Tj ET Q q 0 0 0 rg BT 529.36 714.30 Td (related ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 699.90 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 98.32 699.90 Td (lending ) Tj ET Q q 0 0 0 rg BT 137.32 699.90 Td (commitments ) Tj ET Q q 0 0 0 rg BT 205.64 699.90 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 217.30 699.90 Td (September30, ) Tj ET Q q 0 0 0 rg BT 289.62 699.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 313.62 699.90 Td (:) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 677.40 151.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 201.50 677.40 4.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 205.50 677.40 43.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 252.50 677.40 57.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 309.50 677.40 4.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 313.50 677.40 167.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 480.50 677.40 4.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 484.50 677.40 75.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 662.40 151.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 201.50 662.40 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 205.50 662.40 43.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 252.50 662.40 57.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 309.50 662.40 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 313.50 662.40 58.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 371.50 662.40 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 375.50 662.40 49.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 424.50 662.40 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.50 662.40 52.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 480.50 662.40 4.00 -34.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 484.50 662.40 75.00 -34.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 628.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 614.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 600.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 586.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 572.40 151.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 557.40 151.00 -23.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 534.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 520.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 506.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 492.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 478.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 464.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 450.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 436.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 422.40 151.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 407.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 393.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 379.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 365.40 151.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 351.40 151.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 662.4 m 371.5 662.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 371.5 662.4 m 375.5 662.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 662.4 m 424.5 662.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 662.4 m 428.5 662.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 662.4 m 480.5 662.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 628.4 m 248.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 628.4 m 309.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 628.4 m 371.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 628.4 m 424.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 628.4 m 480.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 628.4 m 559.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 628.4 m 248.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 628.4 m 371.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 628.4 m 424.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 628.4 m 559.5 628.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 379.4 m 248.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 379.4 m 309.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 379.4 m 371.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 379.4 m 424.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 379.4 m 559.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 365.4 m 248.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 365.4 m 309.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 365.4 m 371.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 365.4 m 424.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 379.4 m 480.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 365.4 m 480.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 379.4 m 559.5 379.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 365.4 m 559.5 365.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 351.4 m 248.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 351.4 m 559.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 351.4 m 248.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 338.4 m 248.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 205.5 336.4 m 248.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 351.4 m 309.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 338.4 m 309.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 336.4 m 309.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 351.4 m 371.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 338.4 m 371.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 336.4 m 371.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 351.4 m 424.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 338.4 m 424.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 375.5 336.4 m 424.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 351.4 m 480.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 338.4 m 480.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 336.4 m 480.5 336.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 351.4 m 559.5 351.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 338.4 m 559.5 338.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 336.4 m 559.5 336.4 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.75 667.08 Td (Nonaccrual) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 632.86 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.25 633.08 Td (LHFI) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 261.45 653.08 Td (Past Due ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.30 643.08 Td (90+ and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 257.90 633.08 Td (Accruing ) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 299.84 637.61 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.70 653.08 Td (Curr) Tj ET Q q 0 0 0 rg BT 340.27 653.08 Td (ent or) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.50 643.08 Td (30-89 Days) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.95 633.08 Td (Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.45 643.08 Td (Past Due) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.65 633.08 Td (90+) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.05 633.08 Td (T) Tj ET Q q 0 0 0 rg BT 449.26 633.08 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.10 643.08 Td (Unfunded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 491.20 633.08 Td (Commitments) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 618.86 Td (Real estate) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 215.75 618.86 Td ($13,645) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 618.86 Td ($2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 618.86 Td ($22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 618.86 Td ($22) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 618.86 Td ($44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.25 618.86 Td ($6,835) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 604.86 Td (Consumer products and services) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 604.86 Td (9,739) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 604.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 604.86 Td (21) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 604.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 604.86 Td (25) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 604.86 Td (8,345) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 590.86 Td (Diversified financials and insurance) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 590.86 Td (7,328) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 590.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 590.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 590.86 Td (49) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 590.86 Td (50) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 590.86 Td (7,777) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 576.86 Td (Health care & pharmaceuticals) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 576.86 Td (8,028) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 576.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 576.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 576.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 576.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 576.86 Td (5,140) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 561.86 Td (Automotive) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 561.86 Td (7,686) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 561.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 561.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 561.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 561.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 561.86 Td (3,633) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 547.86 Td (Diversified commercial services and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 538.86 Td (supplies) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 538.86 Td (4,701) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 538.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 538.86 Td (41) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 538.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 538.86 Td (44) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 538.86 Td (4,931) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 524.86 Td (Government) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 524.86 Td (3,413) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 524.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 524.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 524.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 524.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 524.86 Td (401) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 510.86 Td (Retail) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 510.86 Td (3,450) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 510.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 510.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 510.86 Td (5) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 510.86 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 510.86 Td (5,445) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 496.86 Td (Capital goods) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 496.86 Td (3,446) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 496.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 496.86 Td (9) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 496.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 496.86 Td (12) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 496.86 Td (4,532) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 482.86 Td (Media & telecommunication services) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 482.86 Td (2,872) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 482.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 482.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 482.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 482.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 482.86 Td (3,802) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 469.66 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 469.66 Td (echnology \(hardware & software\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 468.86 Td (1,901) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 468.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 468.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 468.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 468.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 468.86 Td (3,099) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 454.86 Td (Materials) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 454.86 Td (2,1) Tj ET Q q 0 0 0 rg BT 236.00 454.86 Td (14) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 454.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 454.86 Td (36) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 454.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 454.86 Td (38) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 454.86 Td (3,279) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 440.86 Td (Ener) Tj ET Q q 0 0 0 rg BT 69.91 440.86 Td (gy) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 440.86 Td (2,428) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 440.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 440.86 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 440.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 440.86 Td (37) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 440.86 Td (5,741) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 426.86 Td (Utilities) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 426.86 Td (2,015) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 426.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 426.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 426.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 426.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 426.86 Td (3,801) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 411.86 Td (T) Tj ET Q q 0 0 0 rg BT 58.34 411.86 Td (ransportation) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 411.86 Td (2,01) Tj ET Q q 0 0 0 rg BT 240.50 411.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 411.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 359.00 411.86 Td (16) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 411.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 468.00 411.86 Td (19) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 411.86 Td (1,515) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 397.86 Td (Not-for) Tj ET Q q 0 0 0 rg BT 79.90 397.86 Td (-profits/religious or) Tj ET Q q 0 0 0 rg BT 149.97 397.86 Td (ganizations) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 397.86 Td (1,978) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 397.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 397.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 416.50 397.86 Td (3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 397.86 Td (4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 542.50 397.86 Td (870) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 383.86 Td (Other) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 224.75 383.86 Td (1,203) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 301.50 383.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 363.50 383.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 412.00 383.86 Td () Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 472.50 383.86 Td (2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 535.75 383.86 Td (1,967) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 369.86 Td (T) Tj ET Q q 0 0 0 rg BT 58.18 369.86 Td (otal commercial) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.25 369.86 Td (77,958) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 297.00 369.86 Td (1) Tj ET Q q 0 0 0 rg BT 301.50 369.86 Td (1) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 369.86 Td (196) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 369.86 Td (103) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 369.86 Td (299) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.25 369.86 Td (71,1) Tj ET Q q 0 0 0 rg BT 547.00 369.86 Td (13) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 355.86 Td (Consumer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 220.25 355.86 Td (69,257) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 285.75 355.86 Td (1,471) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 354.50 355.86 Td (150) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 407.50 355.86 Td (246) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 463.50 355.86 Td (396) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 531.25 355.86 Td (24,578) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 341.86 Td (T) Tj ET Q q 0 0 0 rg BT 57.87 341.86 Td (otal) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 211.25 341.86 Td ($147,215) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 281.25 341.86 Td ($1,482) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 350.00 341.86 Td ($346) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 403.00 341.86 Td ($349) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 459.00 341.86 Td ($695) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 526.75 341.86 Td ($95,691) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 330.43 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.87 325.90 Td (Of these, 98% were government guaranteed.) Tj ET Q endstream endobj 47 0 obj <> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (21) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 739.100390625 m 138.3125 739.100390625 l s q 0 0 0 rg BT 50.00 740.70 Td (Maturity ) Tj ET Q q 0 0 0 rg BT 94.99 740.70 Td (exposure) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 714.30 Td (The ) Tj ET Q q 0 0 0 rg BT 73.64 714.30 Td (following ) Tj ET Q q 0 0 0 rg BT 125.29 714.30 Td (table ) Tj ET Q q 0 0 0 rg BT 153.59 714.30 Td (provides ) Tj ET Q q 0 0 0 rg BT 199.90 714.30 Td (the ) Tj ET Q q 0 0 0 rg BT 219.54 714.30 Td (remaining ) Tj ET Q q 0 0 0 rg BT 273.17 714.30 Td (maturity ) Tj ET Q q 0 0 0 rg BT 318.82 714.30 Td (for ) Tj ET Q q 0 0 0 rg BT 337.79 714.30 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 369.44 714.30 Td (and ) Tj ET Q q 0 0 0 rg BT 391.75 714.30 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 442.05 714.30 Td (lending ) Tj ET Q q 0 0 0 rg BT 483.03 714.30 Td (commitments ) Tj ET Q q 0 0 0 rg BT 553.34 714.30 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 699.90 Td (September30, ) Tj ET Q q 0 0 0 rg BT 124.66 699.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 148.66 699.90 Td (, ) Tj ET Q q 0 0 0 rg BT 157.01 699.90 Td (based ) Tj ET Q q 0 0 0 rg BT 189.68 699.90 Td (on ) Tj ET Q q 0 0 0 rg BT 207.02 699.90 Td (the ) Tj ET Q q 0 0 0 rg BT 227.03 699.90 Td (contractual ) Tj ET Q q 0 0 0 rg BT 285.68 699.90 Td (maturity ) Tj ET Q q 0 0 0 rg BT 331.68 699.90 Td (of ) Tj ET Q q 0 0 0 rg BT 347.02 699.90 Td (the ) Tj ET Q q 0 0 0 rg BT 367.03 699.90 Td (related ) Tj ET Q q 0 0 0 rg BT 405.02 699.90 Td (exposure. ) Tj ET Q q 0 0 0 rg BT 456.68 699.90 Td (Details ) Tj ET Q q 0 0 0 rg BT 496.02 699.90 Td (regarding ) Tj ET Q q 0 0 0 rg BT 547.34 699.90 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 685.50 Td (remaining ) Tj ET Q q 0 0 0 rg BT 102.67 685.50 Td (maturity ) Tj ET Q q 0 0 0 rg BT 147.35 685.50 Td (of ) Tj ET Q q 0 0 0 rg BT 161.37 685.50 Td (the ) Tj ET Q q 0 0 0 rg BT 180.05 685.50 Td (Securities ) Tj ET Q q 0 0 0 rg BT 230.51 685.50 Td (AFS ) Tj ET Q q 0 0 0 rg BT 256.55 685.50 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 302.56 685.50 Td (are ) Tj ET Q q 0 0 0 rg BT 321.23 685.50 Td (located ) Tj ET Q q 0 0 0 rg BT 359.90 685.50 Td (in ) Tj ET Q q 0 0 0 rg BT 373.26 685.50 Td (the ) Tj ET Q q 0 0 0 rg BT 391.94 685.50 Td (Company) Tj ET Q q 0 0 0 rg BT 441.94 685.50 Td (s ) Tj ET Q q 0 0 0 rg BT 450.63 685.50 Td (Form ) Tj ET Q q 0 0 0 rg BT 480.66 685.50 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 509.34 685.50 Td (and ) Tj ET Q q 0 0 0 rg BT 530.69 685.50 Td (details ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 671.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 98.98 671.10 Td (OTC ) Tj ET Q q 0 0 0 rg BT 125.98 671.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 156.29 671.10 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 211.94 671.10 Td (are ) Tj ET Q q 0 0 0 rg BT 229.59 671.10 Td (located ) Tj ET Q q 0 0 0 rg BT 267.24 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 279.57 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.23 671.10 Td (Company) Tj ET Q q 0 0 0 rg BT 347.23 671.10 Td (s ) Tj ET Q q 0 0 0 rg BT 354.45 671.10 Td (Y) Tj ET Q q 0 0 0 rg BT 361.79 671.10 Td (-9C ) Tj ET Q q 0 0 0 rg BT 382.79 671.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.12 671.10 Td (schedule ) Tj ET Q q 0 0 0 rg BT 440.11 671.10 Td (HC-L.) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 648.60 176.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 226.50 648.60 4.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 230.50 648.60 332.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 633.60 176.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 226.50 633.60 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 230.50 633.60 80.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 310.50 633.60 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 314.50 633.60 80.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 394.50 633.60 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 398.50 633.60 80.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 478.50 633.60 4.00 -13.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 482.50 633.60 80.00 -13.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 620.60 176.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 606.60 176.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 592.60 176.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 578.60 176.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 564.60 176.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 550.60 176.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 536.60 176.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 633.6 m 310.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 310.5 633.6 m 314.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 633.6 m 394.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 394.5 633.6 m 398.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 633.6 m 478.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 478.5 633.6 m 482.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 633.6 m 562.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 633.6 m 310.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 620.6 m 310.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 633.6 m 394.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 620.6 m 394.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 633.6 m 478.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 620.6 m 478.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 633.6 m 562.5 633.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 620.6 m 562.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 620.6 m 394.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 620.6 m 478.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 620.6 m 562.5 620.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 592.6 m 310.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 578.6 m 310.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 592.6 m 394.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 578.6 m 394.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 592.6 m 478.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 578.6 m 478.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 592.6 m 562.5 592.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 578.6 m 562.5 578.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 550.6 m 310.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 536.6 m 310.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 550.6 m 394.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 536.6 m 394.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 550.6 m 478.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 536.6 m 478.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 550.6 m 562.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 536.6 m 562.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 536.6 m 310.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 522.6 m 310.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 230.5 520.6 m 310.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 536.6 m 394.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 522.6 m 394.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 314.5 520.6 m 394.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 536.6 m 478.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 522.6 m 478.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 520.6 m 478.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 536.6 m 562.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 522.6 m 562.5 522.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 482.5 520.6 m 562.5 520.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.50 638.28 Td (Remaining maturity) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 624.86 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 242.25 624.33 Td (1 year) Tj ET Q q 0 0 0 rg BT 268.54 624.33 Td ( or) Tj ET Q q 0 0 0 rg BT 280.29 624.33 Td ( less) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 334.70 624.33 Td (1-5 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.30 624.33 Td (After) Tj ET Q q 0 0 0 rg BT 432.97 624.33 Td ( 5 years) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.05 624.33 Td (T) Tj ET Q q 0 0 0 rg BT 516.80 624.33 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 611.17 Td (Commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.15 611.17 Td ($13,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.15 611.17 Td ($44,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 611.17 Td ($19,295) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 611.17 Td ($77,958) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 597.17 Td (Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.15 597.17 Td (2,399) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 597.17 Td (1) Tj ET Q q 0 0 0 rg BT 368.15 597.17 Td (1,551) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 597.17 Td (55,307) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 597.17 Td (69,257) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 583.17 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 583.17 Td (otal LHFI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.15 583.17 Td (16,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 583.17 Td (56,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 583.17 Td (74,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 583.17 Td (147,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.17 Td (Commercial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.15 569.17 Td (14,831) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 569.17 Td (55,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 569.17 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 569.17 Td (71,1) Tj ET Q q 0 0 0 rg BT 548.65 569.17 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 555.17 Td (Consumer) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.15 555.17 Td (1) Tj ET Q q 0 0 0 rg BT 284.15 555.17 Td (1,788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 555.17 Td (1,51) Tj ET Q q 0 0 0 rg BT 385.65 555.17 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 555.17 Td (1) Tj ET Q q 0 0 0 rg BT 452.15 555.17 Td (1,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 555.17 Td (24,578) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 541.17 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 541.17 Td (otal unfunded commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.15 541.17 Td (26,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.15 541.17 Td (56,793) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 541.17 Td (12,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 541.17 Td (95,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 526.27 Td () Tj ET Q q 0 0 0 rg BT 63.82 526.27 Td (T) Tj ET Q q 0 0 0 rg BT 69.23 526.27 Td (otal funded and unfunded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.15 526.27 Td ($42,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.15 526.27 Td ($1) Tj ET Q q 0 0 0 rg BT 363.15 526.27 Td (13,1) Tj ET Q q 0 0 0 rg BT 380.65 526.27 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.15 526.27 Td ($86,881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 526.27 Td ($242,906) Tj ET Q BT /F1 10.00 Tf ET BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 497.70 Td (Counterparty ) Tj ET Q q 0 0 0 rg BT 120.92 497.70 Td (credit ) Tj ET Q q 0 0 0 rg BT 153.82 497.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 177.40 497.70 Td (arising ) Tj ET Q q 0 0 0 rg BT 216.99 497.70 Td (from ) Tj ET Q q 0 0 0 rg BT 245.90 497.70 Td (OTC ) Tj ET Q q 0 0 0 rg BT 274.81 497.70 Td (derivative ) Tj ET Q q 0 0 0 rg BT 327.70 497.70 Td (contracts, ) Tj ET Q q 0 0 0 rg BT 380.94 497.70 Td (repo-style ) Tj ET Q q 0 0 0 rg BT 433.83 497.70 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 502.43 497.70 Td (and ) Tj ET Q q 0 0 0 rg BT 526.01 497.70 Td (eligible ) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 483.30 Td (margin ) Tj ET Q q 0 0 0 rg BT 89.01 483.30 Td (loans ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 456.90 Td (Counterparty ) Tj ET Q q 0 0 0 rg BT 116.68 456.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 147.36 456.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 168.72 456.90 Td (is ) Tj ET Q q 0 0 0 rg BT 180.08 456.90 Td (the ) Tj ET Q q 0 0 0 rg BT 198.11 456.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 219.47 456.90 Td (that ) Tj ET Q q 0 0 0 rg BT 240.82 456.90 Td (a ) Tj ET Q q 0 0 0 rg BT 249.51 456.90 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 313.51 456.90 Td (to ) Tj ET Q q 0 0 0 rg BT 326.21 456.90 Td (a ) Tj ET Q q 0 0 0 rg BT 334.90 456.90 Td (transaction ) Tj ET Q q 0 0 0 rg BT 390.90 456.90 Td (with ) Tj ET Q q 0 0 0 rg BT 415.60 456.90 Td (the ) Tj ET Q q 0 0 0 rg BT 433.62 456.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 483.65 456.90 Td (fails ) Tj ET Q q 0 0 0 rg BT 507.67 456.90 Td (to ) Tj ET Q q 0 0 0 rg BT 520.37 456.90 Td (perform. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 442.50 Td (This ) Tj ET Q q 0 0 0 rg BT 75.26 442.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 97.19 442.50 Td (is ) Tj ET Q q 0 0 0 rg BT 109.12 442.50 Td (a ) Tj ET Q q 0 0 0 rg BT 118.37 442.50 Td (byproduct ) Tj ET Q q 0 0 0 rg BT 170.95 442.50 Td (of ) Tj ET Q q 0 0 0 rg BT 184.87 442.50 Td (transactions ) Tj ET Q q 0 0 0 rg BT 246.11 442.50 Td (undertaken ) Tj ET Q q 0 0 0 rg BT 303.35 442.50 Td (by ) Tj ET Q q 0 0 0 rg BT 319.27 442.50 Td (the ) Tj ET Q q 0 0 0 rg BT 337.86 442.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 388.45 442.50 Td (to ) Tj ET Q q 0 0 0 rg BT 401.71 442.50 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 447.61 442.50 Td (a ) Tj ET Q q 0 0 0 rg BT 456.86 442.50 Td (client) Tj ET Q q 0 0 0 rg BT 486.85 442.50 Td (s ) Tj ET Q q 0 0 0 rg BT 495.44 442.50 Td (financing ) Tj ET Q q 0 0 0 rg BT 544.68 442.50 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 428.10 Td (hedging ) Tj ET Q q 0 0 0 rg BT 90.91 428.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 120.48 428.10 Td (and ) Tj ET Q q 0 0 0 rg BT 140.06 428.10 Td (can ) Tj ET Q q 0 0 0 rg BT 158.96 428.10 Td (also ) Tj ET Q q 0 0 0 rg BT 180.54 428.10 Td (result ) Tj ET Q q 0 0 0 rg BT 209.45 428.10 Td (from ) Tj ET Q q 0 0 0 rg BT 235.03 428.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.94 428.10 Td (Company) Tj ET Q q 0 0 0 rg BT 301.94 428.10 Td (s ) Tj ET Q q 0 0 0 rg BT 308.86 428.10 Td (normal ) Tj ET Q q 0 0 0 rg BT 345.10 428.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 383.98 428.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 410.89 428.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 477.45 428.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 497.70 428.10 Td (management, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 413.70 Td (and ) Tj ET Q q 0 0 0 rg BT 70.96 413.70 Td (funding ) Tj ET Q q 0 0 0 rg BT 111.92 413.70 Td (activities. ) Tj ET Q q 0 0 0 rg BT 161.87 413.70 Td (Counterparty ) Tj ET Q q 0 0 0 rg BT 228.82 413.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 250.46 413.70 Td (is ) Tj ET Q q 0 0 0 rg BT 262.09 413.70 Td (a ) Tj ET Q q 0 0 0 rg BT 271.05 413.70 Td (category ) Tj ET Q q 0 0 0 rg BT 315.99 413.70 Td (of ) Tj ET Q q 0 0 0 rg BT 329.62 413.70 Td (credit ) Tj ET Q q 0 0 0 rg BT 360.57 413.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 382.20 413.70 Td (often ) Tj ET Q q 0 0 0 rg BT 410.49 413.70 Td (associated ) Tj ET Q q 0 0 0 rg BT 463.44 413.70 Td (with ) Tj ET Q q 0 0 0 rg BT 488.40 413.70 Td (capital ) Tj ET Q q 0 0 0 rg BT 524.02 413.70 Td (markets ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 399.30 Td (activities, ) Tj ET Q q 0 0 0 rg BT 99.32 399.30 Td (including ) Tj ET Q q 0 0 0 rg BT 147.65 399.30 Td (OTC ) Tj ET Q q 0 0 0 rg BT 174.65 399.30 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 233.29 399.30 Td (securities ) Tj ET Q q 0 0 0 rg BT 281.61 399.30 Td (financing, ) Tj ET Q q 0 0 0 rg BT 332.93 399.30 Td (and ) Tj ET Q q 0 0 0 rg BT 353.25 399.30 Td (mar) Tj ET Q q 0 0 0 rg BT 371.69 399.30 Td (gin ) Tj ET Q q 0 0 0 rg BT 390.03 399.30 Td (lending.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 372.90 Td (As ) Tj ET Q q 0 0 0 rg BT 66.44 372.90 Td (a ) Tj ET Q q 0 0 0 rg BT 74.86 372.90 Td (dealer ) Tj ET Q q 0 0 0 rg BT 107.27 372.90 Td (and ) Tj ET Q q 0 0 0 rg BT 127.70 372.90 Td (market ) Tj ET Q q 0 0 0 rg BT 164.12 372.90 Td (maker) Tj ET Q q 0 0 0 rg BT 193.62 372.90 Td (, ) Tj ET Q q 0 0 0 rg BT 199.72 372.90 Td (the ) Tj ET Q q 0 0 0 rg BT 217.48 372.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 267.25 372.90 Td (uses ) Tj ET Q q 0 0 0 rg BT 291.02 372.90 Td (OTC ) Tj ET Q q 0 0 0 rg BT 318.12 372.90 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 373.86 372.90 Td (primarily ) Tj ET Q q 0 0 0 rg BT 421.62 372.90 Td (to ) Tj ET Q q 0 0 0 rg BT 434.05 372.90 Td (support ) Tj ET Q q 0 0 0 rg BT 473.16 372.90 Td (client ) Tj ET Q q 0 0 0 rg BT 502.91 372.90 Td (hedging ) Tj ET Q q 0 0 0 rg BT 544.67 372.90 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 358.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 70.16 358.50 Td (management ) Tj ET Q q 0 0 0 rg BT 133.62 358.50 Td (activities, ) Tj ET Q q 0 0 0 rg BT 182.10 358.50 Td (as ) Tj ET Q q 0 0 0 rg BT 194.25 358.50 Td (well ) Tj ET Q q 0 0 0 rg BT 217.07 358.50 Td (as ) Tj ET Q q 0 0 0 rg BT 229.22 358.50 Td (in ) Tj ET Q q 0 0 0 rg BT 240.72 358.50 Td (an ) Tj ET Q q 0 0 0 rg BT 254.20 358.50 Td (end ) Tj ET Q q 0 0 0 rg BT 273.68 358.50 Td (user ) Tj ET Q q 0 0 0 rg BT 295.83 358.50 Td (capacity ) Tj ET Q q 0 0 0 rg BT 337.96 358.50 Td (to ) Tj ET Q q 0 0 0 rg BT 349.46 358.50 Td (manage ) Tj ET Q q 0 0 0 rg BT 388.93 358.50 Td (its ) Tj ET Q q 0 0 0 rg BT 402.42 358.50 Td (own ) Tj ET Q q 0 0 0 rg BT 425.24 358.50 Td (balance ) Tj ET Q q 0 0 0 rg BT 464.04 358.50 Td (sheet ) Tj ET Q q 0 0 0 rg BT 490.85 358.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 511.01 358.50 Td (exposures. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 344.10 Td (As ) Tj ET Q q 0 0 0 rg BT 66.86 344.10 Td (a ) Tj ET Q q 0 0 0 rg BT 75.71 344.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 121.21 344.10 Td (entity) Tj ET Q q 0 0 0 rg BT 147.76 344.10 Td (, ) Tj ET Q q 0 0 0 rg BT 154.29 344.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 190.45 344.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 229.30 344.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 250.80 344.10 Td (swaps ) Tj ET Q q 0 0 0 rg BT 283.66 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 304.51 344.10 Td (CDS ) Tj ET Q q 0 0 0 rg BT 331.38 344.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 392.22 344.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 431.05 344.10 Td (into ) Tj ET Q q 0 0 0 rg BT 453.25 344.10 Td (by ) Tj ET Q q 0 0 0 rg BT 468.77 344.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.95 344.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 537.14 344.10 Td (or ) Tj ET Q q 0 0 0 rg BT 550.66 344.10 Td (its ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 329.70 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 109.61 329.70 Td (are ) Tj ET Q q 0 0 0 rg BT 127.20 329.70 Td ( ) Tj ET Q q 0 0 0 rg BT 130.15 329.70 Td (subject ) Tj ET Q q 0 0 0 rg BT 167.09 329.70 Td (to ) Tj ET Q q 0 0 0 rg BT 179.37 329.70 Td (mandatory ) Tj ET Q q 0 0 0 rg BT 233.63 329.70 Td (clearing. ) Tj ET Q q 0 0 0 rg BT 278.22 329.70 Td (Details ) Tj ET Q q 0 0 0 rg BT 315.16 329.70 Td (of ) Tj ET Q q 0 0 0 rg BT 328.10 329.70 Td (the ) Tj ET Q q 0 0 0 rg BT 345.71 329.70 Td (Company) Tj ET Q q 0 0 0 rg BT 395.71 329.70 Td (s ) Tj ET Q q 0 0 0 rg BT 403.33 329.70 Td (use ) Tj ET Q q 0 0 0 rg BT 422.27 329.70 Td (of ) Tj ET Q q 0 0 0 rg BT 435.21 329.70 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 490.81 329.70 Td (are ) Tj ET Q q 0 0 0 rg BT 508.40 329.70 Td (included ) Tj ET Q q 0 0 0 rg BT 552.67 329.70 Td (in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 315.30 Td (the ) Tj ET Q q 0 0 0 rg BT 67.66 315.30 Td (Company) Tj ET Q q 0 0 0 rg BT 117.66 315.30 Td (s ) Tj ET Q q 0 0 0 rg BT 125.33 315.30 Td (Form ) Tj ET Q q 0 0 0 rg BT 154.33 315.30 Td (10-K ) Tj ET Q q 0 0 0 rg BT 181.99 315.30 Td (and ) Tj ET Q q 0 0 0 rg BT 202.32 315.30 Td (Form ) Tj ET Q q 0 0 0 rg BT 231.32 315.30 Td (10-Q.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 286.50 Td (The ) Tj ET Q q 0 0 0 rg BT 72.09 286.50 Td (securities ) Tj ET Q q 0 0 0 rg BT 120.84 286.50 Td (financing ) Tj ET Q q 0 0 0 rg BT 169.59 286.50 Td (market ) Tj ET Q q 0 0 0 rg BT 206.35 286.50 Td (encompasses ) Tj ET Q q 0 0 0 rg BT 272.43 286.50 Td (both ) Tj ET Q q 0 0 0 rg BT 297.20 286.50 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 352.60 286.50 Td (and ) Tj ET Q q 0 0 0 rg BT 373.36 286.50 Td (reverse ) Tj ET Q q 0 0 0 rg BT 411.44 286.50 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 466.84 286.50 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 527.91 286.50 Td (as ) Tj ET Q q 0 0 0 rg BT 541.34 286.50 Td (well ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 272.10 Td (as ) Tj ET Q q 0 0 0 rg BT 64.55 272.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 114.43 272.10 Td (lending/borrowing ) Tj ET Q q 0 0 0 rg BT 208.31 272.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 272.85 272.10 Td (These ) Tj ET Q q 0 0 0 rg BT 306.06 272.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 367.93 272.10 Td (are ) Tj ET Q q 0 0 0 rg BT 387.14 272.10 Td (structured ) Tj ET Q q 0 0 0 rg BT 439.68 272.10 Td (such ) Tj ET Q q 0 0 0 rg BT 466.23 272.10 Td (that ) Tj ET Q q 0 0 0 rg BT 488.79 272.10 Td (borrowers ) Tj ET Q q 0 0 0 rg BT 541.99 272.10 Td (post ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 257.70 Td (collateral ) Tj ET Q q 0 0 0 rg BT 98.10 257.70 Td (in ) Tj ET Q q 0 0 0 rg BT 110.90 257.70 Td (exchange ) Tj ET Q q 0 0 0 rg BT 159.67 257.70 Td (for ) Tj ET Q q 0 0 0 rg BT 177.13 257.70 Td (the ) Tj ET Q q 0 0 0 rg BT 195.26 257.70 Td (ability ) Tj ET Q q 0 0 0 rg BT 229.38 257.70 Td (to ) Tj ET Q q 0 0 0 rg BT 242.18 257.70 Td (borrow ) Tj ET Q q 0 0 0 rg BT 280.31 257.70 Td (cash ) Tj ET Q q 0 0 0 rg BT 305.10 257.70 Td (or ) Tj ET Q q 0 0 0 rg BT 318.56 257.70 Td (securities. ) Tj ET Q q 0 0 0 rg BT 370.34 257.70 Td (Securities ) Tj ET Q q 0 0 0 rg BT 421.13 257.70 Td (financing ) Tj ET Q q 0 0 0 rg BT 469.91 257.70 Td (transactions ) Tj ET Q q 0 0 0 rg BT 530.69 257.70 Td (enable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 243.30 Td (cost ) Tj ET Q q 0 0 0 rg BT 72.89 243.30 Td (ef) Tj ET Q q 0 0 0 rg BT 82.00 243.30 Td (fective ) Tj ET Q q 0 0 0 rg BT 118.20 243.30 Td (borrowing ) Tj ET Q q 0 0 0 rg BT 171.75 243.30 Td (for ) Tj ET Q q 0 0 0 rg BT 189.30 243.30 Td (clients ) Tj ET Q q 0 0 0 rg BT 224.18 243.30 Td (and ) Tj ET Q q 0 0 0 rg BT 245.07 243.30 Td (the ) Tj ET Q q 0 0 0 rg BT 263.29 243.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 313.51 243.30 Td (and ) Tj ET Q q 0 0 0 rg BT 334.40 243.30 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 379.93 243.30 Td (a ) Tj ET Q q 0 0 0 rg BT 388.82 243.30 Td (variety ) Tj ET Q q 0 0 0 rg BT 425.69 243.30 Td (of ) Tj ET Q q 0 0 0 rg BT 439.25 243.30 Td (market ) Tj ET Q q 0 0 0 rg BT 476.12 243.30 Td (making ) Tj ET Q q 0 0 0 rg BT 515.68 243.30 Td (activities. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 228.90 Td (All ) Tj ET Q q 0 0 0 rg BT 69.17 228.90 Td (securities ) Tj ET Q q 0 0 0 rg BT 118.32 228.90 Td (financing ) Tj ET Q q 0 0 0 rg BT 167.47 228.90 Td (transactions ) Tj ET Q q 0 0 0 rg BT 228.62 228.90 Td (are ) Tj ET Q q 0 0 0 rg BT 247.11 228.90 Td (subject ) Tj ET Q q 0 0 0 rg BT 284.93 228.90 Td (to ) Tj ET Q q 0 0 0 rg BT 298.10 228.90 Td (the ) Tj ET Q q 0 0 0 rg BT 316.60 228.90 Td (same ) Tj ET Q q 0 0 0 rg BT 345.09 228.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 366.92 228.90 Td (management ) Tj ET Q q 0 0 0 rg BT 432.06 228.90 Td (procedures, ) Tj ET Q q 0 0 0 rg BT 491.54 228.90 Td (and ) Tj ET Q q 0 0 0 rg BT 512.70 228.90 Td (applicable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 214.50 Td (R) Tj ET Q q 0 0 0 rg BT 57.34 214.50 Td (W) Tj ET Q q 0 0 0 rg BT 67.34 214.50 Td (A) Tj ET Q q 0 0 0 rg BT 75.34 214.50 Td ( ) Tj ET Q q 0 0 0 rg BT 78.34 214.50 Td (calculations ) Tj ET Q q 0 0 0 rg BT 138.65 214.50 Td (consider ) Tj ET Q q 0 0 0 rg BT 182.30 214.50 Td (eligible ) Tj ET Q q 0 0 0 rg BT 221.29 214.50 Td (collateral ) Tj ET Q q 0 0 0 rg BT 268.93 214.50 Td (and ) Tj ET Q q 0 0 0 rg BT 289.26 214.50 Td (the ) Tj ET Q q 0 0 0 rg BT 306.92 214.50 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 370.55 214.50 Td (to ) Tj ET Q q 0 0 0 rg BT 382.89 214.50 Td (the ) Tj ET Q q 0 0 0 rg BT 400.55 214.50 Td (underlying ) Tj ET Q q 0 0 0 rg BT 455.54 214.50 Td (transaction.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (The ) Tj ET Q q 0 0 0 rg BT 71.08 188.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 98.84 188.10 Td (of) Tj ET Q q 0 0 0 rg BT 108.62 188.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 129.04 188.10 Td (mar) Tj ET Q q 0 0 0 rg BT 147.48 188.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 165.24 188.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 193.00 188.10 Td (to ) Tj ET Q q 0 0 0 rg BT 204.76 188.10 Td (select ) Tj ET Q q 0 0 0 rg BT 234.51 188.10 Td (wealth ) Tj ET Q q 0 0 0 rg BT 268.92 188.10 Td (management ) Tj ET Q q 0 0 0 rg BT 332.66 188.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 369.24 188.10 Td (The ) Tj ET Q q 0 0 0 rg BT 390.32 188.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 439.41 188.10 Td (has ) Tj ET Q q 0 0 0 rg BT 457.84 188.10 Td (an ) Tj ET Q q 0 0 0 rg BT 471.59 188.10 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 526.00 188.10 Td (amount ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 173.70 Td (of ) Tj ET Q q 0 0 0 rg BT 62.12 173.70 Td (these ) Tj ET Q q 0 0 0 rg BT 88.89 173.70 Td (loans ) Tj ET Q q 0 0 0 rg BT 116.34 173.70 Td (and, ) Tj ET Q q 0 0 0 rg BT 138.79 173.70 Td (as ) Tj ET Q q 0 0 0 rg BT 150.90 173.70 Td (a ) Tj ET Q q 0 0 0 rg BT 158.35 173.70 Td (result, ) Tj ET Q q 0 0 0 rg BT 190.13 173.70 Td (these ) Tj ET Q q 0 0 0 rg BT 216.90 173.70 Td (exposures ) Tj ET Q q 0 0 0 rg BT 267.01 173.70 Td (are ) Tj ET Q q 0 0 0 rg BT 283.78 173.70 Td (included ) Tj ET Q q 0 0 0 rg BT 327.22 173.70 Td (with ) Tj ET Q q 0 0 0 rg BT 350.67 173.70 Td (other ) Tj ET Q q 0 0 0 rg BT 377.45 173.70 Td (consumer ) Tj ET Q q 0 0 0 rg BT 426.22 173.70 Td (loans ) Tj ET Q q 0 0 0 rg BT 453.67 173.70 Td (in ) Tj ET Q q 0 0 0 rg BT 465.13 173.70 Td (the ) Tj ET Q q 0 0 0 rg BT 481.90 173.70 Td (R) Tj ET Q q 0 0 0 rg BT 489.25 173.70 Td (W) Tj ET Q q 0 0 0 rg BT 499.24 173.70 Td (A) Tj ET Q q 0 0 0 rg BT 507.25 173.70 Td ( ) Tj ET Q q 0 0 0 rg BT 509.37 173.70 Td (calculation ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 159.30 Td (without ) Tj ET Q q 0 0 0 rg BT 89.67 159.30 Td (considering ) Tj ET Q q 0 0 0 rg BT 148.65 159.30 Td (the ) Tj ET Q q 0 0 0 rg BT 166.31 159.30 Td (potential ) Tj ET Q q 0 0 0 rg BT 211.30 159.30 Td (benefit ) Tj ET Q q 0 0 0 rg BT 247.62 159.30 Td (of ) Tj ET Q q 0 0 0 rg BT 260.62 159.30 Td (posted ) Tj ET Q q 0 0 0 rg BT 294.95 159.30 Td (collateral.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 132.90 Td (Counterparty ) Tj ET Q q 0 0 0 rg BT 115.76 132.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 145.53 132.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 165.97 132.90 Td (management ) Tj ET Q q 0 0 0 rg BT 229.72 132.90 Td (is ) Tj ET Q q 0 0 0 rg BT 240.17 132.90 Td (integrated ) Tj ET Q q 0 0 0 rg BT 290.60 132.90 Td (into ) Tj ET Q q 0 0 0 rg BT 311.71 132.90 Td (the ) Tj ET Q q 0 0 0 rg BT 328.82 132.90 Td (Company) Tj ET Q q 0 0 0 rg BT 378.82 132.90 Td (s ) Tj ET Q q 0 0 0 rg BT 385.93 132.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 415.70 132.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 436.14 132.90 Td (management ) Tj ET Q q 0 0 0 rg BT 499.89 132.90 Td (function. ) Tj ET Q q 0 0 0 rg BT 545.33 132.90 Td (For ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 118.50 Td (transactions ) Tj ET Q q 0 0 0 rg BT 113.82 118.50 Td (that ) Tj ET Q q 0 0 0 rg BT 138.32 118.50 Td (generate ) Tj ET Q q 0 0 0 rg BT 185.47 118.50 Td (meaningful ) Tj ET Q q 0 0 0 rg BT 246.62 118.50 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 313.77 118.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 347.59 118.50 Td (risk, ) Tj ET Q q 0 0 0 rg BT 375.10 118.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 408.92 118.50 Td (of) Tj ET Q q 0 0 0 rg BT 418.70 118.50 Td (ficers ) Tj ET Q q 0 0 0 rg BT 451.86 118.50 Td (first ) Tj ET Q q 0 0 0 rg BT 477.69 118.50 Td (perform ) Tj ET Q q 0 0 0 rg BT 522.85 118.50 Td (a ) Tj ET Q q 0 0 0 rg BT 534.68 118.50 Td (credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 104.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 115.02 104.10 Td (of ) Tj ET Q q 0 0 0 rg BT 128.06 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.75 104.10 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 209.43 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.79 104.10 Td (assign ) Tj ET Q q 0 0 0 rg BT 262.83 104.10 Td (an ) Tj ET Q q 0 0 0 rg BT 277.19 104.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 316.88 104.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 337.91 104.10 Td (rating, ) Tj ET Q q 0 0 0 rg BT 371.94 104.10 Td (before ) Tj ET Q q 0 0 0 rg BT 405.62 104.10 Td (finally ) Tj ET Q q 0 0 0 rg BT 439.98 104.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 501.00 104.10 Td (an ) Tj ET Q q 0 0 0 rg BT 515.37 104.10 Td (aggregate ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 89.70 Td (credit ) Tj ET Q q 0 0 0 rg BT 81.04 89.70 Td (exposure ) Tj ET Q q 0 0 0 rg BT 128.09 89.70 Td (limit. ) Tj ET Q q 0 0 0 rg BT 157.49 89.70 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 224.20 89.70 Td (if ) Tj ET Q q 0 0 0 rg BT 235.26 89.70 Td (multiple ) Tj ET Q q 0 0 0 rg BT 278.98 89.70 Td (underlying ) Tj ET Q q 0 0 0 rg BT 334.70 89.70 Td (products ) Tj ET Q q 0 0 0 rg BT 379.75 89.70 Td (and ) Tj ET Q q 0 0 0 rg BT 400.81 89.70 Td (risk ) Tj ET Q q 0 0 0 rg BT 422.54 89.70 Td (exposures ) Tj ET Q q 0 0 0 rg BT 474.25 89.70 Td (are ) Tj ET Q q 0 0 0 rg BT 492.63 89.70 Td (involved, ) Tj ET Q q 0 0 0 rg BT 541.35 89.70 Td (then ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 75.30 Td (separate ) Tj ET Q q 0 0 0 rg BT 92.13 75.30 Td (limits ) Tj ET Q q 0 0 0 rg BT 122.29 75.30 Td (are ) Tj ET Q q 0 0 0 rg BT 139.76 75.30 Td (assigned ) Tj ET Q q 0 0 0 rg BT 183.91 75.30 Td (for ) Tj ET Q q 0 0 0 rg BT 200.73 75.30 Td (each ) Tj ET Q q 0 0 0 rg BT 225.53 75.30 Td (product ) Tj ET Q q 0 0 0 rg BT 265.01 75.30 Td (with ) Tj ET Q q 0 0 0 rg BT 289.16 75.30 Td (the ) Tj ET Q q 0 0 0 rg BT 306.65 75.30 Td (counterparty) Tj ET Q q 0 0 0 rg BT 366.50 75.30 Td (. ) Tj ET Q q 0 0 0 rg BT 372.12 75.30 Td (The ) Tj ET Q q 0 0 0 rg BT 393.60 75.30 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 457.06 75.30 Td (exposure ) Tj ET Q q 0 0 0 rg BT 503.20 75.30 Td (arising ) Tj ET Q q 0 0 0 rg BT 538.69 75.30 Td (from ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 60.90 Td (OTC ) Tj ET Q q 0 0 0 rg BT 77.72 60.90 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 137.09 60.90 Td (securities ) Tj ET Q q 0 0 0 rg BT 186.13 60.90 Td (lending, ) Tj ET Q q 0 0 0 rg BT 228.84 60.90 Td (or ) Tj ET Q q 0 0 0 rg BT 242.56 60.90 Td (mar) Tj ET Q q 0 0 0 rg BT 261.00 60.90 Td (gin ) Tj ET Q q 0 0 0 rg BT 280.05 60.90 Td (lending ) Tj ET Q q 0 0 0 rg BT 319.77 60.90 Td (transactions ) Tj ET Q q 0 0 0 rg BT 380.80 60.90 Td (is ) Tj ET Q q 0 0 0 rg BT 392.53 60.90 Td (aggregated ) Tj ET Q q 0 0 0 rg BT 448.88 60.90 Td (with ) Tj ET Q q 0 0 0 rg BT 473.94 60.90 Td (all ) Tj ET Q q 0 0 0 rg BT 489.65 60.90 Td (other ) Tj ET Q q 0 0 0 rg BT 518.03 60.90 Td (borrower ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 46.50 Td (exposures ) Tj ET Q q 0 0 0 rg BT 100.99 46.50 Td (for ) Tj ET Q q 0 0 0 rg BT 117.98 46.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 138.98 46.50 Td (management ) Tj ET Q q 0 0 0 rg BT 203.29 46.50 Td (purposes. ) Tj ET Q endstream endobj 49 0 obj <> endobj 50 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (22) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 727.70 Td (In ) Tj ET Q q 0 0 0 rg BT 62.87 727.70 Td (addition ) Tj ET Q q 0 0 0 rg BT 105.08 727.70 Td (to ) Tj ET Q q 0 0 0 rg BT 117.29 727.70 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 180.80 727.70 Td (selection ) Tj ET Q q 0 0 0 rg BT 226.33 727.70 Td (and ) Tj ET Q q 0 0 0 rg BT 246.54 727.70 Td (monitoring, ) Tj ET Q q 0 0 0 rg BT 305.74 727.70 Td (documentation ) Tj ET Q q 0 0 0 rg BT 379.94 727.70 Td (and ) Tj ET Q q 0 0 0 rg BT 400.14 727.70 Td (collateral ) Tj ET Q q 0 0 0 rg BT 447.65 727.70 Td (management ) Tj ET Q q 0 0 0 rg BT 511.84 727.70 Td (are ) Tj ET Q q 0 0 0 rg BT 529.36 727.70 Td (central ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 713.30 Td (to ) Tj ET Q q 0 0 0 rg BT 63.50 713.30 Td (the ) Tj ET Q q 0 0 0 rg BT 82.32 713.30 Td (Company) Tj ET Q q 0 0 0 rg BT 132.32 713.30 Td (s ) Tj ET Q q 0 0 0 rg BT 141.15 713.30 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 205.95 713.30 Td (risk ) Tj ET Q q 0 0 0 rg BT 228.12 713.30 Td (management ) Tj ET Q q 0 0 0 rg BT 293.59 713.30 Td (ef) Tj ET Q q 0 0 0 rg BT 302.69 713.30 Td (forts. ) Tj ET Q q 0 0 0 rg BT 331.55 713.30 Td (T) Tj ET Q q 0 0 0 rg BT 338.46 713.30 Td (ransactions ) Tj ET Q q 0 0 0 rg BT 396.60 713.30 Td (not ) Tj ET Q q 0 0 0 rg BT 416.10 713.30 Td (subject ) Tj ET Q q 0 0 0 rg BT 454.25 713.30 Td (to ) Tj ET Q q 0 0 0 rg BT 467.75 713.30 Td (central ) Tj ET Q q 0 0 0 rg BT 504.56 713.30 Td (clearing ) Tj ET Q q 0 0 0 rg BT 547.36 713.30 Td (are ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 698.90 Td (typically ) Tj ET Q q 0 0 0 rg BT 94.43 698.90 Td (executed ) Tj ET Q q 0 0 0 rg BT 139.50 698.90 Td (under ) Tj ET Q q 0 0 0 rg BT 169.27 698.90 Td (master ) Tj ET Q q 0 0 0 rg BT 203.69 698.90 Td (netting ) Tj ET Q q 0 0 0 rg BT 239.46 698.90 Td (agreements. ) Tj ET Q q 0 0 0 rg BT 299.36 698.90 Td (These ) Tj ET Q q 0 0 0 rg BT 330.45 698.90 Td (documents ) Tj ET Q q 0 0 0 rg BT 384.88 698.90 Td (provide ) Tj ET Q q 0 0 0 rg BT 423.98 698.90 Td (a ) Tj ET Q q 0 0 0 rg BT 431.74 698.90 Td (variety ) Tj ET Q q 0 0 0 rg BT 467.50 698.90 Td (of ) Tj ET Q q 0 0 0 rg BT 479.93 698.90 Td (legal ) Tj ET Q q 0 0 0 rg BT 505.69 698.90 Td (protections, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 684.50 Td (most ) Tj ET Q q 0 0 0 rg BT 75.25 684.50 Td (notably ) Tj ET Q q 0 0 0 rg BT 113.16 684.50 Td (the ) Tj ET Q q 0 0 0 rg BT 129.73 684.50 Td (ability ) Tj ET Q q 0 0 0 rg BT 162.31 684.50 Td (to ) Tj ET Q q 0 0 0 rg BT 173.55 684.50 Td (close ) Tj ET Q q 0 0 0 rg BT 200.12 684.50 Td (out ) Tj ET Q q 0 0 0 rg BT 217.37 684.50 Td (all ) Tj ET Q q 0 0 0 rg BT 231.28 684.50 Td (trades ) Tj ET Q q 0 0 0 rg BT 261.84 684.50 Td (under ) Tj ET Q q 0 0 0 rg BT 291.08 684.50 Td (that ) Tj ET Q q 0 0 0 rg BT 310.99 684.50 Td (agreement ) Tj ET Q q 0 0 0 rg BT 362.87 684.50 Td (on ) Tj ET Q q 0 0 0 rg BT 376.78 684.50 Td (a ) Tj ET Q q 0 0 0 rg BT 384.02 684.50 Td (net ) Tj ET Q q 0 0 0 rg BT 400.59 684.50 Td (basis ) Tj ET Q q 0 0 0 rg BT 426.51 684.50 Td (in ) Tj ET Q q 0 0 0 rg BT 437.75 684.50 Td (the ) Tj ET Q q 0 0 0 rg BT 454.33 684.50 Td (event ) Tj ET Q q 0 0 0 rg BT 482.23 684.50 Td (of ) Tj ET Q q 0 0 0 rg BT 494.13 684.50 Td (a ) Tj ET Q q 0 0 0 rg BT 501.37 684.50 Td (counterparty ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (default. ) Tj ET Q q 0 0 0 rg BT 90.32 670.10 Td (The ) Tj ET Q q 0 0 0 rg BT 113.30 670.10 Td (Company) Tj ET Q q 0 0 0 rg BT 163.30 670.10 Td (s ) Tj ET Q q 0 0 0 rg BT 172.29 670.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 199.93 670.10 Td (department ) Tj ET Q q 0 0 0 rg BT 258.22 670.10 Td (chairs ) Tj ET Q q 0 0 0 rg BT 291.20 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.84 670.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 355.81 670.10 Td (that ) Tj ET Q q 0 0 0 rg BT 378.13 670.10 Td (reviews ) Tj ET Q q 0 0 0 rg BT 419.76 670.10 Td (master ) Tj ET Q q 0 0 0 rg BT 456.07 670.10 Td (netting ) Tj ET Q q 0 0 0 rg BT 493.72 670.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 552.68 670.10 Td (to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 655.70 Td (confirm ) Tj ET Q q 0 0 0 rg BT 92.26 655.70 Td (the ) Tj ET Q q 0 0 0 rg BT 111.19 655.70 Td (enforceability ) Tj ET Q q 0 0 0 rg BT 182.09 655.70 Td (of ) Tj ET Q q 0 0 0 rg BT 196.36 655.70 Td (netting ) Tj ET Q q 0 0 0 rg BT 233.96 655.70 Td (and ) Tj ET Q q 0 0 0 rg BT 255.56 655.70 Td (collateral ) Tj ET Q q 0 0 0 rg BT 304.47 655.70 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 373.37 655.70 Td (and ) Tj ET Q q 0 0 0 rg BT 394.97 655.70 Td (generally ) Tj ET Q q 0 0 0 rg BT 443.88 655.70 Td (obtains ) Tj ET Q q 0 0 0 rg BT 482.82 655.70 Td (third ) Tj ET Q q 0 0 0 rg BT 509.76 655.70 Td (party ) Tj ET Q q 0 0 0 rg BT 538.68 655.70 Td (legal ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 641.30 Td (opinions ) Tj ET Q q 0 0 0 rg BT 94.34 641.30 Td (regarding ) Tj ET Q q 0 0 0 rg BT 143.32 641.30 Td (enforceability) Tj ET Q q 0 0 0 rg BT 209.17 641.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 614.90 Td (The ) Tj ET Q q 0 0 0 rg BT 71.52 614.90 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 123.70 614.90 Td (requirement ) Tj ET Q q 0 0 0 rg BT 184.54 614.90 Td (to ) Tj ET Q q 0 0 0 rg BT 196.74 614.90 Td (centrally ) Tj ET Q q 0 0 0 rg BT 241.59 614.90 Td (clear ) Tj ET Q q 0 0 0 rg BT 267.76 614.90 Td (eligible ) Tj ET Q q 0 0 0 rg BT 306.62 614.90 Td (derivative ) Tj ET Q q 0 0 0 rg BT 357.46 614.90 Td (transactions ) Tj ET Q q 0 0 0 rg BT 417.64 614.90 Td (with ) Tj ET Q q 0 0 0 rg BT 441.84 614.90 Td (eligible ) Tj ET Q q 0 0 0 rg BT 480.70 614.90 Td (CCPs ) Tj ET Q q 0 0 0 rg BT 510.92 614.90 Td (ef) Tj ET Q q 0 0 0 rg BT 520.02 614.90 Td (fectively ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 600.50 Td (reduces ) Tj ET Q q 0 0 0 rg BT 88.50 600.50 Td (the ) Tj ET Q q 0 0 0 rg BT 105.01 600.50 Td (Company) Tj ET Q q 0 0 0 rg BT 155.01 600.50 Td (s ) Tj ET Q q 0 0 0 rg BT 161.54 600.50 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 224.03 600.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 253.20 600.50 Td (exposure ) Tj ET Q q 0 0 0 rg BT 298.37 600.50 Td (to ) Tj ET Q q 0 0 0 rg BT 309.56 600.50 Td (dealers; ) Tj ET Q q 0 0 0 rg BT 348.73 600.50 Td (it ) Tj ET Q q 0 0 0 rg BT 357.25 600.50 Td (will ) Tj ET Q q 0 0 0 rg BT 377.77 600.50 Td (however ) Tj ET Q q 0 0 0 rg BT 420.94 600.50 Td (increase ) Tj ET Q q 0 0 0 rg BT 462.10 600.50 Td (its ) Tj ET Q q 0 0 0 rg BT 475.29 600.50 Td (exposure ) Tj ET Q q 0 0 0 rg BT 520.47 600.50 Td (to ) Tj ET Q q 0 0 0 rg BT 531.66 600.50 Td (CCPs. ) Tj ET Q q 0 0 0 rg BT 565.01 600.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (The ) Tj ET Q q 0 0 0 rg BT 72.12 586.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 122.25 586.10 Td (manages ) Tj ET Q q 0 0 0 rg BT 167.70 586.10 Td (its ) Tj ET Q q 0 0 0 rg BT 182.50 586.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 229.29 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.09 586.10 Td (CCPs ) Tj ET Q q 0 0 0 rg BT 272.91 586.10 Td (using ) Tj ET Q q 0 0 0 rg BT 302.38 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.50 586.10 Td (same ) Tj ET Q q 0 0 0 rg BT 348.62 586.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 370.09 586.10 Td (management ) Tj ET Q q 0 0 0 rg BT 434.86 586.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 480.97 586.10 Td (as ) Tj ET Q q 0 0 0 rg BT 494.43 586.10 Td (used ) Tj ET Q q 0 0 0 rg BT 519.89 586.10 Td (for ) Tj ET Q q 0 0 0 rg BT 537.35 586.10 Td (other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 571.70 Td (counterparties ) Tj ET Q q 0 0 0 rg BT 120.97 571.70 Td (and ) Tj ET Q q 0 0 0 rg BT 141.29 571.70 Td (in ) Tj ET Q q 0 0 0 rg BT 153.63 571.70 Td (accordance ) Tj ET Q q 0 0 0 rg BT 210.58 571.70 Td (with ) Tj ET Q q 0 0 0 rg BT 234.92 571.70 Td (supervisory ) Tj ET Q q 0 0 0 rg BT 293.91 571.70 Td (guidance. ) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 539.200390625 m 129.646484375 539.200390625 l s q 0 0 0 rg BT 50.00 540.80 Td (OTC ) Tj ET Q q 0 0 0 rg BT 77.00 540.80 Td (derivatives) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 514.40 Td (The ) Tj ET Q q 0 0 0 rg BT 70.81 514.40 Td (values ) Tj ET Q q 0 0 0 rg BT 103.62 514.40 Td (of ) Tj ET Q q 0 0 0 rg BT 115.77 514.40 Td (OTC ) Tj ET Q q 0 0 0 rg BT 141.92 514.40 Td (derivatives) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 194.57 519.84 Td (1) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 198.47 514.40 Td ( ) Tj ET Q q 0 0 0 rg BT 200.62 514.40 Td (are ) Tj ET Q q 0 0 0 rg BT 217.42 514.40 Td (based ) Tj ET Q q 0 0 0 rg BT 246.90 514.40 Td (on ) Tj ET Q q 0 0 0 rg BT 261.05 514.40 Td (the ) Tj ET Q q 0 0 0 rg BT 277.87 514.40 Td (movement ) Tj ET Q q 0 0 0 rg BT 330.67 514.40 Td (in ) Tj ET Q q 0 0 0 rg BT 342.16 514.40 Td (one ) Tj ET Q q 0 0 0 rg BT 361.64 514.40 Td (or ) Tj ET Q q 0 0 0 rg BT 373.79 514.40 Td (more ) Tj ET Q q 0 0 0 rg BT 400.60 514.40 Td (underlying ) Tj ET Q q 0 0 0 rg BT 454.74 514.40 Td (variables ) Tj ET Q q 0 0 0 rg BT 500.21 514.40 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 526.68 514.40 Td (interest ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 500.00 Td (rates, ) Tj ET Q q 0 0 0 rg BT 79.79 500.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 111.25 500.00 Td (spreads, ) Tj ET Q q 0 0 0 rg BT 154.38 500.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 193.17 500.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 242.62 500.00 Td (rates, ) Tj ET Q q 0 0 0 rg BT 272.41 500.00 Td (etc\). ) Tj ET Q q 0 0 0 rg BT 297.54 500.00 Td (For ) Tj ET Q q 0 0 0 rg BT 318.35 500.00 Td (internal ) Tj ET Q q 0 0 0 rg BT 359.14 500.00 Td (risk ) Tj ET Q q 0 0 0 rg BT 381.28 500.00 Td (management ) Tj ET Q q 0 0 0 rg BT 446.73 500.00 Td (purposes, ) Tj ET Q q 0 0 0 rg BT 496.53 500.00 Td (the ) Tj ET Q q 0 0 0 rg BT 515.33 500.00 Td (Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 485.60 Td (establishes ) Tj ET Q q 0 0 0 rg BT 105.16 485.60 Td (credit ) Tj ET Q q 0 0 0 rg BT 135.64 485.60 Td (limits ) Tj ET Q q 0 0 0 rg BT 166.15 485.60 Td (based ) Tj ET Q q 0 0 0 rg BT 196.64 485.60 Td (on ) Tj ET Q q 0 0 0 rg BT 211.80 485.60 Td (a ) Tj ET Q q 0 0 0 rg BT 220.30 485.60 Td (measure ) Tj ET Q q 0 0 0 rg BT 263.44 485.60 Td (of ) Tj ET Q q 0 0 0 rg BT 276.61 485.60 Td (PFE, ) Tj ET Q q 0 0 0 rg BT 303.45 485.60 Td (a ) Tj ET Q q 0 0 0 rg BT 311.94 485.60 Td (statistical ) Tj ET Q q 0 0 0 rg BT 360.43 485.60 Td (measure ) Tj ET Q q 0 0 0 rg BT 403.58 485.60 Td (\(at ) Tj ET Q q 0 0 0 rg BT 419.40 485.60 Td (a ) Tj ET Q q 0 0 0 rg BT 427.89 485.60 Td (high ) Tj ET Q q 0 0 0 rg BT 452.40 485.60 Td (confidence ) Tj ET Q q 0 0 0 rg BT 508.20 485.60 Td (interval\) ) Tj ET Q q 0 0 0 rg BT 552.01 485.60 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 471.20 Td (the ) Tj ET Q q 0 0 0 rg BT 68.34 471.20 Td (amount ) Tj ET Q q 0 0 0 rg BT 108.00 471.20 Td (that ) Tj ET Q q 0 0 0 rg BT 129.67 471.20 Td (a ) Tj ET Q q 0 0 0 rg BT 138.68 471.20 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 202.99 471.20 Td (could ) Tj ET Q q 0 0 0 rg BT 233.33 471.20 Td (owe ) Tj ET Q q 0 0 0 rg BT 256.99 471.20 Td (the ) Tj ET Q q 0 0 0 rg BT 275.33 471.20 Td (Company ) Tj ET Q q 0 0 0 rg BT 325.67 471.20 Td (at ) Tj ET Q q 0 0 0 rg BT 338.00 471.20 Td (some ) Tj ET Q q 0 0 0 rg BT 367.01 471.20 Td (future ) Tj ET Q q 0 0 0 rg BT 399.34 471.20 Td (point ) Tj ET Q q 0 0 0 rg BT 427.68 471.20 Td (in ) Tj ET Q q 0 0 0 rg BT 440.69 471.20 Td (time, ) Tj ET Q q 0 0 0 rg BT 468.69 471.20 Td (taking ) Tj ET Q q 0 0 0 rg BT 502.36 471.20 Td (into ) Tj ET Q q 0 0 0 rg BT 524.70 471.20 Td (account ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 456.80 Td (collateral ) Tj ET Q q 0 0 0 rg BT 98.06 456.80 Td (requirements ) Tj ET Q q 0 0 0 rg BT 164.13 456.80 Td (and ) Tj ET Q q 0 0 0 rg BT 184.89 456.80 Td (legally ) Tj ET Q q 0 0 0 rg BT 220.97 456.80 Td (enforceable ) Tj ET Q q 0 0 0 rg BT 280.36 456.80 Td (netting ) Tj ET Q q 0 0 0 rg BT 317.11 456.80 Td (arrangements. ) Tj ET Q q 0 0 0 rg BT 387.93 456.80 Td (The ) Tj ET Q q 0 0 0 rg BT 410.01 456.80 Td (PFE, ) Tj ET Q q 0 0 0 rg BT 437.12 456.80 Td (current ) Tj ET Q q 0 0 0 rg BT 474.52 456.80 Td (credit ) Tj ET Q q 0 0 0 rg BT 505.27 456.80 Td (exposure ) Tj ET Q q 0 0 0 rg BT 552.01 456.80 Td (or ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 442.40 Td (mark-to-market, ) Tj ET Q q 0 0 0 rg BT 129.86 442.40 Td (and ) Tj ET Q q 0 0 0 rg BT 148.76 442.40 Td (collateral ) Tj ET Q q 0 0 0 rg BT 194.96 442.40 Td (values, ) Tj ET Q q 0 0 0 rg BT 230.18 442.40 Td (if ) Tj ET Q q 0 0 0 rg BT 239.08 442.40 Td (applicable, ) Tj ET Q q 0 0 0 rg BT 292.95 442.40 Td (are ) Tj ET Q q 0 0 0 rg BT 309.16 442.40 Td (refreshed ) Tj ET Q q 0 0 0 rg BT 355.37 442.40 Td (daily ) Tj ET Q q 0 0 0 rg BT 380.93 442.40 Td (and ) Tj ET Q q 0 0 0 rg BT 399.82 442.40 Td (used ) Tj ET Q q 0 0 0 rg BT 423.38 442.40 Td (to ) Tj ET Q q 0 0 0 rg BT 434.28 442.40 Td (calculate ) Tj ET Q q 0 0 0 rg BT 478.48 442.40 Td (total ) Tj ET Q q 0 0 0 rg BT 501.37 442.40 Td (counterparty ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 428.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 81.04 428.00 Td (exposure, ) Tj ET Q q 0 0 0 rg BT 131.08 428.00 Td (which ) Tj ET Q q 0 0 0 rg BT 164.13 428.00 Td (is ) Tj ET Q q 0 0 0 rg BT 175.86 428.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 226.89 428.00 Td (against ) Tj ET Q q 0 0 0 rg BT 264.61 428.00 Td (pre-established ) Tj ET Q q 0 0 0 rg BT 340.97 428.00 Td (limits. ) Tj ET Q q 0 0 0 rg BT 374.76 428.00 Td (The ) Tj ET Q q 0 0 0 rg BT 397.14 428.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 447.53 428.00 Td (has ) Tj ET Q q 0 0 0 rg BT 467.25 428.00 Td (an ) Tj ET Q q 0 0 0 rg BT 482.30 428.00 Td (established ) Tj ET Q q 0 0 0 rg BT 539.34 428.00 Td (limit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 413.60 Td (exception ) Tj ET Q q 0 0 0 rg BT 100.91 413.60 Td (management ) Tj ET Q q 0 0 0 rg BT 166.48 413.60 Td (process ) Tj ET Q q 0 0 0 rg BT 206.74 413.60 Td (in ) Tj ET Q q 0 0 0 rg BT 220.34 413.60 Td (place ) Tj ET Q q 0 0 0 rg BT 249.92 413.60 Td (which ) Tj ET Q q 0 0 0 rg BT 283.51 413.60 Td (identifies, ) Tj ET Q q 0 0 0 rg BT 335.43 413.60 Td (escalates, ) Tj ET Q q 0 0 0 rg BT 385.33 413.60 Td (remediates, ) Tj ET Q q 0 0 0 rg BT 444.57 413.60 Td (and ) Tj ET Q q 0 0 0 rg BT 466.16 413.60 Td (documents ) Tj ET Q q 0 0 0 rg BT 522.42 413.60 Td (any ) Tj ET Q q 0 0 0 rg BT 544.01 413.60 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 399.20 Td (exposures ) Tj ET Q q 0 0 0 rg BT 100.21 399.20 Td (that ) Tj ET Q q 0 0 0 rg BT 120.42 399.20 Td (may ) Tj ET Q q 0 0 0 rg BT 143.30 399.20 Td (exceed ) Tj ET Q q 0 0 0 rg BT 178.82 399.20 Td (limits. ) Tj ET Q q 0 0 0 rg BT 210.89 399.20 Td (As ) Tj ET Q q 0 0 0 rg BT 226.44 399.20 Td (a ) Tj ET Q q 0 0 0 rg BT 233.98 399.20 Td (bank ) Tj ET Q q 0 0 0 rg BT 259.53 399.20 Td (subject ) Tj ET Q q 0 0 0 rg BT 295.74 399.20 Td (to ) Tj ET Q q 0 0 0 rg BT 307.29 399.20 Td (the ) Tj ET Q q 0 0 0 rg BT 324.17 399.20 Td (SA, ) Tj ET Q q 0 0 0 rg BT 344.72 399.20 Td (R) Tj ET Q q 0 0 0 rg BT 352.07 399.20 Td (W) Tj ET Q q 0 0 0 rg BT 362.06 399.20 Td (A) Tj ET Q q 0 0 0 rg BT 370.07 399.20 Td ( ) Tj ET Q q 0 0 0 rg BT 372.28 399.20 Td (for ) Tj ET Q q 0 0 0 rg BT 388.49 399.20 Td (OTC ) Tj ET Q q 0 0 0 rg BT 414.71 399.20 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 469.58 399.20 Td (is ) Tj ET Q q 0 0 0 rg BT 479.80 399.20 Td (determined ) Tj ET Q q 0 0 0 rg BT 535.99 399.20 Td (using ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 384.80 Td (the ) Tj ET Q q 0 0 0 rg BT 67.92 384.80 Td (methodology ) Tj ET Q q 0 0 0 rg BT 134.51 384.80 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 187.75 384.80 Td (in ) Tj ET Q q 0 0 0 rg BT 200.34 384.80 Td (the ) Tj ET Q q 0 0 0 rg BT 218.26 384.80 Td (Final ) Tj ET Q q 0 0 0 rg BT 246.19 384.80 Td (Rule ) Tj ET Q q 0 0 0 rg BT 272.11 384.80 Td (for ) Tj ET Q q 0 0 0 rg BT 289.37 384.80 Td (calculating ) Tj ET Q q 0 0 0 rg BT 345.27 384.80 Td (PFE, ) Tj ET Q q 0 0 0 rg BT 372.21 384.80 Td (and ) Tj ET Q q 0 0 0 rg BT 392.79 384.80 Td (as ) Tj ET Q q 0 0 0 rg BT 406.05 384.80 Td (such, ) Tj ET Q q 0 0 0 rg BT 434.31 384.80 Td (the ) Tj ET Q q 0 0 0 rg BT 452.23 384.80 Td (Company ) Tj ET Q q 0 0 0 rg BT 502.15 384.80 Td (does ) Tj ET Q q 0 0 0 rg BT 527.41 384.80 Td (not ) Tj ET Q q 0 0 0 rg BT 546.00 384.80 Td (use ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 370.40 Td (its ) Tj ET Q q 0 0 0 rg BT 64.34 370.40 Td (internal ) Tj ET Q q 0 0 0 rg BT 103.99 370.40 Td (model ) Tj ET Q q 0 0 0 rg BT 136.98 370.40 Td (generated ) Tj ET Q q 0 0 0 rg BT 186.62 370.40 Td (PFE ) Tj ET Q q 0 0 0 rg BT 210.29 370.40 Td (for ) Tj ET Q q 0 0 0 rg BT 227.29 370.40 Td (that ) Tj ET Q q 0 0 0 rg BT 248.28 370.40 Td (purpose. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 341.60 Td (The ) Tj ET Q q 0 0 0 rg BT 70.94 341.60 Td (Company ) Tj ET Q q 0 0 0 rg BT 119.88 341.60 Td (typically ) Tj ET Q q 0 0 0 rg BT 164.15 341.60 Td (establishes ) Tj ET Q q 0 0 0 rg BT 218.42 341.60 Td (zero ) Tj ET Q q 0 0 0 rg BT 241.35 341.60 Td (threshold ) Tj ET Q q 0 0 0 rg BT 288.29 341.60 Td (mar) Tj ET Q q 0 0 0 rg BT 306.73 341.60 Td (gin ) Tj ET Q q 0 0 0 rg BT 324.35 341.60 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 391.26 341.60 Td (with ) Tj ET Q q 0 0 0 rg BT 414.88 341.60 Td (dealers, ) Tj ET Q q 0 0 0 rg BT 454.14 341.60 Td (governed ) Tj ET Q q 0 0 0 rg BT 501.06 341.60 Td (under ) Tj ET Q q 0 0 0 rg BT 530.67 341.60 Td (ISDA/ ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 327.20 Td (CSA) Tj ET Q q 0 0 0 rg BT 72.68 327.20 Td ( ) Tj ET Q q 0 0 0 rg BT 75.98 327.20 Td (documents, ) Tj ET Q q 0 0 0 rg BT 134.27 327.20 Td (such ) Tj ET Q q 0 0 0 rg BT 159.56 327.20 Td (that ) Tj ET Q q 0 0 0 rg BT 180.85 327.20 Td (when ) Tj ET Q q 0 0 0 rg BT 210.14 327.20 Td (the ) Tj ET Q q 0 0 0 rg BT 228.10 327.20 Td (fair ) Tj ET Q q 0 0 0 rg BT 248.05 327.20 Td (value ) Tj ET Q q 0 0 0 rg BT 277.33 327.20 Td (of ) Tj ET Q q 0 0 0 rg BT 290.63 327.20 Td (a ) Tj ET Q q 0 0 0 rg BT 299.25 327.20 Td (derivative ) Tj ET Q q 0 0 0 rg BT 350.52 327.20 Td (changes, ) Tj ET Q q 0 0 0 rg BT 395.47 327.20 Td (the ) Tj ET Q q 0 0 0 rg BT 413.43 327.20 Td (out-of-the-money ) Tj ET Q q 0 0 0 rg BT 501.36 327.20 Td (counterparty ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 312.80 Td (posts ) Tj ET Q q 0 0 0 rg BT 78.19 312.80 Td (collateral ) Tj ET Q q 0 0 0 rg BT 126.34 312.80 Td (to ) Tj ET Q q 0 0 0 rg BT 139.18 312.80 Td (the ) Tj ET Q q 0 0 0 rg BT 157.36 312.80 Td (in-the-money ) Tj ET Q q 0 0 0 rg BT 225.51 312.80 Td (counterparty; ) Tj ET Q q 0 0 0 rg BT 293.00 312.80 Td (collateral ) Tj ET Q q 0 0 0 rg BT 341.15 312.80 Td (is ) Tj ET Q q 0 0 0 rg BT 352.67 312.80 Td (generally ) Tj ET Q q 0 0 0 rg BT 400.82 312.80 Td (exchanged ) Tj ET Q q 0 0 0 rg BT 455.64 312.80 Td (on ) Tj ET Q q 0 0 0 rg BT 471.15 312.80 Td (a ) Tj ET Q q 0 0 0 rg BT 479.99 312.80 Td (daily ) Tj ET Q q 0 0 0 rg BT 507.50 312.80 Td (basis. ) Tj ET Q q 0 0 0 rg BT 538.01 312.80 Td (OTC ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 298.40 Td (derivative ) Tj ET Q q 0 0 0 rg BT 101.34 298.40 Td (transactions ) Tj ET Q q 0 0 0 rg BT 162.02 298.40 Td (with ) Tj ET Q q 0 0 0 rg BT 186.72 298.40 Td (non-dealer ) Tj ET Q q 0 0 0 rg BT 241.39 298.40 Td (clients ) Tj ET Q q 0 0 0 rg BT 276.08 298.40 Td (are ) Tj ET Q q 0 0 0 rg BT 294.09 298.40 Td (generally ) Tj ET Q q 0 0 0 rg BT 342.10 298.40 Td (not ) Tj ET Q q 0 0 0 rg BT 360.80 298.40 Td (subject ) Tj ET Q q 0 0 0 rg BT 398.15 298.40 Td (to ) Tj ET Q q 0 0 0 rg BT 410.85 298.40 Td (the ) Tj ET Q q 0 0 0 rg BT 428.88 298.40 Td (same ) Tj ET Q q 0 0 0 rg BT 456.90 298.40 Td (mar) Tj ET Q q 0 0 0 rg BT 475.34 298.40 Td (gin ) Tj ET Q q 0 0 0 rg BT 494.04 298.40 Td (arrangements; ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 284.00 Td (however) Tj ET Q q 0 0 0 rg BT 90.83 284.00 Td (, ) Tj ET Q q 0 0 0 rg BT 97.59 284.00 Td (they ) Tj ET Q q 0 0 0 rg BT 122.00 284.00 Td (are ) Tj ET Q q 0 0 0 rg BT 140.40 284.00 Td (still ) Tj ET Q q 0 0 0 rg BT 162.16 284.00 Td (subject ) Tj ET Q q 0 0 0 rg BT 199.90 284.00 Td (to ) Tj ET Q q 0 0 0 rg BT 212.99 284.00 Td (master ) Tj ET Q q 0 0 0 rg BT 248.73 284.00 Td (netting ) Tj ET Q q 0 0 0 rg BT 285.81 284.00 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 354.20 284.00 Td (and ) Tj ET Q q 0 0 0 rg BT 375.28 284.00 Td (the ) Tj ET Q q 0 0 0 rg BT 393.69 284.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 444.11 284.00 Td (uses ) Tj ET Q q 0 0 0 rg BT 468.53 284.00 Td (other ) Tj ET Q q 0 0 0 rg BT 496.94 284.00 Td (available ) Tj ET Q q 0 0 0 rg BT 544.00 284.00 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 269.60 Td (management ) Tj ET Q q 0 0 0 rg BT 114.31 269.60 Td (techniques ) Tj ET Q q 0 0 0 rg BT 168.62 269.60 Td (when ) Tj ET Q q 0 0 0 rg BT 197.62 269.60 Td (necessary) Tj ET Q q 0 0 0 rg BT 243.48 269.60 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 240.80 Td (For ) Tj ET Q q 0 0 0 rg BT 69.75 240.80 Td (OTC ) Tj ET Q q 0 0 0 rg BT 96.83 240.80 Td (derivative ) Tj ET Q q 0 0 0 rg BT 147.89 240.80 Td (transactions ) Tj ET Q q 0 0 0 rg BT 208.29 240.80 Td (subject ) Tj ET Q q 0 0 0 rg BT 245.36 240.80 Td (to ) Tj ET Q q 0 0 0 rg BT 257.77 240.80 Td (a ) Tj ET Q q 0 0 0 rg BT 266.18 240.80 Td (CSA, ) Tj ET Q q 0 0 0 rg BT 295.60 240.80 Td (the ) Tj ET Q q 0 0 0 rg BT 313.34 240.80 Td (Company ) Tj ET Q q 0 0 0 rg BT 363.09 240.80 Td (typically ) Tj ET Q q 0 0 0 rg BT 408.16 240.80 Td (only ) Tj ET Q q 0 0 0 rg BT 432.57 240.80 Td (accepts ) Tj ET Q q 0 0 0 rg BT 470.96 240.80 Td (high ) Tj ET Q q 0 0 0 rg BT 495.37 240.80 Td (quality) Tj ET Q q 0 0 0 rg BT 527.92 240.80 Td (, ) Tj ET Q q 0 0 0 rg BT 534.00 240.80 Td (liquid ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 226.40 Td (collateral ) Tj ET Q q 0 0 0 rg BT 99.64 226.40 Td (instruments ) Tj ET Q q 0 0 0 rg BT 160.64 226.40 Td (such ) Tj ET Q q 0 0 0 rg BT 187.64 226.40 Td (as ) Tj ET Q q 0 0 0 rg BT 202.64 226.40 Td (cash, ) Tj ET Q q 0 0 0 rg BT 231.96 226.40 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 257.94 226.40 Td (T) Tj ET Q q 0 0 0 rg BT 264.85 226.40 Td (reasury) Tj ET Q q 0 0 0 rg BT 299.39 226.40 Td (, ) Tj ET Q q 0 0 0 rg BT 307.39 226.40 Td (or ) Tj ET Q q 0 0 0 rg BT 322.39 226.40 Td (agency-issued ) Tj ET Q q 0 0 0 rg BT 395.36 226.40 Td (instruments, ) Tj ET Q q 0 0 0 rg BT 459.36 226.40 Td (subject ) Tj ET Q q 0 0 0 rg BT 498.36 226.40 Td (to ) Tj ET Q q 0 0 0 rg BT 512.69 226.40 Td (applicable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 212.00 Td (haircuts, ) Tj ET Q q 0 0 0 rg BT 94.43 212.00 Td (as ) Tj ET Q q 0 0 0 rg BT 107.87 212.00 Td (necessary) Tj ET Q q 0 0 0 rg BT 153.73 212.00 Td (. ) Tj ET Q q 0 0 0 rg BT 159.93 212.00 Td (This ) Tj ET Q q 0 0 0 rg BT 184.70 212.00 Td (collateral ) Tj ET Q q 0 0 0 rg BT 232.78 212.00 Td (generally ) Tj ET Q q 0 0 0 rg BT 280.87 212.00 Td (qualifies ) Tj ET Q q 0 0 0 rg BT 325.64 212.00 Td (as ) Tj ET Q q 0 0 0 rg BT 339.08 212.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 384.50 212.00 Td (collateral ) Tj ET Q q 0 0 0 rg BT 432.58 212.00 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 477.35 212.00 Td (to ) Tj ET Q q 0 0 0 rg BT 490.12 212.00 Td (the ) Tj ET Q q 0 0 0 rg BT 508.23 212.00 Td (Final ) Tj ET Q q 0 0 0 rg BT 536.34 212.00 Td (Rule. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 197.60 Td (Cash ) Tj ET Q q 0 0 0 rg BT 77.34 197.60 Td (represents ) Tj ET Q q 0 0 0 rg BT 129.32 197.60 Td (the ) Tj ET Q q 0 0 0 rg BT 147.32 197.60 Td (majority ) Tj ET Q q 0 0 0 rg BT 191.32 197.60 Td (of ) Tj ET Q q 0 0 0 rg BT 204.66 197.60 Td (the ) Tj ET Q q 0 0 0 rg BT 222.66 197.60 Td (Company) Tj ET Q q 0 0 0 rg BT 272.66 197.60 Td (s ) Tj ET Q q 0 0 0 rg BT 280.67 197.60 Td (collateral ) Tj ET Q q 0 0 0 rg BT 328.64 197.60 Td (positions ) Tj ET Q q 0 0 0 rg BT 375.32 197.60 Td (and ) Tj ET Q q 0 0 0 rg BT 395.99 197.60 Td (is ) Tj ET Q q 0 0 0 rg BT 407.33 197.60 Td (typically ) Tj ET Q q 0 0 0 rg BT 452.66 197.60 Td (held ) Tj ET Q q 0 0 0 rg BT 476.66 197.60 Td (in ) Tj ET Q q 0 0 0 rg BT 489.34 197.60 Td (the ) Tj ET Q q 0 0 0 rg BT 507.34 197.60 Td (Company) Tj ET Q q 0 0 0 rg BT 557.33 197.60 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 183.20 Td (account ) Tj ET Q q 0 0 0 rg BT 90.59 183.20 Td (or ) Tj ET Q q 0 0 0 rg BT 103.86 183.20 Td (at ) Tj ET Q q 0 0 0 rg BT 115.80 183.20 Td (another ) Tj ET Q q 0 0 0 rg BT 155.06 183.20 Td (financial ) Tj ET Q q 0 0 0 rg BT 200.31 183.20 Td (institution. ) Tj ET Q q 0 0 0 rg BT 255.26 183.20 Td (Securities ) Tj ET Q q 0 0 0 rg BT 305.86 183.20 Td (collateral ) Tj ET Q q 0 0 0 rg BT 353.77 183.20 Td (is ) Tj ET Q q 0 0 0 rg BT 365.05 183.20 Td (held ) Tj ET Q q 0 0 0 rg BT 388.99 183.20 Td (at ) Tj ET Q q 0 0 0 rg BT 400.93 183.20 Td (the ) Tj ET Q q 0 0 0 rg BT 418.87 183.20 Td (Company) Tj ET Q q 0 0 0 rg BT 468.86 183.20 Td (s ) Tj ET Q q 0 0 0 rg BT 476.81 183.20 Td (custodian ) Tj ET Q q 0 0 0 rg BT 526.08 183.20 Td (bank ) Tj ET Q q 0 0 0 rg BT 552.68 183.20 Td (in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 168.80 Td (the ) Tj ET Q q 0 0 0 rg BT 67.89 168.80 Td (Company) Tj ET Q q 0 0 0 rg BT 117.89 168.80 Td (s ) Tj ET Q q 0 0 0 rg BT 125.79 168.80 Td (name ) Tj ET Q q 0 0 0 rg BT 155.01 168.80 Td (and ) Tj ET Q q 0 0 0 rg BT 175.57 168.80 Td (is ) Tj ET Q q 0 0 0 rg BT 186.81 168.80 Td (generally ) Tj ET Q q 0 0 0 rg BT 234.68 168.80 Td (controlled ) Tj ET Q q 0 0 0 rg BT 286.57 168.80 Td (by ) Tj ET Q q 0 0 0 rg BT 301.80 168.80 Td (the ) Tj ET Q q 0 0 0 rg BT 319.69 168.80 Td (Company) Tj ET Q q 0 0 0 rg BT 365.58 168.80 Td (. ) Tj ET Q q 0 0 0 rg BT 371.81 168.80 Td (In ) Tj ET Q q 0 0 0 rg BT 385.04 168.80 Td (limited ) Tj ET Q q 0 0 0 rg BT 422.27 168.80 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 493.47 168.80 Td (collateral ) Tj ET Q q 0 0 0 rg BT 541.34 168.80 Td (may ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 154.40 Td (be ) Tj ET Q q 0 0 0 rg BT 65.36 154.40 Td (posted ) Tj ET Q q 0 0 0 rg BT 100.72 154.40 Td (to ) Tj ET Q q 0 0 0 rg BT 114.08 154.40 Td (an ) Tj ET Q q 0 0 0 rg BT 129.44 154.40 Td (independent ) Tj ET Q q 0 0 0 rg BT 192.11 154.40 Td (custodian ) Tj ET Q q 0 0 0 rg BT 242.13 154.40 Td (bank ) Tj ET Q q 0 0 0 rg BT 269.49 154.40 Td (for ) Tj ET Q q 0 0 0 rg BT 287.51 154.40 Td (the ) Tj ET Q q 0 0 0 rg BT 306.20 154.40 Td (benefit ) Tj ET Q q 0 0 0 rg BT 343.55 154.40 Td (of ) Tj ET Q q 0 0 0 rg BT 357.57 154.40 Td (the ) Tj ET Q q 0 0 0 rg BT 376.26 154.40 Td (Company; ) Tj ET Q q 0 0 0 rg BT 430.29 154.40 Td (in ) Tj ET Q q 0 0 0 rg BT 443.65 154.40 Td (these ) Tj ET Q q 0 0 0 rg BT 472.34 154.40 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 547.34 154.40 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 140.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 99.66 140.00 Td (does ) Tj ET Q q 0 0 0 rg BT 124.66 140.00 Td (not ) Tj ET Q q 0 0 0 rg BT 142.99 140.00 Td (have ) Tj ET Q q 0 0 0 rg BT 168.65 140.00 Td (direct ) Tj ET Q q 0 0 0 rg BT 198.96 140.00 Td (control ) Tj ET Q q 0 0 0 rg BT 235.95 140.00 Td (over ) Tj ET Q q 0 0 0 rg BT 260.28 140.00 Td (the ) Tj ET Q q 0 0 0 rg BT 277.94 140.00 Td (collateral. ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 91.73 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.25 87.20 Td ( ) Tj ET Q q 0 0 0 rg BT 55.33 87.20 Td (The ) Tj ET Q q 0 0 0 rg BT 73.13 87.20 Td (Company ) Tj ET Q q 0 0 0 rg BT 114.26 87.20 Td (enters ) Tj ET Q q 0 0 0 rg BT 140.38 87.20 Td (into ) Tj ET Q q 0 0 0 rg BT 158.19 87.20 Td (both ) Tj ET Q q 0 0 0 rg BT 178.21 87.20 Td (cleared ) Tj ET Q q 0 0 0 rg BT 209.32 87.20 Td (and ) Tj ET Q q 0 0 0 rg BT 226.00 87.20 Td (non-cleared ) Tj ET Q q 0 0 0 rg BT 275.44 87.20 Td (trades. ) Tj ET Q q 0 0 0 rg BT 304.06 87.20 Td (Collateral ) Tj ET Q q 0 0 0 rg BT 345.74 87.20 Td (in ) Tj ET Q q 0 0 0 rg BT 355.76 87.20 Td (the ) Tj ET Q q 0 0 0 rg BT 370.23 87.20 Td (context ) Tj ET Q q 0 0 0 rg BT 401.91 87.20 Td (of ) Tj ET Q q 0 0 0 rg BT 412.48 87.20 Td (non-cleared ) Tj ET Q q 0 0 0 rg BT 461.92 87.20 Td (trades ) Tj ET Q q 0 0 0 rg BT 488.04 87.20 Td (is ) Tj ET Q q 0 0 0 rg BT 496.96 87.20 Td (discussed ) Tj ET Q q 0 0 0 rg BT 537.54 87.20 Td (in ) Tj ET Q q 0 0 0 rg BT 547.56 87.20 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 75.20 Td (section. ) Tj ET Q q 0 0 0 rg BT 83.33 75.20 Td (For ) Tj ET Q q 0 0 0 rg BT 99.72 75.20 Td (cleared ) Tj ET Q q 0 0 0 rg BT 131.08 75.20 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 179.95 75.20 Td (the ) Tj ET Q q 0 0 0 rg BT 194.67 75.20 Td (payment ) Tj ET Q q 0 0 0 rg BT 231.60 75.20 Td (of ) Tj ET Q q 0 0 0 rg BT 242.43 75.20 Td (variation ) Tj ET Q q 0 0 0 rg BT 280.47 75.20 Td (mar) Tj ET Q q 0 0 0 rg BT 295.84 75.20 Td (gin ) Tj ET Q q 0 0 0 rg BT 311.12 75.20 Td (is ) Tj ET Q q 0 0 0 rg BT 320.29 75.20 Td (determined ) Tj ET Q q 0 0 0 rg BT 367.77 75.20 Td (to ) Tj ET Q q 0 0 0 rg BT 378.05 75.20 Td (be ) Tj ET Q q 0 0 0 rg BT 389.99 75.20 Td (settlement ) Tj ET Q q 0 0 0 rg BT 433.58 75.20 Td (payment.) Tj ET Q endstream endobj 51 0 obj <> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (23) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (All ) Tj ET Q q 0 0 0 rg BT 68.59 740.70 Td (OTC ) Tj ET Q q 0 0 0 rg BT 95.85 740.70 Td (derivative ) Tj ET Q q 0 0 0 rg BT 147.09 740.70 Td (transactions ) Tj ET Q q 0 0 0 rg BT 207.66 740.70 Td (subject ) Tj ET Q q 0 0 0 rg BT 244.91 740.70 Td (to ) Tj ET Q q 0 0 0 rg BT 257.51 740.70 Td (mar) Tj ET Q q 0 0 0 rg BT 275.95 740.70 Td (gining ) Tj ET Q q 0 0 0 rg BT 309.87 740.70 Td (requirements ) Tj ET Q q 0 0 0 rg BT 375.78 740.70 Td (are ) Tj ET Q q 0 0 0 rg BT 393.68 740.70 Td (monitored ) Tj ET Q q 0 0 0 rg BT 446.27 740.70 Td (daily ) Tj ET Q q 0 0 0 rg BT 473.52 740.70 Td (by ) Tj ET Q q 0 0 0 rg BT 488.78 740.70 Td (an ) Tj ET Q q 0 0 0 rg BT 503.36 740.70 Td (independent ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (control ) Tj ET Q q 0 0 0 rg BT 88.04 726.30 Td (function ) Tj ET Q q 0 0 0 rg BT 132.07 726.30 Td (to ) Tj ET Q q 0 0 0 rg BT 145.45 726.30 Td (ensure ) Tj ET Q q 0 0 0 rg BT 180.82 726.30 Td (that ) Tj ET Q q 0 0 0 rg BT 202.86 726.30 Td (collateral ) Tj ET Q q 0 0 0 rg BT 251.54 726.30 Td (calls ) Tj ET Q q 0 0 0 rg BT 277.58 726.30 Td (are ) Tj ET Q q 0 0 0 rg BT 296.27 726.30 Td (issued ) Tj ET Q q 0 0 0 rg BT 330.32 726.30 Td (and ) Tj ET Q q 0 0 0 rg BT 351.69 726.30 Td (met ) Tj ET Q q 0 0 0 rg BT 373.73 726.30 Td (in ) Tj ET Q q 0 0 0 rg BT 387.11 726.30 Td (a ) Tj ET Q q 0 0 0 rg BT 396.48 726.30 Td (timely ) Tj ET Q q 0 0 0 rg BT 431.19 726.30 Td (manner) Tj ET Q q 0 0 0 rg BT 466.51 726.30 Td (. ) Tj ET Q q 0 0 0 rg BT 473.26 726.30 Td (This ) Tj ET Q q 0 0 0 rg BT 498.64 726.30 Td (function ) Tj ET Q q 0 0 0 rg BT 542.68 726.30 Td (also ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (ensures ) Tj ET Q q 0 0 0 rg BT 87.67 711.90 Td (that ) Tj ET Q q 0 0 0 rg BT 107.34 711.90 Td (any ) Tj ET Q q 0 0 0 rg BT 126.34 711.90 Td (excess ) Tj ET Q q 0 0 0 rg BT 159.34 711.90 Td (collateral ) Tj ET Q q 0 0 0 rg BT 205.65 711.90 Td (posted ) Tj ET Q q 0 0 0 rg BT 238.66 711.90 Td (by ) Tj ET Q q 0 0 0 rg BT 252.33 711.90 Td (the ) Tj ET Q q 0 0 0 rg BT 268.67 711.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 317.01 711.90 Td (to ) Tj ET Q q 0 0 0 rg BT 328.02 711.90 Td (a ) Tj ET Q q 0 0 0 rg BT 335.03 711.90 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 397.34 711.90 Td (is ) Tj ET Q q 0 0 0 rg BT 407.02 711.90 Td (actively ) Tj ET Q q 0 0 0 rg BT 446.68 711.90 Td (managed ) Tj ET Q q 0 0 0 rg BT 491.67 711.90 Td (and ) Tj ET Q q 0 0 0 rg BT 510.68 711.90 Td (withdrawn ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 697.50 Td (when ) Tj ET Q q 0 0 0 rg BT 79.47 697.50 Td (no ) Tj ET Q q 0 0 0 rg BT 94.94 697.50 Td (longer ) Tj ET Q q 0 0 0 rg BT 129.07 697.50 Td (required. ) Tj ET Q q 0 0 0 rg BT 174.75 697.50 Td (All ) Tj ET Q q 0 0 0 rg BT 193.56 697.50 Td (collateral ) Tj ET Q q 0 0 0 rg BT 241.67 697.50 Td (is ) Tj ET Q q 0 0 0 rg BT 253.15 697.50 Td (valued ) Tj ET Q q 0 0 0 rg BT 288.61 697.50 Td (daily) Tj ET Q q 0 0 0 rg BT 311.82 697.50 Td (. ) Tj ET Q q 0 0 0 rg BT 318.04 697.50 Td (The ) Tj ET Q q 0 0 0 rg BT 340.17 697.50 Td (collateral ) Tj ET Q q 0 0 0 rg BT 388.28 697.50 Td (control ) Tj ET Q q 0 0 0 rg BT 425.75 697.50 Td (function ) Tj ET Q q 0 0 0 rg BT 469.21 697.50 Td (follows ) Tj ET Q q 0 0 0 rg BT 508.68 697.50 Td (established ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 683.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 106.17 683.10 Td (to ) Tj ET Q q 0 0 0 rg BT 119.04 683.10 Td (resolve ) Tj ET Q q 0 0 0 rg BT 157.22 683.10 Td (any ) Tj ET Q q 0 0 0 rg BT 178.08 683.10 Td (disputes ) Tj ET Q q 0 0 0 rg BT 220.95 683.10 Td (on ) Tj ET Q q 0 0 0 rg BT 236.48 683.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.67 683.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 294.20 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.72 683.10 Td (collateral ) Tj ET Q q 0 0 0 rg BT 355.89 683.10 Td (required, ) Tj ET Q q 0 0 0 rg BT 402.40 683.10 Td (and ) Tj ET Q q 0 0 0 rg BT 423.26 683.10 Td (an ) Tj ET Q q 0 0 0 rg BT 438.12 683.10 Td (escalation ) Tj ET Q q 0 0 0 rg BT 489.63 683.10 Td (procedure ) Tj ET Q q 0 0 0 rg BT 541.13 683.10 Td (is ) Tj ET Q q 0 0 0 rg BT 552.66 683.10 Td (in ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 668.70 Td (place ) Tj ET Q q 0 0 0 rg BT 78.31 668.70 Td (to ) Tj ET Q q 0 0 0 rg BT 90.65 668.70 Td (ensure ) Tj ET Q q 0 0 0 rg BT 124.96 668.70 Td (senior ) Tj ET Q q 0 0 0 rg BT 157.29 668.70 Td (management ) Tj ET Q q 0 0 0 rg BT 221.60 668.70 Td (is ) Tj ET Q q 0 0 0 rg BT 232.60 668.70 Td (informed ) Tj ET Q q 0 0 0 rg BT 279.59 668.70 Td (of ) Tj ET Q q 0 0 0 rg BT 292.58 668.70 Td (any ) Tj ET Q q 0 0 0 rg BT 312.91 668.70 Td (material ) Tj ET Q q 0 0 0 rg BT 355.22 668.70 Td (disputes.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 639.90 Td (In ) Tj ET Q q 0 0 0 rg BT 64.49 639.90 Td (a ) Tj ET Q q 0 0 0 rg BT 74.31 639.90 Td (limited ) Tj ET Q q 0 0 0 rg BT 112.80 639.90 Td (number ) Tj ET Q q 0 0 0 rg BT 153.95 639.90 Td (of ) Tj ET Q q 0 0 0 rg BT 168.44 639.90 Td (situations, ) Tj ET Q q 0 0 0 rg BT 221.94 639.90 Td (the ) Tj ET Q q 0 0 0 rg BT 241.09 639.90 Td (Company) Tj ET Q q 0 0 0 rg BT 291.09 639.90 Td (s ) Tj ET Q q 0 0 0 rg BT 300.25 639.90 Td (CSAs ) Tj ET Q q 0 0 0 rg BT 332.76 639.90 Td (contain ) Tj ET Q q 0 0 0 rg BT 372.58 639.90 Td (ratings ) Tj ET Q q 0 0 0 rg BT 409.73 639.90 Td (based ) Tj ET Q q 0 0 0 rg BT 441.55 639.90 Td (thresholds, ) Tj ET Q q 0 0 0 rg BT 498.37 639.90 Td (such ) Tj ET Q q 0 0 0 rg BT 524.86 639.90 Td (that ) Tj ET Q q 0 0 0 rg BT 547.35 639.90 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 625.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 98.61 625.50 Td (would ) Tj ET Q q 0 0 0 rg BT 130.56 625.50 Td (need ) Tj ET Q q 0 0 0 rg BT 155.16 625.50 Td (to ) Tj ET Q q 0 0 0 rg BT 166.44 625.50 Td (post ) Tj ET Q q 0 0 0 rg BT 188.39 625.50 Td (additional ) Tj ET Q q 0 0 0 rg BT 238.32 625.50 Td (collateral ) Tj ET Q q 0 0 0 rg BT 284.91 625.50 Td (to ) Tj ET Q q 0 0 0 rg BT 296.19 625.50 Td (the ) Tj ET Q q 0 0 0 rg BT 312.79 625.50 Td (degree ) Tj ET Q q 0 0 0 rg BT 346.72 625.50 Td (that ) Tj ET Q q 0 0 0 rg BT 366.66 625.50 Td (it ) Tj ET Q q 0 0 0 rg BT 375.27 625.50 Td (suf) Tj ET Q q 0 0 0 rg BT 389.72 625.50 Td (fered ) Tj ET Q q 0 0 0 rg BT 416.31 625.50 Td (a ) Tj ET Q q 0 0 0 rg BT 423.58 625.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 452.85 625.50 Td (downgrade. ) Tj ET Q q 0 0 0 rg BT 510.68 625.50 Td (Additional ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 611.10 Td (information ) Tj ET Q q 0 0 0 rg BT 108.81 611.10 Td (related ) Tj ET Q q 0 0 0 rg BT 143.60 611.10 Td (to ) Tj ET Q q 0 0 0 rg BT 155.09 611.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.90 611.10 Td (Company) Tj ET Q q 0 0 0 rg BT 221.90 611.10 Td (s ) Tj ET Q q 0 0 0 rg BT 228.72 611.10 Td (CSAs ) Tj ET Q q 0 0 0 rg BT 258.88 611.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.36 611.10 Td (various ) Tj ET Q q 0 0 0 rg BT 315.84 611.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 362.65 611.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 392.79 611.10 Td (at ) Tj ET Q q 0 0 0 rg BT 403.61 611.10 Td (which ) Tj ET Q q 0 0 0 rg BT 435.08 611.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 485.22 611.10 Td (collateral ) Tj ET Q q 0 0 0 rg BT 532.01 611.10 Td (would ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 596.70 Td (be ) Tj ET Q q 0 0 0 rg BT 64.33 596.70 Td (required ) Tj ET Q q 0 0 0 rg BT 107.30 596.70 Td (to ) Tj ET Q q 0 0 0 rg BT 119.64 596.70 Td (be ) Tj ET Q q 0 0 0 rg BT 133.96 596.70 Td (posted ) Tj ET Q q 0 0 0 rg BT 168.29 596.70 Td (by ) Tj ET Q q 0 0 0 rg BT 183.29 596.70 Td (the ) Tj ET Q q 0 0 0 rg BT 200.96 596.70 Td (Company ) Tj ET Q q 0 0 0 rg BT 250.62 596.70 Td (are ) Tj ET Q q 0 0 0 rg BT 268.27 596.70 Td (discussed ) Tj ET Q q 0 0 0 rg BT 317.26 596.70 Td (in ) Tj ET Q q 0 0 0 rg BT 329.60 596.70 Td (the ) Tj ET Q q 0 0 0 rg BT 347.26 596.70 Td (Company) Tj ET Q q 0 0 0 rg BT 397.26 596.70 Td (s ) Tj ET Q q 0 0 0 rg BT 404.93 596.70 Td (Form ) Tj ET Q q 0 0 0 rg BT 433.93 596.70 Td (10-K ) Tj ET Q q 0 0 0 rg BT 461.59 596.70 Td (and ) Tj ET Q q 0 0 0 rg BT 481.92 596.70 Td (10-Q.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 570.30 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 103.75 570.30 Td (instruments ) Tj ET Q q 0 0 0 rg BT 162.85 570.30 Td (are ) Tj ET Q q 0 0 0 rg BT 180.61 570.30 Td (priced ) Tj ET Q q 0 0 0 rg BT 213.70 570.30 Td (using ) Tj ET Q q 0 0 0 rg BT 242.81 570.30 Td (observable ) Tj ET Q q 0 0 0 rg BT 297.90 570.30 Td (market ) Tj ET Q q 0 0 0 rg BT 334.32 570.30 Td (inputs ) Tj ET Q q 0 0 0 rg BT 366.76 570.30 Td (at ) Tj ET Q q 0 0 0 rg BT 378.53 570.30 Td (a ) Tj ET Q q 0 0 0 rg BT 386.96 570.30 Td (mid-market ) Tj ET Q q 0 0 0 rg BT 446.05 570.30 Td (valuation ) Tj ET Q q 0 0 0 rg BT 493.81 570.30 Td (point ) Tj ET Q q 0 0 0 rg BT 521.59 570.30 Td (and ) Tj ET Q q 0 0 0 rg BT 542.02 570.30 Td (take ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 555.90 Td (into ) Tj ET Q q 0 0 0 rg BT 71.30 555.90 Td (consideration ) Tj ET Q q 0 0 0 rg BT 138.58 555.90 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 195.85 555.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 243.14 555.90 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 303.10 555.90 Td (for ) Tj ET Q q 0 0 0 rg BT 319.72 555.90 Td (collateral, ) Tj ET Q q 0 0 0 rg BT 369.99 555.90 Td (market ) Tj ET Q q 0 0 0 rg BT 405.94 555.90 Td (liquidity) Tj ET Q q 0 0 0 rg BT 445.83 555.90 Td (, ) Tj ET Q q 0 0 0 rg BT 451.46 555.90 Td (and ) Tj ET Q q 0 0 0 rg BT 471.42 555.90 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 534.69 555.90 Td (credit ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 541.50 Td (risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 541.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 73.48 541.50 Td (For ) Tj ET Q q 0 0 0 rg BT 93.12 541.50 Td (purposes ) Tj ET Q q 0 0 0 rg BT 138.75 541.50 Td (of ) Tj ET Q q 0 0 0 rg BT 151.72 541.50 Td (determining ) Tj ET Q q 0 0 0 rg BT 212.68 541.50 Td (fair ) Tj ET Q q 0 0 0 rg BT 232.30 541.50 Td (value ) Tj ET Q q 0 0 0 rg BT 261.26 541.50 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 321.56 541.50 Td (to ) Tj ET Q q 0 0 0 rg BT 333.87 541.50 Td (its ) Tj ET Q q 0 0 0 rg BT 348.18 541.50 Td (derivative ) Tj ET Q q 0 0 0 rg BT 399.13 541.50 Td (positions, ) Tj ET Q q 0 0 0 rg BT 448.44 541.50 Td (the ) Tj ET Q q 0 0 0 rg BT 466.07 541.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 515.71 541.50 Td (takes ) Tj ET Q q 0 0 0 rg BT 543.34 541.50 Td (into ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 527.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 119.03 527.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.08 527.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 169.78 527.10 Td (profile ) Tj ET Q q 0 0 0 rg BT 206.15 527.10 Td (and ) Tj ET Q q 0 0 0 rg BT 227.86 527.10 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 280.90 527.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.28 527.10 Td (default ) Tj ET Q q 0 0 0 rg BT 332.98 527.10 Td (by ) Tj ET Q q 0 0 0 rg BT 349.37 527.10 Td (counterparties ) Tj ET Q q 0 0 0 rg BT 421.72 527.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.43 527.10 Td (itself, ) Tj ET Q q 0 0 0 rg BT 474.81 527.10 Td (as ) Tj ET Q q 0 0 0 rg BT 489.19 527.10 Td (well ) Tj ET Q q 0 0 0 rg BT 514.24 527.10 Td (as, ) Tj ET Q q 0 0 0 rg BT 531.62 527.10 Td (its ) Tj ET Q q 0 0 0 rg BT 547.34 527.10 Td (net ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 512.70 Td (exposure, ) Tj ET Q q 0 0 0 rg BT 98.86 512.70 Td (which ) Tj ET Q q 0 0 0 rg BT 130.73 512.70 Td (considers ) Tj ET Q q 0 0 0 rg BT 178.60 512.70 Td (legally ) Tj ET Q q 0 0 0 rg BT 213.80 512.70 Td (enforceable ) Tj ET Q q 0 0 0 rg BT 272.30 512.70 Td (master ) Tj ET Q q 0 0 0 rg BT 306.83 512.70 Td (netting ) Tj ET Q q 0 0 0 rg BT 342.70 512.70 Td (agreements ) Tj ET Q q 0 0 0 rg BT 399.89 512.70 Td (and ) Tj ET Q q 0 0 0 rg BT 419.76 512.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 464.28 512.70 Td (collateral ) Tj ET Q q 0 0 0 rg BT 511.46 512.70 Td (along ) Tj ET Q q 0 0 0 rg BT 540.66 512.70 Td (with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 498.30 Td (remaining ) Tj ET Q q 0 0 0 rg BT 102.63 498.30 Td (maturities. ) Tj ET Q q 0 0 0 rg BT 157.32 498.30 Td (The ) Tj ET Q q 0 0 0 rg BT 179.96 498.30 Td (expected ) Tj ET Q q 0 0 0 rg BT 226.58 498.30 Td (loss ) Tj ET Q q 0 0 0 rg BT 249.23 498.30 Td (of ) Tj ET Q q 0 0 0 rg BT 263.21 498.30 Td (each ) Tj ET Q q 0 0 0 rg BT 289.17 498.30 Td (counterparty) Tj ET Q q 0 0 0 rg BT 349.03 498.30 Td (, ) Tj ET Q q 0 0 0 rg BT 356.02 498.30 Td (the ) Tj ET Q q 0 0 0 rg BT 374.66 498.30 Td (CV) Tj ET Q q 0 0 0 rg BT 389.78 498.30 Td (A, ) Tj ET Q q 0 0 0 rg BT 405.43 498.30 Td (is ) Tj ET Q q 0 0 0 rg BT 417.42 498.30 Td (estimated ) Tj ET Q q 0 0 0 rg BT 467.39 498.30 Td (using ) Tj ET Q q 0 0 0 rg BT 497.37 498.30 Td (market-based ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 483.90 Td (views ) Tj ET Q q 0 0 0 rg BT 80.70 483.90 Td (of ) Tj ET Q q 0 0 0 rg BT 93.40 483.90 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 156.74 483.90 Td (default ) Tj ET Q q 0 0 0 rg BT 192.76 483.90 Td (probabilities ) Tj ET Q q 0 0 0 rg BT 255.45 483.90 Td (observed ) Tj ET Q q 0 0 0 rg BT 301.47 483.90 Td (in ) Tj ET Q q 0 0 0 rg BT 313.51 483.90 Td (the ) Tj ET Q q 0 0 0 rg BT 330.87 483.90 Td (single-name ) Tj ET Q q 0 0 0 rg BT 392.22 483.90 Td (CDS ) Tj ET Q q 0 0 0 rg BT 418.26 483.90 Td (market, ) Tj ET Q q 0 0 0 rg BT 457.28 483.90 Td (when ) Tj ET Q q 0 0 0 rg BT 485.98 483.90 Td (available ) Tj ET Q q 0 0 0 rg BT 531.99 483.90 Td (and ) Tj ET Q q 0 0 0 rg BT 552.02 483.90 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 469.50 Td (suf) Tj ET Q q 0 0 0 rg BT 64.45 469.50 Td (ficient ) Tj ET Q q 0 0 0 rg BT 98.81 469.50 Td (liquidity) Tj ET Q q 0 0 0 rg BT 138.71 469.50 Td (. ) Tj ET Q q 0 0 0 rg BT 145.15 469.50 Td (When ) Tj ET Q q 0 0 0 rg BT 177.52 469.50 Td (single-name ) Tj ET Q q 0 0 0 rg BT 239.88 469.50 Td (CDS ) Tj ET Q q 0 0 0 rg BT 266.94 469.50 Td (market ) Tj ET Q q 0 0 0 rg BT 303.97 469.50 Td (data ) Tj ET Q q 0 0 0 rg BT 327.67 469.50 Td (is ) Tj ET Q q 0 0 0 rg BT 339.39 469.50 Td (not ) Tj ET Q q 0 0 0 rg BT 358.44 469.50 Td (available ) Tj ET Q q 0 0 0 rg BT 405.46 469.50 Td (or ) Tj ET Q q 0 0 0 rg BT 419.17 469.50 Td (not ) Tj ET Q q 0 0 0 rg BT 438.22 469.50 Td (of ) Tj ET Q q 0 0 0 rg BT 451.93 469.50 Td (suf) Tj ET Q q 0 0 0 rg BT 466.38 469.50 Td (ficient ) Tj ET Q q 0 0 0 rg BT 500.75 469.50 Td (liquidity) Tj ET Q q 0 0 0 rg BT 540.64 469.50 Td (, ) Tj ET Q q 0 0 0 rg BT 547.35 469.50 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 455.10 Td (probability ) Tj ET Q q 0 0 0 rg BT 106.53 455.10 Td (of ) Tj ET Q q 0 0 0 rg BT 120.40 455.10 Td (default ) Tj ET Q q 0 0 0 rg BT 157.59 455.10 Td (is ) Tj ET Q q 0 0 0 rg BT 169.47 455.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 219.32 455.10 Td (using ) Tj ET Q q 0 0 0 rg BT 249.20 455.10 Td (a ) Tj ET Q q 0 0 0 rg BT 258.40 455.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 322.26 455.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.13 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 354.66 455.10 Td (Company) Tj ET Q q 0 0 0 rg BT 404.66 455.10 Td (s ) Tj ET Q q 0 0 0 rg BT 413.21 455.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 453.73 455.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 475.60 455.10 Td (rating ) Tj ET Q q 0 0 0 rg BT 507.46 455.10 Td (system ) Tj ET Q q 0 0 0 rg BT 544.67 455.10 Td (and ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 440.70 Td (sector/rating ) Tj ET Q q 0 0 0 rg BT 112.98 440.70 Td (based ) Tj ET Q q 0 0 0 rg BT 143.30 440.70 Td (CDS ) Tj ET Q q 0 0 0 rg BT 169.64 440.70 Td (data. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 411.90 Td (For ) Tj ET Q q 0 0 0 rg BT 70.47 411.90 Td (purposes ) Tj ET Q q 0 0 0 rg BT 116.93 411.90 Td (of ) Tj ET Q q 0 0 0 rg BT 130.72 411.90 Td (estimating ) Tj ET Q q 0 0 0 rg BT 184.51 411.90 Td (the ) Tj ET Q q 0 0 0 rg BT 202.96 411.90 Td (Company) Tj ET Q q 0 0 0 rg BT 252.96 411.90 Td (s ) Tj ET Q q 0 0 0 rg BT 261.43 411.90 Td (own ) Tj ET Q q 0 0 0 rg BT 285.89 411.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 317.01 411.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 338.80 411.90 Td (on ) Tj ET Q q 0 0 0 rg BT 354.60 411.90 Td (derivative ) Tj ET Q q 0 0 0 rg BT 406.37 411.90 Td (liability ) Tj ET Q q 0 0 0 rg BT 447.50 411.90 Td (positions, ) Tj ET Q q 0 0 0 rg BT 497.64 411.90 Td (the ) Tj ET Q q 0 0 0 rg BT 516.10 411.90 Td (DV) Tj ET Q q 0 0 0 rg BT 531.88 411.90 Td (A, ) Tj ET Q q 0 0 0 rg BT 547.34 411.90 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 397.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 100.16 397.50 Td (uses ) Tj ET Q q 0 0 0 rg BT 124.32 397.50 Td (probabilities ) Tj ET Q q 0 0 0 rg BT 187.81 397.50 Td (of ) Tj ET Q q 0 0 0 rg BT 201.30 397.50 Td (default ) Tj ET Q q 0 0 0 rg BT 238.11 397.50 Td (from ) Tj ET Q q 0 0 0 rg BT 264.94 397.50 Td (observable, ) Tj ET Q q 0 0 0 rg BT 323.41 397.50 Td (sector/rating ) Tj ET Q q 0 0 0 rg BT 386.88 397.50 Td (based ) Tj ET Q q 0 0 0 rg BT 417.70 397.50 Td (CDS ) Tj ET Q q 0 0 0 rg BT 444.54 397.50 Td (data. ) Tj ET Q q 0 0 0 rg BT 471.03 397.50 Td (Information ) Tj ET Q q 0 0 0 rg BT 531.84 397.50 Td (on ) Tj ET Q q 0 0 0 rg BT 547.34 397.50 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 383.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 107.51 383.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 128.17 383.10 Td (value ) Tj ET Q q 0 0 0 rg BT 158.17 383.10 Td (measurements ) Tj ET Q q 0 0 0 rg BT 230.82 383.10 Td (can ) Tj ET Q q 0 0 0 rg BT 251.48 383.10 Td (be ) Tj ET Q q 0 0 0 rg BT 266.82 383.10 Td (found ) Tj ET Q q 0 0 0 rg BT 298.83 383.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.17 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.84 383.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 388.35 383.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 418.36 383.10 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 447.04 383.10 Td (in ) Tj ET Q q 0 0 0 rg BT 460.38 383.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 487.72 383.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 506.73 383.10 Td ("Fair ) Tj ET Q q 0 0 0 rg BT 534.68 383.10 Td (V) Tj ET Q q 0 0 0 rg BT 542.01 383.10 Td (alue ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 368.70 Td (Election ) Tj ET Q q 0 0 0 rg BT 92.98 368.70 Td (and ) Tj ET Q q 0 0 0 rg BT 113.31 368.70 Td (Measurement.") Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 336.200390625 m 145.63671875 336.200390625 l s q 0 0 0 rg BT 50.00 337.80 Td (Securities ) Tj ET Q q 0 0 0 rg BT 100.32 337.80 Td (financing) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 311.40 Td (Securities ) Tj ET Q q 0 0 0 rg BT 102.35 311.40 Td (financing ) Tj ET Q q 0 0 0 rg BT 152.69 311.40 Td (transactions ) Tj ET Q q 0 0 0 rg BT 215.03 311.40 Td (are ) Tj ET Q q 0 0 0 rg BT 234.71 311.40 Td (typically ) Tj ET Q q 0 0 0 rg BT 281.72 311.40 Td (secured ) Tj ET Q q 0 0 0 rg BT 323.39 311.40 Td (by ) Tj ET Q q 0 0 0 rg BT 340.42 311.40 Td (high-quality) Tj ET Q q 0 0 0 rg BT 398.30 311.40 Td (, ) Tj ET Q q 0 0 0 rg BT 406.32 311.40 Td (liquid ) Tj ET Q q 0 0 0 rg BT 439.35 311.40 Td (collateral. ) Tj ET Q q 0 0 0 rg BT 491.65 311.40 Td (The ) Tj ET Q q 0 0 0 rg BT 515.33 311.40 Td (Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 297.00 Td (establishes ) Tj ET Q q 0 0 0 rg BT 105.01 297.00 Td (limits ) Tj ET Q q 0 0 0 rg BT 135.37 297.00 Td (on ) Tj ET Q q 0 0 0 rg BT 150.38 297.00 Td (counterparties ) Tj ET Q q 0 0 0 rg BT 221.37 297.00 Td (using ) Tj ET Q q 0 0 0 rg BT 250.39 297.00 Td (the ) Tj ET Q q 0 0 0 rg BT 268.07 297.00 Td (Basel ) Tj ET Q q 0 0 0 rg BT 297.75 297.00 Td (Collateral ) Tj ET Q q 0 0 0 rg BT 348.08 297.00 Td (Haircut ) Tj ET Q q 0 0 0 rg BT 387.08 297.00 Td (methodology) Tj ET Q q 0 0 0 rg BT 449.63 297.00 Td (, ) Tj ET Q q 0 0 0 rg BT 455.64 297.00 Td (measuring ) Tj ET Q q 0 0 0 rg BT 508.65 297.00 Td (in ) Tj ET Q q 0 0 0 rg BT 521.00 297.00 Td (this ) Tj ET Q q 0 0 0 rg BT 541.36 297.00 Td (case ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 282.60 Td (the ) Tj ET Q q 0 0 0 rg BT 68.30 282.60 Td (amount ) Tj ET Q q 0 0 0 rg BT 107.93 282.60 Td (that ) Tj ET Q q 0 0 0 rg BT 129.56 282.60 Td (the ) Tj ET Q q 0 0 0 rg BT 147.86 282.60 Td (Company ) Tj ET Q q 0 0 0 rg BT 198.17 282.60 Td (could ) Tj ET Q q 0 0 0 rg BT 228.46 282.60 Td (lose ) Tj ET Q q 0 0 0 rg BT 251.43 282.60 Td (if ) Tj ET Q q 0 0 0 rg BT 262.40 282.60 Td (it ) Tj ET Q q 0 0 0 rg BT 272.71 282.60 Td (were ) Tj ET Q q 0 0 0 rg BT 299.66 282.60 Td (forced ) Tj ET Q q 0 0 0 rg BT 333.95 282.60 Td (to ) Tj ET Q q 0 0 0 rg BT 346.92 282.60 Td (close ) Tj ET Q q 0 0 0 rg BT 375.21 282.60 Td (out ) Tj ET Q q 0 0 0 rg BT 394.19 282.60 Td (the ) Tj ET Q q 0 0 0 rg BT 412.48 282.60 Td (transaction ) Tj ET Q q 0 0 0 rg BT 468.77 282.60 Td (ahead ) Tj ET Q q 0 0 0 rg BT 500.39 282.60 Td (of ) Tj ET Q q 0 0 0 rg BT 514.02 282.60 Td (scheduled ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 268.20 Td (maturity ) Tj ET Q q 0 0 0 rg BT 94.12 268.20 Td (in ) Tj ET Q q 0 0 0 rg BT 106.92 268.20 Td (a ) Tj ET Q q 0 0 0 rg BT 115.72 268.20 Td (stressed ) Tj ET Q q 0 0 0 rg BT 157.17 268.20 Td (situation. ) Tj ET Q q 0 0 0 rg BT 204.72 268.20 Td (The ) Tj ET Q q 0 0 0 rg BT 226.84 268.20 Td (Company ) Tj ET Q q 0 0 0 rg BT 276.97 268.20 Td (may ) Tj ET Q q 0 0 0 rg BT 301.10 268.20 Td (supplement ) Tj ET Q q 0 0 0 rg BT 359.89 268.20 Td (its ) Tj ET Q q 0 0 0 rg BT 374.69 268.20 Td (credit ) Tj ET Q q 0 0 0 rg BT 405.48 268.20 Td (limits ) Tj ET Q q 0 0 0 rg BT 436.28 268.20 Td (with ) Tj ET Q q 0 0 0 rg BT 461.08 268.20 Td (notional ) Tj ET Q q 0 0 0 rg BT 503.87 268.20 Td (limits ) Tj ET Q q 0 0 0 rg BT 534.68 268.20 Td (based ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 253.80 Td (on ) Tj ET Q q 0 0 0 rg BT 65.00 253.80 Td (the ) Tj ET Q q 0 0 0 rg BT 82.66 253.80 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 146.30 253.80 Td (and/or ) Tj ET Q q 0 0 0 rg BT 179.96 253.80 Td (the ) Tj ET Q q 0 0 0 rg BT 197.62 253.80 Td (size ) Tj ET Q q 0 0 0 rg BT 219.27 253.80 Td (of ) Tj ET Q q 0 0 0 rg BT 232.27 253.80 Td (the ) Tj ET Q q 0 0 0 rg BT 249.93 253.80 Td (financing ) Tj ET Q q 0 0 0 rg BT 298.24 253.80 Td (arrangement.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 227.40 Td (Securities ) Tj ET Q q 0 0 0 rg BT 100.00 227.40 Td (financing ) Tj ET Q q 0 0 0 rg BT 148.00 227.40 Td (transactions ) Tj ET Q q 0 0 0 rg BT 207.99 227.40 Td (provide ) Tj ET Q q 0 0 0 rg BT 247.33 227.40 Td (for ) Tj ET Q q 0 0 0 rg BT 264.00 227.40 Td (the ) Tj ET Q q 0 0 0 rg BT 281.34 227.40 Td (regular ) Tj ET Q q 0 0 0 rg BT 317.99 227.40 Td (movement ) Tj ET Q q 0 0 0 rg BT 371.33 227.40 Td (of ) Tj ET Q q 0 0 0 rg BT 384.00 227.40 Td (collateral ) Tj ET Q q 0 0 0 rg BT 431.32 227.40 Td (so ) Tj ET Q q 0 0 0 rg BT 444.67 227.40 Td (that ) Tj ET Q q 0 0 0 rg BT 465.34 227.40 Td (the ) Tj ET Q q 0 0 0 rg BT 482.68 227.40 Td (lender ) Tj ET Q q 0 0 0 rg BT 515.34 227.40 Td (maintains ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 213.00 Td (an ) Tj ET Q q 0 0 0 rg BT 64.76 213.00 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 122.84 213.00 Td (mar) Tj ET Q q 0 0 0 rg BT 141.28 213.00 Td (gin. ) Tj ET Q q 0 0 0 rg BT 162.80 213.00 Td (The ) Tj ET Q q 0 0 0 rg BT 184.90 213.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 235.00 213.00 Td (monitors ) Tj ET Q q 0 0 0 rg BT 281.11 213.00 Td (its ) Tj ET Q q 0 0 0 rg BT 295.88 213.00 Td (securities ) Tj ET Q q 0 0 0 rg BT 344.64 213.00 Td (financing ) Tj ET Q q 0 0 0 rg BT 393.39 213.00 Td (positions ) Tj ET Q q 0 0 0 rg BT 440.17 213.00 Td (on ) Tj ET Q q 0 0 0 rg BT 455.61 213.00 Td (a ) Tj ET Q q 0 0 0 rg BT 464.37 213.00 Td (daily ) Tj ET Q q 0 0 0 rg BT 491.80 213.00 Td (basis ) Tj ET Q q 0 0 0 rg BT 519.24 213.00 Td (and ) Tj ET Q q 0 0 0 rg BT 540.01 213.00 Td (calls ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 198.60 Td (for ) Tj ET Q q 0 0 0 rg BT 66.20 198.60 Td (additional ) Tj ET Q q 0 0 0 rg BT 116.40 198.60 Td (collateral ) Tj ET Q q 0 0 0 rg BT 163.25 198.60 Td (as ) Tj ET Q q 0 0 0 rg BT 175.46 198.60 Td (needed. ) Tj ET Q q 0 0 0 rg BT 214.48 198.60 Td (The ) Tj ET Q q 0 0 0 rg BT 235.35 198.60 Td (collateral ) Tj ET Q q 0 0 0 rg BT 282.20 198.60 Td (received ) Tj ET Q q 0 0 0 rg BT 325.04 198.60 Td (is ) Tj ET Q q 0 0 0 rg BT 335.26 198.60 Td (typically ) Tj ET Q q 0 0 0 rg BT 379.46 198.60 Td (held ) Tj ET Q q 0 0 0 rg BT 402.33 198.60 Td (in ) Tj ET Q q 0 0 0 rg BT 413.87 198.60 Td (an ) Tj ET Q q 0 0 0 rg BT 427.41 198.60 Td (account ) Tj ET Q q 0 0 0 rg BT 466.93 198.60 Td (with ) Tj ET Q q 0 0 0 rg BT 490.48 198.60 Td (the ) Tj ET Q q 0 0 0 rg BT 507.35 198.60 Td (Company) Tj ET Q q 0 0 0 rg BT 557.34 198.60 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 184.20 Td (securities ) Tj ET Q q 0 0 0 rg BT 98.32 184.20 Td (custodian. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 157.80 Td (The ) Tj ET Q q 0 0 0 rg BT 72.17 157.80 Td (following ) Tj ET Q q 0 0 0 rg BT 122.34 157.80 Td (tables ) Tj ET Q q 0 0 0 rg BT 153.84 157.80 Td (provide ) Tj ET Q q 0 0 0 rg BT 194.01 157.80 Td (additional ) Tj ET Q q 0 0 0 rg BT 245.50 157.80 Td (information ) Tj ET Q q 0 0 0 rg BT 305.67 157.80 Td (about ) Tj ET Q q 0 0 0 rg BT 335.84 157.80 Td (the ) Tj ET Q q 0 0 0 rg BT 354.01 157.80 Td (Company) Tj ET Q q 0 0 0 rg BT 404.01 157.80 Td (s ) Tj ET Q q 0 0 0 rg BT 412.19 157.80 Td (OTC ) Tj ET Q q 0 0 0 rg BT 439.70 157.80 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 495.85 157.80 Td (and ) Tj ET Q q 0 0 0 rg BT 516.69 157.80 Td (securities ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 143.40 Td (financing ) Tj ET Q q 0 0 0 rg BT 99.39 143.40 Td (exposures ) Tj ET Q q 0 0 0 rg BT 151.46 143.40 Td (related ) Tj ET Q q 0 0 0 rg BT 188.18 143.40 Td (to ) Tj ET Q q 0 0 0 rg BT 201.59 143.40 Td (reverse ) Tj ET Q q 0 0 0 rg BT 240.31 143.40 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 296.36 143.40 Td (agreements ) Tj ET Q q 0 0 0 rg BT 355.07 143.40 Td (and ) Tj ET Q q 0 0 0 rg BT 376.48 143.40 Td (securities ) Tj ET Q q 0 0 0 rg BT 425.87 143.40 Td (borrowing ) Tj ET Q q 0 0 0 rg BT 479.94 143.40 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 492.68 143.40 Td (September30, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 129.00 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 74.00 129.00 Td (. ) Tj ET Q q 0 0 0 rg BT 80.09 129.00 Td (Additional ) Tj ET Q q 0 0 0 rg BT 135.39 129.00 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 196.01 129.00 Td (information ) Tj ET Q q 0 0 0 rg BT 256.64 129.00 Td (related ) Tj ET Q q 0 0 0 rg BT 293.25 129.00 Td (to ) Tj ET Q q 0 0 0 rg BT 306.56 129.00 Td (OTC ) Tj ET Q q 0 0 0 rg BT 334.53 129.00 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 391.15 129.00 Td (and ) Tj ET Q q 0 0 0 rg BT 412.44 129.00 Td (securities ) Tj ET Q q 0 0 0 rg BT 461.73 129.00 Td (financing ) Tj ET Q q 0 0 0 rg BT 511.02 129.00 Td (exposures, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 114.60 Td (including ) Tj ET Q q 0 0 0 rg BT 98.44 114.60 Td (securities ) Tj ET Q q 0 0 0 rg BT 146.86 114.60 Td (sold ) Tj ET Q q 0 0 0 rg BT 169.98 114.60 Td (under ) Tj ET Q q 0 0 0 rg BT 200.41 114.60 Td (agreements ) Tj ET Q q 0 0 0 rg BT 258.16 114.60 Td (to ) Tj ET Q q 0 0 0 rg BT 270.60 114.60 Td (repurchase, ) Tj ET Q q 0 0 0 rg BT 328.68 114.60 Td (which ) Tj ET Q q 0 0 0 rg BT 361.12 114.60 Td (are ) Tj ET Q q 0 0 0 rg BT 378.87 114.60 Td (fully ) Tj ET Q q 0 0 0 rg BT 404.65 114.60 Td (cash ) Tj ET Q q 0 0 0 rg BT 429.08 114.60 Td (collateralized, ) Tj ET Q q 0 0 0 rg BT 499.81 114.60 Td (can ) Tj ET Q q 0 0 0 rg BT 519.57 114.60 Td (be ) Tj ET Q q 0 0 0 rg BT 534.01 114.60 Td (found ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 100.20 Td (in ) Tj ET Q q 0 0 0 rg BT 61.96 100.20 Td (the ) Tj ET Q q 0 0 0 rg BT 79.26 100.20 Td (Company) Tj ET Q q 0 0 0 rg BT 129.25 100.20 Td (s ) Tj ET Q q 0 0 0 rg BT 136.55 100.20 Td (Form ) Tj ET Q q 0 0 0 rg BT 165.19 100.20 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 192.48 100.20 Td (and ) Tj ET Q q 0 0 0 rg BT 212.44 100.20 Td (Form ) Tj ET Q q 0 0 0 rg BT 241.07 100.20 Td (10-K. ) Tj ET Q q 0 0 0 rg BT 271.37 100.20 Td (Mar) Tj ET Q q 0 0 0 rg BT 291.14 100.20 Td (gin ) Tj ET Q q 0 0 0 rg BT 309.11 100.20 Td (loans ) Tj ET Q q 0 0 0 rg BT 337.07 100.20 Td (are ) Tj ET Q q 0 0 0 rg BT 354.35 100.20 Td (not ) Tj ET Q q 0 0 0 rg BT 372.31 100.20 Td (included ) Tj ET Q q 0 0 0 rg BT 416.26 100.20 Td (in ) Tj ET Q q 0 0 0 rg BT 428.23 100.20 Td (the ) Tj ET Q q 0 0 0 rg BT 445.52 100.20 Td (tables ) Tj ET Q q 0 0 0 rg BT 476.14 100.20 Td (below ) Tj ET Q q 0 0 0 rg BT 508.10 100.20 Td (due ) Tj ET Q q 0 0 0 rg BT 528.05 100.20 Td (to ) Tj ET Q q 0 0 0 rg BT 540.02 100.20 Td (their ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 85.80 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 104.98 85.80 Td (balance ) Tj ET Q q 0 0 0 rg BT 144.62 85.80 Td (compared ) Tj ET Q q 0 0 0 rg BT 194.93 85.80 Td (to ) Tj ET Q q 0 0 0 rg BT 207.26 85.80 Td (the ) Tj ET Q q 0 0 0 rg BT 224.92 85.80 Td (Company) Tj ET Q q 0 0 0 rg BT 274.92 85.80 Td (s ) Tj ET Q q 0 0 0 rg BT 282.59 85.80 Td (gross ) Tj ET Q q 0 0 0 rg BT 310.92 85.80 Td (credit ) Tj ET Q q 0 0 0 rg BT 341.24 85.80 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 395.23 85.80 Td ( ) Tj ET Q endstream endobj 53 0 obj <> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (24) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 739.100390625 m 288.25390625 739.100390625 l s q 0 0 0 rg BT 50.00 740.70 Td (OTC ) Tj ET Q q 0 0 0 rg BT 77.00 740.70 Td (derivative ) Tj ET Q q 0 0 0 rg BT 127.98 740.70 Td (and ) Tj ET Q q 0 0 0 rg BT 148.30 740.70 Td (securities ) Tj ET Q q 0 0 0 rg BT 196.62 740.70 Td (financing ) Tj ET Q q 0 0 0 rg BT 244.94 740.70 Td (exposure) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 288.25 746.14 Td (1) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 718.20 253.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 303.50 718.20 4.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 307.50 718.20 71.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 378.50 718.20 4.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 382.50 718.20 44.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 426.50 718.20 4.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 430.50 718.20 58.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 488.50 718.20 4.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 492.50 718.20 70.00 -33.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 685.20 253.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 671.20 253.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 685.2 m 378.5 685.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 685.2 m 426.5 685.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 685.2 m 488.5 685.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 685.2 m 562.5 685.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 685.2 m 426.5 685.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 430.5 685.2 m 488.5 685.2 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 685.2 m 562.5 685.2 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 689.66 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.45 699.88 Td (Gr) Tj ET Q q 0 0 0 rg BT 324.49 699.88 Td (oss positive ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.30 689.88 Td (exposur) Tj ET Q q 0 0 0 rg BT 353.01 689.88 Td (e ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 359.95 696.65 2.50 -8.93 re f /GS0 gs q 0 0 0 rg BT 359.95 689.88 Td ( ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 362.45 701.18 3.25 -8.93 re f /GS0 gs BT /F2 6.50 Tf ET q 0 0 0 rg BT 362.45 694.41 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 689.88 Td (Netting) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.70 689.88 Td (Collateral ) Tj ET Q BT /F2 10.00 Tf ET BT /F2 6.50 Tf ET q 0 0 0 rg BT 479.96 694.41 Td (3) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 499.15 696.65 55.64 -8.93 re f /GS0 gs q 0 0 0 rg BT 499.15 689.88 Td (Net exposur) Tj ET Q q 0 0 0 rg BT 550.35 689.88 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 675.77 Td (T) Tj ET Q q 0 0 0 rg BT 58.76 675.77 Td (otal OTC derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.15 675.77 Td ($2,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.10 675.77 Td ($2,056) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.65 675.77 Td ($471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 675.77 Td ($413) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 661.77 Td (T) Tj ET Q q 0 0 0 rg BT 58.41 661.77 Td (otal securities financing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.65 661.77 Td (604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 661.77 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 661.77 Td (593) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 661.77 Td (1) Tj ET Q q 0 0 0 rg BT 553.65 661.77 Td (1) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 651.40 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 646.87 Td ( ) Tj ET Q q 0 0 0 rg BT 58.75 646.87 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 100.67 646.87 Td (traded ) Tj ET Q q 0 0 0 rg BT 128.16 646.87 Td (instruments ) Tj ET Q q 0 0 0 rg BT 177.32 646.87 Td (and ) Tj ET Q q 0 0 0 rg BT 194.26 646.87 Td (cleared ) Tj ET Q q 0 0 0 rg BT 225.62 646.87 Td (transactions ) Tj ET Q q 0 0 0 rg BT 275.89 646.87 Td (are ) Tj ET Q q 0 0 0 rg BT 290.60 646.87 Td (excluded.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 636.40 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 631.87 Td ( ) Tj ET Q q 0 0 0 rg BT 58.65 631.87 Td (Gross ) Tj ET Q q 0 0 0 rg BT 84.38 631.87 Td (positive ) Tj ET Q q 0 0 0 rg BT 118.45 631.87 Td (exposure ) Tj ET Q q 0 0 0 rg BT 156.94 631.87 Td (is ) Tj ET Q q 0 0 0 rg BT 166.01 631.87 Td (one ) Tj ET Q q 0 0 0 rg BT 182.85 631.87 Td (of ) Tj ET Q q 0 0 0 rg BT 193.58 631.87 Td (several ) Tj ET Q q 0 0 0 rg BT 224.29 631.87 Td (metrics ) Tj ET Q q 0 0 0 rg BT 256.13 631.87 Td (the ) Tj ET Q q 0 0 0 rg BT 270.74 631.87 Td (Company ) Tj ET Q q 0 0 0 rg BT 312.03 631.87 Td (uses ) Tj ET Q q 0 0 0 rg BT 331.65 631.87 Td (to ) Tj ET Q q 0 0 0 rg BT 341.83 631.87 Td (measure ) Tj ET Q q 0 0 0 rg BT 377.54 631.87 Td (counterparty ) Tj ET Q q 0 0 0 rg BT 430.47 631.87 Td (exposure. ) Tj ET Q q 0 0 0 rg BT 471.29 631.87 Td (This ) Tj ET Q q 0 0 0 rg BT 491.47 631.87 Td (metric ) Tj ET Q q 0 0 0 rg BT 519.41 631.87 Td (presents ) Tj ET Q q 0 0 0 rg BT 554.58 631.87 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 621.87 Td (conservative ) Tj ET Q q 0 0 0 rg BT 106.03 621.87 Td (view ) Tj ET Q q 0 0 0 rg BT 127.97 621.87 Td (of ) Tj ET Q q 0 0 0 rg BT 138.80 621.87 Td (exposure ) Tj ET Q q 0 0 0 rg BT 177.40 621.87 Td (as ) Tj ET Q q 0 0 0 rg BT 188.23 621.87 Td (it ) Tj ET Q q 0 0 0 rg BT 196.29 621.87 Td (ignores ) Tj ET Q q 0 0 0 rg BT 228.22 621.87 Td (both ) Tj ET Q q 0 0 0 rg BT 248.50 621.87 Td (the ) Tj ET Q q 0 0 0 rg BT 263.22 621.87 Td (benefits ) Tj ET Q q 0 0 0 rg BT 297.38 621.87 Td (of ) Tj ET Q q 0 0 0 rg BT 308.21 621.87 Td (netting ) Tj ET Q q 0 0 0 rg BT 338.48 621.87 Td (and ) Tj ET Q q 0 0 0 rg BT 355.42 621.87 Td (collateral.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 611.40 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 606.87 Td ( ) Tj ET Q q 0 0 0 rg BT 58.75 606.87 Td (Excludes ) Tj ET Q q 0 0 0 rg BT 97.90 606.87 Td (excess ) Tj ET Q q 0 0 0 rg BT 126.50 606.87 Td (collateral ) Tj ET Q q 0 0 0 rg BT 166.20 606.87 Td (received ) Tj ET Q q 0 0 0 rg BT 202.56 606.87 Td (from ) Tj ET Q q 0 0 0 rg BT 224.50 606.87 Td (counterparties. ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 576.700390625 m 249.962890625 576.700390625 l s q 0 0 0 rg BT 50.00 578.30 Td (Distribution ) Tj ET Q q 0 0 0 rg BT 111.00 578.30 Td (of ) Tj ET Q q 0 0 0 rg BT 124.00 578.30 Td (OTC ) Tj ET Q q 0 0 0 rg BT 151.00 578.30 Td (derivative ) Tj ET Q q 0 0 0 rg BT 201.97 578.30 Td (exposures) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 555.80 374.00 -28.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 424.50 555.80 4.00 -28.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.50 555.80 134.00 -28.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 527.80 374.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 513.80 374.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 499.80 374.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 485.80 374.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 471.80 374.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 457.80 374.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 443.80 374.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 527.8 m 562.5 527.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 527.8 m 562.5 527.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 443.8 m 562.5 443.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 430.8 m 562.5 430.8 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 428.8 m 562.5 428.8 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 532.26 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 444.60 539.25 100.75 -8.93 re f /GS0 gs q 0 0 0 rg BT 444.60 532.48 Td (Gr) Tj ET Q q 0 0 0 rg BT 456.64 532.48 Td (oss positive exposur) Tj ET Q q 0 0 0 rg BT 540.91 532.48 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 518.37 Td (Equities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 518.37 Td ($2,063) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 504.37 Td (Interest Rate Swaps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 504.37 Td (623) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 490.37 Td (Foreign Exchange) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 490.37 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 476.37 Td (Credit Default Swaps \(includes ) Tj ET Q q 0 0 0 rg BT 180.66 476.37 Td (TRS\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 476.37 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 462.37 Td (Swap risk participations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 462.37 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 448.37 Td (Commodities & Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 448.37 Td (1) Tj ET Q q 0 0 0 rg BT 548.65 448.37 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 434.48 Td (T) Tj ET Q q 0 0 0 rg BT 58.75 434.48 Td (otal OTC Derivatives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 434.37 Td ($2,940) Tj ET Q BT /F1 10.00 Tf ET BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 404.300390625 m 274.44921875 404.300390625 l s q 0 0 0 rg BT 50.00 405.90 Td (T) Tj ET Q q 0 0 0 rg BT 56.49 405.90 Td (otal ) Tj ET Q q 0 0 0 rg BT 77.49 405.90 Td (collateral ) Tj ET Q q 0 0 0 rg BT 125.12 405.90 Td (positions ) Tj ET Q q 0 0 0 rg BT 171.46 405.90 Td (held ) Tj ET Q q 0 0 0 rg BT 195.13 405.90 Td (by ) Tj ET Q q 0 0 0 rg BT 210.13 405.90 Td (the ) Tj ET Q q 0 0 0 rg BT 227.79 405.90 Td (Company) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 274.45 411.34 Td (1) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 383.40 230.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 280.50 383.40 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 284.50 383.40 82.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 366.50 383.40 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 370.50 383.40 192.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 369.40 230.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 280.50 369.40 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 284.50 369.40 82.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 366.50 369.40 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 370.50 369.40 92.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 462.50 369.40 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 466.50 369.40 96.00 -24.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 345.40 230.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 330.40 230.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 315.40 230.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 300.40 230.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 285.40 230.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 369.4 m 462.5 369.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 369.4 m 466.5 369.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 369.4 m 562.5 369.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 345.4 m 366.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 369.4 m 462.5 369.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 345.4 m 462.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 369.4 m 466.5 369.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 369.4 m 562.5 369.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 345.4 m 562.5 345.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 285.4 m 366.5 285.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 271.4 m 366.5 271.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 284.5 269.4 m 366.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 285.4 m 462.5 285.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 271.4 m 462.5 271.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 269.4 m 462.5 269.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 285.4 m 562.5 285.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 271.4 m 562.5 271.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 466.5 269.4 m 562.5 269.4 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.50 374.08 Td (Securities Financing) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 349.86 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.75 350.08 Td (OTC Derivatives) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.10 360.08 Td (Reverse r) Tj ET Q q 0 0 0 rg BT 414.82 360.08 Td (epur) Tj ET Q q 0 0 0 rg BT 434.63 360.08 Td (chase) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.65 350.08 Td (agr) Tj ET Q q 0 0 0 rg BT 406.00 350.08 Td (eements) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.50 350.08 Td (Securities borr) Tj ET Q q 0 0 0 rg BT 532.91 350.08 Td (owing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 335.07 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 335.07 Td ($946) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 335.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 335.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 320.07 Td (T) Tj ET Q q 0 0 0 rg BT 58.93 320.07 Td (reasuries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 320.07 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.65 320.07 Td (100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 320.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 305.07 Td (Agencies) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 90.21 309.60 Td ( 2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 305.07 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 305.07 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 305.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 290.07 Td (Corporates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.65 290.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 290.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 290.07 Td (418) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 275.08 Td (T) Tj ET Q q 0 0 0 rg BT 58.75 275.08 Td (otal collateral positions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 275.07 Td ($969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.65 275.07 Td ($179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 275.07 Td ($418) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 264.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 260.07 Td ( ) Tj ET Q q 0 0 0 rg BT 58.53 260.07 Td (Includes ) Tj ET Q q 0 0 0 rg BT 94.69 260.07 Td (excess ) Tj ET Q q 0 0 0 rg BT 123.07 260.07 Td (collateral ) Tj ET Q q 0 0 0 rg BT 162.54 260.07 Td (posted ) Tj ET Q q 0 0 0 rg BT 190.93 260.07 Td (to ) Tj ET Q q 0 0 0 rg BT 200.99 260.07 Td (the ) Tj ET Q q 0 0 0 rg BT 215.49 260.07 Td (Company ) Tj ET Q q 0 0 0 rg BT 256.65 260.07 Td (\(collateral ) Tj ET Q q 0 0 0 rg BT 299.46 260.07 Td (in ) Tj ET Q q 0 0 0 rg BT 309.52 260.07 Td (excess ) Tj ET Q q 0 0 0 rg BT 337.90 260.07 Td (of ) Tj ET Q q 0 0 0 rg BT 348.51 260.07 Td (the ) Tj ET Q q 0 0 0 rg BT 363.01 260.07 Td (mark ) Tj ET Q q 0 0 0 rg BT 385.83 260.07 Td (to ) Tj ET Q q 0 0 0 rg BT 395.89 260.07 Td (market ) Tj ET Q q 0 0 0 rg BT 425.94 260.07 Td (on ) Tj ET Q q 0 0 0 rg BT 438.22 260.07 Td (the ) Tj ET Q q 0 0 0 rg BT 452.71 260.07 Td (trade ) Tj ET Q q 0 0 0 rg BT 474.98 260.07 Td (or ) Tj ET Q q 0 0 0 rg BT 485.59 260.07 Td (the ) Tj ET Q q 0 0 0 rg BT 500.09 260.07 Td (amount ) Tj ET Q q 0 0 0 rg BT 532.36 260.07 Td (loaned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 250.07 Td (under ) Tj ET Q q 0 0 0 rg BT 77.98 250.07 Td (a ) Tj ET Q q 0 0 0 rg BT 84.63 250.07 Td (securities ) Tj ET Q q 0 0 0 rg BT 124.60 250.07 Td (financing ) Tj ET Q q 0 0 0 rg BT 164.57 250.07 Td (transaction\). ) Tj ET Q q 0 0 0 rg BT 216.48 250.07 Td (For ) Tj ET Q q 0 0 0 rg BT 232.58 250.07 Td (certain ) Tj ET Q q 0 0 0 rg BT 262.00 250.07 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 314.47 250.07 Td (particularly ) Tj ET Q q 0 0 0 rg BT 362.77 250.07 Td (related ) Tj ET Q q 0 0 0 rg BT 392.18 250.07 Td (to ) Tj ET Q q 0 0 0 rg BT 402.17 250.07 Td (securities ) Tj ET Q q 0 0 0 rg BT 442.14 250.07 Td (financing, ) Tj ET Q q 0 0 0 rg BT 484.61 250.07 Td (excess ) Tj ET Q q 0 0 0 rg BT 512.92 250.07 Td (collateral ) Tj ET Q q 0 0 0 rg BT 552.33 250.07 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 240.07 Td (contractually ) Tj ET Q q 0 0 0 rg BT 107.70 240.07 Td (required. ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 228.60 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 224.07 Td ( Includes SBA) Tj ET Q q 0 0 0 rg BT 114.03 224.07 Td ( and agency MBS.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 55 0 obj <> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (25) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (The ) Tj ET Q q 0 0 0 rg BT 71.76 740.70 Td (following ) Tj ET Q q 0 0 0 rg BT 121.53 740.70 Td (table ) Tj ET Q q 0 0 0 rg BT 147.95 740.70 Td (provides ) Tj ET Q q 0 0 0 rg BT 192.38 740.70 Td (information ) Tj ET Q q 0 0 0 rg BT 252.13 740.70 Td (about ) Tj ET Q q 0 0 0 rg BT 281.90 740.70 Td (the ) Tj ET Q q 0 0 0 rg BT 299.66 740.70 Td (notional ) Tj ET Q q 0 0 0 rg BT 342.09 740.70 Td (amount ) Tj ET Q q 0 0 0 rg BT 381.19 740.70 Td (of ) Tj ET Q q 0 0 0 rg BT 394.29 740.70 Td (the ) Tj ET Q q 0 0 0 rg BT 412.05 740.70 Td (Company) Tj ET Q q 0 0 0 rg BT 462.05 740.70 Td (s ) Tj ET Q q 0 0 0 rg BT 469.82 740.70 Td (purchased ) Tj ET Q q 0 0 0 rg BT 521.57 740.70 Td (and ) Tj ET Q q 0 0 0 rg BT 541.99 740.70 Td (sold ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (OTC ) Tj ET Q q 0 0 0 rg BT 77.00 726.30 Td (credit ) Tj ET Q q 0 0 0 rg BT 107.32 726.30 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 162.96 726.30 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 174.62 726.30 Td (September30, ) Tj ET Q q 0 0 0 rg BT 246.94 726.30 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 270.94 726.30 Td (.) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 700.300390625 m 255.611328125 700.300390625 l s q 0 0 0 rg BT 50.00 701.90 Td (Purchased ) Tj ET Q q 0 0 0 rg BT 102.32 701.90 Td (and ) Tj ET Q q 0 0 0 rg BT 122.64 701.90 Td (sold ) Tj ET Q q 0 0 0 rg BT 145.65 701.90 Td (OTC ) Tj ET Q q 0 0 0 rg BT 172.65 701.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 202.96 701.90 Td (derivatives) Tj ET Q BT /F1 12.00 Tf ET BT /F1 7.80 Tf ET q 0 0 0 rg BT 255.61 707.34 Td ( ) Tj ET Q BT /F1 7.80 Tf ET q 0 0 0 rg BT 257.56 707.34 Td (1, ) Tj ET Q BT /F1 7.80 Tf ET q 0 0 0 rg BT 265.36 707.34 Td (2) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 691.40 292.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 342.50 691.40 4.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 346.50 691.40 104.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 450.50 691.40 4.00 -33.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 454.50 691.40 104.00 -33.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 658.40 292.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 643.40 292.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 629.40 292.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 615.40 292.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 601.40 292.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 587.40 292.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 573.40 292.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346.5 658.4 m 450.5 658.4 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 658.4 m 558.5 658.4 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 662.86 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.00 673.08 Td (Portfolio hedging -) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.45 663.08 Td (notional) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.00 673.08 Td (T) Tj ET Q q 0 0 0 rg BT 473.93 673.08 Td (rading account -) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.45 663.08 Td (notional) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 648.11 Td (Pur) Tj ET Q q 0 0 0 rg BT 67.81 648.11 Td (chased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 633.97 Td (CDS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 633.97 Td ($675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 633.97 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 619.97 Td (T) Tj ET Q q 0 0 0 rg BT 64.76 619.97 Td (otal Return Swaps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 619.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 619.97 Td (1,915) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 605.97 Td (Other ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 84.27 610.50 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 605.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 605.97 Td (7) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 591.96 Td (Sold) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 577.97 Td (T) Tj ET Q q 0 0 0 rg BT 64.41 577.97 Td (otal Return Swaps) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 577.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 577.97 Td (1,915) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 563.97 Td (Other ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 84.27 568.50 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.65 563.97 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.65 563.97 Td (33) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 553.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 549.07 Td ( ) Tj ET Q q 0 0 0 rg BT 58.02 549.07 Td (The ) Tj ET Q q 0 0 0 rg BT 75.47 549.07 Td (Company ) Tj ET Q q 0 0 0 rg BT 116.27 549.07 Td (uses ) Tj ET Q q 0 0 0 rg BT 135.39 549.07 Td (credit ) Tj ET Q q 0 0 0 rg BT 160.06 549.07 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 205.84 549.07 Td (for ) Tj ET Q q 0 0 0 rg BT 219.41 549.07 Td (hedging ) Tj ET Q q 0 0 0 rg BT 253.53 549.07 Td (and ) Tj ET Q q 0 0 0 rg BT 269.88 549.07 Td (risk ) Tj ET Q q 0 0 0 rg BT 286.79 549.07 Td (management ) Tj ET Q q 0 0 0 rg BT 339.78 549.07 Td (activity) Tj ET Q q 0 0 0 rg BT 369.12 549.07 Td (. ) Tj ET Q q 0 0 0 rg BT 373.53 549.07 Td (Portfolio ) Tj ET Q q 0 0 0 rg BT 410.99 549.07 Td (hedging ) Tj ET Q q 0 0 0 rg BT 445.12 549.07 Td (is ) Tj ET Q q 0 0 0 rg BT 453.69 549.07 Td (comprised ) Tj ET Q q 0 0 0 rg BT 497.25 549.07 Td (predominately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 539.07 Td (of ) Tj ET Q q 0 0 0 rg BT 63.96 539.07 Td (purchased ) Tj ET Q q 0 0 0 rg BT 107.12 539.07 Td (single ) Tj ET Q q 0 0 0 rg BT 133.63 539.07 Td (name ) Tj ET Q q 0 0 0 rg BT 157.92 539.07 Td (CDS. ) Tj ET Q q 0 0 0 rg BT 181.92 539.07 Td (Additionally) Tj ET Q q 0 0 0 rg BT 231.82 539.07 Td (, ) Tj ET Q q 0 0 0 rg BT 236.95 539.07 Td (the ) Tj ET Q q 0 0 0 rg BT 251.79 539.07 Td (Company ) Tj ET Q q 0 0 0 rg BT 293.30 539.07 Td (has ) Tj ET Q q 0 0 0 rg BT 309.26 539.07 Td (a ) Tj ET Q q 0 0 0 rg BT 316.33 539.07 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 353.95 539.07 Td (of ) Tj ET Q q 0 0 0 rg BT 364.72 539.07 Td (TRS ) Tj ET Q q 0 0 0 rg BT 385.68 539.07 Td (\(typically ) Tj ET Q q 0 0 0 rg BT 426.63 539.07 Td (on ) Tj ET Q q 0 0 0 rg BT 439.26 539.07 Td (commercial ) Tj ET Q q 0 0 0 rg BT 489.08 539.07 Td (leveraged ) Tj ET Q q 0 0 0 rg BT 530.57 539.07 Td (loans\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 529.07 Td (which ) Tj ET Q q 0 0 0 rg BT 80.70 529.07 Td (it ) Tj ET Q q 0 0 0 rg BT 89.51 529.07 Td (runs ) Tj ET Q q 0 0 0 rg BT 109.99 529.07 Td (on ) Tj ET Q q 0 0 0 rg BT 123.24 529.07 Td (a ) Tj ET Q q 0 0 0 rg BT 130.94 529.07 Td (matched ) Tj ET Q q 0 0 0 rg BT 168.07 529.07 Td (book ) Tj ET Q q 0 0 0 rg BT 191.33 529.07 Td (basis. ) Tj ET Q q 0 0 0 rg BT 216.85 529.07 Td (The ) Tj ET Q q 0 0 0 rg BT 235.65 529.07 Td (terms ) Tj ET Q q 0 0 0 rg BT 261.12 529.07 Td (of ) Tj ET Q q 0 0 0 rg BT 272.71 529.07 Td (the ) Tj ET Q q 0 0 0 rg BT 287.95 529.07 Td (TRS ) Tj ET Q q 0 0 0 rg BT 309.55 529.07 Td (contracts ) Tj ET Q q 0 0 0 rg BT 348.90 529.07 Td (require ) Tj ET Q q 0 0 0 rg BT 380.47 529.07 Td (third ) Tj ET Q q 0 0 0 rg BT 402.61 529.07 Td (party ) Tj ET Q q 0 0 0 rg BT 426.42 529.07 Td (clients ) Tj ET Q q 0 0 0 rg BT 455.78 529.07 Td (to ) Tj ET Q q 0 0 0 rg BT 466.81 529.07 Td (post ) Tj ET Q q 0 0 0 rg BT 486.74 529.07 Td (initial ) Tj ET Q q 0 0 0 rg BT 513.33 529.07 Td (mar) Tj ET Q q 0 0 0 rg BT 528.69 529.07 Td (gin, ) Tj ET Q q 0 0 0 rg BT 547.23 529.07 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 519.07 Td (addition ) Tj ET Q q 0 0 0 rg BT 88.27 519.07 Td (to ) Tj ET Q q 0 0 0 rg BT 98.55 519.07 Td (variation ) Tj ET Q q 0 0 0 rg BT 136.59 519.07 Td (mar) Tj ET Q q 0 0 0 rg BT 151.96 519.07 Td (gin ) Tj ET Q q 0 0 0 rg BT 167.24 519.07 Td (as ) Tj ET Q q 0 0 0 rg BT 178.07 519.07 Td (the ) Tj ET Q q 0 0 0 rg BT 192.79 519.07 Td (fair ) Tj ET Q q 0 0 0 rg BT 209.16 519.07 Td (values ) Tj ET Q q 0 0 0 rg BT 237.21 519.07 Td (of ) Tj ET Q q 0 0 0 rg BT 248.04 519.07 Td (the ) Tj ET Q q 0 0 0 rg BT 262.76 519.07 Td (reference ) Tj ET Q q 0 0 0 rg BT 302.44 519.07 Td (assets ) Tj ET Q q 0 0 0 rg BT 328.27 519.07 Td (change. ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 508.60 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 504.07 Td ( Excludes centrally cleared index CDS.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 493.60 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 489.07 Td ( ) Tj ET Q q 0 0 0 rg BT 58.41 489.07 Td (Notional ) Tj ET Q q 0 0 0 rg BT 95.57 489.07 Td (amounts ) Tj ET Q q 0 0 0 rg BT 131.61 489.07 Td (for ) Tj ET Q q 0 0 0 rg BT 145.43 489.07 Td (purchased ) Tj ET Q q 0 0 0 rg BT 188.13 489.07 Td (and ) Tj ET Q q 0 0 0 rg BT 204.73 489.07 Td (written ) Tj ET Q q 0 0 0 rg BT 235.22 489.07 Td (credit ) Tj ET Q q 0 0 0 rg BT 260.14 489.07 Td (risk ) Tj ET Q q 0 0 0 rg BT 277.30 489.07 Td (participation ) Tj ET Q q 0 0 0 rg BT 330.00 489.07 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 380.19 489.07 Td (respectively) Tj ET Q q 0 0 0 rg BT 427.85 489.07 Td (, ) Tj ET Q q 0 0 0 rg BT 432.51 489.07 Td (whose ) Tj ET Q q 0 0 0 rg BT 460.23 489.07 Td (notional ) Tj ET Q q 0 0 0 rg BT 495.16 489.07 Td (is ) Tj ET Q q 0 0 0 rg BT 503.99 489.07 Td (calculated ) Tj ET Q q 0 0 0 rg BT 546.68 489.07 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 479.07 Td (the ) Tj ET Q q 0 0 0 rg BT 67.72 479.07 Td (notional ) Tj ET Q q 0 0 0 rg BT 102.99 479.07 Td (of ) Tj ET Q q 0 0 0 rg BT 113.82 479.07 Td (the ) Tj ET Q q 0 0 0 rg BT 128.54 479.07 Td (derivative ) Tj ET Q q 0 0 0 rg BT 171.02 479.07 Td (participated ) Tj ET Q q 0 0 0 rg BT 220.71 479.07 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 256.54 479.07 Td (by ) Tj ET Q q 0 0 0 rg BT 269.04 479.07 Td (the ) Tj ET Q q 0 0 0 rg BT 283.76 479.07 Td (relevant ) Tj ET Q q 0 0 0 rg BT 318.46 479.07 Td (R) Tj ET Q q 0 0 0 rg BT 324.58 479.07 Td (W) Tj ET Q q 0 0 0 rg BT 332.91 479.07 Td (A) Tj ET Q q 0 0 0 rg BT 339.58 479.07 Td ( ) Tj ET Q q 0 0 0 rg BT 342.08 479.07 Td (conversion ) Tj ET Q q 0 0 0 rg BT 388.45 479.07 Td (factor) Tj ET Q q 0 0 0 rg BT 411.22 479.07 Td (.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 442.400390625 m 153.32421875 442.400390625 l s q 0 0 0 rg BT 50.00 444.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 82.99 444.00 Td (risk ) Tj ET Q q 0 0 0 rg BT 103.99 444.00 Td (mitigation) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 417.60 Td (The ) Tj ET Q q 0 0 0 rg BT 71.34 417.60 Td (Final ) Tj ET Q q 0 0 0 rg BT 98.69 417.60 Td (Rule ) Tj ET Q q 0 0 0 rg BT 124.03 417.60 Td (allows ) Tj ET Q q 0 0 0 rg BT 158.04 417.60 Td (eligible ) Tj ET Q q 0 0 0 rg BT 196.71 417.60 Td (financial ) Tj ET Q q 0 0 0 rg BT 241.37 417.60 Td (collateral, ) Tj ET Q q 0 0 0 rg BT 291.68 417.60 Td (guarantees, ) Tj ET Q q 0 0 0 rg BT 348.67 417.60 Td (and ) Tj ET Q q 0 0 0 rg BT 368.68 417.60 Td (credit ) Tj ET Q q 0 0 0 rg BT 398.67 417.60 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 454.00 417.60 Td (to ) Tj ET Q q 0 0 0 rg BT 466.02 417.60 Td (be ) Tj ET Q q 0 0 0 rg BT 480.02 417.60 Td (recognized ) Tj ET Q q 0 0 0 rg BT 535.34 417.60 Td (in ) Tj ET Q q 0 0 0 rg BT 547.35 417.60 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 403.20 Td (calculation ) Tj ET Q q 0 0 0 rg BT 104.62 403.20 Td (of ) Tj ET Q q 0 0 0 rg BT 116.60 403.20 Td (R) Tj ET Q q 0 0 0 rg BT 123.95 403.20 Td (W) Tj ET Q q 0 0 0 rg BT 133.94 403.20 Td (A. ) Tj ET Q q 0 0 0 rg BT 147.45 403.20 Td (The ) Tj ET Q q 0 0 0 rg BT 168.09 403.20 Td (Company) Tj ET Q q 0 0 0 rg BT 218.08 403.20 Td (s ) Tj ET Q q 0 0 0 rg BT 224.74 403.20 Td (use ) Tj ET Q q 0 0 0 rg BT 242.72 403.20 Td (of ) Tj ET Q q 0 0 0 rg BT 254.70 403.20 Td (credit ) Tj ET Q q 0 0 0 rg BT 284.00 403.20 Td (risk ) Tj ET Q q 0 0 0 rg BT 303.98 403.20 Td (mitigants ) Tj ET Q q 0 0 0 rg BT 350.63 403.20 Td (in ) Tj ET Q q 0 0 0 rg BT 361.95 403.20 Td (the ) Tj ET Q q 0 0 0 rg BT 378.59 403.20 Td (calculation ) Tj ET Q q 0 0 0 rg BT 433.21 403.20 Td (of ) Tj ET Q q 0 0 0 rg BT 445.19 403.20 Td (R) Tj ET Q q 0 0 0 rg BT 452.54 403.20 Td (W) Tj ET Q q 0 0 0 rg BT 462.53 403.20 Td (A) Tj ET Q q 0 0 0 rg BT 470.54 403.20 Td ( ) Tj ET Q q 0 0 0 rg BT 472.52 403.20 Td (is ) Tj ET Q q 0 0 0 rg BT 482.51 403.20 Td (presented ) Tj ET Q q 0 0 0 rg BT 530.47 403.20 Td (below) Tj ET Q q 0 0 0 rg BT 559.02 403.20 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 388.80 Td (When ) Tj ET Q q 0 0 0 rg BT 82.29 388.80 Td (financial ) Tj ET Q q 0 0 0 rg BT 127.90 388.80 Td (collateral ) Tj ET Q q 0 0 0 rg BT 176.17 388.80 Td (is ) Tj ET Q q 0 0 0 rg BT 187.81 388.80 Td (obtained ) Tj ET Q q 0 0 0 rg BT 232.76 388.80 Td (that ) Tj ET Q q 0 0 0 rg BT 254.39 388.80 Td (qualifies ) Tj ET Q q 0 0 0 rg BT 299.34 388.80 Td (as ) Tj ET Q q 0 0 0 rg BT 312.97 388.80 Td (eligible ) Tj ET Q q 0 0 0 rg BT 352.60 388.80 Td (collateral ) Tj ET Q q 0 0 0 rg BT 400.87 388.80 Td (under ) Tj ET Q q 0 0 0 rg BT 431.82 388.80 Td (the ) Tj ET Q q 0 0 0 rg BT 450.12 388.80 Td (Final ) Tj ET Q q 0 0 0 rg BT 478.42 388.80 Td (Rule, ) Tj ET Q q 0 0 0 rg BT 507.72 388.80 Td (the ) Tj ET Q q 0 0 0 rg BT 526.01 388.80 Td (eligible ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 374.40 Td (collateral ) Tj ET Q q 0 0 0 rg BT 97.37 374.40 Td (can ) Tj ET Q q 0 0 0 rg BT 116.75 374.40 Td (be ) Tj ET Q q 0 0 0 rg BT 130.81 374.40 Td (substituted ) Tj ET Q q 0 0 0 rg BT 185.54 374.40 Td (for ) Tj ET Q q 0 0 0 rg BT 202.27 374.40 Td (the ) Tj ET Q q 0 0 0 rg BT 219.66 374.40 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 287.02 374.40 Td (portion ) Tj ET Q q 0 0 0 rg BT 324.41 374.40 Td (of ) Tj ET Q q 0 0 0 rg BT 337.14 374.40 Td (the ) Tj ET Q q 0 0 0 rg BT 354.53 374.40 Td (credit ) Tj ET Q q 0 0 0 rg BT 384.58 374.40 Td (exposure ) Tj ET Q q 0 0 0 rg BT 430.63 374.40 Td (in ) Tj ET Q q 0 0 0 rg BT 442.70 374.40 Td (the ) Tj ET Q q 0 0 0 rg BT 460.09 374.40 Td (R) Tj ET Q q 0 0 0 rg BT 467.43 374.40 Td (W) Tj ET Q q 0 0 0 rg BT 477.43 374.40 Td (A) Tj ET Q q 0 0 0 rg BT 485.43 374.40 Td ( ) Tj ET Q q 0 0 0 rg BT 488.16 374.40 Td (calculation. ) Tj ET Q q 0 0 0 rg BT 546.54 374.40 Td ( ) Tj ET Q q 0 0 0 rg BT 548.66 374.40 Td (As ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 360.00 Td (illustrated ) Tj ET Q q 0 0 0 rg BT 101.36 360.00 Td (below) Tj ET Q q 0 0 0 rg BT 129.91 360.00 Td (, ) Tj ET Q q 0 0 0 rg BT 136.28 360.00 Td (the ) Tj ET Q q 0 0 0 rg BT 154.31 360.00 Td ( ) Tj ET Q q 0 0 0 rg BT 157.68 360.00 Td (eligible ) Tj ET Q q 0 0 0 rg BT 197.04 360.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 242.39 360.00 Td (collateral ) Tj ET Q q 0 0 0 rg BT 290.40 360.00 Td (consists ) Tj ET Q q 0 0 0 rg BT 331.78 360.00 Td (of ) Tj ET Q q 0 0 0 rg BT 345.15 360.00 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 369.61 360.00 Td (T) Tj ET Q q 0 0 0 rg BT 376.52 360.00 Td (reasury ) Tj ET Q q 0 0 0 rg BT 415.21 360.00 Td (or ) Tj ET Q q 0 0 0 rg BT 428.58 360.00 Td (agency ) Tj ET Q q 0 0 0 rg BT 465.93 360.00 Td (securities ) Tj ET Q q 0 0 0 rg BT 514.62 360.00 Td (as ) Tj ET Q q 0 0 0 rg BT 527.98 360.00 Td (well ) Tj ET Q q 0 0 0 rg BT 552.02 360.00 Td (as ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 345.60 Td (cash. ) Tj ET Q q 0 0 0 rg BT 77.56 345.60 Td (Similarly) Tj ET Q q 0 0 0 rg BT 121.45 345.60 Td (, ) Tj ET Q q 0 0 0 rg BT 127.69 345.60 Td (when ) Tj ET Q q 0 0 0 rg BT 156.93 345.60 Td (an ) Tj ET Q q 0 0 0 rg BT 171.49 345.60 Td (eligible ) Tj ET Q q 0 0 0 rg BT 210.72 345.60 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 260.60 345.60 Td (is ) Tj ET Q q 0 0 0 rg BT 271.85 345.60 Td (received, ) Tj ET Q q 0 0 0 rg BT 318.72 345.60 Td (the ) Tj ET Q q 0 0 0 rg BT 336.62 345.60 Td (risk ) Tj ET Q q 0 0 0 rg BT 357.87 345.60 Td (weight ) Tj ET Q q 0 0 0 rg BT 393.77 345.60 Td (applicable ) Tj ET Q q 0 0 0 rg BT 446.32 345.60 Td (to ) Tj ET Q q 0 0 0 rg BT 458.89 345.60 Td (the ) Tj ET Q q 0 0 0 rg BT 476.79 345.60 Td (eligible ) Tj ET Q q 0 0 0 rg BT 516.02 345.60 Td (guarantor ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 331.20 Td (would ) Tj ET Q q 0 0 0 rg BT 83.00 331.20 Td (apply ) Tj ET Q q 0 0 0 rg BT 112.66 331.20 Td (to ) Tj ET Q q 0 0 0 rg BT 124.99 331.20 Td (the ) Tj ET Q q 0 0 0 rg BT 142.65 331.20 Td (exposure ) Tj ET Q q 0 0 0 rg BT 188.97 331.20 Td (amount ) Tj ET Q q 0 0 0 rg BT 227.97 331.20 Td (covered ) Tj ET Q q 0 0 0 rg BT 268.94 331.20 Td (by ) Tj ET Q q 0 0 0 rg BT 283.94 331.20 Td (the ) Tj ET Q q 0 0 0 rg BT 301.60 331.20 Td (guarantee.) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 288.30 91.00 -37.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 141.50 288.30 159.00 -37.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 300.50 288.30 4.00 -37.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 304.50 288.30 120.00 -37.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 424.50 288.30 4.00 -37.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 428.50 288.30 128.00 -37.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 251.30 91.00 -24.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 227.30 91.00 -14.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 213.30 91.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 304.5 251.29999999999995 m 424.5 251.29999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 251.29999999999995 m 556.5 251.29999999999995 l s BT /F2 11.00 Tf ET q 0 0 0 rg BT 53.00 293.20 Td (Eligible financial collateral) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 265.51 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 53.00 262.75 61.21 -8.93 re f /GS0 gs q 0 0 0 rg BT 53.00 255.98 Td (Exposur) Tj ET Q q 0 0 0 rg BT 88.94 255.98 Td (e type) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 144.00 255.98 Td (Collateral type) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 308.60 265.98 Td (Exposur) Tj ET Q q 0 0 0 rg BT 344.54 265.98 Td (e amount secur) Tj ET Q q 0 0 0 rg BT 409.35 265.98 Td (ed) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.95 255.98 Td (by eligible collateral) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 436.90 285.80 112.69 -8.93 re f /GS0 gs q 0 0 0 rg BT 436.90 279.03 Td (Secur) Tj ET Q q 0 0 0 rg BT 461.16 279.03 Td (ed exposur) Tj ET Q q 0 0 0 rg BT 507.37 279.03 Td (e amount ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 440.00 273.80 106.41 -8.93 re f /GS0 gs q 0 0 0 rg BT 440.00 267.03 Td (following any applicable ) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 450.90 261.80 77.30 -8.93 re f /GS0 gs q 0 0 0 rg BT 450.90 255.03 Td (collateral hair) Tj ET Q q 0 0 0 rg BT 510.98 255.03 Td (cuts) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 528.20 266.33 4.87 -8.93 re f /GS0 gs BT /F2 6.50 Tf ET q 0 0 0 rg BT 528.20 259.56 Td ( 1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 241.87 Td (Repo-style) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.00 231.87 Td (transactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 241.87 Td (Cash on deposit at the Bank, U.S.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 231.87 Td (T) Tj ET Q q 0 0 0 rg BT 149.93 231.87 Td (reasury or agency securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 231.97 Td ($2,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 231.97 Td ($2,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 217.87 Td (LHFI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 217.87 Td (Cash on deposit at the Bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 217.87 Td (1) Tj ET Q q 0 0 0 rg BT 410.65 217.87 Td (1) Tj ET Q q 0 0 0 rg BT 415.65 217.87 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 217.87 Td (1) Tj ET Q q 0 0 0 rg BT 542.65 217.87 Td (1) Tj ET Q q 0 0 0 rg BT 547.65 217.87 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 203.87 Td (OTC derivatives ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 121.87 208.40 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.12 203.87 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 203.87 Td (Cash on deposit at the Bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 203.87 Td (440) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 203.87 Td (440) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 194.40 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 189.87 Td ( ) Tj ET Q q 0 0 0 rg BT 58.87 189.87 Td (Generally) Tj ET Q q 0 0 0 rg BT 97.64 189.87 Td (, ) Tj ET Q q 0 0 0 rg BT 102.76 189.87 Td (the ) Tj ET Q q 0 0 0 rg BT 117.60 189.87 Td (risk ) Tj ET Q q 0 0 0 rg BT 135.22 189.87 Td (weight ) Tj ET Q q 0 0 0 rg BT 165.06 189.87 Td (assigned ) Tj ET Q q 0 0 0 rg BT 202.11 189.87 Td (to ) Tj ET Q q 0 0 0 rg BT 212.51 189.87 Td (the ) Tj ET Q q 0 0 0 rg BT 227.35 189.87 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 283.82 189.87 Td (portion ) Tj ET Q q 0 0 0 rg BT 315.33 189.87 Td (of ) Tj ET Q q 0 0 0 rg BT 326.28 189.87 Td (an ) Tj ET Q q 0 0 0 rg BT 338.33 189.87 Td (exposure ) Tj ET Q q 0 0 0 rg BT 377.05 189.87 Td (cannot ) Tj ET Q q 0 0 0 rg BT 406.33 189.87 Td (be ) Tj ET Q q 0 0 0 rg BT 418.39 189.87 Td (less ) Tj ET Q q 0 0 0 rg BT 436.01 189.87 Td (than ) Tj ET Q q 0 0 0 rg BT 455.84 189.87 Td (20%. ) Tj ET Q q 0 0 0 rg BT 479.29 189.87 Td (Collateral ) Tj ET Q q 0 0 0 rg BT 521.34 189.87 Td (haircuts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 179.87 Td (are ) Tj ET Q q 0 0 0 rg BT 66.83 179.87 Td (required ) Tj ET Q q 0 0 0 rg BT 101.76 179.87 Td (on ) Tj ET Q q 0 0 0 rg BT 113.38 179.87 Td (collateral ) Tj ET Q q 0 0 0 rg BT 152.20 179.87 Td (securing ) Tj ET Q q 0 0 0 rg BT 187.70 179.87 Td (eligible ) Tj ET Q q 0 0 0 rg BT 219.31 179.87 Td (mar) Tj ET Q q 0 0 0 rg BT 234.67 179.87 Td (gin ) Tj ET Q q 0 0 0 rg BT 249.07 179.87 Td (loans, ) Tj ET Q q 0 0 0 rg BT 274.30 179.87 Td (repo-style ) Tj ET Q q 0 0 0 rg BT 315.91 179.87 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 367.79 179.87 Td (and ) Tj ET Q q 0 0 0 rg BT 383.85 179.87 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 429.34 179.87 Td (when ) Tj ET Q q 0 0 0 rg BT 452.62 179.87 Td (using ) Tj ET Q q 0 0 0 rg BT 475.91 179.87 Td (the ) Tj ET Q q 0 0 0 rg BT 489.75 179.87 Td (Basel ) Tj ET Q q 0 0 0 rg BT 513.58 179.87 Td (Collateral ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 169.87 Td (Haircut ) Tj ET Q q 0 0 0 rg BT 85.62 169.87 Td (methodology) Tj ET Q q 0 0 0 rg BT 137.75 169.87 Td (, ) Tj ET Q q 0 0 0 rg BT 142.89 169.87 Td (and ) Tj ET Q q 0 0 0 rg BT 159.97 169.87 Td (are ) Tj ET Q q 0 0 0 rg BT 174.81 169.87 Td (calculated ) Tj ET Q q 0 0 0 rg BT 217.98 169.87 Td (in ) Tj ET Q q 0 0 0 rg BT 228.40 169.87 Td (accordance ) Tj ET Q q 0 0 0 rg BT 276.00 169.87 Td (with ) Tj ET Q q 0 0 0 rg BT 296.41 169.87 Td (the ) Tj ET Q q 0 0 0 rg BT 311.27 169.87 Td (Final ) Tj ET Q q 0 0 0 rg BT 334.46 169.87 Td (Rule. ) Tj ET Q q 0 0 0 rg BT 358.49 169.87 Td (Exposures ) Tj ET Q q 0 0 0 rg BT 402.79 169.87 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 459.28 169.87 Td (by ) Tj ET Q q 0 0 0 rg BT 471.92 169.87 Td (cash ) Tj ET Q q 0 0 0 rg BT 492.33 169.87 Td (on ) Tj ET Q q 0 0 0 rg BT 504.97 169.87 Td (hand ) Tj ET Q q 0 0 0 rg BT 527.05 169.87 Td (can ) Tj ET Q q 0 0 0 rg BT 543.56 169.87 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 159.87 Td (assigned ) Tj ET Q q 0 0 0 rg BT 90.50 159.87 Td (a ) Tj ET Q q 0 0 0 rg BT 98.00 159.87 Td (0% ) Tj ET Q q 0 0 0 rg BT 114.40 159.87 Td (risk ) Tj ET Q q 0 0 0 rg BT 132.46 159.87 Td (weight ) Tj ET Q q 0 0 0 rg BT 162.74 159.87 Td (and ) Tj ET Q q 0 0 0 rg BT 180.24 159.87 Td (sovereign ) Tj ET Q q 0 0 0 rg BT 222.18 159.87 Td (exposure ) Tj ET Q q 0 0 0 rg BT 261.34 159.87 Td (collateral ) Tj ET Q q 0 0 0 rg BT 301.60 159.87 Td (can ) Tj ET Q q 0 0 0 rg BT 318.54 159.87 Td (be ) Tj ET Q q 0 0 0 rg BT 331.04 159.87 Td (assigned ) Tj ET Q q 0 0 0 rg BT 368.54 159.87 Td (a ) Tj ET Q q 0 0 0 rg BT 376.05 159.87 Td (risk ) Tj ET Q q 0 0 0 rg BT 394.11 159.87 Td (weight ) Tj ET Q q 0 0 0 rg BT 424.39 159.87 Td (less ) Tj ET Q q 0 0 0 rg BT 442.45 159.87 Td (than ) Tj ET Q q 0 0 0 rg BT 462.73 159.87 Td (20% ) Tj ET Q q 0 0 0 rg BT 484.13 159.87 Td (after ) Tj ET Q q 0 0 0 rg BT 505.50 159.87 Td (applying ) Tj ET Q q 0 0 0 rg BT 543.56 159.87 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 149.87 Td (applicable ) Tj ET Q q 0 0 0 rg BT 96.59 149.87 Td (haircut ) Tj ET Q q 0 0 0 rg BT 126.85 149.87 Td (in ) Tj ET Q q 0 0 0 rg BT 137.13 149.87 Td (accordance ) Tj ET Q q 0 0 0 rg BT 184.59 149.87 Td (with ) Tj ET Q q 0 0 0 rg BT 204.87 149.87 Td (the ) Tj ET Q q 0 0 0 rg BT 219.59 149.87 Td (Final ) Tj ET Q q 0 0 0 rg BT 242.64 149.87 Td (Rule.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 140.40 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.25 135.87 Td ( Excludes excess collateral that the Company holds.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 57 0 obj <> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (26) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 733.50 103.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 153.50 733.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 157.50 733.50 238.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 395.50 733.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 399.50 733.50 86.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 485.50 733.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 489.50 733.50 68.00 -24.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 709.50 103.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 694.50 103.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 679.50 103.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 664.50 103.00 -15.00 re f /GS0 gs 0.7529411764705882 0.7529411764705882 0.7529411764705882 rg /GS0 gs 50.50 649.50 103.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 709.5 m 485.5 709.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 489.5 709.5 m 557.5 709.5 l s BT /F2 11.00 Tf ET q 0 0 0 rg BT 53.00 738.40 Td (Eligible guarantees) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 723.71 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 714.18 Td (Exposur) Tj ET Q q 0 0 0 rg BT 88.94 714.18 Td (e type) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 160.00 714.18 Td (Guarantor) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.15 714.18 Td (Exposur) Tj ET Q q 0 0 0 rg BT 440.18 714.18 Td (e amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.10 714.18 Td (R) Tj ET Q q 0 0 0 rg BT 500.97 714.18 Td (W) Tj ET Q q 0 0 0 rg BT 509.86 714.18 Td (A) Tj ET Q q 0 0 0 rg BT 516.53 714.18 Td ( amount) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 699.17 Td (AFS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.00 699.17 Td (U.S. government and its agencies, sovereign governments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 699.17 Td ($30,402) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 699.17 Td ($2,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 684.17 Td (LHFS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.00 684.17 Td (U.S. government and its agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 684.17 Td (405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 684.17 Td (82) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 669.17 Td (LHFI) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.00 669.17 Td (U.S. government and its agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 669.17 Td (7,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 669.17 Td (1,690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 654.17 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.00 654.17 Td (U.S. government and its agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 654.17 Td (1,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 654.17 Td (105) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 639.17 Td (Unfunded commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.00 639.17 Td (U.S. government and its agencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 639.17 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 639.17 Td (2) Tj ET Q BT /F1 10.00 Tf ET BT /F2 18.00 Tf ET q 0 0 0 rg BT 50.00 589.40 Td (Securitizations) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 558.55 Td (Overview) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 532.15 Td (The ) Tj ET Q q 0 0 0 rg BT 72.17 532.15 Td (Basel ) Tj ET Q q 0 0 0 rg BT 102.34 532.15 Td (III ) Tj ET Q q 0 0 0 rg BT 117.85 532.15 Td (framework ) Tj ET Q q 0 0 0 rg BT 174.00 532.15 Td (for ) Tj ET Q q 0 0 0 rg BT 191.51 532.15 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 264.33 532.15 Td (addresses ) Tj ET Q q 0 0 0 rg BT 313.83 532.15 Td (the ) Tj ET Q q 0 0 0 rg BT 332.01 532.15 Td (capital ) Tj ET Q q 0 0 0 rg BT 367.50 532.15 Td (treatment ) Tj ET Q q 0 0 0 rg BT 416.33 532.15 Td (for ) Tj ET Q q 0 0 0 rg BT 433.83 532.15 Td (exposures ) Tj ET Q q 0 0 0 rg BT 485.33 532.15 Td (that ) Tj ET Q q 0 0 0 rg BT 506.84 532.15 Td (involve ) Tj ET Q q 0 0 0 rg BT 546.35 532.15 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 517.75 Td (tranching ) Tj ET Q q 0 0 0 rg BT 98.32 517.75 Td (of ) Tj ET Q q 0 0 0 rg BT 111.31 517.75 Td (credit ) Tj ET Q q 0 0 0 rg BT 141.63 517.75 Td (risk ) Tj ET Q q 0 0 0 rg BT 162.63 517.75 Td (and ) Tj ET Q q 0 0 0 rg BT 182.96 517.75 Td (categorizes ) Tj ET Q q 0 0 0 rg BT 239.92 517.75 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 312.23 517.75 Td (as ) Tj ET Q q 0 0 0 rg BT 325.23 517.75 Td (either ) Tj ET Q q 0 0 0 rg BT 355.54 517.75 Td (traditional ) Tj ET Q q 0 0 0 rg BT 407.86 517.75 Td (or ) Tj ET Q q 0 0 0 rg BT 420.86 517.75 Td (synthetic. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 491.35 Td (The ) Tj ET Q q 0 0 0 rg BT 71.66 491.35 Td (Final ) Tj ET Q q 0 0 0 rg BT 99.32 491.35 Td (Rule ) Tj ET Q q 0 0 0 rg BT 124.99 491.35 Td (describes ) Tj ET Q q 0 0 0 rg BT 172.64 491.35 Td (a ) Tj ET Q q 0 0 0 rg BT 180.96 491.35 Td (traditional ) Tj ET Q q 0 0 0 rg BT 233.28 491.35 Td (securitization ) Tj ET Q q 0 0 0 rg BT 300.92 491.35 Td (as ) Tj ET Q q 0 0 0 rg BT 313.92 491.35 Td (a ) Tj ET Q q 0 0 0 rg BT 322.24 491.35 Td (transaction ) Tj ET Q q 0 0 0 rg BT 377.89 491.35 Td (with ) Tj ET Q q 0 0 0 rg BT 402.22 491.35 Td (the ) Tj ET Q q 0 0 0 rg BT 419.88 491.35 Td (following ) Tj ET Q q 0 0 0 rg BT 469.55 491.35 Td (attributes:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 57.00 464.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 464.90 Td (All ) Tj ET Q q 0 0 0 rg BT 93.62 464.90 Td (or ) Tj ET Q q 0 0 0 rg BT 106.91 464.90 Td (a ) Tj ET Q q 0 0 0 rg BT 115.52 464.90 Td (portion ) Tj ET Q q 0 0 0 rg BT 153.47 464.90 Td (of ) Tj ET Q q 0 0 0 rg BT 166.76 464.90 Td (the ) Tj ET Q q 0 0 0 rg BT 184.71 464.90 Td (credit ) Tj ET Q q 0 0 0 rg BT 215.31 464.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 236.60 464.90 Td (of ) Tj ET Q q 0 0 0 rg BT 249.89 464.90 Td (one ) Tj ET Q q 0 0 0 rg BT 270.50 464.90 Td (or ) Tj ET Q q 0 0 0 rg BT 283.79 464.90 Td (more ) Tj ET Q q 0 0 0 rg BT 311.73 464.90 Td (underlying ) Tj ET Q q 0 0 0 rg BT 367.01 464.90 Td (exposures ) Tj ET Q q 0 0 0 rg BT 418.29 464.90 Td (is ) Tj ET Q q 0 0 0 rg BT 429.58 464.90 Td (transferred ) Tj ET Q q 0 0 0 rg BT 484.83 464.90 Td (to ) Tj ET Q q 0 0 0 rg BT 497.46 464.90 Td (one ) Tj ET Q q 0 0 0 rg BT 518.07 464.90 Td (or ) Tj ET Q q 0 0 0 rg BT 531.36 464.90 Td (more ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 450.50 Td (third ) Tj ET Q q 0 0 0 rg BT 100.66 450.50 Td (parties ) Tj ET Q q 0 0 0 rg BT 135.65 450.50 Td (other ) Tj ET Q q 0 0 0 rg BT 163.31 450.50 Td (than ) Tj ET Q q 0 0 0 rg BT 186.97 450.50 Td (through ) Tj ET Q q 0 0 0 rg BT 227.30 450.50 Td (the ) Tj ET Q q 0 0 0 rg BT 244.96 450.50 Td (use ) Tj ET Q q 0 0 0 rg BT 263.95 450.50 Td (of ) Tj ET Q q 0 0 0 rg BT 276.95 450.50 Td (credit ) Tj ET Q q 0 0 0 rg BT 307.27 450.50 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 362.91 450.50 Td (or ) Tj ET Q q 0 0 0 rg BT 375.91 450.50 Td (guarantees;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 57.00 436.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 436.10 Td (The ) Tj ET Q q 0 0 0 rg BT 96.62 436.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 126.91 436.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 147.87 436.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 200.15 436.10 Td (with ) Tj ET Q q 0 0 0 rg BT 224.45 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.08 436.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 297.03 436.10 Td (exposures ) Tj ET Q q 0 0 0 rg BT 347.99 436.10 Td (has ) Tj ET Q q 0 0 0 rg BT 366.95 436.10 Td (been ) Tj ET Q q 0 0 0 rg BT 392.57 436.10 Td (separated ) Tj ET Q q 0 0 0 rg BT 440.84 436.10 Td (into ) Tj ET Q q 0 0 0 rg BT 462.47 436.10 Td (at ) Tj ET Q q 0 0 0 rg BT 474.10 436.10 Td (least ) Tj ET Q q 0 0 0 rg BT 499.06 436.10 Td (two ) Tj ET Q q 0 0 0 rg BT 520.02 436.10 Td (tranches ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 421.70 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 123.97 421.70 Td (dif) Tj ET Q q 0 0 0 rg BT 137.09 421.70 Td (ferent ) Tj ET Q q 0 0 0 rg BT 168.06 421.70 Td (levels ) Tj ET Q q 0 0 0 rg BT 199.05 421.70 Td (of ) Tj ET Q q 0 0 0 rg BT 212.05 421.70 Td (seniority;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 57.00 407.30 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 407.30 Td (Performance ) Tj ET Q q 0 0 0 rg BT 138.34 407.30 Td (of ) Tj ET Q q 0 0 0 rg BT 150.38 407.30 Td (the ) Tj ET Q q 0 0 0 rg BT 167.07 407.30 Td (securitization ) Tj ET Q q 0 0 0 rg BT 233.75 407.30 Td (exposures ) Tj ET Q q 0 0 0 rg BT 283.78 407.30 Td (is ) Tj ET Q q 0 0 0 rg BT 293.82 407.30 Td (solely ) Tj ET Q q 0 0 0 rg BT 324.53 407.30 Td (dependent ) Tj ET Q q 0 0 0 rg BT 375.88 407.30 Td (on ) Tj ET Q q 0 0 0 rg BT 389.92 407.30 Td (the ) Tj ET Q q 0 0 0 rg BT 406.62 407.30 Td (performance ) Tj ET Q q 0 0 0 rg BT 469.28 407.30 Td (of ) Tj ET Q q 0 0 0 rg BT 481.32 407.30 Td (the ) Tj ET Q q 0 0 0 rg BT 498.02 407.30 Td (underlying ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 392.90 Td (exposures; ) Tj ET Q q 0 0 0 rg BT 129.32 392.90 Td (and) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 57.00 378.50 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 378.50 Td (All ) Tj ET Q q 0 0 0 rg BT 92.27 378.50 Td (or ) Tj ET Q q 0 0 0 rg BT 104.21 378.50 Td (substantially ) Tj ET Q q 0 0 0 rg BT 166.81 378.50 Td (all ) Tj ET Q q 0 0 0 rg BT 180.74 378.50 Td (of ) Tj ET Q q 0 0 0 rg BT 192.67 378.50 Td (the ) Tj ET Q q 0 0 0 rg BT 209.27 378.50 Td (underlying ) Tj ET Q q 0 0 0 rg BT 263.20 378.50 Td (exposures ) Tj ET Q q 0 0 0 rg BT 313.13 378.50 Td (are ) Tj ET Q q 0 0 0 rg BT 329.71 378.50 Td (financial ) Tj ET Q q 0 0 0 rg BT 373.63 378.50 Td (exposures ) Tj ET Q q 0 0 0 rg BT 423.55 378.50 Td (\(such ) Tj ET Q q 0 0 0 rg BT 451.48 378.50 Td (as ) Tj ET Q q 0 0 0 rg BT 463.42 378.50 Td (loans, ) Tj ET Q q 0 0 0 rg BT 493.68 378.50 Td (commitments, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 364.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 105.68 364.10 Td (derivatives, ) Tj ET Q q 0 0 0 rg BT 164.69 364.10 Td (guarantees, ) Tj ET Q q 0 0 0 rg BT 222.35 364.10 Td (receivables, ) Tj ET Q q 0 0 0 rg BT 282.68 364.10 Td (asset-backed ) Tj ET Q q 0 0 0 rg BT 347.34 364.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 399.02 364.10 Td (mortgage-backed ) Tj ET Q q 0 0 0 rg BT 485.67 364.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 537.35 364.10 Td (other ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 75.00 349.70 Td (debt ) Tj ET Q q 0 0 0 rg BT 98.66 349.70 Td (securities, ) Tj ET Q q 0 0 0 rg BT 149.98 349.70 Td (or ) Tj ET Q q 0 0 0 rg BT 162.97 349.70 Td (equity ) Tj ET Q q 0 0 0 rg BT 195.97 349.70 Td (securities\).) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 323.25 Td (A) Tj ET Q q 0 0 0 rg BT 58.00 323.25 Td ( ) Tj ET Q q 0 0 0 rg BT 60.35 323.25 Td (synthetic ) Tj ET Q q 0 0 0 rg BT 106.02 323.25 Td (securitization ) Tj ET Q q 0 0 0 rg BT 173.00 323.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 205.33 323.25 Td (the ) Tj ET Q q 0 0 0 rg BT 222.34 323.25 Td (same ) Tj ET Q q 0 0 0 rg BT 249.34 323.25 Td (attributes ) Tj ET Q q 0 0 0 rg BT 296.33 323.25 Td (as ) Tj ET Q q 0 0 0 rg BT 308.67 323.25 Td (a ) Tj ET Q q 0 0 0 rg BT 316.34 323.25 Td (traditional ) Tj ET Q q 0 0 0 rg BT 368.01 323.25 Td (securitization, ) Tj ET Q q 0 0 0 rg BT 437.99 323.25 Td (except ) Tj ET Q q 0 0 0 rg BT 471.65 323.25 Td (that ) Tj ET Q q 0 0 0 rg BT 491.98 323.25 Td (all ) Tj ET Q q 0 0 0 rg BT 506.32 323.25 Td (or ) Tj ET Q q 0 0 0 rg BT 518.66 323.25 Td (a ) Tj ET Q q 0 0 0 rg BT 526.33 323.25 Td (portion ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 308.85 Td (of ) Tj ET Q q 0 0 0 rg BT 63.92 308.85 Td (the ) Tj ET Q q 0 0 0 rg BT 82.50 308.85 Td (credit ) Tj ET Q q 0 0 0 rg BT 113.74 308.85 Td (risk ) Tj ET Q q 0 0 0 rg BT 135.66 308.85 Td (of ) Tj ET Q q 0 0 0 rg BT 149.58 308.85 Td (one ) Tj ET Q q 0 0 0 rg BT 170.82 308.85 Td (or ) Tj ET Q q 0 0 0 rg BT 184.74 308.85 Td (more ) Tj ET Q q 0 0 0 rg BT 213.32 308.85 Td (underlying ) Tj ET Q q 0 0 0 rg BT 269.23 308.85 Td (assets ) Tj ET Q q 0 0 0 rg BT 301.15 308.85 Td (is ) Tj ET Q q 0 0 0 rg BT 313.07 308.85 Td (retained ) Tj ET Q q 0 0 0 rg BT 355.64 308.85 Td (or ) Tj ET Q q 0 0 0 rg BT 369.55 308.85 Td (transferred ) Tj ET Q q 0 0 0 rg BT 425.44 308.85 Td (to ) Tj ET Q q 0 0 0 rg BT 438.70 308.85 Td (one ) Tj ET Q q 0 0 0 rg BT 459.95 308.85 Td (or ) Tj ET Q q 0 0 0 rg BT 473.86 308.85 Td (more ) Tj ET Q q 0 0 0 rg BT 502.44 308.85 Td (third ) Tj ET Q q 0 0 0 rg BT 529.03 308.85 Td (parties ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 294.45 Td (through ) Tj ET Q q 0 0 0 rg BT 90.33 294.45 Td (the ) Tj ET Q q 0 0 0 rg BT 107.99 294.45 Td (use ) Tj ET Q q 0 0 0 rg BT 126.99 294.45 Td (of ) Tj ET Q q 0 0 0 rg BT 139.98 294.45 Td (one ) Tj ET Q q 0 0 0 rg BT 160.31 294.45 Td (or ) Tj ET Q q 0 0 0 rg BT 173.30 294.45 Td (more ) Tj ET Q q 0 0 0 rg BT 200.96 294.45 Td (credit ) Tj ET Q q 0 0 0 rg BT 231.28 294.45 Td (derivatives ) Tj ET Q q 0 0 0 rg BT 286.92 294.45 Td (or ) Tj ET Q q 0 0 0 rg BT 299.92 294.45 Td (guarantees.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 268.05 Td (Any ) Tj ET Q q 0 0 0 rg BT 72.39 268.05 Td (securitization ) Tj ET Q q 0 0 0 rg BT 138.75 268.05 Td (where ) Tj ET Q q 0 0 0 rg BT 169.79 268.05 Td (one ) Tj ET Q q 0 0 0 rg BT 188.84 268.05 Td (or ) Tj ET Q q 0 0 0 rg BT 200.56 268.05 Td (more ) Tj ET Q q 0 0 0 rg BT 226.94 268.05 Td (of ) Tj ET Q q 0 0 0 rg BT 238.66 268.05 Td (the ) Tj ET Q q 0 0 0 rg BT 255.05 268.05 Td (underlying ) Tj ET Q q 0 0 0 rg BT 308.76 268.05 Td (exposures ) Tj ET Q q 0 0 0 rg BT 358.48 268.05 Td (are ) Tj ET Q q 0 0 0 rg BT 374.85 268.05 Td (a ) Tj ET Q q 0 0 0 rg BT 381.90 268.05 Td (securitization ) Tj ET Q q 0 0 0 rg BT 448.26 268.05 Td (exposure ) Tj ET Q q 0 0 0 rg BT 493.31 268.05 Td (is ) Tj ET Q q 0 0 0 rg BT 503.03 268.05 Td (considered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 253.65 Td (to ) Tj ET Q q 0 0 0 rg BT 64.28 253.65 Td (be ) Tj ET Q q 0 0 0 rg BT 80.56 253.65 Td (a ) Tj ET Q q 0 0 0 rg BT 90.83 253.65 Td (resecuritization. ) Tj ET Q q 0 0 0 rg BT 172.74 253.65 Td (Examples ) Tj ET Q q 0 0 0 rg BT 225.01 253.65 Td (of ) Tj ET Q q 0 0 0 rg BT 239.95 253.65 Td (resecuritizations ) Tj ET Q q 0 0 0 rg BT 323.53 253.65 Td (include ) Tj ET Q q 0 0 0 rg BT 362.71 253.65 Td (ABS, ) Tj ET Q q 0 0 0 rg BT 394.00 253.65 Td (CDOs, ) Tj ET Q q 0 0 0 rg BT 431.95 253.65 Td (and ) Tj ET Q q 0 0 0 rg BT 454.23 253.65 Td (CLOs, ) Tj ET Q q 0 0 0 rg BT 490.85 253.65 Td (if ) Tj ET Q q 0 0 0 rg BT 503.12 253.65 Td (any ) Tj ET Q q 0 0 0 rg BT 525.40 253.65 Td (of ) Tj ET Q q 0 0 0 rg BT 540.34 253.65 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 239.25 Td (underlying ) Tj ET Q q 0 0 0 rg BT 104.99 239.25 Td (exposures ) Tj ET Q q 0 0 0 rg BT 155.98 239.25 Td (in ) Tj ET Q q 0 0 0 rg BT 168.31 239.25 Td (these ) Tj ET Q q 0 0 0 rg BT 195.97 239.25 Td (structures ) Tj ET Q q 0 0 0 rg BT 245.62 239.25 Td (are ) Tj ET Q q 0 0 0 rg BT 263.27 239.25 Td (themselves ) Tj ET Q q 0 0 0 rg BT 319.59 239.25 Td (securitization ) Tj ET Q q 0 0 0 rg BT 387.23 239.25 Td (exposures.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 210.45 Td (The ) Tj ET Q q 0 0 0 rg BT 73.90 210.45 Td (Company) Tj ET Q q 0 0 0 rg BT 123.89 210.45 Td (s ) Tj ET Q q 0 0 0 rg BT 133.80 210.45 Td (securitization ) Tj ET Q q 0 0 0 rg BT 203.69 210.45 Td (exposures ) Tj ET Q q 0 0 0 rg BT 256.91 210.45 Td (include ) Tj ET Q q 0 0 0 rg BT 297.47 210.45 Td (investments ) Tj ET Q q 0 0 0 rg BT 360.04 210.45 Td (in ) Tj ET Q q 0 0 0 rg BT 374.62 210.45 Td (agency ) Tj ET Q q 0 0 0 rg BT 413.84 210.45 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 471.71 210.45 Td (mortgage-backed ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 196.05 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 124.00 196.05 Td (and ) Tj ET Q q 0 0 0 rg BT 146.02 196.05 Td (traditional ) Tj ET Q q 0 0 0 rg BT 200.02 196.05 Td (non-government ) Tj ET Q q 0 0 0 rg BT 284.03 196.05 Td (or ) Tj ET Q q 0 0 0 rg BT 298.71 196.05 Td (non-agency ) Tj ET Q q 0 0 0 rg BT 359.38 196.05 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 416.70 196.05 Td (asset-backed ) Tj ET Q q 0 0 0 rg BT 482.69 196.05 Td (securitizations, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 181.65 Td (loans, ) Tj ET Q q 0 0 0 rg BT 80.19 181.65 Td (lines ) Tj ET Q q 0 0 0 rg BT 104.71 181.65 Td (of ) Tj ET Q q 0 0 0 rg BT 116.56 181.65 Td (credit, ) Tj ET Q q 0 0 0 rg BT 148.73 181.65 Td (and ) Tj ET Q q 0 0 0 rg BT 167.91 181.65 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 210.44 181.65 Td (facilities. ) Tj ET Q q 0 0 0 rg BT 256.47 181.65 Td (The ) Tj ET Q q 0 0 0 rg BT 276.99 181.65 Td (Company) Tj ET Q q 0 0 0 rg BT 326.98 181.65 Td (s ) Tj ET Q q 0 0 0 rg BT 333.51 181.65 Td (primary ) Tj ET Q q 0 0 0 rg BT 373.35 181.65 Td (securitization-related ) Tj ET Q q 0 0 0 rg BT 476.49 181.65 Td (activity ) Tj ET Q q 0 0 0 rg BT 514.33 181.65 Td (involves ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 167.25 Td (extending ) Tj ET Q q 0 0 0 rg BT 99.50 167.25 Td (loans ) Tj ET Q q 0 0 0 rg BT 127.00 167.25 Td (to ) Tj ET Q q 0 0 0 rg BT 138.51 167.25 Td (client ) Tj ET Q q 0 0 0 rg BT 167.34 167.25 Td (sponsored ) Tj ET Q q 0 0 0 rg BT 218.18 167.25 Td (securitizations. ) Tj ET Q q 0 0 0 rg BT 292.51 167.25 Td (The ) Tj ET Q q 0 0 0 rg BT 313.34 167.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 362.18 167.25 Td (does ) Tj ET Q q 0 0 0 rg BT 386.35 167.25 Td (not ) Tj ET Q q 0 0 0 rg BT 403.86 167.25 Td (have ) Tj ET Q q 0 0 0 rg BT 428.69 167.25 Td (exposures ) Tj ET Q q 0 0 0 rg BT 478.85 167.25 Td (to ) Tj ET Q q 0 0 0 rg BT 490.36 167.25 Td (securitization ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 152.85 Td (guarantors, ) Tj ET Q q 0 0 0 rg BT 106.69 152.85 Td (other ) Tj ET Q q 0 0 0 rg BT 134.39 152.85 Td (than ) Tj ET Q q 0 0 0 rg BT 158.09 152.85 Td (government ) Tj ET Q q 0 0 0 rg BT 218.45 152.85 Td (and ) Tj ET Q q 0 0 0 rg BT 238.81 152.85 Td (government ) Tj ET Q q 0 0 0 rg BT 299.17 152.85 Td (agency ) Tj ET Q q 0 0 0 rg BT 336.19 152.85 Td (guarantors, ) Tj ET Q q 0 0 0 rg BT 392.88 152.85 Td (or ) Tj ET Q q 0 0 0 rg BT 405.92 152.85 Td (material ) Tj ET Q q 0 0 0 rg BT 448.27 152.85 Td (exposures ) Tj ET Q q 0 0 0 rg BT 499.30 152.85 Td (to ) Tj ET Q q 0 0 0 rg BT 511.67 152.85 Td (synthetic ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 138.45 Td (securitizations. ) Tj ET Q q 0 0 0 rg BT 125.09 138.45 Td (The ) Tj ET Q q 0 0 0 rg BT 146.75 138.45 Td (following ) Tj ET Q q 0 0 0 rg BT 196.41 138.45 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 252.74 138.45 Td (relate ) Tj ET Q q 0 0 0 rg BT 282.38 138.45 Td (to ) Tj ET Q q 0 0 0 rg BT 294.72 138.45 Td (the ) Tj ET Q q 0 0 0 rg BT 312.38 138.45 Td (Company ) Tj ET Q q 0 0 0 rg BT 362.04 138.45 Td (as ) Tj ET Q q 0 0 0 rg BT 375.04 138.45 Td (an ) Tj ET Q q 0 0 0 rg BT 389.36 138.45 Td (investor ) Tj ET Q q 0 0 0 rg BT 431.02 138.45 Td (and ) Tj ET Q q 0 0 0 rg BT 451.35 138.45 Td (lender) Tj ET Q q 0 0 0 rg BT 480.67 138.45 Td (.) Tj ET Q endstream endobj 59 0 obj <> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (27) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 726.50 Td (Securitization ) Tj ET Q q 0 0 0 rg BT 121.68 726.50 Td (process) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 700.10 Td (The ) Tj ET Q q 0 0 0 rg BT 71.76 700.10 Td (Company) Tj ET Q q 0 0 0 rg BT 121.76 700.10 Td (s ) Tj ET Q q 0 0 0 rg BT 129.53 700.10 Td (current ) Tj ET Q q 0 0 0 rg BT 166.61 700.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 213.03 700.10 Td (to ) Tj ET Q q 0 0 0 rg BT 225.47 700.10 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 297.88 700.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 345.64 700.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 388.73 700.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 417.16 700.10 Td (to ) Tj ET Q q 0 0 0 rg BT 429.60 700.10 Td (SPEs ) Tj ET Q q 0 0 0 rg BT 458.05 700.10 Td (\(not ) Tj ET Q q 0 0 0 rg BT 480.48 700.10 Td (sponsored ) Tj ET Q q 0 0 0 rg BT 532.25 700.10 Td (by ) Tj ET Q q 0 0 0 rg BT 547.35 700.10 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 685.70 Td (Company\) ) Tj ET Q q 0 0 0 rg BT 103.25 685.70 Td (that ) Tj ET Q q 0 0 0 rg BT 123.83 685.70 Td (are ) Tj ET Q q 0 0 0 rg BT 141.06 685.70 Td (designed ) Tj ET Q q 0 0 0 rg BT 186.30 685.70 Td (to ) Tj ET Q q 0 0 0 rg BT 198.22 685.70 Td (meet ) Tj ET Q q 0 0 0 rg BT 224.13 685.70 Td (client ) Tj ET Q q 0 0 0 rg BT 253.37 685.70 Td (needs ) Tj ET Q q 0 0 0 rg BT 283.27 685.70 Td (for ) Tj ET Q q 0 0 0 rg BT 299.85 685.70 Td (long-term ) Tj ET Q q 0 0 0 rg BT 349.76 685.70 Td (financing ) Tj ET Q q 0 0 0 rg BT 397.66 685.70 Td (of ) Tj ET Q q 0 0 0 rg BT 410.24 685.70 Td (assets ) Tj ET Q q 0 0 0 rg BT 440.82 685.70 Td (or ) Tj ET Q q 0 0 0 rg BT 453.40 685.70 Td (working ) Tj ET Q q 0 0 0 rg BT 495.98 685.70 Td (capital. ) Tj ET Q q 0 0 0 rg BT 533.36 685.70 Td (These ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 671.30 Td (securitization ) Tj ET Q q 0 0 0 rg BT 117.01 671.30 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 184.02 671.30 Td (assist ) Tj ET Q q 0 0 0 rg BT 212.39 671.30 Td (the ) Tj ET Q q 0 0 0 rg BT 229.43 671.30 Td (Company) Tj ET Q q 0 0 0 rg BT 279.42 671.30 Td (s ) Tj ET Q q 0 0 0 rg BT 286.47 671.30 Td (clients ) Tj ET Q q 0 0 0 rg BT 320.16 671.30 Td (in ) Tj ET Q q 0 0 0 rg BT 331.87 671.30 Td (funding ) Tj ET Q q 0 0 0 rg BT 371.57 671.30 Td (their ) Tj ET Q q 0 0 0 rg BT 395.93 671.30 Td (financial ) Tj ET Q q 0 0 0 rg BT 440.28 671.30 Td (assets. ) Tj ET Q q 0 0 0 rg BT 473.65 671.30 Td (Exposure ) Tj ET Q q 0 0 0 rg BT 521.34 671.30 Td (amounts ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 656.90 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 61.66 656.90 Td (September30, ) Tj ET Q q 0 0 0 rg BT 133.98 656.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 157.98 656.90 Td ( ) Tj ET Q q 0 0 0 rg BT 160.98 656.90 Td (are ) Tj ET Q q 0 0 0 rg BT 178.63 656.90 Td (provided ) Tj ET Q q 0 0 0 rg BT 224.28 656.90 Td (below ) Tj ET Q q 0 0 0 rg BT 256.61 656.90 Td (in ) Tj ET Q q 0 0 0 rg BT 268.94 656.90 Td (the ) Tj ET Q q 0 0 0 rg BT 286.60 656.90 Td ("risk-based ) Tj ET Q q 0 0 0 rg BT 343.82 656.90 Td (capital ) Tj ET Q q 0 0 0 rg BT 378.80 656.90 Td (approach" ) Tj ET Q q 0 0 0 rg BT 430.67 656.90 Td (section.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (The ) Tj ET Q q 0 0 0 rg BT 70.28 628.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 118.56 628.10 Td (sells ) Tj ET Q q 0 0 0 rg BT 141.52 628.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.47 628.10 Td (at ) Tj ET Q q 0 0 0 rg BT 170.75 628.10 Td (times ) Tj ET Q q 0 0 0 rg BT 198.37 628.10 Td (may ) Tj ET Q q 0 0 0 rg BT 220.65 628.10 Td (securitize ) Tj ET Q q 0 0 0 rg BT 268.24 628.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 295.20 628.10 Td (and ) Tj ET Q q 0 0 0 rg BT 314.14 628.10 Td (other ) Tj ET Q q 0 0 0 rg BT 340.42 628.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 384.02 628.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 416.52 628.10 Td (When ) Tj ET Q q 0 0 0 rg BT 446.79 628.10 Td (the ) Tj ET Q q 0 0 0 rg BT 463.08 628.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 511.36 628.10 Td (securitizes ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 613.70 Td (assets, ) Tj ET Q q 0 0 0 rg BT 83.40 613.70 Td (it ) Tj ET Q q 0 0 0 rg BT 92.47 613.70 Td (may ) Tj ET Q q 0 0 0 rg BT 115.54 613.70 Td (hold ) Tj ET Q q 0 0 0 rg BT 139.28 613.70 Td (a ) Tj ET Q q 0 0 0 rg BT 147.01 613.70 Td (portion ) Tj ET Q q 0 0 0 rg BT 184.08 613.70 Td (of ) Tj ET Q q 0 0 0 rg BT 196.48 613.70 Td (the ) Tj ET Q q 0 0 0 rg BT 213.55 613.70 Td (securities ) Tj ET Q q 0 0 0 rg BT 261.27 613.70 Td (issued ) Tj ET Q q 0 0 0 rg BT 293.67 613.70 Td (as ) Tj ET Q q 0 0 0 rg BT 306.08 613.70 Td (either ) Tj ET Q q 0 0 0 rg BT 335.80 613.70 Td (Securities ) Tj ET Q q 0 0 0 rg BT 384.99 613.70 Td (AFS ) Tj ET Q q 0 0 0 rg BT 409.41 613.70 Td (or ) Tj ET Q q 0 0 0 rg BT 421.81 613.70 Td (Other ) Tj ET Q q 0 0 0 rg BT 451.54 613.70 Td (assets, ) Tj ET Q q 0 0 0 rg BT 484.94 613.70 Td (including ) Tj ET Q q 0 0 0 rg BT 532.67 613.70 Td (senior ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 599.30 Td (interests, ) Tj ET Q q 0 0 0 rg BT 95.21 599.30 Td (subordinated ) Tj ET Q q 0 0 0 rg BT 159.41 599.30 Td (and ) Tj ET Q q 0 0 0 rg BT 178.95 599.30 Td (other ) Tj ET Q q 0 0 0 rg BT 205.82 599.30 Td (residual ) Tj ET Q q 0 0 0 rg BT 246.02 599.30 Td (interests, ) Tj ET Q q 0 0 0 rg BT 291.22 599.30 Td (interest-only ) Tj ET Q q 0 0 0 rg BT 354.09 599.30 Td (strips, ) Tj ET Q q 0 0 0 rg BT 385.31 599.30 Td (and ) Tj ET Q q 0 0 0 rg BT 404.85 599.30 Td (principal-only ) Tj ET Q q 0 0 0 rg BT 475.04 599.30 Td (strips, ) Tj ET Q q 0 0 0 rg BT 506.26 599.30 Td (all ) Tj ET Q q 0 0 0 rg BT 520.47 599.30 Td (of ) Tj ET Q q 0 0 0 rg BT 532.68 599.30 Td (which ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 584.90 Td (are ) Tj ET Q q 0 0 0 rg BT 67.99 584.90 Td (considered ) Tj ET Q q 0 0 0 rg BT 123.31 584.90 Td (retained ) Tj ET Q q 0 0 0 rg BT 165.30 584.90 Td (interests ) Tj ET Q q 0 0 0 rg BT 208.63 584.90 Td (in ) Tj ET Q q 0 0 0 rg BT 221.31 584.90 Td (the ) Tj ET Q q 0 0 0 rg BT 239.31 584.90 Td (transferred ) Tj ET Q q 0 0 0 rg BT 294.62 584.90 Td (assets. ) Tj ET Q q 0 0 0 rg BT 328.72 584.90 Td (These ) Tj ET Q q 0 0 0 rg BT 360.71 584.90 Td (interests ) Tj ET Q q 0 0 0 rg BT 404.05 584.90 Td (are ) Tj ET Q q 0 0 0 rg BT 422.04 584.90 Td (classified ) Tj ET Q q 0 0 0 rg BT 470.70 584.90 Td (as ) Tj ET Q q 0 0 0 rg BT 484.03 584.90 Td (either ) Tj ET Q q 0 0 0 rg BT 514.69 584.90 Td (Securities ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 570.50 Td (AFS ) Tj ET Q q 0 0 0 rg BT 74.48 570.50 Td (or ) Tj ET Q q 0 0 0 rg BT 86.95 570.50 Td (Other ) Tj ET Q q 0 0 0 rg BT 116.75 570.50 Td (assets ) Tj ET Q q 0 0 0 rg BT 147.21 570.50 Td (on ) Tj ET Q q 0 0 0 rg BT 161.68 570.50 Td (the ) Tj ET Q q 0 0 0 rg BT 178.82 570.50 Td (Company's ) Tj ET Q q 0 0 0 rg BT 234.78 570.50 Td (balance ) Tj ET Q q 0 0 0 rg BT 273.89 570.50 Td (sheets ) Tj ET Q q 0 0 0 rg BT 305.69 570.50 Td (and ) Tj ET Q q 0 0 0 rg BT 325.49 570.50 Td (are ) Tj ET Q q 0 0 0 rg BT 342.61 570.50 Td (initially ) Tj ET Q q 0 0 0 rg BT 382.41 570.50 Td (recognized ) Tj ET Q q 0 0 0 rg BT 437.51 570.50 Td (and ) Tj ET Q q 0 0 0 rg BT 457.31 570.50 Td (measured ) Tj ET Q q 0 0 0 rg BT 505.76 570.50 Td (at ) Tj ET Q q 0 0 0 rg BT 516.89 570.50 Td (fair ) Tj ET Q q 0 0 0 rg BT 536.02 570.50 Td (value ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (using ) Tj ET Q q 0 0 0 rg BT 79.49 556.10 Td (either ) Tj ET Q q 0 0 0 rg BT 110.30 556.10 Td (third ) Tj ET Q q 0 0 0 rg BT 136.45 556.10 Td (party ) Tj ET Q q 0 0 0 rg BT 164.60 556.10 Td (market ) Tj ET Q q 0 0 0 rg BT 201.40 556.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 233.54 556.10 Td (for ) Tj ET Q q 0 0 0 rg BT 251.03 556.10 Td (identical ) Tj ET Q q 0 0 0 rg BT 295.83 556.10 Td (or ) Tj ET Q q 0 0 0 rg BT 309.32 556.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 346.13 556.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 380.62 556.10 Td (or ) Tj ET Q q 0 0 0 rg BT 394.10 556.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 449.58 556.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 474.39 556.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 499.88 556.10 Td (analyses ) Tj ET Q q 0 0 0 rg BT 544.02 556.10 Td (that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 541.70 Td (employ ) Tj ET Q q 0 0 0 rg BT 89.78 541.70 Td (management) Tj ET Q q 0 0 0 rg BT 154.42 541.70 Td (s ) Tj ET Q q 0 0 0 rg BT 162.88 541.70 Td (best ) Tj ET Q q 0 0 0 rg BT 185.99 541.70 Td (estimates ) Tj ET Q q 0 0 0 rg BT 234.44 541.70 Td (of ) Tj ET Q q 0 0 0 rg BT 248.22 541.70 Td (key ) Tj ET Q q 0 0 0 rg BT 269.33 541.70 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 335.46 541.70 Td (including ) Tj ET Q q 0 0 0 rg BT 384.57 541.70 Td (credit ) Tj ET Q q 0 0 0 rg BT 415.67 541.70 Td (losses, ) Tj ET Q q 0 0 0 rg BT 451.13 541.70 Td (loan ) Tj ET Q q 0 0 0 rg BT 475.58 541.70 Td (repayment ) Tj ET Q q 0 0 0 rg BT 530.01 541.70 Td (speeds ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 527.30 Td (and ) Tj ET Q q 0 0 0 rg BT 71.40 527.30 Td (discount ) Tj ET Q q 0 0 0 rg BT 116.13 527.30 Td (rates ) Tj ET Q q 0 0 0 rg BT 142.86 527.30 Td (commensurate ) Tj ET Q q 0 0 0 rg BT 216.90 527.30 Td (with ) Tj ET Q q 0 0 0 rg BT 242.31 527.30 Td (the ) Tj ET Q q 0 0 0 rg BT 261.04 527.30 Td (risks ) Tj ET Q q 0 0 0 rg BT 287.79 527.30 Td (involved. ) Tj ET Q q 0 0 0 rg BT 335.95 527.30 Td (At ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 352.02 527.30 Td (September30, ) Tj ET Q q 0 0 0 rg BT 425.41 527.30 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 449.41 527.30 Td (, ) Tj ET Q q 0 0 0 rg BT 456.49 527.30 Td (the ) Tj ET Q q 0 0 0 rg BT 475.22 527.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 525.95 527.30 Td (held ) Tj ET Q q 0 0 0 rg BT 550.69 527.30 Td (an ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 512.90 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 104.98 512.90 Td (amount ) Tj ET Q q 0 0 0 rg BT 143.97 512.90 Td (of ) Tj ET Q q 0 0 0 rg BT 156.97 512.90 Td (retained ) Tj ET Q q 0 0 0 rg BT 198.61 512.90 Td (interests ) Tj ET Q q 0 0 0 rg BT 241.60 512.90 Td (related ) Tj ET Q q 0 0 0 rg BT 277.24 512.90 Td (to ) Tj ET Q q 0 0 0 rg BT 289.58 512.90 Td (assets ) Tj ET Q q 0 0 0 rg BT 320.57 512.90 Td (securitized ) Tj ET Q q 0 0 0 rg BT 375.55 512.90 Td (in ) Tj ET Q q 0 0 0 rg BT 387.88 512.90 Td (traditional ) Tj ET Q q 0 0 0 rg BT 440.20 512.90 Td (securitizations. ) Tj ET Q q 0 0 0 rg BT 515.51 512.90 Td ( ) Tj ET Q q 0 0 0 rg BT 518.51 512.90 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (The ) Tj ET Q q 0 0 0 rg BT 70.84 484.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 119.70 484.10 Td (also ) Tj ET Q q 0 0 0 rg BT 141.22 484.10 Td (originates ) Tj ET Q q 0 0 0 rg BT 190.72 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 210.24 484.10 Td (sells ) Tj ET Q q 0 0 0 rg BT 233.76 484.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 268.59 484.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 327.42 484.10 Td (mortgage ) Tj ET Q q 0 0 0 rg BT 374.92 484.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 402.44 484.10 Td (to ) Tj ET Q q 0 0 0 rg BT 413.96 484.10 Td (Fannie ) Tj ET Q q 0 0 0 rg BT 448.81 484.10 Td (Mae ) Tj ET Q q 0 0 0 rg BT 472.32 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 491.84 484.10 Td (Freddie ) Tj ET Q q 0 0 0 rg BT 530.68 484.10 Td (Mac, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 469.70 Td (originates ) Tj ET Q q 0 0 0 rg BT 100.35 469.70 Td (FHA) Tj ET Q q 0 0 0 rg BT 123.69 469.70 Td ( ) Tj ET Q q 0 0 0 rg BT 126.72 469.70 Td (insured ) Tj ET Q q 0 0 0 rg BT 165.07 469.70 Td (loans, ) Tj ET Q q 0 0 0 rg BT 196.43 469.70 Td (and ) Tj ET Q q 0 0 0 rg BT 216.79 469.70 Td (issues ) Tj ET Q q 0 0 0 rg BT 248.48 469.70 Td (and ) Tj ET Q q 0 0 0 rg BT 268.84 469.70 Td (sells ) Tj ET Q q 0 0 0 rg BT 293.20 469.70 Td (Ginnie ) Tj ET Q q 0 0 0 rg BT 328.89 469.70 Td (Mae ) Tj ET Q q 0 0 0 rg BT 353.24 469.70 Td (commercial ) Tj ET Q q 0 0 0 rg BT 412.90 469.70 Td (MBS ) Tj ET Q q 0 0 0 rg BT 441.28 469.70 Td (backed ) Tj ET Q q 0 0 0 rg BT 478.28 469.70 Td (by ) Tj ET Q q 0 0 0 rg BT 493.31 469.70 Td (FHA) Tj ET Q q 0 0 0 rg BT 516.66 469.70 Td ( ) Tj ET Q q 0 0 0 rg BT 519.68 469.70 Td (insured ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 455.30 Td (loans. ) Tj ET Q q 0 0 0 rg BT 81.38 455.30 Td (The ) Tj ET Q q 0 0 0 rg BT 103.31 455.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 153.26 455.30 Td (transferred ) Tj ET Q q 0 0 0 rg BT 208.51 455.30 Td (commercial ) Tj ET Q q 0 0 0 rg BT 268.43 455.30 Td (loans ) Tj ET Q q 0 0 0 rg BT 297.04 455.30 Td (to ) Tj ET Q q 0 0 0 rg BT 309.66 455.30 Td (securitization ) Tj ET Q q 0 0 0 rg BT 377.58 455.30 Td (entities ) Tj ET Q q 0 0 0 rg BT 415.52 455.30 Td (sponsored ) Tj ET Q q 0 0 0 rg BT 467.47 455.30 Td (by ) Tj ET Q q 0 0 0 rg BT 482.75 455.30 Td (these ) Tj ET Q q 0 0 0 rg BT 510.69 455.30 Td (agencies. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 440.90 Td (The ) Tj ET Q q 0 0 0 rg BT 71.92 440.90 Td (loans ) Tj ET Q q 0 0 0 rg BT 100.51 440.90 Td (are ) Tj ET Q q 0 0 0 rg BT 118.43 440.90 Td (exchanged ) Tj ET Q q 0 0 0 rg BT 172.99 440.90 Td (for ) Tj ET Q q 0 0 0 rg BT 190.25 440.90 Td (cash ) Tj ET Q q 0 0 0 rg BT 214.84 440.90 Td (or ) Tj ET Q q 0 0 0 rg BT 228.10 440.90 Td (securities ) Tj ET Q q 0 0 0 rg BT 276.68 440.90 Td (that ) Tj ET Q q 0 0 0 rg BT 297.93 440.90 Td (are ) Tj ET Q q 0 0 0 rg BT 315.85 440.90 Td (readily ) Tj ET Q q 0 0 0 rg BT 352.43 440.90 Td (redeemable ) Tj ET Q q 0 0 0 rg BT 410.98 440.90 Td (for ) Tj ET Q q 0 0 0 rg BT 428.24 440.90 Td (cash, ) Tj ET Q q 0 0 0 rg BT 455.83 440.90 Td (with ) Tj ET Q q 0 0 0 rg BT 480.42 440.90 Td (servicing ) Tj ET Q q 0 0 0 rg BT 527.67 440.90 Td (rights ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 426.50 Td (retained. ) Tj ET Q q 0 0 0 rg BT 93.43 426.50 Td (The ) Tj ET Q q 0 0 0 rg BT 114.00 426.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 162.59 426.50 Td (did ) Tj ET Q q 0 0 0 rg BT 179.85 426.50 Td (not ) Tj ET Q q 0 0 0 rg BT 197.10 426.50 Td (retain ) Tj ET Q q 0 0 0 rg BT 226.34 426.50 Td (any ) Tj ET Q q 0 0 0 rg BT 245.59 426.50 Td (debt ) Tj ET Q q 0 0 0 rg BT 268.17 426.50 Td (or ) Tj ET Q q 0 0 0 rg BT 280.09 426.50 Td (equity ) Tj ET Q q 0 0 0 rg BT 312.00 426.50 Td (interests ) Tj ET Q q 0 0 0 rg BT 353.92 426.50 Td (in ) Tj ET Q q 0 0 0 rg BT 365.17 426.50 Td (the ) Tj ET Q q 0 0 0 rg BT 381.75 426.50 Td (securitization ) Tj ET Q q 0 0 0 rg BT 448.32 426.50 Td (entities. ) Tj ET Q q 0 0 0 rg BT 487.76 426.50 Td (The ) Tj ET Q q 0 0 0 rg BT 508.34 426.50 Td (Company ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (has ) Tj ET Q q 0 0 0 rg BT 68.86 412.10 Td (made ) Tj ET Q q 0 0 0 rg BT 97.72 412.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 133.23 412.10 Td (representations ) Tj ET Q q 0 0 0 rg BT 208.73 412.10 Td (and ) Tj ET Q q 0 0 0 rg BT 228.92 412.10 Td (warranties ) Tj ET Q q 0 0 0 rg BT 281.76 412.10 Td (with ) Tj ET Q q 0 0 0 rg BT 305.97 412.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 342.81 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 355.01 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.54 412.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 412.05 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.91 412.10 Td (these ) Tj ET Q q 0 0 0 rg BT 452.44 412.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 480.63 412.10 Td (and ) Tj ET Q q 0 0 0 rg BT 500.82 412.10 Td (has ) Tj ET Q q 0 0 0 rg BT 519.69 412.10 Td (entered ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 397.70 Td (into ) Tj ET Q q 0 0 0 rg BT 71.67 397.70 Td (a ) Tj ET Q q 0 0 0 rg BT 79.99 397.70 Td (loss ) Tj ET Q q 0 0 0 rg BT 101.67 397.70 Td (share ) Tj ET Q q 0 0 0 rg BT 129.99 397.70 Td (guarantee ) Tj ET Q q 0 0 0 rg BT 179.62 397.70 Td (related ) Tj ET Q q 0 0 0 rg BT 215.26 397.70 Td (to ) Tj ET Q q 0 0 0 rg BT 227.60 397.70 Td (certain ) Tj ET Q q 0 0 0 rg BT 263.24 397.70 Td (loans ) Tj ET Q q 0 0 0 rg BT 291.57 397.70 Td (transferred ) Tj ET Q q 0 0 0 rg BT 346.54 397.70 Td (to ) Tj ET Q q 0 0 0 rg BT 358.87 397.70 Td (Fannie ) Tj ET Q q 0 0 0 rg BT 394.53 397.70 Td (Mae.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 368.90 Td (At ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 65.09 368.90 Td (September30, ) Tj ET Q q 0 0 0 rg BT 137.50 368.90 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 161.50 368.90 Td (, ) Tj ET Q q 0 0 0 rg BT 167.58 368.90 Td (the ) Tj ET Q q 0 0 0 rg BT 185.33 368.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 235.09 368.90 Td (held ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 258.84 368.90 Td ($25 ) Tj ET Q q 0 0 0 rg BT 279.93 368.90 Td (million) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 314.60 368.90 Td ( ) Tj ET Q q 0 0 0 rg BT 317.69 368.90 Td (in ) Tj ET Q q 0 0 0 rg BT 330.11 368.90 Td (insured ) Tj ET Q q 0 0 0 rg BT 368.52 368.90 Td (loans ) Tj ET Q q 0 0 0 rg BT 396.94 368.90 Td (that ) Tj ET Q q 0 0 0 rg BT 418.03 368.90 Td (it ) Tj ET Q q 0 0 0 rg BT 427.78 368.90 Td (intended ) Tj ET Q q 0 0 0 rg BT 472.19 368.90 Td (to ) Tj ET Q q 0 0 0 rg BT 484.62 368.90 Td (securitize ) Tj ET Q q 0 0 0 rg BT 533.68 368.90 Td (with ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 354.50 Td (Ginnie ) Tj ET Q q 0 0 0 rg BT 84.29 354.50 Td (Mae. ) Tj ET Q q 0 0 0 rg BT 110.12 354.50 Td (The ) Tj ET Q q 0 0 0 rg BT 130.40 354.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 178.69 354.50 Td (periodically ) Tj ET Q q 0 0 0 rg BT 237.63 354.50 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 283.89 354.50 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 354.83 354.50 Td (as ) Tj ET Q q 0 0 0 rg BT 366.45 354.50 Td (a ) Tj ET Q q 0 0 0 rg BT 373.40 354.50 Td (source ) Tj ET Q q 0 0 0 rg BT 406.35 354.50 Td (of ) Tj ET Q q 0 0 0 rg BT 417.97 354.50 Td (alternate ) Tj ET Q q 0 0 0 rg BT 460.90 354.50 Td (financing; ) Tj ET Q q 0 0 0 rg BT 511.18 354.50 Td (however) Tj ET Q q 0 0 0 rg BT 552.01 354.50 Td (, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (it ) Tj ET Q q 0 0 0 rg BT 59.67 340.10 Td (does ) Tj ET Q q 0 0 0 rg BT 84.66 340.10 Td (not ) Tj ET Q q 0 0 0 rg BT 103.00 340.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 137.31 340.10 Td (securitization ) Tj ET Q q 0 0 0 rg BT 204.95 340.10 Td (to ) Tj ET Q q 0 0 0 rg BT 217.29 340.10 Td (comprise ) Tj ET Q q 0 0 0 rg BT 264.27 340.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.60 340.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 326.25 340.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 365.25 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 378.24 340.10 Td (total ) Tj ET Q q 0 0 0 rg BT 402.57 340.10 Td (funding. ) Tj ET Q q 0 0 0 rg BT 445.90 340.10 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 311.30 Td (Information ) Tj ET Q q 0 0 0 rg BT 109.49 311.30 Td (on ) Tj ET Q q 0 0 0 rg BT 123.67 311.30 Td (the ) Tj ET Q q 0 0 0 rg BT 140.51 311.30 Td (Company) Tj ET Q q 0 0 0 rg BT 190.50 311.30 Td (s ) Tj ET Q q 0 0 0 rg BT 197.35 311.30 Td (accounting ) Tj ET Q q 0 0 0 rg BT 252.17 311.30 Td (policies ) Tj ET Q q 0 0 0 rg BT 291.68 311.30 Td (related ) Tj ET Q q 0 0 0 rg BT 326.50 311.30 Td (to ) Tj ET Q q 0 0 0 rg BT 338.01 311.30 Td (securitizations ) Tj ET Q q 0 0 0 rg BT 409.49 311.30 Td (can ) Tj ET Q q 0 0 0 rg BT 428.32 311.30 Td (be ) Tj ET Q q 0 0 0 rg BT 441.83 311.30 Td (found ) Tj ET Q q 0 0 0 rg BT 472.00 311.30 Td (in ) Tj ET Q q 0 0 0 rg BT 483.51 311.30 Td (the ) Tj ET Q q 0 0 0 rg BT 500.35 311.30 Td (Company) Tj ET Q q 0 0 0 rg BT 550.34 311.30 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 296.90 Td (Form ) Tj ET Q q 0 0 0 rg BT 78.82 296.90 Td (10-K ) Tj ET Q q 0 0 0 rg BT 106.29 296.90 Td (in ) Tj ET Q q 0 0 0 rg BT 118.44 296.90 Td (Note ) Tj ET Q q 0 0 0 rg BT 144.58 296.90 Td (1, ) Tj ET Q q 0 0 0 rg BT 156.40 296.90 Td (Significant ) Tj ET Q q 0 0 0 rg BT 216.57 296.90 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 275.37 296.90 Td (Policies ) Tj ET Q q 0 0 0 rg BT 321.51 296.90 Td (and ) Tj ET Q q 0 0 0 rg BT 341.65 296.90 Td (Form ) Tj ET Q q 0 0 0 rg BT 370.47 296.90 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 397.95 296.90 Td (in ) Tj ET Q q 0 0 0 rg BT 410.09 296.90 Td (Note ) Tj ET Q q 0 0 0 rg BT 436.23 296.90 Td (10, ) Tj ET Q q 0 0 0 rg BT 454.05 296.90 Td (Certain ) Tj ET Q q 0 0 0 rg BT 497.31 296.90 Td (T) Tj ET Q q 0 0 0 rg BT 504.21 296.90 Td (ransfers ) Tj ET Q q 0 0 0 rg BT 545.01 296.90 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 282.50 Td (Financial ) Tj ET Q q 0 0 0 rg BT 96.83 282.50 Td (Assets ) Tj ET Q q 0 0 0 rg BT 130.95 282.50 Td (and ) Tj ET Q q 0 0 0 rg BT 150.87 282.50 Td (V) Tj ET Q q 0 0 0 rg BT 158.20 282.50 Td (ariable ) Tj ET Q q 0 0 0 rg BT 193.63 282.50 Td (Interest ) Tj ET Q q 0 0 0 rg BT 232.41 282.50 Td (Entities, ) Tj ET Q q 0 0 0 rg BT 280.18 282.50 Td (Note ) Tj ET Q q 0 0 0 rg BT 306.30 282.50 Td (14, ) Tj ET Q q 0 0 0 rg BT 324.09 282.50 Td ("Guarantees," ) Tj ET Q q 0 0 0 rg BT 393.64 282.50 Td (and ) Tj ET Q q 0 0 0 rg BT 413.76 282.50 Td (Note ) Tj ET Q q 0 0 0 rg BT 439.87 282.50 Td (16, ) Tj ET Q q 0 0 0 rg BT 457.66 282.50 Td (Fair ) Tj ET Q q 0 0 0 rg BT 484.91 282.50 Td (V) Tj ET Q q 0 0 0 rg BT 492.24 282.50 Td (alue ) Tj ET Q q 0 0 0 rg BT 515.02 282.50 Td (Election ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (and ) Tj ET Q q 0 0 0 rg BT 70.33 268.10 Td (Measurement.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 237.20 Td (Due ) Tj ET Q q 0 0 0 rg BT 73.67 237.20 Td (diligence) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 210.80 Td (The ) Tj ET Q q 0 0 0 rg BT 71.40 210.80 Td (Company ) Tj ET Q q 0 0 0 rg BT 120.81 210.80 Td (analyzes ) Tj ET Q q 0 0 0 rg BT 164.86 210.80 Td (the ) Tj ET Q q 0 0 0 rg BT 182.27 210.80 Td (credit ) Tj ET Q q 0 0 0 rg BT 212.33 210.80 Td (profile ) Tj ET Q q 0 0 0 rg BT 247.06 210.80 Td (of ) Tj ET Q q 0 0 0 rg BT 259.80 210.80 Td (each ) Tj ET Q q 0 0 0 rg BT 284.53 210.80 Td (securitization ) Tj ET Q q 0 0 0 rg BT 351.91 210.80 Td (exposure ) Tj ET Q q 0 0 0 rg BT 397.98 210.80 Td (prior ) Tj ET Q q 0 0 0 rg BT 424.05 210.80 Td (to ) Tj ET Q q 0 0 0 rg BT 436.13 210.80 Td (entering ) Tj ET Q q 0 0 0 rg BT 478.19 210.80 Td (into ) Tj ET Q q 0 0 0 rg BT 499.60 210.80 Td (that ) Tj ET Q q 0 0 0 rg BT 520.34 210.80 Td (position, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 196.40 Td (and ) Tj ET Q q 0 0 0 rg BT 70.84 196.40 Td (documents ) Tj ET Q q 0 0 0 rg BT 126.35 196.40 Td (such ) Tj ET Q q 0 0 0 rg BT 151.86 196.40 Td (due ) Tj ET Q q 0 0 0 rg BT 172.71 196.40 Td (diligence ) Tj ET Q q 0 0 0 rg BT 220.20 196.40 Td (within ) Tj ET Q q 0 0 0 rg BT 254.39 196.40 Td (the ) Tj ET Q q 0 0 0 rg BT 272.57 196.40 Td (timeframe ) Tj ET Q q 0 0 0 rg BT 325.39 196.40 Td (required ) Tj ET Q q 0 0 0 rg BT 368.89 196.40 Td (under ) Tj ET Q q 0 0 0 rg BT 399.73 196.40 Td (the ) Tj ET Q q 0 0 0 rg BT 417.90 196.40 Td (Final ) Tj ET Q q 0 0 0 rg BT 446.09 196.40 Td (Rule. ) Tj ET Q q 0 0 0 rg BT 475.01 196.40 Td (The ) Tj ET Q q 0 0 0 rg BT 497.19 196.40 Td (due ) Tj ET Q q 0 0 0 rg BT 518.03 196.40 Td (diligence ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 182.00 Td (procedures ) Tj ET Q q 0 0 0 rg BT 105.99 182.00 Td (are ) Tj ET Q q 0 0 0 rg BT 123.98 182.00 Td (designed ) Tj ET Q q 0 0 0 rg BT 169.98 182.00 Td (to ) Tj ET Q q 0 0 0 rg BT 182.66 182.00 Td (provide ) Tj ET Q q 0 0 0 rg BT 222.66 182.00 Td (the ) Tj ET Q q 0 0 0 rg BT 240.67 182.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 290.68 182.00 Td (with ) Tj ET Q q 0 0 0 rg BT 315.36 182.00 Td (a ) Tj ET Q q 0 0 0 rg BT 324.03 182.00 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 400.02 182.00 Td (understanding ) Tj ET Q q 0 0 0 rg BT 471.35 182.00 Td (of ) Tj ET Q q 0 0 0 rg BT 484.69 182.00 Td (the ) Tj ET Q q 0 0 0 rg BT 502.70 182.00 Td (features ) Tj ET Q q 0 0 0 rg BT 544.02 182.00 Td (that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 167.60 Td (would ) Tj ET Q q 0 0 0 rg BT 83.00 167.60 Td (materially ) Tj ET Q q 0 0 0 rg BT 134.64 167.60 Td (af) Tj ET Q q 0 0 0 rg BT 143.75 167.60 Td (fect ) Tj ET Q q 0 0 0 rg BT 164.73 167.60 Td (the ) Tj ET Q q 0 0 0 rg BT 182.39 167.60 Td (performance ) Tj ET Q q 0 0 0 rg BT 246.02 167.60 Td (of ) Tj ET Q q 0 0 0 rg BT 259.02 167.60 Td (its ) Tj ET Q q 0 0 0 rg BT 273.35 167.60 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 327.34 167.60 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 141.20 Td (The ) Tj ET Q q 0 0 0 rg BT 71.66 141.20 Td (Company) Tj ET Q q 0 0 0 rg BT 121.65 141.20 Td (s ) Tj ET Q q 0 0 0 rg BT 129.32 141.20 Td (due ) Tj ET Q q 0 0 0 rg BT 149.65 141.20 Td (diligence ) Tj ET Q q 0 0 0 rg BT 196.63 141.20 Td (procedures ) Tj ET Q q 0 0 0 rg BT 252.27 141.20 Td (include ) Tj ET Q q 0 0 0 rg BT 290.59 141.20 Td (analyzing ) Tj ET Q q 0 0 0 rg BT 340.24 141.20 Td (and ) Tj ET Q q 0 0 0 rg BT 360.56 141.20 Td (monitoring:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 54.00 112.40 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 112.40 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.00 112.40 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 112.40 Td (Information ) Tj ET Q q 0 0 0 rg BT 146.06 112.40 Td (regarding ) Tj ET Q q 0 0 0 rg BT 194.77 112.40 Td (the ) Tj ET Q q 0 0 0 rg BT 212.17 112.40 Td (performance ) Tj ET Q q 0 0 0 rg BT 275.54 112.40 Td (of ) Tj ET Q q 0 0 0 rg BT 288.27 112.40 Td (the ) Tj ET Q q 0 0 0 rg BT 305.67 112.40 Td (underlying ) Tj ET Q q 0 0 0 rg BT 360.40 112.40 Td (credit ) Tj ET Q q 0 0 0 rg BT 390.46 112.40 Td (exposures ) Tj ET Q q 0 0 0 rg BT 441.19 112.40 Td (and ) Tj ET Q q 0 0 0 rg BT 461.25 112.40 Td (relevant ) Tj ET Q q 0 0 0 rg BT 502.63 112.40 Td (market ) Tj ET Q q 0 0 0 rg BT 538.69 112.40 Td (data;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 54.00 98.00 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 72.00 98.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.00 98.00 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 98.00 Td (Structural ) Tj ET Q q 0 0 0 rg BT 136.32 98.00 Td (and ) Tj ET Q q 0 0 0 rg BT 156.65 98.00 Td (other ) Tj ET Q q 0 0 0 rg BT 184.30 98.00 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 250.60 98.00 Td (features ) Tj ET Q q 0 0 0 rg BT 291.58 98.00 Td (that ) Tj ET Q q 0 0 0 rg BT 312.57 98.00 Td (may ) Tj ET Q q 0 0 0 rg BT 336.23 98.00 Td (af) Tj ET Q q 0 0 0 rg BT 345.34 98.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 366.32 98.00 Td (the ) Tj ET Q q 0 0 0 rg BT 383.98 98.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 414.29 98.00 Td (quality ) Tj ET Q q 0 0 0 rg BT 450.62 98.00 Td (of ) Tj ET Q q 0 0 0 rg BT 463.62 98.00 Td (a ) Tj ET Q q 0 0 0 rg BT 471.95 98.00 Td (securitization; ) Tj ET Q q 0 0 0 rg BT 542.92 98.00 Td (and) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 54.50 83.60 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 86.00 83.60 Td (Credit ) Tj ET Q q 0 0 0 rg BT 118.99 83.60 Td (profile ) Tj ET Q q 0 0 0 rg BT 153.98 83.60 Td (of ) Tj ET Q q 0 0 0 rg BT 166.98 83.60 Td (the ) Tj ET Q q 0 0 0 rg BT 184.64 83.60 Td (seller/servicer ) Tj ET Q q 0 0 0 rg BT 254.93 83.60 Td (of ) Tj ET Q q 0 0 0 rg BT 267.93 83.60 Td (the ) Tj ET Q q 0 0 0 rg BT 285.59 83.60 Td (assets ) Tj ET Q q 0 0 0 rg BT 316.58 83.60 Td (securitized.) Tj ET Q endstream endobj 61 0 obj <> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (28) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (The ) Tj ET Q q 0 0 0 rg BT 72.04 740.70 Td (level ) Tj ET Q q 0 0 0 rg BT 98.75 740.70 Td (of ) Tj ET Q q 0 0 0 rg BT 112.13 740.70 Td (detail ) Tj ET Q q 0 0 0 rg BT 142.17 740.70 Td (included ) Tj ET Q q 0 0 0 rg BT 186.88 740.70 Td (in ) Tj ET Q q 0 0 0 rg BT 199.60 740.70 Td (the ) Tj ET Q q 0 0 0 rg BT 217.65 740.70 Td (due ) Tj ET Q q 0 0 0 rg BT 238.36 740.70 Td (diligence ) Tj ET Q q 0 0 0 rg BT 285.73 740.70 Td (procedures ) Tj ET Q q 0 0 0 rg BT 341.76 740.70 Td (is ) Tj ET Q q 0 0 0 rg BT 353.15 740.70 Td (commensurate ) Tj ET Q q 0 0 0 rg BT 426.51 740.70 Td (with ) Tj ET Q q 0 0 0 rg BT 451.23 740.70 Td (the ) Tj ET Q q 0 0 0 rg BT 469.27 740.70 Td (complexity ) Tj ET Q q 0 0 0 rg BT 526.65 740.70 Td (of ) Tj ET Q q 0 0 0 rg BT 540.03 740.70 Td (each ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (securitization ) Tj ET Q q 0 0 0 rg BT 118.65 726.30 Td (position ) Tj ET Q q 0 0 0 rg BT 161.34 726.30 Td (held. ) Tj ET Q q 0 0 0 rg BT 189.01 726.30 Td (In ) Tj ET Q q 0 0 0 rg BT 203.02 726.30 Td (addition ) Tj ET Q q 0 0 0 rg BT 246.36 726.30 Td (to ) Tj ET Q q 0 0 0 rg BT 259.70 726.30 Td (pre-trade ) Tj ET Q q 0 0 0 rg BT 307.02 726.30 Td (due ) Tj ET Q q 0 0 0 rg BT 328.36 726.30 Td (diligence, ) Tj ET Q q 0 0 0 rg BT 379.35 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 398.02 726.30 Td (due ) Tj ET Q q 0 0 0 rg BT 419.36 726.30 Td (diligence ) Tj ET Q q 0 0 0 rg BT 467.35 726.30 Td (procedures ) Tj ET Q q 0 0 0 rg BT 524.00 726.30 Td (are ) Tj ET Q q 0 0 0 rg BT 542.67 726.30 Td (also ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (performed ) Tj ET Q q 0 0 0 rg BT 102.97 711.90 Td (on ) Tj ET Q q 0 0 0 rg BT 117.97 711.90 Td (a ) Tj ET Q q 0 0 0 rg BT 126.30 711.90 Td (periodic ) Tj ET Q q 0 0 0 rg BT 168.62 711.90 Td (basis ) Tj ET Q q 0 0 0 rg BT 195.62 711.90 Td (for ) Tj ET Q q 0 0 0 rg BT 212.61 711.90 Td (each ) Tj ET Q q 0 0 0 rg BT 237.59 711.90 Td (securitization ) Tj ET Q q 0 0 0 rg BT 305.23 711.90 Td (position.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 666.60 Td (Risks) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 637.80 Td (Securitization ) Tj ET Q q 0 0 0 rg BT 119.01 637.80 Td (transactions ) Tj ET Q q 0 0 0 rg BT 178.70 637.80 Td (involve ) Tj ET Q q 0 0 0 rg BT 217.06 637.80 Td (a ) Tj ET Q q 0 0 0 rg BT 224.75 637.80 Td (number ) Tj ET Q q 0 0 0 rg BT 263.77 637.80 Td (of ) Tj ET Q q 0 0 0 rg BT 276.14 637.80 Td (risks ) Tj ET Q q 0 0 0 rg BT 301.17 637.80 Td (including ) Tj ET Q q 0 0 0 rg BT 348.87 637.80 Td (credit ) Tj ET Q q 0 0 0 rg BT 378.55 637.80 Td (risk ) Tj ET Q q 0 0 0 rg BT 398.92 637.80 Td (and ) Tj ET Q q 0 0 0 rg BT 418.61 637.80 Td (seller/servicer ) Tj ET Q q 0 0 0 rg BT 488.28 637.80 Td (risk. ) Tj ET Q q 0 0 0 rg BT 511.64 637.80 Td (Credit ) Tj ET Q q 0 0 0 rg BT 544.00 637.80 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 623.40 Td (arises ) Tj ET Q q 0 0 0 rg BT 80.30 623.40 Td (where ) Tj ET Q q 0 0 0 rg BT 112.59 623.40 Td (the ) Tj ET Q q 0 0 0 rg BT 130.23 623.40 Td (underlying ) Tj ET Q q 0 0 0 rg BT 185.20 623.40 Td (assets ) Tj ET Q q 0 0 0 rg BT 216.17 623.40 Td (fail ) Tj ET Q q 0 0 0 rg BT 235.14 623.40 Td (to ) Tj ET Q q 0 0 0 rg BT 247.45 623.40 Td (perform ) Tj ET Q q 0 0 0 rg BT 289.08 623.40 Td (\(i.e., ) Tj ET Q q 0 0 0 rg BT 313.71 623.40 Td (payment ) Tj ET Q q 0 0 0 rg BT 358.01 623.40 Td (rates, ) Tj ET Q q 0 0 0 rg BT 386.64 623.40 Td (dilution, ) Tj ET Q q 0 0 0 rg BT 429.96 623.40 Td (write-of) Tj ET Q q 0 0 0 rg BT 468.39 623.40 Td (fs/losses\), ) Tj ET Q q 0 0 0 rg BT 519.03 623.40 Td (such ) Tj ET Q q 0 0 0 rg BT 544.01 623.40 Td (that ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 609.00 Td (the ) Tj ET Q q 0 0 0 rg BT 68.05 609.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 98.76 609.00 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 165.45 609.00 Td (is ) Tj ET Q q 0 0 0 rg BT 176.85 609.00 Td (insuf) Tj ET Q q 0 0 0 rg BT 200.63 609.00 Td (ficient ) Tj ET Q q 0 0 0 rg BT 234.68 609.00 Td (to ) Tj ET Q q 0 0 0 rg BT 247.40 609.00 Td (protect ) Tj ET Q q 0 0 0 rg BT 284.11 609.00 Td (the ) Tj ET Q q 0 0 0 rg BT 302.16 609.00 Td (Company) Tj ET Q q 0 0 0 rg BT 352.16 609.00 Td (s ) Tj ET Q q 0 0 0 rg BT 360.22 609.00 Td (investment. ) Tj ET Q q 0 0 0 rg BT 419.28 609.00 Td (Seller/servicer ) Tj ET Q q 0 0 0 rg BT 491.97 609.00 Td (risk ) Tj ET Q q 0 0 0 rg BT 513.36 609.00 Td (represents ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 594.60 Td (the ) Tj ET Q q 0 0 0 rg BT 67.06 594.60 Td (reliance ) Tj ET Q q 0 0 0 rg BT 107.44 594.60 Td (on ) Tj ET Q q 0 0 0 rg BT 121.84 594.60 Td (the ) Tj ET Q q 0 0 0 rg BT 138.90 594.60 Td (seller ) Tj ET Q q 0 0 0 rg BT 167.29 594.60 Td (and/or ) Tj ET Q q 0 0 0 rg BT 200.35 594.60 Td (servicer ) Tj ET Q q 0 0 0 rg BT 240.73 594.60 Td (of ) Tj ET Q q 0 0 0 rg BT 253.13 594.60 Td (the ) Tj ET Q q 0 0 0 rg BT 270.20 594.60 Td (assets ) Tj ET Q q 0 0 0 rg BT 300.60 594.60 Td (to ) Tj ET Q q 0 0 0 rg BT 312.33 594.60 Td (perform ) Tj ET Q q 0 0 0 rg BT 353.39 594.60 Td (its ) Tj ET Q q 0 0 0 rg BT 367.13 594.60 Td (duties ) Tj ET Q q 0 0 0 rg BT 398.20 594.60 Td (under ) Tj ET Q q 0 0 0 rg BT 427.92 594.60 Td (the ) Tj ET Q q 0 0 0 rg BT 444.99 594.60 Td (securitization ) Tj ET Q q 0 0 0 rg BT 512.03 594.60 Td (agreement ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 580.20 Td (and ) Tj ET Q q 0 0 0 rg BT 69.51 580.20 Td (make ) Tj ET Q q 0 0 0 rg BT 97.67 580.20 Td (certain ) Tj ET Q q 0 0 0 rg BT 132.49 580.20 Td (representations ) Tj ET Q q 0 0 0 rg BT 207.31 580.20 Td (and ) Tj ET Q q 0 0 0 rg BT 226.82 580.20 Td (warranties ) Tj ET Q q 0 0 0 rg BT 278.97 580.20 Td (as ) Tj ET Q q 0 0 0 rg BT 291.15 580.20 Td (to ) Tj ET Q q 0 0 0 rg BT 302.66 580.20 Td (the ) Tj ET Q q 0 0 0 rg BT 319.50 580.20 Td (underlying ) Tj ET Q q 0 0 0 rg BT 373.67 580.20 Td (collateral. ) Tj ET Q q 0 0 0 rg BT 423.33 580.20 Td (The ) Tj ET Q q 0 0 0 rg BT 444.17 580.20 Td (risks ) Tj ET Q q 0 0 0 rg BT 469.02 580.20 Td (in ) Tj ET Q q 0 0 0 rg BT 480.53 580.20 Td (the ) Tj ET Q q 0 0 0 rg BT 497.37 580.20 Td (securitization ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 565.80 Td (loan ) Tj ET Q q 0 0 0 rg BT 74.39 565.80 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 120.11 565.80 Td (are ) Tj ET Q q 0 0 0 rg BT 138.49 565.80 Td (monitored ) Tj ET Q q 0 0 0 rg BT 191.54 565.80 Td (monthly ) Tj ET Q q 0 0 0 rg BT 235.28 565.80 Td (by ) Tj ET Q q 0 0 0 rg BT 251.01 565.80 Td (comparing ) Tj ET Q q 0 0 0 rg BT 306.05 565.80 Td (performance ) Tj ET Q q 0 0 0 rg BT 370.41 565.80 Td (of ) Tj ET Q q 0 0 0 rg BT 384.13 565.80 Td (assets ) Tj ET Q q 0 0 0 rg BT 415.86 565.80 Td (to ) Tj ET Q q 0 0 0 rg BT 428.92 565.80 Td (the ) Tj ET Q q 0 0 0 rg BT 447.31 565.80 Td (structural ) Tj ET Q q 0 0 0 rg BT 496.36 565.80 Td (requirements. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 551.40 Td (The ) Tj ET Q q 0 0 0 rg BT 71.37 551.40 Td (Company ) Tj ET Q q 0 0 0 rg BT 120.75 551.40 Td (manages ) Tj ET Q q 0 0 0 rg BT 165.45 551.40 Td (these ) Tj ET Q q 0 0 0 rg BT 192.82 551.40 Td (risks ) Tj ET Q q 0 0 0 rg BT 218.20 551.40 Td (\(both ) Tj ET Q q 0 0 0 rg BT 246.25 551.40 Td (pre ) Tj ET Q q 0 0 0 rg BT 264.28 551.40 Td (and ) Tj ET Q q 0 0 0 rg BT 284.32 551.40 Td (post ) Tj ET Q q 0 0 0 rg BT 307.04 551.40 Td (commencement ) Tj ET Q q 0 0 0 rg BT 385.72 551.40 Td (of ) Tj ET Q q 0 0 0 rg BT 398.43 551.40 Td (a ) Tj ET Q q 0 0 0 rg BT 406.47 551.40 Td (position\) ) Tj ET Q q 0 0 0 rg BT 451.85 551.40 Td (as ) Tj ET Q q 0 0 0 rg BT 464.57 551.40 Td (part ) Tj ET Q q 0 0 0 rg BT 485.94 551.40 Td (of ) Tj ET Q q 0 0 0 rg BT 498.65 551.40 Td (its ) Tj ET Q q 0 0 0 rg BT 512.70 551.40 Td (Enterprise ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 537.00 Td (Risk ) Tj ET Q q 0 0 0 rg BT 75.01 537.00 Td (Management ) Tj ET Q q 0 0 0 rg BT 140.65 537.00 Td (function, ) Tj ET Q q 0 0 0 rg BT 186.64 537.00 Td (which ) Tj ET Q q 0 0 0 rg BT 218.97 537.00 Td (is ) Tj ET Q q 0 0 0 rg BT 229.97 537.00 Td (described ) Tj ET Q q 0 0 0 rg BT 278.95 537.00 Td (in ) Tj ET Q q 0 0 0 rg BT 291.28 537.00 Td (the ) Tj ET Q q 0 0 0 rg BT 308.94 537.00 Td (Company) Tj ET Q q 0 0 0 rg BT 358.94 537.00 Td (s ) Tj ET Q q 0 0 0 rg BT 366.61 537.00 Td (Form ) Tj ET Q q 0 0 0 rg BT 395.62 537.00 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 423.28 537.00 Td (and ) Tj ET Q q 0 0 0 rg BT 443.60 537.00 Td (Form ) Tj ET Q q 0 0 0 rg BT 472.61 537.00 Td (10-K.) Tj ET Q BT /F3 12.00 Tf ET q 0 0 0 rg BT 50.00 506.15 Td (Risk-based ) Tj ET Q q 0 0 0 rg BT 107.00 506.15 Td (capital ) Tj ET Q q 0 0 0 rg BT 143.33 506.15 Td (approach) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 49.00 479.75 Td (The ) Tj ET Q q 0 0 0 rg BT 70.81 479.75 Td (Basel ) Tj ET Q q 0 0 0 rg BT 100.63 479.75 Td (III ) Tj ET Q q 0 0 0 rg BT 115.77 479.75 Td (SA) Tj ET Q q 0 0 0 rg BT 130.45 479.75 Td ( ) Tj ET Q q 0 0 0 rg BT 133.61 479.75 Td (requires ) Tj ET Q q 0 0 0 rg BT 175.41 479.75 Td (the ) Tj ET Q q 0 0 0 rg BT 193.23 479.75 Td (application ) Tj ET Q q 0 0 0 rg BT 249.70 479.75 Td (of ) Tj ET Q q 0 0 0 rg BT 262.86 479.75 Td (the ) Tj ET Q q 0 0 0 rg BT 280.67 479.75 Td (SSF) Tj ET Q q 0 0 0 rg BT 299.80 479.75 Td (A) Tj ET Q q 0 0 0 rg BT 307.81 479.75 Td ( ) Tj ET Q q 0 0 0 rg BT 310.96 479.75 Td (or) Tj ET Q q 0 0 0 rg BT 320.48 479.75 Td (, ) Tj ET Q q 0 0 0 rg BT 326.64 479.75 Td (if ) Tj ET Q q 0 0 0 rg BT 337.12 479.75 Td (not ) Tj ET Q q 0 0 0 rg BT 355.61 479.75 Td (subject ) Tj ET Q q 0 0 0 rg BT 392.76 479.75 Td (to ) Tj ET Q q 0 0 0 rg BT 405.25 479.75 Td (the ) Tj ET Q q 0 0 0 rg BT 423.07 479.75 Td (Market ) Tj ET Q q 0 0 0 rg BT 460.88 479.75 Td (Risk ) Tj ET Q q 0 0 0 rg BT 486.04 479.75 Td (Rule, ) Tj ET Q q 0 0 0 rg BT 514.86 479.75 Td (the ) Tj ET Q q 0 0 0 rg BT 532.68 479.75 Td (gross-) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 51.00 465.35 Td (up ) Tj ET Q q 0 0 0 rg BT 66.05 465.35 Td (approach ) Tj ET Q q 0 0 0 rg BT 113.07 465.35 Td (for ) Tj ET Q q 0 0 0 rg BT 130.10 465.35 Td (calculating ) Tj ET Q q 0 0 0 rg BT 185.79 465.35 Td (R) Tj ET Q q 0 0 0 rg BT 193.13 465.35 Td (W) Tj ET Q q 0 0 0 rg BT 203.13 465.35 Td (A) Tj ET Q q 0 0 0 rg BT 211.13 465.35 Td ( ) Tj ET Q q 0 0 0 rg BT 214.18 465.35 Td (for ) Tj ET Q q 0 0 0 rg BT 231.21 465.35 Td (securitization ) Tj ET Q q 0 0 0 rg BT 298.90 465.35 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 352.71 465.35 Td (The ) Tj ET Q q 0 0 0 rg BT 374.42 465.35 Td (Company ) Tj ET Q q 0 0 0 rg BT 424.12 465.35 Td (is ) Tj ET Q q 0 0 0 rg BT 435.17 465.35 Td (subject ) Tj ET Q q 0 0 0 rg BT 472.21 465.35 Td (to ) Tj ET Q q 0 0 0 rg BT 484.59 465.35 Td (the ) Tj ET Q q 0 0 0 rg BT 502.29 465.35 Td (Market ) Tj ET Q q 0 0 0 rg BT 539.99 465.35 Td (Risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 51.00 450.95 Td (Rule ) Tj ET Q q 0 0 0 rg BT 75.58 450.95 Td (and, ) Tj ET Q q 0 0 0 rg BT 97.81 450.95 Td (therefore, ) Tj ET Q q 0 0 0 rg BT 146.03 450.95 Td (applies ) Tj ET Q q 0 0 0 rg BT 181.93 450.95 Td (the ) Tj ET Q q 0 0 0 rg BT 198.50 450.95 Td (SSF) Tj ET Q q 0 0 0 rg BT 217.63 450.95 Td (A) Tj ET Q q 0 0 0 rg BT 225.63 450.95 Td ( ) Tj ET Q q 0 0 0 rg BT 227.55 450.95 Td (to ) Tj ET Q q 0 0 0 rg BT 238.79 450.95 Td (its ) Tj ET Q q 0 0 0 rg BT 252.04 450.95 Td (securitization ) Tj ET Q q 0 0 0 rg BT 318.59 450.95 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 371.49 450.95 Td ( ) Tj ET Q q 0 0 0 rg BT 372.98 450.95 Td (A) Tj ET Q q 0 0 0 rg BT 380.99 450.95 Td ( ) Tj ET Q q 0 0 0 rg BT 382.90 450.95 Td (risk ) Tj ET Q q 0 0 0 rg BT 402.81 450.95 Td (weight ) Tj ET Q q 0 0 0 rg BT 437.38 450.95 Td (of ) Tj ET Q q 0 0 0 rg BT 449.29 450.95 Td (1,250% ) Tj ET Q q 0 0 0 rg BT 488.20 450.95 Td (must ) Tj ET Q q 0 0 0 rg BT 513.45 450.95 Td (be ) Tj ET Q q 0 0 0 rg BT 526.68 450.95 Td (applied ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 51.00 436.55 Td (to ) Tj ET Q q 0 0 0 rg BT 63.33 436.55 Td (a ) Tj ET Q q 0 0 0 rg BT 71.66 436.55 Td (securitization ) Tj ET Q q 0 0 0 rg BT 139.30 436.55 Td (exposure ) Tj ET Q q 0 0 0 rg BT 185.62 436.55 Td (where ) Tj ET Q q 0 0 0 rg BT 217.93 436.55 Td (the ) Tj ET Q q 0 0 0 rg BT 235.59 436.55 Td (Company ) Tj ET Q q 0 0 0 rg BT 285.26 436.55 Td (does ) Tj ET Q q 0 0 0 rg BT 310.25 436.55 Td (not ) Tj ET Q q 0 0 0 rg BT 328.59 436.55 Td (apply ) Tj ET Q q 0 0 0 rg BT 358.25 436.55 Td (the ) Tj ET Q q 0 0 0 rg BT 375.91 436.55 Td (SSF) Tj ET Q q 0 0 0 rg BT 395.04 436.55 Td (A. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 410.15 Td (The ) Tj ET Q q 0 0 0 rg BT 71.66 410.15 Td (SSF) Tj ET Q q 0 0 0 rg BT 90.79 410.15 Td (A) Tj ET Q q 0 0 0 rg BT 98.79 410.15 Td ( ) Tj ET Q q 0 0 0 rg BT 101.79 410.15 Td (requires ) Tj ET Q q 0 0 0 rg BT 143.44 410.15 Td (the ) Tj ET Q q 0 0 0 rg BT 161.10 410.15 Td (following ) Tj ET Q q 0 0 0 rg BT 210.76 410.15 Td (inputs ) Tj ET Q q 0 0 0 rg BT 243.10 410.15 Td (to ) Tj ET Q q 0 0 0 rg BT 255.44 410.15 Td (calculate ) Tj ET Q q 0 0 0 rg BT 301.07 410.15 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 353.38 410.15 Td (capital:) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 55.00 383.70 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 73.00 383.70 Td (Attachment ) Tj ET Q q 0 0 0 rg BT 130.51 383.70 Td (Point) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 156.50 383.70 Td (: ) Tj ET Q q 0 0 0 rg BT 162.70 383.70 Td (the ) Tj ET Q q 0 0 0 rg BT 180.21 383.70 Td (point ) Tj ET Q q 0 0 0 rg BT 207.74 383.70 Td (at ) Tj ET Q q 0 0 0 rg BT 219.25 383.70 Td (which ) Tj ET Q q 0 0 0 rg BT 251.44 383.70 Td (collateral ) Tj ET Q q 0 0 0 rg BT 298.93 383.70 Td (losses ) Tj ET Q q 0 0 0 rg BT 330.46 383.70 Td (from ) Tj ET Q q 0 0 0 rg BT 356.64 383.70 Td (underlying ) Tj ET Q q 0 0 0 rg BT 411.48 383.70 Td (assets ) Tj ET Q q 0 0 0 rg BT 442.34 383.70 Td (backing ) Tj ET Q q 0 0 0 rg BT 483.18 383.70 Td (a ) Tj ET Q q 0 0 0 rg BT 491.36 383.70 Td (securitization ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 73.00 369.30 Td (tranche ) Tj ET Q q 0 0 0 rg BT 111.31 369.30 Td (will ) Tj ET Q q 0 0 0 rg BT 132.98 369.30 Td (first ) Tj ET Q q 0 0 0 rg BT 155.31 369.30 Td (be ) Tj ET Q q 0 0 0 rg BT 169.63 369.30 Td (applied ) Tj ET Q q 0 0 0 rg BT 207.95 369.30 Td (to ) Tj ET Q q 0 0 0 rg BT 220.29 369.30 Td (the ) Tj ET Q q 0 0 0 rg BT 237.95 369.30 Td (tranche ) Tj ET Q q 0 0 0 rg BT 276.26 369.30 Td (in ) Tj ET Q q 0 0 0 rg BT 288.59 369.30 Td (the ) Tj ET Q q 0 0 0 rg BT 306.25 369.30 Td (form ) Tj ET Q q 0 0 0 rg BT 332.58 369.30 Td (of ) Tj ET Q q 0 0 0 rg BT 345.57 369.30 Td (principal ) Tj ET Q q 0 0 0 rg BT 391.22 369.30 Td (write-downs;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 55.00 354.90 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 73.00 354.90 Td (Detachment ) Tj ET Q q 0 0 0 rg BT 134.94 354.90 Td (Point) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 160.94 354.90 Td (: ) Tj ET Q q 0 0 0 rg BT 168.24 354.90 Td (the ) Tj ET Q q 0 0 0 rg BT 186.87 354.90 Td (point ) Tj ET Q q 0 0 0 rg BT 215.50 354.90 Td (at ) Tj ET Q q 0 0 0 rg BT 228.13 354.90 Td (which ) Tj ET Q q 0 0 0 rg BT 261.42 354.90 Td (the ) Tj ET Q q 0 0 0 rg BT 280.04 354.90 Td (tranche ) Tj ET Q q 0 0 0 rg BT 319.32 354.90 Td (will ) Tj ET Q q 0 0 0 rg BT 341.95 354.90 Td (be ) Tj ET Q q 0 0 0 rg BT 357.24 354.90 Td (completely ) Tj ET Q q 0 0 0 rg BT 414.52 354.90 Td (written-down ) Tj ET Q q 0 0 0 rg BT 483.14 354.90 Td (as ) Tj ET Q q 0 0 0 rg BT 497.10 354.90 Td (a ) Tj ET Q q 0 0 0 rg BT 506.39 354.90 Td (result ) Tj ET Q q 0 0 0 rg BT 537.02 354.90 Td (of ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 73.00 340.50 Td (losses ) Tj ET Q q 0 0 0 rg BT 104.67 340.50 Td (from ) Tj ET Q q 0 0 0 rg BT 131.00 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 148.66 340.50 Td (collateral ) Tj ET Q q 0 0 0 rg BT 196.29 340.50 Td (backing ) Tj ET Q q 0 0 0 rg BT 237.28 340.50 Td (the ) Tj ET Q q 0 0 0 rg BT 254.94 340.50 Td (tranche;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 55.00 326.10 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 73.00 326.10 Td (W) Tj ET Q q 0 0 0 rg BT 81.89 326.10 Td (eighted ) Tj ET Q q 0 0 0 rg BT 120.00 326.10 Td (A) Tj ET Q q 0 0 0 rg BT 126.67 326.10 Td (verage ) Tj ET Q q 0 0 0 rg BT 162.31 326.10 Td (Capital) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 198.32 326.10 Td (: ) Tj ET Q q 0 0 0 rg BT 204.65 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.31 326.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 269.30 326.10 Td (average ) Tj ET Q q 0 0 0 rg BT 309.60 326.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 344.58 326.10 Td (char) Tj ET Q q 0 0 0 rg BT 365.01 326.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 379.34 326.10 Td (for ) Tj ET Q q 0 0 0 rg BT 396.33 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.99 326.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 444.99 326.10 Td (in ) Tj ET Q q 0 0 0 rg BT 457.32 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 474.98 326.10 Td (securitization;) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 55.00 311.70 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 73.00 311.70 Td (Seriously ) Tj ET Q q 0 0 0 rg BT 121.44 311.70 Td (Delinquent) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 174.76 311.70 Td (: ) Tj ET Q q 0 0 0 rg BT 181.88 311.70 Td (the ) Tj ET Q q 0 0 0 rg BT 200.32 311.70 Td (percentage ) Tj ET Q q 0 0 0 rg BT 256.06 311.70 Td (of ) Tj ET Q q 0 0 0 rg BT 269.84 311.70 Td (underlying ) Tj ET Q q 0 0 0 rg BT 325.61 311.70 Td (collateral ) Tj ET Q q 0 0 0 rg BT 374.02 311.70 Td (that ) Tj ET Q q 0 0 0 rg BT 395.80 311.70 Td (is ) Tj ET Q q 0 0 0 rg BT 407.58 311.70 Td (seriously ) Tj ET Q q 0 0 0 rg BT 454.69 311.70 Td (delinquent ) Tj ET Q q 0 0 0 rg BT 509.13 311.70 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 537.23 311.70 Td (90+ ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 73.00 297.30 Td (days ) Tj ET Q q 0 0 0 rg BT 98.00 297.30 Td (past ) Tj ET Q q 0 0 0 rg BT 120.33 297.30 Td (due, ) Tj ET Q q 0 0 0 rg BT 143.65 297.30 Td (in ) Tj ET Q q 0 0 0 rg BT 155.99 297.30 Td (foreclosure, ) Tj ET Q q 0 0 0 rg BT 215.96 297.30 Td (in ) Tj ET Q q 0 0 0 rg BT 228.29 297.30 Td (bankruptcy\); ) Tj ET Q q 0 0 0 rg BT 292.60 297.30 Td (and) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 55.00 282.90 Td ( ) Tj ET Q BT /F4 12.00 Tf ET q 0 0 0 rg BT 73.00 282.90 Td (Calibration ) Tj ET Q q 0 0 0 rg BT 130.94 282.90 Td (Parameter) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 182.26 282.90 Td (: ) Tj ET Q q 0 0 0 rg BT 187.53 282.90 Td (a ) Tj ET Q q 0 0 0 rg BT 194.78 282.90 Td (parameter ) Tj ET Q q 0 0 0 rg BT 244.68 282.90 Td (that ) Tj ET Q q 0 0 0 rg BT 264.60 282.90 Td (increases ) Tj ET Q q 0 0 0 rg BT 310.51 282.90 Td (the ) Tj ET Q q 0 0 0 rg BT 327.10 282.90 Td (riskiness ) Tj ET Q q 0 0 0 rg BT 371.03 282.90 Td (of ) Tj ET Q q 0 0 0 rg BT 382.96 282.90 Td (a ) Tj ET Q q 0 0 0 rg BT 390.21 282.90 Td (tranche ) Tj ET Q q 0 0 0 rg BT 427.45 282.90 Td (for ) Tj ET Q q 0 0 0 rg BT 443.38 282.90 Td (re-securitizations.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 253.95 Td (The ) Tj ET Q q 0 0 0 rg BT 71.78 253.95 Td (risk-based ) Tj ET Q q 0 0 0 rg BT 124.22 253.95 Td (capital ) Tj ET Q q 0 0 0 rg BT 159.32 253.95 Td (requirement ) Tj ET Q q 0 0 0 rg BT 220.41 253.95 Td (under ) Tj ET Q q 0 0 0 rg BT 250.86 253.95 Td (the ) Tj ET Q q 0 0 0 rg BT 268.64 253.95 Td (SSF) Tj ET Q q 0 0 0 rg BT 287.77 253.95 Td (A) Tj ET Q q 0 0 0 rg BT 295.77 253.95 Td ( ) Tj ET Q q 0 0 0 rg BT 298.90 253.95 Td (is ) Tj ET Q q 0 0 0 rg BT 310.02 253.95 Td (the ) Tj ET Q q 0 0 0 rg BT 327.80 253.95 Td (exposure ) Tj ET Q q 0 0 0 rg BT 374.24 253.95 Td (amount ) Tj ET Q q 0 0 0 rg BT 413.36 253.95 Td (\(including ) Tj ET Q q 0 0 0 rg BT 465.80 253.95 Td (any ) Tj ET Q q 0 0 0 rg BT 486.25 253.95 Td (accrued ) Tj ET Q q 0 0 0 rg BT 526.67 253.95 Td (interest ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 239.55 Td (receivable ) Tj ET Q q 0 0 0 rg BT 102.24 239.55 Td (on ) Tj ET Q q 0 0 0 rg BT 117.19 239.55 Td (the ) Tj ET Q q 0 0 0 rg BT 134.80 239.55 Td (exposure\) ) Tj ET Q q 0 0 0 rg BT 185.06 239.55 Td (multiplied ) Tj ET Q q 0 0 0 rg BT 237.34 239.55 Td (by ) Tj ET Q q 0 0 0 rg BT 252.29 239.55 Td (the ) Tj ET Q q 0 0 0 rg BT 269.90 239.55 Td (higher ) Tj ET Q q 0 0 0 rg BT 303.51 239.55 Td (of ) Tj ET Q q 0 0 0 rg BT 316.45 239.55 Td (either ) Tj ET Q q 0 0 0 rg BT 346.72 239.55 Td (the ) Tj ET Q q 0 0 0 rg BT 364.32 239.55 Td (calculated ) Tj ET Q q 0 0 0 rg BT 415.91 239.55 Td (risk ) Tj ET Q q 0 0 0 rg BT 436.85 239.55 Td (weight, ) Tj ET Q q 0 0 0 rg BT 475.46 239.55 Td (determined ) Tj ET Q q 0 0 0 rg BT 532.39 239.55 Td (by ) Tj ET Q q 0 0 0 rg BT 547.34 239.55 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 225.15 Td (inputs ) Tj ET Q q 0 0 0 rg BT 82.34 225.15 Td (listed ) Tj ET Q q 0 0 0 rg BT 111.34 225.15 Td (above, ) Tj ET Q q 0 0 0 rg BT 145.99 225.15 Td (or ) Tj ET Q q 0 0 0 rg BT 158.98 225.15 Td (a ) Tj ET Q q 0 0 0 rg BT 167.31 225.15 Td (20 ) Tj ET Q q 0 0 0 rg BT 182.31 225.15 Td (percent ) Tj ET Q q 0 0 0 rg BT 220.62 225.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 241.62 225.15 Td (weight.) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 199.150390625 m 133.982421875 199.150390625 l s q 0 0 0 rg BT 50.00 200.75 Td (Exposure ) Tj ET Q q 0 0 0 rg BT 98.32 200.75 Td (by ) Tj ET Q q 0 0 0 rg BT 113.32 200.75 Td (type) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 174.35 Td (The ) Tj ET Q q 0 0 0 rg BT 73.56 174.35 Td (following ) Tj ET Q q 0 0 0 rg BT 125.12 174.35 Td (table ) Tj ET Q q 0 0 0 rg BT 153.34 174.35 Td (presents ) Tj ET Q q 0 0 0 rg BT 197.57 174.35 Td (traditional ) Tj ET Q q 0 0 0 rg BT 251.79 174.35 Td (securitization ) Tj ET Q q 0 0 0 rg BT 321.33 174.35 Td (exposures ) Tj ET Q q 0 0 0 rg BT 374.22 174.35 Td (and ) Tj ET Q q 0 0 0 rg BT 396.44 174.35 Td (their ) Tj ET Q q 0 0 0 rg BT 423.33 174.35 Td (applicable ) Tj ET Q q 0 0 0 rg BT 477.54 174.35 Td (risk ) Tj ET Q q 0 0 0 rg BT 500.44 174.35 Td (weighting ) Tj ET Q q 0 0 0 rg BT 553.34 174.35 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 159.95 Td (September30, ) Tj ET Q q 0 0 0 rg BT 121.98 159.95 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 145.98 159.95 Td (. ) Tj ET Q q 0 0 0 rg BT 151.46 159.95 Td (The ) Tj ET Q q 0 0 0 rg BT 172.78 159.95 Td (amount ) Tj ET Q q 0 0 0 rg BT 211.44 159.95 Td (of ) Tj ET Q q 0 0 0 rg BT 224.11 159.95 Td (exposures ) Tj ET Q q 0 0 0 rg BT 274.76 159.95 Td (that ) Tj ET Q q 0 0 0 rg BT 295.42 159.95 Td (were ) Tj ET Q q 0 0 0 rg BT 321.41 159.95 Td (past ) Tj ET Q q 0 0 0 rg BT 343.40 159.95 Td (due ) Tj ET Q q 0 0 0 rg BT 363.40 159.95 Td (and ) Tj ET Q q 0 0 0 rg BT 383.39 159.95 Td (impaired ) Tj ET Q q 0 0 0 rg BT 428.71 159.95 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 440.04 159.95 Td (September30, ) Tj ET Q q 0 0 0 rg BT 512.02 159.95 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 536.02 159.95 Td ( ) Tj ET Q q 0 0 0 rg BT 538.69 159.95 Td (were ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 145.55 Td (immaterial, ) Tj ET Q q 0 0 0 rg BT 107.03 145.55 Td (and ) Tj ET Q q 0 0 0 rg BT 126.41 145.55 Td (no ) Tj ET Q q 0 0 0 rg BT 140.47 145.55 Td (losses ) Tj ET Q q 0 0 0 rg BT 171.19 145.55 Td (were ) Tj ET Q q 0 0 0 rg BT 196.56 145.55 Td (incurred ) Tj ET Q q 0 0 0 rg BT 238.59 145.55 Td (on ) Tj ET Q q 0 0 0 rg BT 252.64 145.55 Td (the ) Tj ET Q q 0 0 0 rg BT 269.36 145.55 Td (exposures ) Tj ET Q q 0 0 0 rg BT 319.40 145.55 Td (during ) Tj ET Q q 0 0 0 rg BT 352.78 145.55 Td (the ) Tj ET Q q 0 0 0 rg BT 369.50 145.55 Td (three ) Tj ET Q q 0 0 0 rg BT 395.53 145.55 Td (months ) Tj ET Q q 0 0 0 rg BT 432.92 145.55 Td (ended ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 463.63 145.55 Td (September30, ) Tj ET Q q 0 0 0 rg BT 535.00 145.55 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 559.00 145.55 Td (. ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 131.15 Td (During ) Tj ET Q q 0 0 0 rg BT 87.36 131.15 Td (the ) Tj ET Q q 0 0 0 rg BT 105.39 131.15 Td (three ) Tj ET Q q 0 0 0 rg BT 132.74 131.15 Td (months ) Tj ET Q q 0 0 0 rg BT 171.45 131.15 Td (ended ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 203.47 131.15 Td (September30, ) Tj ET Q q 0 0 0 rg BT 276.15 131.15 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 300.15 131.15 Td (, ) Tj ET Q q 0 0 0 rg BT 306.52 131.15 Td (the ) Tj ET Q q 0 0 0 rg BT 324.55 131.15 Td (exposure ) Tj ET Q q 0 0 0 rg BT 371.23 131.15 Td (amount ) Tj ET Q q 0 0 0 rg BT 410.59 131.15 Td (related ) Tj ET Q q 0 0 0 rg BT 446.60 131.15 Td (to ) Tj ET Q q 0 0 0 rg BT 459.31 131.15 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 489.34 131.15 Td (increased ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 538.01 131.15 Td ($348 ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 116.75 Td (million) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 84.67 116.75 Td ( ) Tj ET Q q 0 0 0 rg BT 88.48 116.75 Td (and ) Tj ET Q q 0 0 0 rg BT 109.63 116.75 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 158.76 116.75 Td (commitments ) Tj ET Q q 0 0 0 rg BT 227.90 116.75 Td (decreased ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 279.01 116.75 Td ($328 ) Tj ET Q q 0 0 0 rg BT 306.83 116.75 Td (million) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 341.50 116.75 Td (, ) Tj ET Q q 0 0 0 rg BT 348.31 116.75 Td (while ) Tj ET Q q 0 0 0 rg BT 378.79 116.75 Td (other ) Tj ET Q q 0 0 0 rg BT 407.26 116.75 Td (securitization ) Tj ET Q q 0 0 0 rg BT 475.71 116.75 Td (exposures ) Tj ET Q q 0 0 0 rg BT 527.52 116.75 Td (did ) Tj ET Q q 0 0 0 rg BT 546.66 116.75 Td (not ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 102.35 Td (change ) Tj ET Q q 0 0 0 rg BT 86.61 102.35 Td (materially) Tj ET Q q 0 0 0 rg BT 134.47 102.35 Td (. ) Tj ET Q q 0 0 0 rg BT 139.91 102.35 Td (The ) Tj ET Q q 0 0 0 rg BT 161.19 102.35 Td (change ) Tj ET Q q 0 0 0 rg BT 197.80 102.35 Td (during ) Tj ET Q q 0 0 0 rg BT 231.76 102.35 Td (the ) Tj ET Q q 0 0 0 rg BT 249.05 102.35 Td (quarter ) Tj ET Q q 0 0 0 rg BT 285.65 102.35 Td (in ) Tj ET Q q 0 0 0 rg BT 297.61 102.35 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 326.91 102.35 Td (and ) Tj ET Q q 0 0 0 rg BT 346.86 102.35 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 394.81 102.35 Td (commitments ) Tj ET Q q 0 0 0 rg BT 462.77 102.35 Td (was ) Tj ET Q q 0 0 0 rg BT 484.06 102.35 Td (driven ) Tj ET Q q 0 0 0 rg BT 517.34 102.35 Td (primarily ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 87.95 Td (by ) Tj ET Q q 0 0 0 rg BT 65.00 87.95 Td (normal ) Tj ET Q q 0 0 0 rg BT 101.99 87.95 Td (course ) Tj ET Q q 0 0 0 rg BT 136.31 87.95 Td (borrowing ) Tj ET Q q 0 0 0 rg BT 189.30 87.95 Td (activity ) Tj ET Q q 0 0 0 rg BT 228.29 87.95 Td (in ) Tj ET Q q 0 0 0 rg BT 240.62 87.95 Td (the ) Tj ET Q q 0 0 0 rg BT 258.28 87.95 Td (portfolio.) Tj ET Q endstream endobj 63 0 obj <> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (29) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 94.74 726.30 Td (to ) Tj ET Q q 0 0 0 rg BT 106.82 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 124.23 726.30 Td (SSF) Tj ET Q q 0 0 0 rg BT 143.36 726.30 Td (A, ) Tj ET Q q 0 0 0 rg BT 157.77 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 175.17 726.30 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 219.91 726.30 Td (of ) Tj ET Q q 0 0 0 rg BT 232.65 726.30 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 262.06 726.30 Td (and ) Tj ET Q q 0 0 0 rg BT 282.13 726.30 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 330.19 726.30 Td (commitments ) Tj ET Q q 0 0 0 rg BT 398.26 726.30 Td (related ) Tj ET Q q 0 0 0 rg BT 433.65 726.30 Td (to ) Tj ET Q q 0 0 0 rg BT 445.73 726.30 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 475.14 726.30 Td (shown ) Tj ET Q q 0 0 0 rg BT 509.22 726.30 Td (in ) Tj ET Q q 0 0 0 rg BT 521.29 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 538.70 726.30 Td (table ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (below ) Tj ET Q q 0 0 0 rg BT 80.92 711.90 Td (receive ) Tj ET Q q 0 0 0 rg BT 117.14 711.90 Td (a ) Tj ET Q q 0 0 0 rg BT 124.06 711.90 Td (lower ) Tj ET Q q 0 0 0 rg BT 152.97 711.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 172.56 711.90 Td (weighting, ) Tj ET Q q 0 0 0 rg BT 225.14 711.90 Td (compared ) Tj ET Q q 0 0 0 rg BT 274.04 711.90 Td (to ) Tj ET Q q 0 0 0 rg BT 284.96 711.90 Td (loans ) Tj ET Q q 0 0 0 rg BT 311.88 711.90 Td (and ) Tj ET Q q 0 0 0 rg BT 330.80 711.90 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 377.71 711.90 Td (commitments ) Tj ET Q q 0 0 0 rg BT 444.62 711.90 Td (that ) Tj ET Q q 0 0 0 rg BT 464.21 711.90 Td (are ) Tj ET Q q 0 0 0 rg BT 480.44 711.90 Td (not ) Tj ET Q q 0 0 0 rg BT 497.37 711.90 Td (securitization ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 697.50 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 103.15 697.50 Td (as ) Tj ET Q q 0 0 0 rg BT 115.32 697.50 Td (the ) Tj ET Q q 0 0 0 rg BT 132.14 697.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 152.31 697.50 Td (is ) Tj ET Q q 0 0 0 rg BT 162.48 697.50 Td (lowered ) Tj ET Q q 0 0 0 rg BT 203.30 697.50 Td (as ) Tj ET Q q 0 0 0 rg BT 215.46 697.50 Td (a ) Tj ET Q q 0 0 0 rg BT 222.95 697.50 Td (result ) Tj ET Q q 0 0 0 rg BT 251.78 697.50 Td (of ) Tj ET Q q 0 0 0 rg BT 263.94 697.50 Td (low ) Tj ET Q q 0 0 0 rg BT 284.11 697.50 Td (delinquency ) Tj ET Q q 0 0 0 rg BT 344.92 697.50 Td (rates, ) Tj ET Q q 0 0 0 rg BT 372.74 697.50 Td (overcollateralization, ) Tj ET Q q 0 0 0 rg BT 476.52 697.50 Td (and ) Tj ET Q q 0 0 0 rg BT 496.01 697.50 Td (subordination ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 683.10 Td (of ) Tj ET Q q 0 0 0 rg BT 63.00 683.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 87.32 683.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 116.98 683.10 Td (in ) Tj ET Q q 0 0 0 rg BT 129.32 683.10 Td (a ) Tj ET Q q 0 0 0 rg BT 137.64 683.10 Td (bankruptcy ) Tj ET Q q 0 0 0 rg BT 194.63 683.10 Td (remote ) Tj ET Q q 0 0 0 rg BT 230.94 683.10 Td (structure. ) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 660.60 313.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 363.50 660.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 367.50 660.60 49.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 416.50 660.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 420.50 660.60 38.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 458.50 660.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 462.50 660.60 51.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 513.50 660.60 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 517.50 660.60 45.00 -24.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 636.60 313.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 622.60 313.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 608.60 313.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 594.60 313.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 636.6 m 416.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 636.6 m 458.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 636.6 m 513.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 517.5 636.6 m 562.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 636.6 m 416.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 636.6 m 458.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458.5 636.6 m 462.5 636.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 594.6 m 416.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 581.6 m 416.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 367.5 579.6 m 416.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 594.6 m 458.5 594.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 581.6 m 458.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 579.6 m 458.5 579.6 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 651.86 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 53.00 649.10 63.63 -8.93 re f /GS0 gs q 0 0 0 rg BT 53.00 642.33 Td (Exposur) Tj ET Q q 0 0 0 rg BT 88.94 642.33 Td (e ) Tj ET Q q 0 0 0 rg BT 95.70 642.33 Td (T) Tj ET Q q 0 0 0 rg BT 101.63 642.33 Td (ype) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 371.30 651.28 Td (Exposur) Tj ET Q q 0 0 0 rg BT 407.33 651.28 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.95 641.28 Td (Amount) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.75 641.28 Td (R) Tj ET Q q 0 0 0 rg BT 434.80 641.28 Td (W) Tj ET Q q 0 0 0 rg BT 444.07 641.28 Td (A) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 470.00 641.28 Td (R) Tj ET Q q 0 0 0 rg BT 477.05 641.28 Td (W) Tj ET Q q 0 0 0 rg BT 486.32 641.28 Td (A) Tj ET Q q 0 0 0 rg BT 492.71 641.28 Td ( %) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 528.25 651.28 Td (R) Tj ET Q q 0 0 0 rg BT 535.12 651.28 Td (W) Tj ET Q q 0 0 0 rg BT 544.01 651.28 Td (A) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.80 641.28 Td (Method) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 627.17 Td (LHFI) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 75.22 631.70 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 627.17 Td ($3,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.60 627.17 Td ($680) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.65 627.17 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 627.17 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.35 627.17 Td (SSF) Tj ET Q q 0 0 0 rg BT 552.66 627.17 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 613.17 Td (Unfunded commitments related to LHFI) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 214.63 617.70 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.15 613.17 Td (2,1) Tj ET Q q 0 0 0 rg BT 402.65 613.17 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.65 613.17 Td (525) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.65 613.17 Td (25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.35 613.17 Td (SSF) Tj ET Q q 0 0 0 rg BT 552.66 613.17 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 599.17 Td (Securities ) Tj ET Q q 0 0 0 rg BT 94.66 599.17 Td (AFS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 599.17 Td (905) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.65 599.17 Td (189) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.65 599.17 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.35 599.17 Td (SSF) Tj ET Q q 0 0 0 rg BT 552.29 599.17 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 585.17 Td (T) Tj ET Q q 0 0 0 rg BT 58.41 585.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 585.17 Td ($6,213) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.10 585.17 Td ($1,394) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 53.00 575.70 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.87 571.17 Td (Additional ) Tj ET Q q 0 0 0 rg BT 103.15 571.17 Td (information ) Tj ET Q q 0 0 0 rg BT 152.86 571.17 Td (can ) Tj ET Q q 0 0 0 rg BT 169.24 571.17 Td (be ) Tj ET Q q 0 0 0 rg BT 181.18 571.17 Td (found ) Tj ET Q q 0 0 0 rg BT 207.01 571.17 Td (in ) Tj ET Q q 0 0 0 rg BT 217.28 571.17 Td (the ) Tj ET Q q 0 0 0 rg BT 232.00 571.17 Td (table ) Tj ET Q q 0 0 0 rg BT 253.93 571.17 Td (below) Tj ET Q q 0 0 0 rg BT 277.72 571.17 Td (.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 534.600390625 m 181.619140625 534.600390625 l s q 0 0 0 rg BT 50.00 536.20 Td (Exposure ) Tj ET Q q 0 0 0 rg BT 98.32 536.20 Td (by ) Tj ET Q q 0 0 0 rg BT 113.32 536.20 Td (collateral ) Tj ET Q q 0 0 0 rg BT 160.96 536.20 Td (type) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 511.80 Td (The ) Tj ET Q q 0 0 0 rg BT 72.11 511.80 Td (following ) Tj ET Q q 0 0 0 rg BT 122.23 511.80 Td (table ) Tj ET Q q 0 0 0 rg BT 149.01 511.80 Td (presents ) Tj ET Q q 0 0 0 rg BT 191.79 511.80 Td (LHFI ) Tj ET Q q 0 0 0 rg BT 221.91 511.80 Td (and ) Tj ET Q q 0 0 0 rg BT 242.69 511.80 Td (unfunded ) Tj ET Q q 0 0 0 rg BT 291.47 511.80 Td (commitments ) Tj ET Q q 0 0 0 rg BT 360.25 511.80 Td (exposures ) Tj ET Q q 0 0 0 rg BT 411.69 511.80 Td (subject ) Tj ET Q q 0 0 0 rg BT 449.14 511.80 Td (to ) Tj ET Q q 0 0 0 rg BT 461.93 511.80 Td (securitization ) Tj ET Q q 0 0 0 rg BT 530.02 511.80 Td (capital ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 497.40 Td (treatment ) Tj ET Q q 0 0 0 rg BT 99.49 497.40 Td (by ) Tj ET Q q 0 0 0 rg BT 115.66 497.40 Td (underlying ) Tj ET Q q 0 0 0 rg BT 171.83 497.40 Td (exposure ) Tj ET Q q 0 0 0 rg BT 219.32 497.40 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 232.16 497.40 Td (September30, ) Tj ET Q q 0 0 0 rg BT 305.65 497.40 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 329.65 497.40 Td (. ) Tj ET Q q 0 0 0 rg BT 336.53 497.40 Td (The ) Tj ET Q q 0 0 0 rg BT 359.36 497.40 Td (amounts ) Tj ET Q q 0 0 0 rg BT 404.20 497.40 Td (below ) Tj ET Q q 0 0 0 rg BT 437.70 497.40 Td (are ) Tj ET Q q 0 0 0 rg BT 456.53 497.40 Td (considered ) Tj ET Q q 0 0 0 rg BT 512.68 497.40 Td (traditional ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 483.00 Td (securitization ) Tj ET Q q 0 0 0 rg BT 117.64 483.00 Td (exposures. ) Tj ET Q q 0 0 0 rg BT 171.63 483.00 Td ( ) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 460.50 257.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 307.50 460.50 4.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 311.50 460.50 190.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 501.50 460.50 4.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 505.50 460.50 57.00 -15.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 445.50 257.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 307.50 445.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 311.50 445.50 57.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 368.50 445.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 372.50 445.50 68.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 440.50 445.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 444.50 445.50 57.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 501.50 445.50 4.00 -24.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 505.50 445.50 57.00 -24.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 421.50 257.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 406.50 257.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 391.50 257.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 376.50 257.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 361.50 257.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 445.5 m 368.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 368.5 445.5 m 372.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 445.5 m 440.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 440.5 445.5 m 444.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 445.5 m 501.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 421.5 m 368.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 421.5 m 440.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 421.5 m 501.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 421.5 m 562.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 421.5 m 440.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 421.5 m 501.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 421.5 m 562.5 421.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 361.5 m 440.5 361.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 361.5 m 562.5 361.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 361.5 m 368.5 361.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 347.5 m 368.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 311.5 345.5 m 368.5 345.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 361.5 m 440.5 361.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 347.5 m 440.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 372.5 345.5 m 440.5 345.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 361.5 m 501.5 361.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 347.5 m 501.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 444.5 345.5 m 501.5 345.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 361.5 m 562.5 361.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 347.5 m 562.5 347.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 345.5 m 562.5 345.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.30 450.18 Td (Exposur) Tj ET Q q 0 0 0 rg BT 403.33 450.18 Td (e ) Tj ET Q q 0 0 0 rg BT 409.90 450.18 Td (Amount) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 435.71 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 53.00 432.95 63.63 -8.93 re f /GS0 gs q 0 0 0 rg BT 53.00 426.18 Td (Exposur) Tj ET Q q 0 0 0 rg BT 88.94 426.18 Td (e ) Tj ET Q q 0 0 0 rg BT 95.70 426.18 Td (T) Tj ET Q q 0 0 0 rg BT 101.63 426.18 Td (ype) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.25 426.18 Td (LHFI) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 384.60 436.18 Td (Unfunded) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.70 426.18 Td (Commitments) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.55 426.18 Td (T) Tj ET Q q 0 0 0 rg BT 467.76 426.18 Td (otal) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.25 426.18 Td (R) Tj ET Q q 0 0 0 rg BT 529.12 426.18 Td (W) Tj ET Q q 0 0 0 rg BT 538.01 426.18 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 411.17 Td (T) Tj ET Q q 0 0 0 rg BT 58.93 411.17 Td (rade ) Tj ET Q q 0 0 0 rg BT 78.46 411.17 Td (receivables) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.65 411.17 Td ($862) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.65 411.17 Td ($625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 411.17 Td ($1,487) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.65 411.17 Td ($308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 396.17 Td (Commercial and industrial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 396.17 Td (881) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 396.17 Td (336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 396.17 Td (1,217) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 396.17 Td (251) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 381.17 Td (Consumer ) Tj ET Q q 0 0 0 rg BT 96.61 381.17 Td (Loans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 381.17 Td (318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 381.17 Td (232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 381.17 Td (550) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 381.17 Td (1) Tj ET Q q 0 0 0 rg BT 548.65 381.17 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 366.17 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 366.17 Td (1,131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 366.17 Td (923) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 366.17 Td (2,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 366.17 Td (530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 351.17 Td (T) Tj ET Q q 0 0 0 rg BT 58.41 351.17 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.15 351.17 Td ($3,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.15 351.17 Td ($2,1) Tj ET Q q 0 0 0 rg BT 426.65 351.17 Td (16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.15 351.17 Td ($5,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 351.17 Td ($1,205) Tj ET Q BT /F1 10.00 Tf ET BT /F2 18.00 Tf ET q 0 0 0 rg BT 50.00 310.40 Td (Equities ) Tj ET Q q 0 0 0 rg BT 117.52 310.40 Td (not ) Tj ET Q q 0 0 0 rg BT 147.02 310.40 Td (subject ) Tj ET Q q 0 0 0 rg BT 206.52 310.40 Td (to ) Tj ET Q q 0 0 0 rg BT 226.01 310.40 Td (the ) Tj ET Q q 0 0 0 rg BT 254.50 310.40 Td (Market ) Tj ET Q q 0 0 0 rg BT 316.98 310.40 Td (Risk ) Tj ET Q q 0 0 0 rg BT 356.49 310.40 Td (Rule ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 284.00 Td (The ) Tj ET Q q 0 0 0 rg BT 71.60 284.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 121.21 284.00 Td (has ) Tj ET Q q 0 0 0 rg BT 140.15 284.00 Td (total ) Tj ET Q q 0 0 0 rg BT 164.42 284.00 Td (equity ) Tj ET Q q 0 0 0 rg BT 197.35 284.00 Td (exposures ) Tj ET Q q 0 0 0 rg BT 248.28 284.00 Td (not ) Tj ET Q q 0 0 0 rg BT 266.56 284.00 Td (subject ) Tj ET Q q 0 0 0 rg BT 303.49 284.00 Td (to ) Tj ET Q q 0 0 0 rg BT 315.77 284.00 Td (the ) Tj ET Q q 0 0 0 rg BT 333.37 284.00 Td (Market ) Tj ET Q q 0 0 0 rg BT 370.97 284.00 Td (Risk ) Tj ET Q q 0 0 0 rg BT 395.92 284.00 Td (Rule ) Tj ET Q q 0 0 0 rg BT 421.53 284.00 Td (of ) Tj ET Q q 0 0 0 rg BT 434.47 284.00 Td (approximately ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 506.72 284.00 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 530.66 284.00 Td (billion) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 562.00 284.00 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 269.60 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 60.37 269.60 Td (September30, ) Tj ET Q q 0 0 0 rg BT 131.40 269.60 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 155.40 269.60 Td (. ) Tj ET Q q 0 0 0 rg BT 159.99 269.60 Td (These ) Tj ET Q q 0 0 0 rg BT 190.36 269.60 Td (exposures ) Tj ET Q q 0 0 0 rg BT 240.06 269.60 Td (are ) Tj ET Q q 0 0 0 rg BT 256.42 269.60 Td (held ) Tj ET Q q 0 0 0 rg BT 278.80 269.60 Td (primarily ) Tj ET Q q 0 0 0 rg BT 325.17 269.60 Td (for ) Tj ET Q q 0 0 0 rg BT 340.87 269.60 Td (strategic ) Tj ET Q q 0 0 0 rg BT 383.23 269.60 Td (purposes ) Tj ET Q q 0 0 0 rg BT 427.61 269.60 Td (and ) Tj ET Q q 0 0 0 rg BT 446.65 269.60 Td (include ) Tj ET Q q 0 0 0 rg BT 483.68 269.60 Td (separate ) Tj ET Q q 0 0 0 rg BT 524.70 269.60 Td (account ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 255.20 Td (BOLI, ) Tj ET Q q 0 0 0 rg BT 85.21 255.20 Td (money ) Tj ET Q q 0 0 0 rg BT 122.08 255.20 Td (market ) Tj ET Q q 0 0 0 rg BT 159.62 255.20 Td (funds, ) Tj ET Q q 0 0 0 rg BT 193.50 255.20 Td (and ) Tj ET Q q 0 0 0 rg BT 215.04 255.20 Td (other ) Tj ET Q q 0 0 0 rg BT 243.91 255.20 Td (equity ) Tj ET Q q 0 0 0 rg BT 278.12 255.20 Td (investments ) Tj ET Q q 0 0 0 rg BT 339.66 255.20 Td (\(including ) Tj ET Q q 0 0 0 rg BT 393.20 255.20 Td (Federal ) Tj ET Q q 0 0 0 rg BT 433.39 255.20 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 476.26 255.20 Td (and ) Tj ET Q q 0 0 0 rg BT 497.80 255.20 Td (FHLB ) Tj ET Q q 0 0 0 rg BT 532.69 255.20 Td (stock\) ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 240.80 Td (classified ) Tj ET Q q 0 0 0 rg BT 97.80 240.80 Td (within ) Tj ET Q q 0 0 0 rg BT 130.94 240.80 Td (Other ) Tj ET Q q 0 0 0 rg BT 160.75 240.80 Td (assets, ) Tj ET Q q 0 0 0 rg BT 194.22 240.80 Td (the ) Tj ET Q q 0 0 0 rg BT 211.36 240.80 Td (majority ) Tj ET Q q 0 0 0 rg BT 254.50 240.80 Td (of ) Tj ET Q q 0 0 0 rg BT 266.98 240.80 Td (which ) Tj ET Q q 0 0 0 rg BT 298.78 240.80 Td (are ) Tj ET Q q 0 0 0 rg BT 315.91 240.80 Td (related ) Tj ET Q q 0 0 0 rg BT 351.03 240.80 Td (to ) Tj ET Q q 0 0 0 rg BT 362.85 240.80 Td (the ) Tj ET Q q 0 0 0 rg BT 379.99 240.80 Td (Company) Tj ET Q q 0 0 0 rg BT 429.99 240.80 Td (s ) Tj ET Q q 0 0 0 rg BT 437.14 240.80 Td (tax-advantaged ) Tj ET Q q 0 0 0 rg BT 512.91 240.80 Td (af) Tj ET Q q 0 0 0 rg BT 522.02 240.80 Td (fordable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 226.40 Td (housing ) Tj ET Q q 0 0 0 rg BT 91.00 226.40 Td (and ) Tj ET Q q 0 0 0 rg BT 111.33 226.40 Td (other ) Tj ET Q q 0 0 0 rg BT 138.99 226.40 Td (community ) Tj ET Q q 0 0 0 rg BT 196.65 226.40 Td (development ) Tj ET Q q 0 0 0 rg BT 261.63 226.40 Td (investments. ) Tj ET Q q 0 0 0 rg BT 324.96 226.40 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 197.60 Td (Equity ) Tj ET Q q 0 0 0 rg BT 84.39 197.60 Td (securities ) Tj ET Q q 0 0 0 rg BT 132.09 197.60 Td (with ) Tj ET Q q 0 0 0 rg BT 155.82 197.60 Td (a ) Tj ET Q q 0 0 0 rg BT 163.53 197.60 Td (readily ) Tj ET Q q 0 0 0 rg BT 199.24 197.60 Td (determinable ) Tj ET Q q 0 0 0 rg BT 264.26 197.60 Td (fair ) Tj ET Q q 0 0 0 rg BT 283.30 197.60 Td (value ) Tj ET Q q 0 0 0 rg BT 311.68 197.60 Td (are ) Tj ET Q q 0 0 0 rg BT 328.72 197.60 Td (reflected ) Tj ET Q q 0 0 0 rg BT 373.07 197.60 Td (within ) Tj ET Q q 0 0 0 rg BT 406.13 197.60 Td (Other ) Tj ET Q q 0 0 0 rg BT 435.84 197.60 Td (assets ) Tj ET Q q 0 0 0 rg BT 466.23 197.60 Td (and ) Tj ET Q q 0 0 0 rg BT 485.94 197.60 Td (measured ) Tj ET Q q 0 0 0 rg BT 534.31 197.60 Td (at ) Tj ET Q q 0 0 0 rg BT 545.36 197.60 Td (fair ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 183.20 Td (value ) Tj ET Q q 0 0 0 rg BT 78.24 183.20 Td (with ) Tj ET Q q 0 0 0 rg BT 101.83 183.20 Td (gains ) Tj ET Q q 0 0 0 rg BT 129.41 183.20 Td (and ) Tj ET Q q 0 0 0 rg BT 148.99 183.20 Td (losses ) Tj ET Q q 0 0 0 rg BT 179.91 183.20 Td (recognized ) Tj ET Q q 0 0 0 rg BT 234.80 183.20 Td (in ) Tj ET Q q 0 0 0 rg BT 246.39 183.20 Td (the ) Tj ET Q q 0 0 0 rg BT 263.30 183.20 Td (income ) Tj ET Q q 0 0 0 rg BT 300.87 183.20 Td (statement. ) Tj ET Q q 0 0 0 rg BT 352.11 183.20 Td (Beginning ) Tj ET Q q 0 0 0 rg BT 404.36 183.20 Td (January ) Tj ET Q q 0 0 0 rg BT 443.93 183.20 Td (1, ) Tj ET Q q 0 0 0 rg BT 455.18 183.20 Td (2018, ) Tj ET Q q 0 0 0 rg BT 484.44 183.20 Td (equity ) Tj ET Q q 0 0 0 rg BT 516.68 183.20 Td (securities ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 168.80 Td (without ) Tj ET Q q 0 0 0 rg BT 89.56 168.80 Td (readily ) Tj ET Q q 0 0 0 rg BT 125.77 168.80 Td (determinable ) Tj ET Q q 0 0 0 rg BT 191.30 168.80 Td (fair ) Tj ET Q q 0 0 0 rg BT 210.85 168.80 Td (values ) Tj ET Q q 0 0 0 rg BT 244.40 168.80 Td (are ) Tj ET Q q 0 0 0 rg BT 261.95 168.80 Td (recorded ) Tj ET Q q 0 0 0 rg BT 306.81 168.80 Td (using ) Tj ET Q q 0 0 0 rg BT 335.71 168.80 Td (a ) Tj ET Q q 0 0 0 rg BT 343.93 168.80 Td (measurement ) Tj ET Q q 0 0 0 rg BT 410.80 168.80 Td (alternative, ) Tj ET Q q 0 0 0 rg BT 467.33 168.80 Td (which ) Tj ET Q q 0 0 0 rg BT 499.55 168.80 Td (is ) Tj ET Q q 0 0 0 rg BT 510.45 168.80 Td (cost ) Tj ET Q q 0 0 0 rg BT 532.67 168.80 Td (minus ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 154.40 Td (impairment, ) Tj ET Q q 0 0 0 rg BT 111.93 154.40 Td (if ) Tj ET Q q 0 0 0 rg BT 122.87 154.40 Td (any) Tj ET Q q 0 0 0 rg BT 139.42 154.40 Td (, ) Tj ET Q q 0 0 0 rg BT 146.03 154.40 Td (plus ) Tj ET Q q 0 0 0 rg BT 169.65 154.40 Td (or ) Tj ET Q q 0 0 0 rg BT 183.26 154.40 Td (minus ) Tj ET Q q 0 0 0 rg BT 216.21 154.40 Td (changes ) Tj ET Q q 0 0 0 rg BT 258.47 154.40 Td (resulting ) Tj ET Q q 0 0 0 rg BT 304.07 154.40 Td (from ) Tj ET Q q 0 0 0 rg BT 331.01 154.40 Td (observable ) Tj ET Q q 0 0 0 rg BT 386.60 154.40 Td (price ) Tj ET Q q 0 0 0 rg BT 414.20 154.40 Td (changes. ) Tj ET Q q 0 0 0 rg BT 459.20 154.40 Td (The ) Tj ET Q q 0 0 0 rg BT 481.47 154.40 Td (exception ) Tj ET Q q 0 0 0 rg BT 531.73 154.40 Td (to ) Tj ET Q q 0 0 0 rg BT 544.67 154.40 Td (this ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 140.00 Td (approach ) Tj ET Q q 0 0 0 rg BT 97.10 140.00 Td (is ) Tj ET Q q 0 0 0 rg BT 108.22 140.00 Td (for ) Tj ET Q q 0 0 0 rg BT 125.34 140.00 Td (investments ) Tj ET Q q 0 0 0 rg BT 185.79 140.00 Td (accounted ) Tj ET Q q 0 0 0 rg BT 237.55 140.00 Td (for ) Tj ET Q q 0 0 0 rg BT 254.66 140.00 Td (using ) Tj ET Q q 0 0 0 rg BT 283.78 140.00 Td (the ) Tj ET Q q 0 0 0 rg BT 301.57 140.00 Td (equity ) Tj ET Q q 0 0 0 rg BT 334.68 140.00 Td (method ) Tj ET Q q 0 0 0 rg BT 373.80 140.00 Td (and ) Tj ET Q q 0 0 0 rg BT 394.25 140.00 Td (investments ) Tj ET Q q 0 0 0 rg BT 454.70 140.00 Td (in ) Tj ET Q q 0 0 0 rg BT 467.15 140.00 Td (qualified ) Tj ET Q q 0 0 0 rg BT 512.92 140.00 Td (af) Tj ET Q q 0 0 0 rg BT 522.03 140.00 Td (fordable ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 125.60 Td (housing ) Tj ET Q q 0 0 0 rg BT 92.13 125.60 Td (entities, ) Tj ET Q q 0 0 0 rg BT 133.92 125.60 Td (the ) Tj ET Q q 0 0 0 rg BT 152.71 125.60 Td (latter ) Tj ET Q q 0 0 0 rg BT 181.49 125.60 Td (of ) Tj ET Q q 0 0 0 rg BT 195.62 125.60 Td (which ) Tj ET Q q 0 0 0 rg BT 229.07 125.60 Td (are ) Tj ET Q q 0 0 0 rg BT 247.85 125.60 Td (accounted ) Tj ET Q q 0 0 0 rg BT 300.62 125.60 Td (for ) Tj ET Q q 0 0 0 rg BT 318.74 125.60 Td (using ) Tj ET Q q 0 0 0 rg BT 348.87 125.60 Td (the ) Tj ET Q q 0 0 0 rg BT 367.66 125.60 Td (proportional ) Tj ET Q q 0 0 0 rg BT 431.11 125.60 Td (amortization ) Tj ET Q q 0 0 0 rg BT 495.89 125.60 Td (method ) Tj ET Q q 0 0 0 rg BT 536.01 125.60 Td (when ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 111.20 Td (certain ) Tj ET Q q 0 0 0 rg BT 87.25 111.20 Td (conditions ) Tj ET Q q 0 0 0 rg BT 141.85 111.20 Td (are ) Tj ET Q q 0 0 0 rg BT 161.10 111.20 Td (met. ) Tj ET Q q 0 0 0 rg BT 186.70 111.20 Td (Details ) Tj ET Q q 0 0 0 rg BT 225.30 111.20 Td (of ) Tj ET Q q 0 0 0 rg BT 239.90 111.20 Td (the ) Tj ET Q q 0 0 0 rg BT 259.16 111.20 Td (Company) Tj ET Q q 0 0 0 rg BT 309.16 111.20 Td (s ) Tj ET Q q 0 0 0 rg BT 318.43 111.20 Td (accounting ) Tj ET Q q 0 0 0 rg BT 375.68 111.20 Td (policy ) Tj ET Q q 0 0 0 rg BT 410.28 111.20 Td (for ) Tj ET Q q 0 0 0 rg BT 428.88 111.20 Td (equity ) Tj ET Q q 0 0 0 rg BT 463.48 111.20 Td (investments ) Tj ET Q q 0 0 0 rg BT 525.41 111.20 Td (and ) Tj ET Q q 0 0 0 rg BT 547.34 111.20 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 96.80 Td (valuation ) Tj ET Q q 0 0 0 rg BT 96.21 96.80 Td (of ) Tj ET Q q 0 0 0 rg BT 107.76 96.80 Td (financial ) Tj ET Q q 0 0 0 rg BT 151.30 96.80 Td (instruments ) Tj ET Q q 0 0 0 rg BT 208.85 96.80 Td (are ) Tj ET Q q 0 0 0 rg BT 225.06 96.80 Td (provided ) Tj ET Q q 0 0 0 rg BT 269.27 96.80 Td (in ) Tj ET Q q 0 0 0 rg BT 280.16 96.80 Td (Note ) Tj ET Q q 0 0 0 rg BT 305.05 96.80 Td (1, ) Tj ET Q q 0 0 0 rg BT 315.60 96.80 Td (Significant ) Tj ET Q q 0 0 0 rg BT 374.80 96.80 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 432.35 96.80 Td (Policies, ) Tj ET Q q 0 0 0 rg BT 480.23 96.80 Td (in ) Tj ET Q q 0 0 0 rg BT 491.12 96.80 Td (the ) Tj ET Q q 0 0 0 rg BT 507.33 96.80 Td (Company) Tj ET Q q 0 0 0 rg BT 557.33 96.80 Td (s ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 82.40 Td (Form ) Tj ET Q q 0 0 0 rg BT 79.00 82.40 Td (10-K ) Tj ET Q q 0 0 0 rg BT 106.67 82.40 Td (and ) Tj ET Q q 0 0 0 rg BT 126.99 82.40 Td (Form ) Tj ET Q q 0 0 0 rg BT 156.00 82.40 Td (10-Q.) Tj ET Q endstream endobj 65 0 obj <> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (30) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 740.70 Td (There ) Tj ET Q q 0 0 0 rg BT 81.28 740.70 Td (was ) Tj ET Q q 0 0 0 rg BT 103.25 740.70 Td (an ) Tj ET Q q 0 0 0 rg BT 117.88 740.70 Td (immaterial ) Tj ET Q q 0 0 0 rg BT 173.16 740.70 Td (amount ) Tj ET Q q 0 0 0 rg BT 212.46 740.70 Td (of ) Tj ET Q q 0 0 0 rg BT 225.76 740.70 Td ( ) Tj ET Q q 0 0 0 rg BT 229.07 740.70 Td (realized ) Tj ET Q q 0 0 0 rg BT 270.34 740.70 Td (gains ) Tj ET Q q 0 0 0 rg BT 298.98 740.70 Td (arising ) Tj ET Q q 0 0 0 rg BT 334.94 740.70 Td (from ) Tj ET Q q 0 0 0 rg BT 361.57 740.70 Td (the ) Tj ET Q q 0 0 0 rg BT 379.54 740.70 Td (sale ) Tj ET Q q 0 0 0 rg BT 401.50 740.70 Td (or ) Tj ET Q q 0 0 0 rg BT 414.80 740.70 Td (liquidation ) Tj ET Q q 0 0 0 rg BT 470.10 740.70 Td (of ) Tj ET Q q 0 0 0 rg BT 483.40 740.70 Td (equity ) Tj ET Q q 0 0 0 rg BT 516.70 740.70 Td (securities ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 726.30 Td (during ) Tj ET Q q 0 0 0 rg BT 83.12 726.30 Td (the ) Tj ET Q q 0 0 0 rg BT 99.57 726.30 Td (three ) Tj ET Q q 0 0 0 rg BT 125.34 726.30 Td (months ) Tj ET Q q 0 0 0 rg BT 162.46 726.30 Td (ended ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 192.91 726.30 Td (September30, ) Tj ET Q q 0 0 0 rg BT 264.01 726.30 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 288.01 726.30 Td (. ) Tj ET Q q 0 0 0 rg BT 292.80 726.30 Td ( ) Tj ET Q q 0 0 0 rg BT 294.46 726.30 Td (There ) Tj ET Q q 0 0 0 rg BT 324.23 726.30 Td (was ) Tj ET Q q 0 0 0 rg BT 344.68 726.30 Td (no ) Tj ET Q q 0 0 0 rg BT 358.46 726.30 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 410.22 726.30 Td (gain ) Tj ET Q q 0 0 0 rg BT 432.67 726.30 Td (on ) Tj ET Q q 0 0 0 rg BT 446.46 726.30 Td (equity ) Tj ET Q q 0 0 0 rg BT 478.24 726.30 Td (securities ) Tj ET Q q 0 0 0 rg BT 525.35 726.30 Td (without ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 711.90 Td (a ) Tj ET Q q 0 0 0 rg BT 56.94 711.90 Td (readily ) Tj ET Q q 0 0 0 rg BT 91.87 711.90 Td (determinable ) Tj ET Q q 0 0 0 rg BT 156.12 711.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 174.39 711.90 Td (value ) Tj ET Q q 0 0 0 rg BT 201.99 711.90 Td (recognized ) Tj ET Q q 0 0 0 rg BT 256.24 711.90 Td (in ) Tj ET Q q 0 0 0 rg BT 267.19 711.90 Td (the ) Tj ET Q q 0 0 0 rg BT 283.46 711.90 Td (income ) Tj ET Q q 0 0 0 rg BT 320.40 711.90 Td (statement ) Tj ET Q q 0 0 0 rg BT 367.99 711.90 Td (for ) Tj ET Q q 0 0 0 rg BT 383.60 711.90 Td (the ) Tj ET Q q 0 0 0 rg BT 399.88 711.90 Td (three ) Tj ET Q q 0 0 0 rg BT 425.47 711.90 Td (months ) Tj ET Q q 0 0 0 rg BT 462.42 711.90 Td (ended ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 492.69 711.90 Td (September30, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 697.50 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 74.00 697.50 Td (.) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 671.10 Td (For ) Tj ET Q q 0 0 0 rg BT 70.04 671.10 Td (exposures ) Tj ET Q q 0 0 0 rg BT 121.40 671.10 Td (to ) Tj ET Q q 0 0 0 rg BT 134.10 671.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 190.13 671.10 Td (funds, ) Tj ET Q q 0 0 0 rg BT 223.16 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.19 671.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 291.22 671.10 Td (uses ) Tj ET Q q 0 0 0 rg BT 315.26 671.10 Td (a ) Tj ET Q q 0 0 0 rg BT 323.96 671.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 387.31 671.10 Td (of ) Tj ET Q q 0 0 0 rg BT 400.68 671.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.71 671.10 Td (Full ) Tj ET Q q 0 0 0 rg BT 441.42 671.10 Td (Look-Through ) Tj ET Q q 0 0 0 rg BT 514.70 671.10 Td (Approach ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 656.70 Td (and ) Tj ET Q q 0 0 0 rg BT 71.82 656.70 Td (the ) Tj ET Q q 0 0 0 rg BT 90.98 656.70 Td (Simple ) Tj ET Q q 0 0 0 rg BT 129.48 656.70 Td (Modified ) Tj ET Q q 0 0 0 rg BT 178.63 656.70 Td (Look-Through ) Tj ET Q q 0 0 0 rg BT 252.79 656.70 Td (Approach ) Tj ET Q q 0 0 0 rg BT 304.60 656.70 Td (to ) Tj ET Q q 0 0 0 rg BT 318.43 656.70 Td (calculate ) Tj ET Q q 0 0 0 rg BT 365.55 656.70 Td (R) Tj ET Q q 0 0 0 rg BT 372.90 656.70 Td (W) Tj ET Q q 0 0 0 rg BT 382.89 656.70 Td (A. ) Tj ET Q q 0 0 0 rg BT 399.05 656.70 Td (Under ) Tj ET Q q 0 0 0 rg BT 433.54 656.70 Td (these ) Tj ET Q q 0 0 0 rg BT 462.69 656.70 Td (approaches, ) Tj ET Q q 0 0 0 rg BT 524.16 656.70 Td (R) Tj ET Q q 0 0 0 rg BT 531.50 656.70 Td (W) Tj ET Q q 0 0 0 rg BT 541.49 656.70 Td (A) Tj ET Q q 0 0 0 rg BT 549.50 656.70 Td ( ) Tj ET Q q 0 0 0 rg BT 553.99 656.70 Td (is ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 642.30 Td (calculated ) Tj ET Q q 0 0 0 rg BT 101.70 642.30 Td (on ) Tj ET Q q 0 0 0 rg BT 116.76 642.30 Td (the ) Tj ET Q q 0 0 0 rg BT 134.49 642.30 Td (underlying ) Tj ET Q q 0 0 0 rg BT 189.54 642.30 Td (exposures ) Tj ET Q q 0 0 0 rg BT 240.59 642.30 Td (held ) Tj ET Q q 0 0 0 rg BT 264.32 642.30 Td (by ) Tj ET Q q 0 0 0 rg BT 279.38 642.30 Td (the ) Tj ET Q q 0 0 0 rg BT 297.11 642.30 Td (fund ) Tj ET Q q 0 0 0 rg BT 322.17 642.30 Td (as ) Tj ET Q q 0 0 0 rg BT 335.23 642.30 Td (if ) Tj ET Q q 0 0 0 rg BT 345.62 642.30 Td (they ) Tj ET Q q 0 0 0 rg BT 369.35 642.30 Td (were ) Tj ET Q q 0 0 0 rg BT 395.73 642.30 Td (held ) Tj ET Q q 0 0 0 rg BT 419.45 642.30 Td (directly ) Tj ET Q q 0 0 0 rg BT 459.17 642.30 Td (by ) Tj ET Q q 0 0 0 rg BT 474.23 642.30 Td (the ) Tj ET Q q 0 0 0 rg BT 491.96 642.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 541.68 642.30 Td (and, ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 627.90 Td (then, ) Tj ET Q q 0 0 0 rg BT 77.29 627.90 Td (multiplied ) Tj ET Q q 0 0 0 rg BT 130.25 627.90 Td (by ) Tj ET Q q 0 0 0 rg BT 145.88 627.90 Td (the ) Tj ET Q q 0 0 0 rg BT 164.16 627.90 Td (Company) Tj ET Q q 0 0 0 rg BT 214.16 627.90 Td (s ) Tj ET Q q 0 0 0 rg BT 222.46 627.90 Td (proportional ) Tj ET Q q 0 0 0 rg BT 285.41 627.90 Td (ownership ) Tj ET Q q 0 0 0 rg BT 339.03 627.90 Td (share ) Tj ET Q q 0 0 0 rg BT 367.98 627.90 Td (of ) Tj ET Q q 0 0 0 rg BT 381.60 627.90 Td (the ) Tj ET Q q 0 0 0 rg BT 399.89 627.90 Td (fund. ) Tj ET Q q 0 0 0 rg BT 428.51 627.90 Td (For ) Tj ET Q q 0 0 0 rg BT 448.81 627.90 Td (all ) Tj ET Q q 0 0 0 rg BT 464.44 627.90 Td (other ) Tj ET Q q 0 0 0 rg BT 492.72 627.90 Td (exposures, ) Tj ET Q q 0 0 0 rg BT 547.34 627.90 Td (the ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 613.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 99.34 613.50 Td (uses ) Tj ET Q q 0 0 0 rg BT 122.67 613.50 Td (the ) Tj ET Q q 0 0 0 rg BT 140.01 613.50 Td (SR) Tj ET Q q 0 0 0 rg BT 154.02 613.50 Td (W) Tj ET Q q 0 0 0 rg BT 164.02 613.50 Td (A. ) Tj ET Q q 0 0 0 rg BT 178.36 613.50 Td (Under ) Tj ET Q q 0 0 0 rg BT 211.02 613.50 Td (the ) Tj ET Q q 0 0 0 rg BT 228.35 613.50 Td (SR) Tj ET Q q 0 0 0 rg BT 242.36 613.50 Td (W) Tj ET Q q 0 0 0 rg BT 252.36 613.50 Td (A, ) Tj ET Q q 0 0 0 rg BT 266.70 613.50 Td (the ) Tj ET Q q 0 0 0 rg BT 284.03 613.50 Td (Company ) Tj ET Q q 0 0 0 rg BT 333.37 613.50 Td (applies ) Tj ET Q q 0 0 0 rg BT 370.03 613.50 Td (the ) Tj ET Q q 0 0 0 rg BT 387.36 613.50 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 439.34 613.50 Td (prescribed ) Tj ET Q q 0 0 0 rg BT 491.99 613.50 Td (risk ) Tj ET Q q 0 0 0 rg BT 512.66 613.50 Td (weights ) Tj ET Q q 0 0 0 rg BT 552.66 613.50 Td (to ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 599.10 Td (the ) Tj ET Q q 0 0 0 rg BT 67.66 599.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 110.64 599.10 Td (value ) Tj ET Q q 0 0 0 rg BT 139.63 599.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.62 599.10 Td (each ) Tj ET Q q 0 0 0 rg BT 177.60 599.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 210.59 599.10 Td (exposure.) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 566.600390625 m 113.33984375 566.600390625 l s q 0 0 0 rg BT 50.00 568.20 Td (Equity ) Tj ET Q q 0 0 0 rg BT 85.00 568.20 Td (R) Tj ET Q q 0 0 0 rg BT 92.34 568.20 Td (W) Tj ET Q q 0 0 0 rg BT 102.34 568.20 Td (A) Tj ET Q q 0 0 0 rg BT 110.34 568.20 Td ( ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 541.80 Td (The ) Tj ET Q q 0 0 0 rg BT 71.40 541.80 Td (following ) Tj ET Q q 0 0 0 rg BT 120.81 541.80 Td (table ) Tj ET Q q 0 0 0 rg BT 146.88 541.80 Td (presents ) Tj ET Q q 0 0 0 rg BT 188.95 541.80 Td (the ) Tj ET Q q 0 0 0 rg BT 206.36 541.80 Td (exposure ) Tj ET Q q 0 0 0 rg BT 252.42 541.80 Td (and ) Tj ET Q q 0 0 0 rg BT 272.49 541.80 Td (R) Tj ET Q q 0 0 0 rg BT 279.84 541.80 Td (W) Tj ET Q q 0 0 0 rg BT 289.83 541.80 Td (A) Tj ET Q q 0 0 0 rg BT 297.84 541.80 Td ( ) Tj ET Q q 0 0 0 rg BT 300.58 541.80 Td (for ) Tj ET Q q 0 0 0 rg BT 317.32 541.80 Td (equities ) Tj ET Q q 0 0 0 rg BT 357.39 541.80 Td (not ) Tj ET Q q 0 0 0 rg BT 375.47 541.80 Td (subject ) Tj ET Q q 0 0 0 rg BT 412.21 541.80 Td (to ) Tj ET Q q 0 0 0 rg BT 424.29 541.80 Td (the ) Tj ET Q q 0 0 0 rg BT 441.70 541.80 Td (Market ) Tj ET Q q 0 0 0 rg BT 479.10 541.80 Td (Risk ) Tj ET Q q 0 0 0 rg BT 503.85 541.80 Td (Rule ) Tj ET Q q 0 0 0 rg BT 529.26 541.80 Td (by ) Tj ET Q q 0 0 0 rg BT 544.01 541.80 Td (risk ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 527.40 Td (weight ) Tj ET Q q 0 0 0 rg BT 85.66 527.40 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 97.32 527.40 Td (September30, ) Tj ET Q q 0 0 0 rg BT 169.64 527.40 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 193.64 527.40 Td (.) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 504.90 338.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 388.50 504.90 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 392.50 504.90 170.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 490.90 338.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 388.50 490.90 4.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 392.50 490.90 83.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 475.50 490.90 4.00 -16.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.50 490.90 83.00 -16.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 474.90 338.00 -16.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 458.90 338.00 -16.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 442.90 338.00 -16.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 426.90 338.00 -15.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 411.90 338.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 474.9 m 475.5 474.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 474.9 m 562.5 474.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 474.9 m 562.5 474.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 411.9 m 475.5 411.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 397.9 m 475.5 397.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 392.5 395.9 m 475.5 395.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 411.9 m 562.5 411.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 397.9 m 562.5 397.9 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 395.9 m 562.5 395.9 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 495.36 Td (\($ in millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 479.58 Td (Risk-weight ) Tj ET Q q 0 0 0 rg BT 106.61 479.58 Td (category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.30 479.58 Td (Exposur) Tj ET Q q 0 0 0 rg BT 449.33 479.58 Td (e) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.25 479.58 Td (R) Tj ET Q q 0 0 0 rg BT 516.12 479.58 Td (W) Tj ET Q q 0 0 0 rg BT 525.01 479.58 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 463.57 Td (0% ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 68.83 468.10 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 463.57 Td ($447) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 463.57 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 447.57 Td (20% ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 73.83 452.10 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 447.57 Td (196) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 447.57 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 431.57 Td (100% ) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 78.83 436.10 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 431.57 Td (1,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 431.57 Td (1,752) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 416.57 Td (Look-through) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.65 416.57 Td (200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 416.57 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 401.57 Td (T) Tj ET Q q 0 0 0 rg BT 58.41 401.57 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 401.57 Td ($2,595) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 401.57 Td ($1,847) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 389.93 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.25 385.40 Td ( ) Tj ET Q q 0 0 0 rg BT 55.75 385.40 Td (Includes ) Tj ET Q q 0 0 0 rg BT 92.13 385.40 Td ($403 ) Tj ET Q q 0 0 0 rg BT 114.63 385.40 Td (million ) Tj ET Q q 0 0 0 rg BT 146.02 385.40 Td (of ) Tj ET Q q 0 0 0 rg BT 156.85 385.40 Td (Federal ) Tj ET Q q 0 0 0 rg BT 189.33 385.40 Td (Reserve ) Tj ET Q q 0 0 0 rg BT 224.04 385.40 Td (Bank ) Tj ET Q q 0 0 0 rg BT 247.65 385.40 Td (of ) Tj ET Q q 0 0 0 rg BT 257.93 385.40 Td (Atlanta ) Tj ET Q q 0 0 0 rg BT 289.86 385.40 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 377.93 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.25 373.40 Td ( ) Tj ET Q q 0 0 0 rg BT 55.75 373.40 Td (Includes ) Tj ET Q q 0 0 0 rg BT 92.13 373.40 Td ($143 ) Tj ET Q q 0 0 0 rg BT 114.63 373.40 Td (million ) Tj ET Q q 0 0 0 rg BT 146.02 373.40 Td (of ) Tj ET Q q 0 0 0 rg BT 156.85 373.40 Td (Federal ) Tj ET Q q 0 0 0 rg BT 189.33 373.40 Td (Home ) Tj ET Q q 0 0 0 rg BT 216.27 373.40 Td (Loan ) Tj ET Q q 0 0 0 rg BT 239.32 373.40 Td (Bank ) Tj ET Q q 0 0 0 rg BT 262.93 373.40 Td (of ) Tj ET Q q 0 0 0 rg BT 273.21 373.40 Td (Atlanta ) Tj ET Q q 0 0 0 rg BT 305.14 373.40 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 50.00 365.93 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.25 361.40 Td ( Primarily includes equity exposures to community development investments.) Tj ET Q BT /F1 12.00 Tf ET 0 0 0 RG /GS0 gs 0.59 w 0 i [] 0 d 1 J 1 j 3 M 50 328.950390625 m 190.607421875 328.950390625 l s q 0 0 0 rg BT 50.00 330.55 Td (Carrying ) Tj ET Q q 0 0 0 rg BT 95.66 330.55 Td (value ) Tj ET Q q 0 0 0 rg BT 124.64 330.55 Td (and ) Tj ET Q q 0 0 0 rg BT 144.97 330.55 Td (fair ) Tj ET Q q 0 0 0 rg BT 164.62 330.55 Td (value) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 304.15 Td (The ) Tj ET Q q 0 0 0 rg BT 74.33 304.15 Td (following ) Tj ET Q q 0 0 0 rg BT 126.67 304.15 Td (table ) Tj ET Q q 0 0 0 rg BT 155.67 304.15 Td (presents ) Tj ET Q q 0 0 0 rg BT 200.66 304.15 Td (the ) Tj ET Q q 0 0 0 rg BT 221.00 304.15 Td (carrying ) Tj ET Q q 0 0 0 rg BT 266.65 304.15 Td (value ) Tj ET Q q 0 0 0 rg BT 298.31 304.15 Td (for ) Tj ET Q q 0 0 0 rg BT 317.98 304.15 Td (equities ) Tj ET Q q 0 0 0 rg BT 360.98 304.15 Td (not ) Tj ET Q q 0 0 0 rg BT 381.99 304.15 Td (subject ) Tj ET Q q 0 0 0 rg BT 421.65 304.15 Td (to ) Tj ET Q q 0 0 0 rg BT 436.66 304.15 Td (the ) Tj ET Q q 0 0 0 rg BT 457.00 304.15 Td (Market ) Tj ET Q q 0 0 0 rg BT 497.32 304.15 Td (Risk ) Tj ET Q q 0 0 0 rg BT 525.00 304.15 Td (Rule ) Tj ET Q q 0 0 0 rg BT 553.34 304.15 Td (at ) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 289.75 Td (September30, ) Tj ET Q q 0 0 0 rg BT 122.32 289.75 Td (2018) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 146.32 289.75 Td (. ) Tj ET Q 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 50.50 267.25 425.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 475.50 267.25 4.00 -14.00 re f /GS0 gs 0.7490196078431373 0.8941176470588236 1 rg /GS0 gs 479.50 267.25 81.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 253.25 425.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 239.25 425.00 -14.00 re f /GS0 gs 0.8509803921568627 0.8509803921568627 0.8509803921568627 rg /GS0 gs 50.50 225.25 425.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 253.25 m 560.5 253.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 253.25 m 560.5 253.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 225.25 m 560.5 225.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 212.25 m 560.5 212.25 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 479.5 210.25 m 560.5 210.25 l s BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 258.51 Td (\($ ) Tj ET Q q 0 0 0 rg BT 62.75 258.51 Td (in ) Tj ET Q q 0 0 0 rg BT 72.00 258.51 Td (millions\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.55 257.93 Td (Carrying ) Tj ET Q q 0 0 0 rg BT 528.31 257.93 Td (V) Tj ET Q q 0 0 0 rg BT 534.61 257.93 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 243.82 Td (Publicly ) Tj ET Q q 0 0 0 rg BT 88.83 243.82 Td (traded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.65 243.82 Td ($73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 229.82 Td (Non-publicly ) Tj ET Q q 0 0 0 rg BT 108.83 229.82 Td (traded) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.15 229.82 Td (2,522) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 215.82 Td (T) Tj ET Q q 0 0 0 rg BT 58.41 215.82 Td (otal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.15 215.82 Td ($2,595) Tj ET Q BT /F1 10.00 Tf ET BT /F2 18.00 Tf ET q 0 0 0 rg BT 50.00 175.15 Td (Inter) Tj ET Q q 0 0 0 rg BT 88.66 175.15 Td (est ) Tj ET Q q 0 0 0 rg BT 114.15 175.15 Td (rate ) Tj ET Q q 0 0 0 rg BT 149.62 175.15 Td (risk ) Tj ET Q q 0 0 0 rg BT 184.13 175.15 Td (for) Tj ET Q q 0 0 0 rg BT 206.79 175.15 Td ( ) Tj ET Q q 0 0 0 rg BT 211.29 175.15 Td (non-trading ) Tj ET Q q 0 0 0 rg BT 307.81 175.15 Td (activities) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 148.75 Td (The ) Tj ET Q q 0 0 0 rg BT 71.79 148.75 Td (Company ) Tj ET Q q 0 0 0 rg BT 121.58 148.75 Td (provides ) Tj ET Q q 0 0 0 rg BT 166.04 148.75 Td (information ) Tj ET Q q 0 0 0 rg BT 225.83 148.75 Td (on ) Tj ET Q q 0 0 0 rg BT 240.96 148.75 Td (its ) Tj ET Q q 0 0 0 rg BT 255.43 148.75 Td (interest ) Tj ET Q q 0 0 0 rg BT 293.88 148.75 Td (rate ) Tj ET Q q 0 0 0 rg BT 315.00 148.75 Td (risk ) Tj ET Q q 0 0 0 rg BT 336.13 148.75 Td (related ) Tj ET Q q 0 0 0 rg BT 371.90 148.75 Td (to ) Tj ET Q q 0 0 0 rg BT 384.37 148.75 Td (non-trading ) Tj ET Q q 0 0 0 rg BT 443.49 148.75 Td (activities ) Tj ET Q q 0 0 0 rg BT 489.94 148.75 Td (in ) Tj ET Q q 0 0 0 rg BT 502.40 148.75 Td (its ) Tj ET Q q 0 0 0 rg BT 516.87 148.75 Td (Form ) Tj ET Q q 0 0 0 rg BT 546.01 148.75 Td (10-) Tj ET Q BT /F1 12.00 Tf ET q 0 0 0 rg BT 50.00 134.35 Td (K ) Tj ET Q q 0 0 0 rg BT 61.67 134.35 Td (in ) Tj ET Q q 0 0 0 rg BT 74.00 134.35 Td (the ) Tj ET Q q 0 0 0 rg BT 91.66 134.35 Td (Market ) Tj ET Q q 0 0 0 rg BT 134.64 134.35 Td (Risk ) Tj ET Q q 0 0 0 rg BT 159.65 134.35 Td (from ) Tj ET Q q 0 0 0 rg BT 185.97 134.35 Td (Non-T) Tj ET Q q 0 0 0 rg BT 217.54 134.35 Td (rading ) Tj ET Q q 0 0 0 rg BT 250.54 134.35 Td (Activities ) Tj ET Q q 0 0 0 rg BT 305.52 134.35 Td (section. ) Tj ET Q endstream endobj 67 0 obj <> /View <>>>>> endobj 68 0 obj <> /View <>>>>> endobj 69 0 obj <> endobj 70 0 obj <> stream xy\E7~n{{w'd'52 HaGPPA!"" b-&h,+TLy?:uk?uΩoH""?W~.Xv3&rm 2\jMgwm'CڴzlycǏ\ rBjx\DsV@{twocmC{Iwl11z:1m!t-\q3D.:yz'Wɨp[_F=>E"ǢӦ/|K&_~=!wn-az3¦h$7,ؑ2Oo_eSFLlk}Fg[F>|;